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Recent items, highlighted in orange, are $4.00 each. All others are $1.00 each.


Click on the deal summary to see the full details.

Morgan Stanley Finance LLC 8.15%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/17/2025

Morgan Stanley Finance LLC 0.00% due 5/21/2025

Morgan Stanley Finance LLC 9.45% per year, payable quarterly if each index closes at or above its coupon barrier level on each trading day during the observation period; Coupon barrier levels: 1,429.823 for Russell, 3,639.34 for S&P, 12,815.59 for Nasdaq; 70% of initial levels due 7/16/2026

Morgan Stanley Finance LLC 9.6%, paid quarterly, if each underlying index closes at or above its 70% downside threshold every day that quarter due 4/15/2027

Morgan Stanley Finance LLC 0.00% due 3/13/2026

Morgan Stanley Finance LLC 12.8%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 10/15/2025

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/15/2026

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/15/2026

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/12/2026

Morgan Stanley Finance LLC 0.00% due 7/16/2025

Morgan Stanley Finance LLC 0.00% due 4/12/2029

Morgan Stanley Finance LLC 0.00% due 4/13/2026

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 85% coupon barrier on the related monthly observation date due 4/14/2025

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every trading day during the observation period due 4/13/2026

Morgan Stanley Finance LLC 0.00% due 6/12/2025

Morgan Stanley Finance LLC SOFR plus 100 bps with floor of 0.1%, payable quarterly due 4/15/2031

Morgan Stanley Finance LLC 9.22%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,643.04 for S&P, 1,444.429 for Russell; 70% of initial levels due 4/10/2029

Morgan Stanley Finance LLC 0.00% due 4/9/2026

Morgan Stanley Finance LLC 0.00% due 5/6/2027

Morgan Stanley Finance LLC 14%, paid quarterly, if each underlier closes at or above its 60% coupon barrier on the related quarterly observation date due 4/8/2027

Morgan Stanley Finance LLC 8.6%, payable monthly if each index closes at or above 80% of initial level on related observation date due 4/8/2027

Morgan Stanley Finance LLC 15%, paid monthly, if each underlier closes at or above its 80% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 4/8/2026

Morgan Stanley Finance LLC 0.00% due 4/8/2027

Morgan Stanley Finance LLC 0.00% due 4/8/2027

Morgan Stanley Finance LLC 10% annual rate, payable quarterly if all indexes finish above interest barrier levels every day that period; Interest barrier levels: 3,549.532 for Euro Stoxx, 1,437.6796 for Russell, 12,515.146 for Nasdaq; 70% of initial levels due 10/7/2027

Morgan Stanley Finance LLC 0.00% due 1/7/2027

Morgan Stanley Finance LLC 0.00% due 4/9/2026

Morgan Stanley Finance LLC 0.00% due 4/6/2028

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 73% coupon barrier on the related monthly observation date due 4/9/2026

Morgan Stanley Finance LLC 12.2%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 10/7/2026

Morgan Stanley Finance LLC 9.9%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 10/7/2025

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon barrier level on each trading day during the observation period; Coupon barrier levels: 1,453.342 for Russell, 3,648.04 for S&P, 3,548.48 for Stoxx; 70% of initial levels due 4/8/2027

Morgan Stanley Finance LLC 0.00% due 4/7/2027

Morgan Stanley Finance LLC 0.00% due 2/11/2026

Morgan Stanley Finance LLC 9.6%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 4/1/2026

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2034

Morgan Stanley Finance LLC 0.00% due 4/3/2030

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 8.3%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/2/2026

Morgan Stanley Finance LLC 9.6%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 4/2/2027

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/1/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2029

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 4/2/2029

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 4/1/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 4/2/2025

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 14.03%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier level: $88.94; 50% of initial price due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 4/1/2027

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/31/2025

Morgan Stanley Finance LLC 8.05%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/30/2026

Morgan Stanley Finance LLC 10.7%, paid monthly, if each underlier closes at or above its 80% coupon barrier on the related monthly observation date due 9/30/2026

Morgan Stanley Finance LLC 6.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/31/2025

Morgan Stanley Finance LLC 6.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/30/2025

Morgan Stanley Finance LLC 10%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 9/29/2025

Morgan Stanley Finance LLC 0.00% due 4/29/2025

Morgan Stanley Finance LLC 0.00% due 3/28/2030

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 3/30/2026

Morgan Stanley Finance LLC 0.00% due 4/10/2025

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 3/28/2034

Morgan Stanley Finance LLC 0.00% due 3/27/2029

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/26/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/26/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/26/2026

Morgan Stanley Finance LLC 8.8%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/25/2027

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/25/2026

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/25/2027

Morgan Stanley Finance LLC 8.1%, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/26/2026

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on every business day during the relevant observation period due 3/26/2026

Morgan Stanley Finance LLC 8.3%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 3/26/2026

Morgan Stanley Finance LLC 10.15%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 3/25/2027

Morgan Stanley Finance LLC 8%, paid monthly, if each index closes at or above its 75% coupon barrier on the relevant observation date, plus any previously unpaid coupons due 3/26/2026

Morgan Stanley Finance LLC 0.00% due 3/26/2026

Morgan Stanley Finance LLC 0.00% due 3/27/2028

Morgan Stanley Finance LLC 0.00% due 3/25/2027

Morgan Stanley Finance LLC 0.00% due 3/27/2028

Morgan Stanley Finance LLC 0.00% due 3/25/2027

Morgan Stanley Finance LLC 0.00% due 3/27/2028

Morgan Stanley Finance LLC 0.00% due 3/27/2029

Morgan Stanley Finance LLC 30%, paid monthly, if each underlying stock closes at or above its 65% coupon barrier on the related monthly observation date due 6/26/2025

Morgan Stanley Finance LLC 0.00% due 8/20/2025

Morgan Stanley Finance LLC 0.00% due 3/25/2027

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 9.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/25/2026

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/25/2026

Morgan Stanley Finance LLC 8.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/26/2025

Morgan Stanley Finance LLC 9.2%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/25/2026

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/24/2026

Morgan Stanley Finance LLC 0.00% due 4/2/2025

Morgan Stanley Finance LLC 0.00% due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 3/25/2026

Morgan Stanley Finance LLC 8.45% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 3,918.465 for S&P, 1,556.16 for Russell, 13,680.0825 for Nasdaq; 75% of initial levels due 9/24/2026

Morgan Stanley Finance LLC 29.5%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related observation date, plus any previously unpaid coupons due 4/7/2025

Morgan Stanley Finance LLC 9.2%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,657.23 for S&P, 1,452.416 for Russell; 70% of initial levels due 3/23/2029

Morgan Stanley Finance LLC 10.05% per year, payable quarterly if each index closes at or above its coupon barrier level on each trading day during the observation period; Coupon barrier levels: 1,452.416 for Russell, 3,657.23 for S&P, 3,500.22 for Stoxx; 70% of initial levels due 12/24/2026

Morgan Stanley Finance LLC 9.47% due 6/25/2025

Morgan Stanley Finance LLC 10.1%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/24/2025

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 3/24/2026

Morgan Stanley Finance LLC 9.2%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/23/2027

Morgan Stanley Finance LLC 34.7%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related observation date, plus any previously unpaid coupons due 4/4/2025

Morgan Stanley Finance LLC 0.00% due 9/23/2025

Morgan Stanley Finance LLC 10.3%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/23/2026

Morgan Stanley Finance LLC 9.8%, paid quarterly, if each underlier closes at or above its 60% downside threshold on the related quarterly observation date due 3/24/2025

Morgan Stanley Finance LLC 8.4%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 3/23/2027

Morgan Stanley Finance LLC 10%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 6/24/2025

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 3/23/2027

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 9/18/2025

Morgan Stanley Finance LLC 7.61%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,417.315 for Russell, 3,487.93 for Stoxx; 70% of initial levels due 3/22/2029

Morgan Stanley Finance LLC 10.2%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/19/2026

Morgan Stanley Finance LLC 9.35%, paid quarterly, if each index closes at or above its 70% coupon barrier on the relevant observation date due 2/20/2026

Morgan Stanley Finance LLC 10.35%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/18/2025

Morgan Stanley Finance LLC 12.65%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 12/18/2025

Morgan Stanley Finance LLC 6.8%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/18/2025

Morgan Stanley Finance LLC 0.00% due 4/16/2025

Morgan Stanley Finance LLC 8.1%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 12/18/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/18/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 3/18/2026

Morgan Stanley Finance LLC 0.00% due 3/19/2025

Morgan Stanley Finance LLC 0.00% due 3/16/2029

Morgan Stanley Finance LLC 0.00% due 3/16/2029

Morgan Stanley Finance LLC 12.25%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 3/17/2027

Morgan Stanley Finance LLC 0.00% due 11/7/2025

Morgan Stanley Finance LLC 0.00% due 9/16/2025

Morgan Stanley Finance LLC 0.00% due 3/28/2025

Morgan Stanley Finance LLC 0.00% due 3/13/2029

Morgan Stanley Finance LLC 0.00% due 4/11/2025

Morgan Stanley Finance LLC 8.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/11/2027

Morgan Stanley Finance LLC 9.65%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/12/2026

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 3/12/2026

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/11/2027

Morgan Stanley Finance LLC 11.15%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 3/12/2026

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 3/12/2026

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/11/2025

Morgan Stanley Finance LLC 0.00% due 5/12/2025

Morgan Stanley Finance LLC 9.84%, paid monthly, if each index closes at or above its 80% coupon barrier on the relevant observation date, plus any previously unpaid coupons due 3/12/2026

Morgan Stanley Finance LLC 12.5%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/13/2029

Morgan Stanley Finance LLC 10.65%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 3/11/2027

Morgan Stanley Finance LLC 0.00% due 3/11/2027

Morgan Stanley Finance LLC 0.00% due 3/12/2026

Morgan Stanley Finance LLC 7.35% due 9/10/2025

Morgan Stanley Finance LLC 0.00% due 3/9/2029

Morgan Stanley Finance LLC 0.00% due 3/11/2027

Morgan Stanley Finance LLC 0.00% due 3/10/2026

Morgan Stanley Finance LLC 0.00% due 3/10/2026

Morgan Stanley Finance LLC 8.3% annual rate, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 3/9/2027

Morgan Stanley Finance LLC 14.8% annual rate, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 3/9/2027

Morgan Stanley Finance LLC 15.55% annual rate, paid monthly, if the underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 9/9/2025

Morgan Stanley Finance LLC 9.21% annual rate, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 9/5/2025

Morgan Stanley Finance LLC 8.3% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 18.7% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 11% annual rate, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 3/4/2027

Morgan Stanley Finance LLC 10.15% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date; previously unpaid coupons will also be paid due 3/4/2027

Morgan Stanley Finance LLC 7.1% annual rate, paid semiannually, if each underlying index closes at or above its 70% downside threshold on the related semiannual observation date due 3/4/2027

Morgan Stanley Finance LLC 8.1% annual rate, paid semiannually, if each underlying index closes at or above its 70% downside threshold on the related semiannual observation date due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/12/2025

Morgan Stanley Finance LLC 0.00% due 3/6/2029

Morgan Stanley Finance LLC 0.00% due 3/6/2029

Morgan Stanley Finance LLC 0.00% due 3/6/2029

Morgan Stanley Finance LLC 14.05%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on every trading day during the observation period due 3/5/2026

Morgan Stanley Finance LLC 10.8%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on every trading day during the observation period due 3/5/2026

Morgan Stanley Finance LLC 30.85%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 3/4/2027

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/4/2025

Morgan Stanley Finance LLC 7.65%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/4/2027

Morgan Stanley Finance LLC 9.55%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/4/2027

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/4/2025

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlier closes at or above its 50% downside threshold on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 7.60% due 9/3/2025

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 3,414.44 for Stoxx, 1,438.39 for Russell, 3,567.39 for S&P; 70% of initial levels due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/5/2029

Morgan Stanley Finance LLC 0.00% due 5/2/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2030

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/4/2027

Morgan Stanley Finance LLC 10.05% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 3,420.02 for Stoxx, 1,439.275 for Russell, 3,554.73 for S&P; 70% of initial levels due 8/31/2027

Morgan Stanley Finance LLC 9.45% due 5/29/2025

Morgan Stanley Finance LLC 7.50% due 5/29/2025

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 7.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/2/2025

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/3/2027

Morgan Stanley Finance LLC 9.3%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/3/2025

Morgan Stanley Finance LLC 8.7% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/3/2026

Morgan Stanley Finance LLC 14%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 8/20/2025

Morgan Stanley Finance LLC 10%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/1/2029

Morgan Stanley Finance LLC 9.6% annual rate, paid monthly, if the underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/1/2029

Morgan Stanley Finance LLC 7.15% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/3/2027

Morgan Stanley Finance LLC 0.00% due 3/1/2030

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 17.00% due 8/29/2025

Morgan Stanley Finance LLC 10.1% annual rate, payable quarterly if all indexes finish above interest barrier levels every day that period; Interest barrier levels: 3,405.003 for Euro Stoxx, 1,420.2776 for Russell, 12,553.331 for Nasdaq; 70% of initial levels due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 0.00% due 2/28/2029

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 0.00% due 3/1/2029

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 10.3%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/26/2026

Morgan Stanley Finance LLC 10.05%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 2/26/2026

Morgan Stanley Finance LLC 9.2%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 8/28/2025

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/26/2026

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/26/2026

Morgan Stanley Finance LLC 8.15%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 2/26/2026

Morgan Stanley Finance LLC 10.86% due 3/3/2025

Morgan Stanley Finance LLC 10.7%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/26/2027

Morgan Stanley Finance LLC 9.1%, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 2/27/2025

Morgan Stanley Finance LLC 10.22%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 2/28/2029

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/25/2027

Morgan Stanley Finance LLC 7.7% annual rate, payable quarterly if all three indexes close above coupon barrier levels on related observation date; Coupon barrier levels: 10,487.346 for Nasdaq, 1,196.846 for Russell, 2,989.08 for S&P, 60% of initial levels due 2/26/2026

Morgan Stanley Finance LLC 17% annual rate, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 8/15/2025

Morgan Stanley Finance LLC 9.6%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 8/26/2025

Morgan Stanley Finance LLC 9.15% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 8/27/2026

Morgan Stanley Finance LLC 0.00% due 11/26/2025

Morgan Stanley Finance LLC 0.00% due 2/27/2029

Morgan Stanley Finance LLC 0.00% due 2/25/2028

Morgan Stanley Finance LLC 0.00% due 2/25/2028

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 2/25/2027

Morgan Stanley Finance LLC 8.45% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 2/25/2027

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlying index closes at or above its 75% downside threshold every day that quarter due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 9/10/2025

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/26/2025

Morgan Stanley Finance LLC 0.00% due 2/26/2029

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 11/26/2025

Morgan Stanley Finance LLC 0.00% due 2/26/2029

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/25/2026

Morgan Stanley Finance LLC 7.15%, paid monthly, if each underlying fund closes at or above its 75% downside threshold on the related monthly observation date due 5/23/2025

Morgan Stanley Finance LLC 0.00% due 3/19/2025

Morgan Stanley Finance LLC 0.00% due 3/18/2025

Morgan Stanley Finance LLC 0.00% due 3/25/2025

Morgan Stanley Finance LLC 0.00% due 11/18/2024

Morgan Stanley Finance LLC 10.85%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 2/20/2026

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying stock closes at or above its 65.5% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 2/19/2027

Morgan Stanley Finance LLC 0.00% due 3/20/2025

Morgan Stanley Finance LLC 7.00% due 11/20/2025

Morgan Stanley Finance LLC one-year U.S. dollar SOFR ICE swap rate plus 60 bps with floor of 0.1%, payable and reset monthly due 3/22/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2027

Morgan Stanley Finance LLC 0.00% due 2/19/2027

Morgan Stanley Finance LLC 9.4%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,467.22 for S&P, 1,374.922 for Russell; 70% of initial levels due 2/16/2029

Morgan Stanley Finance LLC 0.00% due 2/21/2034

Morgan Stanley Finance LLC 0.00% due 2/21/2030

Morgan Stanley Finance LLC 0.00% due 2/21/2029

Morgan Stanley Finance LLC 0.00% due 2/19/2027

Morgan Stanley Finance LLC 10.85%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 2/17/2028

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 2/26/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/20/2026

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/19/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/19/2027

Morgan Stanley Finance LLC 0.00% due 2/19/2027

Morgan Stanley Finance LLC 11.35%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $43.90; 70% of initial price due 2/25/2025

Morgan Stanley Finance LLC 10.01%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 12,465.34 for Nasdaq, 3,296.45 for Stoxx; 70% of initial levels due 2/19/2027

Morgan Stanley Finance LLC 8.02%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,296.45 for Stoxx, 12,465.34 for Nasdaq; 70% of initial levels due 2/19/2027

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 3,296.45 for Stoxx, 1,408.471 for Russell, 3,500.43 for S&P; 70% of initial levels due 2/19/2027

Morgan Stanley Finance LLC 0.00% due 3/3/2027

Morgan Stanley Finance LLC 0.00% due 7/2/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 2/19/2026

Morgan Stanley Finance LLC 9.3%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/19/2027

Morgan Stanley Finance LLC 0.00% due 2/11/2026

Morgan Stanley Finance LLC 0.00% due 8/14/2025

Morgan Stanley Finance LLC 1.10% due 2/18/2027

Morgan Stanley Finance LLC 9.15%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/18/2027

Morgan Stanley Finance LLC 13%, paid quarterly, if the underlying index closes at or above its 60% coupon barrier on the related quarterly observation date due 2/15/2029

Morgan Stanley Finance LLC 0.00% due 6/11/2025

Morgan Stanley Finance LLC 0.00% due 3/28/2025

Morgan Stanley Finance LLC 0.00% due 6/10/2026

Morgan Stanley Finance LLC 0.00% due 2/14/2028

Morgan Stanley Finance LLC 0.00% due 2/13/2029

Morgan Stanley Finance LLC 15.25%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 2/12/2027

Morgan Stanley Finance LLC 8.1%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/14/2025

Morgan Stanley Finance LLC 9.1%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/14/2026

Morgan Stanley Finance LLC 9.85%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/12/2026

Morgan Stanley Finance LLC 8.45%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 2/12/2027

Morgan Stanley Finance LLC 11.7%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 2/12/2026

Morgan Stanley Finance LLC 8.05%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 2/12/2027

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 2/12/2027

Morgan Stanley Finance LLC 7.55%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 11/14/2025

Morgan Stanley Finance LLC 9.05%, paid quarterly, if each underlying index closes at or above its 70% downside threshold every day that period due 2/12/2026

Morgan Stanley Finance LLC 10.6%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 8/14/2025

Morgan Stanley Finance LLC 10.35%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/12/2026

Morgan Stanley Finance LLC 15.55%, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 2/11/2027

Morgan Stanley Finance LLC 16.55%, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 3/13/2025

Morgan Stanley Finance LLC 0.00% due 2/12/2027

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 8/12/2026

Morgan Stanley Finance LLC 10.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/12/2026

Morgan Stanley Finance LLC 10.35%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 2/12/2026

Morgan Stanley Finance LLC 10.1%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 2/11/2027

Morgan Stanley Finance LLC 11.6%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 2/19/2025

Morgan Stanley Finance LLC 5.2% for first three years; starting Feb. 9, 2027, SOFR plus 100 bps, reset quarterly and subject to a floor of 2% and ceiling of 6%; payable quarterly due 2/9/2032

Morgan Stanley Finance LLC 9.40% due 5/12/2025

Morgan Stanley Finance LLC 0.00% due 5/11/2026

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 8/11/2025

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/9/2025

Morgan Stanley Finance LLC 0.00% due 2/13/2025

Morgan Stanley Finance LLC 9.55%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/8/2025

Morgan Stanley Finance LLC 0.00% due 2/10/2026

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on every trading day during the relevant observation period due 2/5/2026

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 8/7/2025

Morgan Stanley Finance LLC 8.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/5/2027

Morgan Stanley Finance LLC 9.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/5/2026

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 2/10/2025

Morgan Stanley Finance LLC 10.4%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/10/2025

Morgan Stanley Finance LLC 10.1%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 3/6/2025

Morgan Stanley Finance LLC 0.00% due 2/7/2028

Morgan Stanley Finance LLC 0.00% due 2/7/2029

Morgan Stanley Finance LLC 0.00% due 2/7/2029

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/5/2025

Morgan Stanley Finance LLC 10.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/7/2025

Morgan Stanley Finance LLC 10.45%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on every trading day during the observation period due 2/5/2026

Morgan Stanley Finance LLC 8.8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every trading day during the observation period due 2/5/2026

Morgan Stanley Finance LLC 9.15%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/4/2026

Morgan Stanley Finance LLC 9.3%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/4/2026

Morgan Stanley Finance LLC 0.00% due 2/5/2029

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2030

Morgan Stanley Finance LLC 0.00% due 2/5/2029

Morgan Stanley Finance LLC 8% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 3,634.2375 for S&P, 1,460.5065 for Russell, 12,852.93 for Nasdaq; 75% of initial levels due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 8.6% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 26,705.21 for Dow, 1,363.1394 for Russell, 11,996.068 for Nasdaq; 70% of initial levels due 7/29/2026

Morgan Stanley Finance LLC 0.00% due 2/5/2029

Morgan Stanley Finance LLC 0.00% due 2/2/2029

Morgan Stanley Finance LLC 9.15%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/4/2027

Morgan Stanley Finance LLC 7.4%, paid monthly, if each underlying index closes at or above its 65% coupon barrier on the related monthly observation date due 2/4/2027

Morgan Stanley Finance LLC 9.10% due 2/4/2026

Morgan Stanley Finance LLC 6.75%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 8/4/2025

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/3/2026

Morgan Stanley Finance LLC 6.7%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/3/2027

Morgan Stanley Finance LLC 8.35% due 2/4/2025

Morgan Stanley Finance LLC 16%, paid monthly, if the underlying stock closes at or above its 68% downside threshold on the related monthly observation date due 3/5/2025

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 2/3/2027

Morgan Stanley Finance LLC 0.00% due 2/1/2029

Morgan Stanley Finance LLC Federal Funds effective rate plus 20 bps with floor of 0.1%, payable quarterly due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 7.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/30/2025

Morgan Stanley Finance LLC 7.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/29/2027

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/29/2026

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/30/2025

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/31/2025

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2030

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 3/3/2025

Morgan Stanley Finance LLC 0.00% due 2/20/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 4/30/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/29/2026

Morgan Stanley Finance LLC 12.6%, paid quarterly, if the underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 10/21/2025

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 1/28/2027

Morgan Stanley Finance LLC 8.3%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 1/30/2029

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 3,207.58 for S&P, 1,383.115 for Russell, 3,207.58 for Stoxx; 70% of initial levels due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 7/29/2025

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 1/29/2026

Morgan Stanley Finance LLC 10.45%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier every day that quarter due 1/28/2027

Morgan Stanley Finance LLC 9.6%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 1/28/2027

Morgan Stanley Finance LLC 8.4%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 1/29/2026

Morgan Stanley Finance LLC 7.2%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 1/27/2028

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying fund closes at or above its 75% downside threshold on the related quarterly observation date due 7/28/2025

Morgan Stanley Finance LLC 14% annual rate, payable quarterly if each stock closes at or above coupon barrier level on the relevant observation date; Coupon barriers: $136.15 for Apple, $104.09 for Alphabet, $109.809 for Amazon; 70% of initial levels due 1/28/2027

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 3,407.99 for S&P, 1,373.306 for Russell, 3,194.88 for Stoxx; 70% of initial levels due 1/28/2027

Morgan Stanley Finance LLC 9.00% due 4/29/2025

Morgan Stanley Finance LLC 11.65%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/28/2026

Morgan Stanley Finance LLC 9.2%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 1/28/2026

Morgan Stanley Finance LLC 10%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/26/2029

Morgan Stanley Finance LLC 0.00% due 2/21/2025

Morgan Stanley Finance LLC 7% for first two years; floating-rate period starts Jan. 25, 2026, payable at 7% minus SOFR, subject to floor of 0%; payable quarterly due 1/25/2034

Morgan Stanley Finance LLC 0.00% due 1/25/2029

Morgan Stanley Finance LLC 9.05%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 4/27/2026

Morgan Stanley Finance LLC 10.7%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 1/27/2026

Morgan Stanley Finance LLC 13.1% annual rate, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date; previously unpaid coupons will also be paid due 10/27/2025

Morgan Stanley Finance LLC 0.00% due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 4/25/2025

Morgan Stanley Finance LLC 0.00% due 1/24/2029

Morgan Stanley Finance LLC 19%, paid monthly, if each underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 1/22/2027

Morgan Stanley Finance LLC 8% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/23/2025

Morgan Stanley Finance LLC 9.85% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 10.8% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 10.15% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/25/2025

Morgan Stanley Finance LLC 11.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 10.1%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 7/24/2028

Morgan Stanley Finance LLC 8.1% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 14.15% annual rate, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 4/21/2026

Morgan Stanley Finance LLC 7.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/23/2025

Morgan Stanley Finance LLC 0.00% due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 1/27/2025

Morgan Stanley Finance LLC 0.00% due 1/24/2029

Morgan Stanley Finance LLC 0.00% due 1/24/2034

Morgan Stanley Finance LLC 0.00% due 1/24/2028

Morgan Stanley Finance LLC 0.00% due 1/24/2029

Morgan Stanley Finance LLC 9.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/23/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 7/22/2025

Morgan Stanley Finance LLC 8.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/23/2025

Morgan Stanley Finance LLC 8.68% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 7/23/2026

Morgan Stanley Finance LLC 0.00% due 1/23/2029

Morgan Stanley Finance LLC 0.00% due 1/21/2028

Morgan Stanley Finance LLC 0.00% due 1/23/2029

Morgan Stanley Finance LLC 0.00% due 1/20/2027

Morgan Stanley Finance LLC 0.00% due 1/22/2027

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/15/2027

Morgan Stanley Finance LLC 13.05% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 14%, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 1/22/2027

Morgan Stanley Finance LLC 7.55% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 9.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 8.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/22/2026

Morgan Stanley Finance LLC 8.65%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 1/22/2027

Morgan Stanley Finance LLC 10.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 11.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 8.6% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/22/2025

Morgan Stanley Finance LLC 10.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/22/2025

Morgan Stanley Finance LLC 10.55%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/23/2025

Morgan Stanley Finance LLC 8.45%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/22/2025

Morgan Stanley Finance LLC 8.1% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/22/2026

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 11.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/22/2025

Morgan Stanley Finance LLC 12.05%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/22/2027

Morgan Stanley Finance LLC 11.5% annual rate, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 7/22/2026

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlier closes at or above its 60% downside threshold on the related monthly observation date due 7/22/2026

Morgan Stanley Finance LLC 16% annual rate, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date; previously unpaid coupons will also be paid due 1/21/2028

Morgan Stanley Finance LLC 12.5%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 7/10/2025

Morgan Stanley Finance LLC 8% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/22/2025

Morgan Stanley Finance LLC 9.3%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 7/21/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 7.25% annual rate, paid monthly, if each underlier closes at or above its 80% coupon barrier on the related monthly observation date due 7/22/2025

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 10/22/2025

Morgan Stanley Finance LLC 0.00% due 1/23/2026

Morgan Stanley Finance LLC 0.00% due 1/22/2029

Morgan Stanley Finance LLC 0.00% due 1/22/2029

Morgan Stanley Finance LLC 0.00% due 1/22/2027

Morgan Stanley Finance LLC 0.00% due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 7/22/2025

Morgan Stanley Finance LLC 0.00% due 2/20/2025

Morgan Stanley Finance LLC 0.00% due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 4/23/2025

Morgan Stanley Finance LLC 7.75% due 4/17/2025

Morgan Stanley Finance LLC 0.00% due 12/22/2025

Morgan Stanley Finance LLC 0.00% due 1/22/2029

Morgan Stanley Finance LLC 0.00% due 10/22/2025

Morgan Stanley Finance LLC 0.00% due 1/23/2026

Morgan Stanley Finance LLC 0.00% due 1/22/2027

Morgan Stanley Finance LLC 0.00% due 1/19/2034

Morgan Stanley Finance LLC 0.00% due 4/14/2027

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 1/15/2026

Morgan Stanley Finance LLC 20.25% annual rate, paid monthly, if each underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 1/14/2027

Morgan Stanley Finance LLC 9.65% annual rate, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 1/15/2026

Morgan Stanley Finance LLC 11% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/15/2026

Morgan Stanley Finance LLC 10.65% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/16/2025

Morgan Stanley Finance LLC 10.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/15/2026

Morgan Stanley Finance LLC 11% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/15/2025

Morgan Stanley Finance LLC 8.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/15/2026

Morgan Stanley Finance LLC 10.4% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/15/2025

Morgan Stanley Finance LLC 8.9% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/15/2026

Morgan Stanley Finance LLC 7% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 7/15/2025

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/15/2026

Morgan Stanley Finance LLC 11.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/15/2026

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/16/2025

Morgan Stanley Finance LLC 7.65% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/15/2026

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/15/2026

Morgan Stanley Finance LLC 8.15% annual rate, paid semiannually, if each underlying index closes at or above its 70% downside threshold on the related semiannual observation date; previously unpaid coupons will also be paid due 7/15/2025

Morgan Stanley Finance LLC 0.00% due 3/13/2026

Morgan Stanley Finance LLC 0.00% due 7/15/2025

Morgan Stanley Finance LLC 0.00% due 7/15/2025

Morgan Stanley Finance LLC 0.00% due 1/14/2027

Morgan Stanley Finance LLC 9.8% per year, paid quarterly, if each index closes at or above its coupon barrier on the related observation date; Coupon barrier levels: 1,379.183 for Russell, 3,348.42 for S&P; 70% of initial levels due 1/14/2027

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 3,288.07 for S&P, 1,365.799 for Russell, 11,414.19 for Nasdaq; 70% of initial levels due 7/9/2026

Morgan Stanley Finance LLC 8.1% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/14/2026

Morgan Stanley Finance LLC 11.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/14/2026

Morgan Stanley Finance LLC 10.4% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/14/2025

Morgan Stanley Finance LLC 7% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/14/2025

Morgan Stanley Finance LLC 10.6% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/14/2025

Morgan Stanley Finance LLC 0.00% due 1/12/2029

Morgan Stanley Finance LLC 10.35% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/11/2025

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/13/2027

Morgan Stanley Finance LLC 0.00% due 1/13/2028

Morgan Stanley Finance LLC 0.00% due 1/11/2029

Morgan Stanley Finance LLC 0.00% due 1/13/2027

Morgan Stanley Finance LLC 0.00% due 1/13/2027

Morgan Stanley Finance LLC 0.00% due 1/11/2029

Morgan Stanley Finance LLC 0.00% due 1/13/2026

Morgan Stanley Finance LLC 0.00% due 1/10/2034

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 9.45%, paid monthly, if each underlying index closes at or above its 85% coupon barrier on the related monthly observation date due 7/10/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 1/8/2026

Morgan Stanley Finance LLC 8.75%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 1/8/2027

Morgan Stanley Finance LLC 11.3%, paid quarterly, if each underlier closes at or above its 70% coupon barrier due 1/8/2026

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 1/8/2027

Morgan Stanley Finance LLC 8.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/9/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/9/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/9/2026

Morgan Stanley Finance LLC 8.1%, paid quarterly, if each underlying index closes at or above its 65% downside threshold every day that period due 1/8/2026

Morgan Stanley Finance LLC 0.00% due 1/10/2028

Morgan Stanley Finance LLC 0.00% due 7/10/2025

Morgan Stanley Finance LLC 0.00% due 1/8/2026

Morgan Stanley Finance LLC 0.00% due 4/11/2025

Morgan Stanley Finance LLC 0.00% due 7/14/2025

Morgan Stanley Finance LLC 0.00% due 1/8/2027

Morgan Stanley Finance LLC 12.4%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 1/8/2026

Morgan Stanley Finance LLC 0.00% due 4/9/2025

Morgan Stanley Finance LLC 0.00% due 4/9/2025

Morgan Stanley Finance LLC 0.00% due 1/7/2027

Morgan Stanley Finance LLC 0.00% due 2/7/2025

Morgan Stanley Finance LLC 0.00% due 1/7/2027

Morgan Stanley Finance LLC 9.7% annual rate, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 1/8/2026

Morgan Stanley Finance LLC 14.4%, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 7/9/2025

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/7/2026

Morgan Stanley Finance LLC 10.9% annual rate, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 1/7/2027

Morgan Stanley Finance LLC 10.55% annual rate, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 1/7/2027

Morgan Stanley Finance LLC 0.00% due 1/7/2026

Morgan Stanley Finance LLC 0.00% due 1/5/2029

Morgan Stanley Finance LLC 0.00% due 1/4/2029

Morgan Stanley Finance LLC 0.00% due 1/4/2027

Morgan Stanley Finance LLC 0.00% due 1/4/2029

Morgan Stanley Finance LLC 0.00% due 1/4/2029

Morgan Stanley Finance LLC 0.00% due 1/4/2029

Morgan Stanley Finance LLC 0.00% due 1/4/2029

Morgan Stanley Finance LLC 0.00% due 12/31/2027

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 14.25% annual rate, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 12/31/2026

Morgan Stanley Finance LLC 8.90% due 4/2/2025

Morgan Stanley Finance LLC 0.00% due 1/3/2029

Morgan Stanley Finance LLC 0.00% due 1/3/2029

Morgan Stanley Finance LLC 0.00% due 1/4/2030

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 1/3/2029

Morgan Stanley Finance LLC 0.00% due 5/23/2025

Morgan Stanley Finance LLC 8% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 3,587.5125 for S&P, 1,543.75125 for Russell, 12,673.8525 for Nasdaq; 75% of initial levels due 1/8/2025

Morgan Stanley Finance LLC 0.00% due 12/31/2027

Morgan Stanley Finance LLC 0.00% due 1/3/2029

Morgan Stanley Finance LLC 0.00% due 1/3/2029

Morgan Stanley Finance LLC 0.00% due 1/3/2030

Morgan Stanley Finance LLC 0.00% due 1/4/2030

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold every day that period due 1/2/2026

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 7/1/2025

Morgan Stanley Finance LLC 9.5%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/2/2029

Morgan Stanley Finance LLC 0.00% due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 1/2/2029

Morgan Stanley Finance LLC 0.00% due 1/2/2029

Morgan Stanley Finance LLC 9.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/31/2025

Morgan Stanley Finance LLC 9.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/31/2025

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/26/2025

Morgan Stanley Finance LLC 8.15%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/26/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 77.5% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/27/2028

Morgan Stanley Finance LLC 0.00% due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 6/25/2025

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 12/27/2028

Morgan Stanley Finance LLC 0.00% due 12/26/2028

Morgan Stanley Finance LLC 0.00% due 6/25/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2028

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/25/2025

Morgan Stanley Finance LLC 7.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/24/2026

Morgan Stanley Finance LLC 10.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/26/2025

Morgan Stanley Finance LLC 7.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 6/24/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2028

Morgan Stanley Finance LLC 0.00% due 12/26/2028

Morgan Stanley Finance LLC 0.00% due 12/26/2028

Morgan Stanley Finance LLC 21.65% due 12/24/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2028

Morgan Stanley Finance LLC 0.00% due 12/26/2028

Morgan Stanley Finance LLC 12.35%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 6/24/2025

Morgan Stanley Finance LLC 11.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/23/2025

Morgan Stanley Finance LLC 17.5%, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupon due 12/23/2027

Morgan Stanley Finance LLC 0.00% due 5/13/2025

Morgan Stanley Finance LLC 0.00% due 12/17/2025

Morgan Stanley Finance LLC 0.00% due 12/20/2028

Morgan Stanley Finance LLC 0.00% due 12/20/2028

Morgan Stanley Finance LLC 0.00% due 12/18/2026

Morgan Stanley Finance LLC 9.9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/20/2025

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 6/18/2026

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/20/2027

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 6/20/2025

Morgan Stanley Finance LLC 10.1%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/20/2025

Morgan Stanley Finance LLC 8.77% due 12/23/2024

Morgan Stanley Finance LLC 9.81%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 12/17/2025

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 12/18/2026

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/18/2025

Morgan Stanley Finance LLC 0.00% due 12/18/2026

Morgan Stanley Finance LLC 15% annual rate, payable monthly if the stock closes at or above coupon barrier level on the relevant observation date; Coupon barrier: $46.092; 60% of initial level due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 12/20/2028

Morgan Stanley Finance LLC 0.00% due 12/18/2025

Morgan Stanley Finance LLC 0.00% due 12/20/2028

Morgan Stanley Finance LLC 14%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 12/17/2026

Morgan Stanley Finance LLC 0.00% due 12/19/2028

Morgan Stanley Finance LLC 13.35%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 6/11/2025

Morgan Stanley Finance LLC 0.00% due 12/19/2028

Morgan Stanley Finance LLC 0.00% due 12/19/2033

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/18/2025

Morgan Stanley Finance LLC 8.3%, paid monthly, if each underlier closes at or above its 60% downside threshold on the related monthly observation date due 12/18/2025

Morgan Stanley Finance LLC 0.00% due 12/17/2025

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/18/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 6/10/2025

Morgan Stanley Finance LLC 7.20% due 3/18/2025

Morgan Stanley Finance LLC 9.20% due 3/18/2025

Morgan Stanley Finance LLC 0.00% due 12/17/2026

Morgan Stanley Finance LLC 9.05%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/17/2025

Morgan Stanley Finance LLC 10.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 12/16/2025

Morgan Stanley Finance LLC 0.00% due 1/16/2025

Morgan Stanley Finance LLC 0.00% due 12/15/2028

Morgan Stanley Finance LLC 11.30% due 12/17/2025

Morgan Stanley Finance LLC 13.15%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 12/16/2025

Morgan Stanley Finance LLC 10.55%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/13/2027

Morgan Stanley Finance LLC 0.00% due 12/11/2025

Morgan Stanley Finance LLC 0.00% due 12/13/2028

Morgan Stanley Finance LLC 0.00% due 12/13/2028

Morgan Stanley Finance LLC 0.00% due 12/13/2027

Morgan Stanley Finance LLC 0.00% due 12/11/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/11/2025

Morgan Stanley Finance LLC 8.2%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 12/11/2025

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/11/2026

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date due 12/11/2026

Morgan Stanley Finance LLC 14%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/13/2028

Morgan Stanley Finance LLC 9.5%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/13/2028

Morgan Stanley Finance LLC 7.75% due 6/11/2025

Morgan Stanley Finance LLC 0.00% due 12/13/2028

Morgan Stanley Finance LLC 0.00% due 12/13/2028

Morgan Stanley Finance LLC 0.00% due 12/13/2028

Morgan Stanley Finance LLC 0.00% due 12/11/2026

Morgan Stanley Finance LLC 8.35% per year, paid quarterly, if each index closes at or above its coupon barrier on any related observation date; Coupon barrier levels: 1,316.572 for Russell, 3,166.32 for Stoxx; 70% of initial levels due 12/11/2026

Morgan Stanley Finance LLC 10.35% per year, paid quarterly, if each index closes at or above its coupon barrier on any related observation date; Coupon barrier levels: 1,316.572 for Russell, 3,166.32 for Stoxx; 70% of initial levels due 12/11/2026

Morgan Stanley Finance LLC 0.00% due 6/18/2025

Morgan Stanley Finance LLC 8.3% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barriers: 11,841.038 for Nasdaq, 3,412.005 for S&P, 1,389.038 for Russell; 75% of initial levels due 6/11/2025

Morgan Stanley Finance LLC 6.45% per year, payable monthly if each underlier closes at or above coupon barrier level on the observation date; Coupon barriers: 12,630.44 for Nasdaq, $50.936 for ETF, 3,639.472 for S&P; 80% of initial levels due 8/6/2025

Morgan Stanley Finance LLC 2.50% due 11/6/2026

Morgan Stanley Finance LLC 12.4%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 6/2/2025

Morgan Stanley Finance LLC 16.5%, paid monthly, if each underlying stock closes at or above its 75% downside threshold on the related monthly observation date due 12/9/2027

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 12/10/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 12/10/2026

Morgan Stanley Finance LLC 0.00% due 12/8/2028

Morgan Stanley Finance LLC 9.6% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 3,339.578 for Euro Stoxx, 1,392.03 for Russell, 3,425.385 for S&P; 75% of initial levels due 6/3/2027

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/10/2026

Morgan Stanley Finance LLC 9.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/9/2025

Morgan Stanley Finance LLC 0.00% due 12/9/2025

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 12/4/2025

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlying index closes at or above its 65% coupon barrier on the related monthly observation date due 12/4/2026

Morgan Stanley Finance LLC 0.00% due 3/6/2025

Morgan Stanley Finance LLC 0.00% due 12/4/2026

Morgan Stanley Finance LLC 0.00% due 12/4/2026

Morgan Stanley Finance LLC 0.00% due 12/4/2026

Morgan Stanley Finance LLC 0.00% due 1/21/2025

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 11.3%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related observation date, plus any previously unpaid coupons due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/6/2027

Morgan Stanley Finance LLC 0.00% due 12/5/2028

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/5/2025

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 12/6/2024

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/5/2028

Morgan Stanley Finance LLC 0.00% due 12/5/2028

Morgan Stanley Finance LLC 0.00% due 12/17/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 8/27/2025

Morgan Stanley Finance LLC 9.5%, payable monthly if each index closes at or above coupon threshold on related observation date; Coupon thresholds: 3,425.85 for S&P, 1,356.765 for Russell, 11,960.9025 for Nasdaq; 75% of initial levels due 12/6/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2028

Morgan Stanley Finance LLC 0.00% due 12/4/2028

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 12/4/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 12/4/2028

Morgan Stanley Finance LLC 0.00% due 12/6/2024

Morgan Stanley Finance LLC 0.00% due 12/4/2028

Morgan Stanley Finance LLC SOFR plus 110 bps with floor of 0.1%, payable quarterly due 12/1/2028

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/4/2028

Morgan Stanley Finance LLC 0.00% due 12/4/2028

Morgan Stanley Finance LLC 8.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/2/2025

Morgan Stanley Finance LLC 9.05%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 12/1/2028

Morgan Stanley Finance LLC 0.00% due 12/1/2028

Morgan Stanley Finance LLC 0.00% due 12/6/2027

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/30/2028

Morgan Stanley Finance LLC 10.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/3/2025

Morgan Stanley Finance LLC 8% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/2/2025

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if the underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/30/2028

Morgan Stanley Finance LLC 8.6% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/2/2026

Morgan Stanley Finance LLC 0.00% due 3/3/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 13.40% due 12/2/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 12/2/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 11/30/2033

Morgan Stanley Finance LLC 9.5%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 11/29/2028

Morgan Stanley Finance LLC 13.5%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 5/19/2025

Morgan Stanley Finance LLC 13% annualized, payable quarterly if each commodity closes at or above coupon barrier on relevant review date; Coupon barrier levels: $46.26 for WTI, $49.176 for Brent; 60% of initial levels due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/26/2030

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 9.05% annual rate, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 5/27/2025

Morgan Stanley Finance LLC 0.00% due 9/18/2025

Morgan Stanley Finance LLC 12.6% annual rate, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date; previously unpaid coupons will also be paid due 11/27/2026

Morgan Stanley Finance LLC 26.5%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 11/25/2026

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 1/7/2026

Morgan Stanley Finance LLC 0.00% due 11/24/2028

Morgan Stanley Finance LLC 0.00% due 11/26/2029

Morgan Stanley Finance LLC 0.00% due 11/20/2025

Morgan Stanley Finance LLC 0.00% due 11/20/2026

Morgan Stanley Finance LLC 8.3%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/22/2025

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 55% downside threshold on the related monthly observation date due 11/20/2026

Morgan Stanley Finance LLC 13.50% due 11/20/2025

Morgan Stanley Finance LLC 10.60% due 11/25/2024

Morgan Stanley Finance LLC 10.2%, paid monthly, if the underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 5/22/2025

Morgan Stanley Finance LLC 10.45%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 11/20/2026

Morgan Stanley Finance LLC 11.4%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 11/20/2025

Morgan Stanley Finance LLC 8.75%, paid semiannually, if each underlying index closes at or above its 60% downside threshold on the related semiannual observation date due 11/20/2026

Morgan Stanley Finance LLC 0.00% due 5/13/2025

Morgan Stanley Finance LLC 0.00% due 5/22/2028

Morgan Stanley Finance LLC 0.00% due 11/22/2027

Morgan Stanley Finance LLC 0.00% due 11/22/2027

Morgan Stanley Finance LLC 0.00% due 11/22/2028

Morgan Stanley Finance LLC 20% annual rate, payable monthly if the stock closes at or above coupon barrier level on the relevant observation date; Coupon barrier: $45.864; 60% of initial level due 11/25/2024

Morgan Stanley Finance LLC 0.00% due 11/22/2027

Morgan Stanley Finance LLC 0.00% due 5/22/2028

Morgan Stanley Finance LLC 0.00% due 11/22/2028

Morgan Stanley Finance LLC 0.00% due 11/21/2030

Morgan Stanley Finance LLC 0.00% due 11/21/2030

Morgan Stanley Finance LLC 8.35%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 11/19/2026

Morgan Stanley Finance LLC 0.00% due 1/9/2026

Morgan Stanley Finance LLC 0.00% due 2/6/2026

Morgan Stanley Finance LLC 7.00% due 11/21/2028

Morgan Stanley Finance LLC 0.00% due 11/21/2028

Morgan Stanley Finance LLC 0.00% due 12/5/2028

Morgan Stanley Finance LLC 14.00% due 11/20/2025

Morgan Stanley Finance LLC 5.25%, stepping up to 5.45% on Nov. 26, 2025 and to 5.65% on Nov. 26, 2027; payable semiannually due 11/26/2029

Morgan Stanley Finance LLC 9.55% due 2/21/2025

Morgan Stanley Finance LLC 7.55% due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 12/5/2029

Morgan Stanley Finance LLC 13.00% due 12/19/2024

Morgan Stanley Finance LLC 9.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/18/2025

Morgan Stanley Finance LLC 8.65% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/18/2025

Morgan Stanley Finance LLC 0.00% due 11/16/2033

Morgan Stanley Finance LLC 0.00% due 5/12/2025

Morgan Stanley Finance LLC 0.00% due 11/16/2028

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/16/2026

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/14/2025

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/14/2025

Morgan Stanley Finance LLC 0.00% due 11/14/2025

Morgan Stanley Finance LLC 0.00% due 11/15/2028

Morgan Stanley Finance LLC 0.00% due 11/15/2028

Morgan Stanley Finance LLC 0.00% due 11/15/2028

Morgan Stanley Finance LLC 0.00% due 5/15/2025

Morgan Stanley Finance LLC 12.1%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 11/14/2025

Morgan Stanley Finance LLC 0.00% due 11/13/2025

Morgan Stanley Finance LLC 0.00% due 11/14/2025

Morgan Stanley Finance LLC 5.85%, stepping up to 6% on Nov. 13, 2025 and to 6.2% on Nov. 13, 2027; payable semiannually due 11/13/2029

Morgan Stanley Finance LLC 0.00% due 11/13/2025

Morgan Stanley Finance LLC 0.00% due 12/18/2025

Morgan Stanley Finance LLC 0.00% due 11/15/2027

Morgan Stanley Finance LLC 0.00% due 2/14/2025

Morgan Stanley Finance LLC 0.00% due 10/14/2025

Morgan Stanley Finance LLC 10.8%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/13/2026

Morgan Stanley Finance LLC 12.5%, paid quarterly, if the underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 11/13/2026

Morgan Stanley Finance LLC 0.00% due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 11/13/2028

Morgan Stanley Finance LLC 7% per year, paid monthly if each index closes at or above its 80% coupon barrier on the relevant review date due 11/13/2028

Morgan Stanley Finance LLC 0.00% due 11/14/2029

Morgan Stanley Finance LLC 0.00% due 11/12/2027

Morgan Stanley Finance LLC 9.2% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/12/2027

Morgan Stanley Finance LLC 8.1% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 2/12/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/12/2026

Morgan Stanley Finance LLC 0.00% due 8/20/2025

Morgan Stanley Finance LLC 0.00% due 11/12/2025

Morgan Stanley Finance LLC 0.00% due 8/11/2025

Morgan Stanley Finance LLC 0.00% due 11/8/2028

Morgan Stanley Finance LLC 9.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/6/2026

Morgan Stanley Finance LLC 9.65%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 8/7/2025

Morgan Stanley Finance LLC 10.05%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 11/6/2025

Morgan Stanley Finance LLC 2.50% due 11/6/2026

Morgan Stanley Finance LLC 8.6%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 11/8/2028

Morgan Stanley Finance LLC 0.00% due 10/6/2025

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/6/2025

Morgan Stanley Finance LLC 0.00% due 11/8/2028

Morgan Stanley Finance LLC 10.3%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 8/7/2025

Morgan Stanley Finance LLC 10.3%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 8/7/2025

Morgan Stanley Finance LLC 11.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/6/2025

Morgan Stanley Finance LLC 0.00% due 11/6/2025

Morgan Stanley Finance LLC 0.00% due 11/6/2025

Morgan Stanley Finance LLC 0.00% due 11/7/2028

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 11% per year, payable quarterly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 2,008.805 for Russell 1000 Growth, 1,252.277 for Russell 2000, 3,178.395 for S&P; 75% of initial levels due 2/5/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/6/2025

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/6/2025

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/6/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 11/6/2025

Morgan Stanley Finance LLC 0.00% due 11/6/2025

Morgan Stanley Finance LLC 0.00% due 11/6/2025

Morgan Stanley Finance LLC 0.00% due 11/6/2028

Morgan Stanley Finance LLC 0.00% due 8/13/2025

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/5/2026

Morgan Stanley Finance LLC 12.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/5/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/5/2025

Morgan Stanley Finance LLC 10.3%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 11/5/2026

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/5/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/2/2028

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2024

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 24,313.193 for Dow, 1,227.704 for Russell, 3,088.028 for S&P; 75% of initial levels due 10/30/2025

Morgan Stanley Finance LLC 11.15% annual rate, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 10/30/2025

Morgan Stanley Finance LLC 11% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 10/30/2025

Morgan Stanley Finance LLC 9.7% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 10/30/2025

Morgan Stanley Finance LLC 8.6% annual rate, paid quarterly, if each underlying index closes at or above its 60% interest barrier on the related quarterly observation date due 10/30/2025

Morgan Stanley Finance LLC 8.80% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 12/17/2025

Morgan Stanley Finance LLC 0.00% due 10/24/2025

Morgan Stanley Finance LLC 9.05% annual rate, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 10/30/2025

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if the underlying stock closes at or above its 70% downside threshold on the related monthly observation date due 12/3/2024

Morgan Stanley Finance LLC 0.00% due 12/10/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2024

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 7.65% due 5/1/2025

Morgan Stanley Finance LLC SOFR plus 145 bps, subject to minimum interest rate of 0.1% per year; payable quarterly due 10/31/2028

Morgan Stanley Finance LLC 0.00% due 11/1/2028

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 11/1/2027

Morgan Stanley Finance LLC 0.00% due 11/1/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/30/2026

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/31/2025

Morgan Stanley Finance LLC 10%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/31/2028

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 0.00% due 10/31/2029

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 10.75%, payable monthly if each index closes at or above coupon threshold on related observation date; Coupon thresholds: 24,588.225 for Dow, 3,102.9225 for S&P, 1,242.75225 for Russell, 10,582.1775 for Nasdaq; 75% of initial levels due 10/29/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 0.00% due 11/2/2026

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 14.36% per year, payable quarterly if Amazon shares close at or above downside threshold level on observation date for that quarter due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2033

Morgan Stanley Finance LLC 0.00% due 6/27/2025

Morgan Stanley Finance LLC 14.85%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 9.65%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 10/30/2025

Morgan Stanley Finance LLC 18.25%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 0.00% due 1/9/2025

Morgan Stanley Finance LLC 0.00% due 11/22/2024

Morgan Stanley Finance LLC 0.00% due 4/23/2025

Morgan Stanley Finance LLC 12.05%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 10/29/2025

Morgan Stanley Finance LLC 10.00% due 10/28/2025

Morgan Stanley Finance LLC 0.00% due 10/23/2026

Morgan Stanley Finance LLC 0.00% due 10/23/2026

Morgan Stanley Finance LLC 9.65%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 10/23/2026

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/24/2025

Morgan Stanley Finance LLC 8.6%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on every trading day during the observation period due 10/23/2025

Morgan Stanley Finance LLC 10.75%, paid monthly, if the underlying stock closes at or above its 65% downside threshold on the related monthly observation date due 11/25/2024

Morgan Stanley Finance LLC 11.1%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 10/23/2025

Morgan Stanley Finance LLC 8.7%, paid semiannually, if each underlying index closes at or above its 60% downside threshold on the related semiannual observation date due 10/23/2026

Morgan Stanley Finance LLC 0.00% due 4/23/2026

Morgan Stanley Finance LLC 0.00% due 10/25/2027

Morgan Stanley Finance LLC 0.00% due 10/25/2028

Morgan Stanley Finance LLC 0.00% due 10/25/2027

Morgan Stanley Finance LLC 0.00% due 10/25/2028

Morgan Stanley Finance LLC 11%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 23,189.1 for Dow, 1,176.554 for Russell; 70% of initial levels due 10/23/2026

Morgan Stanley Finance LLC 8.75%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,176.554 for Russell, 23,189.1 for Dow; 70% of initial levels due 10/23/2026

Morgan Stanley Finance LLC 0.00% due 10/24/2028

Morgan Stanley Finance LLC 0.00% due 10/23/2028

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/23/2025

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/22/2026

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/23/2025

Morgan Stanley Finance LLC 10.35%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 11/21/2025

Morgan Stanley Finance LLC 0.00% due 10/26/2026

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 10,348.19 for Nasdaq, 1,191.891 for Russell, 2,994.6 for S&P; 70% of initial levels due 4/23/2026

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/16/2026

Morgan Stanley Finance LLC 9.35% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/17/2025

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/17/2025

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/16/2025

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/16/2025

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/17/2025

Morgan Stanley Finance LLC 9.55%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 4/17/2025

Morgan Stanley Finance LLC 8.6% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/16/2025

Morgan Stanley Finance LLC 22.25% annual rate, paid monthly, if each underlying stock closes at or above its 65% coupon barrier on the related monthly observation date due 10/16/2026

Morgan Stanley Finance LLC 9.12%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 10/16/2026

Morgan Stanley Finance LLC 8.9%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 10/18/2028

Morgan Stanley Finance LLC 0.00% due 4/16/2026

Morgan Stanley Finance LLC 0.00% due 12/18/2024

Morgan Stanley Finance LLC 0.00% due 10/16/2026

Morgan Stanley Finance LLC 0.00% due 10/18/2033

Morgan Stanley Finance LLC 0.00% due 10/16/2026

Morgan Stanley Finance LLC 15.3% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 4/16/2025

Morgan Stanley Finance LLC 10.2% annual rate, paid quarterly, if each underlier closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 10/16/2025

Morgan Stanley Finance LLC 7.35% due 4/10/2025

Morgan Stanley Finance LLC 0.00% due 10/16/2025

Morgan Stanley Finance LLC 9.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/15/2025

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlier closes at or above its 65% downside threshold on the related monthly observation date due 1/15/2026

Morgan Stanley Finance LLC 14.1% annual rate, paid monthly, if each underlying ETF closes at or above its 70% coupon barrier level on the related monthly observation date due 10/15/2026

Morgan Stanley Finance LLC 9.85%, paid quarterly, if each underlying stock closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 10/19/2026

Morgan Stanley Finance LLC 0.00% due 10/15/2026

Morgan Stanley Finance LLC 10.5%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/12/2028

Morgan Stanley Finance LLC 0.00% due 10/22/2025

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/9/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/9/2025

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every trading day during the observation period due 10/9/2025

Morgan Stanley Finance LLC 22%, paid monthly, if each underlying stock closes at or above its 65% coupon barrier on the related monthly observation date due 10/9/2026

Morgan Stanley Finance LLC 0.00% due 4/10/2025

Morgan Stanley Finance LLC 0.00% due 1/9/2025

Morgan Stanley Finance LLC 0.00% due 10/12/2028

Morgan Stanley Finance LLC 0.00% due 10/12/2028

Morgan Stanley Finance LLC 0.00% due 10/12/2028

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 1/8/2026

Morgan Stanley Finance LLC 11.15%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 1/8/2026

Morgan Stanley Finance LLC 0.00% due 1/27/2025

Morgan Stanley Finance LLC 0.00% due 10/10/2028

Morgan Stanley Finance LLC 0.00% due 4/9/2025

Morgan Stanley Finance LLC 10.15% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 10/9/2025

Morgan Stanley Finance LLC 22% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 7/9/2024

Morgan Stanley Finance LLC 8.10% due 10/8/2025

Morgan Stanley Finance LLC 9.2%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 4/8/2025

Morgan Stanley Finance LLC 0.00% due 10/8/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/8/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 77% downside threshold on the related quarterly observation date due 10/7/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 10/7/2025

Morgan Stanley Finance LLC 18.65%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 10/2/2026

Morgan Stanley Finance LLC 0.00% due 11/13/2025

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 13.70% due 10/2/2026

Morgan Stanley Finance LLC 11.55%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on every trading day during the observation period due 10/2/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 11.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 60% coupon barrier on the related quarterly observation date due 10/2/2026

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/2/2026

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/3/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 11.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/3/2025

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/3/2025

Morgan Stanley Finance LLC 10.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 9.85%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every trading day during the observation period due 4/2/2026

Morgan Stanley Finance LLC 8.1%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on every trading day during the observation period due 10/2/2025

Morgan Stanley Finance LLC 9.8%, paid monthly, if the underlying stock closes at or above its 69% downside threshold on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/2/2026

Morgan Stanley Finance LLC 0.00% due 4/2/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 10/4/2028

Morgan Stanley Finance LLC 0.00% due 10/4/2028

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 11/1/2024

Morgan Stanley Finance LLC 0.00% due 10/2/2026

Morgan Stanley Finance LLC 0.00% due 10/2/2026

Morgan Stanley Finance LLC 0.00% due 10/4/2028

Morgan Stanley Finance LLC 9.25% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 3,216.0375 for S&P, 1,338.8265 for Russell, 11,036.43 for Nasdaq; 75% of initial levels due 9/27/2024

Morgan Stanley Finance LLC 9% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on every trading day during the observation period; Coupon barriers: 23,455.25 for Dow, 1,249.5714 for Russell, 10,300.668 for Nasdaq; 70% of initial levels due 3/27/2026

Morgan Stanley Finance LLC 0.00% due 10/2/2026

Morgan Stanley Finance LLC 0.00% due 10/4/2028

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 4/4/2029

Morgan Stanley Finance LLC 0.00% due 10/4/2028

Morgan Stanley Finance LLC 0.00% due 10/2/2026

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 10/2/2025

Morgan Stanley Finance LLC 28.75%, paid monthly, if each underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 9/25/2026

Morgan Stanley Finance LLC 15.15%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 9/25/2026

Morgan Stanley Finance LLC 0.00% due 3/12/2025

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2028

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 10/8/2024

Morgan Stanley Finance LLC 9.3%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 10/1/2026

Morgan Stanley Finance LLC 8.15%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 9/29/2028

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/1/2026

Morgan Stanley Finance LLC 7.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/1/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 7/1/2026

Morgan Stanley Finance LLC 10.25%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 9/29/2028

Morgan Stanley Finance LLC 8.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 10/1/2025

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/3/2028

Morgan Stanley Finance LLC 0.00% due 10/3/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2030

Morgan Stanley Finance LLC 0.00% due 10/1/2025

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2033

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 8.85% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 10,338.23 for Nasdaq, 23,804.816 for Dow, 1,248.968 for Russell; 70% of initial levels due 9/30/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/28/2025

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 74% downside threshold on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/25/2026

Morgan Stanley Finance LLC 10.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/26/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 7.6%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 10/2/2024

Morgan Stanley Finance LLC 8.6%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/27/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 7.4%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/27/2025

Morgan Stanley Finance LLC 8.35%, paid semiannually, if each underlying index closes at or above its 60% downside threshold on the related semiannual observation date due 9/25/2026

Morgan Stanley Finance LLC 0.00% due 10/25/2024

Morgan Stanley Finance LLC 0.00% due 9/27/2028

Morgan Stanley Finance LLC 0.00% due 9/27/2028

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/26/2025

Morgan Stanley Finance LLC 10.45%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on every trading day during the observation period due 9/25/2025

Morgan Stanley Finance LLC 15.25%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 9/23/2026

Morgan Stanley Finance LLC 21.25%, paid monthly, if each underlying stock closes at or above its 65% coupon barrier on the related monthly observation date due 9/24/2026

Morgan Stanley Finance LLC 7.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/26/2025

Morgan Stanley Finance LLC 8.1%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/24/2026

Morgan Stanley Finance LLC 7.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/25/2025

Morgan Stanley Finance LLC 0.00% due 8/20/2025

Morgan Stanley Finance LLC 0.00% due 9/26/2028

Morgan Stanley Finance LLC 0.00% due 9/26/2028

Morgan Stanley Finance LLC 0.00% due 6/26/2025

Morgan Stanley Finance LLC 9.6%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 9/24/2026

Morgan Stanley Finance LLC 28.75%, paid monthly, if each underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 9/18/2026

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/25/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/25/2025

Morgan Stanley Finance LLC 8.55%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 9.3%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 9/24/2026

Morgan Stanley Finance LLC 10.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/25/2025

Morgan Stanley Finance LLC 15.1%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 9/18/2026

Morgan Stanley Finance LLC 10.45%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/24/2026

Morgan Stanley Finance LLC 7.65%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 3/25/2025

Morgan Stanley Finance LLC 0.00% due 7/25/2025

Morgan Stanley Finance LLC 0.00% due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 1/23/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/24/2025

Morgan Stanley Finance LLC 10.8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/24/2025

Morgan Stanley Finance LLC 9.7%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 6/25/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/25/2025

Morgan Stanley Finance LLC 18.3%, paid quarterly, if each underlying stock closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/24/2026

Morgan Stanley Finance LLC 0.00% due 10/24/2024

Morgan Stanley Finance LLC 9.20% due 9/24/2025

Morgan Stanley Finance LLC 0.00% due 9/26/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 12/23/2025

Morgan Stanley Finance LLC 0.00% due 12/23/2024

Morgan Stanley Finance LLC SOFR plus 136 bps with floor of 0.1%, payable quarterly due 9/20/2030

Morgan Stanley Finance LLC 0.00% due 9/20/2028

Morgan Stanley Finance LLC 0.00% due 9/15/2025

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/18/2025

Morgan Stanley Finance LLC 17.15%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 12/18/2025

Morgan Stanley Finance LLC 8.7%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/18/2025

Morgan Stanley Finance LLC 10.3%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/18/2025

Morgan Stanley Finance LLC 11.3%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/18/2026

Morgan Stanley Finance LLC 11.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/18/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/18/2025

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 9/18/2025

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 3/20/2024

Morgan Stanley Finance LLC 9.05%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on every trading day during the observation period due 9/18/2025

Morgan Stanley Finance LLC 13.5%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 9/18/2026

Morgan Stanley Finance LLC 0.00% due 10/17/2025

Morgan Stanley Finance LLC 10.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 10.13%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 9/18/2025

Morgan Stanley Finance LLC 10.1%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 9/18/2026

Morgan Stanley Finance LLC 0.00% due 9/20/2028

Morgan Stanley Finance LLC 0.00% due 9/20/2028

Morgan Stanley Finance LLC 10.33% per year, payable quarterly if each index closes at or above its coupon barrier every day that quarter; Coupon barrier levels: 10,641.68 for Nasdaq, 1,292.923 for Russell, 3,115.22 for S&P; 70% of initial levels due 3/19/2026

Morgan Stanley Finance LLC 0.00% due 10/3/2029

Morgan Stanley Finance LLC 8.7%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 6/20/2025

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 12/18/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/18/2025

Morgan Stanley Finance LLC 0.00% due 9/17/2026

Morgan Stanley Finance LLC 0.00% due 9/19/2028

Morgan Stanley Finance LLC 11.9%, payable quarterly if commodity closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $56.22; 60% of initial price due 9/17/2026

Morgan Stanley Finance LLC 0.00% due 9/19/2028

Morgan Stanley Finance LLC 0.00% due 10/28/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/17/2026

Morgan Stanley Finance LLC 0.00% due 10/17/2024

Morgan Stanley Finance LLC 0.00% due 9/17/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 3/17/2025

Morgan Stanley Finance LLC 9.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/17/2026

Morgan Stanley Finance LLC 9.85%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/17/2026

Morgan Stanley Finance LLC 7.3%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/17/2025

Morgan Stanley Finance LLC 0.00% due 9/15/2028

Morgan Stanley Finance LLC 10.65% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 9/16/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/16/2024

Morgan Stanley Finance LLC 13.25%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 3/5/2025

Morgan Stanley Finance LLC 19.25%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 9/11/2026

Morgan Stanley Finance LLC 0.00% due 12/20/2024

Morgan Stanley Finance LLC 0.00% due 10/11/2024

Morgan Stanley Finance LLC 0.00% due 9/11/2025

Morgan Stanley Finance LLC 8.85% due 12/12/2024

Morgan Stanley Finance LLC 13.15% annual rate, payable quarterly if each stock closes at or above coupon barrier level on the relevant observation date; coupon payment events will automatically include any previously unpaid coupons; Coupon barriers: $96.863 for AbbVie, $42.796 for CVS, $22.2625 for Pfizer; 65% of initial levels due 9/11/2026

Morgan Stanley Finance LLC 14.4% annual rate, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 11/19/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/5/2025

Morgan Stanley Finance LLC 14%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 9/7/2027

Morgan Stanley Finance LLC 0.00% due 9/7/2028

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 12.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/5/2025

Morgan Stanley Finance LLC 11.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/5/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/5/2025

Morgan Stanley Finance LLC 10.35%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 9/3/2026

Morgan Stanley Finance LLC 11.65%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/5/2025

Morgan Stanley Finance LLC 8.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/5/2025

Morgan Stanley Finance LLC 15.5%, paid monthly, if the underlying stock closes at or above its 55% downside threshold on the related monthly observation date due 12/5/2024

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 12/5/2024

Morgan Stanley Finance LLC 9.46% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 9/6/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 7.80% due 11/4/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 3/6/2029

Morgan Stanley Finance LLC 0.00% due 9/8/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 9/6/2028

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/6/2028

Morgan Stanley Finance LLC 10.7%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 9/5/2025

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/5/2025

Morgan Stanley Finance LLC 11.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 17.7%, paid monthly, if the underlying stock closes at or above its 65% downside threshold on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 21.25%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 9/3/2026

Morgan Stanley Finance LLC 8.6%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/8/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 9/8/2026

Morgan Stanley Finance LLC 0.00% due 4/16/2025

Morgan Stanley Finance LLC 19.1%, paid monthly, if the underlying stock closes at or above its 65% downside threshold on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 5.5%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 9/4/2025

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying fund closes at or above its 75% downside threshold on the related quarterly observation date due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 9/1/2028

Morgan Stanley Finance LLC 0.00% due 9/1/2028

Morgan Stanley Finance LLC 0.00% due 9/1/2028

Morgan Stanley Finance LLC 0.00% due 9/1/2028

Morgan Stanley Finance LLC 11.8%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $10.658; 75% of initial price due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 7.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/2/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 6/2/2026

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/2/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2029

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 9/3/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 9/3/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 9/2/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 9/3/2030

Morgan Stanley Finance LLC 0.00% due 8/31/2033

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 18%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 8/28/2028

Morgan Stanley Finance LLC 9.05%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/29/2024

Morgan Stanley Finance LLC 11.6%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 8/28/2025

Morgan Stanley Finance LLC 0.00% due 8/27/2026

Morgan Stanley Finance LLC 0.00% due 8/27/2026

Morgan Stanley Finance LLC 0.00% due 6/11/2025

Morgan Stanley Finance LLC 12.5%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 8/27/2025

Morgan Stanley Finance LLC 28.5%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 8/26/2025

Morgan Stanley Finance LLC 7.8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/27/2025

Morgan Stanley Finance LLC 0.00% due 8/24/2033

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/21/2026

Morgan Stanley Finance LLC 11.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/22/2025

Morgan Stanley Finance LLC 11.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/21/2025

Morgan Stanley Finance LLC 8.65% annual rate, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 11.4% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on every trading day during the related quarterly observation period due 8/21/2025

Morgan Stanley Finance LLC 12.3%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 8/21/2025

Morgan Stanley Finance LLC 10.4%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 8/21/2026

Morgan Stanley Finance LLC 10.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/21/2025

Morgan Stanley Finance LLC 0.00% due 8/21/2025

Morgan Stanley Finance LLC 0.00% due 8/26/2024

Morgan Stanley Finance LLC 0.00% due 8/23/2027

Morgan Stanley Finance LLC 0.00% due 8/23/2028

Morgan Stanley Finance LLC 0.00% due 8/23/2028

Morgan Stanley Finance LLC 10.66% annual rate, payable quarterly if each stock closes at or above coupon barrier level on the relevant observation date; coupon payment events will automatically include any previously unpaid coupons; Coupon barriers: $58.645 for ConocoPhillips, $80.45 for Chevron, $19.70 for Halliburton, $55.02 for Exxon Mobil; 50% of initial levels due 8/21/2026

Morgan Stanley Finance LLC 0.00% due 8/21/2026

Morgan Stanley Finance LLC 11%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,301.595 for Russell, 2,949.07 for Stoxx; 70% of initial levels due 8/21/2026

Morgan Stanley Finance LLC 9% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,301.595 for Russell, 2,949.07 for Stoxx; 70% of initial levels due 8/21/2026

Morgan Stanley Finance LLC 8.55%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/20/2026

Morgan Stanley Finance LLC 11.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 8/21/2026

Morgan Stanley Finance LLC 0.00% due 9/6/2029

Morgan Stanley Finance LLC 8.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/20/2026

Morgan Stanley Finance LLC 14.3%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 8/13/2026

Morgan Stanley Finance LLC 13.15%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 11/20/2024

Morgan Stanley Finance LLC 13.45%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 8/20/2025

Morgan Stanley Finance LLC 0.00% due 8/18/2028

Morgan Stanley Finance LLC 0.00% due 8/18/2033

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 24,715.341 for Dow, 10,643.913 for Nasdaq, 1,344.345 for Russell; 70% of initial levels due 8/19/2025

Morgan Stanley Finance LLC 8.60% due 2/20/2025

Morgan Stanley Finance LLC 0.00% due 8/19/2026

Morgan Stanley Finance LLC 0.00% due 8/18/2025

Morgan Stanley Finance LLC 0.00% due 8/15/2030

Morgan Stanley Finance LLC 8.85%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 5/15/2025

Morgan Stanley Finance LLC 10.9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/14/2025

Morgan Stanley Finance LLC 12.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 8/14/2025

Morgan Stanley Finance LLC 11.1%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 8/14/2026

Morgan Stanley Finance LLC 9.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/14/2025

Morgan Stanley Finance LLC 63.1%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 8/14/2025

Morgan Stanley Finance LLC 8% annualized, payable monthly if each underlier closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $67.425 for ETF, 11,271.053 for Nasdaq, 3,348.038 for S&P; 75% of initial levels due 8/14/2025

Morgan Stanley Finance LLC 0.00% due 8/16/2028

Morgan Stanley Finance LLC 0.00% due 8/16/2028

Morgan Stanley Finance LLC 0.00% due 8/14/2025

Morgan Stanley Finance LLC 11.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/14/2025

Morgan Stanley Finance LLC 0.00% due 8/14/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 8/14/2025

Morgan Stanley Finance LLC 10.35%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 2/13/2025

Morgan Stanley Finance LLC 15.75%, paid quarterly, if the underlying fund closes at or above its 87% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 8/15/2024

Morgan Stanley Finance LLC 12.9%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 8/14/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 2/13/2025

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/14/2024

Morgan Stanley Finance LLC 12.45%, paid monthly, if the underlying stock closes at or above its 75% downside threshold on the related monthly observation date due 9/12/2024

Morgan Stanley Finance LLC 9.7%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/13/2024

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 8/12/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 8.50% due 2/7/2025

Morgan Stanley Finance LLC 10.1% per year, payable monthly if each underlier closes at or above coupon barrier level on the observation date; Coupon barrier levels: 12,282.832 for Nasdaq, $51.792 for ETF, 1,569.122 for Russell; 80% of initial levels due 8/7/2025

Morgan Stanley Finance LLC 10.2%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 8/7/2025

Morgan Stanley Finance LLC 11.8%, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 8/7/2025

Morgan Stanley Finance LLC 0.00% due 8/7/2025

Morgan Stanley Finance LLC 0.00% due 8/8/2028

Morgan Stanley Finance LLC 7.35% due 11/7/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 2/6/2025

Morgan Stanley Finance LLC 11.6%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 11/6/2024

Morgan Stanley Finance LLC 5.5%, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 8/6/2025

Morgan Stanley Finance LLC 0.00% due 5/6/2025

Morgan Stanley Finance LLC 0.00% due 2/4/2028

Morgan Stanley Finance LLC 0.00% due 8/5/2027

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/5/2026

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/5/2025

Morgan Stanley Finance LLC 9.8%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 2/5/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/5/2025

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/5/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 8/5/2025

Morgan Stanley Finance LLC 11.1%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 2/5/2026

Morgan Stanley Finance LLC 7.15%, paid quarterly, if the underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 8/5/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/5/2025

Morgan Stanley Finance LLC 11.85%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 8/5/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/5/2025

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 11/5/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlier closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 8/5/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 8/4/2025

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/5/2026

Morgan Stanley Finance LLC 0.00% due 8/3/2028

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2028

Morgan Stanley Finance LLC 0.00% due 8/5/2026

Morgan Stanley Finance LLC 0.00% due 10/22/2025

Morgan Stanley Finance LLC 9.25% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 3,441.72 for S&P, 1,502.38275 for Russell, 11,817.75 for Nasdaq; 75% of initial levels due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2028

Morgan Stanley Finance LLC 0.00% due 2/5/2029

Morgan Stanley Finance LLC 0.00% due 8/3/2028

Morgan Stanley Finance LLC 0.00% due 8/3/2029

Morgan Stanley Finance LLC 0.00% due 8/3/2028

Morgan Stanley Finance LLC 0.00% due 8/3/2028

Morgan Stanley Finance LLC 0.00% due 8/5/2026

Morgan Stanley Finance LLC 0.00% due 8/3/2029

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 7/27/2026

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 2/2/2027

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 1/31/2025

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 11.2%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 7/31/2026

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 7/31/2025

Morgan Stanley Finance LLC 9.8%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 7/31/2026

Morgan Stanley Finance LLC 9.35%, paid monthly, if each underlier closes at or above its 65% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 5/1/2025

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 1/31/2025

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 8/4/2026

Morgan Stanley Finance LLC 0.00% due 8/2/2029

Morgan Stanley Finance LLC 0.00% due 8/2/2028

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 8/1/2028

Morgan Stanley Finance LLC 7.2% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 10,825.45 for Nasdaq, 24,697.90 for Dow; 70% of initial levels due 7/30/2026

Morgan Stanley Finance LLC 9.3% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 10,825.45 for Nasdaq, 24,697.90 for Dow; 70% of initial levels due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 11,624.445 for Nasdaq, 26,640.09 for Dow, 1,485.266 for Russell; 75% of initial levels due 7/31/2025

Morgan Stanley Finance LLC 11.35% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 10.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/31/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 9.65% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 2/3/2025

Morgan Stanley Finance LLC 7.75% annual rate, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 1/30/2025

Morgan Stanley Finance LLC 7.15% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/1/2025

Morgan Stanley Finance LLC 7% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/30/2026

Morgan Stanley Finance LLC 6.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/31/2028

Morgan Stanley Finance LLC 10.5% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 4/30/2026

Morgan Stanley Finance LLC 9.7% annual rate, paid monthly, if the underlying funds close at or above its 80% coupon barrier on the related monthly observation date due 7/30/2026

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if the underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 4/30/2026

Morgan Stanley Finance LLC 7.5% annual rate, paid quarterly, if each underlier closes at or above its 85% coupon barrier on the related quarterly observation date due 1/30/2025

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/30/2026

Morgan Stanley Finance LLC 7.25% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2029

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 6/25/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/31/2030

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/29/2033

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 2/12/2025

Morgan Stanley Finance LLC 8.1% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/30/2025

Morgan Stanley Finance LLC 9.2% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/30/2026

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 11.25% annual rate, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 7/30/2025

Morgan Stanley Finance LLC 11.75% annual rate, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 11.5% annual rate, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 10/30/2024

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/30/2025

Morgan Stanley Finance LLC 9.70% due 10/30/2024

Morgan Stanley Finance LLC 0.00% due 9/12/2025

Morgan Stanley Finance LLC 7.5%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 7/30/2026

Morgan Stanley Finance LLC 13.5% annual rate, paid monthly, if the underlying index closes at or above its 75% coupon barrier on the related monthly observation date; previously unpaid coupons will also be paid due 7/28/2028

Morgan Stanley Finance LLC 0.00% due 2/26/2025

Morgan Stanley Finance LLC 0.00% due 7/28/2028

Morgan Stanley Finance LLC 10.05% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related observation date due 10/30/2024

Morgan Stanley Finance LLC 10.6%, paid quarterly, if each underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 7/24/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 1/28/2025

Morgan Stanley Finance LLC 9.4%, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 7/29/2026

Morgan Stanley Finance LLC 0.00% due 7/27/2028

Morgan Stanley Finance LLC 12.75% due 7/29/2025

Morgan Stanley Finance LLC 8.7% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 11% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 10.65% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 11.25% annual rate, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 7/24/2025

Morgan Stanley Finance LLC 9.4% annual rate, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 7/24/2026

Morgan Stanley Finance LLC 8.05% due 7/24/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 7/24/2025

Morgan Stanley Finance LLC 11.25% annual rate, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 1/25/2029

Morgan Stanley Finance LLC 0.00% due 1/26/2028

Morgan Stanley Finance LLC 0.00% due 7/24/2026

Morgan Stanley Finance LLC 0.00% due 7/26/2027

Morgan Stanley Finance LLC 0.00% due 7/26/2027

Morgan Stanley Finance LLC 0.00% due 7/24/2026

Morgan Stanley Finance LLC 0.00% due 7/26/2028

Morgan Stanley Finance LLC 0.00% due 7/26/2028

Morgan Stanley Finance LLC 0.00% due 8/27/2025

Morgan Stanley Finance LLC 0.00% due 7/26/2028

Morgan Stanley Finance LLC 0.00% due 1/25/2029

Morgan Stanley Finance LLC 0.00% due 7/26/2028

Morgan Stanley Finance LLC 10.30% due 7/24/2025

Morgan Stanley Finance LLC 10.30% due 7/24/2025

Morgan Stanley Finance LLC 10.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/23/2026

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 7/23/2026

Morgan Stanley Finance LLC 0.00% due 9/12/2025

Morgan Stanley Finance LLC 0.00% due 7/24/2025

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 11,078.445 for Nasdaq, 24,542.847 for Dow, 1,389.42 for Russell; 70% of initial levels due 7/24/2025

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 11,078.445 for Nasdaq, 24,542.847 for Dow, 1,389.42 for Russell; 70% of initial levels due 1/24/2025

Morgan Stanley Finance LLC 8.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/24/2029

Morgan Stanley Finance LLC 14%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 7/24/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 10.85%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 12.3%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 10/24/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 7/24/2025

Morgan Stanley Finance LLC 0.00% due 7/24/2025

Morgan Stanley Finance LLC 0.00% due 9/19/2025

Morgan Stanley Finance LLC 14.5%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 1/24/2025

Morgan Stanley Finance LLC 15.05%, paid monthly, if the underlying stock closes at or above its 85% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 7/25/2024

Morgan Stanley Finance LLC 12.65%, paid monthly, if the underlying stock closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 7/25/2024

Morgan Stanley Finance LLC 0.00% due 1/23/2025

Morgan Stanley Finance LLC 0.00% due 7/24/2028

Morgan Stanley Finance LLC 0.00% due 7/24/2028

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/17/2025

Morgan Stanley Finance LLC 11% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/17/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/16/2025

Morgan Stanley Finance LLC 9.15% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/17/2025

Morgan Stanley Finance LLC 11.4% annual rate, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 1/16/2025

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 7/17/2025

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 7/17/2025

Morgan Stanley Finance LLC 10.7% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/16/2025

Morgan Stanley Finance LLC 8% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 1/16/2025

Morgan Stanley Finance LLC 7.6% annual rate, paid semiannually, if each underlying index closes at or above its 50% downside threshold on the related semiannual observation date due 7/16/2026

Morgan Stanley Finance LLC 9.70% due 7/17/2024

Morgan Stanley Finance LLC 11.5% annual rate, paid quarterly, if each underlying fund closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 1/16/2025

Morgan Stanley Finance LLC 29% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date; previously unpaid coupons will also be paid due 1/18/2024

Morgan Stanley Finance LLC 0.00% due 9/24/2025

Morgan Stanley Finance LLC 0.00% due 11/18/2024

Morgan Stanley Finance LLC 0.00% due 7/17/2025

Morgan Stanley Finance LLC 0.00% due 8/16/2024

Morgan Stanley Finance LLC 0.00% due 7/16/2026

Morgan Stanley Finance LLC 0.00% due 7/16/2026

Morgan Stanley Finance LLC 0.00% due 7/16/2026

Morgan Stanley Finance LLC 0.00% due 7/18/2028

Morgan Stanley Finance LLC 7.05% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,157.03 for S&P, 3,074.23 for Stoxx; 70% of initial levels due 7/16/2026

Morgan Stanley Finance LLC 9.25% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,157.03 for S&P, 3,074.23 for Stoxx; 70% of initial levels due 7/16/2026

Morgan Stanley Finance LLC 0.00% due 7/17/2028

Morgan Stanley Finance LLC 8.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/17/2025

Morgan Stanley Finance LLC 14.1%, paid monthly, if each underlier closes at or above its 60% downside threshold on the related monthly observation date due 4/17/2025

Morgan Stanley Finance LLC 0.00% due 8/15/2024

Morgan Stanley Finance LLC 0.00% due 8/15/2024

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 23,982.994 for Dow, 10,583.342 for Nasdaq, 1,339.353 for Russell; 70% of initial levels due 7/16/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/16/2025

Morgan Stanley Finance LLC 10.9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/16/2025

Morgan Stanley Finance LLC 7.75% due 7/16/2025

Morgan Stanley Finance LLC 9.70% due 7/17/2024

Morgan Stanley Finance LLC 0.00% due 7/14/2028

Morgan Stanley Finance LLC 0.00% due 7/14/2028

Morgan Stanley Finance LLC 14.1% annual rate, paid monthly, if the underlying stock closes at or above its 85% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 7/15/2024

Morgan Stanley Finance LLC 12.1% annual rate, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 10/16/2024

Morgan Stanley Finance LLC 11.55% annual rate, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 7/15/2025

Morgan Stanley Finance LLC 12.65% annual rate, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 1/15/2025

Morgan Stanley Finance LLC 13% annual rate, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 7/10/2026

Morgan Stanley Finance LLC 9.15%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 7/10/2025

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/10/2025

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/10/2025

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/10/2025

Morgan Stanley Finance LLC 10.55%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 7/10/2026

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlier closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 1/10/2025

Morgan Stanley Finance LLC 0.00% due 7/12/2028

Morgan Stanley Finance LLC 0.00% due 7/12/2028

Morgan Stanley Finance LLC 7.35%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 7/9/2026

Morgan Stanley Finance LLC 9.05%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/9/2025

Morgan Stanley Finance LLC 7.1%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/10/2024

Morgan Stanley Finance LLC 0.00% due 9/11/2024

Morgan Stanley Finance LLC 0.00% due 7/11/2028

Morgan Stanley Finance LLC 0.00% due 7/9/2025

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 1/9/2025

Morgan Stanley Finance LLC 16%, paid monthly, if each underlying fund closes at or above its 60% coupon barrier on the related monthly observation date due 7/10/2025

Morgan Stanley Finance LLC 7.55%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 1/9/2025

Morgan Stanley Finance LLC 17.25%, paid monthly, if the underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 1/9/2025

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 7/16/2025

Morgan Stanley Finance LLC 9.35% due 7/10/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/9/2025

Morgan Stanley Finance LLC 0.00% due 7/7/2028

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 1/5/2026

Morgan Stanley Finance LLC 0.00% due 7/6/2026

Morgan Stanley Finance LLC 10.3%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/6/2026

Morgan Stanley Finance LLC 10.15%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 9.65%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 7/6/2028

Morgan Stanley Finance LLC 10.55%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 7/6/2026

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 4/3/2025

Morgan Stanley Finance LLC 10.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 11.2%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/3/2025

Morgan Stanley Finance LLC 8.15%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/3/2025

Morgan Stanley Finance LLC 11.6%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 10.55%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/8/2024

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/3/2025

Morgan Stanley Finance LLC 8.2%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 7/8/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 10.00% due 7/8/2024

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 7/3/2025

Morgan Stanley Finance LLC 10.75%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 7/6/2026

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 1/3/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 7/3/2025

Morgan Stanley Finance LLC 7.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 8.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 1/3/2025

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/6/2026

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 7/5/2029

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 8/2/2024

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 7/6/2026

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 4/2/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 7/5/2029

Morgan Stanley Finance LLC 0.00% due 7/6/2026

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 12.45% annually, payable quarterly, if stock closes at or above coupon barrier price on valuation date for that period; coupon payment events will automatically include any previously unpaid coupons; Coupon barrier price:

Morgan Stanley Finance LLC 11.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/3/2025

Morgan Stanley Finance LLC 10.85% due 7/8/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/3/2025

Morgan Stanley Finance LLC 9.55%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 8.05%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/2/2026

Morgan Stanley Finance LLC 7.2%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 7/2/2026

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/2/2026

Morgan Stanley Finance LLC 15.5%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 7/2/2026

Morgan Stanley Finance LLC 5.5%, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 7/3/2025

Morgan Stanley Finance LLC SOFR plus 115 bps with floor of 0.1%, payable quarterly due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 7/3/2028

Morgan Stanley Finance LLC 0.00% due 6/25/2025

Morgan Stanley Finance LLC 18.8% annual rate, payable monthly if the stock closes at or above coupon barrier level on the relevant observation date; coupon payment events will automatically include any previously unpaid coupons; Coupon barrier: $179.368; 70% of initial level due 6/27/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 7.45%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,063.8 for S&P, 3,041.33 for Stoxx; 70% of initial levels due 7/1/2026

Morgan Stanley Finance LLC 9.55%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,063.8 for S&P, 3,041.33 for Stoxx; 70% of initial levels due 7/1/2026

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 7/3/2029

Morgan Stanley Finance LLC 0.00% due 7/3/2029

Morgan Stanley Finance LLC 0.00% due 7/10/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/2/2025

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/2/2025

Morgan Stanley Finance LLC 7.4%, paid monthly, if the underlying index closes at or above its 65% downside threshold on the related monthly observation date due 7/2/2025

Morgan Stanley Finance LLC 17.50% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 10/18/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 1/2/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 1/2/2025

Morgan Stanley Finance LLC 6.65%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/30/2028

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/2/2026

Morgan Stanley Finance LLC 7.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/1/2025

Morgan Stanley Finance LLC 10.15%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 7/2/2026

Morgan Stanley Finance LLC 9.45%, paid quarterly, if the underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 7/1/2026

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 4/1/2026

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 4/1/2026

Morgan Stanley Finance LLC 7.75%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 1/2/2025

Morgan Stanley Finance LLC 7.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/2/2026

Morgan Stanley Finance LLC 7.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/30/2028

Morgan Stanley Finance LLC 7.85%, paid quarterly if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 7/2/2025

Morgan Stanley Finance LLC 0.00% due 7/2/2025

Morgan Stanley Finance LLC 0.00% due 7/2/2029

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 7/2/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 7/2/2030

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2033

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 9.35% due 7/2/2025

Morgan Stanley Finance LLC 17.5%, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date; coupon payment events will automatically include any previously unpaid coupons due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 6/25/2026

Morgan Stanley Finance LLC 0.00% due 6/26/2025

Morgan Stanley Finance LLC 9.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/26/2025

Morgan Stanley Finance LLC 7.4%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 12/29/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/27/2024

Morgan Stanley Finance LLC 12.25%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 6/26/2025

Morgan Stanley Finance LLC 31%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/27/2024

Morgan Stanley Finance LLC 16.4%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 6/26/2025

Morgan Stanley Finance LLC 9.04%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 6/26/2026

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying fund closes at or above its 70% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/29/2027

Morgan Stanley Finance LLC 0.00% due 12/29/2028

Morgan Stanley Finance LLC 0.00% due 6/28/2028

Morgan Stanley Finance LLC 0.00% due 6/28/2028

Morgan Stanley Finance LLC 8% per year, paid monthly if each ETF closes at or above its 75% coupon barrier on the relevant review date due 6/28/2028

Morgan Stanley Finance LLC 0.00% due 6/28/2028

Morgan Stanley Finance LLC 0.00% due 12/29/2028

Morgan Stanley Finance LLC 57.5%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 6/25/2026

Morgan Stanley Finance LLC 0.00% due 7/25/2024

Morgan Stanley Finance LLC 0.00% due 6/27/2028

Morgan Stanley Finance LLC 0.00% due 6/27/2024

Morgan Stanley Finance LLC 8.9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/26/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 66% downside threshold on the related quarterly observation date due 6/25/2026

Morgan Stanley Finance LLC 9.1%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/25/2025

Morgan Stanley Finance LLC 8.1%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 6/25/2025

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 6/25/2024

Morgan Stanley Finance LLC 0.00% due 6/25/2025

Morgan Stanley Finance LLC 0.00% due 6/25/2029

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/19/2024

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/20/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/19/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/19/2024

Morgan Stanley Finance LLC 16%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlier closes at or above its 60% coupon barrier on the related quarterly observation date due 6/20/2025

Morgan Stanley Finance LLC 12.8%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 12/19/2024

Morgan Stanley Finance LLC 14.3%, paid monthly, if each underlier closes at or above its 60% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 13.2%, paid quarterly, if the stock closes at or above its 65% downside threshold on the relevant observation date due 2/21/2024

Morgan Stanley Finance LLC 9.50% due 9/19/2024

Morgan Stanley Finance LLC 12.45%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 6/24/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 12/19/2024

Morgan Stanley Finance LLC 0.00% due 7/30/2025

Morgan Stanley Finance LLC 0.00% due 6/20/2025

Morgan Stanley Finance LLC 0.00% due 9/19/2024

Morgan Stanley Finance LLC 0.00% due 7/19/2024

Morgan Stanley Finance LLC 0.00% due 6/22/2026

Morgan Stanley Finance LLC 0.00% due 3/20/2025

Morgan Stanley Finance LLC 0.00% due 6/22/2026

Morgan Stanley Finance LLC 0.00% due 6/22/2028

Morgan Stanley Finance LLC 0.00% due 6/22/2028

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 6/22/2028

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 7/5/2029

Morgan Stanley Finance LLC 0.00% due 6/22/2028

Morgan Stanley Finance LLC 0.00% due 6/20/2025

Morgan Stanley Finance LLC 9.54%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 6/18/2026

Morgan Stanley Finance LLC 11.6%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 12/19/2024

Morgan Stanley Finance LLC SOFR plus 160 bps with floor of 0.1%, payable quarterly due 6/20/2030

Morgan Stanley Finance LLC SOFR plus 160 bps with floor of 0.1%, payable quarterly due 6/20/2030

Morgan Stanley Finance LLC 0.00% due 6/21/2028

Morgan Stanley Finance LLC 0.00% due 6/21/2033

Morgan Stanley Finance LLC 0.00% due 6/21/2028

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 12/17/2024

Morgan Stanley Finance LLC 36.5% if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 7/1/2024

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/17/2026

Morgan Stanley Finance LLC 25.90% due 6/17/2025

Morgan Stanley Finance LLC 18.5%, payable monthly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $32.10, 50% of initial price due 6/17/2024

Morgan Stanley Finance LLC 0.00% due 6/14/2028

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 6/12/2025

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/13/2025

Morgan Stanley Finance LLC 13%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 12/12/2024

Morgan Stanley Finance LLC 10.60% due 6/17/2024

Morgan Stanley Finance LLC 13.4%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 6/17/2024

Morgan Stanley Finance LLC 10.6%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 6/12/2026

Morgan Stanley Finance LLC 14.1%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 12/12/2024

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 6/12/2026

Morgan Stanley Finance LLC 8.8%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 3/13/2025

Morgan Stanley Finance LLC 7.75%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/12/2024

Morgan Stanley Finance LLC 0.00% due 6/14/2029

Morgan Stanley Finance LLC 0.00% due 6/14/2029

Morgan Stanley Finance LLC 0.00% due 6/26/2024

Morgan Stanley Finance LLC 0.00% due 6/12/2026

Morgan Stanley Finance LLC 0.00% due 6/14/2028

Morgan Stanley Finance LLC 0.00% due 6/14/2028

Morgan Stanley Finance LLC 0.00% due 6/12/2026

Morgan Stanley Finance LLC 10.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/12/2024

Morgan Stanley Finance LLC 40.75%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 6/11/2026

Morgan Stanley Finance LLC 0.00% due 1/16/2025

Morgan Stanley Finance LLC 0.00% due 6/10/2027

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/12/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/11/2025

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 12/11/2024

Morgan Stanley Finance LLC 9.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/11/2025

Morgan Stanley Finance LLC 0.00% due 6/11/2026

Morgan Stanley Finance LLC 0.00% due 6/9/2028

Morgan Stanley Finance LLC 10.4%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/10/2025

Morgan Stanley Finance LLC 0.00% due 6/6/2030

Morgan Stanley Finance LLC 0.00% due 6/8/2028

Morgan Stanley Finance LLC 0.00% due 6/8/2028

Morgan Stanley Finance LLC 0.00% due 6/8/2028

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 6/5/2025

Morgan Stanley Finance LLC 12.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2024

Morgan Stanley Finance LLC 15.25%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 6/5/2025

Morgan Stanley Finance LLC 12.8%, paid quarterly, if the underlying fund closes at or above its 70% coupon barrier on the related quarterly observation date due 6/4/2026

Morgan Stanley Finance LLC 10.85%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 6/5/2026

Morgan Stanley Finance LLC 10.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/5/2025

Morgan Stanley Finance LLC 12.05%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 6/6/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/7/2027

Morgan Stanley Finance LLC 10.15% due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 6/12/2024

Morgan Stanley Finance LLC 14.35%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related observation date, plus any previously unpaid coupons due 6/21/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/6/2025

Morgan Stanley Finance LLC 15.5% annual rate, paid monthly, if each underlying stock closes at or above its 80% downside threshold on the related monthly observation date; previously unpaid coupons will also be paid due 6/4/2027

Morgan Stanley Finance LLC 33.4% annual rate, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 6/6/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 6/6/2028

Morgan Stanley Finance LLC 14.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2026

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/5/2025

Morgan Stanley Finance LLC 12.6% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/5/2025

Morgan Stanley Finance LLC 9.75% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 6/5/2028

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2024

Morgan Stanley Finance LLC 11.4% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/4/2026

Morgan Stanley Finance LLC 11.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2024

Morgan Stanley Finance LLC 9.8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/4/2026

Morgan Stanley Finance LLC 12.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/5/2025

Morgan Stanley Finance LLC 12.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/5/2025

Morgan Stanley Finance LLC 10.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/4/2026

Morgan Stanley Finance LLC 10.1% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/5/2025

Morgan Stanley Finance LLC 10.00% due 6/6/2024

Morgan Stanley Finance LLC 0.00% due 6/3/2026

Morgan Stanley Finance LLC 11.91% annual rate, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 6/5/2025

Morgan Stanley Finance LLC 19% annual rate, paid monthly, if each underlying stock closes at or above its 80% downside threshold on the related monthly observation date; previously unpaid coupons will also be paid due 6/4/2026

Morgan Stanley Finance LLC 22% annual rate, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 6/4/2026

Morgan Stanley Finance LLC 9.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2024

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 9/6/2024

Morgan Stanley Finance LLC 11.25% annual rate, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 12/5/2024

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2024

Morgan Stanley Finance LLC 9.25% annual rate, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 12/5/2024

Morgan Stanley Finance LLC 8.15% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/5/2028

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/25/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/3/2033

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2029

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 11.75%, paid quarterly, if the underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 6/4/2026

Morgan Stanley Finance LLC 16.25%, paid monthly, if each underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 7.65%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 6/4/2030

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying fund closes at or above its 60% coupon barrier on the related monthly observation date due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 6/2/2026

Morgan Stanley Finance LLC 0.00% due 6/2/2027

Morgan Stanley Finance LLC 0.00% due 12/2/2026

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 11.00% due 6/6/2024

Morgan Stanley Finance LLC 14.25% annual rate, if the underlying stock closes at or above its 50% coupon barrier on the related quarterly observation date, plus any previously unpaid contingent coupons due 5/29/2026

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/2/2024

Morgan Stanley Finance LLC 13% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 12/2/2024

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 5/30/2025

Morgan Stanley Finance LLC 14.2%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/3/2025

Morgan Stanley Finance LLC 12.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/2/2024

Morgan Stanley Finance LLC 14.5% annual rate, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 12/2/2024

Morgan Stanley Finance LLC 15.8%, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 12/2/2024

Morgan Stanley Finance LLC 14%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 7/11/2025

Morgan Stanley Finance LLC For the first year only, monthly an annual rate of 8.05% if a level 1 knock-in has not occurred; if a level 1 knock-in occurs, the monthly coupon will decrease to 5.37% per year until maturity; if a level 2 knock-in occurs, the monthly coupon will decrease to 2.68% per year until maturity; if a level 3 knock-in occurs, the coupon will be eliminated for that period and every subsequent month until maturity

Morgan Stanley Finance LLC 10.15%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 6/3/2024

Morgan Stanley Finance LLC 0.00% due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 6/2/2025

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2030

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 22.5%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 5/30/2025

Morgan Stanley Finance LLC 9.4% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/29/2024

Morgan Stanley Finance LLC 15.85% annual rate, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 11/21/2024

Morgan Stanley Finance LLC 8.6% annual rate, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 11/29/2024

Morgan Stanley Finance LLC 7.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 5/31/2028

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/29/2026

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/28/2025

Morgan Stanley Finance LLC 14% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 3/2/2026

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying ETF closes at or above its 80% coupon barrier on the related monthly observation date due 3/2/2026

Morgan Stanley Finance LLC 8.4% annual rate, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 11/29/2024

Morgan Stanley Finance LLC 7.95% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/29/2026

Morgan Stanley Finance LLC 7.4% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/31/2029

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 8.90% due 12/30/2024

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/31/2030

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2033

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/30/2028

Morgan Stanley Finance LLC 0.00% due 5/30/2028

Morgan Stanley Finance LLC 0.00% due 5/30/2028

Morgan Stanley Finance LLC 9.35% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 6.75% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 1/17/2025

Morgan Stanley Finance LLC 47.25% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 5/29/2026

Morgan Stanley Finance LLC 39% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 5/29/2026

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/29/2026

Morgan Stanley Finance LLC 11.25% due 5/29/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2028

Morgan Stanley Finance LLC 9.25% due 5/29/2025

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 5/26/2028

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlier closes at or above its 55% downside threshold on the related quarterly observation date due 5/28/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 5/25/2028

Morgan Stanley Finance LLC 13.5% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/22/2024

Morgan Stanley Finance LLC 11.85% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/28/2024

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/25/2028

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/22/2025

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/22/2026

Morgan Stanley Finance LLC 13.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/24/2025

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/22/2024

Morgan Stanley Finance LLC 12.15% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/28/2024

Morgan Stanley Finance LLC 8.65% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/22/2024

Morgan Stanley Finance LLC 15.75%, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 11/22/2024

Morgan Stanley Finance LLC 15.4%, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 8/22/2024

Morgan Stanley Finance LLC 16.25% annual rate, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 5/22/2026

Morgan Stanley Finance LLC 11.25%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 5/22/2026

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/29/2025

Morgan Stanley Finance LLC 0.00% due 5/24/2028

Morgan Stanley Finance LLC 0.00% due 11/24/2028

Morgan Stanley Finance LLC 0.00% due 11/24/2027

Morgan Stanley Finance LLC 0.00% due 5/24/2028

Morgan Stanley Finance LLC 0.00% due 5/24/2027

Morgan Stanley Finance LLC 0.00% due 5/22/2026

Morgan Stanley Finance LLC 0.00% due 6/25/2024

Morgan Stanley Finance LLC 7.90% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/24/2027

Morgan Stanley Finance LLC 0.00% due 5/24/2027

Morgan Stanley Finance LLC 0.00% due 5/24/2028

Morgan Stanley Finance LLC 0.00% due 5/24/2028

Morgan Stanley Finance LLC 0.00% due 5/24/2028

Morgan Stanley Finance LLC 8.6% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/21/2026

Morgan Stanley Finance LLC 0.00% due 5/21/2031

Morgan Stanley Finance LLC 0.00% due 5/21/2035

Morgan Stanley Finance LLC 21.8%, paid quarterly, if the underlying stock closes at or above its 85% coupon barrier on the related observation date, plus any previously unpaid coupons due 6/4/2024

Morgan Stanley Finance LLC 8.5% annualized, payable monthly if each index closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: 3,119.078 for S&P, 1,330.873 for Russell, 10,191.945 for Nasdaq; 75% of initial levels due 5/22/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/22/2025

Morgan Stanley Finance LLC 12.55% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/21/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/20/2025

Morgan Stanley Finance LLC 7.35% annual rate, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 3/21/2025

Morgan Stanley Finance LLC 14.25%, paid quarterly, if the underlying fund closes at or above its 50% downside threshold on the related quarterly observation date due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 9.00% due 8/22/2024

Morgan Stanley Finance LLC 7.5% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/21/2024

Morgan Stanley Finance LLC 9.4%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 11/21/2024

Morgan Stanley Finance LLC 19%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 5/21/2025

Morgan Stanley Finance LLC 10.00% due 5/22/2024

Morgan Stanley Finance LLC 17.27% annual rate, paid monthly, if the underlying fund closes at or above its 70% downside threshold on the related monthly observation date due 5/20/2026

Morgan Stanley Finance LLC 0.00% due 6/21/2024

Morgan Stanley Finance LLC 0.00% due 5/19/2028

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/20/2024

Morgan Stanley Finance LLC 8.6%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/20/2026

Morgan Stanley Finance LLC 8.8% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 5/20/2026

Morgan Stanley Finance LLC 13.75% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 5/20/2026

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying stock closes at or above its 55% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 5/20/2026

Morgan Stanley Finance LLC 0.00% due 5/18/2028

Morgan Stanley Finance LLC 0.00% due 5/17/2033

Morgan Stanley Finance LLC 0.00% due 5/17/2028

Morgan Stanley Finance LLC 0.00% due 5/17/2028

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,338.126 for Nasdaq, 23,310.434 for Dow, 1,218.594 for Russell; 70% of initial levels due 5/15/2025

Morgan Stanley Finance LLC 10.5% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 5/15/2025

Morgan Stanley Finance LLC 8.05% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 2/18/2025

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/15/2025

Morgan Stanley Finance LLC 14.5% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 2/18/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/20/2024

Morgan Stanley Finance LLC 13.3% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/15/2024

Morgan Stanley Finance LLC 12.8% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 8/15/2024

Morgan Stanley Finance LLC 12.55% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/15/2025

Morgan Stanley Finance LLC 12.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/15/2025

Morgan Stanley Finance LLC 12.15% annual rate, paid monthly, if each underlying index closes at or above its 65% coupon barrier on the related monthly observation date due 2/18/2025

Morgan Stanley Finance LLC 12.35%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/18/2025

Morgan Stanley Finance LLC 14.75%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 5/15/2025

Morgan Stanley Finance LLC 7% annual rate, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 5/20/2024

Morgan Stanley Finance LLC 9.6% annual rate, paid monthly, if each underlying stock closes at or above its 60% coupon barrier on the related monthly observation date; previously unpaid coupons will also be paid due 11/15/2024

Morgan Stanley Finance LLC 10.75%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 5/20/2024

Morgan Stanley Finance LLC 22% annual rate, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 11/7/2024

Morgan Stanley Finance LLC 6.5% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 2/18/2025

Morgan Stanley Finance LLC 0.00% due 5/15/2026

Morgan Stanley Finance LLC 0.00% due 5/15/2025

Morgan Stanley Finance LLC 0.00% due 5/15/2025

Morgan Stanley Finance LLC 0.00% due 5/15/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2024

Morgan Stanley Finance LLC 0.00% due 11/15/2024

Morgan Stanley Finance LLC 0.00% due 5/17/2028

Morgan Stanley Finance LLC 0.00% due 7/10/2025

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 5/17/2029

Morgan Stanley Finance LLC 0.00% due 5/17/2028

Morgan Stanley Finance LLC 0.00% due 5/17/2028

Morgan Stanley Finance LLC 0.00% due 5/17/2028

Morgan Stanley Finance LLC 0.00% due 5/17/2033

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2029

Morgan Stanley Finance LLC 0.00% due 5/15/2026

Morgan Stanley Finance LLC 10.80% due 5/14/2026

Morgan Stanley Finance LLC 0.00% due 5/16/2030

Morgan Stanley Finance LLC 12.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 5/15/2025

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 5/17/2024

Morgan Stanley Finance LLC 10.55% due 8/19/2024

Morgan Stanley Finance LLC 15.3%, paid quarterly, if the underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 5/16/2028

Morgan Stanley Finance LLC 0.00% due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 5/16/2028

Morgan Stanley Finance LLC 0.00% due 5/16/2028

Morgan Stanley Finance LLC 9.50% due 5/15/2025

Morgan Stanley Finance LLC 9.4% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 12.15% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/14/2025

Morgan Stanley Finance LLC 12.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/13/2025

Morgan Stanley Finance LLC 13% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/15/2025

Morgan Stanley Finance LLC 10.05%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 5/15/2025

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/15/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 5/15/2025

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 5/15/2025

Morgan Stanley Finance LLC 8.4%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 5/14/2026

Morgan Stanley Finance LLC 10.35% annual rate, paid quarterly, if each underlying stock closes at or above its 65% downside threshold on the related quarterly observation date; previously unpaid coupons will also be paid due 5/14/2025

Morgan Stanley Finance LLC 6.5%, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 5/15/2025

Morgan Stanley Finance LLC 10.20% due 8/15/2024

Morgan Stanley Finance LLC 0.00% due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 5/10/2028

Morgan Stanley Finance LLC 0.00% due 5/14/2026

Morgan Stanley Finance LLC 0.00% due 1/9/2025

Morgan Stanley Finance LLC 9.3% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,900.833 for Nasdaq, 3,089.378 for S&P, 1,312.258 for Russell; 75% of initial levels due 5/15/2024

Morgan Stanley Finance LLC 10.15%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 8.7%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 2/13/2025

Morgan Stanley Finance LLC 8.8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/13/2025

Morgan Stanley Finance LLC 0.00% due 5/13/2025

Morgan Stanley Finance LLC 15.5%, paid monthly, if each underlier closes at or above its 60% coupon barrier on the related monthly observation date due 5/8/2026

Morgan Stanley Finance LLC 23%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 5/15/2025

Morgan Stanley Finance LLC 12.3%, paid monthly, if the underlying fund closes at or above its 87% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 5/16/2024

Morgan Stanley Finance LLC 0.00% due 8/9/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 5/14/2025

Morgan Stanley Finance LLC 0.00% due 5/13/2027

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/14/2024

Morgan Stanley Finance LLC 8.2% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 11.35%, paid monthly, if the worst performing fund closes at or above its 80% coupon barrier on the related monthly observation date due 5/13/2026

Morgan Stanley Finance LLC 0.00% due 5/8/2025

Morgan Stanley Finance LLC 0.00% due 5/13/2025

Morgan Stanley Finance LLC 0.00% due 5/10/2027

Morgan Stanley Finance LLC 11.85% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/13/2024

Morgan Stanley Finance LLC 17.25% annual rate, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 5/8/2025

Morgan Stanley Finance LLC 12.75% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/8/2025

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/8/2024

Morgan Stanley Finance LLC 12.3%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/8/2024

Morgan Stanley Finance LLC 13.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 8/8/2024

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/8/2024

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/8/2025

Morgan Stanley Finance LLC 12.35% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/8/2024

Morgan Stanley Finance LLC 12.9% per year, paid quarterly, if the stock closes at or above its 65% downside threshold on the relevant observation date due 1/10/2024

Morgan Stanley Finance LLC 15.5% annual rate, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 5/8/2026

Morgan Stanley Finance LLC 13.8%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 11.05%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/8/2026

Morgan Stanley Finance LLC 15%, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 11/8/2024

Morgan Stanley Finance LLC 10.15%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 5/8/2026

Morgan Stanley Finance LLC 11.5%, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 11/8/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/8/2026

Morgan Stanley Finance LLC 9.1%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 11/8/2024

Morgan Stanley Finance LLC 11.5%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 5/9/2024

Morgan Stanley Finance LLC 0.00% due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 5/10/2028

Morgan Stanley Finance LLC 0.00% due 5/29/2024

Morgan Stanley Finance LLC 17.15%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 11/7/2024

Morgan Stanley Finance LLC 6.6% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/7/2024

Morgan Stanley Finance LLC 8.6%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/7/2024

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 5/7/2026

Morgan Stanley Finance LLC 14.65%, paid monthly, if the underlying stock closes at or above its 50% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 11/7/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 5/9/2033

Morgan Stanley Finance LLC 0.00% due 6/11/2025

Morgan Stanley Finance LLC 11.8%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related observation date, plus any previously unpaid coupons due 5/7/2026

Morgan Stanley Finance LLC 10.52% due 11/12/2024

Morgan Stanley Finance LLC 6.8% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 10,424.168 for Nasdaq, 1,391.427 for Russell, 3,272.60 for S&P; 80% of initial levels due 11/7/2024

Morgan Stanley Finance LLC 5.87% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,121.147 for Nasdaq, 2,863.525 for S&P, 1,217.499 for Russell; 75% of initial levels due 5/9/2024

Morgan Stanley Finance LLC 9.35% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/7/2024

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/8/2025

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/9/2024

Morgan Stanley Finance LLC 11.15%, paid monthly, if the underlying stock closes at or above its 79% downside threshold on the related monthly observation date due 6/6/2024

Morgan Stanley Finance LLC 10.35% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 5/7/2026

Morgan Stanley Finance LLC 8.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/7/2024

Morgan Stanley Finance LLC 10.2% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/9/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 7/9/2024

Morgan Stanley Finance LLC 0.00% due 6/6/2024

Morgan Stanley Finance LLC SOFR plus 118 bps with floor of 0.1%, payable quarterly due 5/5/2028

Morgan Stanley Finance LLC 0.00% due 5/5/2028

Morgan Stanley Finance LLC 10.05%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 5/7/2025

Morgan Stanley Finance LLC 12.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/7/2024

Morgan Stanley Finance LLC 12.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/7/2025

Morgan Stanley Finance LLC 0.00% due 5/8/2025

Morgan Stanley Finance LLC 11.3% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 5/7/2026

Morgan Stanley Finance LLC 30.5% annual rate, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 5/6/2026

Morgan Stanley Finance LLC 0.00% due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2026

Morgan Stanley Finance LLC 0.00% due 5/3/2027

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 9.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/30/2025

Morgan Stanley Finance LLC 14%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 1/31/2025

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 5/1/2025

Morgan Stanley Finance LLC 12.2%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/31/2025

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/1/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 2/2/2028

Morgan Stanley Finance LLC 12.3%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/1/2025

Morgan Stanley Finance LLC 12.85%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 12.2%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 8/1/2024

Morgan Stanley Finance LLC 10.4% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/31/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 8/1/2024

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/3/2028

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 11.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 11% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/1/2026

Morgan Stanley Finance LLC 11.45%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 7/31/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/31/2025

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 10.15% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 5/6/2024

Morgan Stanley Finance LLC 13.55% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 5/1/2025

Morgan Stanley Finance LLC 10.1%, paid quarterly, if each underlying fund closes at or above its 65% downside threshold on the related quarterly observation date due 5/1/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 11.5% annual rate, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 8/1/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 8/1/2024

Morgan Stanley Finance LLC 13.5%, paid quarterly, if the underlying fund closes at or above its 68% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 5/1/2025

Morgan Stanley Finance LLC 22.75%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 5/1/2024

Morgan Stanley Finance LLC 8.1%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/3/2028

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/1/2026

Morgan Stanley Finance LLC 0.00% due 5/30/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/4/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2026

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 5/1/2026

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2029

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/4/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2026

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2026

Morgan Stanley Finance LLC 0.00% due 5/2/2029

Morgan Stanley Finance LLC 0.00% due 5/2/2029

Morgan Stanley Finance LLC 13.55% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 5/1/2025

Morgan Stanley Finance LLC 9.1% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 12.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/1/2025

Morgan Stanley Finance LLC 8.15%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/1/2028

Morgan Stanley Finance LLC 10.50% due 5/1/2025

Morgan Stanley Finance LLC 10.2% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/30/2026

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 5/2/2024

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/1/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2028

Morgan Stanley Finance LLC 10.65% annual rate, payable quarterly if ETF closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $29.15, 60% of initial price due 4/30/2026

Morgan Stanley Finance LLC 12.95%, payable quarterly if ETF closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $29.15, 60% of initial price due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2029

Morgan Stanley Finance LLC 0.00% due 4/29/2025

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 9.85%, paid quarterly, if the underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 4/30/2024

Morgan Stanley Finance LLC 10.05%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 4/30/2026

Morgan Stanley Finance LLC 53%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 4/29/2026

Morgan Stanley Finance LLC 62%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 4/29/2026

Morgan Stanley Finance LLC 9.15%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 4/30/2026

Morgan Stanley Finance LLC 8.4%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 10/30/2024

Morgan Stanley Finance LLC 7.35%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 4/28/2028

Morgan Stanley Finance LLC 7.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/30/2026

Morgan Stanley Finance LLC 7.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/30/2025

Morgan Stanley Finance LLC 21.85%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 4/30/2024

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 1/29/2026

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/28/2028

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2029

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 7/30/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2030

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 35.65%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related observation date; coupon payment events will automatically include any previously unpaid coupons due 5/13/2024

Morgan Stanley Finance LLC 17.25% annual rate, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $148.73, 55% of initial price due 10/29/2024

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2033

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 9.3%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 4/29/2025

Morgan Stanley Finance LLC 14.5%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 10/29/2024

Morgan Stanley Finance LLC 0.00% due 4/29/2024

Morgan Stanley Finance LLC 0.00% due 4/26/2028

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/24/2026

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/24/2026

Morgan Stanley Finance LLC 15.25%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 12.55%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 8.6%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/24/2024

Morgan Stanley Finance LLC 10.55%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/24/2024

Morgan Stanley Finance LLC 9.2%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 4/24/2026

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 13.2%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 55% downside threshold on the related quarterly observation date due 4/26/2028

Morgan Stanley Finance LLC 16.75%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 10.7%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 4/24/2026

Morgan Stanley Finance LLC 17%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 10/26/2028

Morgan Stanley Finance LLC 0.00% due 10/26/2027

Morgan Stanley Finance LLC 0.00% due 5/24/2024

Morgan Stanley Finance LLC 0.00% due 4/26/2027

Morgan Stanley Finance LLC 0.00% due 4/26/2028

Morgan Stanley Finance LLC 0.00% due 4/24/2026

Morgan Stanley Finance LLC 0.00% due 4/26/2027

Morgan Stanley Finance LLC 0.00% due 4/26/2027

Morgan Stanley Finance LLC 0.00% due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 4/24/2026

Morgan Stanley Finance LLC 11%, paid quarterly if the underlying stock closes at or above its 76% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 4/24/2026

Morgan Stanley Finance LLC 0.00% due 4/26/2029

Morgan Stanley Finance LLC 0.00% due 4/26/2028

Morgan Stanley Finance LLC 0.00% due 10/26/2028

Morgan Stanley Finance LLC 0.00% due 4/26/2028

Morgan Stanley Finance LLC 0.00% due 4/26/2028

Morgan Stanley Finance LLC 0.00% due 4/26/2028

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/24/2024

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 13.65%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/24/2024

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 4/23/2026

Morgan Stanley Finance LLC 13.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 7/25/2024

Morgan Stanley Finance LLC 13.85%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 4/23/2026

Morgan Stanley Finance LLC 11%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 4/29/2024

Morgan Stanley Finance LLC 13.8%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 14.3%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 8.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/24/2024

Morgan Stanley Finance LLC 11.05%, paid monthly, if the underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 10/24/2024

Morgan Stanley Finance LLC 16.65%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 10/16/2024

Morgan Stanley Finance LLC 10.3%, paid quarterly, if each underlying fund closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 4/24/2025

Morgan Stanley Finance LLC 10% per year, payable monthly if the commodity closes at or above coupon barrier level on observation date that period; Coupon barrier: $1.2684; 60% of initial level due 10/25/2023

Morgan Stanley Finance LLC 0.00% due 6/25/2024

Morgan Stanley Finance LLC 0.00% due 6/25/2024

Morgan Stanley Finance LLC 0.00% due 4/24/2025

Morgan Stanley Finance LLC SOFR plus 145 bps with floor of 0.1%, payable quarterly due 4/14/2030

Morgan Stanley Finance LLC 0.00% due 4/25/2028

Morgan Stanley Finance LLC 0.00% due 6/14/2024

Morgan Stanley Finance LLC 10.95%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $17.94, 60% of initial price due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 4/17/2026

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 10/17/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/19/2027

Morgan Stanley Finance LLC 14.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/17/2025

Morgan Stanley Finance LLC 16.1%, paid quarterly, if each underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 10/17/2024

Morgan Stanley Finance LLC 14.8%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 4/18/2024

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 4/22/2024

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/17/2024

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/17/2026

Morgan Stanley Finance LLC 7.55%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/17/2026

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/17/2025

Morgan Stanley Finance LLC 14.2%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 4/17/2026

Morgan Stanley Finance LLC 0.00% due 2/20/2025

Morgan Stanley Finance LLC 0.00% due 4/17/2025

Morgan Stanley Finance LLC 0.00% due 10/17/2025

Morgan Stanley Finance LLC 0.00% due 4/17/2026

Morgan Stanley Finance LLC 0.00% due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 4/17/2026

Morgan Stanley Finance LLC 0.00% due 4/20/2028

Morgan Stanley Finance LLC 0.00% due 4/20/2028

Morgan Stanley Finance LLC 0.00% due 4/20/2028

Morgan Stanley Finance LLC 0.00% due 4/19/2033

Morgan Stanley Finance LLC 0.00% due 4/20/2028

Morgan Stanley Finance LLC 0.00% due 4/20/2028

Morgan Stanley Finance LLC 0.00% due 5/4/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2029

Morgan Stanley Finance LLC 13.2504%, paid monthly, if ETF closes at or above its downside threshold on the related monthly observation date, plus any previously unpaid coupons due 4/19/2024

Morgan Stanley Finance LLC 0.00% due 4/19/2028

Morgan Stanley Finance LLC 12.96%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $15.30, 50% of initial price due 4/18/2024

Morgan Stanley Finance LLC 10.45%, paid monthly, if each underlying index closes at or above its coupon barrier level on the related monthly observation date; Coupon barrier levels: 26,917.20 for Dow, 10,278.68 for Nasdaq, 1,418.958 for Russell, 80% of initial levels due 4/17/2025

Morgan Stanley Finance LLC 12.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/17/2024

Morgan Stanley Finance LLC 10.75%, paid semiannually, if each underlying index closes at or above its 70% downside threshold on the related semiannual observation date due 4/16/2026

Morgan Stanley Finance LLC 13.2%, paid monthly, if ETF closes at or above its downside threshold on the related monthly observation date, plus any previously unpaid coupons due 4/17/2024

Morgan Stanley Finance LLC 6% per year, paid quarterly if each stock closes at or above its coupon barrier on the relevant review date; Coupon barriers: $83.156 for Amazon, $136.085 for Apple, $153.459 for Tesla; 85% of initial levels due 4/17/2025

Morgan Stanley Finance LLC 7% per year, paid quarterly if each stock closes at or above its coupon barrier on the relevant review date; Coupon barriers: $83.156 for Amazon, $136.085 for Apple, $153.459 for Tesla; 85% of initial levels due 4/17/2026

Morgan Stanley Finance LLC 9.8%, paid quarterly if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date, plus any unpaid coupons due 4/16/2026

Morgan Stanley Finance LLC 15.7%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 4/16/2026

Morgan Stanley Finance LLC 11.7% annually, payable quarterly, if stock closes at or above coupon barrier price on valuation date for that period; coupon payment events will automatically include any previously unpaid coupons; Coupon barrier price: $27.04; 65% of initial level due 4/15/2024

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 4/16/2025

Morgan Stanley Finance LLC 13.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/17/2024

Morgan Stanley Finance LLC 14.4%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 1/16/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/16/2026

Morgan Stanley Finance LLC 16.5%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/6/2026

Morgan Stanley Finance LLC 9.5%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/6/2026

Morgan Stanley Finance LLC 21.5%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/6/2026

Morgan Stanley Finance LLC 60%, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date due 10/17/2024

Morgan Stanley Finance LLC 0.00% due 8/7/2024

Morgan Stanley Finance LLC 0.00% due 4/15/2025

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/15/2025

Morgan Stanley Finance LLC 12.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/16/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/16/2024

Morgan Stanley Finance LLC 13.75%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 4/15/2024

Morgan Stanley Finance LLC 10.8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/16/2024

Morgan Stanley Finance LLC 8.15%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 4/15/2025

Morgan Stanley Finance LLC 0.00% due 10/16/2024

Morgan Stanley Finance LLC 0.00% due 10/24/2024

Morgan Stanley Finance LLC 12.49%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $73.80, 60% of initial price due 4/15/2024

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,143.82 for Nasdaq, 23,439.703 for Dow, 1,228.125 for Russell; 70% of initial levels due 4/11/2028

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 3,067.785 for S&P, 3,223.77 for Stoxx, 1,314.101 for Russell; 75% of initial levels due 7/9/2026

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above coupon barrier level on the corresponding observation date; Coupon barrier levels: 1,834.426 for Growth, 1,503.525 for Value, 3,078.765 for S&P; 75% of initial levels due 2/9/2024

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/9/2025

Morgan Stanley Finance LLC 15.15%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 4/10/2025

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 4/9/2026

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/9/2026

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/10/2024

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/10/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/10/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/10/2024

Morgan Stanley Finance LLC 12.3%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/11/2024

Morgan Stanley Finance LLC 14.2%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 4/9/2026

Morgan Stanley Finance LLC 12.3%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/10/2024

Morgan Stanley Finance LLC 11.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/15/2024

Morgan Stanley Finance LLC 5.75%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/10/2024

Morgan Stanley Finance LLC 6% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 7/11/2024

Morgan Stanley Finance LLC 0.00% due 6/11/2025

Morgan Stanley Finance LLC 0.00% due 5/9/2024

Morgan Stanley Finance LLC 0.00% due 4/11/2028

Morgan Stanley Finance LLC 13%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date; first coupon will pay $32.50 per note, with the final coupon worth $21.667 due 9/12/2023

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/10/2028

Morgan Stanley Finance LLC 14%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 1/9/2024

Morgan Stanley Finance LLC 14.5%, paid monthly, if each underlier closes at or above its 60% coupon barrier on the related monthly observation date due 10/10/2024

Morgan Stanley Finance LLC 0.00% due 1/8/2025

Morgan Stanley Finance LLC 9.00% due 10/9/2025

Morgan Stanley Finance LLC 0.00% due 6/18/2025

Morgan Stanley Finance LLC 7.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,480.056 for Nasdaq, 1,415.724 for Russell, 26,721.904 for Dow; 80% of initial levels due 4/10/2028

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/9/2024

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/9/2024

Morgan Stanley Finance LLC 0.00% due 4/9/2030

Morgan Stanley Finance LLC 13.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/8/2024

Morgan Stanley Finance LLC 11.4%, paid quarterly, if the underlying fund closes at or above its 85% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 4/8/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2029

Morgan Stanley Finance LLC 0.00% due 3/27/2026

Morgan Stanley Finance LLC 0.00% due 4/4/2028

Morgan Stanley Finance LLC 0.00% due 4/6/2028

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 10.5%, paid semiannually, if each underlying index closes at or above its 75% coupon barrier on the related semiannual observation date due 10/3/2025

Morgan Stanley Finance LLC 11.1%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 11.1%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlier closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 4/3/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 7/5/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/6/2025

Morgan Stanley Finance LLC 10.2%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 4/5/2028

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 9.8%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 4/3/2025

Morgan Stanley Finance LLC 11.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/6/2026

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 10.15%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 55% downside threshold on the related quarterly observation date due 4/5/2028

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 55% downside threshold on the related quarterly observation date due 4/5/2028

Morgan Stanley Finance LLC 14%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 11.15%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 10.1%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 4/3/2025

Morgan Stanley Finance LLC 18.25%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/6/2026

Morgan Stanley Finance LLC 10.35%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 4/6/2026

Morgan Stanley Finance LLC 10%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/6/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 23%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/6/2026

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 7/5/2024

Morgan Stanley Finance LLC 10.6%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 4/6/2026

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/5/2024

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 65% coupon barrier on the related quarterly observation date due 4/4/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 1/6/2025

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 10.5% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 3,081.9825 for S&P, 1,351.863 for Russell, 9,886.0125 for Nasdaq; 75% of initial levels due 3/28/2024

Morgan Stanley Finance LLC 10.35% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 2,876.517 for S&P, 1,261.7388 for Russell, 9,226.945 for Nasdaq; 70% of initial levels due 12/30/2024

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/9/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2033

Morgan Stanley Finance LLC 0.00% due 4/5/2029

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2029

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/2/2027

Morgan Stanley Finance LLC 11.3%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 30.25%, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 4/3/2025

Morgan Stanley Finance LLC 18.46%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 4/4/2028

Morgan Stanley Finance LLC 0.00% due 4/4/2028

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/2/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 7.65%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 4/2/2026

Morgan Stanley Finance LLC 14.25%, paid monthly, if ETF closes at or above its downside threshold on the related monthly observation date, plus any previously unpaid coupons due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2028

Morgan Stanley Finance LLC 0.00% due 4/2/2026

Morgan Stanley Finance LLC 12.78%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $17.57, 60% of initial price due 4/4/2024

Morgan Stanley Finance LLC 10.71%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $314.38 for SPDR, $122.79 for iShares; 70% of initial levels due 4/2/2026

Morgan Stanley Finance LLC 8.32%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $314.38 for SPDR, $122.79 for iShares; 70% of initial levels due 4/2/2026

Morgan Stanley Finance LLC 0.00% due 4/3/2028

Morgan Stanley Finance LLC 0.00% due 4/3/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 4/2/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 4/1/2027

Morgan Stanley Finance LLC 0.00% due 4/2/2027

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 10,088.456 for Nasdaq, 25,915.4 for Dow, 1,402.106 for Russell; 80% of initial levels due 4/2/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/31/2028

Morgan Stanley Finance LLC 7.9%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 10/3/2024

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/2/2026

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/31/2028

Morgan Stanley Finance LLC 14%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 1/2/2026

Morgan Stanley Finance LLC 7.65%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/31/2028

Morgan Stanley Finance LLC 8.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/2/2026

Morgan Stanley Finance LLC 0.00% due 4/16/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2029

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 4/2/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 4/2/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 4/2/2025

Morgan Stanley Finance LLC 0.00% due 4/2/2025

Morgan Stanley Finance LLC 0.00% due 4/2/2030

Morgan Stanley Finance LLC 0.00% due 4/2/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2033

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 4/2/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/31/2028

Morgan Stanley Finance LLC 0.00% due 3/30/2028

Morgan Stanley Finance LLC 11.45%, paid quarterly, if the underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 4/1/2024

Morgan Stanley Finance LLC 13.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/2/2024

Morgan Stanley Finance LLC 6.25% per year, paid monthly, if each index closes at or above its 70% threshold on the related observation date due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 9% per year, paid monthly if each stock closes at or above its 80% coupon barrier on the relevant review date; if any stock closes below its coupon barrier on the review date, the coupon will be paid at a rate of 0.25% per year; Coupon barriers: $78.432 for Amazon, $77.288 for AMD, $29.976 for Wells Fargo; 80% of initial levels due 3/30/2028

Morgan Stanley Finance LLC 27.4% per year, paid quarterly if the underlying stock closes at or above its 70% downside threshold on the related observation date; coupon payment events will automatically include any previously unpaid coupons due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 10/25/2024

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/29/2028

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,575.288 for Nasdaq, 2,978.243 for S&P, 1,301.192 for Russell; 75% of initial levels due 9/29/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/27/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/27/2026

Morgan Stanley Finance LLC 11.2%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/30/2024

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/30/2024

Morgan Stanley Finance LLC 11.65%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/27/2025

Morgan Stanley Finance LLC 16.25%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/30/2024

Morgan Stanley Finance LLC 8.3%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 12/30/2024

Morgan Stanley Finance LLC 11.20% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 11/25/2024

Morgan Stanley Finance LLC 10.05%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 10.55%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 3/27/2026

Morgan Stanley Finance LLC 12.75%, paid monthly, if each underlying fund closes at or above its 70% downside threshold on the related monthly observation date due 3/26/2026

Morgan Stanley Finance LLC 11.1%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 6/27/2024

Morgan Stanley Finance LLC 12.85%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 3/27/2026

Morgan Stanley Finance LLC 8.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/27/2024

Morgan Stanley Finance LLC 10.4%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 3/27/2026

Morgan Stanley Finance LLC 11%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 4/16/2025

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 3/29/2028

Morgan Stanley Finance LLC 0.00% due 9/28/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2024

Morgan Stanley Finance LLC 0.00% due 9/29/2027

Morgan Stanley Finance LLC 0.00% due 3/29/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 3/27/2026

Morgan Stanley Finance LLC 0.00% due 3/30/2027

Morgan Stanley Finance LLC 0.00% due 3/30/2027

Morgan Stanley Finance LLC 0.00% due 3/27/2026

Morgan Stanley Finance LLC 0.00% due 5/21/2025

Morgan Stanley Finance LLC 0.00% due 9/28/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2027

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 9% annual rate, payable quarterly if stock closes at or above coupon barrier level on related observation date; Coupon barrier level: $91.34; 57% of initial price due 3/27/2026

Morgan Stanley Finance LLC 8% annual rate, payable quarterly if stock closes at or above coupon barrier level on related observation date; Coupon barrier level: $202.14; 74.5% of initial price due 3/27/2026

Morgan Stanley Finance LLC 13.26% annual rate, payable quarterly if stock closes at or above coupon barrier level on related observation date; Coupon barrier level: $65.92; 51% of initial price due 3/27/2026

Morgan Stanley Finance LLC 0.00% due 9/28/2028

Morgan Stanley Finance LLC 0.00% due 3/29/2028

Morgan Stanley Finance LLC 0.00% due 3/28/2028

Morgan Stanley Finance LLC 12.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/19/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/26/2024

Morgan Stanley Finance LLC 8.65%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 14%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 14.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/27/2024

Morgan Stanley Finance LLC 0.00% due 3/12/2025

Morgan Stanley Finance LLC 0.00% due 4/22/2024

Morgan Stanley Finance LLC 0.00% due 3/28/2028

Morgan Stanley Finance LLC 12.4%, paid monthly, if each underlying fund closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 3/26/2026

Morgan Stanley Finance LLC 0.00% due 5/27/2025

Morgan Stanley Finance LLC 18.15%, paid quarterly, if each underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/26/2026

Morgan Stanley Finance LLC 12.6%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 3/27/2028

Morgan Stanley Finance LLC 0.00% due 6/26/2024

Morgan Stanley Finance LLC 16.60% due 3/26/2025

Morgan Stanley Finance LLC 13%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/26/2025

Morgan Stanley Finance LLC 10.4%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/26/2025

Morgan Stanley Finance LLC 14.5%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 3/26/2026

Morgan Stanley Finance LLC 11.35%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/26/2025

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/26/2024

Morgan Stanley Finance LLC 13.85%, paid monthly, if the underlying fund closes at or above its 85% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/26/2026

Morgan Stanley Finance LLC 10.23% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 1,415.58 for MSCI, 1,244.418 for Russell, 2,802.01 for S&P; 70% of initial levels due 3/24/2028

Morgan Stanley Finance LLC 9.7%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 9/25/2024

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 50% downside threshold on the related quarterly observation date due 3/25/2024

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 3/25/2024

Morgan Stanley Finance LLC 19% per year, paid quarterly if the ETF closes at or above downside threshold level on the relevant observation date, plus any previously unpaid coupons due 3/20/2025

Morgan Stanley Finance LLC 0.00% due 4/18/2024

Morgan Stanley Finance LLC 0.00% due 3/23/2028

Morgan Stanley Finance LLC 0.00% due 3/24/2025

Morgan Stanley Finance LLC 0.00% due 3/21/2028

Morgan Stanley Finance LLC 0.00% due 3/21/2028

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 5/6/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 12/20/2024

Morgan Stanley Finance LLC 16.5%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 16.4%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 3/20/2026

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 13.6%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/20/2024

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/21/2023

Morgan Stanley Finance LLC 14.5%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 9/21/2023

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlier closes at or above its 55% downside threshold on the related quarterly observation date due 3/20/2026

Morgan Stanley Finance LLC 9.7%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 10.50% due 3/20/2025

Morgan Stanley Finance LLC 10.65%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/20/2026

Morgan Stanley Finance LLC 10.9%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 3/20/2026

Morgan Stanley Finance LLC 11.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 8.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/20/2024

Morgan Stanley Finance LLC 11.13%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/20/2024

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 9/20/2024

Morgan Stanley Finance LLC 36.75%, paid monthly, if the underlying fund closes at or above its 85% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 6/21/2024

Morgan Stanley Finance LLC 11.5%, paid quarterly, if the underlying fund closes at or above its 55% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/20/2025

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/22/2024

Morgan Stanley Finance LLC 0.00% due 3/22/2028

Morgan Stanley Finance LLC 0.00% due 3/22/2028

Morgan Stanley Finance LLC 0.00% due 3/22/2027

Morgan Stanley Finance LLC 24.85% per year, paid quarterly if the underlying stock closes at or above its 80% downside threshold on the related observation date; coupon payment events will automatically include any previously unpaid coupons due 3/20/2025

Morgan Stanley Finance LLC 0.00% due 3/20/2026

Morgan Stanley Finance LLC 0.00% due 8/15/2028

Morgan Stanley Finance LLC 0.00% due 11/15/2028

Morgan Stanley Finance LLC 0.00% due 5/13/2027

Morgan Stanley Finance LLC 0.00% due 5/15/2028

Morgan Stanley Finance LLC 0.00% due 4/4/2029

Morgan Stanley Finance LLC 0.00% due 3/22/2028

Morgan Stanley Finance LLC 10.65% due 3/24/2025

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 46%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/19/2024

Morgan Stanley Finance LLC 32.15%, paid quarterly, if the underlying fund closes at or above its 85% coupon barrier on the related quarterly observation date due 3/22/2024

Morgan Stanley Finance LLC 0.00% due 4/19/2024

Morgan Stanley Finance LLC 0.00% due 3/20/2028

Morgan Stanley Finance LLC 0.00% due 3/17/2028

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/19/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 12.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/19/2024

Morgan Stanley Finance LLC 11.85%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every business day during the observation period due 3/20/2025

Morgan Stanley Finance LLC 10.2%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 3/19/2026

Morgan Stanley Finance LLC 11.43%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/19/2026

Morgan Stanley Finance LLC 31.25%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/19/2025

Morgan Stanley Finance LLC 10.7%, paid quarterly, if the underlying fund closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/20/2025

Morgan Stanley Finance LLC 20.5%, paid quarterly, if the underlying stock closes at or above its 75% coupon barrier on the related quarterly observation date due 3/19/2026

Morgan Stanley Finance LLC 0.00% due 4/18/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2024

Morgan Stanley Finance LLC 8.85% due 8/19/2024

Morgan Stanley Finance LLC 8% per year, paid monthly if each stock closes at or above its 75% coupon barrier on the relevant review date; if any stock closes below its coupon barrier on the review date, the coupon will be paid at a rate of 0.25% per year; Coupon barriers: $72.15 for Amazon, $67.26 for AMD, $29.138 for Wells Fargo; 75% of initial levels due 3/20/2028

Morgan Stanley Finance LLC 0.00% due 3/20/2028

Morgan Stanley Finance LLC 0.00% due 3/20/2028

Morgan Stanley Finance LLC 9.34%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,824.44 for Stoxx, 1,222.162 for Russell; 70% of initial levels due 3/19/2026

Morgan Stanley Finance LLC 0.00% due 3/20/2028

Morgan Stanley Finance LLC 0.00% due 3/18/2033

Morgan Stanley Finance LLC 0.00% due 3/19/2026

Morgan Stanley Finance LLC 0.00% due 3/19/2026

Morgan Stanley Finance LLC 0.00% due 3/19/2026

Morgan Stanley Finance LLC 0.00% due 3/20/2028

Morgan Stanley Finance LLC 0.00% due 3/20/2028

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/19/2025

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlier closes at or above its 67% coupon barrier on the related quarterly observation date due 3/19/2026

Morgan Stanley Finance LLC 8.8%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 3/19/2025

Morgan Stanley Finance LLC 8.85%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 12/19/2024

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/19/2024

Morgan Stanley Finance LLC 8.4%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/18/2023

Morgan Stanley Finance LLC 14.25%, paid quarterly, if each underlying stock closes at or above its 75% coupon barrier on the related quarterly observation date due 3/18/2025

Morgan Stanley Finance LLC 0.00% due 6/20/2024

Morgan Stanley Finance LLC 0.00% due 9/17/2026

Morgan Stanley Finance LLC 0.00% due 4/18/2024

Morgan Stanley Finance LLC 0.00% due 4/18/2024

Morgan Stanley Finance LLC 0.00% due 3/20/2024

Morgan Stanley Finance LLC 8.00% due 9/19/2024

Morgan Stanley Finance LLC 0.00% due 3/18/2026

Morgan Stanley Finance LLC 0.00% due 3/15/2035

Morgan Stanley Finance LLC 23%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/13/2024

Morgan Stanley Finance LLC 21%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/13/2025

Morgan Stanley Finance LLC 0.00% due 3/10/2028

Morgan Stanley Finance LLC 9.26%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,221.011 for Russell, 2,867.58 for Stoxx; 70% of initial levels due 3/18/2026

Morgan Stanley Finance LLC 18.2% annually, payable quarterly, if stock closes at or above coupon barrier price on valuation date for that period; Coupon barrier price: $269.802; 65% of initial level due 3/13/2024

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier level: 3,089.272 for S&P, 1,418.162 for Russell; 80% of initial levels due 9/13/2024

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,464.224 for Nasdaq, 3,089.272 for S&P, 1,418.162 for Russell; 80% of initial levels due 2/15/2024

Morgan Stanley Finance LLC 12.7%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/13/2025

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/13/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/13/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/13/2024

Morgan Stanley Finance LLC 13.2%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 9/13/2024

Morgan Stanley Finance LLC 7.55%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/14/2024

Morgan Stanley Finance LLC 20.75%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 3/14/2024

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,464.224 for Nasdaq, 3,089.272 for S&P, 1,418.162 for Russell; 80% of initial levels due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 12/13/2024

Morgan Stanley Finance LLC 9.65% due 6/13/2024

Morgan Stanley Finance LLC 0.00% due 3/15/2028

Morgan Stanley Finance LLC 0.00% due 3/15/2028

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 9/12/2024

Morgan Stanley Finance LLC 10.2%, paid quarterly, if the underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 3/14/2024

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/13/2025

Morgan Stanley Finance LLC 0.00% due 3/13/2025

Morgan Stanley Finance LLC 0.00% due 3/14/2028

Morgan Stanley Finance LLC 13% per year, paid quarterly if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/27/2024

Morgan Stanley Finance LLC 0.00% due 4/17/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/13/2025

Morgan Stanley Finance LLC 12.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/12/2024

Morgan Stanley Finance LLC 10.65%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 3/13/2025

Morgan Stanley Finance LLC 9.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/13/2025

Morgan Stanley Finance LLC 10.7%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 9/12/2024

Morgan Stanley Finance LLC 0.00% due 1/15/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 0.00% due 3/13/2028

Morgan Stanley Finance LLC 0.00% due 3/12/2026

Morgan Stanley Finance LLC 0.00% due 3/13/2028

Morgan Stanley Finance LLC 12.8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/12/2024

Morgan Stanley Finance LLC 8.45%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 6/11/2024

Morgan Stanley Finance LLC 13%, paid quarterly, if the underlying fund closes at or above its 70% coupon barrier on the related quarterly observation date due 3/11/2026

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 23,402.008 for Dow, 2,833.894 for S&P, 1,329.830 for Russell; 70% of initial levels due 3/12/2024

Morgan Stanley Finance LLC 0.00% due 3/10/2028

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/11/2024

Morgan Stanley Finance LLC 12.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/11/2024

Morgan Stanley Finance LLC 14%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 9/11/2024

Morgan Stanley Finance LLC 13%, paid quarterly, if the underlying fund closes at or above its 70% coupon barrier on the related quarterly observation date due 3/6/2026

Morgan Stanley Finance LLC 0.00% due 3/11/2026

Morgan Stanley Finance LLC 0.00% due 3/9/2028

Morgan Stanley Finance LLC 10.55% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,832.648 for Nasdaq, 26,712.776 for Dow, 1,542.61 for Russell; 80% of initial levels due 3/6/2025

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/6/2024

Morgan Stanley Finance LLC 7.65%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 3/6/2025

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/6/2024

Morgan Stanley Finance LLC 7.65%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 3/6/2025

Morgan Stanley Finance LLC 16.5%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 3/6/2026

Morgan Stanley Finance LLC 17.05%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 3/6/2025

Morgan Stanley Finance LLC 11.4%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 12/7/2023

Morgan Stanley Finance LLC 13.4%, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 9/6/2024

Morgan Stanley Finance LLC 11.15%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 3/11/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/6/2024

Morgan Stanley Finance LLC 8.8%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 9/6/2024

Morgan Stanley Finance LLC 8.8%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 9/6/2024

Morgan Stanley Finance LLC 11.25%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 3/11/2024

Morgan Stanley Finance LLC 0.00% due 4/8/2024

Morgan Stanley Finance LLC 0.00% due 1/20/2028

Morgan Stanley Finance LLC 0.00% due 3/8/2028

Morgan Stanley Finance LLC 0.00% due 3/8/2028

Morgan Stanley Finance LLC 0.00% due 3/8/2028

Morgan Stanley Finance LLC 0.00% due 3/8/2027

Morgan Stanley Finance LLC 0.00% due 3/8/2028

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,635.896 for Nasdaq, 3,185.08 for S&P, 1,522.127 for Russell; 80% of initial levels due 3/8/2024

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/22/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/20/2025

Morgan Stanley Finance LLC 0.00% due 3/20/2024

Morgan Stanley Finance LLC 0.00% due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 3/7/2028

Morgan Stanley Finance LLC 0.00% due 3/6/2028

Morgan Stanley Finance LLC 9.8%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 9/5/2025

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 3/6/2028

Morgan Stanley Finance LLC 0.00% due 3/6/2028

Morgan Stanley Finance LLC 0.00% due 2/15/2028

Morgan Stanley Finance LLC 43.75% if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/18/2024

Morgan Stanley Finance LLC 9.85% due 6/6/2024

Morgan Stanley Finance LLC 7.85% due 6/6/2024

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying fund closes at or above its 50% downside threshold on the related quarterly observation date due 3/5/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying fund closes at or above its 50% downside threshold on the related quarterly observation date due 3/5/2025

Morgan Stanley Finance LLC 12.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/3/2024

Morgan Stanley Finance LLC 12.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/4/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/5/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/2/2028

Morgan Stanley Finance LLC 9.55%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 3/5/2025

Morgan Stanley Finance LLC 8.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2026

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2026

Morgan Stanley Finance LLC 9.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/4/2024

Morgan Stanley Finance LLC 10.25% due 3/4/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/3/2024

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 5/31/2024

Morgan Stanley Finance LLC 13.25%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 9/3/2024

Morgan Stanley Finance LLC 10.7%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 9/3/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/31/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/5/2025

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2024

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 12/4/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2028

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 4/3/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2026

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2024

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 10.2% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 2,977.6125 for S&P, 1,422.74325 for Russell, 9,031.59 for Nasdaq; 75% of initial levels due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2029

Morgan Stanley Finance LLC 0.00% due 2/28/2029

Morgan Stanley Finance LLC 0.00% due 3/4/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2029

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 0.00% due 3/2/2028

Morgan Stanley Finance LLC 12.5% annually, payable quarterly, if stock closes at or above coupon barrier price on valuation date for that period; Coupon barrier price: $58.4155; 65% of initial level due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2026

Morgan Stanley Finance LLC 10%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/4/2025

Morgan Stanley Finance LLC 8.2%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 1/23/2025

Morgan Stanley Finance LLC 8.55% due 7/29/2024

Morgan Stanley Finance LLC 0.00% due 4/16/2025

Morgan Stanley Finance LLC 9.5% per year, payable monthly plus any previously unpaid contingent coupon if each index closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 8,977.238 for Nasdaq, 1,526.445 for EAFE, 1,417.864 for Russell; 75% of initial levels due 2/27/2025

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/27/2026

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/27/2026

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/29/2024

Morgan Stanley Finance LLC 15%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 8/29/2024

Morgan Stanley Finance LLC 11.12% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 2/27/2026

Morgan Stanley Finance LLC 6% annualized, payable quarterly if each index closes at or above its initial level on observation date for quarter due 3/3/2025

Morgan Stanley Finance LLC 12.25%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/26/2026

Morgan Stanley Finance LLC 10.05%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/4/2024

Morgan Stanley Finance LLC 12.5%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 8/20/2024

Morgan Stanley Finance LLC 15%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 8/20/2024

Morgan Stanley Finance LLC 10.2%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/27/2025

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 2/27/2025

Morgan Stanley Finance LLC 10.25%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 3/4/2024

Morgan Stanley Finance LLC 20.8%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 2/27/2026

Morgan Stanley Finance LLC 18.5%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 8/20/2024

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/27/2024

Morgan Stanley Finance LLC 0.00% due 3/27/2024

Morgan Stanley Finance LLC 6.35% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2028

Morgan Stanley Finance LLC 0.00% due 2/27/2026

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/29/2028

Morgan Stanley Finance LLC 0.00% due 2/29/2028

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 8/28/2024

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 12.7%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/28/2024

Morgan Stanley Finance LLC 7.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 8/27/2026

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 2/29/2028

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 2/28/2033

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 2/29/2028

Morgan Stanley Finance LLC 0.00% due 2/25/2028

Morgan Stanley Finance LLC 0.00% due 2/25/2028

Morgan Stanley Finance LLC 11%, paid quarterly, if the underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 2/28/2024

Morgan Stanley Finance LLC 15.5%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 2/27/2024

Morgan Stanley Finance LLC 10.35%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 8/27/2024

Morgan Stanley Finance LLC 13.75%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 2/27/2024

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/27/2025

Morgan Stanley Finance LLC 7.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 7/23/2024

Morgan Stanley Finance LLC 44% paid quarterly if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid contingent coupons due 3/11/2024

Morgan Stanley Finance LLC 6%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 8/26/2024

Morgan Stanley Finance LLC 9.65%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 8/26/2025

Morgan Stanley Finance LLC 11.35%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/26/2025

Morgan Stanley Finance LLC 12.05%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/26/2025

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/24/2024

Morgan Stanley Finance LLC 12.46%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 2/25/2028

Morgan Stanley Finance LLC 0.00% due 3/26/2024

Morgan Stanley Finance LLC 0.00% due 3/26/2026

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,886.544 for Nasdaq, 27,061.352 for Dow, 1,557.085 for Russell; 80% of initial levels due 2/21/2025

Morgan Stanley Finance LLC 9.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/20/2026

Morgan Stanley Finance LLC 8.25% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/20/2026

Morgan Stanley Finance LLC 13.5%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 10.75%, paid semiannually, if each underlying index closes at or above its 70% downside threshold on the related semiannual observation date due 2/20/2026

Morgan Stanley Finance LLC 10.3%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/20/2026

Morgan Stanley Finance LLC 11%, paid semiannually, if each underlying index closes at or above its 70% downside threshold on the related semiannual observation date due 2/21/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/20/2025

Morgan Stanley Finance LLC 10.35%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/21/2026

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/22/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/21/2024

Morgan Stanley Finance LLC 9.6%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 8/22/2024

Morgan Stanley Finance LLC 11.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/22/2024

Morgan Stanley Finance LLC 12.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/21/2024

Morgan Stanley Finance LLC 10.1%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 9.85%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on every trading day during the observation period due 2/21/2025

Morgan Stanley Finance LLC 10.2%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 2/23/2024

Morgan Stanley Finance LLC 29%, paid monthly, if each underlier closes at or above its 50% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 8/22/2024

Morgan Stanley Finance LLC 6.55%, paid quarterly, if each underlying index closes at or above its 50% downside threshold on the related quarterly observation date due 2/26/2024

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 8/22/2024

Morgan Stanley Finance LLC 7.85%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 9.8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 8/22/2024

Morgan Stanley Finance LLC 9.8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 8.1%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 8/22/2024

Morgan Stanley Finance LLC 10.6% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/20/2026

Morgan Stanley Finance LLC 0.00% due 11/21/2024

Morgan Stanley Finance LLC 0.00% due 8/22/2028

Morgan Stanley Finance LLC 0.00% due 8/20/2027

Morgan Stanley Finance LLC 0.00% due 5/22/2024

Morgan Stanley Finance LLC 0.00% due 3/20/2024

Morgan Stanley Finance LLC 8.25% due 2/23/2024

Morgan Stanley Finance LLC 8.05% due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 11/21/2024

Morgan Stanley Finance LLC 0.00% due 2/22/2027

Morgan Stanley Finance LLC 0.00% due 2/22/2027

Morgan Stanley Finance LLC 0.00% due 2/23/2028

Morgan Stanley Finance LLC 11% annual rate, payable monthly if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 0.75% due 2/23/2028

Morgan Stanley Finance LLC 0.00% due 8/22/2028

Morgan Stanley Finance LLC 0.00% due 8/20/2027

Morgan Stanley Finance LLC 0.00% due 2/23/2028

Morgan Stanley Finance LLC 11.75%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $202.97 for Dow ETF, $50.69 for Energy; 60% of initial levels due 2/20/2026

Morgan Stanley Finance LLC 9.45% due 5/22/2024

Morgan Stanley Finance LLC 0.00% due 8/22/2028

Morgan Stanley Finance LLC 0.00% due 2/23/2028

Morgan Stanley Finance LLC 0.00% due 2/20/2026

Morgan Stanley Finance LLC 0.00% due 2/22/2027

Morgan Stanley Finance LLC 0.00% due 2/22/2027

Morgan Stanley Finance LLC 0.00% due 2/23/2028

Morgan Stanley Finance LLC 0.00% due 5/21/2024

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 12.05%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 9.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/21/2024

Morgan Stanley Finance LLC 9.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/21/2024

Morgan Stanley Finance LLC 9.36%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 2/20/2026

Morgan Stanley Finance LLC 0.00% due 2/18/2028

Morgan Stanley Finance LLC 0.00% due 2/21/2025

Morgan Stanley Finance LLC 8.75% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 10,150.312 for Nasdaq, 3,318.08 for S&P, 1,568.775 for Russell; 80% of initial levels due 11/20/2023

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/20/2024

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/20/2024

Morgan Stanley Finance LLC 10.85%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 8/21/2024

Morgan Stanley Finance LLC 8.55%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/20/2026

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/20/2024

Morgan Stanley Finance LLC 13%, paid monthly, if the underlying fund closes at or above its 85% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 2/21/2024

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlier closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 2/22/2024

Morgan Stanley Finance LLC 6%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 2/18/2028

Morgan Stanley Finance LLC 11.5%, paid monthly, if the underlying fund closes at or above its 87% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 2/21/2024

Morgan Stanley Finance LLC 0.00% due 2/18/2028

Morgan Stanley Finance LLC 14.7%, paid quarterly if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date; previously unpaid coupons will also be paid due 3/4/2024

Morgan Stanley Finance LLC 15.25%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 2/21/2024

Morgan Stanley Finance LLC 12.55%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 8/19/2024

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/19/2024

Morgan Stanley Finance LLC 8.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/20/2026

Morgan Stanley Finance LLC 9.05%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/19/2024

Morgan Stanley Finance LLC 0.00% due 3/5/2029

Morgan Stanley Finance LLC 0.00% due 3/5/2029

Morgan Stanley Finance LLC 7.7%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/20/2024

Morgan Stanley Finance LLC 9.44%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 2/16/2027

Morgan Stanley Finance LLC 12.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/13/2025

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/19/2025

Morgan Stanley Finance LLC 10.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/20/2024

Morgan Stanley Finance LLC 9.50% due 8/16/2024

Morgan Stanley Finance LLC 7.50% due 8/16/2024

Morgan Stanley Finance LLC 0.00% due 2/17/2028

Morgan Stanley Finance LLC 12.8%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 2/20/2024

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 2/13/2026

Morgan Stanley Finance LLC 11.2%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/15/2024

Morgan Stanley Finance LLC 10.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/16/2024

Morgan Stanley Finance LLC 8.15%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 8/15/2024

Morgan Stanley Finance LLC 10.8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/13/2025

Morgan Stanley Finance LLC 8.8%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 8/15/2024

Morgan Stanley Finance LLC 8.40% due 2/13/2025

Morgan Stanley Finance LLC 0.00% due 4/11/2025

Morgan Stanley Finance LLC 10.2%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/13/2026

Morgan Stanley Finance LLC 9.6%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/13/2025

Morgan Stanley Finance LLC 7.75%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 2/16/2024

Morgan Stanley Finance LLC 11%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 2/13/2026

Morgan Stanley Finance LLC 11.15%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 3/13/2024

Morgan Stanley Finance LLC 0.00% due 2/13/2026

Morgan Stanley Finance LLC 0.00% due 2/13/2025

Morgan Stanley Finance LLC 0.00% due 2/15/2028

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/15/2028

Morgan Stanley Finance LLC 4.4%, stepping up to 4.6% on Aug. 14; payable monthly due 3/14/2024

Morgan Stanley Finance LLC 0.00% due 2/16/2027

Morgan Stanley Finance LLC 0.00% due 2/13/2026

Morgan Stanley Finance LLC 0.00% due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 2/15/2028

Morgan Stanley Finance LLC 0.00% due 2/13/2026

Morgan Stanley Finance LLC 0.00% due 2/15/2028

Morgan Stanley Finance LLC 0.00% due 2/15/2028

Morgan Stanley Finance LLC 0.00% due 2/15/2028

Morgan Stanley Finance LLC 0.00% due 2/15/2033

Morgan Stanley Finance LLC 0.00% due 2/15/2028

Morgan Stanley Finance LLC 10.35%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 2/14/2024

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 13.4%, paid monthly, if each underlying fund closes at or above its 70% downside threshold level on the related monthly observation date due 2/13/2025

Morgan Stanley Finance LLC 15.4%, paid monthly, if each underlying fund closes at or above its 70% downside threshold level on the related monthly observation date due 2/13/2025

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 70% downside threshold level on the related monthly observation date due 2/12/2026

Morgan Stanley Finance LLC 0.00% due 1/23/2025

Morgan Stanley Finance LLC 6% annual rate until Aug 13, 2023, then two-year U.S. dollar SOFR ICE swap rate plus 0.25%, subject to a floor of 0%; payable quarterly due 8/13/2024

Morgan Stanley Finance LLC 0.00% due 2/12/2026

Morgan Stanley Finance LLC 11.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold level on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 2/12/2026

Morgan Stanley Finance LLC 7.3%, paid monthly, if each underlying index closes at or above its 70% coupon barrier level on the related monthly observation date due 2/12/2026

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/12/2024

Morgan Stanley Finance LLC 24.00% due 8/9/2024

Morgan Stanley Finance LLC 24.00% due 2/12/2024

Morgan Stanley Finance LLC 12.5%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 2/11/2025

Morgan Stanley Finance LLC 0.00% due 3/11/2024

Morgan Stanley Finance LLC 0.00% due 8/9/2024

Morgan Stanley Finance LLC 0.00% due 2/10/2028

Morgan Stanley Finance LLC 8.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold level on the related monthly observation date due 11/7/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/7/2024

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on every trading day during the observation period due 2/6/2025

Morgan Stanley Finance LLC 10.5%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 2/6/2026

Morgan Stanley Finance LLC 10.8%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 2/6/2026

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/9/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date due 5/8/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 3/7/2024

Morgan Stanley Finance LLC 0.00% due 3/7/2024

Morgan Stanley Finance LLC 0.00% due 12/15/2026

Morgan Stanley Finance LLC 0.00% due 2/8/2027

Morgan Stanley Finance LLC 0.00% due 2/8/2028

Morgan Stanley Finance LLC 7%, payable quarterly if index closes at or above 60% coupon barrier on observation date due 2/9/2024

Morgan Stanley Finance LLC 0.13% due 2/7/2028

Morgan Stanley Finance LLC 14.5%, paid quarterly, if the underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 7/31/2024

Morgan Stanley Finance LLC 7.6%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 2/8/2024

Morgan Stanley Finance LLC 9.85%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/8/2024

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 8/6/2025

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 2/6/2025

Morgan Stanley Finance LLC 12.1%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 11/6/2023

Morgan Stanley Finance LLC 8.55%, paid monthly, if each underlier closes at or above its 60% downside threshold on the related monthly observation date due 2/6/2024

Morgan Stanley Finance LLC 0.00% due 2/4/2028

Morgan Stanley Finance LLC 0.00% due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 2/4/2028

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 10.75% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barriers: 3,013.328 for S&P, 3,118.973 for Stoxx, 1,414.29 for Russell; 75% of initial levels due 8/4/2026

Morgan Stanley Finance LLC 12.6%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 2/5/2025

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/5/2026

Morgan Stanley Finance LLC 11.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/5/2024

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 2/6/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/5/2025

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 5/3/2024

Morgan Stanley Finance LLC 10.9%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/4/2025

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/5/2024

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/4/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/3/2024

Morgan Stanley Finance LLC 8.4%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 2/5/2024

Morgan Stanley Finance LLC 11.55%, paid monthly, if the underlying fund closes at or above its 87% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 2/5/2024

Morgan Stanley Finance LLC 11.55%, paid monthly, if the underlying fund closes at or above its 87% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/4/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 4/9/2025

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 80% of initial levels due 2/5/2025

Morgan Stanley Finance LLC 12% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 3,057.45 for S&P, 1,448.95875 for Russell, 9,076.4475 for Nasdaq; 75% of initial levels due 1/29/2024

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/5/2029

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/1/2027

Morgan Stanley Finance LLC 0.00% due 12/6/2024

Morgan Stanley Finance LLC 0.00% due 1/30/2026

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 8.4%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 1/30/2026

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 11.3%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/1/2024

Morgan Stanley Finance LLC 8.5%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 1/30/2026

Morgan Stanley Finance LLC 0.00% due 2/1/2028

Morgan Stanley Finance LLC 0.00% due 3/1/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2028

Morgan Stanley Finance LLC 0.00% due 4/2/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2029

Morgan Stanley Finance LLC 0.00% due 1/30/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 8.85%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 7/31/2024

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/31/2024

Morgan Stanley Finance LLC 8.15%, paid quarterly, if the underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 1/30/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying stock closes at or above its 40% downside threshold on the related monthly observation date; coupon payment events will automatically include any previously unpaid coupons due 1/29/2026

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/31/2024

Morgan Stanley Finance LLC 8.1%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/29/2026

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/31/2024

Morgan Stanley Finance LLC 7.8%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/31/2028

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/31/2024

Morgan Stanley Finance LLC 12.85%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 1/29/2026

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 10/30/2025

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/29/2026

Morgan Stanley Finance LLC 8.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2030

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/23/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2030

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 41.5% per year, paid quarterly if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 2/13/2024

Morgan Stanley Finance LLC 41.5% per year, paid quarterly if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 2/13/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2033

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 2/13/2024

Morgan Stanley Finance LLC 11.2%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/31/2024

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 7/30/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 12.55%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/30/2024

Morgan Stanley Finance LLC 10.05%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/30/2024

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 10/28/2027

Morgan Stanley Finance LLC 7.7%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 1/29/2026

Morgan Stanley Finance LLC 11.2%, paid monthly, if the underlying fund closes at or above its 85% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 1/30/2024

Morgan Stanley Finance LLC 7.75%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 7/30/2024

Morgan Stanley Finance LLC 6.85%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/29/2026

Morgan Stanley Finance LLC 5% annual rate for first year, payable quarterly; after that, quarterly interest will be payable at SOFR, compounded daily over each quarterly period, plus 100 bps, with minimum interest rate of 0.1% per year due 1/27/2026

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/28/2028

Morgan Stanley Finance LLC 0.00% due 1/30/2029

Morgan Stanley Finance LLC 0.00% due 1/28/2028

Morgan Stanley Finance LLC 12.6%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $202.39 for Dow ETF, $54.16 for Energy; 60% of initial levels due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/28/2028

Morgan Stanley Finance LLC 0.00% due 1/27/2028

Morgan Stanley Finance LLC 0.00% due 1/27/2028

Morgan Stanley Finance LLC 7.50% due 10/25/2024

Morgan Stanley Finance LLC 0.00% due 1/27/2028

Morgan Stanley Finance LLC 0.00% due 1/28/2026

Morgan Stanley Finance LLC 0.00% due 1/27/2028

Morgan Stanley Finance LLC 8.1%, paid quarterly, if each underlier closes at or above its 60% downside threshold on the related quarterly observation date due 1/28/2025

Morgan Stanley Finance LLC 10.75% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 1/28/2026

Morgan Stanley Finance LLC 0.25% due 1/27/2028

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/28/2025

Morgan Stanley Finance LLC 8.30% due 7/26/2024

Morgan Stanley Finance LLC 0.00% due 1/28/2026

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 9.85%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/25/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/25/2024

Morgan Stanley Finance LLC 12.3%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/25/2027

Morgan Stanley Finance LLC 16.35%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 14.05%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on every business day during the observation period due 1/24/2025

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 1/25/2024

Morgan Stanley Finance LLC 12.2%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 1/23/2026

Morgan Stanley Finance LLC 10.35%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 0.00% due 1/23/2026

Morgan Stanley Finance LLC 0.00% due 1/25/2028

Morgan Stanley Finance LLC 0.00% due 1/25/2028

Morgan Stanley Finance LLC 0.00% due 7/25/2028

Morgan Stanley Finance LLC 0.00% due 1/25/2028

Morgan Stanley Finance LLC 0.00% due 7/23/2027

Morgan Stanley Finance LLC 0.00% due 7/24/2025

Morgan Stanley Finance LLC 0.00% due 1/25/2027

Morgan Stanley Finance LLC 0.00% due 1/23/2026

Morgan Stanley Finance LLC 0.00% due 1/25/2027

Morgan Stanley Finance LLC 0.00% due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 1/25/2028

Morgan Stanley Finance LLC 0.00% due 1/23/2026

Morgan Stanley Finance LLC 0.00% due 1/25/2027

Morgan Stanley Finance LLC 0.00% due 1/23/2025

Morgan Stanley Finance LLC 0.00% due 7/25/2028

Morgan Stanley Finance LLC 0.00% due 1/25/2028

Morgan Stanley Finance LLC 0.00% due 1/25/2028

Morgan Stanley Finance LLC 0.00% due 1/25/2029

Morgan Stanley Finance LLC 0.00% due 7/23/2027

Morgan Stanley Finance LLC 0.00% due 7/23/2026

Morgan Stanley Finance LLC 0.00% due 1/24/2025

Morgan Stanley Finance LLC 8.20% due 1/23/2026

Morgan Stanley Finance LLC 0.00% due 1/24/2028

Morgan Stanley Finance LLC 0.00% due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 1/24/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 72.5% downside threshold on the related quarterly observation date due 1/24/2025

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/23/2024

Morgan Stanley Finance LLC 11.8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 7/18/2024

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 1/23/2026

Morgan Stanley Finance LLC 5.85%, paid monthly, if the underlying index closes at or above its 50% downside threshold on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 3/21/2025

Morgan Stanley Finance LLC 13.65%, paid quarterly, if the underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 7/15/2024

Morgan Stanley Finance LLC 10.15%, paid monthly, if each underlying fund closes at or above its 75% downside threshold on the related monthly observation date due 2/23/2024

Morgan Stanley Finance LLC 10.87%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 1/23/2026

Morgan Stanley Finance LLC 7.4%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 1/23/2024

Morgan Stanley Finance LLC 0.00% due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 1/21/2028

Morgan Stanley Finance LLC 0.00% due 1/23/2026

Morgan Stanley Finance LLC 7.95% due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 1/21/2028

Morgan Stanley Finance LLC 0.00% due 1/20/2028

Morgan Stanley Finance LLC 0.00% due 1/19/2028

Morgan Stanley Finance LLC 0.00% due 1/19/2028

Morgan Stanley Finance LLC 0.00% due 1/19/2033

Morgan Stanley Finance LLC 0.00% due 1/19/2028

Morgan Stanley Finance LLC 0.00% due 1/19/2028

Morgan Stanley Finance LLC 0.00% due 1/14/2028

Morgan Stanley Finance LLC 0.00% due 1/16/2025

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,122.016 for Nasdaq, 3,175.688 for S&P, 1,475.241 for Russell; 80% of initial levels due 10/16/2023

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,122.016 for Nasdaq, 3,175.688 for S&P, 1,475.241 for Russell; 80% of initial levels due 1/17/2024

Morgan Stanley Finance LLC 11.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/16/2024

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/17/2024

Morgan Stanley Finance LLC 11.6%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/17/2024

Morgan Stanley Finance LLC 8.20% due 1/15/2026

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 7/16/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/16/2024

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 7/16/2024

Morgan Stanley Finance LLC 0.00% due 7/16/2026

Morgan Stanley Finance LLC 0.00% due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 2/15/2024

Morgan Stanley Finance LLC 10.25%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,290.836 for Russell, 23,781.11 for Dow; 70% of initial levels due 1/14/2028

Morgan Stanley Finance LLC 8.25%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,290.836 for Russell, 23,781.11 for Dow; 70% of initial levels due 1/14/2028

Morgan Stanley Finance LLC 9.35% due 4/16/2024

Morgan Stanley Finance LLC 0.00% due 7/16/2024

Morgan Stanley Finance LLC 7.95%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 7/15/2024

Morgan Stanley Finance LLC 8.27%, paid monthly, if the underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 12/24/2024

Morgan Stanley Finance LLC 8.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/13/2028

Morgan Stanley Finance LLC 0.00% due 1/14/2025

Morgan Stanley Finance LLC 0.00% due 1/14/2025

Morgan Stanley Finance LLC 0.00% due 7/12/2024

Morgan Stanley Finance LLC 0.00% due 7/14/2025

Morgan Stanley Finance LLC 0.00% due 1/14/2025

Morgan Stanley Finance LLC 11.65%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 1/9/2025

Morgan Stanley Finance LLC 13.7%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on every trading day during the observation period due 1/9/2025

Morgan Stanley Finance LLC 10.05%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 1/11/2024

Morgan Stanley Finance LLC 10.1%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 1/9/2026

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/9/2026

Morgan Stanley Finance LLC 0.00% due 2/9/2024

Morgan Stanley Finance LLC 0.00% due 1/11/2028

Morgan Stanley Finance LLC 0.00% due 2/16/2024

Morgan Stanley Finance LLC 12.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/9/2025

Morgan Stanley Finance LLC 0.00% due 1/6/2028

Morgan Stanley Finance LLC 0.00% due 1/8/2026

Morgan Stanley Finance LLC 0.00% due 1/7/2033

Morgan Stanley Finance LLC 0.00% due 1/7/2027

Morgan Stanley Finance LLC 0.00% due 1/8/2026

Morgan Stanley Finance LLC 7.1%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 4/8/2024

Morgan Stanley Finance LLC 0.00% due 1/8/2026

Morgan Stanley Finance LLC 0.00% due 5/7/2025

Morgan Stanley Finance LLC 0.00% due 1/6/2028

Morgan Stanley Finance LLC 0.00% due 1/7/2027

Morgan Stanley Finance LLC 0.00% due 1/4/2028

Morgan Stanley Finance LLC 8.9%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 1/5/2026

Morgan Stanley Finance LLC 10.3%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 7/3/2024

Morgan Stanley Finance LLC 9.4%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 1/3/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/5/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/8/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 1/4/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 14.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/5/2024

Morgan Stanley Finance LLC 13.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/5/2024

Morgan Stanley Finance LLC 11.65%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/3/2028

Morgan Stanley Finance LLC 12.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/2/2026

Morgan Stanley Finance LLC 10.6%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 1/2/2026

Morgan Stanley Finance LLC 12.45%, paid quarterly, if the underlying stock closes at or above its 75% coupon threshold on the related quarterly observation date due 1/2/2026

Morgan Stanley Finance LLC 11.15%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 1/2/2026

Morgan Stanley Finance LLC 10.3%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/3/2025

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/5/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/5/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 1/5/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/4/2027

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/6/2026

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 10.5% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 2,886.96 for S&P, 1,324.6875 for Russell; 75% of initial levels due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 1/3/2028

Morgan Stanley Finance LLC 0.00% due 12/31/2027

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 11.7%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 1/2/2026

Morgan Stanley Finance LLC 10.2%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 1/2/2026

Morgan Stanley Finance LLC 18.5%, paid quarterly, if each underlier closes at or above its 60% coupon barrier on the related quarterly observation date due 1/2/2026

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 50% downside threshold on the related quarterly observation date due 1/3/2025

Morgan Stanley Finance LLC 10.52%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 1/2/2026

Morgan Stanley Finance LLC 9.05%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 12/31/2027

Morgan Stanley Finance LLC 0.00% due 1/10/2024

Morgan Stanley Finance LLC 0.00% due 1/10/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2029

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2032

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2032

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 9.2%, paid quarterly, if the underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 7/2/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/2/2030

Morgan Stanley Finance LLC 11.35%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 1/2/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/2/2026

Morgan Stanley Finance LLC 10.3%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/2/2024

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/2/2024

Morgan Stanley Finance LLC 8.75%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 12/30/2027

Morgan Stanley Finance LLC 11%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 7/2/2024

Morgan Stanley Finance LLC 14.75%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 8.6%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/30/2027

Morgan Stanley Finance LLC 9.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2030

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 1/2/2026

Morgan Stanley Finance LLC 0.00% due 1/2/2030

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 14.45%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/29/2023

Morgan Stanley Finance LLC 11.2%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 12/29/2023

Morgan Stanley Finance LLC 18.65%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/29/2025

Morgan Stanley Finance LLC 16%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 10.3%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on every business day during the observation period due 12/27/2024

Morgan Stanley Finance LLC 12.1%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 12/29/2025

Morgan Stanley Finance LLC 10.55%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 12/29/2025

Morgan Stanley Finance LLC 13.65%, paid quarterly, if each underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 12/26/2025

Morgan Stanley Finance LLC 11.54%, paid monthly, if each underlying fund closes at or above its 65% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 12/29/2023

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/27/2024

Morgan Stanley Finance LLC 12.7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/28/2024

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/27/2024

Morgan Stanley Finance LLC 14.42%, paid quarterly, if the underlying fund closes at or above its 55% downside threshold on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 20.5%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 6/27/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 1/2/2030

Morgan Stanley Finance LLC 0.00% due 12/29/2027

Morgan Stanley Finance LLC 0.00% due 1/23/2025

Morgan Stanley Finance LLC 0.00% due 12/28/2027

Morgan Stanley Finance LLC 0.00% due 12/29/2027

Morgan Stanley Finance LLC 0.00% due 12/29/2027

Morgan Stanley Finance LLC 0.00% due 12/29/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2027

Morgan Stanley Finance LLC 0.00% due 12/29/2027

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2025

Morgan Stanley Finance LLC 9.4%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/26/2024

Morgan Stanley Finance LLC 0.00% due 11/22/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/27/2024

Morgan Stanley Finance LLC 14.4%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 6/27/2024

Morgan Stanley Finance LLC 0.00% due 9/26/2024

Morgan Stanley Finance LLC 0.00% due 9/26/2024

Morgan Stanley Finance LLC 0.00% due 12/28/2027

Morgan Stanley Finance LLC 0.00% due 1/18/2024

Morgan Stanley Finance LLC 0.00% due 1/18/2024

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/28/2027

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 7/25/2024

Morgan Stanley Finance LLC 8.1%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 12/26/2025

Morgan Stanley Finance LLC 10.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/26/2025

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/26/2025

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/27/2023

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/26/2024

Morgan Stanley Finance LLC 10.4%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 9/26/2023

Morgan Stanley Finance LLC 12.05%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every trading day during the relevant observation period due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 11/25/2024

Morgan Stanley Finance LLC 8.1%, paid quarterly, if the underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 12/26/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/26/2024

Morgan Stanley Finance LLC 13.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/26/2024

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 6/24/2027

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 6/26/2028

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 11/21/2024

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 6/26/2028

Morgan Stanley Finance LLC 0.00% due 12/24/2027

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 12/27/2027

Morgan Stanley Finance LLC 0.00% due 12/23/2027

Morgan Stanley Finance LLC 0.00% due 1/5/2028

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/25/2024

Morgan Stanley Finance LLC 9.85%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 3/25/2024

Morgan Stanley Finance LLC 0.00% due 3/25/2024

Morgan Stanley Finance LLC 2% per year, payable quarterly during the first four years due 12/23/2027

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/23/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 12/23/2027

Morgan Stanley Finance LLC 0.00% due 12/23/2027

Morgan Stanley Finance LLC 0.00% due 12/23/2027

Morgan Stanley Finance LLC 0.00% due 8/23/2028

Morgan Stanley Finance LLC 0.00% due 6/25/2024

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/22/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/22/2024

Morgan Stanley Finance LLC 0.00% due 12/23/2027

Morgan Stanley Finance LLC 0.00% due 12/19/2025

Morgan Stanley Finance LLC 0.00% due 12/20/2034

Morgan Stanley Finance LLC 0.00% due 12/19/2024

Morgan Stanley Finance LLC 0.00% due 12/15/2026

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 6/22/2026

Morgan Stanley Finance LLC 11%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 12/22/2023

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/21/2024

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 12/19/2024

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/21/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/21/2026

Morgan Stanley Finance LLC 11.9%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 6/20/2025

Morgan Stanley Finance LLC 11%, paid monthly, if the underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 3/21/2024

Morgan Stanley Finance LLC 9.9%, paid quarterly, if each underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 12/22/2025

Morgan Stanley Finance LLC 9.15%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 12/19/2024

Morgan Stanley Finance LLC 17.4%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 12/19/2025

Morgan Stanley Finance LLC 0.00% due 12/21/2027

Morgan Stanley Finance LLC 0.00% due 12/21/2027

Morgan Stanley Finance LLC 0.00% due 12/21/2027

Morgan Stanley Finance LLC 0.00% due 1/22/2024

Morgan Stanley Finance LLC 6.65% due 12/19/2025

Morgan Stanley Finance LLC 0.00% due 12/21/2026

Morgan Stanley Finance LLC 0.00% due 12/19/2025

Morgan Stanley Finance LLC 0.00% due 12/19/2025

Morgan Stanley Finance LLC 0.00% due 12/21/2027

Morgan Stanley Finance LLC 0.00% due 9/19/2024

Morgan Stanley Finance LLC 0.00% due 12/20/2027

Morgan Stanley Finance LLC 0.00% due 1/4/2029

Morgan Stanley Finance LLC 0.00% due 12/20/2023

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 6/21/2024

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 65% coupon barrier on the related monthly observation date due 12/19/2024

Morgan Stanley Finance LLC 0.00% due 12/19/2024

Morgan Stanley Finance LLC 0.00% due 6/21/2024

Morgan Stanley Finance LLC 0.00% due 6/20/2025

Morgan Stanley Finance LLC 0.00% due 12/20/2027

Morgan Stanley Finance LLC 0.00% due 12/20/2027

Morgan Stanley Finance LLC 0.00% due 12/20/2032

Morgan Stanley Finance LLC 0.00% due 12/17/2027

Morgan Stanley Finance LLC 0.00% due 12/17/2027

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,392.736 for Nasdaq, 3,196.256 for S&P, 1,456.363 for Russell; 80% of initial levels due 6/20/2023

Morgan Stanley Finance LLC 10.5% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,392.736 for Nasdaq, 3,196.256 for S&P, 1,456.363 for Russell; 80% of initial levels due 9/19/2023

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/20/2024

Morgan Stanley Finance LLC 0.00% due 1/19/2024

Morgan Stanley Finance LLC 0.00% due 12/17/2027

Morgan Stanley Finance LLC 0.00% due 12/17/2027

Morgan Stanley Finance LLC 8.20% due 3/19/2024

Morgan Stanley Finance LLC 0.00% due 12/18/2025

Morgan Stanley Finance LLC 0.00% due 12/17/2027

Morgan Stanley Finance LLC 0.00% due 12/18/2029

Morgan Stanley Finance LLC 9.65%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/18/2025

Morgan Stanley Finance LLC 0.00% due 9/25/2024

Morgan Stanley Finance LLC 18%, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 12/12/2025

Morgan Stanley Finance LLC 0.00% due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 12/16/2027

Morgan Stanley Finance LLC 0.00% due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 1/7/2026

Morgan Stanley Finance LLC 0.00% due 12/14/2027

Morgan Stanley Finance LLC 0.00% due 12/14/2027

Morgan Stanley Finance LLC 12.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/13/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 9/12/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on every trading day during the observation period due 12/12/2024

Morgan Stanley Finance LLC 10.4%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 12/14/2023

Morgan Stanley Finance LLC 11.42%, paid monthly, if each underlying fund closes at or above its 65% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 12/14/2023

Morgan Stanley Finance LLC 13.55%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 12/12/2024

Morgan Stanley Finance LLC 14.75%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 12/12/2025

Morgan Stanley Finance LLC 0.00% due 12/14/2027

Morgan Stanley Finance LLC 0.00% due 12/12/2024

Morgan Stanley Finance LLC SOFR plus 175 bps with floor of 0.1%, payable quarterly due 12/14/2029

Morgan Stanley Finance LLC 0.00% due 1/14/2027

Morgan Stanley Finance LLC 0.00% due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 12/12/2025

Morgan Stanley Finance LLC 13%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $92.53; 60% of initial price due 12/15/2023

Morgan Stanley Finance LLC 0.00% due 12/14/2026

Morgan Stanley Finance LLC 0.00% due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 12/14/2027

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/12/2024

Morgan Stanley Finance LLC 13.35%, paid quarterly, if each underlying fund closes at or above its 75% downside threshold on the related quarterly observation date due 6/12/2024

Morgan Stanley Finance LLC 0.00% due 6/12/2025

Morgan Stanley Finance LLC 0.00% due 12/11/2025

Morgan Stanley Finance LLC 0.00% due 12/11/2026

Morgan Stanley Finance LLC 0.00% due 12/13/2027

Morgan Stanley Finance LLC 12.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 12/12/2024

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 6/12/2024

Morgan Stanley Finance LLC 15.15%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/12/2024

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/12/2023

Morgan Stanley Finance LLC 0.00% due 12/10/2026

Morgan Stanley Finance LLC 0.00% due 12/9/2027

Morgan Stanley Finance LLC 10.65% due 3/12/2024

Morgan Stanley Finance LLC 8.65% due 3/12/2024

Morgan Stanley Finance LLC 0.00% due 12/10/2027

Morgan Stanley Finance LLC 0.00% due 1/23/2025

Morgan Stanley Finance LLC 0.00% due 12/7/2027

Morgan Stanley Finance LLC 0.00% due 12/9/2027

Morgan Stanley Finance LLC 10.6%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 12/5/2025

Morgan Stanley Finance LLC 8.67% per year, paid quarterly if each index closes at or above downside threshold on the corresponding observation date due 12/8/2023

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/8/2024

Morgan Stanley Finance LLC 9.15%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 12/11/2023

Morgan Stanley Finance LLC 0.00% due 12/10/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2025

Morgan Stanley Finance LLC 14.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/6/2024

Morgan Stanley Finance LLC 11.05%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 9/6/2024

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/6/2024

Morgan Stanley Finance LLC 10.35%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2025

Morgan Stanley Finance LLC 0.00% due 12/5/2025

Morgan Stanley Finance LLC 0.00% due 12/7/2027

Morgan Stanley Finance LLC 0.00% due 12/7/2027

Morgan Stanley Finance LLC 0.00% due 12/7/2027

Morgan Stanley Finance LLC 0.00% due 12/7/2027

Morgan Stanley Finance LLC 0.00% due 12/7/2026

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/6/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 0.00% due 12/16/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 6/4/2024

Morgan Stanley Finance LLC 12.75%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 12/3/2027

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/4/2024

Morgan Stanley Finance LLC 14%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/4/2024

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/4/2025

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/5/2023

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/4/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 64.5% downside threshold on the related quarterly observation date due 3/5/2024

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/4/2024

Morgan Stanley Finance LLC 9.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/4/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 0.00% due 6/4/2024

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 1/5/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/2/2027

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 7.15%, paid quarterly, if each underlying index closes at or above its 50% downside threshold on the related quarterly observation date due 12/4/2023

Morgan Stanley Finance LLC 0.00% due 12/2/2025

Morgan Stanley Finance LLC 0.00% due 12/2/2027

Morgan Stanley Finance LLC 0.00% due 12/2/2027

Morgan Stanley Finance LLC 0.00% due 12/2/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 10.29%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 12/3/2025

Morgan Stanley Finance LLC 20%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 5/22/2024

Morgan Stanley Finance LLC 9.2%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 12/4/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 12/4/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2027

Morgan Stanley Finance LLC 0.00% due 11/30/2027

Morgan Stanley Finance LLC 0.00% due 11/30/2027

Morgan Stanley Finance LLC 0.00% due 11/30/2032

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/29/2023

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on every trading day during the observation period due 11/29/2024

Morgan Stanley Finance LLC 22.7%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 11/29/2027

Morgan Stanley Finance LLC 10.93%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 11/28/2029

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/29/2027

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/29/2027

Morgan Stanley Finance LLC 7.75% due 11/28/2025

Morgan Stanley Finance LLC 8% for first year; then 10-year U.S. dollar SOFR ICE swap rate minus two-year U.S. dollar SOFR ICE swap rate times 12, reset quarterly and subject to a floor of 0%; payable quarterly due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/29/2027

Morgan Stanley Finance LLC 0.00% due 11/29/2027

Morgan Stanley Finance LLC 0.00% due 11/29/2027

Morgan Stanley Finance LLC 0.00% due 11/28/2028

Morgan Stanley Finance LLC 0.00% due 11/26/2024

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 6% initially, stepping up to 6.5% on Nov. 24, 2026, to 7.5% on Nov. 24, 2029 and to 10% on Nov. 24, 2031; payable semiannually due 11/24/2032

Morgan Stanley Finance LLC 0.00% due 8/9/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/28/2024

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/26/2027

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/28/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/28/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2026

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 8% payable annually if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 2% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/28/2029

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2029

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/26/2025

Morgan Stanley Finance LLC 0.00% due 11/26/2024

Morgan Stanley Finance LLC 8.85% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 10,150.312 for Nasdaq, 3,318.08 for S&P, 1,568.775 for Russell; 70% of initial levels due 11/27/2026

Morgan Stanley Finance LLC 13.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/26/2024

Morgan Stanley Finance LLC 8% annualized, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/26/2027

Morgan Stanley Finance LLC 9.4%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 11/27/2023

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2024

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 11/21/2024

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 0.00% due 11/21/2025

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/21/2025

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/21/2025

Morgan Stanley Finance LLC 14.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/23/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/23/2024

Morgan Stanley Finance LLC 0.00% due 11/21/2024

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 10.4%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 11/21/2024

Morgan Stanley Finance LLC 18.65%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 11/21/2025

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 0.00% due 11/24/2028

Morgan Stanley Finance LLC 0.00% due 12/6/2023

Morgan Stanley Finance LLC 0.00% due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 0.00% due 11/23/2026

Morgan Stanley Finance LLC 0.00% due 11/23/2026

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 0.00% due 5/23/2028

Morgan Stanley Finance LLC 0.00% due 5/21/2027

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 0.00% due 5/23/2028

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 0.00% due 11/23/2027

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 68% downside threshold on the related monthly observation date due 5/22/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/22/2024

Morgan Stanley Finance LLC 15%, paid monthly, if the underlying ETF closes at or above its downside threshold on the related monthly observation date, plus any previously unpaid coupons due 11/22/2023

Morgan Stanley Finance LLC 0.00% due 1/22/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC SOFR plus 175 bps with floor of 0.1%, payable quarterly due 11/21/2029

Morgan Stanley Finance LLC 0.00% due 11/22/2027

Morgan Stanley Finance LLC 0.00% due 11/22/2028

Morgan Stanley Finance LLC 0.00% due 11/22/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/21/2024

Morgan Stanley Finance LLC 0.00% due 11/18/2027

Morgan Stanley Finance LLC 0.00% due 11/19/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 12/5/2028

Morgan Stanley Finance LLC 0.00% due 11/19/2027

Morgan Stanley Finance LLC 0.00% due 11/19/2027

Morgan Stanley Finance LLC 0.00% due 11/19/2027

Morgan Stanley Finance LLC 0.00% due 11/20/2025

Morgan Stanley Finance LLC 15.92%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 5/20/2027

Morgan Stanley Finance LLC 0.00% due 11/18/2027

Morgan Stanley Finance LLC 0.00% due 11/18/2027

Morgan Stanley Finance LLC 12.15% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 2,794.21 for S&P, 23,515.04 for Dow, 1,322.443 for Russell; 70% of initial levels due 2/19/2024

Morgan Stanley Finance LLC 0.00% due 11/18/2027

Morgan Stanley Finance LLC 0.00% due 11/18/2032

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/20/2024

Morgan Stanley Finance LLC 0.00% due 1/16/2025

Morgan Stanley Finance LLC 18.36%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 11/16/2023

Morgan Stanley Finance LLC 11.17%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 11/19/2025

Morgan Stanley Finance LLC 11.85%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/19/2025

Morgan Stanley Finance LLC 18.5%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 11/19/2025

Morgan Stanley Finance LLC 7.15%, paid quarterly, if each underlying index closes at or above its 50% downside threshold on the related quarterly observation date due 11/17/2023

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/19/2025

Morgan Stanley Finance LLC 0.00% due 11/18/2027

Morgan Stanley Finance LLC 0.00% due 11/19/2025

Morgan Stanley Finance LLC 0.00% due 11/18/2027

Morgan Stanley Finance LLC 0.00% due 11/18/2027

Morgan Stanley Finance LLC 23%, paid quarterly, if each underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 11/21/2023

Morgan Stanley Finance LLC 17.25%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 11/22/2023

Morgan Stanley Finance LLC 10.55%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on every trading day during the observation period due 11/14/2024

Morgan Stanley Finance LLC 11.1%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 11/16/2023

Morgan Stanley Finance LLC 15.65%, paid quarterly, if each underlying fund closes at or above its downside threshold on the related quarterly observation date due 11/14/2024

Morgan Stanley Finance LLC 10.75%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 11/14/2025

Morgan Stanley Finance LLC 0.00% due 5/16/2028

Morgan Stanley Finance LLC 0.00% due 11/14/2025

Morgan Stanley Finance LLC 0.00% due 11/17/2023

Morgan Stanley Finance LLC 0.00% due 11/17/2023

Morgan Stanley Finance LLC 0.00% due 11/9/2027

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 15.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/15/2024

Morgan Stanley Finance LLC 27.05%, paid monthly, if the underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 5/15/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 8/14/2025

Morgan Stanley Finance LLC 0.00% due 11/16/2027

Morgan Stanley Finance LLC 0.00% due 11/14/2025

Morgan Stanley Finance LLC 0.00% due 11/16/2027

Morgan Stanley Finance LLC 0.00% due 11/16/2027

Morgan Stanley Finance LLC 0.00% due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 11/16/2026

Morgan Stanley Finance LLC 0.00% due 8/15/2028

Morgan Stanley Finance LLC 0.00% due 2/15/2028

Morgan Stanley Finance LLC 0.00% due 11/16/2027

Morgan Stanley Finance LLC 0.00% due 5/15/2028

Morgan Stanley Finance LLC 15.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/14/2024

Morgan Stanley Finance LLC 0.00% due 11/15/2027

Morgan Stanley Finance LLC 0.00% due 11/15/2027

Morgan Stanley Finance LLC 0.00% due 11/14/2025

Morgan Stanley Finance LLC 0.00% due 11/12/2026

Morgan Stanley Finance LLC 0.00% due 11/15/2027

Morgan Stanley Finance LLC 0.00% due 11/12/2032

Morgan Stanley Finance LLC 12.3%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/13/2024

Morgan Stanley Finance LLC 0.00% due 11/13/2025

Morgan Stanley Finance LLC 28%, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 11/14/2025

Morgan Stanley Finance LLC 0.00% due 11/12/2027

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/13/2025

Morgan Stanley Finance LLC 12.6%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/9/2023

Morgan Stanley Finance LLC 13.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/8/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/10/2024

Morgan Stanley Finance LLC 36.25%, paid quarterly, if each underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date, previously unpaid contingent quarterly coupons due 11/13/2025

Morgan Stanley Finance LLC 44%, paid quarterly, if each underlying stock closes at or above its 80% coupon barrier on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 11/13/2025

Morgan Stanley Finance LLC 0.00% due 11/12/2025

Morgan Stanley Finance LLC 0.00% due 11/8/2027

Morgan Stanley Finance LLC 0.00% due 11/12/2027

Morgan Stanley Finance LLC SOFR plus 185 bps with floor of 0.1%, payable quarterly due 11/9/2029

Morgan Stanley Finance LLC 0.00% due 11/13/2024

Morgan Stanley Finance LLC 0.00% due 1/23/2025

Morgan Stanley Finance LLC 0.00% due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 11/12/2027

Morgan Stanley Finance LLC 0.00% due 11/7/2025

Morgan Stanley Finance LLC 20.1%, paid monthly, if each underlying index closes at or above its 80% downside threshold on the related monthly observation date due 5/9/2024

Morgan Stanley Finance LLC 0.00% due 11/6/2025

Morgan Stanley Finance LLC 18.25%, paid monthly, if the underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 11/7/2025

Morgan Stanley Finance LLC 14.8%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 11/7/2024

Morgan Stanley Finance LLC 11.95%, paid monthly, if the underlying stock closes at or above its 65% downside threshold on the related monthly observation date due 12/7/2023

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/8/2024

Morgan Stanley Finance LLC 13.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/7/2024

Morgan Stanley Finance LLC 13.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/9/2024

Morgan Stanley Finance LLC 11.3%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 11/7/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 11/7/2025

Morgan Stanley Finance LLC 0.00% due 11/7/2024

Morgan Stanley Finance LLC 0.00% due 11/7/2025

Morgan Stanley Finance LLC 0.00% due 11/9/2026

Morgan Stanley Finance LLC 0.00% due 11/9/2027

Morgan Stanley Finance LLC 0.00% due 11/7/2025

Morgan Stanley Finance LLC 0.00% due 11/22/2023

Morgan Stanley Finance LLC 0.00% due 11/9/2027

Morgan Stanley Finance LLC 0.00% due 11/9/2027

Morgan Stanley Finance LLC 0.00% due 11/9/2027

Morgan Stanley Finance LLC 0.00% due 12/7/2023

Morgan Stanley Finance LLC 10.05%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/8/2024

Morgan Stanley Finance LLC 0.00% due 5/7/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2027

Morgan Stanley Finance LLC 0.00% due 1/9/2025

Morgan Stanley Finance LLC 0.00% due 11/6/2024

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 12.00% due 11/8/2024

Morgan Stanley Finance LLC 11.8%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 8/10/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 55% downside threshold on the related monthly observation date due 5/6/2024

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2026

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 8.75% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/5/2024

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/5/2025

Morgan Stanley Finance LLC 13.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/3/2024

Morgan Stanley Finance LLC 8.0004%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/4/2027

Morgan Stanley Finance LLC 14.25%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 2/5/2024

Morgan Stanley Finance LLC 11.4% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/5/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/5/2024

Morgan Stanley Finance LLC 12.4%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 11/4/2024

Morgan Stanley Finance LLC 11.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/3/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2027

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 10/31/2025

Morgan Stanley Finance LLC 0.00% due 12/1/2023

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 12.35%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 14.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/3/2023

Morgan Stanley Finance LLC 16.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/2/2024

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/2/2023

Morgan Stanley Finance LLC 20%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 8/2/2023

Morgan Stanley Finance LLC 10.8%, paid quarterly, if the underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/31/2024

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on every business day during the observation period due 10/31/2024

Morgan Stanley Finance LLC 12.50% due 11/2/2023

Morgan Stanley Finance LLC 15.25% annual rate, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 5/2/2024

Morgan Stanley Finance LLC 18.15% annual rate, paid quarterly, if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 5/2/2024

Morgan Stanley Finance LLC 10.15%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/31/2025

Morgan Stanley Finance LLC 17.5%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 10/31/2025

Morgan Stanley Finance LLC 14.25%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 10/31/2024

Morgan Stanley Finance LLC 24.5%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2026

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 11/2/2026

Morgan Stanley Finance LLC 0.00% due 11/2/2026

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2028

Morgan Stanley Finance LLC 0.00% due 11/1/2027

Morgan Stanley Finance LLC 0.00% due 5/2/2025

Morgan Stanley Finance LLC 10.52%, paid monthly, if the underlying index closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 5/1/2025

Morgan Stanley Finance LLC 17.05%, paid quarterly, if the underlying fund closes at or above its 65% downside threshold on the related quarterly observation date due 7/31/2023

Morgan Stanley Finance LLC 9.84%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 10/30/2025

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if the underlying fund closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2024

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2024

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 11/1/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 6.85% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 10.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/29/2025

Morgan Stanley Finance LLC 10.85% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 10/31/2029

Morgan Stanley Finance LLC 44.2% annual rate, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 5/1/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/1/2024

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/1/2024

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/31/2024

Morgan Stanley Finance LLC 16% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 7/31/2025

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/29/2027

Morgan Stanley Finance LLC 10.25% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 1/29/2024

Morgan Stanley Finance LLC 0.00% due 12/28/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 8.50% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2029

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/29/2025

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/31/2029

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/31/2029

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2032

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/4/2028

Morgan Stanley Finance LLC 0.00% due 9/13/2024

Morgan Stanley Finance LLC 0.00% due 10/28/2027

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 10/30/2028

Morgan Stanley Finance LLC 0.00% due 10/28/2027

Morgan Stanley Finance LLC 12.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 10/29/2025

Morgan Stanley Finance LLC 0.00% due 10/29/2025

Morgan Stanley Finance LLC 0.00% due 10/28/2027

Morgan Stanley Finance LLC 0.00% due 10/24/2025

Morgan Stanley Finance LLC 0.00% due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 10/26/2027

Morgan Stanley Finance LLC 0.00% due 10/26/2026

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlier closes at or above its 58% downside threshold on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 10.6% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/24/2025

Morgan Stanley Finance LLC 11% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/24/2025

Morgan Stanley Finance LLC 12.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/24/2025

Morgan Stanley Finance LLC 11.55%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/1/2024

Morgan Stanley Finance LLC 12.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 21.85%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 10/24/2025

Morgan Stanley Finance LLC 0.00% due 10/26/2027

Morgan Stanley Finance LLC 0.00% due 10/26/2026

Morgan Stanley Finance LLC 0.00% due 10/24/2025

Morgan Stanley Finance LLC 0.00% due 10/26/2026

Morgan Stanley Finance LLC 0.00% due 1/26/2026

Morgan Stanley Finance LLC 0.00% due 10/26/2027

Morgan Stanley Finance LLC 0.00% due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 10/26/2027

Morgan Stanley Finance LLC 0.00% due 4/26/2028

Morgan Stanley Finance LLC 0.00% due 10/26/2027

Morgan Stanley Finance LLC 0.00% due 10/26/2028

Morgan Stanley Finance LLC 0.00% due 10/26/2027

Morgan Stanley Finance LLC 0.00% due 10/26/2027

Morgan Stanley Finance LLC 0.00% due 4/24/2025

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 10.85% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 11/24/2023

Morgan Stanley Finance LLC 0.00% due 10/23/2026

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 0.00% due 10/22/2027

Morgan Stanley Finance LLC 7.35%, paid monthly, if the underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 10/23/2025

Morgan Stanley Finance LLC 0.00% due 10/22/2027

Morgan Stanley Finance LLC 0.00% due 10/23/2024

Morgan Stanley Finance LLC 0.00% due 11/16/2023

Morgan Stanley Finance LLC 0.00% due 10/23/2024

Morgan Stanley Finance LLC 0.00% due 10/23/2025

Morgan Stanley Finance LLC 0.00% due 10/22/2027

Morgan Stanley Finance LLC 0.00% due 10/22/2027

Morgan Stanley Finance LLC 0.00% due 10/22/2027

Morgan Stanley Finance LLC 9.80% due 1/24/2024

Morgan Stanley Finance LLC 7.80% due 1/24/2024

Morgan Stanley Finance LLC 0.00% due 10/22/2027

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 11% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/23/2025

Morgan Stanley Finance LLC 13.35% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 4/22/2024

Morgan Stanley Finance LLC 22%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 10/23/2024

Morgan Stanley Finance LLC 12% annual rate, paid quarterly, if the underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/22/2024

Morgan Stanley Finance LLC 11.5% annual rate, paid quarterly, if the underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/23/2025

Morgan Stanley Finance LLC 20% annual rate, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 10/22/2025

Morgan Stanley Finance LLC 11.1% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/18/2024

Morgan Stanley Finance LLC 8.1% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/23/2025

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/23/2025

Morgan Stanley Finance LLC 16.50% due 11/21/2023

Morgan Stanley Finance LLC 0.00% due 10/24/2023

Morgan Stanley Finance LLC 0.00% due 4/23/2025

Morgan Stanley Finance LLC 0.00% due 10/22/2026

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 0.00% due 4/20/2028

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 0.00% due 10/22/2025

Morgan Stanley Finance LLC 0.00% due 10/22/2025

Morgan Stanley Finance LLC 10.75% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/22/2024

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier levels on the related monthly observation date due 4/23/2025

Morgan Stanley Finance LLC 12.5% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier levels on the related monthly observation date due 4/22/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/22/2025

Morgan Stanley Finance LLC 15.36%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/20/2023

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/21/2027

Morgan Stanley Finance LLC 12.65%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 7/22/2024

Morgan Stanley Finance LLC 17.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/22/2024

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 7/22/2024

Morgan Stanley Finance LLC 10.05%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 10/22/2025

Morgan Stanley Finance LLC 12.16%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/17/2024

Morgan Stanley Finance LLC 10.27%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 10/22/2025

Morgan Stanley Finance LLC 16.25%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 10/17/2024

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/22/2025

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/23/2023

Morgan Stanley Finance LLC 12.65% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon threshold on the related monthly observation date due 4/22/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 10/23/2023

Morgan Stanley Finance LLC 0.00% due 12/13/2024

Morgan Stanley Finance LLC 0.00% due 11/22/2023

Morgan Stanley Finance LLC 0.00% due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 10/22/2026

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 0.00% due 10/20/2027

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 0.00% due 10/22/2025

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 0.00% due 10/21/2027

Morgan Stanley Finance LLC 0.00% due 10/22/2024

Morgan Stanley Finance LLC 0.00% due 5/6/2025

Morgan Stanley Finance LLC 14.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every trading day during the observation period due 4/17/2025

Morgan Stanley Finance LLC 15.85%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on every trading day during the observation period due 10/17/2024

Morgan Stanley Finance LLC 11%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 10/17/2025

Morgan Stanley Finance LLC 11.45%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/17/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 10/19/2032

Morgan Stanley Finance LLC 0.00% due 10/17/2024

Morgan Stanley Finance LLC 0.00% due 10/14/2027

Morgan Stanley Finance LLC 0.00% due 10/15/2026

Morgan Stanley Finance LLC 18% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 10/10/2025

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/17/2024

Morgan Stanley Finance LLC 14.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/17/2024

Morgan Stanley Finance LLC 12.5% annual rate, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 10/17/2024

Morgan Stanley Finance LLC 26.5% annual rate, paid monthly, if the underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 4/16/2024

Morgan Stanley Finance LLC 27.5% annual rate, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 4/16/2024

Morgan Stanley Finance LLC 25.5% annual rate, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 4/16/2024

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/16/2025

Morgan Stanley Finance LLC 9.65%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 4/16/2024

Morgan Stanley Finance LLC 9.2%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 10/14/2027

Morgan Stanley Finance LLC 14.15% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 10/8/2024

Morgan Stanley Finance LLC 0.00% due 10/15/2026

Morgan Stanley Finance LLC 0.00% due 10/16/2025

Morgan Stanley Finance LLC 0.00% due 10/17/2024

Morgan Stanley Finance LLC 0.00% due 10/10/2024

Morgan Stanley Finance LLC 0.00% due 10/16/2025

Morgan Stanley Finance LLC 0.00% due 10/16/2024

Morgan Stanley Finance LLC 0.00% due 11/16/2023

Morgan Stanley Finance LLC 0.00% due 11/16/2023

Morgan Stanley Finance LLC 0.00% due 1/8/2025

Morgan Stanley Finance LLC 14.6% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 1,170.49 for MSCI, 1,184.343 for Russell, 2,528.67 for S&P; 70% of initial levels due 10/16/2024

Morgan Stanley Finance LLC 0.00% due 1/10/2024

Morgan Stanley Finance LLC 0.00% due 10/10/2024

Morgan Stanley Finance LLC 0.00% due 10/12/2028

Morgan Stanley Finance LLC 0.00% due 10/10/2024

Morgan Stanley Finance LLC 0.00% due 10/12/2027

Morgan Stanley Finance LLC 11.2%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 4/11/2024

Morgan Stanley Finance LLC 14%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/12/2023

Morgan Stanley Finance LLC 10.35%, paid quarterly, if the underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/10/2024

Morgan Stanley Finance LLC 12.65%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 10/10/2024

Morgan Stanley Finance LLC 0.00% due 10/9/2024

Morgan Stanley Finance LLC 12.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/10/2024

Morgan Stanley Finance LLC 19.3%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 10/10/2025

Morgan Stanley Finance LLC 0.00% due 10/13/2027

Morgan Stanley Finance LLC 0.00% due 7/11/2024

Morgan Stanley Finance LLC 0.00% due 7/11/2024

Morgan Stanley Finance LLC 0.00% due 10/13/2027

Morgan Stanley Finance LLC 0.00% due 10/9/2025

Morgan Stanley Finance LLC 0.00% due 10/8/2027

Morgan Stanley Finance LLC 16.30% due 10/10/2024

Morgan Stanley Finance LLC 8.90% due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 7/10/2024

Morgan Stanley Finance LLC 0.00% due 4/10/2025

Morgan Stanley Finance LLC 0.00% due 10/12/2027

Morgan Stanley Finance LLC 0.00% due 10/18/2023

Morgan Stanley Finance LLC 0.00% due 10/8/2027

Morgan Stanley Finance LLC 10.2% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/11/2023

Morgan Stanley Finance LLC 12.00% due 10/11/2023

Morgan Stanley Finance LLC 0.00% due 7/10/2024

Morgan Stanley Finance LLC 0.00% due 10/9/2025

Morgan Stanley Finance LLC 6.25% due 10/9/2025

Morgan Stanley Finance LLC SOFR plus 136 bps with floor of 0.1%, payable quarterly due 10/12/2027

Morgan Stanley Finance LLC 0.00% due 10/9/2025

Morgan Stanley Finance LLC 0.00% due 10/7/2027

Morgan Stanley Finance LLC 0.00% due 10/9/2024

Morgan Stanley Finance LLC 17.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/8/2024

Morgan Stanley Finance LLC 8.65% annual rate, paid quarterly, if the underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 4/9/2024

Morgan Stanley Finance LLC 0.00% due 10/9/2024

Morgan Stanley Finance LLC 0.00% due 10/9/2024

Morgan Stanley Finance LLC 0.00% due 10/7/2027

Morgan Stanley Finance LLC 18% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 8.5%, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date; coupon payment events will automatically include any previously unpaid coupons due 4/8/2024

Morgan Stanley Finance LLC 14.15%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 10/8/2024

Morgan Stanley Finance LLC 0.00% due 10/8/2024

Morgan Stanley Finance LLC 0.00% due 10/4/2027

Morgan Stanley Finance LLC 0.00% due 10/3/2030

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 15.5% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 2,689.215 for S&P, 2,488.65 for Stoxx, 1,248.537 for Russell; 75% of initial levels due 10/3/2025

Morgan Stanley Finance LLC 12.75% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barriers: 2,488.65 for Stoxx, 2,689.215 for S&P, 1,248.537 for Russell; 75% of initial levels due 10/3/2025

Morgan Stanley Finance LLC 13.5% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/5/2027

Morgan Stanley Finance LLC 12.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/6/2026

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 14.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/6/2023

Morgan Stanley Finance LLC 18.55%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 15.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/5/2023

Morgan Stanley Finance LLC 13.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 10.6%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 10.4%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on every trading day during the observation period due 10/3/2024

Morgan Stanley Finance LLC 11.80% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 8/4/2025

Morgan Stanley Finance LLC 16.9%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 10/3/2025

Morgan Stanley Finance LLC 10.5%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 10/3/2025

Morgan Stanley Finance LLC 14.6% annual rate, paid monthly, if each underlying stock closes at or above its 55% downside threshold on the related monthly observation date due 10/3/2025

Morgan Stanley Finance LLC 11.85%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 13.58% annual rate, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 1/5/2024

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/3/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/3/2025

Morgan Stanley Finance LLC 15.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/2/2023

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 10.5% annual rate, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/5/2024

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/5/2024

Morgan Stanley Finance LLC 17.35%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 10/3/2025

Morgan Stanley Finance LLC 11.25% annual rate, paid monthly, if each underlying index closes at or above its 85% coupon barrier on the related monthly observation date due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 10/5/2028

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 10/6/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2029

Morgan Stanley Finance LLC 18% annualized, payable quarterly if each asset closes at or above 70% coupon barrier on review date for that quarter due 9/29/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/4/2027

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 10/4/2027

Morgan Stanley Finance LLC 16% annual rate, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 19%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 15.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/3/2024

Morgan Stanley Finance LLC 9.54% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 10/2/2025

Morgan Stanley Finance LLC 13.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 19% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 10/2/2025

Morgan Stanley Finance LLC 11.45%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 10/2/2025

Morgan Stanley Finance LLC 10.87% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 10/2/2025

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/3/2024

Morgan Stanley Finance LLC 12.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/3/2023

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 8.00% due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2032

Morgan Stanley Finance LLC 0.00% due 10/1/2027

Morgan Stanley Finance LLC 0.00% due 10/1/2027

Morgan Stanley Finance LLC 6.40% due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/2/2026

Morgan Stanley Finance LLC 15.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/2/2024

Morgan Stanley Finance LLC 9.7% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 12.4%, paid monthly, if each underlying stock closes at or above its 55% downside threshold on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/2/2024

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/2/2024

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/2/2024

Morgan Stanley Finance LLC 17% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 7/2/2025

Morgan Stanley Finance LLC 9.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/2/2025

Morgan Stanley Finance LLC 8.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 7/2/2024

Morgan Stanley Finance LLC 0.00% due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 10/2/2028

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 10/2/2029

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 8.25% payable annually if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 1% due 9/30/2027

Morgan Stanley Finance LLC 9% payable quarterly if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 0.5% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 10/2/2029

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 10/2/2029

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/25/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/28/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 10/1/2025

Morgan Stanley Finance LLC 13.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/1/2024

Morgan Stanley Finance LLC 16.75%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 10/1/2025

Morgan Stanley Finance LLC 17.1%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 10/1/2024

Morgan Stanley Finance LLC 11.8% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/31/2025

Morgan Stanley Finance LLC 5.6%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/1/2024

Morgan Stanley Finance LLC 14.23% due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 10/1/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/28/2027

Morgan Stanley Finance LLC 0.00% due 9/28/2026

Morgan Stanley Finance LLC 0.00% due 10/26/2023

Morgan Stanley Finance LLC 10.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/26/2025

Morgan Stanley Finance LLC 13.15%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/28/2027

Morgan Stanley Finance LLC 12.2%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/26/2025

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/26/2025

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/28/2026

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/27/2025

Morgan Stanley Finance LLC 11.9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/27/2025

Morgan Stanley Finance LLC 16.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 12.00% due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 9/26/2025

Morgan Stanley Finance LLC 10.9%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 9/26/2025

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/27/2025

Morgan Stanley Finance LLC 9.3%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 13.2%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 9/26/2025

Morgan Stanley Finance LLC 11.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/26/2025

Morgan Stanley Finance LLC 16.9%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 9/28/2023

Morgan Stanley Finance LLC 20.14%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/27/2025

Morgan Stanley Finance LLC 6.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/26/2025

Morgan Stanley Finance LLC 0.00% due 9/28/2027

Morgan Stanley Finance LLC 0.00% due 9/28/2027

Morgan Stanley Finance LLC 0.00% due 9/28/2028

Morgan Stanley Finance LLC 0.00% due 9/28/2028

Morgan Stanley Finance LLC 0.00% due 10/12/2023

Morgan Stanley Finance LLC 0.00% due 9/28/2026

Morgan Stanley Finance LLC 0.00% due 9/28/2026

Morgan Stanley Finance LLC 0.00% due 9/28/2027

Morgan Stanley Finance LLC 0.00% due 3/28/2028

Morgan Stanley Finance LLC 0.00% due 9/28/2027

Morgan Stanley Finance LLC 0.00% due 9/28/2027

Morgan Stanley Finance LLC 0.00% due 9/28/2028

Morgan Stanley Finance LLC 0.00% due 9/28/2027

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 0.00% due 9/28/2026

Morgan Stanley Finance LLC 0.00% due 9/28/2027

Morgan Stanley Finance LLC 0.00% due 9/27/2027

Morgan Stanley Finance LLC 0.00% due 9/27/2027

Morgan Stanley Finance LLC 0.00% due 9/28/2023

Morgan Stanley Finance LLC 11.5% per year, payable monthly if each asset closes at or above coupon barrier level on observation date that month; Coupon barriers: $25.823 for ETF, 21,053.676 for Dow, 2,630.593 for S&P; 70% of initial levels due 9/26/2024

Morgan Stanley Finance LLC 13.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 14.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 14.1% annual rate, paid monthly, if the underlying stock closes at or above its 65% coupon barrier on the related monthly observation date due 9/26/2024

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,377.848 for Russell, 3,006.392 for S&P; 80% of initial levels due 9/25/2025

Morgan Stanley Finance LLC 0.00% due 12/8/2023

Morgan Stanley Finance LLC 0.00% due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 9/27/2027

Morgan Stanley Finance LLC 0.00% due 3/27/2024

Morgan Stanley Finance LLC 0.00% due 9/27/2027

Morgan Stanley Finance LLC 0.00% due 9/27/2027

Morgan Stanley Finance LLC 0.00% due 9/27/2027

Morgan Stanley Finance LLC 0.00% due 3/26/2025

Morgan Stanley Finance LLC 0.00% due 9/24/2027

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 2,728.75 for S&P, 1,268.754 for Russell; 72% of initial levels due 3/26/2025

Morgan Stanley Finance LLC 34.75%, paid quarterly, if each underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 9/25/2024

Morgan Stanley Finance LLC 12% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 15% annual rate, paid quarterly, if the underlying stock closes at or above its 66% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 11.2% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 12.35% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/26/2024

Morgan Stanley Finance LLC 9.85% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/26/2024

Morgan Stanley Finance LLC 8.05%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 10.85%, paid quarterly, if each underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 0.00% due 3/19/2024

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 11.05%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/25/2024

Morgan Stanley Finance LLC 14% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 9/24/2026

Morgan Stanley Finance LLC 12% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/25/2024

Morgan Stanley Finance LLC 12.35%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 12.3%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 6/25/2024

Morgan Stanley Finance LLC 12.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/25/2024

Morgan Stanley Finance LLC 11.75%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 9/25/2024

Morgan Stanley Finance LLC 20.15%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 9/25/2025

Morgan Stanley Finance LLC 12.65% annual rate, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 3/25/2024

Morgan Stanley Finance LLC 0.00% due 9/25/2029

Morgan Stanley Finance LLC 0.00% due 9/25/2024

Morgan Stanley Finance LLC 0.00% due 9/24/2026

Morgan Stanley Finance LLC 11.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/24/2025

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/23/2027

Morgan Stanley Finance LLC 10.65%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/24/2025

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/22/2024

Morgan Stanley Finance LLC 8.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/22/2023

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/22/2024

Morgan Stanley Finance LLC 9.8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/25/2024

Morgan Stanley Finance LLC 9.2%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/22/2024

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 9/22/2023

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 9/24/2025

Morgan Stanley Finance LLC 0.00% due 9/24/2025

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 9.25% due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 0.00% due 9/24/2025

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 0.00% due 9/21/2027

Morgan Stanley Finance LLC 0.00% due 9/21/2027

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/19/2025

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 9/19/2025

Morgan Stanley Finance LLC 10.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/22/2026

Morgan Stanley Finance LLC 13.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every trading day during the observation period due 9/19/2025

Morgan Stanley Finance LLC 8.4%, paid quarterly, if each underlying index closes at or above its 60% coupon barrier on the related quarterly observation date due 9/21/2026

Morgan Stanley Finance LLC 13.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/21/2024

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 6/21/2024

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/22/2023

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/21/2024

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/19/2025

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/19/2025

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlier closes at or above its 72.07% downside threshold on the related quarterly observation date due 9/19/2024

Morgan Stanley Finance LLC 13.25%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 6/21/2024

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 9/19/2025

Morgan Stanley Finance LLC 10.8%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on every trading day during the observation period due 9/19/2024

Morgan Stanley Finance LLC 0.00% due 9/19/2024

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 9/19/2025

Morgan Stanley Finance LLC 11.5% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/19/2025

Morgan Stanley Finance LLC 14% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 9/19/2025

Morgan Stanley Finance LLC 9.35% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 8.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 6/21/2024

Morgan Stanley Finance LLC 10.85%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/21/2024

Morgan Stanley Finance LLC 8.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/21/2027

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/21/2024

Morgan Stanley Finance LLC 9.3%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/19/2025

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/21/2023

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/21/2023

Morgan Stanley Finance LLC 14.03% annual rate, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 9/19/2025

Morgan Stanley Finance LLC 11.05%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 9/19/2024

Morgan Stanley Finance LLC 0.00% due 3/19/2026

Morgan Stanley Finance LLC 11.47% due 9/19/2025

Morgan Stanley Finance LLC 0.00% due 9/19/2025

Morgan Stanley Finance LLC 0.00% due 9/19/2025

Morgan Stanley Finance LLC 0.00% due 9/21/2026

Morgan Stanley Finance LLC 9%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $80.25; 53.25% of initial price due 9/18/2025

Morgan Stanley Finance LLC 7%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $167.73; 65.8% of initial price due 9/18/2025

Morgan Stanley Finance LLC 15.1%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $52.23; 50% of initial price due 9/18/2025

Morgan Stanley Finance LLC 9.15% due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/4/2028

Morgan Stanley Finance LLC 0.00% due 9/21/2027

Morgan Stanley Finance LLC 0.00% due 9/21/2027

Morgan Stanley Finance LLC 0.00% due 9/21/2027

Morgan Stanley Finance LLC 0.00% due 9/20/2027

Morgan Stanley Finance LLC 12.71%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/20/2023

Morgan Stanley Finance LLC 13% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/20/2023

Morgan Stanley Finance LLC 0.00% due 10/19/2023

Morgan Stanley Finance LLC 4.5% for first year, then SOFR plus 40 bps, reset quarterly and subject to a 6% ceiling and a 0% floor; payable quarterly due 9/19/2025

Morgan Stanley Finance LLC 3.25% for first six months, then SOFR plus 15 bps, reset quarterly and subject to a 5% ceiling and a 0% floor; payable quarterly due 3/19/2024

Morgan Stanley Finance LLC 0.00% due 9/17/2027

Morgan Stanley Finance LLC 13.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/19/2024

Morgan Stanley Finance LLC 0.00% due 1/8/2025

Morgan Stanley Finance LLC 13.69% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 2,762.21 for S&P, 2,479.29 for Stoxx, 1,286.925 for Russell; 70% of initial levels due 12/19/2024

Morgan Stanley Finance LLC 12.3%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/11/2025

Morgan Stanley Finance LLC 0.00% due 9/17/2024

Morgan Stanley Finance LLC 49.25%, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 9/15/2023

Morgan Stanley Finance LLC 0.00% due 3/18/2024

Morgan Stanley Finance LLC 0.00% due 9/29/2023

Morgan Stanley Finance LLC 0.00% due 9/29/2023

Morgan Stanley Finance LLC 0.00% due 9/18/2024

Morgan Stanley Finance LLC 0.00% due 3/18/2026

Morgan Stanley Finance LLC 0.00% due 9/9/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 7/1/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 10/1/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2023

Morgan Stanley Finance LLC 0.00% due 4/3/2023

Morgan Stanley Finance LLC 13.3%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/17/2025

Morgan Stanley Finance LLC 6.00% due 9/12/2024

Morgan Stanley Finance LLC 19%, paid monthly, if the underlying fund closes at or above its 50% downside threshold on the related monthly observation date due 9/12/2025

Morgan Stanley Finance LLC 7.15%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 6/14/2023

Morgan Stanley Finance LLC 10.65% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 9/12/2024

Morgan Stanley Finance LLC 0.00% due 9/12/2024

Morgan Stanley Finance LLC 11.1%, payable monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/13/2025

Morgan Stanley Finance LLC 10.95% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 7/24/2024

Morgan Stanley Finance LLC 0.00% due 9/12/2025

Morgan Stanley Finance LLC 0.00% due 9/14/2026

Morgan Stanley Finance LLC 8.15%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/31/2023

Morgan Stanley Finance LLC 0.00% due 9/12/2024

Morgan Stanley Finance LLC 0.00% due 9/13/2027

Morgan Stanley Finance LLC 0.00% due 10/12/2023

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 14.8%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 10/16/2024

Morgan Stanley Finance LLC 0.00% due 9/12/2028

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 1/12/2024

Morgan Stanley Finance LLC 14.28% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 2,735.73 for S&P, 8,407.92 for Nasdaq, 1,254.626 for Russell; 70% of initial levels due 12/11/2024

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 16.75%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 6/6/2024

Morgan Stanley Finance LLC 15%, paid quarterly, if the underlying stock closes at or above its 52% downside threshold on the related quarterly observation date due 9/6/2024

Morgan Stanley Finance LLC 10.55%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 9/5/2025

Morgan Stanley Finance LLC 10.2%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 9/5/2025

Morgan Stanley Finance LLC 10.55%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/6/2024

Morgan Stanley Finance LLC 13.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 0.00% due 9/20/2023

Morgan Stanley Finance LLC 0.00% due 9/7/2027

Morgan Stanley Finance LLC 11.65% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,819.704 for Nasdaq, 25,325.136 for Dow, 1,458.254 for Russell; 80% of initial levels due 6/6/2024

Morgan Stanley Finance LLC 13% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barriers: 2,592.525 for Stoxx, 2,975.138 for S&P, 1,367.114 for Russell; 75% of initial levels due 9/5/2025

Morgan Stanley Finance LLC 16.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/5/2024

Morgan Stanley Finance LLC 11.2%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/6/2024

Morgan Stanley Finance LLC 0.00% due 9/7/2027

Morgan Stanley Finance LLC 0.00% due 9/4/2026

Morgan Stanley Finance LLC 0.00% due 9/6/2034

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 10.4% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/5/2025

Morgan Stanley Finance LLC 8.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/5/2025

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 9/6/2024

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2025

Morgan Stanley Finance LLC 11.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/4/2026

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/3/2027

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 11.8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/5/2024

Morgan Stanley Finance LLC 10.5% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 9/6/2024

Morgan Stanley Finance LLC 11.7% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 9/6/2024

Morgan Stanley Finance LLC 10.25% annual rate, paid quarterly, if the underlying fund closes at or above its 55% downside threshold on the related quarterly observation date due 9/5/2025

Morgan Stanley Finance LLC 10.5% annual rate, paid quarterly, if the underlying fund closes at or above its 80% downside threshold on the related quarterly observation date due 9/5/2025

Morgan Stanley Finance LLC 10.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 12.4%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 12/5/2023

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 3/5/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/5/2028

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 10/8/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 18.4% annual rate, payable quarterly if all funds close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: $56.35 for Energy, $94.682 for Technology, $87.332 for Health; 70% of initial levels due 8/28/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/6/2028

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 15% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/4/2024

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 6/4/2024

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 8/28/2024

Morgan Stanley Finance LLC 0.00% due 8/28/2024

Morgan Stanley Finance LLC 0.00% due 3/22/2028

Morgan Stanley Finance LLC 0.00% due 9/2/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2025

Morgan Stanley Finance LLC 11.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/4/2023

Morgan Stanley Finance LLC 15.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/31/2024

Morgan Stanley Finance LLC 11.75% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/4/2025

Morgan Stanley Finance LLC 10.8% annual rate, paid monthly, if each underlying stock closes at or above its 50% downside threshold on the related monthly observation date; previously unpaid coupons will also be paid due 6/3/2024

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if the underlying fund closes at or above its 55% downside threshold on the related quarterly observation date due 8/29/2025

Morgan Stanley Finance LLC 10.25% annual rate, paid quarterly, if the underlying fund closes at or above its 80% downside threshold on the related quarterly observation date due 8/29/2025

Morgan Stanley Finance LLC 17% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 3/5/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/5/2024

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/4/2023

Morgan Stanley Finance LLC 7.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/2/2027

Morgan Stanley Finance LLC 9.96% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/4/2025

Morgan Stanley Finance LLC SOFR plus 650 bps, floor of 0%, paid and determined quarterly, contingent if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 8/30/2027

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/29/2026

Morgan Stanley Finance LLC 11.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/29/2024

Morgan Stanley Finance LLC 10.8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/29/2024

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on each trading day during the observation period due 8/29/2024

Morgan Stanley Finance LLC 10.7%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/3/2025

Morgan Stanley Finance LLC 16.45% annual rate, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 8/29/2025

Morgan Stanley Finance LLC 8.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/29/2024

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/3/2025

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/29/2024

Morgan Stanley Finance LLC 14% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 5/30/2025

Morgan Stanley Finance LLC 8.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/29/2025

Morgan Stanley Finance LLC 7.65% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 9/29/2023

Morgan Stanley Finance LLC 5.82% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2029

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 6% payable annually if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 1% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/30/2029

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/30/2029

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2032

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 9/1/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 11.9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/28/2025

Morgan Stanley Finance LLC 7.2% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/30/2027

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2027

Morgan Stanley Finance LLC 0.00% due 8/27/2027

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 5/27/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2029

Morgan Stanley Finance LLC 8.20% due 11/29/2023

Morgan Stanley Finance LLC 0.00% due 8/26/2027

Morgan Stanley Finance LLC 0.00% due 8/28/2024

Morgan Stanley Finance LLC 8.45%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/28/2025

Morgan Stanley Finance LLC 0.00% due 8/24/2027

Morgan Stanley Finance LLC 5% payable annually if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 2% due 8/25/2027

Morgan Stanley Finance LLC 0.00% due 8/21/2025

Morgan Stanley Finance LLC 0.00% due 8/27/2025

Morgan Stanley Finance LLC 0.00% due 9/18/2024

Morgan Stanley Finance LLC 9.3% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/23/2024

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/22/2025

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/22/2025

Morgan Stanley Finance LLC 21.3%, paid monthly, if each underlier closes at or above its 65% downside threshold on the related monthly observation date due 11/24/2023

Morgan Stanley Finance LLC 12.5%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 8/22/2024

Morgan Stanley Finance LLC 0.00% due 2/23/2024

Morgan Stanley Finance LLC 15.8%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 8/22/2024

Morgan Stanley Finance LLC 10.15%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 8/22/2025

Morgan Stanley Finance LLC 10.85%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 8/25/2023

Morgan Stanley Finance LLC 10.65% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 8/22/2025

Morgan Stanley Finance LLC 8.6%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/22/2024

Morgan Stanley Finance LLC 17% annual rate, paid quarterly, if the underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 8/24/2027

Morgan Stanley Finance LLC 18.5%, paid monthly, if each underlying stock closes at or above its 55% downside threshold on the related monthly observation date due 11/25/2022

Morgan Stanley Finance LLC 0.00% due 2/24/2027

Morgan Stanley Finance LLC 0.00% due 2/25/2028

Morgan Stanley Finance LLC 0.00% due 8/24/2026

Morgan Stanley Finance LLC 0.00% due 8/24/2026

Morgan Stanley Finance LLC 0.00% due 2/25/2028

Morgan Stanley Finance LLC 0.00% due 8/24/2027

Morgan Stanley Finance LLC 0.00% due 8/24/2027

Morgan Stanley Finance LLC 0.00% due 8/24/2028

Morgan Stanley Finance LLC 0.00% due 8/20/2027

Morgan Stanley Finance LLC 0.00% due 8/20/2026

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/23/2024

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 8/21/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 8/22/2024

Morgan Stanley Finance LLC 0.00% due 8/20/2027

Morgan Stanley Finance LLC 8.76% due 11/22/2023

Morgan Stanley Finance LLC 12.4% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/22/2024

Morgan Stanley Finance LLC 7.8% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/22/2024

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/21/2025

Morgan Stanley Finance LLC 10.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/19/2023

Morgan Stanley Finance LLC 8.35% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/22/2024

Morgan Stanley Finance LLC 11.20% due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 10/9/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 8/20/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 2/21/2024

Morgan Stanley Finance LLC 0.00% due 8/18/2027

Morgan Stanley Finance LLC 0.00% due 8/17/2027

Morgan Stanley Finance LLC 0.00% due 8/15/2025

Morgan Stanley Finance LLC 0.00% due 8/17/2027

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/16/2023

Morgan Stanley Finance LLC 10.8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/15/2024

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 8/15/2024

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 8/15/2025

Morgan Stanley Finance LLC 12.1%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 8/15/2024

Morgan Stanley Finance LLC 10.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 2/16/2023

Morgan Stanley Finance LLC 0.00% due 8/18/2023

Morgan Stanley Finance LLC 0.00% due 8/17/2027

Morgan Stanley Finance LLC 0.00% due 8/17/2028

Morgan Stanley Finance LLC 0.00% due 8/17/2027

Morgan Stanley Finance LLC 0.00% due 12/4/2024

Morgan Stanley Finance LLC 0.00% due 9/6/2029

Morgan Stanley Finance LLC 0.00% due 8/16/2029

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 9/6/2028

Morgan Stanley Finance LLC 0.00% due 8/23/2023

Morgan Stanley Finance LLC 0.00% due 8/17/2027

Morgan Stanley Finance LLC 0.00% due 8/17/2027

Morgan Stanley Finance LLC 0.00% due 8/9/2024

Morgan Stanley Finance LLC 9.25% due 2/14/2024

Morgan Stanley Finance LLC 0.00% due 8/16/2027

Morgan Stanley Finance LLC 0.00% due 8/1/2025

Morgan Stanley Finance LLC 0.00% due 8/13/2027

Morgan Stanley Finance LLC 0.00% due 8/13/2027

Morgan Stanley Finance LLC 12.35%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 2/12/2027

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/14/2024

Morgan Stanley Finance LLC 0.00% due 8/14/2028

Morgan Stanley Finance LLC 0.00% due 8/12/2027

Morgan Stanley Finance LLC 0.00% due 10/12/2023

Morgan Stanley Finance LLC 37.25%, paid quarterly, if each underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 8/8/2024

Morgan Stanley Finance LLC 33.4%, paid quarterly, if each underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 8/8/2024

Morgan Stanley Finance LLC 0.00% due 8/12/2024

Morgan Stanley Finance LLC 0.00% due 8/10/2027

Morgan Stanley Finance LLC 8.35% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 9,245.383 for Nasdaq, 2,901.633 for S&P, 1,345.277 for Russell; 70% of initial levels due 8/10/2023

Morgan Stanley Finance LLC 7.3%, paid quarterly, if the underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 8/8/2024

Morgan Stanley Finance LLC 10.95%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 8/8/2025

Morgan Stanley Finance LLC 0.00% due 8/10/2027

Morgan Stanley Finance LLC 0.00% due 5/9/2024

Morgan Stanley Finance LLC 0.00% due 8/10/2027

Morgan Stanley Finance LLC 0.00% due 8/8/2025

Morgan Stanley Finance LLC 0.00% due 8/10/2028

Morgan Stanley Finance LLC 0.00% due 8/10/2028

Morgan Stanley Finance LLC 0.00% due 8/6/2026

Morgan Stanley Finance LLC 0 due 8/6/2027

Morgan Stanley Finance LLC 0.00% due 3/8/2023

Morgan Stanley Finance LLC 0.087 due 11/8/2023

Morgan Stanley Finance LLC 0.067 due 11/8/2023

Morgan Stanley Finance LLC 0.00% due 11/7/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2027

Morgan Stanley Finance LLC 0.00% due 8/4/2028

Morgan Stanley Finance LLC 0.00% due 10/26/2027

Morgan Stanley Finance LLC 0.00% due 8/5/2027

Morgan Stanley Finance LLC 0.00% due 8/6/2026

Morgan Stanley Finance LLC 0.00% due 8/5/2027

Morgan Stanley Finance LLC 0 due 8/3/2027

Morgan Stanley Finance LLC 0 due 8/2/2029

Morgan Stanley Finance LLC 0.00% due 8/1/2025

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0 due 8/1/2024

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above its coupon barrier level on the observation date; Coupon barrier levels: 3,304.232 for S&P, 1,508.184 for Russell; 80% of initial levels due 8/1/2025

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying fund closes at or above its 50% downside threshold on the related quarterly observation date; Downside thresholds: $19.98 for iShares MSCI Emerging Markets ETF, $93.625 for iShares Russell 2000 ETF, $39.21 for Energy Select Sector SPDR Fund, 50% of initial levels due 8/1/2024

Morgan Stanley Finance LLC 12.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/1/2024

Morgan Stanley Finance LLC 10.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/4/2026

Morgan Stanley Finance LLC 15.26%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 8/3/2026

Morgan Stanley Finance LLC 11% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 8/3/2027

Morgan Stanley Finance LLC 13.75%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date; Coupon barrier: 24,633.848 for Dow Jones industrial average, 9,710.978 for Nasdaq-100 index, 1,413.923 for Russell 2000 index, 75% of initial levels due 2/3/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC For the first year only, monthly an annual rate of 6.46% if index has not closed below trigger level on any day during observation period that month or any previous month during life of notes; Trigger level: 3,304.232, 80% of initial level due 8/3/2026

Morgan Stanley Finance LLC 9.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/1/2024

Morgan Stanley Finance LLC 8.8% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 8/1/2024

Morgan Stanley Finance LLC 11.5% annual rate, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 2/1/2024

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/2/2023

Morgan Stanley Finance LLC 12.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date; Downside thresholds: 24,633.848 for Dow Jones industrial average, 9,710.978 for Nasdaq-100, 1,413.923 for Russell 2000, 75% of initial level due 8/1/2024

Morgan Stanley Finance LLC 8.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0 due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 9/1/2023

Morgan Stanley Finance LLC 0 due 8/3/2027

Morgan Stanley Finance LLC 8.55% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/1/2025

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2026

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0 due 8/3/2026

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2026

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 12.5% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 24,633.8475 for Dow, 1,413.9225 for Russell, 9,710.9775 for Nasdaq; 75% of initial levels due 7/27/2023

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/1/2025

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2026

Morgan Stanley Finance LLC 0.00% due 8/3/2028

Morgan Stanley Finance LLC 12% if the underlying stock closes at or above its 75.25% downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 8/16/2023

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0 due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0 due 8/5/2026

Morgan Stanley Finance LLC 0.00% due 8/1/2025

Morgan Stanley Finance LLC 0.00% due 8/3/2027

Morgan Stanley Finance LLC 0.00% due 8/1/2025

Morgan Stanley Finance LLC 0 due 8/3/2027

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 8/2/2023

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 2/1/2024

Morgan Stanley Finance LLC 5.3%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 8/4/2025

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/1/2024

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/1/2024

Morgan Stanley Finance LLC 9.46% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 7/31/2025

Morgan Stanley Finance LLC 8.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/31/2025

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 7.50% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 3/14/2025

Morgan Stanley Finance LLC 13% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 2,525.45 for Stoxx, 1,293.837 for Russell, 2,816.53 for S&P; 70% of initial levels due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/30/2024

Morgan Stanley Finance LLC 0.00% due 7/30/2024

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 10.06% annual rate, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 8/1/2023

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 7/29/2025

Morgan Stanley Finance LLC 9.58% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 7/31/2029

Morgan Stanley Finance LLC 9.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/31/2024

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/31/2024

Morgan Stanley Finance LLC 7.15% annual rate, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 1/31/2024

Morgan Stanley Finance LLC 7.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/29/2027

Morgan Stanley Finance LLC 15%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 5/1/2025

Morgan Stanley Finance LLC 7.6%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/29/2027

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/31/2029

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 6.25% if each stock closes at or above initial share price on annual determination date; otherwise, coupon that year will be 1% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/30/2027

Morgan Stanley Finance LLC 0.00% due 7/31/2029

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/31/2029

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/30/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2032

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2027

Morgan Stanley Finance LLC 0.00% due 7/30/2027

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/27/2027

Morgan Stanley Finance LLC 9.25% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/25/2025

Morgan Stanley Finance LLC 14.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/26/2023

Morgan Stanley Finance LLC 11.1%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/25/2025

Morgan Stanley Finance LLC 10.3%, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 7/25/2024

Morgan Stanley Finance LLC 12.4%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 7/25/2025

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying fund closes at or above its 75% coupon barrier on the related monthly observation date due 7/25/2025

Morgan Stanley Finance LLC 0.00% due 1/27/2027

Morgan Stanley Finance LLC 0.00% due 1/27/2028

Morgan Stanley Finance LLC 0.00% due 7/27/2026

Morgan Stanley Finance LLC 0.00% due 7/27/2026

Morgan Stanley Finance LLC 0.00% due 1/27/2028

Morgan Stanley Finance LLC 0.00% due 7/27/2027

Morgan Stanley Finance LLC 0.00% due 7/27/2027

Morgan Stanley Finance LLC 0.00% due 7/27/2028

Morgan Stanley Finance LLC 0.00% due 7/27/2027

Morgan Stanley Finance LLC 0.00% due 7/27/2027

Morgan Stanley Finance LLC 0.00% due 1/27/2027

Morgan Stanley Finance LLC 0.00% due 7/27/2027

Morgan Stanley Finance LLC 0.00% due 7/26/2027

Morgan Stanley Finance LLC 0.00% due 7/15/2024

Morgan Stanley Finance LLC 8.90% due 12/26/2023

Morgan Stanley Finance LLC 7.00% due 7/24/2025

Morgan Stanley Finance LLC 0.00% due 7/26/2027

Morgan Stanley Finance LLC 15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 4/24/2025

Morgan Stanley Finance LLC 9.05% due 10/25/2023

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/24/2023

Morgan Stanley Finance LLC 4.15% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/24/2023

Morgan Stanley Finance LLC 4.75% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/22/2024

Morgan Stanley Finance LLC 6.6% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 7/22/2027

Morgan Stanley Finance LLC 0.00% due 7/22/2027

Morgan Stanley Finance LLC 11.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 7/23/2025

Morgan Stanley Finance LLC 6%, paid monthly, if the underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/22/2027

Morgan Stanley Finance LLC 26% annual rate, paid quarterly, if each underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 7/18/2024

Morgan Stanley Finance LLC 10.65% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 8/23/2023

Morgan Stanley Finance LLC 0.00% due 7/23/2025

Morgan Stanley Finance LLC 0.00% due 7/18/2025

Morgan Stanley Finance LLC 0.00% due 7/18/2025

Morgan Stanley Finance LLC 0.00% due 7/20/2026

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 8.25%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 1/19/2024

Morgan Stanley Finance LLC 8.3%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 10/19/2023

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 10/19/2023

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on every trading day during the observation period due 7/18/2024

Morgan Stanley Finance LLC 0.00% due 7/18/2025

Morgan Stanley Finance LLC 0.00% due 7/18/2025

Morgan Stanley Finance LLC 10.37%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 7/18/2025

Morgan Stanley Finance LLC 11.25%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 7/18/2025

Morgan Stanley Finance LLC 6.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 7/20/2027

Morgan Stanley Finance LLC 11.75% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 7/18/2025

Morgan Stanley Finance LLC 8.75% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/18/2025

Morgan Stanley Finance LLC 10.3% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/18/2024

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/20/2023

Morgan Stanley Finance LLC 12.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/21/2023

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/20/2023

Morgan Stanley Finance LLC 0.00% due 10/18/2024

Morgan Stanley Finance LLC 0.00% due 7/10/2024

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 0.00% due 8/18/2023

Morgan Stanley Finance LLC 0.00% due 7/20/2026

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 0.00% due 12/20/2023

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 7.75%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,704.21 for S&P, 5,011.31 for FTSE; 70% of initial levels due 7/18/2025

Morgan Stanley Finance LLC 9.75%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,704.21 for S&P, 5,011.31 for FTSE; 70% of initial levels due 7/18/2025

Morgan Stanley Finance LLC 0.00% due 7/20/2032

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 0.00% due 7/20/2032

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 0.00% due 7/16/2027

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 0.00% due 7/20/2027

Morgan Stanley Finance LLC 9.00% due 10/18/2023

Morgan Stanley Finance LLC 7.00% due 10/18/2023

Morgan Stanley Finance LLC 0.00% due 12/8/2023

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 7/11/2024

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/16/2024

Morgan Stanley Finance LLC 0.00% due 7/16/2025

Morgan Stanley Finance LLC 0.00% due 7/16/2026

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 7/11/2025

Morgan Stanley Finance LLC 8.5%, paid quarterly, if the underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/11/2024

Morgan Stanley Finance LLC 0.00% due 1/11/2024

Morgan Stanley Finance LLC 10.5%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 7/11/2025

Morgan Stanley Finance LLC 22.6%, paid quarterly, if the underlying fund closes at or above its 70% coupon barrier on the related quarterly observation date due 7/10/2025

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 7/11/2025

Morgan Stanley Finance LLC 0.00% due 7/13/2027

Morgan Stanley Finance LLC 0.00% due 10/12/2023

Morgan Stanley Finance LLC 0.00% due 7/13/2026

Morgan Stanley Finance LLC 0.00% due 7/13/2026

Morgan Stanley Finance LLC 0.00% due 7/13/2027

Morgan Stanley Finance LLC 14.1%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 1/10/2025

Morgan Stanley Finance LLC 0.00% due 7/12/2027

Morgan Stanley Finance LLC 0.00% due 7/10/2025

Morgan Stanley Finance LLC 12.65%, paid quarterly, if each underlying fund closes at or above its 70% coupon barrier on the related quarterly observation date due 7/11/2024

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/9/2027

Morgan Stanley Finance LLC 0.00% due 8/22/2023

Morgan Stanley Finance LLC 0.00% due 7/9/2027

Morgan Stanley Finance LLC 0.00% due 7/11/2023

Morgan Stanley Finance LLC 10.9%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/5/2024

Morgan Stanley Finance LLC 11.9%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 7/7/2023

Morgan Stanley Finance LLC 0.00% due 7/7/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 3,028.304 for S&P, 1,366.392 for Russell; 80% of initial levels due 7/3/2025

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/5/2024

Morgan Stanley Finance LLC 11.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/6/2027

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/2/2026

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/5/2024

Morgan Stanley Finance LLC 13% annual rate, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 1/5/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/3/2025

Morgan Stanley Finance LLC 7.1%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 10/5/2023

Morgan Stanley Finance LLC 10.8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/3/2025

Morgan Stanley Finance LLC 12.6%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/5/2024

Morgan Stanley Finance LLC 10.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/5/2023

Morgan Stanley Finance LLC 6.75%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 1/5/2024

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 12.6% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 23,081.5725 for Dow, 1,280.9925 for Russell, 8,627.79 for Nasdaq; 75% of initial levels due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 7/7/2025

Morgan Stanley Finance LLC 0.00% due 1/6/2026

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/5/2029

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2026

Morgan Stanley Finance LLC 16.5% annual rate, paid quarterly, if each underlying fund closes at or above its 70% coupon barrier on the related observation date due 6/27/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 9.2%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 1/4/2027

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 7/2/2027

Morgan Stanley Finance LLC 0.00% due 7/2/2027

Morgan Stanley Finance LLC 0.00% due 10/16/2024

Morgan Stanley Finance LLC 0.00% due 7/5/2028

Morgan Stanley Finance LLC 18%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier level: $70.884; 66% of initial price due 1/3/2024

Morgan Stanley Finance LLC 9.81%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier level: $82.46; 60% of initial price due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/2/2027

Morgan Stanley Finance LLC 10.38%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 7/3/2025

Morgan Stanley Finance LLC 15.25%, paid monthly, if the underlying stock closes at or above its 67% downside threshold on the related monthly observation date due 8/2/2023

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2032

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 8.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/1/2026

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 1/2/2025

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/2/2024

Morgan Stanley Finance LLC 10.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/2/2025

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 7/2/2025

Morgan Stanley Finance LLC 0.00% due 7/2/2025

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/2/2024

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/2/2024

Morgan Stanley Finance LLC 13% annual rate, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 7/2/2024

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/2/2024

Morgan Stanley Finance LLC 7.5% annualized, payable monthly if each index closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: 23,578.695 for Dow, 1,328.807 for Russell, 9,006.18 for Nasdaq; 75% of initial levels due 7/2/2025

Morgan Stanley Finance LLC 9.25% annual rate, paid monthly, if each underlier closes at or above its 85% coupon barrier on the related monthly observation date due 4/1/2025

Morgan Stanley Finance LLC 5.15%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 7/2/2024

Morgan Stanley Finance LLC 14% annualized, payable monthly if each ETF closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $190.016 for VanEck, $58.952 for SPDR; 80% of initial levels due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 4/2/2024

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 8/1/2023

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 8/1/2023

Morgan Stanley Finance LLC 0.00% due 7/2/2029

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/2/2025

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 6.75% payable annually if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 1% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 7/2/2029

Morgan Stanley Finance LLC 0.00% due 7/2/2029

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2032

Morgan Stanley Finance LLC 0.00% due 6/29/2029

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 7/1/2027

Morgan Stanley Finance LLC 10.55% due 7/2/2024

Morgan Stanley Finance LLC 0.00% due 6/27/2025

Morgan Stanley Finance LLC 0.00% due 6/29/2026

Morgan Stanley Finance LLC 0.00% due 6/29/2027

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/30/2024

Morgan Stanley Finance LLC 0.00% due 6/27/2024

Morgan Stanley Finance LLC 10.15%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 6/27/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 6/28/2029

Morgan Stanley Finance LLC 10.1%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 6/27/2025

Morgan Stanley Finance LLC 10.05%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/27/2024

Morgan Stanley Finance LLC 10.05%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 6/27/2024

Morgan Stanley Finance LLC 15.5% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 6/30/2023

Morgan Stanley Finance LLC 14%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/30/2023

Morgan Stanley Finance LLC 8.15%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/30/2023

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 6/27/2025

Morgan Stanley Finance LLC 0.00% due 6/26/2023

Morgan Stanley Finance LLC 0.00% due 3/29/2023

Morgan Stanley Finance LLC 0.00% due 6/29/2027

Morgan Stanley Finance LLC 0.00% due 6/29/2026

Morgan Stanley Finance LLC 11.15% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 22,050.476 for Dow, 1,236.0159 for Russell, 8,474.095 for Nasdaq; 70% of initial levels due 12/29/2023

Morgan Stanley Finance LLC 12.59% annual rate, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date; previously unpaid coupons will also be paid due 6/27/2024

Morgan Stanley Finance LLC 9.32%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $79.36; 54.3% of initial price due 6/27/2025

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $153.70; 62% of initial price due 6/27/2025

Morgan Stanley Finance LLC 10.21%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $133.78; 55% of initial price due 6/27/2025

Morgan Stanley Finance LLC 0.00% due 6/29/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 0.00% due 6/29/2027

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 3/28/2024

Morgan Stanley Finance LLC 14.54%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 12/29/2026

Morgan Stanley Finance LLC 7.25%, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 6/27/2024

Morgan Stanley Finance LLC 0.00% due 7/26/2024

Morgan Stanley Finance LLC SOFR plus 137.5 bps with floor of 0.1%, payable monthly due 6/27/2029

Morgan Stanley Finance LLC 0.00% due 6/28/2027

Morgan Stanley Finance LLC 0.00% due 6/28/2027

Morgan Stanley Finance LLC 5% payable annually if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 2% due 6/28/2027

Morgan Stanley Finance LLC 0.00% due 6/28/2027

Morgan Stanley Finance LLC 0.00% due 6/28/2027

Morgan Stanley Finance LLC 0.00% due 9/27/2023

Morgan Stanley Finance LLC 12.05%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 6/26/2025

Morgan Stanley Finance LLC 11.75% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/26/2025

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/26/2025

Morgan Stanley Finance LLC 0.00% due 6/24/2027

Morgan Stanley Finance LLC 0.00% due 6/27/2028

Morgan Stanley Finance LLC 0.00% due 6/25/2027

Morgan Stanley Finance LLC 0.00% due 6/27/2028

Morgan Stanley Finance LLC 0.00% due 6/26/2025

Morgan Stanley Finance LLC 0.00% due 6/25/2027

Morgan Stanley Finance LLC 0.00% due 6/25/2027

Morgan Stanley Finance LLC 0.00% due 6/25/2027

Morgan Stanley Finance LLC 14%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/26/2025

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 12% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/21/2023

Morgan Stanley Finance LLC 6.75%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 9/26/2023

Morgan Stanley Finance LLC 0.00% due 6/24/2027

Morgan Stanley Finance LLC 0.00% due 6/26/2025

Morgan Stanley Finance LLC 0.00% due 6/24/2027

Morgan Stanley Finance LLC 0.00% due 6/24/2027

Morgan Stanley Finance LLC 0.00% due 6/24/2027

Morgan Stanley Finance LLC 0.00% due 6/24/2027

Morgan Stanley Finance LLC 0.00% due 6/24/2027

Morgan Stanley Finance LLC 0.00% due 6/23/2027

Morgan Stanley Finance LLC 0.00% due 6/23/2026

Morgan Stanley Finance LLC 0.00% due 6/23/2027

Morgan Stanley Finance LLC 13.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 6/23/2025

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/23/2025

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/23/2025

Morgan Stanley Finance LLC 13.6% per year, payable quarterly if each index closes at or above its coupon threshold level on every trading day during the observation period; Coupon threshold levels: 7,886.193 for Nasdaq, 1,165.986 for Russell, 2,572.388 for S&P; 70% of initial levels due 6/21/2024

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/21/2024

Morgan Stanley Finance LLC 8.5%, paid quarterly, if the underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/21/2024

Morgan Stanley Finance LLC 12.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/21/2024

Morgan Stanley Finance LLC 0.00% due 12/21/2023

Morgan Stanley Finance LLC 8.6%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 6/23/2025

Morgan Stanley Finance LLC 8.2%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 6/26/2023

Morgan Stanley Finance LLC 22.63%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 6/23/2025

Morgan Stanley Finance LLC 0.00% due 6/23/2027

Morgan Stanley Finance LLC 0.00% due 12/22/2027

Morgan Stanley Finance LLC 0.00% due 12/22/2026

Morgan Stanley Finance LLC 0.00% due 6/23/2026

Morgan Stanley Finance LLC 0.00% due 6/23/2026

Morgan Stanley Finance LLC 0.00% due 12/22/2026

Morgan Stanley Finance LLC 0.00% due 12/22/2025

Morgan Stanley Finance LLC 0.00% due 6/23/2027

Morgan Stanley Finance LLC 0.00% due 6/23/2027

Morgan Stanley Finance LLC 0.00% due 12/22/2027

Morgan Stanley Finance LLC 0.00% due 6/23/2027

Morgan Stanley Finance LLC 0.00% due 6/23/2027

Morgan Stanley Finance LLC 0.00% due 6/23/2028

Morgan Stanley Finance LLC 0.00% due 6/22/2029

Morgan Stanley Finance LLC 0.00% due 6/23/2027

Morgan Stanley Finance LLC 0.00% due 6/23/2034

Morgan Stanley Finance LLC 0.00% due 6/21/2030

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 60% coupon barrier on the related monthly observation date due 6/20/2025

Morgan Stanley Finance LLC 50% per year, paid monthly if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 3/21/2024

Morgan Stanley Finance LLC 60% per year, paid monthly if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 6/21/2027

Morgan Stanley Finance LLC 0.00% due 6/21/2032

Morgan Stanley Finance LLC 0.00% due 6/22/2027

Morgan Stanley Finance LLC 11.6% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 12/19/2024

Morgan Stanley Finance LLC 13.75% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/20/2023

Morgan Stanley Finance LLC 14.67%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/19/2024

Morgan Stanley Finance LLC 0.00% due 6/20/2025

Morgan Stanley Finance LLC 0.00% due 6/20/2025

Morgan Stanley Finance LLC 15%, paid monthly, if the underlying stock closes at or above its 68% downside threshold on the related monthly observation date due 7/20/2023

Morgan Stanley Finance LLC 9.6% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/19/2024

Morgan Stanley Finance LLC 9.65% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/20/2023

Morgan Stanley Finance LLC 0.00% due 6/17/2027

Morgan Stanley Finance LLC 0.00% due 6/21/2027

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 6/21/2027

Morgan Stanley Finance LLC 0.00% due 6/21/2027

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 6/17/2032

Morgan Stanley Finance LLC 0.00% due 6/20/2025

Morgan Stanley Finance LLC 0.00% due 6/21/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 6/16/2027

Morgan Stanley Finance LLC 0.00% due 6/17/2027

Morgan Stanley Finance LLC 0.00% due 6/17/2027

Morgan Stanley Finance LLC 0.00% due 6/17/2027

Morgan Stanley Finance LLC 0.00% due 6/15/2027

Morgan Stanley Finance LLC 10.65% per year, payable monthly if each asset closes at or above coupon barrier level on observation date that month; Coupon barriers: 1,350.213 for Russell, 2,699.4 for Stoxx, $30.848 for ETF; 75% of initial levels due 6/13/2025

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 6/13/2024

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/13/2024

Morgan Stanley Finance LLC 0.00% due 1/15/2025

Morgan Stanley Finance LLC 9.26%, paid monthly, if each underlying stock closes at or above its 50% downside threshold on the related monthly observation date due 6/13/2025

Morgan Stanley Finance LLC 8.25% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 12/14/2023

Morgan Stanley Finance LLC 15.22% annual rate, paid quarterly, if each underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 6/13/2025

Morgan Stanley Finance LLC 8.85%, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 6/16/2023

Morgan Stanley Finance LLC 0.00% due 6/15/2028

Morgan Stanley Finance LLC 0.00% due 6/15/2027

Morgan Stanley Finance LLC 0.00% due 6/15/2027

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 50% downside threshold on the related quarterly observation date due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 6/13/2028

Morgan Stanley Finance LLC 0.00% due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 6/13/2028

Morgan Stanley Finance LLC 7.00% due 9/13/2023

Morgan Stanley Finance LLC 9.00% due 9/13/2023

Morgan Stanley Finance LLC 0.00% due 6/10/2027

Morgan Stanley Finance LLC 0.00% due 6/10/2027

Morgan Stanley Finance LLC 0.00% due 12/11/2024

Morgan Stanley Finance LLC 6.25% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/11/2027

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/11/2024

Morgan Stanley Finance LLC 0.00% due 6/9/2023

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 6/6/2025

Morgan Stanley Finance LLC 9.05%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on every trading day during the observation period due 6/6/2024

Morgan Stanley Finance LLC 0.00% due 12/7/2023

Morgan Stanley Finance LLC 11%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 5/30/2025

Morgan Stanley Finance LLC 36%, paid monthly, if each underlying stock closes at or above its 50% downside threshold on the related monthly observation date due 3/7/2024

Morgan Stanley Finance LLC 48%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 3/7/2024

Morgan Stanley Finance LLC 66%, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date due 3/7/2024

Morgan Stanley Finance LLC 9.3%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 6/6/2024

Morgan Stanley Finance LLC 9.00% due 12/7/2023

Morgan Stanley Finance LLC 0.00% due 6/10/2027

Morgan Stanley Finance LLC 0.00% due 6/8/2027

Morgan Stanley Finance LLC 0.00% due 6/8/2027

Morgan Stanley Finance LLC 0.00% due 6/8/2027

Morgan Stanley Finance LLC 0.00% due 6/8/2027

Morgan Stanley Finance LLC 0.00% due 6/8/2027

Morgan Stanley Finance LLC 0.00% due 10/7/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2026

Morgan Stanley Finance LLC 0.00% due 6/7/2027

Morgan Stanley Finance LLC 0.00% due 1/5/2024

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/7/2023

Morgan Stanley Finance LLC 0.00% due 1/24/2024

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/5/2024

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/5/2026

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 6/5/2024

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 6/5/2024

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/4/2027

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2023

Morgan Stanley Finance LLC 14.25%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 6/5/2024

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/5/2023

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 65% downside threshold on the related monthly observation date due 12/5/2023

Morgan Stanley Finance LLC 14.25%, paid quarterly, if each underlying index closes at or above its 100% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 6/4/2027

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/5/2023

Morgan Stanley Finance LLC 12.35%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/6/2023

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2024

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/5/2023

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/5/2024

Morgan Stanley Finance LLC 16%, paid quarterly, if the underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 6/3/2027

Morgan Stanley Finance LLC 11.75%, paid quarterly, if the underlying index closes at or above its 60% coupon barrier on the related quarterly observation date due 6/3/2027

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 7/26/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 16% per year, payable quarterly if each fund closes at or above downside threshold price on determination date for that quarter due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 11.75%, payable quarterly, if each underlier closes at or above its 65% coupon barrier on the related quarterly observation date due 5/30/2025

Morgan Stanley Finance LLC 8.4%, paid quarterly, if the underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 14.2%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 6/5/2023

Morgan Stanley Finance LLC 14.8% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $94.055; 50% of initial price due 5/30/2025

Morgan Stanley Finance LLC 13.85%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/31/2024

Morgan Stanley Finance LLC 11.5%, paid monthly, if each underlier closes at or above its 60% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 6/2/2027

Morgan Stanley Finance LLC 0.00% due 6/2/2027

Morgan Stanley Finance LLC 0.00% due 6/2/2027

Morgan Stanley Finance LLC 0.00% due 6/2/2026

Morgan Stanley Finance LLC 0.00% due 6/2/2027

Morgan Stanley Finance LLC 0.00% due 6/2/2027

Morgan Stanley Finance LLC 0.00% due 6/2/2027

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 6/2/2027

Morgan Stanley Finance LLC 0.00% due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 5/29/2025

Morgan Stanley Finance LLC 11%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 5/30/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/30/2025

Morgan Stanley Finance LLC 8.5% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/30/2025

Morgan Stanley Finance LLC 9.26%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 5/30/2025

Morgan Stanley Finance LLC 5.8%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 6/1/2029

Morgan Stanley Finance LLC 0.00% due 5/28/2032

Morgan Stanley Finance LLC 0.00% due 5/31/2029

Morgan Stanley Finance LLC 0.00% due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 14.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/31/2024

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/2/2026

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/29/2024

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 5/31/2024

Morgan Stanley Finance LLC 8.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/29/2024

Morgan Stanley Finance LLC 6% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/30/2023

Morgan Stanley Finance LLC 9.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/30/2023

Morgan Stanley Finance LLC 8.15%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/28/2027

Morgan Stanley Finance LLC 16% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 2/28/2025

Morgan Stanley Finance LLC 10.5% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 2/28/2025

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlier closes at or above its 85% coupon barrier on the related monthly observation date due 2/28/2025

Morgan Stanley Finance LLC 7.25% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 8.50% due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2029

Morgan Stanley Finance LLC 0.00% due 5/31/2029

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 5.25% annual rate, paid annually if each stock closes at or above its initial level on the relevant review date; if any stock closes below its initial level on the the review date, the coupon will be paid at a rate of 1% per year due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/31/2029

Morgan Stanley Finance LLC 0.00% due 5/31/2029

Morgan Stanley Finance LLC 0.00% due 5/31/2029

Morgan Stanley Finance LLC 0.00% due 5/31/2029

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/27/2032

Morgan Stanley Finance LLC 0.00% due 5/28/2032

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/27/2027

Morgan Stanley Finance LLC 0.00% due 5/27/2027

Morgan Stanley Finance LLC 0.00% due 5/27/2027

Morgan Stanley Finance LLC 12.5% annual rate, paid quarterly, if each underlying index closes at or above its 65% coupon barrier on the related quarterly observation date due 5/30/2024

Morgan Stanley Finance LLC 9.43%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/30/2029

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/29/2023

Morgan Stanley Finance LLC 15.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/30/2023

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/27/2027

Morgan Stanley Finance LLC 0.00% due 5/27/2027

Morgan Stanley Finance LLC 0.00% due 5/29/2029

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 5/29/2025

Morgan Stanley Finance LLC 0.00% due 5/29/2025

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 5/29/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 5/27/2027

Morgan Stanley Finance LLC 0.00% due 5/25/2027

Morgan Stanley Finance LLC 0.00% due 5/25/2027

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/25/2024

Morgan Stanley Finance LLC 14%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/25/2024

Morgan Stanley Finance LLC 13.25% annual rate, paid monthly, if the underlying stock closes at or above its 75% downside threshold on the related monthly observation date due 6/23/2023

Morgan Stanley Finance LLC 10.5%, paid monthly, if the underlying stock closes at or above its 75% downside threshold on the related monthly observation date due 6/23/2023

Morgan Stanley Finance LLC 10.75%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/26/2023

Morgan Stanley Finance LLC 11.1%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/23/2025

Morgan Stanley Finance LLC 9.3%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 5/23/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 67.9% downside threshold on the related quarterly observation date due 11/24/2023

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 68% downside threshold on the related quarterly observation date due 8/24/2023

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 5/23/2024

Morgan Stanley Finance LLC 8.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/23/2025

Morgan Stanley Finance LLC 63% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 10.75%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 5/23/2025

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 2/25/2025

Morgan Stanley Finance LLC 0.00% due 5/25/2028

Morgan Stanley Finance LLC 0.00% due 5/25/2027

Morgan Stanley Finance LLC 0.00% due 5/25/2027

Morgan Stanley Finance LLC 0.00% due 5/24/2028

Morgan Stanley Finance LLC 0.00% due 5/26/2026

Morgan Stanley Finance LLC 0.00% due 5/26/2026

Morgan Stanley Finance LLC 0.00% due 5/25/2027

Morgan Stanley Finance LLC 0.00% due 5/25/2027

Morgan Stanley Finance LLC 11% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 23,446.425 for Dow, 1,329.9495 for Russell, 8,876.715 for Nasdaq; 75% of initial levels due 11/24/2023

Morgan Stanley Finance LLC 0.00% due 11/25/2026

Morgan Stanley Finance LLC 0.00% due 11/25/2025

Morgan Stanley Finance LLC 0.00% due 5/23/2024

Morgan Stanley Finance LLC 0.00% due 5/23/2025

Morgan Stanley Finance LLC 15.37% if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 6/7/2023

Morgan Stanley Finance LLC 13.25% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 2,559.92 for Stoxx, 1,241.286 for Russell, 21,883.33 for Dow; 70% of initial levels due 8/25/2025

Morgan Stanley Finance LLC 0.00% due 5/25/2027

Morgan Stanley Finance LLC 0.00% due 11/26/2027

Morgan Stanley Finance LLC 0.00% due 5/25/2027

Morgan Stanley Finance LLC 0.00% due 5/25/2027

Morgan Stanley Finance LLC 0.00% due 5/25/2028

Morgan Stanley Finance LLC 0.00% due 5/24/2027

Morgan Stanley Finance LLC 6% annual rate, paid quarterly, if each underlying index closes at or above its 50% downside threshold on the related quarterly observation date due 5/25/2023

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/20/2027

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 13%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/22/2025

Morgan Stanley Finance LLC 14.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/24/2023

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/21/2027

Morgan Stanley Finance LLC 0.00% due 5/21/2027

Morgan Stanley Finance LLC 8.3%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,746.58 for S&P, 1,242.392 for Russell; 70% of initial levels due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/22/2028

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/20/2027

Morgan Stanley Finance LLC 11.75%, paid monthly, if the underlying stock closes at or above its 75% downside threshold on the related monthly observation date due 6/23/2023

Morgan Stanley Finance LLC 9.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 10/20/2023

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/21/2025

Morgan Stanley Finance LLC 15.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/16/2024

Morgan Stanley Finance LLC 10.4%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 5/21/2025

Morgan Stanley Finance LLC 8% annual rate, paid monthly, if the underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/17/2022

Morgan Stanley Finance LLC 8%, paid monthly, if the underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/16/2023

Morgan Stanley Finance LLC 7.8%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 8/21/2023

Morgan Stanley Finance LLC 0.00% due 4/19/2024

Morgan Stanley Finance LLC 0.00% due 5/21/2024

Morgan Stanley Finance LLC 0.00% due 5/22/2024

Morgan Stanley Finance LLC 0.00% due 5/19/2027

Morgan Stanley Finance LLC 0.00% due 5/19/2027

Morgan Stanley Finance LLC 0.00% due 5/18/2028

Morgan Stanley Finance LLC 0.00% due 11/18/2027

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/16/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 5/16/2025

Morgan Stanley Finance LLC 7.5%, paid quarterly, if the underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 5/16/2024

Morgan Stanley Finance LLC 9.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/16/2024

Morgan Stanley Finance LLC 0.00% due 5/19/2026

Morgan Stanley Finance LLC 0.00% due 5/16/2025

Morgan Stanley Finance LLC 0.00% due 11/18/2024

Morgan Stanley Finance LLC 10.85%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/16/2025

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/16/2025

Morgan Stanley Finance LLC 9.55%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/16/2025

Morgan Stanley Finance LLC 11.45%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 5/19/2023

Morgan Stanley Finance LLC 13% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/16/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 5/16/2025

Morgan Stanley Finance LLC 12.6% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 5/16/2024

Morgan Stanley Finance LLC 13.25% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/16/2023

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/19/2023

Morgan Stanley Finance LLC 10.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/16/2023

Morgan Stanley Finance LLC 12.75% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/19/2023

Morgan Stanley Finance LLC 10.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/18/2024

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/18/2024

Morgan Stanley Finance LLC 9.35%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/16/2024

Morgan Stanley Finance LLC 11.75% annual rate, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 11/16/2023

Morgan Stanley Finance LLC 14.5% annual rate, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 11/16/2023

Morgan Stanley Finance LLC 16.88% annual rate, payable quarterly if ETF closes above downside threshold level on related observation date; previously unpaid coupons will also be paid due 6/1/2023

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 5.25% due 9/18/2023

Morgan Stanley Finance LLC 5.15% due 3/18/2024

Morgan Stanley Finance LLC 0.00% due 5/16/2025

Morgan Stanley Finance LLC 10% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 24,147.495 for Dow, 1,344.4995 for Russell, 9,290.55 for Nasdaq; 75% of initial levels due 5/18/2026

Morgan Stanley Finance LLC 0.00% due 5/18/2026

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 5/18/2032

Morgan Stanley Finance LLC 0.00% due 5/18/2032

Morgan Stanley Finance LLC 0.00% due 5/18/2027

Morgan Stanley Finance LLC 0.00% due 6/16/2023

Morgan Stanley Finance LLC 0.00% due 5/18/2027

Morgan Stanley Finance LLC 0.00% due 5/18/2027

Morgan Stanley Finance LLC 0.00% due 5/18/2026

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 5/18/2027

Morgan Stanley Finance LLC 10.20% due 5/15/2025

Morgan Stanley Finance LLC 0.00% due 5/14/2027

Morgan Stanley Finance LLC 0.00% due 5/14/2027

Morgan Stanley Finance LLC 0.00% due 5/14/2027

Morgan Stanley Finance LLC 0.00% due 5/17/2027

Morgan Stanley Finance LLC 11.4%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 11/15/2024

Morgan Stanley Finance LLC 13.62%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 11/17/2026

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 5/17/2023

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/16/2023

Morgan Stanley Finance LLC 0.00% due 5/14/2027

Morgan Stanley Finance LLC 0.00% due 5/9/2025

Morgan Stanley Finance LLC 0.00% due 4/12/2024

Morgan Stanley Finance LLC 10.5% annual rate, paid monthly, if the underlying stock closes at or above its 76% downside threshold on the related monthly observation date due 6/15/2023

Morgan Stanley Finance LLC 13.25% annual rate, paid monthly, if the underlying stock closes at or above its 76% downside threshold on the related monthly observation date due 6/15/2023

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/15/2023

Morgan Stanley Finance LLC 13.04% annual rate, paid quarterly, if each underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 5/14/2025

Morgan Stanley Finance LLC 0.00% due 6/14/2023

Morgan Stanley Finance LLC 0.00% due 8/14/2023

Morgan Stanley Finance LLC 0.00% due 5/13/2027

Morgan Stanley Finance LLC 0.00% due 5/14/2029

Morgan Stanley Finance LLC 0.00% due 5/13/2027

Morgan Stanley Finance LLC 11.85%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/12/2024

Morgan Stanley Finance LLC 0.00% due 6/8/2023

Morgan Stanley Finance LLC 10.55%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 5/9/2025

Morgan Stanley Finance LLC 10.1%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 5/9/2025

Morgan Stanley Finance LLC 17.45% annual rate, paid monthly, if each underlying stock closes at or above its 50% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 5/8/2025

Morgan Stanley Finance LLC 8.55%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 5/9/2024

Morgan Stanley Finance LLC 12.17%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date; coupon payment events will automatically include any previously unpaid coupons due 5/9/2024

Morgan Stanley Finance LLC 8.65% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/10/2023

Morgan Stanley Finance LLC 8.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/9/2023

Morgan Stanley Finance LLC 8.15%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/9/2025

Morgan Stanley Finance LLC 0.00% due 6/8/2023

Morgan Stanley Finance LLC 0.00% due 5/11/2027

Morgan Stanley Finance LLC 0.00% due 5/11/2027

Morgan Stanley Finance LLC 0.00% due 5/11/2027

Morgan Stanley Finance LLC 0.00% due 5/11/2027

Morgan Stanley Finance LLC 0.00% due 5/6/2027

Morgan Stanley Finance LLC 0.00% due 5/10/2032

Morgan Stanley Finance LLC 13.75%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 5/10/2024

Morgan Stanley Finance LLC 7.25% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 5/8/2025

Morgan Stanley Finance LLC 0.00% due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 6/8/2023

Morgan Stanley Finance LLC 0.00% due 6/7/2023

Morgan Stanley Finance LLC 16.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/8/2024

Morgan Stanley Finance LLC 0.00% due 6/8/2023

Morgan Stanley Finance LLC 7.70% due 5/7/2024

Morgan Stanley Finance LLC 10% if the underlying stock closes at or above its 69.5% downside threshold on the related quarterly observation date due 5/19/2023

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/6/2027

Morgan Stanley Finance LLC 0.00% due 5/2/2025

Morgan Stanley Finance LLC 8%, paid quarterly, in years one and two irrespective of index performance; starting in year three 8% contingent coupon paid quarterly if each underlying index closes at or above its initial level on the related quarterly observation date including any unpaid coupons due 5/7/2029

Morgan Stanley Finance LLC 6.85% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/6/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 8.25% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 5/2/2024

Morgan Stanley Finance LLC 11% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 5/2/2025

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/3/2027

Morgan Stanley Finance LLC 8.85% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 5/2/2025

Morgan Stanley Finance LLC 10.75% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 5/4/2027

Morgan Stanley Finance LLC 11% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/3/2025

Morgan Stanley Finance LLC 8.2% annual rate, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/2/2024

Morgan Stanley Finance LLC 6.95% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 11.02%, payable monthly only during the first year of the securities and only if the index stays above 90% of its initial level on each day during the month; if the closing level on any day during the monitoring period is below 90% of its initial level, the coupon will not be paid for that period or any other period going forward due 5/4/2026

Morgan Stanley Finance LLC 15.05% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 5/5/2023

Morgan Stanley Finance LLC 8.75% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 11/2/2023

Morgan Stanley Finance LLC 15% annual rate, paid quarterly, if each underlier closes at or above its 73.6% downside threshold on the related quarterly observation date due 5/2/2024

Morgan Stanley Finance LLC 13% annual rate, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 5/2/2024

Morgan Stanley Finance LLC 11.85% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 5/5/2023

Morgan Stanley Finance LLC 11.25% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 11/2/2023

Morgan Stanley Finance LLC 13.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/3/2023

Morgan Stanley Finance LLC 11.6% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/2/2023

Morgan Stanley Finance LLC 11.2% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/2/2025

Morgan Stanley Finance LLC 6.75% annual rate, paid quarterly, if each underlying index closes at or above its 60% coupon barrier on the related quarterly observation date due 2/3/2027

Morgan Stanley Finance LLC 12.25% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/2/2024

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 11/2/2023

Morgan Stanley Finance LLC 13% annual rate, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 11/2/2023

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 8.15% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/2/2025

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 5/4/2026

Morgan Stanley Finance LLC 0.00% due 5/4/2026

Morgan Stanley Finance LLC 0.00% due 5/2/2025

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 5/4/2026

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 11/4/2026

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2026

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/2/2025

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2027

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 7.00% due 10/30/2023

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 5/3/2027

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 5/3/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2031

Morgan Stanley Finance LLC 0.00% due 5/1/2034

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 12% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 5/1/2025

Morgan Stanley Finance LLC 12%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 5/1/2025

Morgan Stanley Finance LLC 16.5% annualized, payable monthly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/1/2024

Morgan Stanley Finance LLC 7.1%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 5/2/2029

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 14.51%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $31.20; 55% of initial price due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 4/29/2032

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2029

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2028

Morgan Stanley Finance LLC 0.00% due 5/1/2028

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 10.5% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 1/29/2026

Morgan Stanley Finance LLC 8.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 1/29/2026

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/31/2024

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 5/1/2024

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/31/2024

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/1/2025

Morgan Stanley Finance LLC 11.7%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 7/21/2023

Morgan Stanley Finance LLC 0.00% due 10/30/2023

Morgan Stanley Finance LLC 7.25% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 10/31/2023

Morgan Stanley Finance LLC 12.75% annual rate, paid quarterly, if each underlying fund closes at or above its 65% downside threshold on the related quarterly observation date due 5/1/2024

Morgan Stanley Finance LLC 7% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 5/1/2025

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/31/2023

Morgan Stanley Finance LLC 14.25% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 12.5% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 7.5% annual rate, paid quarterly, if each underlying index closes at or above its 85% coupon barrier on the related quarterly observation date due 1/30/2025

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if each underlier closes at or above its 85% coupon barrier on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 6% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 6/1/2023

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2029

Morgan Stanley Finance LLC 0.00% due 5/1/2029

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 7% payable annually if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 1% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2029

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2029

Morgan Stanley Finance LLC 0.00% due 5/1/2029

Morgan Stanley Finance LLC 0.00% due 4/29/2032

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 25.16%, payable quarterly if each underlying stock closes at or above its downside threshold on related observation date, plus any previously unpaid coupon due 5/11/2023

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if each index closes at or above its coupon barrier level every day that quarter; Coupon barrier levels: 9,473.25 for Nasdaq, 1,367.942 for Russell, 23,834.62 for Dow; 70% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 4/25/2025

Morgan Stanley Finance LLC 0.00% due 4/27/2026

Morgan Stanley Finance LLC 0.00% due 4/25/2025

Morgan Stanley Finance LLC 7.65%, paid quarterly, if each underlying index closes at or above its 65% coupon barrier on the related quarterly observation date due 4/22/2024

Morgan Stanley Finance LLC 12.1%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/22/2024

Morgan Stanley Finance LLC 0.00% due 10/26/2023

Morgan Stanley Finance LLC 24% annual rate, paid monthly, if each underlying stock closes at or above its 50% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 4/24/2025

Morgan Stanley Finance LLC 10.55% annualized, payable quarterly if the stock closes at or above downside threshold on the relevant review date due 4/25/2025

Morgan Stanley Finance LLC 32% annual rate, paid monthly, if each underlying stock closes at or above its 65% coupon barrier on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 10.35%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 4/22/2024

Morgan Stanley Finance LLC 6.30% due 4/25/2025

Morgan Stanley Finance LLC 0.00% due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 4/27/2026

Morgan Stanley Finance LLC 0.00% due 4/27/2026

Morgan Stanley Finance LLC 0.00% due 4/25/2025

Morgan Stanley Finance LLC 0.00% due 4/27/2027

Morgan Stanley Finance LLC 0.00% due 4/27/2027

Morgan Stanley Finance LLC 0.00% due 4/29/2027

Morgan Stanley Finance LLC 0.00% due 8/7/2024

Morgan Stanley Finance LLC 0.00% due 4/26/2029

Morgan Stanley Finance LLC 0.00% due 4/27/2027

Morgan Stanley Finance LLC 0.00% due 4/26/2029

Morgan Stanley Finance LLC 0.00% due 4/26/2029

Morgan Stanley Finance LLC 0.00% due 4/27/2027

Morgan Stanley Finance LLC 0.00% due 4/27/2027

Morgan Stanley Finance LLC 0.00% due 10/27/2027

Morgan Stanley Finance LLC 0.00% due 4/27/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2023

Morgan Stanley Finance LLC 0.00% due 4/27/2028

Morgan Stanley Finance LLC 0.00% due 4/27/2026

Morgan Stanley Finance LLC 0.00% due 4/27/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2023

Morgan Stanley Finance LLC 0.00% due 8/14/2028

Morgan Stanley Finance LLC 17.25%, payable bimonthly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $128.89; 60% of initial price due 10/25/2023

Morgan Stanley Finance LLC 11.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 10/25/2023

Morgan Stanley Finance LLC 0.00% due 10/24/2023

Morgan Stanley Finance LLC 0.00% due 10/25/2023

Morgan Stanley Finance LLC 14.75%, paid quarterly, if each underlying index closes at or above its 85% downside threshold on the related quarterly observation date due 4/26/2023

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if each index closes at or above coupon barrier level on every trading day during the observation period; Coupon barriers: 10,498.898 for Nasdaq, 3,344.588 for S&P, 2,922.608 for Stoxx; 75% of initial levels due 4/25/2025

Morgan Stanley Finance LLC 0.00% due 10/25/2023

Morgan Stanley Finance LLC 0.00% due 5/25/2023

Morgan Stanley Finance LLC 0.00% due 4/22/2027

Morgan Stanley Finance LLC 0.00% due 3/23/2023

Morgan Stanley Finance LLC 16.85%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on every trading day during the observation period due 4/22/2024

Morgan Stanley Finance LLC 27%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 9% annualized, payable monthly if each ETF closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $18.592 for silver, $31.76 for gold; 80% of initial levels due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 4/22/2027

Morgan Stanley Finance LLC 0.00% due 5/5/2026

Morgan Stanley Finance LLC 0.00% due 4/21/2027

Morgan Stanley Finance LLC 11.65%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,569.77 for S&P, 1,624.612 for Russell, 11,368.21 for Nasdaq; 80% of initial levels due 4/24/2025

Morgan Stanley Finance LLC 11.15% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 9,947.18 for Nasdaq, 1,421.536 for Russell, 24,437.84 for Dow; 70% of initial levels due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 4/21/2032

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 5/4/2028

Morgan Stanley Finance LLC 0.00% due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 4/23/2029

Morgan Stanley Finance LLC 0.00% due 4/11/2025

Morgan Stanley Finance LLC 0.00% due 4/22/2027

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/22/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 1/23/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 4/22/2024

Morgan Stanley Finance LLC 10.05%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/22/2024

Morgan Stanley Finance LLC 13.64%, paid quarterly, if each underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 10.26%, paid quarterly, if each underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 14.75%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 8.55%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 8.07%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/24/2025

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/23/2024

Morgan Stanley Finance LLC 9%, payable quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/23/2024

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 4/24/2023

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/23/2024

Morgan Stanley Finance LLC 7.4%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/24/2025

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/23/2023

Morgan Stanley Finance LLC 11.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/23/2023

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 10/23/2023

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 10/23/2023

Morgan Stanley Finance LLC 6% per year, payable monthly if index closes at or above coupon barrier on observation date for that period; Coupon barrier: 3,141.796; 70% of initial value due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 4/24/2023

Morgan Stanley Finance LLC 4.25% due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 4/22/2027

Morgan Stanley Finance LLC If each stock closes at or above initial share price on an annual observation date, 6%; otherwise, 1% for that year due 4/21/2027

Morgan Stanley Finance LLC 4.5% payable annually if each stock closes at or above initial level on relevant review date; if any stock closes below its initial level on the review date, the coupon will be 1% for that year due 4/21/2027

Morgan Stanley Finance LLC 0.00% due 4/22/2027

Morgan Stanley Finance LLC 9.85%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 9,725.25 for Nasdaq, 1,656.758 for Russell; 70% of initial levels due 4/17/2025

Morgan Stanley Finance LLC 8.45% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 3,078.22 for S&P, 1,390.856 for Russell, 2,682.03 for Stoxx; 70% of initial levels due 4/17/2026

Morgan Stanley Finance LLC 0.00% due 4/16/2026

Morgan Stanley Finance LLC 9.6%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/16/2024

Morgan Stanley Finance LLC 3.25% annually, stepping up to 3.5% on April 13, 2024 and to 3.75% on April 13, 2026; payable semiannually due 4/13/2027

Morgan Stanley Finance LLC 0.00% due 10/11/2024

Morgan Stanley Finance LLC 25%, paid monthly, if each underlying stock closes at or above its 50% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 4/11/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 4/17/2023

Morgan Stanley Finance LLC 7.65%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 1/17/2024

Morgan Stanley Finance LLC 5.15%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 4/17/2023

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 4/16/2024

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/17/2024

Morgan Stanley Finance LLC 7.35%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/16/2023

Morgan Stanley Finance LLC 6.85%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/16/2023

Morgan Stanley Finance LLC 0.00% due 8/24/2023

Morgan Stanley Finance LLC 0.00% due 5/22/2024

Morgan Stanley Finance LLC 0.00% due 4/15/2027

Morgan Stanley Finance LLC 10.20% due 10/16/2023

Morgan Stanley Finance LLC 0.00% due 4/13/2027

Morgan Stanley Finance LLC 0.00% due 4/12/2029

Morgan Stanley Finance LLC 0.00% due 4/12/2029

Morgan Stanley Finance LLC 0.00% due 4/13/2027

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 4/11/2024

Morgan Stanley Finance LLC 11.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every trading day during the observation period due 4/11/2024

Morgan Stanley Finance LLC 8.05%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/11/2025

Morgan Stanley Finance LLC 7.8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/11/2024

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 4/14/2023

Morgan Stanley Finance LLC 7%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/11/2024

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/12/2023

Morgan Stanley Finance LLC 17.4%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 4/11/2025

Morgan Stanley Finance LLC 22%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 4/11/2025

Morgan Stanley Finance LLC 25.5%, paid monthly, if the underlying stock closes at or above its 60% downside threshold on the related monthly observation date; coupon payment events will automatically include any previously unpaid coupons due 4/11/2025

Morgan Stanley Finance LLC 11.00% due 5/11/2023

Morgan Stanley Finance LLC 12.00% due 5/11/2023

Morgan Stanley Finance LLC 0.00% due 4/13/2026

Morgan Stanley Finance LLC 10% if the underlying stock closes at or above its 55.2% downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 4/25/2023

Morgan Stanley Finance LLC 0.00% due 4/9/2027

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/11/2024

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 10/12/2023

Morgan Stanley Finance LLC 6.3% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/10/2024

Morgan Stanley Finance LLC 0.00% due 4/10/2025

Morgan Stanley Finance LLC 12.25% annual rate, payable quarterly if all funds close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: $26.285 for Financial, $53.48 for Energy, $108.031 for Technology, $54.215 for Consumer; 70% of initial levels due 4/10/2025

Morgan Stanley Finance LLC 0.00% due 4/9/2027

Morgan Stanley Finance LLC 0.00% due 4/8/2027

Morgan Stanley Finance LLC 0.00% due 4/4/2029

Morgan Stanley Finance LLC 0.00% due 4/10/2026

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/9/2025

Morgan Stanley Finance LLC 0.00% due 4/8/2024

Morgan Stanley Finance LLC 0.00% due 4/8/2027

Morgan Stanley Finance LLC 0.00% due 4/7/2025

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 4/4/2025

Morgan Stanley Finance LLC 8.55%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/4/2025

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/4/2024

Morgan Stanley Finance LLC 8.25%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 4/4/2025

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 4/4/2025

Morgan Stanley Finance LLC 0.00% due 4/6/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 4/4/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/6/2026

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/6/2026

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 4/5/2027

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/6/2026

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 11.5%, paid quarterly, if the underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 4/2/2025

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 10/5/2023

Morgan Stanley Finance LLC 11.25%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 4/4/2024

Morgan Stanley Finance LLC 15.45%, paid monthly, if the underlying stock closes at or above its 67% downside threshold on the related monthly observation date due 5/4/2023

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 10/5/2023

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/5/2023

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 7/7/2023

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/6/2023

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/5/2024

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 4/3/2025

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/5/2032

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 13.6% annual rate, payable quarterly if all funds close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: $26.824 for Financial, $53.508 for Energy, $111.251 for Technology, $53.123 for Consumer; 70% of initial levels due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 1.75% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 12.75%, payable bimonthly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $89.68; 60% of initial price due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2027

Morgan Stanley Finance LLC 0.00% due 4/2/2027

Morgan Stanley Finance LLC 0.00% due 4/2/2027

Morgan Stanley Finance LLC 0.00% due 4/2/2027

Morgan Stanley Finance LLC 10.25% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/5/2024

Morgan Stanley Finance LLC 6% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 1/4/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2027

Morgan Stanley Finance LLC 0.00% due 3/31/2032

Morgan Stanley Finance LLC 0.00% due 3/31/2027

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 4/1/2027

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2027

Morgan Stanley Finance LLC 0.00% due 4/3/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2024

Morgan Stanley Finance LLC 0.00% due 3/31/2027

Morgan Stanley Finance LLC 0.00% due 3/31/2032

Morgan Stanley Finance LLC 0.00% due 3/31/2027

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2027

Morgan Stanley Finance LLC 16.65% if the underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date, plus any previously unpaid contingent coupons due 4/12/2023

Morgan Stanley Finance LLC 8.45%, paid monthly, if the underlying index closes at or above its 80% downside threshold on the related monthly observation date due 9/28/2023

Morgan Stanley Finance LLC 8.4%, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 5/30/2024

Morgan Stanley Finance LLC 11.65%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/28/2025

Morgan Stanley Finance LLC 11.3%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/30/2023

Morgan Stanley Finance LLC 10.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/28/2023

Morgan Stanley Finance LLC 12.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/30/2023

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/31/2027

Morgan Stanley Finance LLC 11.4%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 3/31/2027

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/31/2027

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/28/2023

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 85% coupon barrier on the related monthly observation date due 12/31/2024

Morgan Stanley Finance LLC 5.05% annualized, payable quarterly if each index closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: 3,634.448 for S&P, 1,662.386 for Russell; 80% of initial levels due 3/28/2024

Morgan Stanley Finance LLC 6.3%, paid quarterly, if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barrier: 24,402.868 for Dow, 10,328.017 for Nasdaq, 1,454.588 for Russell, 70% of initial level due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2027

Morgan Stanley Finance LLC 0.00% due 3/31/2027

Morgan Stanley Finance LLC 12.44% if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 3/28/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2028

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $114.44, 65.5% of initial price due 3/28/2025

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $38.20, 69.5% of initial price due 3/28/2025

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $39.21, 55% of initial price due 3/28/2025

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if each index closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: 787.51 for MSCI, 1,454.588 for Russell, 2,707.41 for Stoxx; 70% of initial levels due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 3/28/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2027

Morgan Stanley Finance LLC 0.00% due 3/1/2027

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/29/2023

Morgan Stanley Finance LLC 9.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/30/2027

Morgan Stanley Finance LLC 0.00% due 3/30/2027

Morgan Stanley Finance LLC 9.3%, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 9.05%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 15.8%, paid monthly, if the underlying stock closes at or above its 62% downside threshold on the related monthly observation date due 6/28/2023

Morgan Stanley Finance LLC 17.25%, paid monthly, if each underlier closes at or above its 60% downside threshold on the related monthly observation date due 9/28/2023

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 9/28/2027

Morgan Stanley Finance LLC 7.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 3/29/2027

Morgan Stanley Finance LLC 8.3% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 24,050.95 for Dow, 1,436.5442 for Russell, 10,113.285 for Nasdaq; 70% of initial levels due 3/26/2026

Morgan Stanley Finance LLC 0.00% due 5/24/2023

Morgan Stanley Finance LLC 0.00% due 3/6/2024

Morgan Stanley Finance LLC 15.4%, paid monthly, if the underlying stock closes at or above its 62% downside threshold on the related monthly observation date due 6/27/2023

Morgan Stanley Finance LLC 12.9%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/27/2024

Morgan Stanley Finance LLC 11.35%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 12/28/2023

Morgan Stanley Finance LLC 5.4%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/27/2023

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/27/2024

Morgan Stanley Finance LLC 0.00% due 9/26/2023

Morgan Stanley Finance LLC 12.56% per year, payable quarterly if each underlier closes at or above its coupon threshold level on every trading day during the observation period; Coupon threshold levels: $58.648 for ETF, 3,568.944 for S&P, 1,652.749 for Russell; 80% of initial levels due 9/24/2026

Morgan Stanley Finance LLC 0.00% due 3/25/2027

Morgan Stanley Finance LLC 0.00% due 3/26/2025

Morgan Stanley Finance LLC 10.25% annualized, payable monthly if the basket closes at or above coupon barrier on review date for that period; Coupon barrier level: 70% of initial level due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 3/25/2027

Morgan Stanley Finance LLC 0.00% due 3/20/2026

Morgan Stanley Finance LLC 0.00% due 3/20/2026

Morgan Stanley Finance LLC 0.00% due 9/23/2024

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 0.00% due 3/20/2025

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/21/2025

Morgan Stanley Finance LLC 12.15%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/21/2023

Morgan Stanley Finance LLC 13.3%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/21/2025

Morgan Stanley Finance LLC 14.35%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/21/2025

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlier closes at or above its 60% downside threshold on the related quarterly observation date due 3/21/2024

Morgan Stanley Finance LLC 10.1%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 3/23/2023

Morgan Stanley Finance LLC 10.55%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 3/21/2025

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 3/21/2025

Morgan Stanley Finance LLC 15%, paid monthly, if the underlying stock closes at or above its 57% downside threshold on the related monthly observation date due 6/23/2023

Morgan Stanley Finance LLC 12.78%, paid quarterly, if the underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 3/23/2026

Morgan Stanley Finance LLC 11.45%, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/23/2026

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 3/21/2025

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 3/21/2025

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 9/23/2024

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 8.00% due 3/23/2023

Morgan Stanley Finance LLC 7.85% due 3/21/2025

Morgan Stanley Finance LLC 0.00% due 3/23/2026

Morgan Stanley Finance LLC 0.00% due 3/23/2026

Morgan Stanley Finance LLC 0.00% due 3/23/2026

Morgan Stanley Finance LLC 0.00% due 3/25/2027

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 0.00% due 3/23/2028

Morgan Stanley Finance LLC 0.00% due 3/22/2029

Morgan Stanley Finance LLC 0.00% due 3/21/2025

Morgan Stanley Finance LLC 0.00% due 3/21/2025

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 0.00% due 9/23/2027

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 3/23/2028

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 14.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/21/2024

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 3/21/2024

Morgan Stanley Finance LLC 22% annual rate, paid quarterly, if the underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 3/21/2023

Morgan Stanley Finance LLC 30.75% annual rate, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 3/23/2023

Morgan Stanley Finance LLC 8.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 11.1% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/21/2023

Morgan Stanley Finance LLC 0.00% due 3/22/2027

Morgan Stanley Finance LLC 0.00% due 3/23/2027

Morgan Stanley Finance LLC 0.00% due 3/18/2027

Morgan Stanley Finance LLC 0.00% due 3/22/2027

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 12.4%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related observation date due 12/19/2024

Morgan Stanley Finance LLC 9.75% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 8.85%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 11% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 9/19/2024

Morgan Stanley Finance LLC 11.35% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 7.75%, paid monthly, if each underlying index closes at or above its 85% coupon barrier on the related monthly observation date due 3/19/2027

Morgan Stanley Finance LLC 0.00% due 9/1/2023

Morgan Stanley Finance LLC 0.00% due 9/21/2026

Morgan Stanley Finance LLC 0.00% due 3/19/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2028

Morgan Stanley Finance LLC 0.00% due 3/15/2027

Morgan Stanley Finance LLC 11.25%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 6/21/2024

Morgan Stanley Finance LLC 12%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 3/20/2025

Morgan Stanley Finance LLC 13.75%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/20/2023

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/20/2023

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/20/2023

Morgan Stanley Finance LLC 11.15%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 3/20/2025

Morgan Stanley Finance LLC 8.6% per year, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/19/2024

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/20/2023

Morgan Stanley Finance LLC 9.25% per year, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 3/18/2027

Morgan Stanley Finance LLC 0.00% due 3/19/2024

Morgan Stanley Finance LLC 0.00% due 3/18/2027

Morgan Stanley Finance LLC 0.00% due 3/18/2027

Morgan Stanley Finance LLC 0.00% due 3/19/2026

Morgan Stanley Finance LLC 13.9%, paid quarterly, if each underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 3/19/2025

Morgan Stanley Finance LLC 40%, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date due 12/19/2023

Morgan Stanley Finance LLC 30% per year, paid monthly, if each underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 12/19/2023

Morgan Stanley Finance LLC 0.00% due 3/17/2027

Morgan Stanley Finance LLC 0.00% due 3/17/2027

Morgan Stanley Finance LLC 0.00% due 3/17/2027

Morgan Stanley Finance LLC 0.00% due 3/17/2027

Morgan Stanley Finance LLC 0.00% due 3/18/2027

Morgan Stanley Finance LLC 0.00% due 3/19/2025

Morgan Stanley Finance LLC 0.00% due 3/18/2027

Morgan Stanley Finance LLC 0.00% due 3/18/2027

Morgan Stanley Finance LLC 0.00% due 3/16/2027

Morgan Stanley Finance LLC 15.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/14/2023

Morgan Stanley Finance LLC 10.05%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on every trading day during the observation period due 3/14/2024

Morgan Stanley Finance LLC 2.15% annually, stepping up to 2.4% on March 15, 2024; payable semiannually due 9/15/2025

Morgan Stanley Finance LLC 10.05%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/14/2025

Morgan Stanley Finance LLC 10.15%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 3/14/2025

Morgan Stanley Finance LLC 13.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/14/2023

Morgan Stanley Finance LLC 10.15%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/14/2023

Morgan Stanley Finance LLC 10.06%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 3/14/2024

Morgan Stanley Finance LLC 12.15%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 3/16/2023

Morgan Stanley Finance LLC 12.2%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/16/2023

Morgan Stanley Finance LLC 7.35%, paid monthly, if each underlying index closes at or above its 85% coupon barrier on the related monthly observation date due 12/16/2024

Morgan Stanley Finance LLC 0.00% due 12/14/2023

Morgan Stanley Finance LLC 0.00% due 9/16/2024

Morgan Stanley Finance LLC 0.00% due 3/16/2027

Morgan Stanley Finance LLC 0.00% due 3/14/2025

Morgan Stanley Finance LLC 0.00% due 3/14/2025

Morgan Stanley Finance LLC 0.00% due 3/14/2025

Morgan Stanley Finance LLC 0.00% due 3/16/2027

Morgan Stanley Finance LLC 0.00% due 3/16/2027

Morgan Stanley Finance LLC 0.00% due 3/16/2028

Morgan Stanley Finance LLC 0.00% due 3/16/2027

Morgan Stanley Finance LLC 0.00% due 3/16/2027

Morgan Stanley Finance LLC 0.00% due 3/16/2027

Morgan Stanley Finance LLC 0.00% due 3/14/2025

Morgan Stanley Finance LLC 0.00% due 3/16/2027

Morgan Stanley Finance LLC 0.00% due 3/16/2027

Morgan Stanley Finance LLC 0.00% due 3/12/2032

Morgan Stanley Finance LLC 0.00% due 3/14/2035

Morgan Stanley Finance LLC 11.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/13/2024

Morgan Stanley Finance LLC 0.00% due 3/12/2027

Morgan Stanley Finance LLC 0.00% due 3/12/2026

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 3/15/2023

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying stock closes at or above its 65% coupon barrier on the related monthly observation date due 3/13/2025

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying stock closes at or above its 65% coupon barrier on the related monthly observation date due 3/13/2025

Morgan Stanley Finance LLC 23.54% per year if each underlying stock closes at or above its 55% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 3/24/2023

Morgan Stanley Finance LLC 9.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/14/2023

Morgan Stanley Finance LLC 0.00% due 3/27/2023

Morgan Stanley Finance LLC 0.00% due 3/14/2024

Morgan Stanley Finance LLC 0.00% due 3/12/2027

Morgan Stanley Finance LLC 15.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/13/2023

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 3/13/2025

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/13/2024

Morgan Stanley Finance LLC 12.5%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/13/2025

Morgan Stanley Finance LLC 0.00% due 3/13/2024

Morgan Stanley Finance LLC 0.00% due 4/13/2023

Morgan Stanley Finance LLC 0.00% due 3/13/2025

Morgan Stanley Finance LLC 13.28% per year, payable quarterly if each index closes at or above its coupon barrier level on every day observation period; Coupon barriers: 9,287.33 for Nasdaq-100, 1,374.108 for Russell, 22,842.85 for Dow; 70% of initial levels due 6/12/2025

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon barrier level on observation date that observation period; Coupon barriers: 2,919.49 for S&P 500, 1,374.108 for Russell, 2,453.7 for Stoxx; 70% of initial levels due 3/13/2028

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/14/2023

Morgan Stanley Finance LLC 0.00% due 3/12/2024

Morgan Stanley Finance LLC 0.00% due 3/11/2027

Morgan Stanley Finance LLC 19.5%, paid monthly, if each underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 3/12/2025

Morgan Stanley Finance LLC 0.00% due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 4/11/2023

Morgan Stanley Finance LLC 0.00% due 8/15/2023

Morgan Stanley Finance LLC 0.00% due 3/13/2023

Morgan Stanley Finance LLC 0.00% due 5/15/2023

Morgan Stanley Finance LLC 0.00% due 10/13/2023

Morgan Stanley Finance LLC 0.00% due 6/15/2023

Morgan Stanley Finance LLC 0.00% due 7/12/2023

Morgan Stanley Finance LLC 10.03% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 24,613.035 for Dow, 1,463.49675 for Russell, 9,989.535 for Nasdaq; 75% of initial levels due 3/12/2025

Morgan Stanley Finance LLC 12.56% per year, paid quarterly, if each index closes at or above its coupon barrier on any related observation date; Coupon barrier levels: 3,150.82 for S&P 500, 1,463.497 for Russell, 2,634.17 for Stoxx; 75% of initial levels due 3/11/2027

Morgan Stanley Finance LLC 0.00% due 3/9/2027

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 3/7/2024

Morgan Stanley Finance LLC 11.35%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/7/2024

Morgan Stanley Finance LLC 8.2% annual rate, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 3/7/2025

Morgan Stanley Finance LLC 8.35% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 3/9/2023

Morgan Stanley Finance LLC 8.05%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 3/7/2024

Morgan Stanley Finance LLC 0.00% due 3/10/2023

Morgan Stanley Finance LLC 0.00% due 6/8/2023

Morgan Stanley Finance LLC 0.00% due 3/9/2027

Morgan Stanley Finance LLC 0.00% due 3/9/2027

Morgan Stanley Finance LLC 0.00% due 3/7/2025

Morgan Stanley Finance LLC 0.00% due 3/7/2025

Morgan Stanley Finance LLC 0.00% due 12/20/2023

Morgan Stanley Finance LLC 12.85% if the underlying stock closes at or above its 82% downside threshold on the related quarterly observation date due 3/7/2025

Morgan Stanley Finance LLC 0.00% due 3/7/2025

Morgan Stanley Finance LLC 0.00% due 3/8/2027

Morgan Stanley Finance LLC 0.00% due 3/9/2027

Morgan Stanley Finance LLC 0.00% due 3/9/2027

Morgan Stanley Finance LLC 0.00% due 3/7/2025

Morgan Stanley Finance LLC 0.00% due 3/9/2028

Morgan Stanley Finance LLC 22.00% due 3/9/2023

Morgan Stanley Finance LLC 0.00% due 3/8/2027

Morgan Stanley Finance LLC 10.5% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/6/2024

Morgan Stanley Finance LLC 13.6%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/6/2024

Morgan Stanley Finance LLC 7.2% annual rate, paid semiannually, if each underlying index closes at or above its 60% downside threshold on the related semiannual observation date due 3/6/2025

Morgan Stanley Finance LLC 0.00% due 3/6/2024

Morgan Stanley Finance LLC 19.5%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 3/6/2025

Morgan Stanley Finance LLC 11.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/8/2023

Morgan Stanley Finance LLC 23.5% annual rate, paid monthly, if each underlying stock closes at or above its 70% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 3/7/2024

Morgan Stanley Finance LLC 0.00% due 3/8/2027

Morgan Stanley Finance LLC 0.00% due 3/6/2025

Morgan Stanley Finance LLC 0.00% due 3/8/2028

Morgan Stanley Finance LLC 0.00% due 4/9/2024

Morgan Stanley Finance LLC 0.00% due 3/6/2024

Morgan Stanley Finance LLC 12.90% due 3/7/2024

Morgan Stanley Finance LLC 0.00% due 3/6/2024

Morgan Stanley Finance LLC 7.85% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 9/8/2023

Morgan Stanley Finance LLC 8.65% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 9/8/2023

Morgan Stanley Finance LLC 9.25% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 9/8/2023

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 3/6/2024

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 6/7/2023

Morgan Stanley Finance LLC 0.00% due 6/14/2023

Morgan Stanley Finance LLC 7.15% due 9/8/2023

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2027

Morgan Stanley Finance LLC 0.00% due 4/6/2023

Morgan Stanley Finance LLC 5.75% annual rate, paid monthly, if the underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/6/2025

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,804.193 for Nasdaq, 1,405.954 for Russell, 23,306.465 for Dow; 70% of initial levels due 3/6/2023

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 4/6/2023

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/3/2025

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/4/2027

Morgan Stanley Finance LLC 11% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 3/4/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 3/5/2025

Morgan Stanley Finance LLC 16.25%, paid quarterly, if each underlying index closes at or above its 85% coupon barrier on the related quarterly observation date due 5/31/2024

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/3/2025

Morgan Stanley Finance LLC 18.5%, paid monthly, if each underlying stock closes at or above its 50% downside threshold on the related monthly observation date due 3/4/2027

Morgan Stanley Finance LLC 8.5% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 8/31/2023

Morgan Stanley Finance LLC 6.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 8/31/2023

Morgan Stanley Finance LLC 11.5% annual rate, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 3/4/2024

Morgan Stanley Finance LLC 19.5% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 3/5/2025

Morgan Stanley Finance LLC 10.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 8/31/2023

Morgan Stanley Finance LLC 12.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/31/2023

Morgan Stanley Finance LLC 0.00% due 8/28/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 3/10/2023

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2026

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 13.25% annual rate, paid quarterly, if each underlying fund closes at or above its 70% coupon barrier on the related observation date due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 3/3/2028

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 2/27/2032

Morgan Stanley Finance LLC 0.00% due 3/2/2027

Morgan Stanley Finance LLC 0.00% due 3/2/2027

Morgan Stanley Finance LLC 0.00% due 3/1/2027

Morgan Stanley Finance LLC 15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/30/2023

Morgan Stanley Finance LLC 6.8% annual rate, paid semiannually, if each underlying index closes at or above its 70% downside threshold on the related semiannual observation date due 2/28/2025

Morgan Stanley Finance LLC 8.3% annual rate, paid semiannually, if each underlying index closes at or above its 70% downside threshold on the related semiannual observation date due 2/28/2025

Morgan Stanley Finance LLC 7.8%, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 14.75%, paid quarterly, if each underlier closes at or above its 75% downside threshold on the related quarterly observation date due 2/29/2024

Morgan Stanley Finance LLC 13.25% annual rate, paid quarterly, if the underlying fund closes at or above its 80% downside threshold on the related quarterly observation date due 2/28/2025

Morgan Stanley Finance LLC 10.2% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $237.488; 75% of initial price due 2/28/2025

Morgan Stanley Finance LLC 5.2% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/2/2023

Morgan Stanley Finance LLC 7.6% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/28/2025

Morgan Stanley Finance LLC 6.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 12/1/2025

Morgan Stanley Finance LLC 12.25% annual rate, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 8/30/2023

Morgan Stanley Finance LLC 12.25% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 2/28/2025

Morgan Stanley Finance LLC 10.4%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 9/2/2027

Morgan Stanley Finance LLC 0.00% due 3/1/2027

Morgan Stanley Finance LLC 0.00% due 3/1/2028

Morgan Stanley Finance LLC 0.00% due 3/2/2027

Morgan Stanley Finance LLC 0.00% due 3/2/2027

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 2.1% annually, stepping up to 2.3% on Feb. 28, 2024; payable semiannually due 8/28/2025

Morgan Stanley Finance LLC 8.18%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/27/2025

Morgan Stanley Finance LLC 11.42%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 2/27/2025

Morgan Stanley Finance LLC 18.25% annual rate, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 2/28/2023

Morgan Stanley Finance LLC 15.25% annual rate, paid monthly, if each underlying stock closes at or above its 70% coupon barrier on the related monthly observation date; previously unpaid coupons will also be paid due 2/27/2025

Morgan Stanley Finance LLC 15.5%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 2/29/2024

Morgan Stanley Finance LLC 13.75%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 2/27/2025

Morgan Stanley Finance LLC 22.5% annual rate, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date, plus any previously unpaid coupons due 5/26/2023

Morgan Stanley Finance LLC 0.00% due 2/27/2032

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 3/1/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 10% per year, payable monthly if each asset closes at or above coupon barrier level on observation date that month; Coupon barriers: 1,458.069 for Russell, 2,980.058 for Stoxx, $35.603 for ETF; 75% of initial levels due 2/27/2025

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/29/2024

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 11/28/2025

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 8/28/2024

Morgan Stanley Finance LLC 7% annual rate, paid quarterly, if each underlier closes at or above its 75% coupon barrier on the related quarterly observation date due 2/28/2024

Morgan Stanley Finance LLC 7.5% annual rate, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 8/28/2023

Morgan Stanley Finance LLC 11.5% annual rate, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 2/28/2024

Morgan Stanley Finance LLC 6% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/29/2023

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 8/28/2023

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlier closes at or above its 85% coupon barrier on the related monthly observation date due 2/26/2027

Morgan Stanley Finance LLC 11.25% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if each underlier closes at or above its 85% coupon barrier on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 11/29/2023

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 11/28/2023

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 3/28/2023

Morgan Stanley Finance LLC 5.75% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/28/2029

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/25/2027

Morgan Stanley Finance LLC 0.00% due 2/28/2029

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/28/2029

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/27/2032

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 2/25/2028

Morgan Stanley Finance LLC 0.00% due 2/23/2027

Morgan Stanley Finance LLC 12.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/28/2023

Morgan Stanley Finance LLC 20.75% annual rate, paid quarterly, if the underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 2/27/2023

Morgan Stanley Finance LLC 16.75% annual rate, paid quarterly, if the underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 2/27/2023

Morgan Stanley Finance LLC 7.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/27/2023

Morgan Stanley Finance LLC 10.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/27/2023

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/28/2023

Morgan Stanley Finance LLC 9.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/25/2023

Morgan Stanley Finance LLC 17% annual rate, paid monthly, if the underlying stock closes at or above its 65% downside threshold on the related monthly observation date due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC 0.00% due 2/25/2027

Morgan Stanley Finance LLC 0.00% due 2/25/2027

Morgan Stanley Finance LLC 0.00% due 2/25/2027

Morgan Stanley Finance LLC 0.00% due 2/24/2028

Morgan Stanley Finance LLC 0.00% due 2/23/2027

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 9.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 9.93%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/24/2023

Morgan Stanley Finance LLC 12.5%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 2/23/2024

Morgan Stanley Finance LLC 6.8% annual rate, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 3/22/2023

Morgan Stanley Finance LLC 9.05%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 9.8%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/23/2024

Morgan Stanley Finance LLC 12%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 8/23/2023

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date, plus any previously unpaid coupons due 2/23/2024

Morgan Stanley Finance LLC 6.25%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 2/23/2027

Morgan Stanley Finance LLC 0.00% due 1/22/2027

Morgan Stanley Finance LLC 35.00% due 8/23/2022

Morgan Stanley Finance LLC 0.00% due 2/23/2026

Morgan Stanley Finance LLC 0.00% due 2/23/2026

Morgan Stanley Finance LLC 0.00% due 2/23/2026

Morgan Stanley Finance LLC 0.00% due 2/23/2026

Morgan Stanley Finance LLC 0.00% due 2/23/2026

Morgan Stanley Finance LLC 0.00% due 2/23/2026

Morgan Stanley Finance LLC 0.00% due 9/1/2023

Morgan Stanley Finance LLC 0.00% due 2/23/2029

Morgan Stanley Finance LLC 0.00% due 2/23/2027

Morgan Stanley Finance LLC 9.59%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $303.96 for S&P 500 ETF, $27.45 for Financial; 70% of initial levels due 2/23/2027

Morgan Stanley Finance LLC 7.64%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $303.96 for S&P 500 ETF, $27.45 for Financial Select; 70% of initial levels due 2/23/2027

Morgan Stanley Finance LLC 8.27%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $48.74, 52% of initial price due 2/23/2023

Morgan Stanley Finance LLC 0.00% due 2/23/2027

Morgan Stanley Finance LLC 0.00% due 8/23/2027

Morgan Stanley Finance LLC 0.00% due 2/23/2027

Morgan Stanley Finance LLC 0.00% due 2/23/2027

Morgan Stanley Finance LLC 0.00% due 2/23/2029

Morgan Stanley Finance LLC 0.00% due 2/24/2028

Morgan Stanley Finance LLC 0.00% due 2/24/2028

Morgan Stanley Finance LLC 0.00% due 2/23/2029

Morgan Stanley Finance LLC 0.00% due 2/23/2024

Morgan Stanley Finance LLC 9.2%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 2/20/2025

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 5/21/2024

Morgan Stanley Finance LLC 7.65%, paid quarterly, if each underlier closes at or above its 60% downside threshold on the related quarterly observation date due 2/22/2024

Morgan Stanley Finance LLC 8.75%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 16.5%, paid monthly, if the underlying fund closes at or above its 70% downside threshold on the related monthly observation date due 8/21/2023

Morgan Stanley Finance LLC 13.55%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 2/19/2027

Morgan Stanley Finance LLC 11.55%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 2/20/2024

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 8.05%, paid quarterly, if each underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 5/20/2024

Morgan Stanley Finance LLC 0.00% due 2/21/2025

Morgan Stanley Finance LLC 0.00% due 3/20/2023

Morgan Stanley Finance LLC 0.00% due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 2/21/2025

Morgan Stanley Finance LLC 10.20% due 2/20/2024

Morgan Stanley Finance LLC 12.8%, paid quarterly, if each underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 2/20/2025

Morgan Stanley Finance LLC 5.4%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 2/19/2027

Morgan Stanley Finance LLC 0.00% due 2/14/2025

Morgan Stanley Finance LLC 0.00% due 3/20/2024

Morgan Stanley Finance LLC 0.00% due 2/18/2027

Morgan Stanley Finance LLC 0.00% due 2/13/2032

Morgan Stanley Finance LLC 0.00% due 2/28/2027

Morgan Stanley Finance LLC 0.00% due 2/17/2027

Morgan Stanley Finance LLC 0.00% due 2/17/2026

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/15/2024

Morgan Stanley Finance LLC 8.4%, paid quarterly, if the underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 2/15/2024

Morgan Stanley Finance LLC 7.8%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on every trading day during the observation period due 2/15/2024

Morgan Stanley Finance LLC 1.6% annually, stepping up to 1.85% on Feb. 15, 2024; payable semiannually due 8/15/2025

Morgan Stanley Finance LLC 0.00% due 2/16/2027

Morgan Stanley Finance LLC 9%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 2/16/2023

Morgan Stanley Finance LLC 12.1%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/15/2024

Morgan Stanley Finance LLC 11.8%, paid monthly, if each underlier closes at or above its 70% coupon barrier on the related monthly observation date due 8/16/2023

Morgan Stanley Finance LLC 16.9%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 2/14/2025

Morgan Stanley Finance LLC 6.5%, paid monthly, if each underlying index closes at or above its 85% coupon barrier on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 0.00% due 3/16/2023

Morgan Stanley Finance LLC 0.00% due 5/16/2023

Morgan Stanley Finance LLC 0.00% due 2/17/2027

Morgan Stanley Finance LLC 0.00% due 2/17/2027

Morgan Stanley Finance LLC 0.00% due 2/14/2025

Morgan Stanley Finance LLC 0.00% due 4/15/2024

Morgan Stanley Finance LLC 0.00% due 3/5/2029

Morgan Stanley Finance LLC 0.00% due 2/16/2027

Morgan Stanley Finance LLC 0.00% due 2/13/2032

Morgan Stanley Finance LLC 0.00% due 2/16/2028

Morgan Stanley Finance LLC 0.00% due 2/17/2027

Morgan Stanley Finance LLC 0.00% due 2/17/2027

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 2/17/2027

Morgan Stanley Finance LLC 0.00% due 2/16/2027

Morgan Stanley Finance LLC 0.00% due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 4/13/2023

Morgan Stanley Finance LLC 0.00% due 2/13/2032

Morgan Stanley Finance LLC 0.00% due 5/26/2026

Morgan Stanley Finance LLC 0.00% due 2/16/2027

Morgan Stanley Finance LLC 0.00% due 2/13/2025

Morgan Stanley Finance LLC 12.40% due 2/14/2024

Morgan Stanley Finance LLC 11.10% due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 2/12/2027

Morgan Stanley Finance LLC 0.00% due 2/12/2027

Morgan Stanley Finance LLC 0.00% due 8/14/2024

Morgan Stanley Finance LLC 15.5%, paid quarterly, if each underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 2/12/2027

Morgan Stanley Finance LLC 6.5%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 2/12/2027

Morgan Stanley Finance LLC 0.00% due 11/15/2023

Morgan Stanley Finance LLC 0.00% due 2/12/2027

Morgan Stanley Finance LLC 4.65% due 5/12/2023

Morgan Stanley Finance LLC 6.65% due 5/12/2023

Morgan Stanley Finance LLC 0.00% due 2/12/2026

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/11/2023

Morgan Stanley Finance LLC 9.6%, paid monthly, if each underlying stock closes at or above its 50% downside threshold on the related monthly observation date due 2/13/2023

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlier closes at or above its 50% downside threshold on the related monthly observation date due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 2/7/2023

Morgan Stanley Finance LLC 10.35%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/13/2023

Morgan Stanley Finance LLC 0.00% due 7/12/2023

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 2/12/2025

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 11/29/2023

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that observation period; Coupon barriers: 3,138.71 for S&P 500, 1,408.819 for Russell, 2,884.39 for Stoxx; 70% of initial levels due 2/14/2024

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 2/9/2028

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 11/9/2023

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 2/7/2025

Morgan Stanley Finance LLC 10.3% annual rate, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 2/7/2025

Morgan Stanley Finance LLC 8.05%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 2/7/2025

Morgan Stanley Finance LLC 8.05%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 2/7/2025

Morgan Stanley Finance LLC 0.00% due 3/9/2023

Morgan Stanley Finance LLC 0.00% due 2/9/2026

Morgan Stanley Finance LLC 0.00% due 2/8/2029

Morgan Stanley Finance LLC 0.00% due 2/9/2026

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $123.61; 62.3% of initial price due 2/7/2025

Morgan Stanley Finance LLC 7%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $380.47; 73.2% of initial price due 2/7/2025

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $35.25; 66.5% of initial price due 2/7/2025

Morgan Stanley Finance LLC 0.00% due 2/9/2027

Morgan Stanley Finance LLC 0.00% due 2/9/2028

Morgan Stanley Finance LLC 16.00% due 2/8/2024

Morgan Stanley Finance LLC 10.52%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on every day that quarter due 8/6/2026

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 12.75% annual rate, paid quarterly, if each underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 2/6/2032

Morgan Stanley Finance LLC 0.00% due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 3/10/2023

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/7/2024

Morgan Stanley Finance LLC 13.9%, paid quarterly, if each underlying stock closes at or above its 75% coupon barrier on the related quarterly observation date due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2027

Morgan Stanley Finance LLC 0.00% due 2/6/2025

Morgan Stanley Finance LLC 8.65%, payable quarterly if ETF closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $276.37; 75% of initial price due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2027

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 10.55%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 2/3/2027

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 2/6/2024

Morgan Stanley Finance LLC 0.00% due 5/11/2023

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/4/2027

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 2/5/2024

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 2/5/2024

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 2/5/2024

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/4/2023

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 2/10/2023

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 2/5/2024

Morgan Stanley Finance LLC 10.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2029

Morgan Stanley Finance LLC 0.00% due 2/5/2029

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 8/3/2026

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/7/2028

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/4/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 1/6/2027

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 2/4/2027

Morgan Stanley Finance LLC 15.75%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 8/2/2023

Morgan Stanley Finance LLC 13.3%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/1/2024

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 11/2/2023

Morgan Stanley Finance LLC 9.55%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 2/1/2024

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 8/2/2023

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 2/2/2027

Morgan Stanley Finance LLC 9.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 2/1/2024

Morgan Stanley Finance LLC 8.8%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date, plus any previously unpaid coupons due 2/2/2027

Morgan Stanley Finance LLC 18.6%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 1/31/2025

Morgan Stanley Finance LLC 18.6%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 1/31/2025

Morgan Stanley Finance LLC 6.35%, paid quarterly, if the underlying index closes at or above its 85% coupon barrier on the related quarterly observation date due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 2/22/2024

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 2/2/2027

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2027

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 8/2/2027

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 2/2/2027

Morgan Stanley Finance LLC 0.00% due 2/2/2027

Morgan Stanley Finance LLC 13% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 11/1/2023

Morgan Stanley Finance LLC 13% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 2/1/2024

Morgan Stanley Finance LLC 7.4%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 8/1/2024

Morgan Stanley Finance LLC 8.6% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 2/1/2024

Morgan Stanley Finance LLC 2.25%, stepping up to 2.5% on Jan. 31, 2026 and to 2.75% on Jan. 31, 2028; payable semiannually due 1/31/2030

Morgan Stanley Finance LLC 14.4%, paid quarterly, if each underlier closes at or above its 75% downside threshold on the related quarterly observation date due 1/31/2024

Morgan Stanley Finance LLC 8.75% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 8/1/2023

Morgan Stanley Finance LLC 8.25% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/1/2023

Morgan Stanley Finance LLC 0.00% due 8/1/2023

Morgan Stanley Finance LLC 6.25% due 1/31/2023

Morgan Stanley Finance LLC 1.75%, stepping up to 2% on Jan. 31, 2024 and 2.25% on Jan. 31, 2026; payable semiannually due 1/31/2027

Morgan Stanley Finance LLC 2.5%, stepping up to 2.75% on Jan. 31, 2028, to 3% on Jan. 31, 2030 and 3.25% on Jan. 31, 2032; payable semiannually due 1/31/2034

Morgan Stanley Finance LLC 1.5%, stepping up to 1.7% on July 31, 2024; payable semiannually due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2032

Morgan Stanley Finance LLC 0.00% due 2/1/2028

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 2/1/2027

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 8.60% due 7/31/2023

Morgan Stanley Finance LLC 9.50% due 1/31/2024

Morgan Stanley Finance LLC 8.45% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 8/16/2023

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/31/2028

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 10/30/2025

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 7/31/2024

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 10/30/2025

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/31/2024

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlier closes at or above its 75% downside threshold on the related quarterly observation date due 1/31/2024

Morgan Stanley Finance LLC 16.5%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 1/30/2025

Morgan Stanley Finance LLC 10.3%, paid quarterly, if each underlying stock closes at or above its 75% coupon barrier on the related quarterly observation date due 1/30/2025

Morgan Stanley Finance LLC 11.4%, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 1/31/2024

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 1/31/2024

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/31/2023

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/1/2023

Morgan Stanley Finance LLC 6.25%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/31/2023

Morgan Stanley Finance LLC 9.7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/31/2024

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying fund closes at or above its 85% coupon barrier on the related monthly observation date due 1/29/2027

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying fund closes at or above its 85% coupon barrier on the related monthly observation date due 1/29/2026

Morgan Stanley Finance LLC 10%, paid monthly, if each underlying fund closes at or above its 85% coupon barrier on the related monthly observation date due 1/29/2027

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying fund closes at or above its 85% coupon barrier on the related monthly observation date due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2024

Morgan Stanley Finance LLC 10.20% due 1/30/2025

Morgan Stanley Finance LLC 10.00% due 1/30/2025

Morgan Stanley Finance LLC 6.50% due 7/28/2023

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/30/2032

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/27/2034

Morgan Stanley Finance LLC 0.00% due 1/28/2032

Morgan Stanley Finance LLC 0.00% due 1/29/2031

Morgan Stanley Finance LLC 8.34%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 1/30/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 10/28/2022

Morgan Stanley Finance LLC 11.7%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/29/2025

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 7.30% due 7/26/2023

Morgan Stanley Finance LLC 0.00% due 7/27/2023

Morgan Stanley Finance LLC 0.00% due 1/28/2028

Morgan Stanley Finance LLC 0.00% due 1/27/2028

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 11/27/2023

Morgan Stanley Finance LLC 10.3%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on every trading day during the observation period due 1/29/2024

Morgan Stanley Finance LLC 10.25% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/24/2025

Morgan Stanley Finance LLC 6.4% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 10/29/2026

Morgan Stanley Finance LLC 7.35%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/29/2025

Morgan Stanley Finance LLC 6.5%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 6.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/24/2025

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/24/2025

Morgan Stanley Finance LLC 10.7% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 7/25/2024

Morgan Stanley Finance LLC 9.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/25/2024

Morgan Stanley Finance LLC 6.35% annual rate, paid quarterly, if the underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/25/2024

Morgan Stanley Finance LLC 8.35%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 1/24/2025

Morgan Stanley Finance LLC 9% annual rate, paid semiannually, if each underlying stock closes at or above its 65% coupon barrier on the related semiannual observation date due 1/28/2025

Morgan Stanley Finance LLC 8.16% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 7/26/2023

Morgan Stanley Finance LLC 8.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/25/2024

Morgan Stanley Finance LLC 5.6% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 1/26/2027

Morgan Stanley Finance LLC 6.75% annual rate, paid quarterly, if each underlier closes at or above its 85% coupon barrier on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 6.10% due 3/23/2023

Morgan Stanley Finance LLC 5.85% due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2026

Morgan Stanley Finance LLC 0.00% due 1/26/2026

Morgan Stanley Finance LLC 0.00% due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 1/28/2028

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 0.00% due 1/25/2029

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 0.00% due 7/26/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2028

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2028

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2028

Morgan Stanley Finance LLC 0.00% due 7/24/2023

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 7.5% annual rate, paid quarterly, if each underlying index closes at or above its 64.25% coupon barrier on the related quarterly observation date due 1/25/2024

Morgan Stanley Finance LLC 17% annual rate, paid quarterly if each underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 1/24/2025

Morgan Stanley Finance LLC 6.25% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 1/24/2025

Morgan Stanley Finance LLC 9.4% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/24/2025

Morgan Stanley Finance LLC 11.75% annual rate, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 1/24/2025

Morgan Stanley Finance LLC 9.75% annual rate, paid quarterly, if the underlying index closes at or above its 95% coupon barrier on the related quarterly observation date due 1/26/2023

Morgan Stanley Finance LLC 4.35% annual rate, paid quarterly, if the underlying index closes at or above its 85% coupon barrier on the related observation date due 1/26/2023

Morgan Stanley Finance LLC 0.00% due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 1/25/2027

Morgan Stanley Finance LLC 0.00% due 1/25/2027

Morgan Stanley Finance LLC 0.00% due 1/24/2025

Morgan Stanley Finance LLC 7.6% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 24,300.773 for Dow, 1,416.8259 for Russell, 10,392.522 for Nasdaq; 70% of initial levels due 10/25/2023

Morgan Stanley Finance LLC 0.00% due 1/25/2027

Morgan Stanley Finance LLC 10.2%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on every trading day during the observation period due 1/19/2024

Morgan Stanley Finance LLC 12.85%, paid quarterly, if each underlying fund closes at or above its 75% downside threshold on the related quarterly observation date due 1/19/2024

Morgan Stanley Finance LLC 7.65%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/19/2024

Morgan Stanley Finance LLC 15.85% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $1,049.61; 50% of initial price due 1/17/2025

Morgan Stanley Finance LLC 0.00% due 1/20/2032

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barriers: 25,279.534 for Dow, 10,846.934 for Nasdaq, 1,511.606 for Russell, 70% of initial levels due 10/18/2023

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barriers: 25,279.534 for Dow, 10,846.934 for Nasdaq, 1,511.606 for Russell, 70% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barriers: 27,085.215 for Dow, 11,621.715 for Nasdaq, 1,619.578 for Russell, 75% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 9.15%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 10/18/2023

Morgan Stanley Finance LLC 9.65%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/18/2024

Morgan Stanley Finance LLC 12.75%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on every trading day during the corresponding observation period due 1/19/2024

Morgan Stanley Finance LLC 2.5%, stepping up to 2.75% on Jan. 18, 2030, to 3% on Jan. 18, 2034 and to 3.25% on Jan. 18, 2036; payable semiannually due 1/18/2037

Morgan Stanley Finance LLC 1.45%, stepping up to 1.65% on Jan. 18, 2024 and to 1.85% on Jan. 18, 2026; payable semiannually due 1/15/2027

Morgan Stanley Finance LLC 2.3%, stepping up to 2.5% on Jan. 18, 2028, to 2.7% on Jan. 18, 2030 and to 2.9% on Jan. 18, 2032; payable semiannually due 1/18/2034

Morgan Stanley Finance LLC 2.2%, stepping up to 2.4% on Jan. 18, 2027, to 2.6% on Jan. 18, 2029 and to 2.8% on Jan. 18, 2031; payable semiannually due 1/18/2032

Morgan Stanley Finance LLC 1.25%, stepping up to 1.5% on Jan. 18, 2024; payable semiannually due 7/18/2025

Morgan Stanley Finance LLC 2%, stepping up to 2.2% on Jan. 18, 2026 and to 2.4% on on Jan. 18, 2028; payable semiannually due 1/18/2030

Morgan Stanley Finance LLC 8.1%, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 10/18/2023

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/18/2022

Morgan Stanley Finance LLC 6.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/18/2023

Morgan Stanley Finance LLC 8.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 7/18/2023

Morgan Stanley Finance LLC 8.95%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 1/19/2024

Morgan Stanley Finance LLC 9.75%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 1/16/2025

Morgan Stanley Finance LLC 9.25%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 1/16/2025

Morgan Stanley Finance LLC 0.00% due 7/18/2023

Morgan Stanley Finance LLC 0.00% due 1/19/2024

Morgan Stanley Finance LLC 0.00% due 7/17/2023

Morgan Stanley Finance LLC 0.00% due 1/19/2027

Morgan Stanley Finance LLC 0.00% due 1/17/2024

Morgan Stanley Finance LLC 8.85%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 1/18/2024

Morgan Stanley Finance LLC 0.00% due 1/30/2023

Morgan Stanley Finance LLC 0.00% due 1/15/2032

Morgan Stanley Finance LLC 0.00% due 1/15/2027

Morgan Stanley Finance LLC 0.00% due 1/15/2026

Morgan Stanley Finance LLC 19.83%, paid monthly, if the underlying stock closes at or above its 65% downside threshold on the related monthly observation date due 1/16/2025

Morgan Stanley Finance LLC 3.05% annualized, payable monthly if the index closes at or above coupon barrier on the relevant review date; Coupon barrier level: 4,006.11; 85% of initial level due 1/17/2023

Morgan Stanley Finance LLC 0.00% due 1/14/2027

Morgan Stanley Finance LLC 0 due 1/14/2027

Morgan Stanley Finance LLC 0.00% due 1/14/2027

Morgan Stanley Finance LLC 11.61% annualized, payable quarterly at a fixed rate for the first seven quarters then payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold: $529.06; 50% of initial price due 1/14/2027

Morgan Stanley Finance LLC 32%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date, plus any previously unpaid coupons due 1/12/2023

Morgan Stanley Finance LLC 0.00% due 1/11/2029

Morgan Stanley Finance LLC 7.35%, paid quarterly, if the underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 1/11/2024

Morgan Stanley Finance LLC 12%, paid quarterly, if each underlying fund closes at or above its 80% downside threshold on the related quarterly observation date due 1/10/2025

Morgan Stanley Finance LLC 8.55%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 1/10/2025

Morgan Stanley Finance LLC 10.45%, paid quarterly, if each underlying fund closes at or above its 75% downside threshold on the related quarterly observation date due 1/10/2025

Morgan Stanley Finance LLC 8.55% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold: $251.232; 80% of initial price due 1/10/2025

Morgan Stanley Finance LLC 0.00% due 1/11/2027

Morgan Stanley Finance LLC 0.00% due 1/11/2029

Morgan Stanley Finance LLC 0.00% due 2/24/2023

Morgan Stanley Finance LLC 17%, paid quarterly if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 1/6/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 1/5/2024

Morgan Stanley Finance LLC 7.9%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 1/5/2024

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 1/3/2025

Morgan Stanley Finance LLC 14.15%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 1/6/2025

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying fund closes at or above its downside threshold on the related quarterly observation date due 1/6/2025

Morgan Stanley Finance LLC 9.05%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 1/6/2025

Morgan Stanley Finance LLC 15.75%, paid monthly, if each underlying stock closes at or above its 50% downside threshold on the related monthly observation date due 1/5/2024

Morgan Stanley Finance LLC 18%, paid quarterly, if the underlying stock closes at or above its 65% coupon barrier on the related quarterly observation date due 1/5/2024

Morgan Stanley Finance LLC 8.2%, paid quarterly if each underlying index closes at or above its downside threshold on the related quarterly observation date due 1/3/2025

Morgan Stanley Finance LLC 33%, paid quarterly, if the underlying stock closes at or above its 65% coupon barrier on the related quarterly observation date due 1/5/2024

Morgan Stanley Finance LLC 0.00% due 1/2/2032

Morgan Stanley Finance LLC 0.00% due 1/4/2029

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 3/30/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 1/6/2026

Morgan Stanley Finance LLC 0.00% due 1/6/2028

Morgan Stanley Finance LLC 0.00% due 1/5/2027

Morgan Stanley Finance LLC 0.00% due 1/4/2027

Morgan Stanley Finance LLC 0.00% due 1/5/2028

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/4/2023

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/4/2023

Morgan Stanley Finance LLC 8.15%, paid quarterly if each underlying index closes at or above its downside threshold on the related quarterly observation date due 1/4/2024

Morgan Stanley Finance LLC 0.00% due 1/4/2024

Morgan Stanley Finance LLC 0.00% due 1/4/2027

Morgan Stanley Finance LLC 0.00% due 1/4/2027

Morgan Stanley Finance LLC 0.00% due 1/4/2027

Morgan Stanley Finance LLC 0.00% due 2/27/2023

Morgan Stanley Finance LLC 8% annual rate, payable monthly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 27,366.4725 for Dow, 1,686.933 for Russell, 12,368.2575 for Nasdaq; 75% of initial levels due 12/30/2022

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 1/6/2027

Morgan Stanley Finance LLC 0.00% due 7/5/2023

Morgan Stanley Finance LLC 0.00% due 12/31/2031

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 12/31/2027

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2023

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 7.7%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $329.42 for S&P 500 ETF, $38.43 for Energy Select; 70% of initial levels due 12/29/2026

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 9.45%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/29/2022

Morgan Stanley Finance LLC 8%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 8.25%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 9.35%, paid quarterly, if each underlying fund closes at or above its downside threshold on the related quarterly observation date due 1/2/2024

Morgan Stanley Finance LLC 8%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 1/2/2024

Morgan Stanley Finance LLC 9.5%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/29/2023

Morgan Stanley Finance LLC 6.13% due 2/27/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/28/2027

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/28/2023

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/28/2023

Morgan Stanley Finance LLC 8.4%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 7.28% per year, payable quarterly if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 9.5% per year, payable semiannually if each underlier closes at or above its downside threshold level on the related determination date due 12/27/2024

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 6/27/2024

Morgan Stanley Finance LLC 10.45% per year, payable quarterly if each underlying fund closes at or above its downside threshold on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 6/27/2023

Morgan Stanley Finance LLC 13.46%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/27/2024

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 12/29/2023

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/27/2023

Morgan Stanley Finance LLC 7.61%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/28/2026

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/28/2023

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each index closes at or above its downside threshold on the related quarterly observation date due 6/27/2023

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/27/2023

Morgan Stanley Finance LLC 0.00% due 6/27/2023

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/30/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2023

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/28/2023

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2028

Morgan Stanley Finance LLC 4.35% due 3/27/2023

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/29/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 6/25/2027

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 12,789.024 for Nasdaq, 28,394.16 for Dow, 1,762.358 for Russell; 80% of initial levels due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/26/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/22/2026

Morgan Stanley Finance LLC 8.75% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/25/2024

Morgan Stanley Finance LLC 8.25% annual rate, paid quarterly if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 10.25% annual rate, paid quarterly if each underlying fund closes at or above its downside threshold on the related quarterly observation date due 6/23/2023

Morgan Stanley Finance LLC 9% annual rate, paid quarterly if each underlying fund closes at or above its downside threshold on the related quarterly observation date due 6/25/2024

Morgan Stanley Finance LLC 7%, annual rate, paid quarterly if each underlying index closes at or above its downside threshold on the related quarterly observation date due 3/23/2023

Morgan Stanley Finance LLC 6.25% annual rate, paid monthly if each underlying index closes at or above its downside threshold on the related monthly observation date due 6/23/2023

Morgan Stanley Finance LLC 8.25% annual rate, paid quarterly if each underlying index closes at or above its downside threshold on the related quarterly observation date due 3/23/2023

Morgan Stanley Finance LLC 9.75% annual rate, paid monthly if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 9/25/2024

Morgan Stanley Finance LLC 7% annual rate, paid quarterly if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 9/25/2024

Morgan Stanley Finance LLC 8.5% annual rate, paid monthly if each underlying fund closes at or above its 85% coupon barrier on the related monthly observation date due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 9/25/2023

Morgan Stanley Finance LLC 0.00% due 6/25/2024

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2023

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2028

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 12.00% due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 12/22/2026

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/20/2024

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 12/21/2023

Morgan Stanley Finance LLC 7.5% annual rate, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/21/2023

Morgan Stanley Finance LLC 2.1%, stepping up to 2.35% on Dec. 21, 2026, to 2.6% on Dec. 22, 2028 and to 2.85% on Dec. 22, 2030; payable semiannually due 12/22/2031

Morgan Stanley Finance LLC 2.5%, stepping up to 2.75% on Dec. 21, 2029, to 3% on Dec. 21, 2033 and to 3.25% on Dec. 21, 2035; payable semiannually due 12/21/2036

Morgan Stanley Finance LLC 1.45%, stepping up to 1.65% on Dec. 21, 2023 and to 1.85% on Dec. 21, 2025; payable semiannually due 12/21/2026

Morgan Stanley Finance LLC 1.1%, stepping up to 1.3% on Dec. 21, 2023; payable semiannually due 6/21/2025

Morgan Stanley Finance LLC 2.05%, stepping up to 2.25% on Dec. 21, 2026 and to 2.5% on Dec. 21, 2028; payable semiannually due 12/21/2029

Morgan Stanley Finance LLC 0 due 12/22/2025

Morgan Stanley Finance LLC 9%, paid quarterly, if each underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/23/2024

Morgan Stanley Finance LLC 8.75% annual rate, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/22/2022

Morgan Stanley Finance LLC 13.5%, paid quarterly, if the underlying stock closes at or above its 65% coupon barrier on the related quarterly observation date due 12/21/2023

Morgan Stanley Finance LLC 10.35%, paid monthly, if each underlying index closes at or above its downside threshold on the related monthly observation date due 3/22/2023

Morgan Stanley Finance LLC 6%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/22/2025

Morgan Stanley Finance LLC 8.6%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 3/22/2023

Morgan Stanley Finance LLC 13.5%, paid quarterly, if each underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/20/2024

Morgan Stanley Finance LLC 9.4% annual rate, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/20/2024

Morgan Stanley Finance LLC 6.75%, paid monthly, if each underlier closes at or above its 80% coupon barrier on the related monthly observation date due 12/20/2024

Morgan Stanley Finance LLC 0.00% due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 6/23/2025

Morgan Stanley Finance LLC 0.00% due 12/22/2025

Morgan Stanley Finance LLC 0 due 12/20/2024

Morgan Stanley Finance LLC 0 due 12/22/2025

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its downside threshold on the related observation date; Downside thresholds: 26,524.08 for Dow, 11,851.095 for Nasdaq, 1,630.44825 for Russell, 75% of initial levels due 6/23/2023

Morgan Stanley Finance LLC 0 due 12/21/2023

Morgan Stanley Finance LLC 0 due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 12/22/2026

Morgan Stanley Finance LLC 0.00% due 12/22/2026

Morgan Stanley Finance LLC 0.00% due 12/20/2024

Morgan Stanley Finance LLC 0.00% due 12/20/2023

Morgan Stanley Finance LLC 14.25%, paid quarterly, if the underlying stock closes at or above its 65% coupon barrier on the related quarterly observation date due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 2/21/2024

Morgan Stanley Finance LLC 0.00% due 12/19/2024

Morgan Stanley Finance LLC 0.00% due 12/21/2026

Morgan Stanley Finance LLC 0.00% due 3/29/2027

Morgan Stanley Finance LLC 0.00% due 12/18/2026

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 5.5%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 12/19/2024

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlier closes at or above its 75% coupon barrier on the related monthly observation date due 9/20/2023

Morgan Stanley Finance LLC 12%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 12/19/2024

Morgan Stanley Finance LLC 5%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 6/21/2023

Morgan Stanley Finance LLC 3.00% due 12/20/2023

Morgan Stanley Finance LLC 5.35% due 12/20/2023

Morgan Stanley Finance LLC 0.00% due 12/18/2025

Morgan Stanley Finance LLC 0.00% due 1/4/2029

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 12/18/2031

Morgan Stanley Finance LLC 0.00% due 12/18/2026

Morgan Stanley Finance LLC 0.00% due 12/18/2025

Morgan Stanley Finance LLC 0.00% due 1/6/2028

Morgan Stanley Finance LLC 11%, paid monthly if each underlying index closes at or above its downside threshold on the related monthly observation date due 12/19/2023

Morgan Stanley Finance LLC 9.15%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/19/2023

Morgan Stanley Finance LLC 13.75%, paid quarterly, if each underlying fund closes at or above its 75% coupon barrier on the related quarterly observation date due 12/19/2023

Morgan Stanley Finance LLC 11.25% annualized, payable quarterly if commodity closes at or above downside threshold on the relevant observation date due 12/19/2022

Morgan Stanley Finance LLC 0.00% due 5/11/2023

Morgan Stanley Finance LLC 0.00% due 12/17/2026

Morgan Stanley Finance LLC 0.00% due 12/17/2026

Morgan Stanley Finance LLC 0.00% due 12/17/2026

Morgan Stanley Finance LLC 0.00% due 12/17/2026

Morgan Stanley Finance LLC 0.00% due 12/17/2024

Morgan Stanley Finance LLC 11%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/18/2024

Morgan Stanley Finance LLC 7.37% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter due 12/18/2024

Morgan Stanley Finance LLC 0.00% due 12/15/2023

Morgan Stanley Finance LLC 0.00% due 12/18/2025

Morgan Stanley Finance LLC 0.00% due 12/14/2023

Morgan Stanley Finance LLC 0.00% due 12/14/2023

Morgan Stanley Finance LLC 12.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 12/14/2023

Morgan Stanley Finance LLC 10.75%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 12/13/2024

Morgan Stanley Finance LLC 9.7%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/15/2022

Morgan Stanley Finance LLC 4%, paid quarterly, if the underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 12/14/2023

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/13/2024

Morgan Stanley Finance LLC 8.8%, paid quarterly, if each underlying fund closes at or above its downside threshold on the related quarterly observation date due 12/13/2024

Morgan Stanley Finance LLC 9.7%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/15/2022

Morgan Stanley Finance LLC 8.7%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/14/2023

Morgan Stanley Finance LLC 9.3%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/15/2022

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/15/2023

Morgan Stanley Finance LLC 9.1%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date; coupon payment events will automatically include any previously unpaid coupons due 12/14/2023

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/15/2023

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/14/2023

Morgan Stanley Finance LLC 11.3%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/13/2024

Morgan Stanley Finance LLC 0.00% due 7/13/2023

Morgan Stanley Finance LLC 0.00% due 5/15/2023

Morgan Stanley Finance LLC 0.00% due 8/15/2023

Morgan Stanley Finance LLC 0.00% due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 2/15/2023

Morgan Stanley Finance LLC 0.00% due 6/15/2023

Morgan Stanley Finance LLC 0.00% due 12/15/2026

Morgan Stanley Finance LLC 0.00% due 12/15/2026

Morgan Stanley Finance LLC 0.00% due 12/13/2024

Morgan Stanley Finance LLC 0.00% due 12/15/2026

Morgan Stanley Finance LLC 0.00% due 12/15/2026

Morgan Stanley Finance LLC 0.00% due 12/15/2026

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier level: 12,295.755 for Nasdaq, 1,703.78 for Russell; 75% of initial levels due 3/13/2024

Morgan Stanley Finance LLC 7.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 12/12/2024

Morgan Stanley Finance LLC 4.75% annual rate, paid monthly, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 12/12/2023

Morgan Stanley Finance LLC 12% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 12/13/2023

Morgan Stanley Finance LLC 6.5%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/12/2024

Morgan Stanley Finance LLC 10.6%, paid monthly, if each underlying index closes at or above its downside threshold on the related monthly observation date due 9/13/2023

Morgan Stanley Finance LLC 6.5% annual rate, paid monthly, if each underlier closes at or above its 85% coupon barrier on the related monthly observation date due 9/12/2024

Morgan Stanley Finance LLC 0.00% due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 12/11/2026

Morgan Stanley Finance LLC 0.00% due 12/11/2026

Morgan Stanley Finance LLC 0.00% due 1/11/2023

Morgan Stanley Finance LLC 9.6% per year, payable each quarter that index closes at or above coupon barrier on observation date for that quarter; Coupon barrier: 2,265.21, 70% of initial level due 12/11/2031

Morgan Stanley Finance LLC 7.17% per year, payable each quarter that index closes at or above coupon barrier on observation date for that quarter; Coupon barrier: 2,265.21, 70% of initial level due 12/11/2031

Morgan Stanley Finance LLC 10.75% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/12/2024

Morgan Stanley Finance LLC 10.6%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 9/12/2023

Morgan Stanley Finance LLC 4.25%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 6/12/2023

Morgan Stanley Finance LLC 10.6% annual rate, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 12/12/2023

Morgan Stanley Finance LLC 12%, paid monthly, if the underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 12/12/2024

Morgan Stanley Finance LLC 6.25% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 9/12/2023

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/12/2023

Morgan Stanley Finance LLC 0.00% due 12/10/2026

Morgan Stanley Finance LLC 0.00% due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 12/10/2026

Morgan Stanley Finance LLC 8.35%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 25,003.6 for Dow, 1,577.652 for Russell, 2,993.34 for Stoxx; 70% of initial levels due 12/12/2024

Morgan Stanley Finance LLC 11.1%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,749.4 for S&P, 1,803.03 for Russell, 13,060.53 for Nasdaq; 80% of initial levels due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 12/10/2026

Morgan Stanley Finance LLC 12.25%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 12/8/2023

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying index closes at or above its downside threshold on the related monthly observation date due 9/11/2023

Morgan Stanley Finance LLC 9.85% annualized, payable monthly if each underlier closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $75.96 for ETF, 28,181.624 for Dow; 80% of initial levels due 12/11/2023

Morgan Stanley Finance LLC 0.00% due 12/10/2026

Morgan Stanley Finance LLC 0.00% due 6/8/2023

Morgan Stanley Finance LLC 0.00% due 6/11/2025

Morgan Stanley Finance LLC 0.00% due 5/11/2023

Morgan Stanley Finance LLC 0.00% due 5/11/2023

Morgan Stanley Finance LLC 0.00% due 12/10/2026

Morgan Stanley Finance LLC 0.00% due 12/8/2027

Morgan Stanley Finance LLC 0.00% due 12/6/2024

Morgan Stanley Finance LLC 9.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 11.03% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 12/6/2024

Morgan Stanley Finance LLC 9.67%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/6/2024

Morgan Stanley Finance LLC 11.7%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/7/2024

Morgan Stanley Finance LLC 9.5% annual rate, paid quarterly, if each underlier closes at or above its 65% downside threshold on the related quarterly observation date due 6/6/2024

Morgan Stanley Finance LLC 8.56%, paid semiannually, if each underlying index closes at or above its downside threshold on the related semiannual observation date due 6/8/2023

Morgan Stanley Finance LLC 6.5% annual rate, paid quarterly, if each underlying index closes at or above its 55% downside threshold on the related quarterly observation date due 12/6/2024

Morgan Stanley Finance LLC 8.8%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 6/6/2024

Morgan Stanley Finance LLC 12.7%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 8.5%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/6/2024

Morgan Stanley Finance LLC 8.5%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/6/2024

Morgan Stanley Finance LLC 12.88%, paid quarterly, if each underlier closes at or above its downside threshold on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 8.7%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 10.42%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 12/7/2023

Morgan Stanley Finance LLC 8.5% annual rate, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 5.75% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/8/2025

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/6/2024

Morgan Stanley Finance LLC 8.5%, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 9/8/2023

Morgan Stanley Finance LLC 10.3%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/6/2024

Morgan Stanley Finance LLC 0.00% due 12/7/2023

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/21/2022

Morgan Stanley Finance LLC 0.00% due 12/8/2026

Morgan Stanley Finance LLC 0.00% due 12/6/2024

Morgan Stanley Finance LLC 0.00% due 12/6/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 10.40% due 12/7/2023

Morgan Stanley Finance LLC 9%, paid monthly, if each underlying index closes at or above its downside threshold on the related monthly observation date due 3/7/2024

Morgan Stanley Finance LLC 12.15%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/7/2023

Morgan Stanley Finance LLC 7.2%, paid monthly, if each underlying index closes at or above its downside threshold on the related monthly observation date due 9/8/2023

Morgan Stanley Finance LLC 0.00% due 9/27/2023

Morgan Stanley Finance LLC 0.00% due 1/11/2023

Morgan Stanley Finance LLC 0.00% due 12/20/2022

Morgan Stanley Finance LLC 5.75% due 6/6/2023

Morgan Stanley Finance LLC SOFR plus 500 basis points per year, payable quarterly if each index closes at or above its coupon barrier on observation date that quarter; floor of zero; Coupon barriers: 1,544.433 for Russell, 11,193.53 for Nasdaq, 24,247.85 for Dow; 70% of initial levels due 12/7/2026

Morgan Stanley Finance LLC 0.00% due 12/7/2023

Morgan Stanley Finance LLC 0.00% due 12/7/2026

Morgan Stanley Finance LLC 0.00% due 12/20/2022

Morgan Stanley Finance LLC 10.5% per year, paid quarterly if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barrier: 25,516.53 for Dow Jones industrial average, 11,908.29 for Nasdaq-100 index, 1,610.565 for Russell 2000 index, 75% of the initial levels due 12/5/2024

Morgan Stanley Finance LLC 14.65%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 12/6/2023

Morgan Stanley Finance LLC 11.75%, paid monthly, if each underlying index closes at or above its downside threshold on the related monthly observation date due 12/6/2023

Morgan Stanley Finance LLC 9.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 12/6/2023

Morgan Stanley Finance LLC 0.00% due 5/25/2023

Morgan Stanley Finance LLC 6.55%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,503.194 for Russell 2000, 23,815.43 for Dow; 70% of initial levels due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/3/2026

Morgan Stanley Finance LLC 11.6%, paid quarterly, if each index closes at or above its downside threshold on the related quarterly observation date due 6/4/2024

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each index closes at or above its downside threshold on the related quarterly observation date due 12/5/2023

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 12/5/2023

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barriers: 2,844.142 for Stoxx, 3,196.90 for S&P, 1,539.236 for Russell, 70% of initial levels due 12/5/2023

Morgan Stanley Finance LLC 9.55%, paid quarterly, if each underlying index closes at or above its downside threshold on every trading day during the observation period due 12/5/2023

Morgan Stanley Finance LLC 11.64%, paid quarterly, if each stock closes at or above its downside threshold on the related quarterly observation date due 12/5/2024

Morgan Stanley Finance LLC 11% annual rate, paid quarterly, if each underlying fund closes at or above its 75% coupon barrier on the related quarterly observation date due 6/2/2023

Morgan Stanley Finance LLC 9.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 3/3/2023

Morgan Stanley Finance LLC 10.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/5/2023

Morgan Stanley Finance LLC 10% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/2/2023

Morgan Stanley Finance LLC 9.25% annual rate if each index closes at or above coupon barrier level on quarterly determination date; Coupon barrier levels: 1,979.017 for Russell, 4,110.30 for S&P; 90% of initial levels due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/5/2028

Morgan Stanley Finance LLC 0.00% due 12/5/2028

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2024

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 11.17%, paid quarterly, if each underlier closes at or above its 75% downside threshold on the related quarterly observation date due 12/4/2023

Morgan Stanley Finance LLC 8.15%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/1/2023

Morgan Stanley Finance LLC 12.75%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 9/1/2023

Morgan Stanley Finance LLC 11.75% annual rate, payable quarterly if all funds close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: $27.223 for Financial, $39.13 for Energy, $119.098 for Technology, $50.498 for Consumer; 70% of initial levels due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2026

Morgan Stanley Finance LLC 0.00% due 6/26/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 7%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 11/30/2023

Morgan Stanley Finance LLC 6.55% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 3,675.696; 80% of initial level due 11/30/2023

Morgan Stanley Finance LLC 16% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; coupon payment events will automatically include any previously unpaid coupons; Coupon barrier levels: $107.934 for Airbnb, $204.636 for Meta, $977.22 for Shopify; 60% of initial levels due 12/1/2023

Morgan Stanley Finance LLC 8.2% per year, paid quarterly if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 12/2/2024

Morgan Stanley Finance LLC 8.85% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 8.82% annualized, payable quarterly if each ETF closes at or above coupon barrier on the corresponding review date; Coupon barrier levels: $38.906 for Energy, $27.139 for Financial; 70% of initial levels due 11/30/2023

Morgan Stanley Finance LLC 8.7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,820.464 for Nasdaq, 1,796.748 for Russell, 3,675.696 for S&P; 80% of initial levels due 11/30/2023

Morgan Stanley Finance LLC 6.31%, paid quarterly, if each underlying index closes at or above its 85% coupon barrier on the related quarterly observation date due 11/30/2023

Morgan Stanley Finance LLC 6.50% due 6/1/2023

Morgan Stanley Finance LLC 0.00% due 12/1/2026

Morgan Stanley Finance LLC 0.00% due 11/28/2031

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 12/2/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2027

Morgan Stanley Finance LLC 0.00% due 11/30/2027

Morgan Stanley Finance LLC 8.25% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/29/2023

Morgan Stanley Finance LLC 8.85% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date; previously unpaid coupons will also be paid due 5/30/2023

Morgan Stanley Finance LLC 10.6%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 11/30/2022

Morgan Stanley Finance LLC 5.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 6.00% due 5/26/2023

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above its coupon barrier level on observation date that observation period; Coupon barriers: 11,457.47 for Nasdaq-100, 1,632.021 for Russell, 25,063.07 for Dow; 70% of initial levels due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2031

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/24/2026

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/29/2027

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 12,230.04 for Nasdaq, 1,745.891 for Russell, 26,860.35 for Dow; 75% of initial levels due 5/29/2024

Morgan Stanley Finance LLC 8%, paid quarterly if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 8/28/2025

Morgan Stanley Finance LLC 0.00% due 12/28/2022

Morgan Stanley Finance LLC 10%, paid quarterly if each underlying fund closes at or above its downside threshold on the related quarterly observation date due 5/26/2023

Morgan Stanley Finance LLC 29% per year, paid monthly if the underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 5.5% annual rate, paid monthly, if each underlying index closes at or above its 60% downside threshold on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 7.8% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 6.15% per year, paid monthly if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/29/2024

Morgan Stanley Finance LLC 15% annualized, payable monthly if the basket closes at or above coupon barrier on review date for that period; Coupon barrier level: 70% of initial level due 8/28/2024

Morgan Stanley Finance LLC 8% annual rate, paid monthly, if each underlying fund closes at or above its 85% coupon barrier on the related monthly observation date due 11/28/2025

Morgan Stanley Finance LLC 10% annual rate, paid monthly, if each underlying fund closes at or above its 80% coupon barrier on the related monthly observation date due 8/28/2024

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 8/28/2023

Morgan Stanley Finance LLC 0.00% due 5/29/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 12/12/2022

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/29/2023

Morgan Stanley Finance LLC 0.00% due 11/29/2028

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 11.55% per year, payable quarterly if each underlier closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $16.038 for ETF, 2,575.617 for S&P, 693.858 for MSCI EM; 55% of initial levels due 11/28/2023

Morgan Stanley Finance LLC 28% annual rate, paid monthly, if the underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 11/27/2024

Morgan Stanley Finance LLC 10.25% annual rate, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 12.10% due 11/24/2023

Morgan Stanley Finance LLC 0.00% due 11/24/2026

Morgan Stanley Finance LLC 0.00% due 11/24/2026

Morgan Stanley Finance LLC 0.00% due 11/22/2024

Morgan Stanley Finance LLC 0.00% due 11/24/2026

Morgan Stanley Finance LLC 0.00% due 11/24/2026

Morgan Stanley Finance LLC 15% per year, paid quarterly if each underlier closes at or above its downside threshold on the related quarterly observation date due 11/24/2023

Morgan Stanley Finance LLC 8.65% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 12,430.005 for Nasdaq, 1,757.371 for Russell, 26,701.485 for Dow; 75% of initial levels due 11/22/2024

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 10.25% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 8/24/2023

Morgan Stanley Finance LLC 7.4% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 11/24/2023

Morgan Stanley Finance LLC 6.75% per year, paid quarterly if each underlying index closes at or above its downside threshold on the related quarterly observation date due 11/22/2024

Morgan Stanley Finance LLC 10.35% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 11/24/2023

Morgan Stanley Finance LLC 9% per year, paid quarterly if each underlier closes at or above its downside threshold on the related quarterly observation date due 11/24/2023

Morgan Stanley Finance LLC 13.09% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 11/22/2024

Morgan Stanley Finance LLC 8.35% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold: $128.44; 80% of initial price due 11/22/2024

Morgan Stanley Finance LLC 8.7% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 13.7% annualized, payable quarterly if each ETF closes at or above coupon barrier on the corresponding review date; Coupon barrier levels: $31.216 for Financial, $43.736 for Energy, $57.64 for Consumer Staples; 80% of initial levels due 11/22/2024

Morgan Stanley Finance LLC 11% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $11.634; 60% of initial price due 11/24/2023

Morgan Stanley Finance LLC 16.25% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $13.573; 70% of initial price due 11/22/2024

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above downside threshold level on observation date for that period due 11/24/2023

Morgan Stanley Finance LLC 5.1% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/25/2022

Morgan Stanley Finance LLC 6% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/24/2023

Morgan Stanley Finance LLC 7.4% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 11/25/2022

Morgan Stanley Finance LLC 5.2% per year, paid quarterly if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barrier: 24,921.386 for Dow Jones industrial average, 11,601.338 for Nasdaq, 1,640.213 for Russell, 70% of the initial levels due 11/22/2024

Morgan Stanley Finance LLC 7.75% annual rate, paid monthly, if each underlier closes at or above its 70% downside threshold on the related monthly observation date due 8/24/2023

Morgan Stanley Finance LLC 10.4% annual rate, paid quarterly, if each underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 11/28/2023

Morgan Stanley Finance LLC 10.1% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold: $39.056; 80% of initial price due 11/22/2024

Morgan Stanley Finance LLC 0.00% due 5/22/2026

Morgan Stanley Finance LLC 0.00% due 5/24/2027

Morgan Stanley Finance LLC 0.00% due 11/22/2024

Morgan Stanley Finance LLC 0.00% due 11/24/2026

Morgan Stanley Finance LLC 0.00% due 5/24/2027

Morgan Stanley Finance LLC 0.00% due 11/24/2028

Morgan Stanley Finance LLC 0.00% due 5/24/2027

Morgan Stanley Finance LLC 0.00% due 11/24/2026

Morgan Stanley Finance LLC 0.00% due 11/24/2026

Morgan Stanley Finance LLC 0.00% due 11/22/2024

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying stock closes at or above its 67% downside threshold on the related quarterly observation date due 11/21/2024

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying stock closes at or above its 67% downside threshold on the related quarterly observation date due 11/21/2024

Morgan Stanley Finance LLC 0.00% due 11/21/2024

Morgan Stanley Finance LLC 0.00% due 11/25/2025

Morgan Stanley Finance LLC 11.1% per year, payable quarterly if each underlier closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $55.65 for ETF, 3,516.503 for S&P, 1,782.756 for Russell; 75% of initial levels due 11/22/2023

Morgan Stanley Finance LLC 0.00% due 9/21/2023

Morgan Stanley Finance LLC 10.25%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 11/22/2023

Morgan Stanley Finance LLC 6%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 5/22/2023

Morgan Stanley Finance LLC 4.40% due 2/22/2023

Morgan Stanley Finance LLC 6.40% due 2/22/2023

Morgan Stanley Finance LLC 0.00% due 11/21/2024

Morgan Stanley Finance LLC 1.35%, stepping up to 2.2% on Nov. 18, 2026 and to 2.4% on Nov. 18, 2028; payable semiannually due 11/18/2029

Morgan Stanley Finance LLC 2.5%, stepping up to 2.7% on Nov. 18, 2029, to 2.9% on Nov. 18, 2031, to 3.1% on Nov. 18, 2033 and to 3.3% on Nov. 18, 2035; payable semiannually due 11/18/2036

Morgan Stanley Finance LLC 2.1%, stepping up to 2.35% on Nov. 18, 2026, to 2.6% on Nov. 18, 2028 and to 2.85% on Nov. 18, 2030; payable semiannually due 11/18/2031

Morgan Stanley Finance LLC 1%, stepping up to 1.25% on Nov. 18, 2023; payable semiannually due 5/18/2025

Morgan Stanley Finance LLC 1.35%, stepping up to 1.6% on Nov. 18, 2023 and to 1.85% on Nov. 18, 2025; payable semiannually due 11/18/2026

Morgan Stanley Finance LLC 5.9%, paid monthly, if each underlying fund closes at or above its 60% downside threshold on the related monthly observation date due 2/21/2023

Morgan Stanley Finance LLC 9.35% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 11/20/2023

Morgan Stanley Finance LLC 10.61% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 12,141.84 for Nasdaq, 1,800.701 for Russell, 3,512.1 for S&P; 75% of initial levels due 11/20/2023

Morgan Stanley Finance LLC 5.25% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 11/20/2024

Morgan Stanley Finance LLC 9.94% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,951.296 for Nasdaq, 1,920.747 for Russell, 28,869.96 for Dow; 80% of initial levels due 8/18/2023

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,141.84 for Nasdaq, 1,800.701 for Russell, 27,065.588 for Dow; 75% of initial levels due 11/20/2024

Morgan Stanley Finance LLC 0.00% due 11/15/2023

Morgan Stanley Finance LLC 0.00% due 11/18/2027

Morgan Stanley Finance LLC 0.00% due 11/20/2024

Morgan Stanley Finance LLC 0.00% due 11/17/2023

Morgan Stanley Finance LLC 0.00% due 11/17/2031

Morgan Stanley Finance LLC 0.00% due 11/19/2026

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 11/16/2023

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its downside threshold on the related monthly observation date due 8/17/2023

Morgan Stanley Finance LLC 8% annual rate, paid semiannually, if each underlying stock closes at or above its 65% downside threshold on the related semiannual observation date due 11/18/2024

Morgan Stanley Finance LLC 8.85%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 11/15/2024

Morgan Stanley Finance LLC 10.1% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $47.865; 75% of initial price due 11/15/2024

Morgan Stanley Finance LLC 23% annual rate, paid monthly, if the underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 11/14/2024

Morgan Stanley Finance LLC 8.3% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $48.143; 75% of initial price due 11/15/2024

Morgan Stanley Finance LLC 8.15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,959.904 for Nasdaq, 1,929.421 for Russell, 3,746.28 for S&P; 80% of initial levels due 11/16/2023

Morgan Stanley Finance LLC 11.1% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 11/15/2024

Morgan Stanley Finance LLC 7.75% annual rate, paid quarterly, if each underlier closes at or above its 70% downside threshold on the related quarterly observation date due 8/17/2023

Morgan Stanley Finance LLC 6% annual rate, paid monthly, if each underlier closes at or above its 80% coupon barrier on the related monthly observation date due 8/15/2024

Morgan Stanley Finance LLC 0.00% due 11/17/2026

Morgan Stanley Finance LLC 0.00% due 11/17/2026

Morgan Stanley Finance LLC 0.00% due 5/17/2023

Morgan Stanley Finance LLC 5.00% due 5/15/2023

Morgan Stanley Finance LLC 0.00% due 11/15/2024

Morgan Stanley Finance LLC 0.00% due 11/17/2026

Morgan Stanley Finance LLC 0.00% due 5/16/2023

Morgan Stanley Finance LLC 0.00% due 2/16/2023

Morgan Stanley Finance LLC 0.00% due 2/16/2023

Morgan Stanley Finance LLC 0.00% due 8/23/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2027

Morgan Stanley Finance LLC 6.55% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,222.729 for Nasdaq, 1,686.401 for Russell, 3,254.489 for S&P; 70% of initial levels due 11/16/2023

Morgan Stanley Finance LLC 0.00% due 11/14/2031

Morgan Stanley Finance LLC SOFR plus 400 basis points per year, payable quarterly if each index closes at or above its coupon barrier on observation date that quarter; floor of zero; Coupon barriers: 1,686.401 for Russell, 11,222.73 for Nasdaq, 25,144.86 for Dow; 70% of initial levels due 11/16/2026

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier level: 13,587.735 for Nasdaq, 30,667.949 for Dow, 2,031.145 for Russell; 85% of initial levels due 11/15/2024

Morgan Stanley Finance LLC 7% per year, payable quarterly if each ETF closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $327.166 for S&P ETF, $168.805 for Russell ETF, $276.724 for QQQ; 70% of initial levels due 11/15/2024

Morgan Stanley Finance LLC 7.75% annual rate, paid quarterly, if each underlier closes at or above its 70% coupon barrier on the related quarterly observation date due 11/14/2024

Morgan Stanley Finance LLC 5.90% due 11/21/2022

Morgan Stanley Finance LLC 0.00% due 11/16/2026

Morgan Stanley Finance LLC 9.4% per year, payable quarterly if each index closes at or above its coupon barrier level on observation date that observation period; Coupon barriers: 11,189.9 for Nasdaq-100, 1,672.707 for Russell, 25,255.96 for Dow; 70% of initial levels due 5/15/2024

Morgan Stanley Finance LLC 0.00% due 11/14/2031

Morgan Stanley Finance LLC 0.00% due 10/15/2026

Morgan Stanley Finance LLC 0.00% due 11/16/2026

Morgan Stanley Finance LLC 8.15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,975.952 for Nasdaq, 1,941.834 for Russell, 29,055.984 for Dow; 80% of initial levels due 11/14/2023

Morgan Stanley Finance LLC 22.5% annualized, payable monthly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $22.044; 60% of initial price due 11/14/2024

Morgan Stanley Finance LLC 7.5% annual rate, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 5/12/2023

Morgan Stanley Finance LLC 0.00% due 4/13/2023

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 11/15/2024

Morgan Stanley Finance LLC 0.00% due 11/22/2022

Morgan Stanley Finance LLC 10% annualized, payable quarterly if the stock closes at or above threshold level on the relevant determination date; coupon payments will include any previously unpaid coupons due 11/23/2022

Morgan Stanley Finance LLC 7.75% annualized, payable quarterly if each ETF closes at or above coupon barrier on the corresponding review date; Coupon barrier levels: $169.267 for iShares, $279.02 for QQQ, $327.971 for SPDR; 70% of initial levels due 11/13/2023

Morgan Stanley Finance LLC 0.00% due 12/8/2022

Morgan Stanley Finance LLC 0.00% due 11/10/2027

Morgan Stanley Finance LLC 0.00% due 11/8/2023

Morgan Stanley Finance LLC 22.5% annualized, payable monthly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $178.476 for Avis, $23.022 for Plug; 60% of initial levels due 11/8/2024

Morgan Stanley Finance LLC 15.85% annual rate, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 11/8/2024

Morgan Stanley Finance LLC 21.5% annual rate, paid monthly, if each underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 11/8/2024

Morgan Stanley Finance LLC 6.75% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $268.848; 80% of initial price due 11/8/2024

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above downside threshold level on observation date that period due 8/10/2023

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,269.535 for Nasdaq, 1,827.812 for Russell, 27,245.963 for Dow; 75% of initial levels due 8/10/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,269.535 for Nasdaq, 1,827.812 for Russell, 3,523.148 for S&P; 75% of initial levels due 11/9/2023

Morgan Stanley Finance LLC 8.15% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,451.566 for Nasdaq, 1,705.958 for Russell, 25,429.565 for Dow; 70% of initial levels due 5/10/2023

Morgan Stanley Finance LLC 5% per year, payable quarterly if the index closes at or above coupon barrier level on observation date that period; previously unpaid coupons will also be paid; Coupon barrier level: 3,650.447; 78% of initial level due 8/9/2022

Morgan Stanley Finance LLC 14.5% per year, payable monthly if the underlying stock is at or above its coupon threshold level on the related determination date; Coupon barrier level: $198.936; 80% of initial level due 11/8/2024

Morgan Stanley Finance LLC 0.00% due 11/8/2024

Morgan Stanley Finance LLC 0.00% due 11/8/2024

Morgan Stanley Finance LLC 0.00% due 5/10/2023

Morgan Stanley Finance LLC 0.00% due 11/8/2024

Morgan Stanley Finance LLC 0.00% due 12/23/2026

Morgan Stanley Finance LLC 7.15% per year, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $98.89; 80% of initial price due 11/10/2022

Morgan Stanley Finance LLC 0.00% due 11/10/2026

Morgan Stanley Finance LLC 0.00% due 11/10/2026

Morgan Stanley Finance LLC 0.00% due 11/9/2026

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier level: 12,754.155 for Nasdaq, 1,899.384 for Russell; 79% of initial levels due 11/7/2024

Morgan Stanley Finance LLC 22% annualized, payable monthly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $163.284 for Avis, $24.138 for Plug; 60% of initial levels due 11/7/2024

Morgan Stanley Finance LLC 6% annual rate, paid monthly, if each underlier closes at or above its 78% coupon barrier on the related monthly observation date due 5/9/2023

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if the underlying stock closes at or above its 70% coupon barrier on the related monthly observation date due 5/9/2023

Morgan Stanley Finance LLC 0.00% due 11/9/2026

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,301.15 for Nasdaq, 1,682.999 for Russell, 25,310.306 for Dow; 70% of initial levels due 11/8/2023

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 14.5% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 5/2/2023

Morgan Stanley Finance LLC 7.25% annual rate, paid monthly, if each underlier closes at or above its 75% downside threshold on the related monthly observation date due 8/8/2023

Morgan Stanley Finance LLC 0.00% due 11/6/2026

Morgan Stanley Finance LLC 0.00% due 11/6/2026

Morgan Stanley Finance LLC 0.00% due 3/24/2023

Morgan Stanley Finance LLC 8.15%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $325.30 for S&P 500 ETF, $52.51 for Regional Banking; 70% of initial levels due 11/10/2026

Morgan Stanley Finance LLC 6.15%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $325.30 for S&P 500 ETF, $52.51 for Regional Banking; 70% of initial levels due 11/10/2026

Morgan Stanley Finance LLC 9.4% per year, payable quarterly if each index closes at or above its coupon barrier level on observation date that observation period; Coupon barriers: 3,262.4 for S&P 500, 1,682.999 for Russell, 837.72 for Emerging Markets; 70% of initial levels due 11/8/2023

Morgan Stanley Finance LLC 13.00% due 5/5/2023

Morgan Stanley Finance LLC 0.00% due 3/6/2023

Morgan Stanley Finance LLC 0.00% due 3/15/2023

Morgan Stanley Finance LLC 0.00% due 9/15/2026

Morgan Stanley Finance LLC 7% annualized, payable quarterly if each ETF closes at or above coupon barrier on the corresponding review date; Coupon barrier levels: $59.724 for Materials, $40.922 for Energy, $28.196 for Financial; 70% of initial levels due 11/6/2023

Morgan Stanley Finance LLC 0.00% due 11/5/2026

Morgan Stanley Finance LLC 13% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $168.72 for UPS, $35.24 for Altria, $164.304 for Caterpillar; 80% of initial levels due 11/5/2026

Morgan Stanley Finance LLC 14.75% annualized, payable quarterly if each ETF closes at or above coupon barrier on the corresponding review date; Coupon barrier levels: $59.724 for Materials, $76.706 for Oil & Gas, $22.302 for VanEck; 70% of initial levels due 11/6/2024

Morgan Stanley Finance LLC 18% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 8% per annum, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 11/2/2023

Morgan Stanley Finance LLC 10.25% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 8/3/2023

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 11/3/2026

Morgan Stanley Finance LLC 5.25% annual rate, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 11/1/2024

Morgan Stanley Finance LLC 6.65% annual rate, paid quarterly, if the underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 11/2/2023

Morgan Stanley Finance LLC 9.05%, paid quarterly, if each underlying index closes at or above its downside threshold on every trading day during the observation period due 11/2/2023

Morgan Stanley Finance LLC 13.25% annual rate, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 11/2/2023

Morgan Stanley Finance LLC 8.55%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 11/1/2024

Morgan Stanley Finance LLC 8.9% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $51.576; 80% of initial price due 11/3/2022

Morgan Stanley Finance LLC 9.75% annual rate, paid quarterly, if each underlying fund closes at or above its 75% coupon barrier on the related quarterly observation date due 5/4/2023

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 2/2/2023

Morgan Stanley Finance LLC 8.5% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 5/4/2023

Morgan Stanley Finance LLC 5.9% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 11/1/2024

Morgan Stanley Finance LLC 4% annual rate, paid quarterly, if each underlying index closes at or above its 60% coupon barrier on the related quarterly observation date due 11/1/2024

Morgan Stanley Finance LLC 18% annual rate, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 11/1/2024

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2025

Morgan Stanley Finance LLC 0.00% due 11/3/2025

Morgan Stanley Finance LLC 0.00% due 11/1/2024

Morgan Stanley Finance LLC 0.00% due 11/1/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2025

Morgan Stanley Finance LLC 0.00% due 11/3/2028

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/1/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2026

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 10.81% per year, paid quarterly if all assets close above coupon barrier levels on observation date for that quarter; Coupon barrier levels: 26,797.86 for Dow, 11,833.62 for Nasdaq, $53.363 for ETF; 75% of initial levels due 10/31/2023

Morgan Stanley Finance LLC 10.51% per year, paid quarterly if all assets close above coupon barrier levels on observation date for that quarter; Coupon barrier levels: 3,447.315 for S&P, 11,833.62 for Nasdaq, $53.363 for ETF; 75% of initial levels due 10/31/2023

Morgan Stanley Finance LLC 21% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 8/2/2023

Morgan Stanley Finance LLC 8% for first year; then, 20 times spread of 30-year U.S. dollar ICE swap rate minus five-year U.S. dollar ICE swap rate for each day that each index closes at or above reference level, subject to cap of 8%, floor of zero; payable monthly; Reference levels: 3,217.494 for S&P, 11,044.712 for Nasdaq, 70% of initial levels due 10/29/2036

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 11.25% annual rate, payable quarterly if all funds close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: $28.294 for Financial, $40.495 for Energy, $112.588 for Technology, $49.924 for Consumer; 70% of initial levels due 10/29/2024

Morgan Stanley Finance LLC 8.5% annualized, payable quarterly if each index closes at or above 75% coupon threshold on observation date for that quarter due 10/27/2022

Morgan Stanley Finance LLC 0.00% due 11/4/2024

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 4.25% due 5/2/2022

Morgan Stanley Finance LLC 0.00% due 10/29/2031

Morgan Stanley Finance LLC 14% per year, payable quarterly if each underlier closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $18.348 for ETF, 1,351.495 for Russell, 21,294.414 for Dow; 60% of initial levels due 11/1/2023

Morgan Stanley Finance LLC 0.8%, stepping up to 0.95% on Oct. 29, 2023 and to 1.25% on Oct. 29, 2024; payable semiannually due 4/29/2025

Morgan Stanley Finance LLC 2.4%, stepping up to 2.6% on Oct. 29, 2029, to 2.8% on Oct. 29, 2031, to 3% on Oct. 2033 and to 3.2% on Oct. 29, 2035; payable semiannually due 10/29/2036

Morgan Stanley Finance LLC 15% annualized, payable monthly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $16.23 for 3d Systems, $46.296 for Overstock; 60% of initial levels due 10/31/2024

Morgan Stanley Finance LLC 15.75%, paid quarterly, if each underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 10/31/2024

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/1/2022

Morgan Stanley Finance LLC 10%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 10/31/2024

Morgan Stanley Finance LLC 13.25% due 10/31/2024

Morgan Stanley Finance LLC 10.60% due 10/31/2024

Morgan Stanley Finance LLC 2.05% annually, stepping up to 2.25% on Oct. 29, 2026, to 2.5% on Oct. 29, 2028 and to 2.75% on Oct. 29, 2030; payable semiannually due 10/29/2031

Morgan Stanley Finance LLC 1.25% annually, stepping up to 1.5% on Oct. 29, 2023 and to 1.75% on Oct. 29, 2025; payable semiannually due 10/29/2026

Morgan Stanley Finance LLC 1.85% annually, stepping up to 2.05% on Oct. 29, 2025 and to 2.25% on Oct. 29, 2027; payable semiannually due 10/29/2029

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 8/16/2023

Morgan Stanley Finance LLC 0.00% due 11/1/2028

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2031

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/31/2023

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 10/31/2023

Morgan Stanley Finance LLC 10.3%, paid quarterly, if the underlying fund closes at or above its 60% downside threshold on the related quarterly observation date due 10/31/2023

Morgan Stanley Finance LLC 25%, paid monthly, if each underlying stock closes at or above its 80% coupon barrier on the related monthly observation date due 5/1/2024

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying fund closes at or above its 70% coupon barrier on the related monthly observation date due 7/31/2024

Morgan Stanley Finance LLC 14%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 10/31/2024

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 5/1/2023

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 5/1/2023

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying fund closes at or above its 75% coupon barrier on the related quarterly observation date due 5/1/2023

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 10/29/2026

Morgan Stanley Finance LLC 5%, paid quarterly, if each underlier closes at or above its 80% coupon barrier on the related quarterly observation date due 10/31/2023

Morgan Stanley Finance LLC 6.25%, paid quarterly, if each underlier closes at or above its 85% coupon barrier on the related quarterly observation date due 10/29/2026

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying fund closes at or above its 85% coupon barrier on the related monthly observation date due 10/30/2025

Morgan Stanley Finance LLC 8.1%, paid monthly, if each underlying fund closes at or above its 85% coupon barrier on the related monthly observation date due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 5.70% due 1/30/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2028

Morgan Stanley Finance LLC 0.00% due 10/29/2031

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2026

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 10/29/2026

Morgan Stanley Finance LLC 31%, paid monthly, if each underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 20.5% if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 11/9/2022

Morgan Stanley Finance LLC 45% annualized, payable monthly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $9.198; 65% of initial price due 7/27/2023

Morgan Stanley Finance LLC 46.5% annualized, payable monthly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $9.905; 70% of initial price due 7/27/2023

Morgan Stanley Finance LLC 33% annualized fixed rate payable monthly for the first three months, then 33% annualized contingent coupon payable monthly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 0.00% due 10/26/2026

Morgan Stanley Finance LLC 0.00% due 10/26/2026

Morgan Stanley Finance LLC 13.6% annual rate, paid quarterly, if each underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 10/23/2026

Morgan Stanley Finance LLC 0.00% due 10/24/2031

Morgan Stanley Finance LLC 0.00% due 10/26/2026

Morgan Stanley Finance LLC 0.00% due 4/22/2024

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,541.533 for Nasdaq, 1,717.324 for Russell, 26,707.005 for Dow; 75% of initial levels due 10/25/2023

Morgan Stanley Finance LLC 12.5% annual rate, paid quarterly, if each underlying stock closes at or above its 70% downside threshold on the related quarterly observation date; previously unpaid coupons will also be paid due 10/26/2023

Morgan Stanley Finance LLC 5% annual rate, paid monthly, if each underlying index closes at or above its 85% coupon barrier on the related monthly observation date due 7/25/2024

Morgan Stanley Finance LLC 0.00% due 10/23/2026

Morgan Stanley Finance LLC 6.90% due 1/25/2023

Morgan Stanley Finance LLC 4.90% due 1/25/2023

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 65% downside threshold on the related quarterly observation date due 10/24/2023

Morgan Stanley Finance LLC 5.55% due 10/24/2023

Morgan Stanley Finance LLC 0.00% due 10/24/2024

Morgan Stanley Finance LLC 0.00% due 10/23/2023

Morgan Stanley Finance LLC 0.00% due 10/20/2023

Morgan Stanley Finance LLC 0.00% due 10/28/2022

Morgan Stanley Finance LLC 10.05% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 10/18/2024

Morgan Stanley Finance LLC 10.3% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 10/18/2024

Morgan Stanley Finance LLC 0.00% due 10/28/2022

Morgan Stanley Finance LLC 0.00% due 10/23/2024

Morgan Stanley Finance LLC 0.00% due 10/20/2031

Morgan Stanley Finance LLC 0.00% due 1/20/2023

Morgan Stanley Finance LLC 0.00% due 10/19/2023

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 6.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,088.152 for Nasdaq, 1,359.392 for Russell, 2,682.822 for S&P; 60% of initial levels due 10/19/2023

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,088.152 for Nasdaq, 1,359.392 for Russell, 2,682.822 for S&P; 60% of initial levels due 7/20/2022

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,359.392 for Russell 2,682.822 for S&P; 60% of initial levels due 10/18/2024

Morgan Stanley Finance LLC 2.35%, stepping up to 2.55% on Oct. 20, 2029, to 2.75% on Oct. 20, 2031, to 2.95% on Oct. 2033 and to 3.15% on Oct. 20, 2035; payable semiannually due 10/20/2036

Morgan Stanley Finance LLC 1.2%, stepping up to 1.4% on Oct. 19, 2023 and to 1.6% on Oct. 19, 2025; payable semiannually due 10/19/2026

Morgan Stanley Finance LLC 1.75%, stepping up to 2% on Oct. 19, 2025 and to 2.25% on Oct. 19, 2027; payable semiannually due 10/19/2029

Morgan Stanley Finance LLC 2%, stepping up to 2.25% on Oct. 19, 2026, to 2.5% on Oct. 19, 2028 and to 2.75% on Oct. 19, 2030; payable semiannually due 10/19/2031

Morgan Stanley Finance LLC 1.2%, stepping up to 1.4% on Oct. 19, 2023 and to 1.6% on Oct. 19, 2025; payable semiannually due 10/19/2026

Morgan Stanley Finance LLC 0.7%, stepping up to 0.85% on Oct. 19, 2023 and to 1.15% on Oct. 19, 2024; payable semiannually due 4/19/2025

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 10/18/2024

Morgan Stanley Finance LLC 8%, paid quarterly, if the underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 10/18/2024

Morgan Stanley Finance LLC 11.75% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date for that quarter; Coupon barrier levels: $27.075 for British, $73.778 for Philip Morris, $36.525 for Altria, 75% of initial levels due 10/18/2024

Morgan Stanley Finance LLC 11% annualized, payable each quarter if stock closes at or above downside threshold level on any determination date for that quarter due 10/18/2024

Morgan Stanley Finance LLC 9.5%, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 4/13/2023

Morgan Stanley Finance LLC 8.75% per year, payable monthly if each stock closes at or above coupon barrier level on observation date for that month; Coupon barriers: $48.56 for Lennar, $166.38 for Deere, $99.51 for Caterpillar and $19.32 for Freeport; 50% of initial levels due 10/18/2024

Morgan Stanley Finance LLC 7.85% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/18/2024

Morgan Stanley Finance LLC 10.5%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 10/18/2024

Morgan Stanley Finance LLC 5.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/19/2023

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 24,706.332 for Dow, 1,585.958 for Russell, 10,602.844 for Nasdaq, 70% of initial levels due 10/18/2024

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 24,706.332 for Dow, 1,585.958 for Russell, 10,602.844 for Nasdaq, 70% of initial levels due 4/20/2023

Morgan Stanley Finance LLC 6%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 7/20/2023

Morgan Stanley Finance LLC 7.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that quarter; Coupon barriers: 10,602.844 for Nasdaq, 1,585.958 for Russell, 3,129.959 for S&P; 70% of initial levels due 10/19/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 12/20/2022

Morgan Stanley Finance LLC 0.00% due 4/20/2023

Morgan Stanley Finance LLC 0.00% due 10/20/2026

Morgan Stanley Finance LLC 0.00% due 10/20/2026

Morgan Stanley Finance LLC 0.00% due 10/20/2026

Morgan Stanley Finance LLC 0.00% due 7/18/2025

Morgan Stanley Finance LLC 0.00% due 10/20/2026

Morgan Stanley Finance LLC 0.00% due 10/20/2026

Morgan Stanley Finance LLC 0.00% due 10/20/2026

Morgan Stanley Finance LLC 0.00% due 1/11/2024

Morgan Stanley Finance LLC 8.75% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 26,471.07 for Dow, 1,699.2405 for Russell, 11,360.19 for Nasdaq; 75% of initial levels due 4/24/2023

Morgan Stanley Finance LLC 0.00% due 1/20/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 10/19/2023

Morgan Stanley Finance LLC 0.00% due 10/20/2026

Morgan Stanley Finance LLC 0.00% due 10/20/2031

Morgan Stanley Finance LLC 0.00% due 10/20/2026

Morgan Stanley Finance LLC 0.00% due 10/20/2027

Morgan Stanley Finance LLC 0.00% due 10/20/2026

Morgan Stanley Finance LLC 8.1% annualized, payable monthly if each stock closes at or above downside threshold level on corresponding observation date due 4/18/2023

Morgan Stanley Finance LLC 0.00% due 5/17/2023

Morgan Stanley Finance LLC 0.00% due 10/14/2026

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,374.525 for Nasdaq, 1,563.162 for Russell, 3,073.938 for S&P; 70% of initial levels due 10/12/2023

Morgan Stanley Finance LLC 8.6% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 9.85% annualized, payable quarterly if each ETF closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $25.363 for Financial, $98.774 for Technology, $36.771 for Energy; 65% of initial levels; Coupon barrier levels: $25.363 for Financial, $98.774 for Technology, $36.771 for Energy; 65% of initial levels due 10/11/2024

Morgan Stanley Finance LLC 13.86% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $32.934 for Lyft, $28.662 for Uber; 60% of initial levels due 10/11/2024

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,374.525 for Nasdaq, 1,563.162 for Russell, 3,073.938 for S&P; 70% of initial levels due 10/14/2025

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,115.563 for Nasdaq, 1,674.817 for Russell, 3,293.505 for S&P; 75% of initial levels due 10/12/2023

Morgan Stanley Finance LLC 9.35% annualized, payable monthly if each underlier closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $94.01 for ETF, 3,732.639 for S&P; 85% of initial levels due 7/11/2024

Morgan Stanley Finance LLC 0.00% due 1/11/2024

Morgan Stanley Finance LLC 0.00% due 10/14/2026

Morgan Stanley Finance LLC 0.00% due 10/14/2026

Morgan Stanley Finance LLC 0.00% due 10/11/2024

Morgan Stanley Finance LLC 0.00% due 10/10/2024

Morgan Stanley Finance LLC 8% annual rate, paid quarterly, if each underlying fund closes at or above its 70% coupon barrier on the related quarterly observation date due 10/10/2024

Morgan Stanley Finance LLC 13.58% annual rate, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 10/10/2024

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 7.65% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 10/12/2023

Morgan Stanley Finance LLC 13.5% per year, payable quarterly if the underlying stock is at or above its coupon threshold level on the related determination date; Coupon barrier level: $20.45; 50% of initial level due 10/12/2022

Morgan Stanley Finance LLC 10.25% annual rate, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/12/2023

Morgan Stanley Finance LLC 6.30% due 11/10/2022

Morgan Stanley Finance LLC 0.00% due 5/10/2023

Morgan Stanley Finance LLC 13.8% annualized, payable for each quarter that stock closes at or above downside threshold level on determination date for that quarter; coupon payments will include any previously unpaid coupons due 10/12/2023

Morgan Stanley Finance LLC 8.3%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,550.471 for Russell, 24,091.89 for Dow; 70% of initial levels due 10/10/2024

Morgan Stanley Finance LLC 6.3%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,550.471 for Russell, 24,091.89 for Dow; 70% of initial levels due 10/10/2024

Morgan Stanley Finance LLC 0.00% due 10/12/2022

Morgan Stanley Finance LLC 5%, paid quarterly, if the underlying fund closes at or above its 65% downside threshold on the related quarterly observation date due 10/10/2024

Morgan Stanley Finance LLC 8.55%, paid quarterly, if each underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 10/11/2024

Morgan Stanley Finance LLC 8%, paid monthly, if each underlier closes at or above its 85% coupon barrier on the related monthly observation date due 7/10/2024

Morgan Stanley Finance LLC 0.00% due 7/10/2023

Morgan Stanley Finance LLC 0.00% due 4/11/2023

Morgan Stanley Finance LLC 0.00% due 12/8/2022

Morgan Stanley Finance LLC 0.00% due 10/25/2022

Morgan Stanley Finance LLC 0.00% due 10/10/2024

Morgan Stanley Finance LLC 0.00% due 7/10/2025

Morgan Stanley Finance LLC 0.00% due 10/6/2023

Morgan Stanley Finance LLC 0.00% due 12/9/2022

Morgan Stanley Finance LLC 32%, paid quarterly, if each underlying stock closes at or above its 65% downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 10/11/2022

Morgan Stanley Finance LLC 6.5%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 10/10/2023

Morgan Stanley Finance LLC 7.75%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/10/2023

Morgan Stanley Finance LLC 10.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,093.903 for Nasdaq, 1,681.224 for Russell, 3,267.78 for S&P; 75% of initial levels due 10/5/2023

Morgan Stanley Finance LLC 8.25%, paid quarterly, if the underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 10/4/2024

Morgan Stanley Finance LLC 12% per year, payable each month that stock closes at or above coupon barrier level on observation date for that period; Coupon barrier level: $161.805, 70% of initial share price due 4/6/2023

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on any observation date; Coupon barriers: 10,354.309 for Nasdaq, 1,569.142 for Russell, 24,028.522 for Dow; 70% of initial levels due 10/4/2024

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on any observation date; Coupon barriers: 11,389.74 for Nasdaq, 1,726.057 for Russell, 26,431.374 for Dow; 77% of initial levels due 4/6/2023

Morgan Stanley Finance LLC 10.15% annualized, payable quarterly if each underlier closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $26.705 for Financial, $69.426 for Industrial, $37.688 for Energy; 70% of initial levels due 10/4/2024

Morgan Stanley Finance LLC 10.1% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 10/4/2024

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,833.496 for Nasdaq, 3,485.632 for S&P; 80% of initial levels due 1/6/2023

Morgan Stanley Finance LLC 8.5%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 4/6/2023

Morgan Stanley Finance LLC 9.1%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 7/7/2023

Morgan Stanley Finance LLC 9.25% annual rate, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 10/5/2023

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if each index closes at or above coupon barrier level on any observation date; Coupon barriers: 11,093.903 for Nasdaq, 1,681.224 for Russell, 3,267.78 for S&P; 75% of initial levels due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 5.50% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 10/4/2024

Morgan Stanley Finance LLC 0.00% due 10/4/2024

Morgan Stanley Finance LLC 0.00% due 10/6/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/6/2022

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/5/2026

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/6/2023

Morgan Stanley Finance LLC 9.4%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 5%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 5/24/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 3,238.464 for Stoxx, 1,763.498 for Russell, 3,446.032 for S&P; 80% of initial levels due 10/3/2024

Morgan Stanley Finance LLC 6.5% annualized, payable quarterly if the ETF closes at or above trigger level on the relevant review date due 10/3/2024

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying fund closes at or above its 75% coupon barrier on the related quarterly observation date due 4/4/2023

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,017.215 for Nasdaq, 1,653.279 for Russell; 75% of initial levels due 1/5/2023

Morgan Stanley Finance LLC 7.65% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,282.734 for Nasdaq, 1,543.06 for Russell, 3,015.278 for S&P; 70% of initial levels due 4/4/2023

Morgan Stanley Finance LLC 7.85% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,282.734 for Nasdaq, 1,543.06 for Russell, 3,015.278 for S&P; 70% of initial levels due 10/5/2023

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/4/2023

Morgan Stanley Finance LLC 8.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 4/4/2023

Morgan Stanley Finance LLC 4.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,813.772 for Nasdaq, 1,322.623 for Russell, 2,584.524 for S&P; 60% of initial levels due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 10/2/2023

Morgan Stanley Finance LLC 0.00% due 1/5/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 1/4/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 10/3/2031

Morgan Stanley Finance LLC 0.00% due 11/2/2022

Morgan Stanley Finance LLC 7.15% annual rate, payable quarterly if all indexes close at or above their coupon barrier levels on the relevant observation date; Coupon barriers: 3,230.655 for S&P, 1,653.279 for Russell, 11,017.215 for Nasdaq; 75% of initial levels due 3/29/2023

Morgan Stanley Finance LLC 0.00% due 10/4/2028

Morgan Stanley Finance LLC 0.00% due 10/4/2028

Morgan Stanley Finance LLC 0.00% due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 10/7/2024

Morgan Stanley Finance LLC 0.00% due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2026

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 29%, paid monthly, if each underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,327.023 for Nasdaq, 1,557.716 for Russell, 24,073.504 for Dow; 70% of initial levels due 4/3/2023

Morgan Stanley Finance LLC 0.00% due 10/2/2026

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/4/2024

Morgan Stanley Finance LLC 0.00% due 10/2/2026

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 8.06% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $99.337 for Apple, $2,321.172 for Amazon; 70% of initial levels due 10/3/2024

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,339.21 for Nasdaq, 1,560.845 for Russell, 24,009.993 for Dow; 70% of initial levels due 10/3/2024

Morgan Stanley Finance LLC 7.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,339.21 for Nasdaq, 1,560.845 for Russell, 24,009.993 for Dow; 70% of initial levels due 10/3/2024

Morgan Stanley Finance LLC 13.5%, paid quarterly, if the underlying stock closes at or above its 65% coupon barrier on the related quarterly observation date due 10/3/2023

Morgan Stanley Finance LLC 7.25% annualized, payable quarterly if each underlier closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $287.896 for ETF, 1,783.822 for Russell; 80% of initial levels due 10/3/2022

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/3/2023

Morgan Stanley Finance LLC 4.3%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 10/3/2024

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 7/3/2023

Morgan Stanley Finance LLC 14.24%, paid quarterly, if the underlying stock closes at or above its 55% downside threshold on the related quarterly observation date due 10/3/2024

Morgan Stanley Finance LLC 11.75% due 10/3/2024

Morgan Stanley Finance LLC 2.3% annually, stepping up to 2.5% on Sept. 30, 2031, to 2.7% on Sept. 30, 2034, to 2.95% on Sept. 30, 2037 and to 3.2% on Sept. 30, 2040; payable semiannually due 9/30/2023

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 10.3%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $303.60 for S&P 500 ETF, $37.02 for Energy; 70% of initial levels due 9/30/2026

Morgan Stanley Finance LLC 8.2%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $303.60 for S&P 500 ETF, $37.02 for Energy Select; 70% of initial levels due 9/30/2026

Morgan Stanley Finance LLC 0.00% due 10/3/2023

Morgan Stanley Finance LLC 0.00% due 9/30/2031

Morgan Stanley Finance LLC 0.00% due 9/30/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 12,163.864 for Nasdaq, 1,824.802 for Russell, 27,895.496 for Dow; 80% of initial levels due 7/2/2025

Morgan Stanley Finance LLC 8.25%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 6/30/2023

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying stock closes at or above its 65% downside threshold on the related quarterly observation date due 10/2/2024

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying fund closes at or above its 75% coupon barrier on the related quarterly observation date due 3/30/2023

Morgan Stanley Finance LLC 5.25%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 10/2/2023

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,403.623 for Nasdaq, 1,710.752 for Russell; 75% of initial levels due 10/1/2026

Morgan Stanley Finance LLC 14.5%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 10/2/2024

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/30/2023

Morgan Stanley Finance LLC 4.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 10/1/2026

Morgan Stanley Finance LLC 5.5%, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 3/30/2023

Morgan Stanley Finance LLC 10.25% annualized, payable quarterly if each ETF closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $92.337 for Biotech, $36.897 for Energy; 70% of initial levels due 3/30/2023

Morgan Stanley Finance LLC 18.25% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $28.35 for Uber, $89.28 for Splunk and $90.108 for Alibaba; 60% of initial share prices due 10/1/2026

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $247.506 for Facebook, $101.759 for Apple, $414.848 for Netflix, $2,384.06 for Amazon; 70% of initial levels due 10/1/2026

Morgan Stanley Finance LLC 6.5%, paid monthly, if each underlier closes at or above its 85% coupon barrier on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 8.25%, paid monthly, if each underlying fund closes at or above its 85% coupon barrier on the related monthly observation date due 10/2/2025

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each ETF closes at or above coupon barrier level on observation date that period; Coupon barriers: $36.897 for SPDR, $20.776 for VanEck; 70% of initial levels due 10/2/2023

Morgan Stanley Finance LLC 0.00% due 10/7/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 0.00% due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 0.00% due 7/2/2024

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/2/2023

Morgan Stanley Finance LLC 0.00% due 10/2/2028

Morgan Stanley Finance LLC 0.00% due 9/30/2031

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 10/1/2026

Morgan Stanley Finance LLC 13%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 9/27/2024

Morgan Stanley Finance LLC 14.75%, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 9/27/2024

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its downside threshold level on the related determination date due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 10/13/2022

Morgan Stanley Finance LLC 15% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $160.703; 64.75% of initial price due 9/28/2023

Morgan Stanley Finance LLC 8.05%, paid quarterly, if each underlying fund closes at or above its 65% downside threshold on the related quarterly observation date due 9/27/2024

Morgan Stanley Finance LLC 9.4% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,497.26 for Nasdaq, 1,686.056 for Russell, 26,098.5 for Dow; 75% of initial levels due 9/28/2023

Morgan Stanley Finance LLC 10.1% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,730.776 for Nasdaq, 1,573.653 for Russell, 24,358.6 for Dow; 70% of initial levels due 12/29/2023

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,730.776 for Nasdaq, 1,573.653 for Russell, 24,358.6 for Dow; 70% of initial levels due 6/29/2023

Morgan Stanley Finance LLC 6.45%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/28/2023

Morgan Stanley Finance LLC 4.5%, paid monthly plus any unpaid contingent coupon, if each underlying index closes at or above its 50% downside threshold on the related monthly observation date due 9/27/2024

Morgan Stanley Finance LLC 9.8%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/29/2026

Morgan Stanley Finance LLC 9.05%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 9/27/2024

Morgan Stanley Finance LLC 9.35% annualized, payable quarterly if each underlier closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $46.137 for ETF, 1,573.653 for Russell, 10,730.776 for Nasdaq; 70% of initial levels due 9/29/2025

Morgan Stanley Finance LLC 11.15% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 10.6% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $189.882; 60% of initial price due 9/27/2024

Morgan Stanley Finance LLC 20%, paid quarterly, if the underlying stock closes at or above its 70% downside threshold on the related quarterly observation date due 9/28/2023

Morgan Stanley Finance LLC 15% annualized, payable quarterly if each underlier closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $47.95 for Regional Banking, $114.007 for Technology, $94.844 for Biotech; 72.75% of initial levels due 9/28/2023

Morgan Stanley Finance LLC 9.55% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $35.94; 75% of initial price due 9/27/2024

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $110.19 for Apple, $224.513 for Microsoft, $2,133.225 for Alphabet; 75% of initial levels due 9/27/2024

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $95.498 for Apple, $385.054 for Netflix, $1,848.795 for Alphabet; 65% of initial levels due 9/27/2024

Morgan Stanley Finance LLC 6.9% per year, payable quarterly if each index closes at or above coupon barrier level on any observation date; Coupon barriers: 3,118.836 for S&P, 1,573.653 for Russell, 10,730.776 for Nasdaq; 70% of initial levels due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 9/29/2026

Morgan Stanley Finance LLC 0.00% due 10/4/2022

Morgan Stanley Finance LLC 0.00% due 10/2/2023

Morgan Stanley Finance LLC 0.00% due 10/1/2024

Morgan Stanley Finance LLC 0.00% due 9/27/2024

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 10.5%, paid quarterly, if each underlying index closes at or above its 80% downside threshold on the related quarterly observation date due 9/28/2022

Morgan Stanley Finance LLC 9.25%, paid quarterly, if each underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 10.75% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,721.606 for Nasdaq, 1,581.329 for Russell, 24,335.374 for Dow; 70% of initial levels due 3/28/2023

Morgan Stanley Finance LLC 6.4%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 6.25%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 9/26/2024

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 9/27/2023

Morgan Stanley Finance LLC 0.00% due 12/28/2022

Morgan Stanley Finance LLC 0.00% due 9/26/2024

Morgan Stanley Finance LLC 0.00% due 6/27/2024

Morgan Stanley Finance LLC 0.00% due 6/27/2024

Morgan Stanley Finance LLC 10.15%, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 9/26/2024

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above its coupon threshold level on each day that quarter; Coupon threshold levels: 10,623.557 for Nasdaq, 1,552.993 for Russell, 23,980.824 for Dow; 70% of initial levels due 9/27/2023

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if each index closes at or above its coupon threshold level on each day that quarter; Coupon threshold levels: 2,857.166 for S&P, 1,442.065 for Russell, 22,267.908 for Dow; 65% of initial levels due 3/27/2024

Morgan Stanley Finance LLC 0.55% initially, stepping up to 0.7% on Sept. 24, 2023 and to 1% on Sept. 24, 2024; payable semiannually due 9/24/2025

Morgan Stanley Finance LLC 1.8% initially; steps up to 2% on Sept. 24, 2026, to 2.25% on Sept. 24, 2028 and to 2.6% on Sept. 24, 2030; payable semiannually due 9/24/2031

Morgan Stanley Finance LLC 2.15% initially; steps up to 2.35% on Sept. 24, 2029, to 2.55% on Sept. 24, 2031, to 2.75% on Sept. 24, 2033 and to 3% on Sept. 24, 2035; payable semiannually due 9/24/2036

Morgan Stanley Finance LLC 1.5% initially; steps up to 1.75% on Sept. 24, 2025 and to 2% on Sept. 24, 2027; payable semiannually due 9/24/2029

Morgan Stanley Finance LLC 10.2% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,623.557 for Nasdaq, 1,552.993 for Russell, 23,980.824 for Dow; 70% of initial levels due 6/27/2023

Morgan Stanley Finance LLC 5.65% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,623.557 for Nasdaq, 1,552.993 for Russell, 23,980.824 for Dow; 70% of initial levels due 9/26/2024

Morgan Stanley Finance LLC 5.15%, paid quarterly, if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 9/26/2024

Morgan Stanley Finance LLC 0.00% due 9/26/2024

Morgan Stanley Finance LLC 0.00% due 9/25/2026

Morgan Stanley Finance LLC 0.00% due 9/26/2024

Morgan Stanley Finance LLC 0.00% due 9/25/2026

Morgan Stanley Finance LLC 0.00% due 9/26/2024

Morgan Stanley Finance LLC 0.00% due 9/25/2026

Morgan Stanley Finance LLC 0.00% due 9/25/2026

Morgan Stanley Finance LLC 0.00% due 9/25/2026

Morgan Stanley Finance LLC 0.00% due 9/25/2023

Morgan Stanley Finance LLC 11%, paid monthly, if each underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 9/26/2024

Morgan Stanley Finance LLC 5% per year paid quarterly plus any previously unpaid contingent coupons if the index closes at or above its coupon barrier on any quarterly observation date; Coupon barrier: 2,832.525, 65% of initial level due 10/6/2022

Morgan Stanley Finance LLC 8.5% per year, payable each quarter that index closes at or above coupon barrier on observation date for that period, plus any previously unpaid coupon; Coupon threshold level: 3,468.184, 80% of initial level due 10/6/2022

Morgan Stanley Finance LLC 0.00% due 9/24/2026

Morgan Stanley Finance LLC 0.00% due 9/24/2026

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barrier: 25,477.853 for Dow, 11,259.143 for Nasdaq, 1,636.652 for Russell, 75% of initial levels due 9/25/2023

Morgan Stanley Finance LLC 7.25%, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 9/25/2024

Morgan Stanley Finance LLC 11.75%, paid quarterly, if each underlier closes at or above its 70% coupon threshold on the related quarterly observation date due 9/25/2025

Morgan Stanley Finance LLC 5.35% due 3/22/2023

Morgan Stanley Finance LLC 0.00% due 9/22/2023

Morgan Stanley Finance LLC 0.00% due 9/20/2024

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 24,209.416 for Dow, 10,733.429 for Nasdaq, 1,565.810 for Russell; 70% of initial levels due 9/21/2023

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 24,209.416 for Dow, 10,733.429 for Nasdaq, 1,565.810 for Russell; 70% of initial levels due 9/20/2024

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 24,209.416 for Dow, 10,733.429 for Nasdaq, 1,565.810 for Russell; 70% of initial levels due 9/20/2024

Morgan Stanley Finance LLC 0.00% due 9/22/2025

Morgan Stanley Finance LLC 7.05%, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 9/20/2024

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barrier levels: $26.325 for BofA, $254.449 for Goldman, $122.798 for PNC; 65% of initial levels due 9/20/2024

Morgan Stanley Finance LLC 8.45% annualized for each quarter that each ETF closes at or above downside threshold on observation date for quarter due 9/20/2024

Morgan Stanley Finance LLC 9.22% per year, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date due 3/22/2023

Morgan Stanley Finance LLC 7.6% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 11,500.103 for Nasdaq, 3,324.743 for S&P, 1,677.653 for Russell; 75% of initial levels due 9/21/2023

Morgan Stanley Finance LLC 8.5%, paid monthly, if the underlying stock closes at or above its 50% downside threshold on the related monthly observation date due 9/21/2023

Morgan Stanley Finance LLC 13.25%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 9/21/2023

Morgan Stanley Finance LLC 7.75% annual rate if each index closes at or above coupon barrier level on quarterly determination date; Coupon barrier/trigger levels: 1,901.340 for Russell, 3,768.042 for S&P and 13,033.450 for Nasdaq; 85% of initial levels due 9/21/2023

Morgan Stanley Finance LLC 0.00% due 9/22/2026

Morgan Stanley Finance LLC 4.25% due 9/21/2026

Morgan Stanley Finance LLC 0.00% due 9/22/2026

Morgan Stanley Finance LLC 0.00% due 9/20/2024

Morgan Stanley Finance LLC 0.00% due 1/17/2023

Morgan Stanley Finance LLC 0.00% due 3/22/2027

Morgan Stanley Finance LLC 0.00% due 9/21/2028

Morgan Stanley Finance LLC 16% annualized, payable quarterly if the stock closes at or above downside threshold level on any quarterly determination date; coupon payments will include any previously unpaid coupons due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 9/22/2026

Morgan Stanley Finance LLC 0.00% due 3/22/2027

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 9/22/2026

Morgan Stanley Finance LLC 10%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 9/21/2023

Morgan Stanley Finance LLC 7.15% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $244.176; 80% of initial price due 9/19/2024

Morgan Stanley Finance LLC 9.6% per year, payable quarterly if each index closes at or above its coupon barrier level on observation date that observation period; Coupon barriers: 3,131.63 for S&P 500, 1,563.038 for Russell, 10,861.14 for Nasdaq; 70% of initial levels due 6/21/2024

Morgan Stanley Finance LLC 0.00% due 9/19/2031

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2024

Morgan Stanley Finance LLC 10.65% per year, payable quarterly if each underlier closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $36.526 for ETF, 1,564.114 for Russell, 10,852.471 for Nasdaq; 70% of initial levels due 9/19/2024

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 8.15% per year, payable quarterly if each index closes at or above its coupon threshold level on each day that quarter; Coupon threshold levels: 2,891.588 for Stoxx, 1,565.81 for Russell, 3,103.093 for S&P; 70% of initial levels due 9/21/2023

Morgan Stanley Finance LLC 10.6% per year, payable quarterly if each index closes at or above its coupon threshold level on each day that quarter; Coupon threshold levels: 11,500.103 for Nasdaq, 1,677.653 for Russell, 3,324.743 for S&P; 75% of initial levels due 9/21/2023

Morgan Stanley Finance LLC 5.7% per year, payable quarterly if each ETF closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 9.66% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $28.098 for BofA, $49.315 for Citi; 70% of initial levels due 9/19/2024

Morgan Stanley Finance LLC 10.1% annualized, payable quarterly if each underlier closes at or above coupon barrier on review date for that quarter; coupon payment events will include any previously unpaid coupons; Coupon barrier levels: $39.135 for ETF, 3,109.455 for Stoxx, 1,675.836 for Russell; 75% of initial levels due 10/3/2022

Morgan Stanley Finance LLC 0.00% due 1/4/2023

Morgan Stanley Finance LLC 0.00% due 9/18/2031

Morgan Stanley Finance LLC 0.00% due 9/18/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2027

Morgan Stanley Finance LLC 0.00% due 9/18/2026

Morgan Stanley Finance LLC 9.2%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 9/19/2023

Morgan Stanley Finance LLC 10.9% per year, payable quarterly if each index closes at or above its coupon threshold level on each business day during the observation period for that quarter; due 9/19/2023

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the observation date for that quarter; Coupon threshold levels: 10,768.03 for Nasdaq, 1,546.99 for Russell, 3,110.135 for S&P; 70% of initial levels due 3/19/2024

Morgan Stanley Finance LLC 9.2%, paid quarterly, if each underlying stock closes at or above its 75% downside threshold on the related quarterly observation date due 9/20/2023

Morgan Stanley Finance LLC 5.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,657.489 for Russell, 11,537.175 for Nasdaq, 25,933.178 for Dow; 75% of initial levels due 3/19/2024

Morgan Stanley Finance LLC 6%, paid quarterly if each underlying index closes at or above its coupon threshold on the related quarterly observation date; Coupon thresholds: 1,657.489 for Russell, 11,537.175 for Nasdaq, 25,933.178 for Dow; 75% of initial levels due 6/20/2023

Morgan Stanley Finance LLC 0.00% due 9/19/2024

Morgan Stanley Finance LLC 0.00% due 9/19/2024

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 9/17/2026

Morgan Stanley Finance LLC 7%, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 9/18/2024

Morgan Stanley Finance LLC 0.00% due 9/21/2022

Morgan Stanley Finance LLC 0.00% due 9/21/2022

Morgan Stanley Finance LLC 0.00% due 9/21/2022

Morgan Stanley Finance LLC 10.1%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 3,574.98 for S&P, 1,792.627 for Russell, 1,041.23 for MSCI EM; 80% of initial levels due 9/18/2024

Morgan Stanley Finance LLC 6.2% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 3,566.864; 80% of initial level due 9/14/2023

Morgan Stanley Finance LLC 6.65%, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 9/13/2024

Morgan Stanley Finance LLC 18% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $2,775.32 for Amazon, $478.976 for Netflix, $302.952 for Facebook; 80% of initial levels due 9/13/2024

Morgan Stanley Finance LLC 9.25% annualized, payable quarterly if each ETF closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $26.306 for Financial, $109.641 for Technology, $33.453 for Energy; 70% of initial levels due 9/13/2024

Morgan Stanley Finance LLC 6.55%, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 9/13/2024

Morgan Stanley Finance LLC 11.25%, paid monthly, if the underlying stock closes at or above its 60% downside threshold on the related monthly observation date due 3/15/2023

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; coupon payment events will include any previously unpaid coupons; Coupon barriers: 12,352.6 for Nasdaq, 1,782.037 for Russell, 27,686.176 for Dow; 80% of initial levels due 9/14/2023

Morgan Stanley Finance LLC 9.25% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $478.976; 80% of initial price due 9/14/2023

Morgan Stanley Finance LLC 11% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $25.929; 65% of initial price due 9/14/2023

Morgan Stanley Finance LLC 8.45% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $33.248; 75% of initial price due 9/13/2024

Morgan Stanley Finance LLC 4.5%, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 10/13/2022

Morgan Stanley Finance LLC 0.00% due 12/15/2022

Morgan Stanley Finance LLC 0.00% due 2/15/2023

Morgan Stanley Finance LLC 0.00% due 12/21/2023

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon barrier level on observation date for that observation period; Coupon barriers: 3,121.01 for S&P 500, 1,559.282 for Russell, 916.26 for MSCI EM; 70% of initial levels due 9/13/2024

Morgan Stanley Finance LLC 0.00% due 9/15/2025

Morgan Stanley Finance LLC 0.00% due 3/14/2023

Morgan Stanley Finance LLC 9.25% per year, payable each quarter that each index closes at or above its coupon barrier on each trading day during that quarter; Coupon barriers: 24,415.57 for Dow, 1,574.390 for Russell, 10,892.74 for Nasdaq; 70% of initial levels due 12/12/2024

Morgan Stanley Finance LLC 8.4% per year, payable each quarter that each index closes at or above its coupon barrier on each trading day during that quarter; Coupon barriers: 24,415.57 for Dow, 1,574.390 for Russell, 10,892.74 for Nasdaq; 70% of initial levels due 12/12/2024

Morgan Stanley Finance LLC 8.7% per year, payable each quarter that each index closes at or above its coupon barrier on each trading day during that quarter; Coupon barriers: 3,145.30 for S&P, 1,574.390 for Russell, 909.98 for MSCI EM; 70% of initial levels due 6/12/2025

Morgan Stanley Finance LLC 18.15%, paid quarterly, if the underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 3/6/2023

Morgan Stanley Finance LLC 12% annualized, payable monthly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $17.094; 70% of initial price due 9/13/2023

Morgan Stanley Finance LLC 0.00% due 2/16/2023

Morgan Stanley Finance LLC 0.00% due 9/12/2024

Morgan Stanley Finance LLC 0.00% due 9/12/2024

Morgan Stanley Finance LLC 0.00% due 9/11/2026

Morgan Stanley Finance LLC 0.00% due 12/22/2022

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 9/8/2028

Morgan Stanley Finance LLC 0.00% due 9/9/2026

Morgan Stanley Finance LLC 5.3% per year, paid quarterly if each underlying index closes at or above its 60% downside threshold on the related quarterly observation date due 9/9/2026

Morgan Stanley Finance LLC 7.4% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 11,739.645 for Nasdaq, 1,719.036 for Russell, 3,401.573 for S&P; 75% of initial levels due 3/7/2024

Morgan Stanley Finance LLC 5.3% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 3,401.573; 75% of initial levels due 9/8/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 8.8% annual rate, paid quarterly, if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 9/6/2024

Morgan Stanley Finance LLC 8.8% per year, paid quarterly if each underlying fund closes at or above its 70% downside threshold on the related quarterly observation date due 9/6/2024

Morgan Stanley Finance LLC 12%, paid semiannually, if each underlying fund closes at or above its 70% downside threshold on the related semiannual observation date due 9/6/2024

Morgan Stanley Finance LLC 6.3% per year, paid quarterly if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 9/6/2024

Morgan Stanley Finance LLC 12.5% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $14.785; 55.5% of initial price due 9/8/2023

Morgan Stanley Finance LLC 6.5% per year, paid monthly if each underlying index closes at or above its 75% downside threshold on the related monthly observation date due 9/9/2022

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $932.55; 60% of initial price due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 9/8/2023

Morgan Stanley Finance LLC 9.00% due 12/8/2022

Morgan Stanley Finance LLC 0.00% due 4/16/2027

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 11,739.65 for Nasdaq-100, 1,719.036 for Russell, 26,526.82 for Dow; 75% of initial levels due 12/6/2024

Morgan Stanley Finance LLC 0.00% due 9/8/2025

Morgan Stanley Finance LLC 0.00% due 9/8/2022

Morgan Stanley Finance LLC 19.1% annualized, payable for each quarter that stock closes at or above downside threshold level on quarterly determination date; coupon payments will include any previously unpaid coupons due 9/14/2022

Morgan Stanley Finance LLC 6.35% per year, payable monthly if each index closes at or above its coupon barrier level on the observation date; Coupon barriers: 1,372.235 for Russell, 787.46 for MSCI EM; 60% of initial levels due 12/6/2022

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 26,520.548 for Dow, 1,705.331 for Russell, 11,686.883 for Nasdaq; 75% of initial levels due 9/6/2023

Morgan Stanley Finance LLC 7.75% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 26,520.548 for Dow, 1,705.331 for Russell, 11,686.883 for Nasdaq; 75% of initial levels due 9/3/2026

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/5/2023

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,364.264 for Russell, 2,713.608 for S&P; 60% of initial levels due 9/6/2024

Morgan Stanley Finance LLC 6.75% per year, payable semiannually if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,591.642 for Russell, 3,165.876 for S&P; 70% of initial levels due 9/6/2023

Morgan Stanley Finance LLC 14% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $155.40; 60% of initial price due 9/6/2023

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 12/5/2022

Morgan Stanley Finance LLC 6%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 9/6/2023

Morgan Stanley Finance LLC 7.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 3/3/2023

Morgan Stanley Finance LLC 7.75%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/5/2022

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if each ETF closes at or above coupon barrier level on observation date that period; Coupon barriers: $33.88 for SPDR, $22.82 for VanEck; 70% of initial levels due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 9/6/2028

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 9/4/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 11.5%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 9/5/2023

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/1/2023

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 10,923.56 for Nasdaq-100, 1,586.193 for Russell, 24,779.89 for Dow; 70% of initial levels due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 0.00% due 9/2/2027

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 7.3% per year, payable quarterly if each index closes at or above its coupon threshold level on every trading day during the relevant observation period; Coupon threshold levels:

Morgan Stanley Finance LLC 9.5%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 6/2/2023

Morgan Stanley Finance LLC 7.85% per year, payable quarterly if each index closes at or above its downside threshold level on the related determination date due 8/31/2023

Morgan Stanley Finance LLC 9.05% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,574.713 for Nasdaq, 1,707.863 for Russell, 3,382.028 for S&P; 75% of initial levels due 8/31/2023

Morgan Stanley Finance LLC 9.55% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,574.713 for Nasdaq, 1,707.863 for Russell, 3,382.028 for S&P; 75% of initial levels due 8/31/2023

Morgan Stanley Finance LLC 15% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $106.384; 69% of initial price due 8/31/2023

Morgan Stanley Finance LLC 10%, paid monthly, if the underlying stock closes at or above its 52% downside threshold on the related monthly observation date due 9/30/2022

Morgan Stanley Finance LLC 10% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold: $87.709; 55% of initial price due 8/30/2024

Morgan Stanley Finance LLC 10% annualized, payable quarterly if the stock closes at or above the downside threshold level on the relevant review date due 8/30/2024

Morgan Stanley Finance LLC 8.1% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that period; Coupon barrier levels: $2,344.741 for Amazon, $104.02 for Apple, $209.804 for Microsoft; 70% of initial levels due 12/1/2022

Morgan Stanley Finance LLC 6.75% annualized, payable monthly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $117.394; 79% of initial price due 9/30/2022

Morgan Stanley Finance LLC 14.5%, paid quarterly, if the underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 8/31/2023

Morgan Stanley Finance LLC 10%, paid monthly, if the underlying fund closes at or above its downside threshold on the related monthly observation date due 9/30/2022

Morgan Stanley Finance LLC 8.2%, paid quarterly, if each underlying fund closes at or above its 75% downside threshold on the related quarterly observation date due 8/30/2024

Morgan Stanley Finance LLC 11.15%, paid quarterly, if each underlying fund closes at or above its 75% downside threshold on the related quarterly observation date due 8/31/2023

Morgan Stanley Finance LLC 10%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 9/1/2026

Morgan Stanley Finance LLC 5.47% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,707.863 for Russell, 26,591.85 for Dow; 75% of initial levels due 9/1/2026

Morgan Stanley Finance LLC 7.5%, paid monthly, if each underlying index closes at or above its 80% coupon barrier on the related monthly observation date; any previously unpaid coupons will be included whenever coupon payments are made due 8/30/2024

Morgan Stanley Finance LLC 13.25% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 15% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $42.673; 58.36% of initial price due 8/31/2023

Morgan Stanley Finance LLC 7.8% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 9/1/2026

Morgan Stanley Finance LLC 0.00% due 9/1/2026

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 9/1/2026

Morgan Stanley Finance LLC 0.00% due 9/2/2026

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 10/28/2022

Morgan Stanley Finance LLC 0.00% due 8/29/2031

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 8%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 6/1/2023

Morgan Stanley Finance LLC 9.75%, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 8/31/2023

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; coupon payment events will include any previously unpaid coupons; Coupon threshold levels: 10,694.964 for Nasdaq, 1,549.785 for Russell, 3,129.0 for S&P; 70% of initial levels due 2/29/2024

Morgan Stanley Finance LLC 9% annualized, payable quarterly if the stock closes at or abovethe downside threshold level on the relevant review date due 8/29/2024

Morgan Stanley Finance LLC 6.25% per year, payable monthly if each index closes at or above downside threshold level on observation date that period due 3/2/2023

Morgan Stanley Finance LLC 12.3%, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 8/31/2023

Morgan Stanley Finance LLC 5.5%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 12/1/2022

Morgan Stanley Finance LLC 10.25% annualized, payable quarterly if each ETF closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $90.006 for Biotech, $33.621 for Energy; 70% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 8% annualized, payable monthly if each ETF closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $36.457 for Mining, $40.826 for Energy; 85% of initial levels due 8/29/2024

Morgan Stanley Finance LLC 9% per year, payable quarterly if each ETF closes at or above coupon barrier level on observation date that period; Coupon barriers: $33.621 for SPDR, $22.036 for VanEck; 70% of initial levels due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 6/1/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 8% annualized, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date; coupon payments will include any previously unpaid coupons due 8/31/2023

Morgan Stanley Finance LLC 11.5% annualized, payable for each quarter that stock closes at or above downside threshold level on determination date; payments will include any previously unpaid coupons due 9/13/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 10,803.07 for Nasdaq-100, 1,594.006 for Russell, 24,819.06 for Dow; 70% of initial levels due 11/29/2024

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if each index closes at or above its coupon barrier level on every index business day during the observation period; Coupon barriers: 10,694.96 for Nasdaq-100, 1,549.785 for Russell, 24,649.18 for Dow; 70% of initial levels due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 8/29/2031

Morgan Stanley Finance LLC 0.00% due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 9/1/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 5.4% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 26,554.125 for Dow, 1,679.452 for Russell, 11,526.69 for Nasdaq; 75% of initial levels due 8/30/2023

Morgan Stanley Finance LLC 7%, paid quarterly if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barriers: 24,783.85 for Dow, 10,758.244 for Nasdaq, 1,567.488 for Russell, 70% of initial levels due 5/31/2023

Morgan Stanley Finance LLC 8%, paid quarterly if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barriers: 3,135.84 for Stoxx, 11,526.69 for Nasdaq, 1,679.452 for Russell, 75% of initial levels due 8/29/2024

Morgan Stanley Finance LLC 9.5%, paid quarterly if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barriers: 3,135.84 for Stoxx, 11,526.69 for Nasdaq, 1,679.452 for Russell, 75% of initial levels due 8/29/2024

Morgan Stanley Finance LLC 1.4% initially, stepping up to 1.6% on Aug. 27, 2025 and to 1.8% on Aug. 27, 2027; payable semiannually due 8/27/2031

Morgan Stanley Finance LLC 2.1% initially, stepping up to 2.3% on Aug. 27, 2029, to 2.5% on Aug. 27, 2031, to 2.7% on Aug. 27, 2033 and to 3.1% on Aug. 27, 2035; payable semiannually due 8/27/2031

Morgan Stanley Finance LLC 1.7% initially, stepping up to 1.9% on Aug. 27, 2026 and to 2.2% on Aug. 27, 2029; payable semiannually due 8/27/2031

Morgan Stanley Finance LLC 8.65% annualized, payable quarterly if the ETF closes at or above downside threshold level on the relevant review date due 8/29/2024

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,758.244 for Nasdaq, 1,567.488 for Russell, 24,783.85 for Dow; 70% of initial levels due 8/29/2024

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupon barrier level on any observation date; Coupon barriers: 3,147.333 for S&P, 10,758.244 for Nasdaq, 1,567.488 for Russell; 70% of initial levels due 8/30/2023

Morgan Stanley Finance LLC 0.00% due 8/28/2026

Morgan Stanley Finance LLC 8.6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 26,524.695 for Dow, 1,673.18 for Russell, 11,518.26 for Nasdaq; 75% of initial levels due 8/29/2024

Morgan Stanley Finance LLC 15.6% annualized, payable for each quarter that stock closes at or above downside threshold level on determination date for that quarter; coupon payment events will include any previously unpaid coupons due 9/12/2022

Morgan Stanley Finance LLC 4.85%, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 5/29/2025

Morgan Stanley Finance LLC 7%, paid quarterly, if each underlying index closes at or above its 72% coupon barrier on the related quarterly observation date due 8/28/2024

Morgan Stanley Finance LLC 10.5% annualized, payable monthly if the basket closes at or above coupon barrier on review date for that period; Coupon barrier levels: 70% of initial levels due 5/29/2024

Morgan Stanley Finance LLC 5.1%, paid quarterly, if each underlying index closes at or above its 80% coupon barrier on the related quarterly observation date due 8/28/2025

Morgan Stanley Finance LLC 0.00% due 8/26/2027

Morgan Stanley Finance LLC 0.00% due 9/8/2022

Morgan Stanley Finance LLC 0.00% due 8/27/2026

Morgan Stanley Finance LLC 6.8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 8% per year, payable semiannually if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,319.428 for Nasdaq, 1,625.700 for Russell, 26,340.06 for Dow; 75% of initial levels due 5/25/2023

Morgan Stanley Finance LLC 10.75% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 28,096.064 for Dow, 12,074.056 for Nasdaq, 1,734.080 for Russell; 80% of initial levels due 8/24/2023

Morgan Stanley Finance LLC 6% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 3,553.336; 80% of initial level due 8/24/2023

Morgan Stanley Finance LLC 10.5% per year, payable each month that stock closes at or above downside threshold on observation date for that period due 9/23/2022

Morgan Stanley Finance LLC 12.35% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that period due 8/24/2023

Morgan Stanley Finance LLC 8% annualized, payable quarterly if each ETF closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $24.499 for Financial, $29.829 for Energy, $53.775 for Communication; 65% of initial levels due 8/23/2024

Morgan Stanley Finance LLC 6.15% annualized, payable quarterly if the stock closes at or above downside threshold on the relevant review date due 8/23/2024

Morgan Stanley Finance LLC 27.15% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 5.5%, paid quarterly, if each underlying index closes at or above its coupon barrier on the related quarterly observation date; Coupon barriers: 26,340.06 for Dow, 11,319.428 for Nasdaq, 1,625.700 for Russell; 75% of initial levels due 5/25/2023

Morgan Stanley Finance LLC 10.25% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level:

Morgan Stanley Finance LLC 11.25% annualized, payable quarterly if the stock closes at or above downside threshold on the relevant review date due 8/23/2024

Morgan Stanley Finance LLC 0.00% due 8/25/2027

Morgan Stanley Finance LLC 0.00% due 9/8/2022

Morgan Stanley Finance LLC 9.00% due 8/24/2023

Morgan Stanley Finance LLC If Alibaba shares close at or above the downside threshold on a quarterly determination date, 15.75% per year, paid quarterly plus any previously unpaid coupons due 9/7/2022

Morgan Stanley Finance LLC 8.37% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: $307.90 for S&P ETF, $148.36 for Russell ETF, $34.68 for EM ETF; 70% of initial levels due 8/25/2026

Morgan Stanley Finance LLC 8.34% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the corresponding observation date; Coupon barrier levels: $307.90 for S&P ETF, $148.36 for Russell ETF, $55.40 for EAFE ETF; 70% of initial levels due 8/25/2026

Morgan Stanley Finance LLC 0.00% due 2/25/2027

Morgan Stanley Finance LLC 0.00% due 8/25/2026

Morgan Stanley Finance LLC 0.00% due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 8/23/2024

Morgan Stanley Finance LLC 0.00% due 8/20/2026

Morgan Stanley Finance LLC 0.00% due 8/25/2026

Morgan Stanley Finance LLC 0.00% due 8/23/2022

Morgan Stanley Finance LLC 10% per year, payable quarterly if each underlier closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $35.28 for ETF, 1,511.146 for Russell, 10,400.544 for Nasdaq; 70% of initial levels due 8/22/2025

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; coupon payment events will also include previously unpaid coupons, if any; Coupon threshold levels: 10,453.758 for Nasdaq, 1,492.694 for Russell, 3,084.06 for S&P; 70% of initial levels due 8/22/2025

Morgan Stanley Finance LLC 0.00% due 9/20/2023

Morgan Stanley Finance LLC 20% annualized, payable quarterly if the stock closes at or above downside threshold level on any quarterly determination date; coupon payments will include any previously unpaid coupons due 9/8/2022

Morgan Stanley Finance LLC 12.63%, payable quarterly if stock closes at or above coupon barrier level on the corresponding observation date; Coupon barrier/threshold: $35.43, 50% of initial price due 8/24/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 8/24/2026

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 7.53%, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 8/22/2024

Morgan Stanley Finance LLC 0.00% due 8/23/2023

Morgan Stanley Finance LLC 5.15% due 2/23/2023

Morgan Stanley Finance LLC 22.6% if the underlying stock closes at or above its downside threshold on the related quarterly observation date; coupon payment events will automatically include any previously unpaid coupons due 9/7/2022

Morgan Stanley Finance LLC 8.4% annualized, payable quarterly if the stock closes at or above the downside threshold on the relevant review date due 8/22/2023

Morgan Stanley Finance LLC 8.65% annualized, payable quarterly if each ETF closes at or above coupon barrier on the relevant review date; Coupon barrier levels: $108.983 for Technology, $33.957 for Energy; 70% of initial levels due 8/20/2026

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,355.578 for Nasdaq, 1,652.561 for Russell, 26,719.05 for Dow; 75% of initial levels due 2/22/2023

Morgan Stanley Finance LLC 5.9% per year, payable quarterly if underlying index closes at or above its downside threshold level on the related determination date due 8/21/2031

Morgan Stanley Finance LLC 0.00% due 8/21/2024

Morgan Stanley Finance LLC 0.00% due 12/19/2022

Morgan Stanley Finance LLC 0.00% due 3/5/2024

Morgan Stanley Finance LLC 0.00% due 3/5/2024

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date, in which case any previously unpaid coupons will also be paid; Coupon threshold levels: 28,412.304 for Dow, 12,109.344 for Nasdaq, 1,778.486 for Russell; 80% of initial levels due 2/16/2024

Morgan Stanley Finance LLC 8.70% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,595.676 for Nasdaq, 1,556.176 for Russell, 24,860.766 for Dow; 70% of initial levels due 8/17/2023

Morgan Stanley Finance LLC 8.8% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date for that period; Coupon barrier levels: 3,351.0 for S&P, 1,667.331 for Russell, 11,352.51 for Nasdaq; 75% of initial prices due 8/17/2023

Morgan Stanley Finance LLC 10% annualized, payable quarterly if the stock closes at or above the downside threshold on the relevant review date due 8/16/2024

Morgan Stanley Finance LLC 7.4% annualized, payable quarterly if the stock closes at or above the downside threshold on the relevant review date due 8/16/2024

Morgan Stanley Finance LLC 7.2% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $142.071 for Caterpillar, $249.60 for Deere; 65% of initial levels due 8/16/2024

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if each ETF closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $27.006 for Financial, $34.594 for Energy, $73.50 for Industrial; 70% of initial levels due 8/16/2024

Morgan Stanley Finance LLC 13% annualized, payable quarterly if the ETF closes at or above the downside threshold on the relevant review date due 8/16/2024

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 8/17/2023

Morgan Stanley Finance LLC 0.00% due 8/16/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2027

Morgan Stanley Finance LLC 0.00% due 8/18/2027

Morgan Stanley Finance LLC 8.15% per year, payable quarterly if each index closes at or above coupon barrier level on the observation date; Coupon barriers: 11,316.735 for Nasdaq, 26,624.888 for Dow, 1,683.055 for Russell; 75% of initial levels due 8/15/2024

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above its downside threshold level on the related determination date due 8/17/2023

Morgan Stanley Finance LLC 7% annualized, payable monthly if each underlier closes at or above coupon barrier on the relevant review date; Coupon barrier levels: $294.024 for ETF, 1,795.258 for Russell; 80% of initial levels due 11/17/2022

Morgan Stanley Finance LLC 0.00% due 8/15/2031

Morgan Stanley Finance LLC 0.00% due 8/15/2031

Morgan Stanley Finance LLC 0.00% due 8/17/2026

Morgan Stanley Finance LLC 0.00% due 1/25/2023

Morgan Stanley Finance LLC 0.00% due 5/15/2025

Morgan Stanley Finance LLC 0.00% due 8/15/2024

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each underlier closes at or above its coupon threshold level on every trading day during the observation period; Coupon threshold levels: $36.477 for ETF, 1,564.366 for Russell, 10,593.177 for Nasdaq; 70% of initial levels due 8/13/2026

Morgan Stanley Finance LLC 13.25% per year, payable quarterly if underlying stock closes at or above its coupon threshold level on the related determination date; Coupon threshold level: $34.344; 60% of initial level due 8/15/2023

Morgan Stanley Finance LLC 8.05% annualized, payable monthly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $26.93 for BofA, $265.181 for GS, $48.445 for Schwab, $32.26 for Wells Fargo; 65% of initial levels due 8/15/2024

Morgan Stanley Finance LLC 12.85% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $58.871; 65% of initial price due 8/15/2023

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,042.864 for Nasdaq, 1,791.49 for Russell, 3,549.4 for S&P; 80% of initial levels due 8/16/2022

Morgan Stanley Finance LLC 7.35% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 905.94 for MSCI EM, 1,564.366 for Russell, 3,102.645 for S&P; 70% of initial levels due 2/14/2024

Morgan Stanley Finance LLC 15% per year, payable quarterly if underlying stock closes at or above its coupon threshold level on the related determination date; Coupon threshold level: $222.53; 55.95% of initial level due 8/14/2023

Morgan Stanley Finance LLC 0.00% due 9/7/2023

Morgan Stanley Finance LLC 6.5% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $125.334 for Caterpillar, $221.592 for Deere; 60% of initial levels due 8/14/2024

Morgan Stanley Finance LLC 12% annualized, payable quarterly if the stock closes at or above the 50% coupon barrier on the relevant review date due 8/14/2024

Morgan Stanley Finance LLC 0.00% due 12/22/2022

Morgan Stanley Finance LLC 1.00% due 8/13/2026

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; coupon payment events will automatically include any previously unpaid coupons; Coupon threshold levels: 12,087.488 for Nasdaq, 1,798.209 for Russell, 28,166.808 for Dow; 80% of initial levels due 2/9/2024

Morgan Stanley Finance LLC 10.25% annualized, payable monthly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold: $107.844; 60% of initial price due 2/9/2023

Morgan Stanley Finance LLC 8.65% annualized, payable quarterly if each ETF closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $26.502 for Financial, $34.657 for Energy, $72.478 for Industrial; 70% of initial levels due 8/9/2024

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,576.552 for Nasdaq, 1,573.433 for Russell, 24,645.957 for Dow; 70% of initial levels due 2/9/2023

Morgan Stanley Finance LLC 7.85% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,576.552 for Nasdaq, 1,573.433 for Russell, 24,645.957 for Dow; 70% of initial levels due 8/10/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,332.02 for Nasdaq, 1,685.821 for Russell, 3,327.39 for S&P; 75% of initial levels due 8/10/2023

Morgan Stanley Finance LLC 8.05% annualized, payable quarterly if the stock closes at or above 75% coupon barrier on the relevant review date due 8/9/2024

Morgan Stanley Finance LLC 10.15% annualized, payable quarterly if the stock closes at or above 80% coupon barrier on the relevant review date due 8/9/2024

Morgan Stanley Finance LLC 0.00% due 11/12/2025

Morgan Stanley Finance LLC 0.00% due 8/11/2026

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 975.068 for MSCI EM, 1,677.005 for Russell, 3,321.825 for S&P; 75% of initial levels due 2/8/2024

Morgan Stanley Finance LLC 6.75% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $48.783 for Citi, $107.205 for JPM; 70% of initial levels due 8/8/2024

Morgan Stanley Finance LLC 0.00% due 8/10/2026

Morgan Stanley Finance LLC 0.00% due 8/8/2024

Morgan Stanley Finance LLC 0.00% due 8/8/2024

Morgan Stanley Finance LLC 8.55% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $126.045 for AmEx, $276.008 for Mastercard, $177.503 for Visa; 75% of initial levels due 8/8/2024

Morgan Stanley Finance LLC 8.05% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $102.865 for Apple, $200.557 for Microsoft, $1,891.757 for Alphabet; 70% of initial levels due 8/8/2024

Morgan Stanley Finance LLC 14.5% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $75.579; 70% of initial price due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 8/4/2026

Morgan Stanley Finance LLC 0.00% due 9/9/2022

Morgan Stanley Finance LLC 12.4% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold:

Morgan Stanley Finance LLC 6.25% due 2/8/2023

Morgan Stanley Finance LLC 4.25% due 2/8/2023

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 7.65% per year, payable quarterly if each index closes at or above barrier level on the observation date due 2/7/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 5.3% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,726.353 for Nasdaq, 1,440.072 for Russell, 840.522 for MSCI EM; 65% of initial levels due 8/7/2024

Morgan Stanley Finance LLC 0.00% due 2/23/2023

Morgan Stanley Finance LLC 0.00% due 8/7/2023

Morgan Stanley Finance LLC 0.00% due 8/15/2023

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 24,454.829 for Dow, 1,558.372 for Russell, 10,471.93 for Nasdaq; 70% of initial levels due 2/2/2024

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 10,471.93 for Nasdaq, 24,454.829 for Dow, 1,558.372 for Russell; 70% of initial levels due 5/4/2023

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 26,201.603 for Dow, 1,669.685 for Russell and 11,219.925 for Nasdaq; 75% of initial levels due 8/4/2026

Morgan Stanley Finance LLC 10% per year, payable each month if each fund closes at or above its coupon threshold level on the related determination date; Coupon thresholds: $24.444 for gold and $34.573 for energy, or 70% of initial levels due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 9/1/2022

Morgan Stanley Finance LLC 4.6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,471.93 for Nasdaq, 1,558.372 for Russell, 24,454.829 for Dow; 70% of initial levels due 2/3/2022

Morgan Stanley Finance LLC 7.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,219.925 for Nasdaq, 1,669.685 for Russell, 26,201.603 for Dow; 75% of initial levels due 8/3/2023

Morgan Stanley Finance LLC 8.15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; coupons will include any previously unpaid coupons; Coupon barriers: 11,967.92 for Nasdaq, 1,780.997 for Russell, 27,948.376 for Dow; 80% of initial levels due 8/3/2023

Morgan Stanley Finance LLC 7.3% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,471.93 for Nasdaq, 1,558.372 for Russell, 24,454.829 for Dow; 70% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each underlier closes at or above coupon threshold level on determination date for that period; Coupon threshold levels: 3,066.975 for Stoxx, 11,219.925 for Nasdaq, $37.043 for fund, 75% of initial levels due 8/4/2022

Morgan Stanley Finance LLC 9.3% per year, payable each month that stock closes at or above coupon threshold on observation date for that period; Coupon threshold level: $168.662, 65% of initial level due 2/2/2023

Morgan Stanley Finance LLC 10% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 12,715.915 for Nasdaq, 1,892.309 for Russell, 29,695.150 for Dow; 85% of initial levels due 8/2/2024

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 8/4/2026

Morgan Stanley Finance LLC 0.00% due 8/4/2026

Morgan Stanley Finance LLC 6.00% due 8/10/2022

Morgan Stanley Finance LLC 0.00% due 8/2/2024

Morgan Stanley Finance LLC 0.00% due 8/13/2026

Morgan Stanley Finance LLC 0.00% due 8/4/2025

Morgan Stanley Finance LLC 0.00% due 8/4/2025

Morgan Stanley Finance LLC 0.00% due 8/3/2028

Morgan Stanley Finance LLC 0.00% due 8/4/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 15.5% annualized, payable for each quarter that stock closes at or above downside threshold level on related determination date; coupon payments will include any previously unpaid coupons due 8/16/2022

Morgan Stanley Finance LLC 8% annualized, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date; coupon payments will include any previously unpaid coupons due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/4/2026

Morgan Stanley Finance LLC 0.00% due 8/4/2026

Morgan Stanley Finance LLC 0.00% due 8/2/2024

Morgan Stanley Finance LLC 0.00% due 8/4/2026

Morgan Stanley Finance LLC 0.00% due 8/4/2027

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 24,559.171 for Dow, 1,568.02 for Russell, 10,533.852 for Nasdaq; 70% of initial levels due 2/1/2024

Morgan Stanley Finance LLC 10.2% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,533.852 for Nasdaq, 1,568.02 for Russell, 24,559.171 for Dow; 70% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 19.75% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $16.212; 70% of initial price due 1/31/2023

Morgan Stanley Finance LLC 10% annualized, payable monthly if the stock closes at or above coupon barrier on the relevant review date; Coupon threshold: $14.762; 65% of initial level due 2/2/2023

Morgan Stanley Finance LLC 9.7% annualized, payable quarterly if the stock closes at or above the downside threshold on the relevant review date due 8/2/2023

Morgan Stanley Finance LLC 9.6% annualized, payable quarterly if the stock closes at or above the downside threshold on the relevant review date due 8/2/2023

Morgan Stanley Finance LLC 0.00% due 12/22/2022

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 26,198.198 for Dow, 1,668.718 for Russell, 11,263.575 for Nasdaq; 75% of initial levels due 8/1/2024

Morgan Stanley Finance LLC 2.1% initially, stepping up to 2.3% on July 30, 2029 and to 2.5% on July 30, 2031; payable semiannually due 7/30/2036

Morgan Stanley Finance LLC 10% annual rate, paid quarterly if each underlying stock closes at or above its 60% coupon barrier on the related quarterly observation date due 7/31/2026

Morgan Stanley Finance LLC 8.75% annualized, payable monthly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $95.401 for Apple, $2,357.154 for Amazon; 65% of initial levels due 8/2/2023

Morgan Stanley Finance LLC 8.27% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $47.67 for Citi, $106.19 for JPMorgan; 70% of initial levels due 8/1/2024

Morgan Stanley Finance LLC 5.5% per year, payable quarterly if the underlying stock is at or above its coupon threshold level on the related determination date; Coupon barrier level: $121.36; 80% of initial level due 2/2/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,512.67 for Nasdaq, 1,557.47 for Russell, 24,451.651 for Dow; 70% of initial levels due 5/3/2023

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 7/31/2026

Morgan Stanley Finance LLC 0.00% due 8/4/2026

Morgan Stanley Finance LLC 0.00% due 10/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2026

Morgan Stanley Finance LLC 0.00% due 7/31/2026

Morgan Stanley Finance LLC 9.1% per year, payable quarterly if each index closes at or above its coupon barrier level on each day during the observation period; Coupon barriers: 10,469.88 for Nasdaq-100, 1,534.283 for Russell, 3,081.02 for S&P; 70% of initial levels due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 7/30/2031

Morgan Stanley Finance LLC 0.00% due 7/31/2026

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 9.4% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,217.728 for Nasdaq, 1,252.43 for Russell, 939.323 for EM; 75% of initial levels due 8/1/2023

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,965.576 for Nasdaq, 1,753.466 for Russell, 28,046.816 for Dow; 80% of initial levels due 5/1/2025

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,217.728 for Nasdaq, 1,643.875 for Russell, 26,293.89 for Dow; 75% of initial levels due 8/1/2024

Morgan Stanley Finance LLC 7.6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,965.576 for Nasdaq, 3,251.864 for Stoxx; 80% of initial levels due 7/30/2026

Morgan Stanley Finance LLC 7.75% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 4% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 3,081.022; 70% of initial level due 8/1/2024

Morgan Stanley Finance LLC 3.75% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 2,640.876; 60% of initial level due 8/1/2023

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on any observation date; Coupon barriers: 28,046.816 for Dow, 1,753.466 for Russell, 11,965.576 for Nasdaq; 80% of initial levels due 8/1/2023

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,217.728 for Nasdaq, 1,643.875 for Russell, 26,293.89 for Dow; 75% of initial levels due 5/1/2025

Morgan Stanley Finance LLC 9% annualized, payable quarterly if each ETF closes at or above downside threshold level on determination date for that quarter due 8/1/2023

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 5/2/2023

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 8/1/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 21.5% annualized, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date; coupon payment events will automatically include any previously unpaid coupons due 8/12/2022

Morgan Stanley Finance LLC 0.00% due 7/30/2031

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/30/2026

Morgan Stanley Finance LLC 0.00% due 7/31/2026

Morgan Stanley Finance LLC 10.35% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 12,100.76 for Nasdaq, 1,773.537 for Russell, 28,115.448 for Dow; 80% of initial levels due 5/1/2023

Morgan Stanley Finance LLC 15% annualized, payable monthly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $2,589.874 for Amazon, $185.381 for CrowdStrike, $202.335 for Microsoft, $460.334 for Tesla; 70% of initial levels due 7/29/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barriers: 1,551.845 for Russell, 3,095.61 for S&P, 10,588.17 for Nasdaq; 70% of initial levels due 10/28/2024

Morgan Stanley Finance LLC 0.00% due 7/30/2031

Morgan Stanley Finance LLC 0.00% due 1/30/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,333.843 for Nasdaq, 1,657.237 for Russell, 26,296.163 for Dow; 75% of initial levels due 7/27/2023

Morgan Stanley Finance LLC 5.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,089.432 for Nasdaq, 1,767.719 for Russell, 28,049.24 for Dow; 80% of initial levels due 4/27/2023

Morgan Stanley Finance LLC 8.4% per year, payable monthly plus any previously unpaid coupons if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 12,089.432 for Nasdaq, 1,767.719 for Russell, 28,049.24 for Dow; 80% of initial levels due 7/26/2024

Morgan Stanley Finance LLC 7.25% per year, payable semiannually if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,578.253 for Nasdaq, 1,546.754 for Russell, 24,543.085 for Dow; 70% of initial levels due 7/26/2024

Morgan Stanley Finance LLC 5.75% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,578.253 for Nasdaq, 1,546.754 for Russell, 24,543.085 for Dow; 70% of initial levels due 7/26/2024

Morgan Stanley Finance LLC 14.5% per year, payable quarterly if each underlier closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $72.083 for Retail ETF, 3,308.843 for S&P, $36.39 for Energy ETF; 75% of initial levels due 7/27/2023

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,578.253 for Nasdaq, 1,546.754 for Russell, 24,543.085 for Dow; 70% of initial levels due 7/26/2024

Morgan Stanley Finance LLC 9.4% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $412.328; 80% of initial price due 7/26/2024

Morgan Stanley Finance LLC 14% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold: $72.93, 60% of initial share price due 7/27/2023

Morgan Stanley Finance LLC 8.8% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 7/26/2024

Morgan Stanley Finance LLC 0.00% due 4/27/2023

Morgan Stanley Finance LLC 0.00% due 7/26/2024

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 7/27/2028

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barriers: 1,546.754 for Russell, 3,088.25 for S&P, 10,578.25 for Nasdaq; 70% of initial levels due 10/28/2024

Morgan Stanley Finance LLC 0.00% due 7/28/2026

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 1/26/2024

Morgan Stanley Finance LLC 0.00% due 1/26/2024

Morgan Stanley Finance LLC 0.00% due 6/8/2028

Morgan Stanley Finance LLC 0.00% due 7/28/2026

Morgan Stanley Finance LLC 0.00% due 3/24/2023

Morgan Stanley Finance LLC 0.00% due 4/27/2023

Morgan Stanley Finance LLC 11.5% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $176.696; 80% of initial price due 1/26/2023

Morgan Stanley Finance LLC 5.15% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,952.136 for Nasdaq, 1,759.58 for Russell, 27,858.68 for Dow; 80% of initial levels due 4/27/2023

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,952.136 for Nasdaq, 1,759.58 for Russell, 27,858.68 for Dow; 80% of initial levels due 4/27/2023

Morgan Stanley Finance LLC 15% annualized, payable quarterly if the stock closes at or above the downside threshold on the relevant review date due 7/26/2023

Morgan Stanley Finance LLC 0.00% due 7/25/2024

Morgan Stanley Finance LLC 0.00% due 7/27/2026

Morgan Stanley Finance LLC 0.00% due 7/26/2023

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,563.829 for Russell, 3,051.083 for S&P; 70% of initial levels due 7/26/2022

Morgan Stanley Finance LLC 0.00% due 7/21/2023

Morgan Stanley Finance LLC 7.4% per year, payable quarterly if each index closes at or above its downside threshold level on the related determination date due 7/25/2024

Morgan Stanley Finance LLC 11.75% annualized, payable quarterly if the ETF closes at or above the downside threshold on the relevant review date due 7/25/2023

Morgan Stanley Finance LLC 0.00% due 8/17/2022

Morgan Stanley Finance LLC 9.25% due 7/25/2024

Morgan Stanley Finance LLC 13% annualized, payable quarterly if the stock closes at or above the coupon threshold on the relevant review date; Coupon threshold: $244.62; 60% of initial price due 1/24/2023

Morgan Stanley Finance LLC 0.00% due 7/23/2026

Morgan Stanley Finance LLC 9.30% due 7/24/2023

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 7/21/2027

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 5.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 26,015.888 for Dow, 1,622.429 for Russell, 11,011.035 for Nasdaq; 75% of initial levels due 7/19/2024

Morgan Stanley Finance LLC 6.7% per year, payable quarterly if each index closes at or above its coupon threshold level on each day of that period; Coupon barrier levels: 9,542.897 for Nasdaq, 2,623.251 for Stoxx, 2,812.654 for S&P; 65% of initial levels due 7/19/2024

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if each index closes at or above its coupon threshold level on each day of that period; Coupon barrier levels: 11,011.035 for Nasdaq, 1,622.429 for Russell, 3,245.37 for S&P; 75% of initial levels due 7/20/2023

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if each index closes at or above its coupon threshold level on each day of that period; Coupon barrier levels: 11,011.035 for Nasdaq, 1,622.429 for Russell, 3,245.37 for S&P; 75% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barriers: 3,461.728 for S&P, 1,730.590 for Russell, 11,745.104 for Nasdaq; 80% of initial levels due 4/19/2024

Morgan Stanley Finance LLC 12.85% per year, payable each month that stock closes at or above 60% coupon barrier on observation date for that period due 1/20/2023

Morgan Stanley Finance LLC 0.00% due 7/19/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 7/20/2026

Morgan Stanley Finance LLC 0.00% due 7/18/2031

Morgan Stanley Finance LLC 0.00% due 7/20/2023

Morgan Stanley Finance LLC 0.00% due 7/18/2024

Morgan Stanley Finance LLC 0.00% due 7/21/2026

Morgan Stanley Finance LLC 0.00% due 8/4/2027

Morgan Stanley Finance LLC 0.00% due 7/21/2026

Morgan Stanley Finance LLC 0.00% due 7/19/2024

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barriers: 1,541.651 for Russell, 3,062.01 for S&P, 10,430.31 for Nasdaq; 70% of initial levels due 7/18/2024

Morgan Stanley Finance LLC 4.01% due 10/20/2022

Morgan Stanley Finance LLC 6.01% due 10/20/2022

Morgan Stanley Finance LLC 0.00% due 3/16/2023

Morgan Stanley Finance LLC 0.00% due 12/12/2022

Morgan Stanley Finance LLC 0.00% due 7/14/2023

Morgan Stanley Finance LLC 7.1% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,378.263 for Nasdaq, 1,596.004 for Russell, 24,409.112 for Dow; 70% of initial levels due 1/12/2024

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,934.241 for Nasdaq, 1,681.504 for Russell, 972.15 for MSCI Emerging Markets; 73.75% of initial levels due 7/12/2024

Morgan Stanley Finance LLC 6.8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,041.605 for Nasdaq, 1,673.758 for Russell, 3,240.615 for S&P; 75% of initial levels due 7/13/2023

Morgan Stanley Finance LLC 10% annualized, payable quarterly if each stock closes at or above coupon barrier on the corresponding review date; any previously unpaid coupons will also be paid; Coupon barrier levels: $79.046 for Airbnb, $1,191.724 for Booking, $95.051 for Disney; 55% of initial levels due 7/12/2023

Morgan Stanley Finance LLC 3% per year if laggard stock closes at or above coupon barrier level on quarterly determination date; otherwise, no coupon will be paid that quarter; Coupon barriers: $1,848.29 for Amazon, $139.965 for Microsoft, $43.045 for Oracle, 50% of initial levels due 7/12/2023

Morgan Stanley Finance LLC 4.75% due 1/12/2023

Morgan Stanley Finance LLC 0.00% due 7/11/2024

Morgan Stanley Finance LLC 0.00% due 1/11/2023

Morgan Stanley Finance LLC 0.00% due 10/12/2023

Morgan Stanley Finance LLC 0.00% due 7/11/2024

Morgan Stanley Finance LLC 0.00% due 7/8/2024

Morgan Stanley Finance LLC 5.25%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $303.05 for S&P 500 ETF, $44.47 for Regional Banking; 70% of initial levels due 7/11/2024

Morgan Stanley Finance LLC 0.00% due 7/18/2023

Morgan Stanley Finance LLC 0.00% due 9/8/2022

Morgan Stanley Finance LLC 5.25%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $303.60 for S&P 500 ETF, $25.86 for Financial; 70% of initial levels due 7/8/2024

Morgan Stanley Finance LLC 0.00% due 7/7/2023

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 0.00% due 7/6/2026

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 11,643.84 for Nasdaq, 1,848.439 for Russell, 27,602.008 for Dow; 80% of initial levels due 4/4/2023

Morgan Stanley Finance LLC 6% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 11,643.84; 80% of initial level due 1/5/2023

Morgan Stanley Finance LLC 4% per year, payable every quarter if index closes at or above its coupon barrier level on the observation date for that period; Coupon barrier: 3,223.125; 75% of initial level due 7/5/2024

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,916.1 for Nasdaq, 1,732.912 for Russell; 75% of initial levels due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 1/5/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 1/6/2023

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 7/5/2023

Morgan Stanley Finance LLC 0.00% due 7/6/2028

Morgan Stanley Finance LLC 0.00% due 7/6/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 7/3/2026

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/6/2026

Morgan Stanley Finance LLC 0.00% due 7/5/2024

Morgan Stanley Finance LLC 0.00% due 7/2/2027

Morgan Stanley Finance LLC 6.15% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 3,004.26 for S&P, 10,200.925 for Nasdaq, 1,616.186 for Russell; 70% of initial levels due 1/4/2024

Morgan Stanley Finance LLC 5.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 7/5/2023

Morgan Stanley Finance LLC 0.00% due 11/16/2022

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each underlier closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $46.053 for ETF, 1,625.635 for Russell, 10,167.486 for Nasdaq; 70% of initial levels due 7/3/2023

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,167.486 for Nasdaq, 1,625.635 for Russell, 966.63 for MSCI EM; 70% of initial levels due 7/3/2023

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,167.486 for Nasdaq, 1,625.635 for Russell, 3,003.427 for S&P; 70% of initial levels due 7/3/2024

Morgan Stanley Finance LLC 9% annualized, payable quarterly if the stock closes at or above coupon threshold on the relevant review date; Coupon threshold: $102.252; 60% of initial price due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/2/2026

Morgan Stanley Finance LLC 0.00% due 6/29/2028

Morgan Stanley Finance LLC 0.00% due 8/30/2022

Morgan Stanley Finance LLC 0.00% due 11/10/2025

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 12.30% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 7/12/2023

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,041.626 for Nasdaq, 1,634.077 for Russell, 24,103.688 for Dow; 70% of initial levels due 12/29/2023

Morgan Stanley Finance LLC 6% annualized, payable quarterly if each underlier closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $41.28 for ETF, 10,774.47 for Nasdaq, 1,750.217 for Russell; 75% of initial levels due 6/27/2024

Morgan Stanley Finance LLC 12.01% annualized, payable quarterly if each ETF closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $104.01 for Biotech, $108.923 for Technology, $50.73 for Banking; 75% of initial levels due 6/28/2023

Morgan Stanley Finance LLC 8% per year, payable quarterly if each ETF closes at or above coupon barrier level on observation date that period; Coupon barriers: $38.738 for SPDR, $24.052 for VanEck; 70% of initial levels due 6/29/2023

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,758.885 for Nasdaq, 1,750.797 for Russell; 75% of initial levels due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 6/28/2023

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2028

Morgan Stanley Finance LLC 6.4%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $298.63 for S&P 500 ETF, $38.74 for Energy; 70% of initial levels due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2031

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 5.1% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,056.172 for Nasdaq, 1,633.535 for Russell, 2,986.543 for S&P; 70% of initial levels due 6/29/2026

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 23,937.774 for Dow, 1,633.535 for Russell, 2,986.543 for S&P; 70% of initial levels due 12/29/2023

Morgan Stanley Finance LLC 19.75% annualized, payable quarterly if the stock closes at or above coupon barrier on the relevant review date; Coupon barrier: $19.74; 60% of initial price due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/27/2024

Morgan Stanley Finance LLC 0.00% due 6/27/2024

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/26/2026

Morgan Stanley Finance LLC 7.4% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,991.968 for Nasdaq, 1,612.428 for Russell, 23,711.968 for Dow; 70% of initial levels due 12/29/2022

Morgan Stanley Finance LLC 8.50% due 6/28/2023

Morgan Stanley Finance LLC 9.75% due 6/28/2023

Morgan Stanley Finance LLC 0.00% due 6/26/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2022

Morgan Stanley Finance LLC 0.00% due 6/28/2027

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; previously unpaid coupons will also be paid; Coupon threshold levels: 11,186.408 for Nasdaq, 1,851.753 for Russell, 3,378.96 for S&P; 80% of initial levels due 6/27/2024

Morgan Stanley Finance LLC 0.00% due 6/25/2026

Morgan Stanley Finance LLC 0.00% due 6/25/2026

Morgan Stanley Finance LLC 0.00% due 6/25/2026

Morgan Stanley Finance LLC 0.00% due 3/22/2023

Morgan Stanley Finance LLC 7.3% per year, payable semiannual if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,388.218 for Nasdaq, 1,550.688 for Russell, 23,945.488 for Dow; 70% of initial levels due 5/24/2024

Morgan Stanley Finance LLC 5.6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,896.061 for Nasdaq, 1,600.265 for Russell, 23,713.879 for Dow; 70% of initial levels due 6/26/2024

Morgan Stanley Finance LLC 6.15% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 3,379.832; 80% of initial levels due 6/26/2031

Morgan Stanley Finance LLC 17.75% annualized, payable monthly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $96.876 for DoorDash, $29.334 for Uber; 60% of initial levels due 6/20/2024

Morgan Stanley Finance LLC 0.00% due 7/7/2022

Morgan Stanley Finance LLC 5.00% due 12/27/2022

Morgan Stanley Finance LLC 0.00%

Morgan Stanley Finance LLC 0.00% due 6/26/2024

Morgan Stanley Finance LLC 0.00% due 6/21/2023

Morgan Stanley Finance LLC 0.00% due 10/20/2022

Morgan Stanley Finance LLC 8.02% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 11,239.664 for Nasdaq, 1,790.196 for Russell, 26,632.064 for Dow; 80% of initial levels due 6/21/2024

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,239.664 for Nasdaq, 1,790.196 for Russell, 3,333.16 for S&P; 80% of initial levels due 6/22/2023

Morgan Stanley Finance LLC 0.00% due 6/29/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 5.23% due 6/29/2022

Morgan Stanley Finance LLC 0.00% due 12/23/2026

Morgan Stanley Finance LLC 0.00% due 6/22/2028

Morgan Stanley Finance LLC 0.00% due 6/21/2024

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $290.44 for S&P 500 ETF, $36.67 for Energy; 70% of initial levels due 6/23/2026

Morgan Stanley Finance LLC 0.00% due 6/23/2026

Morgan Stanley Finance LLC 0.00% due 12/23/2026

Morgan Stanley Finance LLC 0.00% due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 1/25/2023

Morgan Stanley Finance LLC 5.15% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 2,955.302; 70% of initial level due 6/20/2024

Morgan Stanley Finance LLC 20% annualized, payable monthly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $98.712 for DoorDash, $29.82 for Uber; 60% of initial levels due 6/20/2024

Morgan Stanley Finance LLC 0.00% due 10/18/2023

Morgan Stanley Finance LLC 0.00% due 9/21/2023

Morgan Stanley Finance LLC 0.00% due 6/21/2023

Morgan Stanley Finance LLC 0.00% due 12/12/2022

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if each index closes at or above its coupon threshold level on every day that period; Coupon barrier levels: 10,487.258 for Nasdaq, 1,736.018 for Russell, 3,167.775 for S&P; 75% of initial levels due 6/21/2023

Morgan Stanley Finance LLC 0.00% due 8/4/2026

Morgan Stanley Finance LLC 0.00% due 6/18/2026

Morgan Stanley Finance LLC 9% annualized, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $1,578.454 for Alibaba, $121.095 for Baidu; 65% of initial levels due 6/20/2024

Morgan Stanley Finance LLC 8.58% annualized, payable quarterly if each stock closes at or above coupon barrier on corresponding review date; Coupon barrier levels: $51.674 for Citi, $31.822 for Wells; 70% of initial levels due 6/20/2024

Morgan Stanley Finance LLC 0.00% due 6/20/2024

Morgan Stanley Finance LLC 0.00% due 6/20/2024

Morgan Stanley Finance LLC 0.00% due 6/18/2026

Morgan Stanley Finance LLC 0.00% due 12/14/2023

Morgan Stanley Finance LLC 7.2% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,798.81 for Nasdaq, 1,635.066 for Russell, 2,973.208 for S&P; 70% of initial levels due 12/14/2023

Morgan Stanley Finance LLC 5.9% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 3,397.952; 80% of initial levels due 6/15/2023

Morgan Stanley Finance LLC 0.00% due 6/15/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 6/16/2031

Morgan Stanley Finance LLC 0.00% due 6/16/2031

Morgan Stanley Finance LLC 0.00% due 6/16/2026

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 10,470.263 for Nasdaq, 1,733.557 for Russell, 3,179.38 for S&P; 75% of initial levels due 6/15/2026

Morgan Stanley Finance LLC 0.00% due 6/13/2031

Morgan Stanley Finance LLC 0.00% due 6/15/2026

Morgan Stanley Finance LLC 0.00% due 6/13/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,029.6 for MSCI EM, 1,745.346 for Russell, 3,164.663 for S&P; 75% of initial levels due 9/14/2022

Morgan Stanley Finance LLC 0.00% due 3/15/2023

Morgan Stanley Finance LLC 0.00% due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 6/11/2026

Morgan Stanley Finance LLC 5.75% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,959.082 for S&P, 24,219.87 for Dow, 1,640.631 for Russell; 70% of initial levels due 6/12/2025

Morgan Stanley Finance LLC 9.51% per year, payable monthly if the underlier closes at or above the coupon barrier on the determination date for that month; Coupon barrier: $302.94; 90% of initial value due 6/13/2022

Morgan Stanley Finance LLC 0.00% due 6/11/2026

Morgan Stanley Finance LLC 6.7% annualized, payable quarterly if each underlier closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $22.596 for ETF, 2,862.566 for Stoxx; 70% of initial levels due 6/10/2024

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; coupon payments will also include any previously unpaid coupons; Coupon barriers: 11,016.616 for Nasdaq, 1,829.13 for Russell, 27,805.112 for Dow; 80% of initial levels due 6/10/2024

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,016.616 for Nasdaq, 1,829.13 for Russell, 3,383.912 for S&P; 80% of initial levels due 6/8/2023

Morgan Stanley Finance LLC 0.00% due 6/22/2022

Morgan Stanley Finance LLC 8.11%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 9,639.54 for Nasdaq, 967.09 for MSCI EM; 70% of initial levels due 6/10/2024

Morgan Stanley Finance LLC 6.23%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 9,639.54 for Nasdaq, 967.09 for MSCI EM; 70% of initial levels due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 6/9/2026

Morgan Stanley Finance LLC 0.00% due 7/12/2023

Morgan Stanley Finance LLC 3.25% due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 8/16/2023

Morgan Stanley Finance LLC 12.55% due 6/7/2023

Morgan Stanley Finance LLC 13.00% due 6/7/2023

Morgan Stanley Finance LLC 0.00% due 6/21/2022

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 952.546 for MSCI EM, 1,588.28 for Russell, 9,580.557 for Nasdaq; 70% of initial levels due 9/3/2024

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,588.28 for Russell, 9,580.557 for Nasdaq; 70% of initial levels due 6/2/2023

Morgan Stanley Finance LLC 6.45% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; Coupon threshold level: 3,363.288; 80% of initial level due 6/2/2023

Morgan Stanley Finance LLC 10.4% annually, paid quarterly if underlying index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: 11,633.534, 85% of initial level due 6/2/2025

Morgan Stanley Finance LLC 0.00% due 7/1/2022

Morgan Stanley Finance LLC 0.00% due 6/2/2026

Morgan Stanley Finance LLC 0.00% due 6/15/2022

Morgan Stanley Finance LLC 0.00% due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 6/5/2028

Morgan Stanley Finance LLC 0.00% due 9/6/2022

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2027

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each underlier closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $30.869 for Delta, $86.093 for Wynn, $60.119 for Royal Caribbean; 65% of initial levels due 6/3/2022

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 25,848.48 for Dow, 1,704.805 for Russell and 10,243.388 for Nasdaq; 75% of initial levels due 6/1/2026

Morgan Stanley Finance LLC 5.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 24,125.248 for Dow, 1,591.151 for Russell, 2,940.616 for S&P; 70% of initial levels due 6/1/2026

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 24,125.248 for Dow, 1,591.151 for Russell, 2,940.616 for S&P; 70% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 9% per year, payable quarterly if each underlier closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $38.164 for ETF, 1,591.151 for Russell, 9,560.495 for Nasdaq; 70% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 5.75% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 24,125.248 for Dow, 1,591.151 for Russell and 9,560.495 for Nasdaq; 70% of initial levels due 6/1/2026

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,560.495 for Nasdaq, 1,591.151 for Russell; 70% of initial levels due 3/3/2023

Morgan Stanley Finance LLC 7.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 25,848.48 for Dow, 10,243.388 for Nasdaq, 1,704.805 for Russell; 75% of initial levels due 6/2/2023

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 24,125.248 for Dow, 1,591.151 for Russell and 9,560.495 for Nasdaq; 70% of initial levels due 9/1/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,940.616 for S&P, 1,591.151 for Russell; 70% of initial levels due 12/1/2022

Morgan Stanley Finance LLC 0.00% due 12/1/2022

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 5/31/2023

Morgan Stanley Finance LLC 7.65% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 24,026.135 for Dow, 1,574.492 for Russell, 9,7591.918 for Nasdaq; 70% of initial levels due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 12/14/2022

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 2/15/2023

Morgan Stanley Finance LLC 0.00% due 5/28/2031

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barriers: 11,609.071 for Nasdaq and 1,874.888 for Russell; 85% of initial levels due 5/29/2026

Morgan Stanley Finance LLC 6.35% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 24,018.722 for Dow, 1,544.025 for Russell and 9,560.411 for Nasdaq; 70% of initial levels due 2/28/2025

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 24,018.722 for Dow, 1,544.025 for Russell and 9,560.411 for Nasdaq; 70% of initial levels due 5/29/2026

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,931.691 for S&P, 24,018.722 for Dow, 1,544.025 for Russell; 70% of initial levels due 5/31/2024

Morgan Stanley Finance LLC 7% per year, payable quarterly if each asset closes at or above coupon barrier level on observation date for that period; Coupon barriers: 1,544.025 for Russell, 9,560.411 for Nasdaq and $37.877 for ETF, 70% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 24,018.722 for Dow, 1,544.025 for Russell and 9,560.411 for Nasdaq; 70% of initial levels due 11/30/2022

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,544.025 for Russell and 2,931.691 for S&P; 70% of initial levels due 11/30/2022

Morgan Stanley Finance LLC 7.45% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 25,734.345 for Dow, 1,654.313 for Russell and 10,243.298 for Nasdaq; 75% of initial levels due 8/30/2022

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/28/2031

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,937.935 for S&P, 24,075.786 for Dow, 1,559.137 for Russell; 70% of initial levels due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/27/2025

Morgan Stanley Finance LLC 0.00% due 5/27/2025

Morgan Stanley Finance LLC 8.55% per year, payable semiannual if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,388.218 for Nasdaq, 1,550.688 for Russell, 23,945.488 for Dow; 70% of initial levels due 5/24/2024

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if each ETF closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $26.306 for Financial, $36.512 for Energy; 70% of initial levels due 5/25/2023

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,729.392 for Nasdaq, 1,772.214 for Russell; 80% of initial levels due 8/25/2022

Morgan Stanley Finance LLC 8.15% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,388.218 for Nasdaq, 1,550.688 for Russell, 2,909.102 for S&P; 70% of initial levels due 11/25/2022

Morgan Stanley Finance LLC 12.5% annually, paid monthly if underlying stock closes at or above downside threshold level on determination date for that month due 5/24/2024

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: $45.169 for iShares MSCI Emerging Markets and 1,882.978 for Russell 2000 index; 85% of initial levels due 2/26/2024

Morgan Stanley Finance LLC 5.25% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 11,399.979 for Nasdaq, 1,882.978 for Russell; 85% of initial levels due 2/26/2024

Morgan Stanley Finance LLC 8.75% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: $31.432 for VanEck Vectors Gold Miners and $35.648 for SPDR S&P Metals & Mining; 80% of initial levels due 2/26/2024

Morgan Stanley Finance LLC 0.00% due 7/12/2023

Morgan Stanley Finance LLC 0.00% due 6/8/2022

Morgan Stanley Finance LLC 0.00% due 6/7/2022

Morgan Stanley Finance LLC 0.00% due 5/27/2026

Morgan Stanley Finance LLC 0.00% due 5/27/2025

Morgan Stanley Finance LLC 0.00% due 5/27/2026

Morgan Stanley Finance LLC 0.00% due 5/27/2026

Morgan Stanley Finance LLC 0.00% due 5/23/2031

Morgan Stanley Finance LLC 0.00% due 9/14/2022

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 5/25/2028

Morgan Stanley Finance LLC 0.00% due 6/26/2024

Morgan Stanley Finance LLC 0.00% due 11/22/2024

Morgan Stanley Finance LLC 0.00% due 5/26/2023

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,445.863 for Nasdaq, 1,545.432 for Russell, 23,858.905 for Dow; 70% of initial levels due 5/26/2026

Morgan Stanley Finance LLC 6.3% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,120.568 for Nasdaq, 1,655.82 for Russell, 25,563.113 for Dow; 75% of initial levels due 2/24/2023

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,445.863 for Nasdaq, 1,545.432 for Russell, 23,858.905 for Dow; 70% of initial levels due 11/24/2023

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that period; Coupon barriers: 9,445.863 for Nasdaq, 1,545.432 for Russell, 2,911.384 for S&P; 70% of initial levels due 2/24/2023

Morgan Stanley Finance LLC 0.00% due 5/26/2026

Morgan Stanley Finance LLC 0.00% due 5/26/2026

Morgan Stanley Finance LLC 0.00% due 5/26/2026

Morgan Stanley Finance LLC 0.00% due 5/26/2026

Morgan Stanley Finance LLC 0.00% due 5/26/2026

Morgan Stanley Finance LLC 0.00% due 5/23/2031

Morgan Stanley Finance LLC 0.00% due 11/25/2022

Morgan Stanley Finance LLC 7.6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 23,727.228 for Dow, 1,535.549 for Russell, 9,266.537 for Nasdaq; 70% of initial levels due 11/24/2023

Morgan Stanley Finance LLC 9.75% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 23,727.228 for Dow, 1,535.549 for Russell, 9,266.537 for Nasdaq; 70% of initial levels due 11/25/2022

Morgan Stanley Finance LLC 6.55% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 23,727.228 for Dow, 1,535.549 for Russell, 9,266.537 for Nasdaq; 70% of initial levels due 2/24/2026

Morgan Stanley Finance LLC 7.55% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 23,727.228 for Dow, 1,535.549 for Russell, 9,266.537 for Nasdaq; 70% of initial levels due 5/22/2025

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 25,422.03 for Dow, 1,645.232 for Russell, 9,928.433 for Nasdaq; 75% of initial levels due 2/24/2026

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 25,422.03 for Dow, 1,645.232 for Russell, 9,928.433 for Nasdaq; 75% of initial levels due 5/22/2025

Morgan Stanley Finance LLC 7.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,880.976 for S&P, 1,535.549 for Russell, 9,266.537 for Nasdaq; 70% of initial levels due 11/24/2023

Morgan Stanley Finance LLC 18% annualized, payable monthly if each stock closes at or above coupon barrier on the corresponding observation date; Coupon barrier levels: $1,615.90 for Amazon, $281.73 for Tesla, $243.85 for Netflix, $155.23 for Zoom; 50% of initial levels due 5/23/2024

Morgan Stanley Finance LLC 17.5% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; previously unpaid coupons will also be paid; Coupon barrier levels: $74.814 for Apple, $1,939.08 for Amazon, $338.076 for Tesla; 60% of initial levels due 5/23/2024

Morgan Stanley Finance LLC 0.00% due 5/22/2026

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,831.863 for Nasdaq, 1,628.213 for Russell, 25,516.088 for Dow; 75% of initial levels due 5/18/2026

Morgan Stanley Finance LLC 0.00% due 3/17/2023

Morgan Stanley Finance LLC 0.00% due 11/21/2024

Morgan Stanley Finance LLC 0.00% due 5/23/2024

Morgan Stanley Finance LLC 5.00% due 11/23/2022

Morgan Stanley Finance LLC 0.00% due 5/21/2026

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 11,315.974 for Nasdaq, 1,893.051 for Russell; 85% of initial levels due 5/21/2026

Morgan Stanley Finance LLC 9.18% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $101.577 for IBM, $38.731 for Intel; 70% of initial levels due 5/22/2024

Morgan Stanley Finance LLC 12% annualized, payable quarterly if the stock closes at or above 60% coupon barrier on review date for that quarter due 5/22/2024

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 10,650.328 for Nasdaq, 1,781.695 for Russell, 27,462.232 for Dow; 80% of initial levels due 5/21/2026

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; previously unpaid coupons will also be paid; Coupon barrier levels: 10,401.304 for Nasdaq, 1,708.111 for Russell, 3,250.432 for S&P; 80% of initial levels due 5/22/2024

Morgan Stanley Finance LLC 9% annualized, payable quarterly if the stock closes at or above 60% coupon barrier on review date for that quarter; due 5/22/2024

Morgan Stanley Finance LLC 19% annualized, payable quarterly if the stock closes at or above coupon barrier on review date for that quarter; Coupon threshold level: $346.098; 60% of initial price due 5/22/2024

Morgan Stanley Finance LLC 0.00% due 12/12/2022

Morgan Stanley Finance LLC 0.00% due 11/21/2024

Morgan Stanley Finance LLC 0.00% due 5/22/2024

Morgan Stanley Finance LLC 6.55% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barrier levels: 9,319.04 for Nasdaq, 1,558.983 for Russell; 70% of initial levels due 5/22/2024

Morgan Stanley Finance LLC 0.00% due 5/21/2026

Morgan Stanley Finance LLC 4.15% due 8/22/2022

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 22,348.385 for Dow, 8,705.528 for Nasdaq, 1,446.01 for Russell; 65% of initial levels due 5/18/2023

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 3,130.388 for S&P, 10,044.84 for Nasdaq, 1,668.473 for Russell; 75% of initial levels due 5/19/2026

Morgan Stanley Finance LLC 12.8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,044.84 for Nasdaq, 1,688.473 for Russell, 3,130.388 for S&P; 75% of initial levels due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 11/17/2022

Morgan Stanley Finance LLC 0.00% due 3/15/2023

Morgan Stanley Finance LLC 22% annualized, payable monthly if each stock closes at or above coupon barrier on review date for that month; Coupon barrier levels: $1,933.74 for Amazon, $1,389.696 for Alphabet, $296.022 for Netflix, $353.844 for Tesla; 60% of initial levels due 5/18/2023

Morgan Stanley Finance LLC 6.05% annually, paid quarterly if underlying stock closes at or above downside threshold level on determination date for that quarter due 5/17/2024

Morgan Stanley Finance LLC 11.05% annual rate, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier: $48.616, 80% of initial share price due 5/17/2024

Morgan Stanley Finance LLC 7.05% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 3,130.388 for S&P, 10,044.84 for Nasdaq, 1,668.473 for Russell; 75% of initial levels due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 6/16/2022

Morgan Stanley Finance LLC 0.00% due 6/1/2022

Morgan Stanley Finance LLC 0.00% due 5/19/2026

Morgan Stanley Finance LLC 0.00% due 2/20/2025

Morgan Stanley Finance LLC 0.00% due 5/17/2024

Morgan Stanley Finance LLC 0.00% due 5/19/2026

Morgan Stanley Finance LLC 0.00% due 5/17/2024

Morgan Stanley Finance LLC 0.00% due 7/18/2023

Morgan Stanley Finance LLC 0.00% due 9/6/2022

Morgan Stanley Finance LLC 10.5% annualized, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date, plus any previously unpaid coupons due 6/1/2022

Morgan Stanley Finance LLC 0.00% due 5/19/2026

Morgan Stanley Finance LLC 8.05%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 9,375.18 for Nasdaq, 1,557.241 for Russell 2000; 70% of initial levels due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 5/19/2031

Morgan Stanley Finance LLC 0.00% due 5/19/2026

Morgan Stanley Finance LLC 0.00% due 6/3/2027

Morgan Stanley Finance LLC 0.00% due 5/19/2026

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 10,487.32 for Nasdaq, 27,217.16 for Dow, 1,736.76 for Russell; 80% of initial levels due 8/16/2024

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 11,142.778 for Nasdaq, 1,845.308 for Russell; 85% of initial levels due 5/18/2026

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,176.405 for Nasdaq, 1,519.665 for Russell; 70% of initial levels due 2/16/2023

Morgan Stanley Finance LLC 9.75% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 10,401.304 for Nasdaq, 1,708.111 for Russell, 26,870.128 for Dow; 80% of initial levels due 11/16/2023

Morgan Stanley Finance LLC 7.15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that period; Coupon barriers: 9,176.405 for Nasdaq, 1,873.48 for S&P MidCap, 2,878.75 for S&P; 70% of initial levels due 5/16/2024

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if the index closes at or above coupon barrier level on observation date that period; previously unpaid coupons will also be paid; Coupon barrier level: 3,250.432; 80% of initial level due 5/31/2022

Morgan Stanley Finance LLC 14% per year, payable monthly if the underlier closes at or above the coupon barrier level on the determination date for that month; Coupon barrier level: $285.201; 90% of initial level due 5/18/2022

Morgan Stanley Finance LLC 12% per year, payable monthly if the underlier closes at or above the coupon barrier level on the determination date for that month; Coupon barrier level: $364.869; 90% of initial level due 5/18/2022

Morgan Stanley Finance LLC 0.00% due 5/16/2024

Morgan Stanley Finance LLC 0.00% due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 5/13/2022

Morgan Stanley Finance LLC 0.00% due 8/17/2022

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,011.255 for Nasdaq, 1,644.057 for Russell, 25,862.498 for Dow; 77% of initial levels due 5/17/2023

Morgan Stanley Finance LLC 7.85% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,101.141 for Nasdaq, 1,494.597 for Russell, 23,511.362 for Dow; 70% of initial levels due 5/16/2024

Morgan Stanley Finance LLC 6.05% per year, payable monthly if each index closes at or above its downside threshold level on the related determination date due 2/18/2025

Morgan Stanley Finance LLC 16% annualized, payable monthly if each stock closes at or above coupon barrier on review date for that period; Coupon barrier levels: $1,611.955 for Amazon, $189.09 for Costco, $308.60 for Tesla; 50% of initial levels due 5/16/2024

Morgan Stanley Finance LLC 13.5% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $85.939 for Apple, $40.887 for Verizon, $211.785 for Facebook, $42.028 for Exxon Mobil; 70% of initial levels due 5/15/2025

Morgan Stanley Finance LLC 18.9% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; previously unpaid coupons will also be paid; Coupon barrier levels: $452.925 for BlackRock, $324.44 for Tesla, $166.403 for Facebook; 55% of initial levels due 5/16/2023

Morgan Stanley Finance LLC 20.4% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; previously unpaid coupons will also be paid; Coupon barrier levels: $452.925 for BlackRock, $324.44 for Tesla, $166.403 for Facebook; 55% of initial levels due 5/16/2023

Morgan Stanley Finance LLC 8.75% annualized, payable monthly if each stock closes at or above coupon barrier on review date for that period; Coupon barrier levels: $121.429 for Boeing, $24.096 for Uber; 55% of initial levels due 5/16/2024

Morgan Stanley Finance LLC 14% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $143.946 for PayPal, $124.002 for Square, $131.94 for Alibaba; 60% of initial levels due 5/16/2024

Morgan Stanley Finance LLC 12% annualized, payable monthly if the stock closes at or above coupon barrier on review date for that month; Coupon barrier: $53.61, 60% of initial share price due 11/17/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if the index closes at or above coupon barrier level on observation date that period; previously unpaid coupons will also be paid; Coupon barrier level: 3,321.68; 80% of initial level due 6/2/2022

Morgan Stanley Finance LLC 0.00% due 5/15/2026

Morgan Stanley Finance LLC 0.00% due 5/16/2024

Morgan Stanley Finance LLC 0.00% due 5/15/2026

Morgan Stanley Finance LLC 9.39% per year, payable for each quarter that each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 2,844.13 for S&P, 1,494.597 for Russell, 920.68 for MSCI EM; 70% of initial levels due 2/15/2024

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon barrier level for every daily evaluation during the quarter; Coupon barrier levels: 920.68 for MSCI EM, 1,494.597 for Russell, 2,844.13 for S&P; 70% of initial levels due 5/17/2023

Morgan Stanley Finance LLC 14% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $28.812 for Harley-Davidson, $7.026 for Ford, $34.446 for General Motors; 60% of initial levels due 11/16/2022

Morgan Stanley Finance LLC 0.00% due 5/14/2026

Morgan Stanley Finance LLC 11.07% annual rate, payable quarterly if stock closes at or above coupon barrier on related observation date; previously unpaid coupons will also be paid; Coupon barrier: $229.478; 75% of initial level due 5/27/2022

Morgan Stanley Finance LLC 0.00% due 5/14/2026

Morgan Stanley Finance LLC 9.1% per year, payable quarterly if each index closes at or above its coupon barrier level every day that quarter; Coupon barriers: 930.36 for MSCI Emerging Markets, 1,544.891 for Russell, 2,906.47 for S&P; 70% of initial levels due 5/16/2023

Morgan Stanley Finance LLC 5.4% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 11,355.218 for Nasdaq, 1,880.792 for Russell; 85% of initial levels due 5/14/2026

Morgan Stanley Finance LLC 5.35% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 24,319.974 for Dow, 1,548.887 for Russell, 9,351.356 for Nasdaq; 70% of initial levels due 5/14/2026

Morgan Stanley Finance LLC 6.6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 24,319.974 for Dow, 1,548.887 for Russell, 2,931.901 for S&P; 70% of initial levels due 5/15/2025

Morgan Stanley Finance LLC 21% annualized, payable monthly if each stock closes at or above coupon barrier on the corresponding review date; any previously unpaid coupons will also be paid; Coupon barrier levels: $2,943.486 for Amazon, $115.29 for Apple, $2,083.293 for Alphabet, $221.823 for Microsoft, $164.304 for Qorvo; 90% of initial levels due 2/15/2022

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,351.356 for Nasdaq, 1,548.887 for Russell, 2,931.901 for S&P; 70% of initial levels due 11/16/2022

Morgan Stanley Finance LLC 0.00% due 5/14/2026

Morgan Stanley Finance LLC 0.00% due 5/14/2026

Morgan Stanley Finance LLC 0.00% due 5/12/2031

Morgan Stanley Finance LLC 0.00% due 5/12/2026

Morgan Stanley Finance LLC 7.6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 24,344.432 for Dow, 1,590.140 for Russell, 9,603.741 Nasdaq; 70% of initial levels due 5/12/2026

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,289.723 for Nasdaq, 1,703.722 for Russell, 3,174.45 for S&P; 75% of initial levels due 5/11/2023

Morgan Stanley Finance LLC 4% per year, payable every quarter if index closes at or above its coupon barrier level on the observation date for that period; Coupon barrier: 2,789.283; 65.9% of initial level due 5/11/2023

Morgan Stanley Finance LLC 7.05% annual rate, payable each quarter that stock closes at or above downside threshold on observation date for that quarter due 5/11/2023

Morgan Stanley Finance LLC 7.56% annualized, payable quarterly if each fund closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $25.313 for Financial, $35.932 for Energy, $70.585 for Industrial; 67% of initial levels due 5/11/2023

Morgan Stanley Finance LLC 7.56% annualized for each quarter that each ETF closes at or above downside threshold on observation date for that quarter due 5/11/2023

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 11,121.296 for Nasdaq, 1,843.326 for Russell, 27,056.304 for Dow; 80% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 7.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,289.723 for Nasdaq, 1,703.722 for Russell, 3,174.45 for S&P; 75% of initial levels due 5/11/2023

Morgan Stanley Finance LLC 8.35% per year, payable monthly plus any previously unpaid coupons if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 27,822.208 for Dow, 10,975.704 for Nasdaq, 1,817.303 for Russell; 80% of initial levels due 5/10/2024

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 27,822.208 for Dow, 10,975.704 for Nasdaq, 1,817.303 for Russell; 80% of initial levels due 5/10/2024

Morgan Stanley Finance LLC 15% per year, payable each month that stock closes at or above coupon barrier on observation date for that period; Coupon barrier: $47.772, 57% of initial share price due 6/10/2022

Morgan Stanley Finance LLC 12.85% annually, paid monthly if underlying stock closes at or above downside threshold level on determination date for that month due 6/10/2022

Morgan Stanley Finance LLC 7.25% per year, payable monthly if each index closes at or above coupn barrier level on determination date for that month; Coupon barrier levels: 2,962.82 for S&P, 9,603.741 for Nasdaq, 1,590.140 for Russell; 70% of initial levels due 11/10/2023

Morgan Stanley Finance LLC 5.70% due 5/18/2022

Morgan Stanley Finance LLC 5.00% due 8/11/2022

Morgan Stanley Finance LLC 10.44% due 5/10/2024

Morgan Stanley Finance LLC 7.75% due 6/10/2022

Morgan Stanley Finance LLC 0.00% due 5/10/2024

Morgan Stanley Finance LLC 0.00% due 5/10/2024

Morgan Stanley Finance LLC 8.40% due 11/15/2022

Morgan Stanley Finance LLC 8.40% due 11/15/2022

Morgan Stanley Finance LLC 10% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $85.338 for Darden, $141.024 for McDonald’s, $56.40 for Papa John’s; 60% of initial levels due 5/8/2026

Morgan Stanley Finance LLC 0.00% due 5/9/2024

Morgan Stanley Finance LLC 0.00% due 5/9/2031

Morgan Stanley Finance LLC 0.00% due 5/9/2031

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 23,961.238 for Dow, 1,568.956 for Russell, 2,917.313 for S&P; 70% of initial levels due 2/9/2023

Morgan Stanley Finance LLC 19.5% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $1,962.324 for Amazon, $148.44 for PayPal, $402.564 for Tesla; 60% of initial levels due 5/8/2026

Morgan Stanley Finance LLC 6.5% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that period; Coupon barrier levels: $136.908 for Boeing, $259.134 for Domino’s, $42.372 for InBev, $86.706 for Marriott; 60% of initial levels due 5/8/2026

Morgan Stanley Finance LLC 6.4% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,452.359 for Nasdaq, 1,568.956 for Russell, 23,961.238 for Dow; 70% of initial levels due 5/8/2025

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,452.359 for Nasdaq, 1,568.956 for Russell, 23,961.238 for Dow; 70% of initial levels due 11/10/2022

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,452.359 for Nasdaq, 1,568.956 for Russell, 23,961.238 for Dow; 70% of initial levels due 8/10/2022

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,452.359 for Nasdaq, 1,568.956 for Russell, 23,961.238 for Dow; 70% of initial levels due 11/9/2023

Morgan Stanley Finance LLC 10% annualized, payable monthly if stock closes at or above coupon barrier on review date for that period; Coupon barrier level: $88.189; 69% of initial levels due 6/9/2022

Morgan Stanley Finance LLC 0.00% due 5/9/2024

Morgan Stanley Finance LLC 0.00% due 5/8/2026

Morgan Stanley Finance LLC 0.00% due 7/8/2022

Morgan Stanley Finance LLC 6.30% due 8/10/2022

Morgan Stanley Finance LLC 4.30% due 8/10/2022

Morgan Stanley Finance LLC 0.00% due 2/9/2023

Morgan Stanley Finance LLC 0.00% due 5/7/2026

Morgan Stanley Finance LLC 8.56% per year, payable quarterly if each index closes at or above its coupon barrier level on the observation date that quarter; Coupon barriers: 937.22 for MSCI Emerging Markets, 1,594.216 for Russell, 2,934.86 for S&P; 70% of initial levels due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 12/9/2024

Morgan Stanley Finance LLC 11.00% due 5/8/2023

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/5/2026

Morgan Stanley Finance LLC 0.00% due 5/5/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 5/3/2023

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 10.1% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date, plus any previously unpaid coupon; Coupon barrier levels: 28,951.306 for Dow, 11,874.679 for Nasdaq, 1,951.138 for Russell; 85% of initial levels due 5/2/2025

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 23,712.395 for Dow, 1,586.514 for Russell, 2,926.819 for S&P; 70% of initial levels due 5/5/2026

Morgan Stanley Finance LLC 6.05% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,583.581 for Stoxx, 1,473.192 for Russell, 2,717.761 for S&P; 65% of initial levels due 11/2/2023

Morgan Stanley Finance LLC 9.3% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,702.532 for Nasdaq, 1,586.514 for Russell, 23,712.395 for Dow; 70% of initial levels due 8/3/2023

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,702.532 for Nasdaq, 1,586.514 for Russell, 23,712.395 for Dow; 70% of initial levels due 5/5/2026

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,395.57 for Nasdaq, 1,699.837 for Russell, 25,406.138 for Dow; 75% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,395.57 for Nasdaq, 1,699.837 for Russell, 25,406.138 for Dow; 75% of initial levels due 5/5/2025

Morgan Stanley Finance LLC 8.6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,395.57 for Nasdaq, 1,699.837 for Russell, 25,406.138 for Dow; 75% of initial levels due 5/5/2026

Morgan Stanley Finance LLC 6.55% per year, payable quarterly if underlying index closes at or above its coupon threshold level on the related determination date; due 5/4/2023

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,926.819 for S&P, 1,586.514 for Russell, 23,712.395 for Dow; 70% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 11.55% per year, payable quarterly if the underlying stock is at or above its coupon threshold level on the related determination date; Coupon barrier level: $112.262; 65% of initial level due 5/3/2024

Morgan Stanley Finance LLC 9.75% annualized, payable monthly if each stock closes at or above coupon barrier on review date for that month; Coupon barrier levels: $140.586 for Boeing, $28.65 for Altria Group, $21.492 for NRG, $157.374 for PayPal; 60% of initial levels due 5/5/2026

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,702.532 for Nasdaq, 1,586.514 for Russell, 23,712.395 for Dow; 70% of initial levels due 8/4/2022

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,702.532 for Nasdaq, 1,586.514 for Russell; 70% of initial levels due 5/4/2023

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on observation date for that period; Coupon barriers: 9,702.532 for Nasdaq, 1,586.514 for Russell; 70% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,702.532 for Nasdaq, 1,586.514 for Russell, 23,712.395 for Dow; 70% of initial levels due 5/5/2026

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,926.819 for S&P, 1,586.514 for Russell; 70% of initial levels due 11/3/2022

Morgan Stanley Finance LLC 23% per year, paid quarterly if underlying stock closes at or above downside threshold level on determination date for that quarter due 5/3/2024

Morgan Stanley Finance LLC 11.3% per year, payable quarterly if the underlying stock is at or above its coupon threshold level on the related determination date; Coupon barrier level: $354.72; 50% of initial level due 5/9/2022

Morgan Stanley Finance LLC 8% annualized, payable monthly if each stock closes at or above coupon barrier on review date for that period; Coupon threshold: $24.612; 60% of initial price due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2026

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/6/2027

Morgan Stanley Finance LLC 0.00% due 5/23/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2026

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/5/2026

Morgan Stanley Finance LLC 0.00% due 12/19/2022

Morgan Stanley Finance LLC 0.00% due 11/2/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2028

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 5/6/2026

Morgan Stanley Finance LLC 22.1% annual rate, payable quarterly if stock closes at or above coupon barrier on related observation date; previously unpaid coupons will also be paid; Coupon barrier: $59.34; 60% of initial level due 5/17/2022

Morgan Stanley Finance LLC 0.00% due 5/7/2024

Morgan Stanley Finance LLC 0.00% due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 5/6/2024

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2026

Morgan Stanley Finance LLC 6.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,779.147 for Nasdaq, 1,606.819 for Russell, 2,948.029 for S&P; 70% of initial levels due 5/4/2023

Morgan Stanley Finance LLC 5.40% due 11/4/2022

Morgan Stanley Finance LLC 0.00% due 11/2/2022

Morgan Stanley Finance LLC 0.00% due 2/15/2023

Morgan Stanley Finance LLC 0.00% due 7/20/2022

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,426.415 for Nasdaq, 1,728.119 for Russell, 3,137.385 for S&P; or 75% of initial levels due 5/1/2026

Morgan Stanley Finance LLC 6.12% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $88.97 for Airbnb, $143.755 for FedEx and $69.19 for Walmart; 50% of initial levels due 5/4/2023

Morgan Stanley Finance LLC 9.6% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 5/2/2024

Morgan Stanley Finance LLC 14.76% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $34.87 for Lyft, $32.142 for Uber; 55% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 8.01% per year, payable quarterly if each underlier closes at or above coupon threshold level on determination date for that period; Coupon threshold levels: 1,725.95 for Russell, 10,470.21 for Nasdaq, $41.003 for Emerging Markets, 75% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 14.6% annually, paid monthly if underlying stock closes at or above downside threshold level on determination date for that month due 6/3/2022

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each underlier closes at or above coupon threshold level on determination date for that period; Coupon threshold levels: 2,509.908 for S&P, $75.228 for ARK Innovation, 60% of initial levels due 5/1/2026

Morgan Stanley Finance LLC 10.25% annually, paid quarterly if underlying stock closes at or above downside threshold level on determination date for that quarter due 5/2/2024

Morgan Stanley Finance LLC 8.8% annually, paid quarterly if underlying stock closes at or above downside threshold level on determination date for that quarter due 5/2/2024

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $31.556 for Wells Fargo, $28.021 for BofA; 70% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: $70.496 for Invesco Solar and $19.232 for iShares Global Clean; 80% of initial levels due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 12/22/2022

Morgan Stanley Finance LLC 9.06%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 9,731.13 for Nasdaq, 955.47 for MSCI EM; 70% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 6.94%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 9,731.13 for Nasdaq, 955.47 for MSCI EM; 70% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 8.65% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 9,731.13 for Nasdaq-100, 1,612.911 for Russell, 2,928.23 for S&P; 70% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 6.85% per year, payable quarterly if each index closes at or above its coupon barrier level on the observation date that quarter; Coupon barriers: 9,731.13 for Nasdaq-100, 1,612.911 for Russell, 2,928.23 for S&P; 70% of initial levels due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2031

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 11/1/2023

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above coupon barrier level on the observation date; Coupon barrier levels: 11,866.238 for Nasdaq, 1,956.077 for Russell; 85% of initial levels due 4/30/2026

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 11,866.238 for Nasdaq, 1,956.077 for Russell; 85% of initial levels due 4/30/2026

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,021.47 for MSCI EM, 1,725.95 for Russell, 3,140.04 for S&P; 75% of initial levels due 5/2/2023

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 10,470.21 for Nasdaq, 1,725.95 for Russell, 25,488.698 for Dow; 75% of initial levels due 4/30/2026

Morgan Stanley Finance LLC 7.3% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels:

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,930.704 for S&P, 1,610.887 for Russell, 23,789.451 for Dow; 70% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 15.25% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $54.96 for Activision, $82.806 for Qualcomm, $694.134 for Shopify Inc.; 60% of initial levels due 5/2/2023

Morgan Stanley Finance LLC 13.75% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $54.96 for Activision, $82.806 for Qualcomm, $694.134 for Shopify Inc.; 60% of initial levels due 5/2/2023

Morgan Stanley Finance LLC 21% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date for that quarter; Coupon barrier levels: $1,879.587 for Amazon, $278.053 for Netflix and $387.607 for Tesla, 55% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 24.75% annualized, payable monthly if each stock closes at or above trigger level on that corresponding review date due 5/2/2024

Morgan Stanley Finance LLC 22.25% annualized, payable monthly if each stock closes at or above coupon barrier on review date for that period; Coupon barrier levels: $1,704.50 for Amazon, $369.10 for Tesla, $255.15 for Netflix, $168.21 for Zoom; 50% of initial levels due 5/2/2024

Morgan Stanley Finance LLC 14.65% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date for that quarter; Coupon barrier levels: $31.99 for Delta, $39.039 for Uber, 70% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 7% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $157.182 for Microsoft, $80.634 for Apple, $2,050.458 for Amazon; 60% of initial levels due 4/30/2026

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 1,610.887 for Russell, 2,930.704 for S&P; 70% of initial levels due 11/1/2022

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,610.887 for Russell, 23,789.451 for Dow, 9,772.196 for Nasdaq; 70% of initial levels due 8/1/2022

Morgan Stanley Finance LLC 6.25%, paid quarterly, if each underlying index closes at or above its 70% downside threshold on the related quarterly observation date due 11/1/2022

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 1,610.887 for Russell, 9,772.196 for Nasdaq, 23,789.451 for Dow; 70% of initial levels due 11/1/2022

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 1,610.887 for Russell, 9,772.196 for Nasdaq, 23,789.451 for Dow; 70% of initial levels due 4/30/2026

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 1,610.887 for Russell, 9,772.196 for Nasdaq, 2,930.704 for S&P; 70% of initial levels due 4/30/2026

Morgan Stanley Finance LLC 10.53% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2023

Morgan Stanley Finance LLC 0.00% due 2/1/2023

Morgan Stanley Finance LLC 0.00% due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 5/2/2023

Morgan Stanley Finance LLC 0.00% due 5/2/2023

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 5/2/2028

Morgan Stanley Finance LLC 0.00% due 4/30/2031

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 11.5% per year, payable each month that stock closes at or above coupon barrier on observation date for that period; Coupon threshold: $61.962, 60% of initial share price due 10/31/2022

Morgan Stanley Finance LLC 9% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $687.94 for Shopify, $217.427 for Costco, $120.142 for Target and $81.367 for Walmart; 59% of initial levels

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier level on observation date for that month; Coupon barrier levels: 11,153.152 for Nasdaq, 3,344.136 for S&P, 1,817.485 for Russell; 80% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 8.75% per year, payable semiannually if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 9,759.008 for Nasdaq, 1,590.299 for Russell, 23,830.443 for Dow; 70% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 7.35% per year, payable semiannually if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 9,759.008 for Nasdaq, 1,590.299 for Russell, 23,830.443 for Dow; 70% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 6.85% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 8,364.864, for Nasdaq, 1,363.114 for Russell, 20,426.094 for Dow; 60% of initial levels due 7/27/2023

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 9,759.008 for Nasdaq, 1,590.299 for Russell, 23,830.443 for Dow; 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 6.8% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that period; Coupon barrier level: 3,344.136, or 80% of initial level due 4/27/2023

Morgan Stanley Finance LLC 22.75% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $1,667.345 for Amazon, $359.495 for Tesla, $274.785 for Netflix and $160.89 for Zoom; 50% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 25.25% per year, payable monthly if each stock closes at or above coupon barrier level on observation date for that month; Coupon barriers: $1,667.345 for Amazon, $359.495 for Tesla, $274.785 for Netflix and $160.89 for Zoom; 50% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 10.3% annual rate, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 5/1/2024

Morgan Stanley Finance LLC 22.75% per year, payable monthly if each stock closes at or above coupon barrier level on observation date for that month; Coupon barriers: $141.552 for Boeing, $156.348 for Microsoft and $136.47 for Visa; 60% of initial levels due 4/28/2022

Morgan Stanley Finance LLC 16.5% per year, payable every six months if index closes at or above coupon barrier on observation date for that period; Coupon threshold: 10,456.08, 75% of initial level due 4/28/2025

Morgan Stanley Finance LLC 10.2% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 4/27/2023

Morgan Stanley Finance LLC 6.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,759.008 for Nasdaq, 1,590.299 for Russell, 23,830.443 for Dow; 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 6.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,759.008 for Nasdaq, 1,590.299 for Russell; 70% of initial levels due 4/27/2023

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 4/27/2023

Morgan Stanley Finance LLC 9.04% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 4/27/2023

Morgan Stanley Finance LLC 8.65% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 4/27/2023

Morgan Stanley Finance LLC 12% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 4/27/2023

Morgan Stanley Finance LLC 20.3% annual rate, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 5/1/2024

Morgan Stanley Finance LLC 10.56% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date for that quarter; Coupon barriers: $32.895 for Wells Fargo, $29.385 for BofA; 75% of initial levels due 4/27/2023

Morgan Stanley Finance LLC 7.35% due 7/28/2022

Morgan Stanley Finance LLC 0.00% due 4/28/2026

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 4/28/2025

Morgan Stanley Finance LLC 0.00% due 4/28/2025

Morgan Stanley Finance LLC 0.00% due 4/27/2028

Morgan Stanley Finance LLC 0.00% due 10/28/2026

Morgan Stanley Finance LLC 0.00% due 10/28/2022

Morgan Stanley Finance LLC 8.7%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $291.72 for S&P 500, $47.50 for Regional Banking; 70% of initial levels due 4/28/2026

Morgan Stanley Finance LLC 6.48%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $291.72 for S&P 500, $47.50 for Regional Banking; 70% of initial levels due 4/28/2026

Morgan Stanley Finance LLC 11.6% per year, payable quarterly if stock closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: $108.596, or 65% of initial level due 4/26/2023

Morgan Stanley Finance LLC 6.15% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,894.486 for S&P, 23,671.13 for Dow, 1,562.83 for Russell; 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 7.35% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,894.486 for S&P, 9,633.652 for Nasdaq, 1,562.83 for Russell; 70% of initial levels due 4/27/2023

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each underlier closes at or above coupon threshold level on determination date for that period; Coupon threshold levels: 1,562.83 for Russell, 9,633.652 for Nasdaq, $37.695 for Emerging Markets, 70% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 11% per year, payable quarterly if the underlying stock closes at or above its coupon threshold level on the related determination date; Coupon barrier level: $24.438; 60% of initial level due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 11/16/2022

Morgan Stanley Finance LLC 0.00% due 4/27/2026

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 4/25/2031

Morgan Stanley Finance LLC 8.56% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 9,633.65 for Nasdaq-100, 1,562.83 for Russell, 2,894.49 for S&P; 70% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 3.8% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that period; Coupon barrier level: 2,504.052, or 60% of initial level due 4/26/2023

Morgan Stanley Finance LLC 8.50% due 4/26/2023

Morgan Stanley Finance LLC 6.25% due 10/26/2022

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 10.25%, paid quarterly, if each underlier closes at or above its 65% coupon barrier on the related quarterly observation date due 4/25/2023

Morgan Stanley Finance LLC 10.5%, paid monthly, if each underlying fund closes at or above its 70% downside threshold on the related monthly observation date due 4/25/2023

Morgan Stanley Finance LLC 7.8%, paid monthly, if each underlying index closes at or above its 70% downside threshold on the related monthly observation date due 7/21/2022

Morgan Stanley Finance LLC 0.00% due 4/23/2026

Morgan Stanley Finance LLC 0.00% due 10/22/2026

Morgan Stanley Finance LLC 7% per year, payable monthly if each asset closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: $32.49 for ETF, 1,339.201 for Russell, 8,344.602 for Nasdaq; 60% of initial levels due 4/24/2025

Morgan Stanley Finance LLC 10% per year, payable monthly if each asset closes at or above its coupon barrier level on the related determination date; Coupon barrier levels: $40.613 for ETF, 1,674.001 for Russell, 10,430.753 for Nasdaq; 75% of initial levels due 10/24/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 943.985 for MSCI EM, 9,735.369 for Nasdaq, 23,854.341 for Dow; 70% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 17.15% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $1,686.005 for Amazon, $1,151.20 for Alphabet, $67.42 for Apple, $357.315 for Tesla; 50% of initial levels due 4/23/2026

Morgan Stanley Finance LLC 8.15% annualized, payable monthly if each stock closes at or above downside threshold on review date for that period due 4/24/2023

Morgan Stanley Finance LLC 19.35% annualized, payable quarterly if each stock closes at or above coupon barrier on review date for that quarter; previously unpaid coupons will also be paid; Coupon barrier levels: $80.904 for Apple, $2,023.206 for Amazon, $428.778 for Tesla; 60% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 7.25% annualized, payable monthly if each stock closes at or above coupon barrier on review date for that period; Coupon barrier levels: $44.412 for CVS, $95.688 for J&J, $32.76 for Walgreens; 60% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 7.35% per year, payable quarterly if the underlying stock is at or above its coupon threshold level on the related determination date; Coupon barrier level: $211.568; 70% of initial level due 4/22/2024

Morgan Stanley Finance LLC 7.08% per year, payable quarterly if the underlying stock is at or above its coupon threshold level on the related determination date; Coupon barrier level: $163.208; 80% of initial level due 4/22/2024

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,662.737 for Nasdaq, 1,573.402 for Russell, 2,887.262 for S&P; 70% of initial levels due 10/19/2022

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,735.369 for Nasdaq, 1,562.401 for Russell; 70% of initial levels due 1/24/2023

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,735.369 for Nasdaq, 1,562.401 for Russell, 23,854.341 for Dow; 70% of initial levels due 4/22/2024

Morgan Stanley Finance LLC 7.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,735.369 for Nasdaq, 1,562.401 for Russell, $33.845 for SPDR; 70% of initial levels due 5/1/2024

Morgan Stanley Finance LLC 9% per year, payable quarterly if each asset closes at or above coupon barrier level on observation date that period; Coupon barriers: 10,430.753 for Nasdaq, 1,674.001 for Russell, $35.175 for ETF; 75% of initial levels due 4/23/2026

Morgan Stanley Finance LLC 9.35% annualized, payable quarterly if the stock closes at or above the trigger level on the review date for that quarter due 5/1/2024

Morgan Stanley Finance LLC 17% annualized, payable monthly if the stock closes at or above coupon barrier on review date for that period; Coupon barrier: $10.97; 50% of initial price due 5/2/2024

Morgan Stanley Finance LLC 8.35% per year, payable monthly if ETFs close at or above coupon barrier values on the observation date for that period; Coupon barrier values: $28.632 for VanEck, $19.184 for iShares; 80% of initial values due 4/24/2023

Morgan Stanley Finance LLC 0.00% due 4/23/2026

Morgan Stanley Finance LLC 0.00% due 4/23/2026

Morgan Stanley Finance LLC 0.00% due 4/23/2026

Morgan Stanley Finance LLC 0.00% due 4/23/2026

Morgan Stanley Finance LLC 0.00% due 4/23/2026

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 3,139.103 for S&P, 10,531.433 for Nasdaq, 1,697.003 for Russell; 75% of initial levels due 4/20/2023

Morgan Stanley Finance LLC 7.05% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,929.829 for S&P, 9,829.337 for Nasdaq, 1,583.869 for Russell; 70% of initial levels due 4/19/2024

Morgan Stanley Finance LLC 7.05% per year, payable quarterly if the underlying stock is at or above its coupon threshold level on the related determination date; Coupon barrier level: $208.592; 80% of initial level due 4/20/2023

Morgan Stanley Finance LLC 0.00% due 4/20/2026

Morgan Stanley Finance LLC 9.25% annual rate, paid quarterly, if each underlying index closes at or above its 75% downside threshold on the related quarterly observation date due 4/18/2023

Morgan Stanley Finance LLC 25% annual rate, paid monthly, if each underlying stock closes at or above its 80% coupon barrier on the related monthly observation date due 10/18/2022

Morgan Stanley Finance LLC 6% annual rate, paid quarterly, if each underlying stock closes at or above its 60% downside threshold on the related quarterly observation date due 4/18/2024

Morgan Stanley Finance LLC 8.5% annual rate, paid quarterly, if the underlying stock closes at or above its 80% downside threshold on the related quarterly observation date due 4/12/2024

Morgan Stanley Finance LLC 12% annual rate, paid monthly, if the underlying stock closes at or above its 60% coupon barrier on the related monthly observation date due 10/18/2022

Morgan Stanley Finance LLC 15.5% annual rate, paid quarterly, if the underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 4/12/2024

Morgan Stanley Finance LLC 17%, paid quarterly, if each underlying stock closes at or above its 50% downside threshold on the related quarterly observation date due 4/18/2024

Morgan Stanley Finance LLC 8.45% annual rate, paid quarterly if all indexes close above coupon threshold level; previously unpaid coupons will also be paid; Coupon threshold levels: 10,383.788 for Nasdaq, 1,682.606 for Russell, 2,984.13 for Stoxx, 75% of initial levels due 4/27/2022

Morgan Stanley Finance LLC 0.00% due 4/16/2026

Morgan Stanley Finance LLC 0.00% due 8/26/2022

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 9,673.545 for Nasdaq, 23,621.78 for Dow, 1,563.649 for Russell; 70% of initial levels due 10/17/2023

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,673.545 for Nasdaq, 1,563.649 for Russell, 23,621.78 for Dow; 70% of initial levels due 4/16/2026

Morgan Stanley Finance LLC 7% annually, paid quarterly if underlying fund closes at or above downside threshold level on determination date for that quarter due 7/12/2024

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 23,660.42 for Dow, 1,458.258 for Russell, 2,890.16 for S&P; or 70% of initial levels due 4/14/2025

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,691.535 for Nasdaq, 1,570.432 for Russell and 23,660.42 for Dow, or 70% of initial levels due 10/13/2023

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,691.535 for Nasdaq, 1,570.432 for Russell, 23,660.42 for Dow; 70% of initial levels due 4/14/2026

Morgan Stanley Finance LLC 9.75% due 4/18/2022

Morgan Stanley Finance LLC 9.75% due 4/18/2022

Morgan Stanley Finance LLC 11.6% per year, payable each quarter that stock closes at or above coupon threshold on observation date for that period; Coupon threshold: $89.75, 50% of initial share price due 4/12/2024

Morgan Stanley Finance LLC 7.05% annually, paid quarterly if underlying stock closes at or above downside threshold level on determination date for that quarter due 4/12/2024

Morgan Stanley Finance LLC 17.5% annually, paid quarterly if underlying stock closes at or above downside threshold level on determination date for that quarter due 4/12/2024

Morgan Stanley Finance LLC 7.09% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 4/14/2026

Morgan Stanley Finance LLC 7.85% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 4/13/2023

Morgan Stanley Finance LLC 9.25% per year, payable each quarter that stock closes at or above coupon threshold on observation date for that period; Coupon threshold: $140.918, 75% of initial share price due 4/12/2024

Morgan Stanley Finance LLC 0.00% due 7/13/2022

Morgan Stanley Finance LLC 0.00% due 4/12/2024

Morgan Stanley Finance LLC 5.20% due 4/14/2022

Morgan Stanley Finance LLC 0.00% due 10/14/2022

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 8,255.1 for Nasdaq, 1,345.558 for Russell, 2,458.302 for S&P; 60% of initial levels due 10/13/2023

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,630.95 for Nasdaq, 1,569.817 for Russell, 23,452.499 for Dow; 70% of initial levels due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 7/12/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 3,059.963 for S&P, 1,667.288 for Russell, 25,084.695 for Dow; 75% of initial levels due 4/11/2024

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,855.956 for S&P, 1,556.136 for Russell, 23,412.382 for Dow; 70% of initial levels due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 6/24/2022

Morgan Stanley Finance LLC 7%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $284.61 for S&P 500, $46.56 for Regional Banking; 70% of initial levels due 4/11/2024

Morgan Stanley Finance LLC 9%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $284.61 for S&P 500, $46.56 for Regional Banking; 70% of initial levels due 4/11/2024

Morgan Stanley Finance LLC 0.00% due 4/10/2026

Morgan Stanley Finance LLC 5.75% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,147.076 for Nasdaq, 1,355.492 for Russell, 2,444.364 for S&P; 60% of initial levels due 4/11/2024

Morgan Stanley Finance LLC 9.1% annual rate, paid quarterly, if each underlying stock closes at or above its 70% coupon barrier on the related quarterly observation date due 4/11/2024

Morgan Stanley Finance LLC 13.50% due 4/12/2023

Morgan Stanley Finance LLC 0.00% due 4/11/2022

Morgan Stanley Finance LLC 12% per year, payable quarterly if stock closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: $181.552, or 70% of initial level due 4/11/2023

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 23,469.033 for Dow, 9,518.712 for Nasdaq, 1,585.420 for Russell; 70% of initial levels due 10/11/2023

Morgan Stanley Finance LLC 15% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barrier levels: $66.87 for Activision, $134.981 for Clorox and $38.325 for Walgreens, 70% of initial levels due 4/6/2023

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 4/11/2023

Morgan Stanley Finance LLC 0.00% due 10/6/2023

Morgan Stanley Finance LLC 9.55% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,664.182 for Nasdaq 1,465.037 for Russell, 867.906 for EM; 65% of initial levels due 4/7/2026

Morgan Stanley Finance LLC 10.05% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,997.133 for Nasdaq, 1,690.427 for Russell and 3,014.903 for S&P, or 75% of initial levels due 4/6/2023

Morgan Stanley Finance LLC 11.1% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,997.133 for Nasdaq, 1,690.427 for Russell and 3,014.903 for S&P, or 75% of initial levels due 4/6/2023

Morgan Stanley Finance LLC 8.1% annual rate, payable each quarter that stock closes at or above downside threshold on observation date for that quarter due 4/4/2024

Morgan Stanley Finance LLC 11.15% per year, payable each six months if stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $54.855, 75% of initial share price due 4/6/2022

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,330.657 for Nasdaq, 1,577.73 for Russell, 23,207.247 for Dow; 70% of initial levels due 10/5/2023

Morgan Stanley Finance LLC 11.5% per year, payable each month that stock closes at or above coupon barrier on observation date for that period; Coupon barrier: $67.254, 60% of initial share price due 10/6/2022

Morgan Stanley Finance LLC 7.05% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 24,864.908 for Dow, 1,079.504 for Russell, 3,014.903 for S&P; 75% of initial levels due 4/6/2023

Morgan Stanley Finance LLC 19.15% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/4/2024

Morgan Stanley Finance LLC 8.85% per year, payable quarterly if shares close at or above coupon threshold level on determination date for that quarter; Coupon threshold level: $141.728; 75% of initial share price due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/7/2026

Morgan Stanley Finance LLC 0.00% due 4/4/2025

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 9,164.008 for Nasdaq, 23,087.085 for Dow, 1,554.363 for Russell; 70% of initial levels due 10/5/2022

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 26,385.24 for Dow, 10,473.152 for Nasdaq, 1,776.415 for Russell; 80% of initial levels due 4/6/2026

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,781.023 for S&P, 23,087.085 for Dow, 1,554.363 for Russell; 70% of initial levels due 1/6/2023

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,979.668 for S&P, 24,736.163 for Dow, 1,665.389 for Russell; 75% of initial levels due 4/5/2023

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,582.379 for S&P, 21,438.008 for Dow, 1,443.337 for Russell; 65% of initial levels due 4/3/2025

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,781.023 for S&P, 23,087.085 for Dow, 1,554.363 for Russell; 70% of initial levels due 4/6/2026

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 9,818.58 for Nasdaq, 1,665.389 for Russell and 24,736.163 for Dow, or 75% of initial levels due 4/6/2026

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,582.379 for S&P, 1,443.963 for Russell and 21,438.008 for Dow, or 65% of initial levels due 4/5/2023

Morgan Stanley Finance LLC 11.75% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,554.363 for Russell, 9,164.008 for Nasdaq, 23,087.085 for Dow, 70% of initial levels due 10/5/2022

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,554.363 for Russell, 9,164.008 for Nasdaq, 23,087.085 for Dow, 70% of initial levels due 4/6/2026

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,554.363 for Russell, 9,164.008 for Nasdaq, 70% of initial levels due 1/6/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 8.50% due 6/6/2022

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 7/6/2022

Morgan Stanley Finance LLC 0.00% due 7/6/2022

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 4/7/2026

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 23,146.872 for Dow, 1,537.057 for Russell, 9,027.571 for Nasdaq, 70% of initial levels due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 9% annual rate, paid monthly, if each underlying index closes at or above its 70% coupon barrier on the related monthly observation date due 4/2/2026

Morgan Stanley Finance LLC 11% annual rate, paid monthly, if each underlying index closes at or above its downside threshold on the related monthly observation date due 10/4/2023

Morgan Stanley Finance LLC 6% annual rate, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 4/3/2023

Morgan Stanley Finance LLC 12% annual rate, paid quarterly, if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 4/4/2024

Morgan Stanley Finance LLC 13% annualized rate, payable quarterly if each stock closes at or above coupon barrier on relevant review date; Coupon barrier levels: $20.438 for MGM, $79.53 for Marriott, $67.925 for Wynn; 55% of initial levels due 4/4/2024

Morgan Stanley Finance LLC 7% annual rate, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 4/3/2023

Morgan Stanley Finance LLC 20% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $305.645, 50% of initial share price due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 1/19/2023

Morgan Stanley Finance LLC 7% per year, payable each quarter that index closes at or above coupon barrier on observation date for that quarter; Coupon barrier: 2,199.27, 70% of initial level due 3/31/2031

Morgan Stanley Finance LLC 9% per year, payable each quarter that index closes at or above coupon barrier on observation date for that quarter; Coupon barrier: 2,199.27, 70% of initial level due 3/31/2031

Morgan Stanley Finance LLC 0.00% due 3/31/2023

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 5.1% annualized rate, payable for each day that index closes above coupon barrier in coupon payment period; payable monthly; Coupon barrier: 3,378.359, 85% of initial level due 3/31/2026

Morgan Stanley Finance LLC 5.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 11,032.252 for Nasdaq and 1,888.260 for Russell; 85% of initial levels due 3/31/2026

Morgan Stanley Finance LLC 8.5% annual rate, paid monthly, if each underlying index closes at or above its 75% coupon barrier on the related monthly observation date due 9/29/2023

Morgan Stanley Finance LLC 5.5% annual rate, paid quarterly, if each underlying index closes at or above its 75% coupon barrier on the related quarterly observation date due 3/31/2026

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its 70% coupon barrier on the related quarterly observation date due 3/31/2026

Morgan Stanley Finance LLC 6.7% annual rate, paid quarterly, if the underlying index closes at or above its downside threshold on the related quarterly observation date due 3/30/2023

Morgan Stanley Finance LLC 7.2% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,583.451 for S&P, 1,443.963 for Russell and 8,436.428 for Nasdaq, or 65% of initial levels due 3/30/2023

Morgan Stanley Finance LLC 6.25% annual rate, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 4/1/2024

Morgan Stanley Finance LLC 29.5% annual rate, paid monthly, if each underlying stock closes at or above its downside threshold on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 26%, paid monthly, if each underlying stock closes at or above its downside threshold on the related monthly observation date due 4/4/2024

Morgan Stanley Finance LLC 7.25% per year, payable monthly if the basket closes at or above the coupon barrier level on the observation date for that month; Coupon barriers: 70% of initial levels due 3/30/2023

Morgan Stanley Finance LLC 9.8% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/30/2023

Morgan Stanley Finance LLC 10.15% annual rate, paid quarterly, if each underlier closes at or above its downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/1/2024

Morgan Stanley Finance LLC 30.4%, paid monthly, if the underlying stock closes at or above its downside threshold on the related monthly observation date due 4/1/2024

Morgan Stanley Finance LLC 9.75% annual rate, paid monthly, if each underlying index closes at or above its downside threshold on the related monthly observation date due 9/29/2022

Morgan Stanley Finance LLC 7.75% annual rate, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 9/29/2022

Morgan Stanley Finance LLC 9% annual rate, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 9/29/2022

Morgan Stanley Finance LLC 5.25% annual rate, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 3/31/2026

Morgan Stanley Finance LLC 23.9% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/1/2024

Morgan Stanley Finance LLC 6% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,888.260 for Russell, 11,032.252 for Nasdaq; 85% of initial levels due 12/29/2023

Morgan Stanley Finance LLC 6% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,888.260 for Russell, 11,032.252 for Nasdaq; 85% of initial levels due 4/1/2024

Morgan Stanley Finance LLC 7% annualized, payable monthly if each underlier closes at or above coupon barrier on review date on the relevant review date; Coupon barrier levels: $45.28 for ETF, 1,888.26 for Russell; 85% of initial levels due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 12/30/2022

Morgan Stanley Finance LLC 0.00% due 9/29/2023

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 4/2/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 3/30/2028

Morgan Stanley Finance LLC 8% if the underlying stock closes at or above its downside threshold on the related quarterly observation date; previously unpaid coupons will also be paid due 3/30/2023

Morgan Stanley Finance LLC 10% if the underlying stock closes at or above its downside threshold on the related quarterly observation date due 3/30/2023

Morgan Stanley Finance LLC 10.35% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 915.24 for MSCI Emerging Markets, 1,555.037 for Russell, 2,782.18 for S&P; 70% of initial levels due 9/29/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 8.2% annual rate, paid quarterly, if each underlying index closes at or above its downside threshold on the related quarterly observation date due 3/30/2023

Morgan Stanley Finance LLC 9% annual rate, paid quarterly if each underlying index closes at or above its downside threshold on the related quarterly observation date due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 6/21/2023

Morgan Stanley Finance LLC 0.00% due 5/30/2023

Morgan Stanley Finance LLC 15.1% per year, payable quarterly if the underlying stock is at or above its coupon threshold level on the related determination date; Coupon barrier level: $88.08; 50% of initial level due 3/30/2023

Morgan Stanley Finance LLC 25% annual rate, paid monthly, if each underlying stock closes at or above its 60% coupon barrier on the related monthly observation date; previously unpaid coupons will also be paid due 9/29/2022

Morgan Stanley Finance LLC 7% annual rate, paid quarterly if each underlying index closes at or above its downside threshold on the related quarterly observation date due 3/28/2024

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,946.357 for Nasdaq, 2,736.664 for S&P; 70% of initial levels due 9/29/2022

Morgan Stanley Finance LLC 21% per year, payable monthly if shares close at or above the coupon threshold on any determination date; Coupon threshold: $384.23, 60% of initial price due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 3/30/2026

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 8.1%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $151.66 for Russell, $90.57 for Technology; 70% of initial levels due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/30/2026

Morgan Stanley Finance LLC 10.00% due 3/30/2023

Morgan Stanley Finance LLC 9.15% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,737.364 for S&P, 9,112.453 for Nasdaq, 1,529.981 for Russell; 70% of initial levels due 3/28/2024

Morgan Stanley Finance LLC 16.25% per year, payable each month that stock closes at or above coupon barrier on observation date for that period; Coupon threshold: $61.074, 60% of initial share price due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 6.4%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $148.43 for Russell, $90.62 for Technology; 70% of initial levels due 3/28/2024

Morgan Stanley Finance LLC 8.4%, payable quarterly if each ETF closes at or above coupon barrier level on observation date; Coupon barriers: $148.43 for Russell, $90.62 for Technology; 70% of initial levels due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 9/2/2026

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,852.097 for Nasdaq, 2,659.154 for S&P, 1,486.267 for Russell; 68% of initial levels due 3/26/2026

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 860.451 for MSCI EM, 1,420.697 for Russell and 2,541.838 for S&P, or 65% of initial levels due 3/28/2024

Morgan Stanley Finance LLC 6.72%, paid quarterly if both assets close above coupon barrier levels on observation date for that quarter; Coupon barrier levels: 2,678.914 for Stoxx, $37.023 for EM ETF; 70% of initial levels due 3/28/2024

Morgan Stanley Finance LLC 13.06% per year, payable each quarter that each ETF closes at or above downside threshold on observation date for that quarter due 3/28/2023

Morgan Stanley Finance LLC 7% annual rate, payable quarterly if each index closes above coupon barrier level on related observation date; Coupon barrier levels: 9,112.453 for Nasdaq-100 index, 1,529.981 for Russell 2000 index, 70% of initial levels due 6/28/2022

Morgan Stanley Finance LLC 10.25% per year, payable each quarter that each index closes at or above downside threshold on observation date for that quarter due 3/28/2023

Morgan Stanley Finance LLC 9.25% per year, payable each quarter that each underlying closes at or above downside threshold on observation date for that quarter due 3/28/2023

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/26/2026

Morgan Stanley Finance LLC 0.00% due 3/26/2026

Morgan Stanley Finance LLC 0.00% due 3/26/2026

Morgan Stanley Finance LLC 0.00% due 3/26/2026

Morgan Stanley Finance LLC 11.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,160.557 for Nasdaq, 1,586.79 for Russell, 22,911.84 for Dow; 70% of initial levels due 9/27/2022

Morgan Stanley Finance LLC 16.5% per year, payable each month that stock closes at or above coupon barrier on observation date for that period; Coupon threshold: $53.675, 49% of initial share price due 4/27/2022

Morgan Stanley Finance LLC 0.00% due 9/27/2022

Morgan Stanley Finance LLC 0.00% due 9/27/2023

Morgan Stanley Finance LLC 0.00% due 3/27/2024

Morgan Stanley Finance LLC 0.00% due 9/27/2022

Morgan Stanley Finance LLC 0.00% due 3/26/2026

Morgan Stanley Finance LLC 11.25% per year, payable semiannually if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 22,839.579 for Dow, 9,006.893 for Nasdaq, 1,601.282 for Russell; 70% of initial levels due 3/22/2024

Morgan Stanley Finance LLC 9.75% per year, payable semiannually if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 22,839.579 for Dow, 9,006.893 for Nasdaq, 1,601.282 for Russell; 70% of initial levels due 3/22/2024

Morgan Stanley Finance LLC 9.5% per year, payable semiannually if each index closes at or above its coupon threshold level on related observation period; Coupon barrier levels: 2,934.825 for S&P, 24,470.978 for Dow, 1,715.659 for Russell; 75% of initial levels due 9/24/2026

Morgan Stanley Finance LLC 6.65% per year, payable semiannually if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 19,576.782 for Dow, 2,347.86 for S&P, 1,372.527 for Russell; 60% of initial levels due 3/24/2027

Morgan Stanley Finance LLC 6.3% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 2,543.515 for S&P, 21,208.181 for Dow, 1,486.904 for Russell; 65% of initial levels due 3/23/2023

Morgan Stanley Finance LLC 8.55% per year, payable quarterly if each index closes at or above its coupon threshold level on each index business day during the observation period; Coupon barrier levels: 2,739.17 for S&P, 22,839.579 for Dow, 1,601.282 for Russell; 70% of initial levels due 3/23/2023

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,543.515 for S&P, 8,363.544 for Nasdaq, 21,208.181 for Dow; 65% of initial levels due 3/22/2024

Morgan Stanley Finance LLC 10.5% per year, payable semiannually if each asset closes at or above coupon barrier level observation date that semiannual period; Coupon barriers: 1,601.282 for Russell 2000, $37.856 for ETF, 70% of initial levels due 3/22/2024

Morgan Stanley Finance LLC 9.25% per year, payable semiannually if each asset closes at or above coupon barrier level observation date that semiannual period; Coupon barriers: 1,601.282 for Russell, $37.856 for ETF, 70% of initial levels due 3/22/2024

Morgan Stanley Finance LLC 8.6% per year, payable monthly if each index closes at or above its coupon barrier level on the related determination date; Coupon barrier levels: 2,739.17 for S&P, 9,006.893 for Nasdaq, 1,601.282 for Russell; 70% of initial levels due 3/24/2026

Morgan Stanley Finance LLC 7.75% per year, payable each quarter if each index closes at or above its coupon threshold level on each day of that quarter; Coupon threshold levels: 2,543.515 for S&P, 2,494.063 for Stoxx and 1,486.904 for Russell, or 65% of initial levels due 9/22/2023

Morgan Stanley Finance LLC 0.00% due 9/22/2022

Morgan Stanley Finance LLC 0.00% due 7/21/2023

Morgan Stanley Finance LLC 16% per year, payable each quarter that stock closes at or above downside threshold on observation date for that period; previously unpaid coupons will also be paid due 3/22/2024

Morgan Stanley Finance LLC 22% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $1,537.48 for Amazon, $327.435 for Tesla, $256.09 for Netflix and $145.055 for Facebook; 50% of initial levels due 3/24/2026

Morgan Stanley Finance LLC 10.75% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier: $51.107, 70% of initial share price due 3/22/2024

Morgan Stanley Finance LLC 10.1% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 3/23/2023

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,006.893 for Nasdaq, 1,601.282 for Russell, 22,839.579 for Dow; 70% of initial levels due 3/24/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,006.893 for Nasdaq, 1,601.282 for Russell, 22,839.579 for Dow; 70% of initial levels due 3/22/2024

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,006.893 for Nasdaq, 1,601.282 for Russell, 22,839.579 for Dow; 70% of initial levels due 9/22/2023

Morgan Stanley Finance LLC 8% per year, payable monthly if each underlier closes at or above coupon threshold level on determination date for that period; Coupon threshold levels: 1,601.282 for Russell, 9,006.893 for Nasdaq, $101.549 for S&P fund, 70% of initial levels due 3/22/2024

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,601.282 for Russell, 2,739.17 for S&P, 9,006.893 for Nasdaq; 70% of initial levels due 3/23/2023

Morgan Stanley Finance LLC 9.45% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $292.464, 80% of initial share price due 3/22/2024

Morgan Stanley Finance LLC 0.00% due 9/27/2027

Morgan Stanley Finance LLC 0.00% due 3/24/2025

Morgan Stanley Finance LLC 0.00% due 3/24/2025

Morgan Stanley Finance LLC 0.00% due 3/24/2026

Morgan Stanley Finance LLC 7%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,739.17 for S&P, 935.79 for MSCI EM; 70% of initial levels due 3/24/2026

Morgan Stanley Finance LLC 9%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,739.17 for S&P, 935.79 for MSCI EM; 70% of initial levels due 3/24/2026

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/23/2023

Morgan Stanley Finance LLC 7.8% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter due 3/21/2024

Morgan Stanley Finance LLC 6.15% per year, payable monthly if each index closes at or above barrier level on determination date for that period due 3/21/2024

Morgan Stanley Finance LLC 6.75% due 9/23/2022

Morgan Stanley Finance LLC 0.00% due 3/22/2023

Morgan Stanley Finance LLC 11% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter due 3/21/2024

Morgan Stanley Finance LLC 9.24% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/21/2024

Morgan Stanley Finance LLC 11.15% per year, payable quarterly if each underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 9,241.666 for Nasdaq, 2,781.884 for S&P, $103.271 for ETF; 70% of initial levels due 9/20/2024

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 939.96 for MSCI Emerging Markets, 1,635.474 for Russell, 2,781.88 for S&P; 70% of initial levels due 3/21/2024

Morgan Stanley Finance LLC 6.19% due 6/22/2022

Morgan Stanley Finance LLC 4.19% due 6/22/2022

Morgan Stanley Finance LLC 8.50% due 3/22/2023

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 9/21/2022

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter due 3/19/2026

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 3/19/2027

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 3/19/2026

Morgan Stanley Finance LLC 9.81% per year, payable quarterly if each index closes at or above its coupon barrier level on the related observation date; Coupon barriers: 2,575.76 for S&P, 1,507.687 for Russell, 8,548.98 for Nasdaq; 65% of initial levels due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 3/19/2026

Morgan Stanley Finance LLC 18% annual rate, payable each month that stock closes at or above coupon threshold level on monthly determination date, plus any previously unpaid coupons; Coupon thresshold level: $346.865, 50% of initial price due 3/18/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above its coupon threshold level on related observation period; Coupon barrier levels: 2,778.258 for S&P, 23,067.422 for Dow, 1,652.118 for Russell; 70% of initial levels due 3/19/2026

Morgan Stanley Finance LLC 6% per year, payable monthly if basket closes at or above coupon barrier level on any observation date; Coupon barrier level: 60% of initial level due 3/20/2023

Morgan Stanley Finance LLC 6.75% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 2,006.143 for Russell, 11,120.159 for Nasdaq; 85% of initial levels due 12/20/2023

Morgan Stanley Finance LLC 0.00% due 3/19/2026

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 10.05% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 24,583.98 for Dow, 1,764.592 for Russell and 9,702.968 for Nasdaq, or 75% of initial levels due 3/17/2026

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,366.004 for S&P, 1,411.673 for Russell and 7,762.374 for Nasdaq, or 60% of initial levels due 3/17/2026

Morgan Stanley Finance LLC 0.00% due 2/8/2023

Morgan Stanley Finance LLC 8.5% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $1,537.50, 75% of initial share price due 3/15/2024

Morgan Stanley Finance LLC 8.44% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $84.721, 70% of initial share price due 3/15/2024

Morgan Stanley Finance LLC 12.75% per year, payable each month that ETF closes at or above coupon barrier on observation date for that period; Coupon barrier: $76.008, 60% of initial share price due 6/15/2023

Morgan Stanley Finance LLC 10.05% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $7.548, 60% of initial share price due 3/16/2023

Morgan Stanley Finance LLC 9% per year, payable monthly if each asset closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: $220.822 for Invesco, 1,646.952 for Russell, 70% of initial levels due 6/16/2022

Morgan Stanley Finance LLC 9.4% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $188.60, 80% of initial share price due 3/15/2024

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,764.592 for Russell, 2,957.505 for S&P and 24,583.98 for Dow; 75% of initial levels due 3/16/2023

Morgan Stanley Finance LLC 9.76% per year, payable semiannually that index closes at or above coupon barrier on observation date for that period; Coupon barrier level: 3,154.672, 80% of initial index level due 3/17/2026

Morgan Stanley Finance LLC 0.00% due 3/16/2023

Morgan Stanley Finance LLC 0.00% due 3/17/2026

Morgan Stanley Finance LLC 0.00% due 3/17/2026

Morgan Stanley Finance LLC 10% annual rate, payable quarterly if stock closes at or above downside threshold level on related determination date; previously unpaid coupons will also be paid due 3/16/2023

Morgan Stanley Finance LLC 8% annual rate, payable quarterly if stock closes at or above downside threshold level on related determination date; previously unpaid coupons will also be paid due 3/16/2023

Morgan Stanley Finance LLC 10% annual rate, payable quarterly if stock closes at or above downside threshold level on related determination date; previously unpaid coupons will also be paid due 3/16/2023

Morgan Stanley Finance LLC 10% annual rate, payable quarterly if stock closes at or above downside threshold level on related determination date; previously unpaid coupons will also be paid due 3/16/2023

Morgan Stanley Finance LLC 0.00% due 3/17/2031

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon barriers: 2,757.538 for S&P, 1,636.979 for Russell, 9,056.10 for Nasdaq; 70% of initial levels due 9/14/2023

Morgan Stanley Finance LLC 12.48% per year, payable monthly if underlier closes at or above coupon barrier level on determination date for that month; Coupon barrier level: $113.184; 80% of initial level due 3/16/2022

Morgan Stanley Finance LLC 0.00% due 9/15/2022

Morgan Stanley Finance LLC 0.00% due 3/17/2022

Morgan Stanley Finance LLC 0.00% due 3/17/2022

Morgan Stanley Finance LLC 18% annual rate, payable for each quarter that stock closes at or above downside threshold level on any related determination date; previously unpaid coupons will also be paid due 3/15/2023

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each asset closes at or above coupon barrier level on observation date for that period; Coupon barriers: 2,729.167 for S&P, 8,926.449 for Nasdaq and $115.647 for ETF, 70% of initial levels due 9/15/2022

Morgan Stanley Finance LLC 16.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,595.868 for Nasdaq, 1,683.794 for Russell, 2,906.58 for S&P 500; 65% of initial levels due 3/16/2022

Morgan Stanley Finance LLC 21% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $10.875, 50% of initial share price due 3/14/2024

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,599.978 for Russell, 8,926.449 for Nasdaq and 22,607.914 for Dow; 70% of initial levels due 12/15/2022

Morgan Stanley Finance LLC 7.8% per year, payable quarterly if each index closes at or above couopon barrier level on determination date for that period; Coupon barrier levels: 1,599.978 for Russell, 8,926.449 for Nasdaq and 22,607.914 for Dow; 70% of initial levels due 3/14/2024

Morgan Stanley Finance LLC 0.00% due 3/22/2023

Morgan Stanley Finance LLC 0.00% due 3/14/2024

Morgan Stanley Finance LLC 0.00% due 3/13/2026

Morgan Stanley Finance LLC 0.00% due 3/14/2024

Morgan Stanley Finance LLC 0.00% due 9/15/2022

Morgan Stanley Finance LLC 0.00% due 9/15/2022

Morgan Stanley Finance LLC 0.00% due 3/14/2024

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 7,676.694 for Nasdaq, 1,347.035 for Russell, 790.71 for MSCI Emerging Markets; 60% of initial levels due 3/14/2024

Morgan Stanley Finance LLC 0.00% due 3/14/2024

Morgan Stanley Finance LLC 0.00% due 3/12/2026

Morgan Stanley Finance LLC 0.00% due 3/13/2023

Morgan Stanley Finance LLC 9.25% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 22,261.708 for Dow, 1,542.09 for Russell and 8,609.356 for Nasdaq, or 70% of initial levels due 3/12/2026

Morgan Stanley Finance LLC 8.55% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,446.106 for Stoxx, 2,483.878 for S&P and 7,994.402 for Nasdaq, or 65% of initial levels due 3/13/2023

Morgan Stanley Finance LLC 13% per year, payable quarterly if each asset closes at or above coupon barrier level on observation date for that period; Coupon barriers: 1,321.791 for Russell, 7,379.448 for Nasdaq and $31.428 for ETF, 60% of initial levels due 3/12/2026

Morgan Stanley Finance LLC 0.00% due 7/12/2022

Morgan Stanley Finance LLC 11.26% per year, payable quarterly if shares close at or above the downside threshold on the observation date due 3/13/2024

Morgan Stanley Finance LLC 9.7% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,542.09 for Russell, 8,609.356 for Nasdaq and 22,261.708 for Dow; 70% of initial levels due 3/12/2024

Morgan Stanley Finance LLC 0.00% due 3/12/2026

Morgan Stanley Finance LLC 0.00% due 9/12/2024

Morgan Stanley Finance LLC 0.00% due 3/10/2023

Morgan Stanley Finance LLC 0.00% due 3/10/2026

Morgan Stanley Finance LLC 9.9% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 915.7 for MSCI Emerging Markets, 1,542.09 for Russell, 2,674.95 for S&P; 70% of initial levels due 3/12/2026

Morgan Stanley Finance LLC 8.7% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 915.7 for MSCI Emerging Markets, 1,542.09 for Russell, 2,674.95 for S&P; 70% of initial levels due 3/12/2026

Morgan Stanley Finance LLC 0.00% due 4/8/2022

Morgan Stanley Finance LLC 6.85% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that period; Coupon barrier level: 2,689.358, or 70% of initial level due 3/9/2023

Morgan Stanley Finance LLC 9.6% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,881.455 for S&P, 23,622.225 for Dow and 9,501.383 for Nasdaq, or 75% of initial levels due 3/10/2026

Morgan Stanley Finance LLC 12.2% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,881.455 for S&P, 1,644.159 for Russell and 9,501.383 for Nasdaq, or 75% of initial levels due 9/8/2023

Morgan Stanley Finance LLC 7% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,305.164 for S&P, 1,315.327 for Russell and 7,601.106 for Nasdaq, or 60% of initial levels due 3/10/2026

Morgan Stanley Finance LLC 11.35% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,637.929 for S&P, 21,646.898 for Dow and 1,502.847 for Russell, or 70% of initial levels due 3/9/2022

Morgan Stanley Finance LLC 8.3% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,689.358 for S&P, 22,047.41 for Dow and 1,534.548 for Russell, or 70% of initial levels due 9/8/2023

Morgan Stanley Finance LLC 6.2% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,305.164 for S&P, 18,897.78 for Dow and 1,315.327 for Russell, or 60% of initial levels due 3/9/2023

Morgan Stanley Finance LLC 8.65% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,519.725 for S&P, 20,489.099 for Dow and 1,463.197 for Russell, or 65% of initial levels due 8/25/2023

Morgan Stanley Finance LLC 22% per year, payable monthly if each stock closes at or above downside threshold level on observation date for that month due 3/8/2024

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $21.912 for Financial, $34.418 for Energy and $60.736 for Industrial; 65% of initial levels due 3/9/2023

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each asset closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: $216.076 for Invesco, 1,534.548 for Russell, 70% of initial levels due 6/9/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,534.548 for Russell, 8,867.957 for Nasdaq and 22,047.41 for Dow; 70% of initial levels due 3/8/2024

Morgan Stanley Finance LLC 5.15% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 2,689.358 for S&P and 1,534.548 for Russell; 70% of initial levels due 12/10/2025

Morgan Stanley Finance LLC 22.35% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 3/8/2024

Morgan Stanley Finance LLC 12.35% per year, payable quarterly if shares close at or above the downside threshold on the observation date due 3/10/2022

Morgan Stanley Finance LLC 0.00% due 3/9/2023

Morgan Stanley Finance LLC 0.00% due 6/9/2022

Morgan Stanley Finance LLC 10.00% due 3/11/2022

Morgan Stanley Finance LLC 0.00% due 3/10/2025

Morgan Stanley Finance LLC 0.00% due 3/9/2023

Morgan Stanley Finance LLC 0.00% due 3/8/2023

Morgan Stanley Finance LLC 0.00% due 9/8/2022

Morgan Stanley Finance LLC 10.21% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barrier levels: 2,689.36 for S&P, 1,534.548 for Russell; 70% of initial levels due 3/8/2024

Morgan Stanley Finance LLC 8.25% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barrier levels: 2,689.36 for S&P, 1,534.548 for Russell; 70% of initial levels due 3/8/2024

Morgan Stanley Finance LLC 12.25% per year, payable each quarter if each index closes at or above its coupon threshold level on every day that quarter; Coupon threshold levels: 2,826.353 for S&P, 23,193.105 for Dow and 9,348.0 for Nasdaq, or 75% of initial levels due 3/9/2023

Morgan Stanley Finance LLC 9.26% per year, payable quarterly if each index closes at or above its downside threshold level on the related determination date due 3/7/2024

Morgan Stanley Finance LLC 0.00% due 9/8/2023

Morgan Stanley Finance LLC 0.00% due 3/9/2023

Morgan Stanley Finance LLC 0.00% due 3/10/2022

Morgan Stanley Finance LLC 0.00% due 3/7/2024

Morgan Stanley Finance LLC 14.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,864.79 for S&P, 23,452.568 for Dow and 9,512.498 for Nasdaq, or 75% of initial levels due 3/8/2023

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each ETF closes at or above coupon barrier level on observation date that period; Coupon barrier levels: $266.994 for S&P, $153.524 for Russell and $52.402 for MSCI EAFE; 70% of initial levels due 3/6/2026

Morgan Stanley Finance LLC 0.00% due 9/8/2022

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,545.455 for Russell, 21,889.063 for Dow, 8,878.331 for Nasdaq; 70% of initial levels due 3/7/2024

Morgan Stanley Finance LLC 11.3% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,655.845 for Russell, 2,864.79 for S&P, 9,512.498 for Nasdaq; 75% of initial levels due 9/8/2023

Morgan Stanley Finance LLC 0.00% due 3/9/2022

Morgan Stanley Finance LLC 19.75% annual rate, payable for each quarter that stock closes at or above downside threshold level on related determination date; previously unpaid coupons will also be paid due 3/8/2023

Morgan Stanley Finance LLC 8.4% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,709.203 for S&P, 1,562.056 for Russell and 9,141.965 for Nasdaq, or 70% of initial levels due 3/7/2024

Morgan Stanley Finance LLC 7.2% per year, payable each quarter if each index closes at or above its coupon threshold level on each day of that quarter; Coupon threshold levels: 2,322.174 for S&P, 2,224.632 for Stoxx and 1,338.905 for Russell, or 60% of initial levels due 3/7/2023

Morgan Stanley Finance LLC 0.00% due 4/19/2023

Morgan Stanley Finance LLC 4.32% due 3/6/2025

Morgan Stanley Finance LLC 0.00% due 3/6/2025

Morgan Stanley Finance LLC 0.00% due 3/6/2025

Morgan Stanley Finance LLC 0.00% due 3/2/2026

Morgan Stanley Finance LLC 8.9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,731.274 for S&P, 9,298.065 for Nasdaq, 22,074.857 for Dow; 70% of initial levels due 3/6/2024

Morgan Stanley Finance LLC 11.15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,731.274 for S&P, 1,592.725 for Russell, 22,074.857 for Dow; 70% of initial levels due 3/6/2023

Morgan Stanley Finance LLC 12.4% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,731.274 for S&P, 1,592.725 for Russell, 22,074.857 for Dow; 70% of initial levels due 3/4/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 10% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barrier levels: 2,926.37 for S&P, 1,021.85 for EM, 1,706.491 for Russell; 75% of initial levels due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 7.45% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,286.69 for S&P, 1,320.631 for Russell, 18,559.432 for Dow; 60% of initial levels due 2/29/2024

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,667.805 for S&P, 1,540.736 Russell, 21,652.659 for Dow; 70% of initial levels due 12/1/2022

Morgan Stanley Finance LLC 13% per year, payable monthly if each asset closes at or above coupon barrier level observation date that period; Coupon barriers: 9,036.608 for Nasdaq, 1,540.736 for Russell 2000, $37.611 for ETF, 70% of initial levels due 3/3/2027

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,036.608 for Nasdaq, 1,540.736 for Russell and 2,667.805 for S&P, 70% of initial levels due 8/31/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,036.608 for Nasdaq, 1,540.736 for Russell and 2,667.805 for S&P, 70% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 10.55% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,650.788 for Russell, 23,199.278 for Dow and 9,682.08 for Nasdaq, or 75% of initial levels due 3/3/2026

Morgan Stanley Finance LLC 8.25% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,540.736 for Russell, 21,652.659 for Dow and 2,667.805 for S&P, or 70% of initial levels due 3/3/2026

Morgan Stanley Finance LLC 8.14% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,540.736 for Russell, 9,036.608 for Nasdaq and 2,667.805 for S&P, or 70% of initial levels due 8/31/2023

Morgan Stanley Finance LLC 6.7% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that period; Coupon barrier level: 2,858.363, or 75% of initial level due 3/3/2031

Morgan Stanley Finance LLC 12.3% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 23,199.278 for Dow, 1,650.789 for Russell, 2,858.363 for S&P 500; 75% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 10.3% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,667.805 for S&P, 1,540.736 for Russell, 9,036.608 for Nasdaq; 70% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 8.15% per year, payable quarterly if shares close at or above the downside threshold on the observation date due 2/29/2024

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if shares close at or above the coupon threshold on the quarterly observation date; Coupon threshold: $56.749, 70% of initial price due 2/29/2024

Morgan Stanley Finance LLC 16.75% per year, payable monthly if shares close at or above the coupon threshold on the monthly observation date; Coupon threshold: $101.694, 60% of initial price due 8/31/2022

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 21,652.659 for Dow 1,540.736 for Russell, 9,036.608 for Nasdaq; 70% of initial levels due 3/3/2026

Morgan Stanley Finance LLC 13% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 21,652.659 for Dow 1,540.736 for Russell, 9,036.608 for Nasdaq; 70% of initial levels due 8/31/2022

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,650.788 for Russell, 9,682.08 for Nasdaq; 75% of initial levels due 12/1/2022

Morgan Stanley Finance LLC 12.46% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 23,199.278 for Dow, 9,682.08 for Nasdaq, 1,650.789 for Russell; 75% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 14.25% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,760.841 for Russell, 10,327.552 for Nasdaq and 3,048.92 for S&P; 80% of initial levels due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 4/28/2022

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 0.00% due 3/4/2022

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 8.75% due 6/1/2022

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2025

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 3/3/2025

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 12/1/2022

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 24.88% annual rate, payable for each quarter that stock closes at or above downside threshold level on related determination date; previously unpaid coupons will also be paid due 3/16/2022

Morgan Stanley Finance LLC 9.15% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the observation date for that quarter; Coupon barrier levels: $266.25 for S&P ETF, $152.82 for Russell ETF, $51.81 for EAFE ETF; 70% of initial levels due 3/3/2026

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the observation date for that quarter; Coupon barrier levels: $266.25 for S&P ETF, $152.82 for Russell ETF, $51.81 for EAFE ETF; 70% of initial levels due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 15.75% per year, payable quarterly if each index closes at or above coupon barrier level on each day of that quarter; Coupon barriers: $38.122 for EM, 8,979.817 for Nasdaq, 1,540.120 for Russell; 70% of initial levels due 3/2/2026

Morgan Stanley Finance LLC 11.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 3,832.71 for S&P, 1,563.527 for EAFE, 968.667 for EM; 70% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 9.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 3,832.71 for S&P, 1,563.527 for EAFE, 968.667 for EM; 70% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 30.75% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $1,528.58 for Amazon, $341.11 for Tesla, $273.35 for Netflix and $182.365 for Zoom; 50% of initial levels due 8/30/2023

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above downside threshold level on determination date for that period due 3/2/2026

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 3/2/2023

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,650.129 for Russell, 2,872.005 for S&P, 9,621.233 for Nasdaq; 75% of initial levels due 8/30/2023

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 8/30/2022

Morgan Stanley Finance LLC 29.8% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $67.958, 65% of initial share price due 3/2/2023

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above downside threshold level on determination date for that period due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 8/30/2023

Morgan Stanley Finance LLC 0.00% due 3/2/2026

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 6.12% due 8/31/2022

Morgan Stanley Finance LLC 0.00% due 2/27/2026

Morgan Stanley Finance LLC 0.00% due 3/1/2027

Morgan Stanley Finance LLC 9.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,551.53 for S&P, 1,484.848 for Russell, 894.894 for MSCI; 65% of initial levels due 3/1/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 688.38 for EM, 6,651.095 for Nasdaq, 1,142.191 for Russell; 50% of initial levels due 3/1/2023

Morgan Stanley Finance LLC 11.28% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 2/29/2024

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon threshold levels: 2,944.073 for S&P, 1,713.286 for Russell, 9,976.643 for Nasdaq; 75% of initial levels due 2/29/2024

Morgan Stanley Finance LLC 5% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,827.505 for Russell, 10,641.752 for Nasdaq and 25,569.488 for Dow; 80% of initial level due 3/1/2023

Morgan Stanley Finance LLC 0.00% due 2/27/2026

Morgan Stanley Finance LLC 0.00% due 2/27/2026

Morgan Stanley Finance LLC 0.00% due 7/12/2022

Morgan Stanley Finance LLC 0.00% due 8/26/2022

Morgan Stanley Finance LLC 16.36% per year, payable quarterly plus any previously unpaid coupons if stock closes at or above trigger level on observation date for that quarter due 3/15/2022

Morgan Stanley Finance LLC 7.57% annual rate, payable quarterly if index closes at or above coupon barrier level on related quarterly observation date; Coupon barrier level: 2,302.87, 70% of initial level due 2/27/2031

Morgan Stanley Finance LLC 9.62% per year, payable each quarter that index closes at or above coupon barrier on observation date for that quarter; Coupon barrier: 2,302.87; 70% of initial level due 2/27/2031

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 8,646.42 for Nasdaq, 1,484.848 for Russell, 2,551.53 for S&P; 65% of initial levels due 8/29/2023

Morgan Stanley Finance LLC 7.02% due 5/27/2022

Morgan Stanley Finance LLC 5.18% due 5/27/2022

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 8/28/2023

Morgan Stanley Finance LLC 5.05% annualized rate, payable for each day that index closes above coupon barrier; payable monthly; Coupon barrier: 3,299.165, 85% of initial level due 2/26/2026

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 11,215.504 for Nasdaq and 1,896.617 for Russell; 85% of initial levels due 2/26/2026

Morgan Stanley Finance LLC 4.5% per year, payable monthly if each index closes at or above 80% coupon barrier level on observation date that month due 2/26/2026

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,896.033 for Nasdaq, 1,673.486 for Russell, 23,653.013 for Dow; 75% of initial levels due 2/26/2026

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,576.562 for Nasdaq, 1,450.354 for Russell, 908.83 for MSCI; 65% of initial levels due 2/28/2023

Morgan Stanley Finance LLC 7% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,716.959 for S&P, 22,076.145 for Dow and 1,561.92 for Russell, or 70% of initial levels due 2/28/2024

Morgan Stanley Finance LLC 10% per year, payable quarterly if each asset closes at or above coupon barrier level on observation date that period; Coupon barrier levels: $2,236.15 for Amazon, 2,582.37 for Stoxx and $39.263 for ETF; 70% of initial levels due 2/28/2024

Morgan Stanley Finance LLC 12.75% per year, payable each month that fund closes at or above coupon barrier on observation date for that period; Coupon barrier level: $83.424, 60% of initial share price due 5/26/2023

Morgan Stanley Finance LLC 13.5% per year, payable each month that ETF closes at or above coupon barrier on observation date for that period; Coupon threshold level:

Morgan Stanley Finance LLC 13.5% per year, payable each month that fund closes at or above downside threshold level on observation date for that period due 8/26/2022

Morgan Stanley Finance LLC 9.15% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,076.145 for Dow, 9,236.297 for Nasdaq, 1,561.92 for Russell; 70% of initial levels due 2/28/2024

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 22,076.145 for Dow, 9,236.297 for Nasdaq, 1,561.92 for Russell; 70% of initial levels due 8/26/2022

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,076.145 for Dow, 9,236.297 for Nasdaq, 1,561.92 for Russell; 70% of initial levels due 8/26/2022

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,076.145 for Dow, 9,236.297 for Nasdaq, 1,561.92 for Russell; 70% of initial levels due 2/26/2026

Morgan Stanley Finance LLC 6.44% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 26,653.013 for Dow, 2,911.028 for S&P; 75% of initial levels due 2/26/2026

Morgan Stanley Finance LLC 22% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $349.42, 50% of initial share price due 2/28/2023

Morgan Stanley Finance LLC 7% per year, payable each month that each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,896.617 for index and $47.677 for ETF; 85% of initial levels due 2/28/2024

Morgan Stanley Finance LLC 6.75% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,896.617 for Russell, 11,215.504 for Nasdaq; 85% of initial levels due 2/28/2024

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: $21.854 for Silver and $28.424 for Gold; 85% of initial level due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 11/29/2022

Morgan Stanley Finance LLC 0.00% due 8/28/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/27/2026

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 8/28/2023

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 6.31% per year, payable quarterly if each index closes at or above coupon barrier level each day of that quarter; Coupon barriers: 2,713.55 for S&P, 22,065.183 for Dow, 70% of initial levels due 2/27/2023

Morgan Stanley Finance LLC 32.5% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $1,590.37 for Amazon, $357.25 for Tesla, $266.89 for Netflix and $197.17 for Zoom; 50% of initial levels due 2/23/2024

Morgan Stanley Finance LLC 32% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $63.00 for Apple, $3197.17 for Zoom and $357.25 for Tesla; 50% of initial levels due 2/27/2024

Morgan Stanley Finance LLC 7.36% annualized, payable quarterly if each fund closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $52.738 for Materials, $63.889 for Industrial, 70% of initial levels due 2/27/2024

Morgan Stanley Finance LLC 7.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,065.183 for Dow, 9,256.618 for Nasdaq, 1,575.75 for Russell; 70% of initial levels due 2/27/2024

Morgan Stanley Finance LLC 9.25% annualized, payable quarterly if each fund closes at or above coupon barrier on review date for that quarter; Coupon barrier levels: $293.04 for S&P, $165.443 for Russell, 75% of initial levels due 2/25/2022

Morgan Stanley Finance LLC 0.00% due 8/24/2022

Morgan Stanley Finance LLC 9.25% per year, payable semiannually if each asset closes at or above coupon barrier level on observation date that semiannual period; Coupon barriers: 1,586.682 for Russell 2000, $40.271 for ETF, 70% of initial levels due 2/23/2024

Morgan Stanley Finance LLC 12% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 23,620.74 for Dow, 1,700.17 for Russell, 10,185.585 for Nasdaq-100; 75% of initial levels due 2/23/2024

Morgan Stanley Finance LLC 10.75% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 23,620.74 for Dow, 1,700.17 for Russell, 10,185.585 for Nasdaq-100; 75% of initial levels due 2/23/2024

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 20,471.308 for Dow, 1,473.348 for Russell, 2,539.362 for S&P 500; 65% of initial levels due 2/24/2023

Morgan Stanley Finance LLC 0.00% due 3/23/2022

Morgan Stanley Finance LLC 10% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 2/23/2024

Morgan Stanley Finance LLC 12.4% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $183.24 for Autodesk, $36.678 for Oracle and $79.776 for Citrix Systems; 60% of initial levels due 2/23/2024

Morgan Stanley Finance LLC 9% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $36.544, 80% of initial share price due 2/23/2024

Morgan Stanley Finance LLC 10.25% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $47.258, 75% of initial share price due 2/23/2024

Morgan Stanley Finance LLC 9.5% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $192.776, 80% of initial share price due 2/23/2024

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,046.024 for Dow, 9,506.546 for Nasdaq, 1,586.682 for Russell; 70% of initial levels due 2/25/2022

Morgan Stanley Finance LLC 5%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barrier levels: 9,506.546 for Nasdaq, 2,734.697 for S&P, 1,586.682 for Russell; 70% of initial levels due 2/24/2026

Morgan Stanley Finance LLC 7.1% per year, payable each quarter that index closes at or above coupon barrier on observation date for that period, plus any unpaid coupon; Coupon barrier level: 2,739.779, 70% of initial index level due 3/8/2022

Morgan Stanley Finance LLC 20.8% per year, payable each month that stock closes at or above downside threshold level on observation date for that period due 2/23/2024

Morgan Stanley Finance LLC 8% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 2/23/2024

Morgan Stanley Finance LLC 10% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $25.403, 67.15% of initial share price due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 2/24/2025

Morgan Stanley Finance LLC 0.00% due 2/24/2025

Morgan Stanley Finance LLC 0.00% due 5/10/2023

Morgan Stanley Finance LLC 0.00% due 2/24/2031

Morgan Stanley Finance LLC 0.00% due 1/12/2023

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if least-performing fund closes at or above coupon barrier on observation date for that period; Coupon barrier levels: $20.82 for Financial Select and $29.523 for Energy Select, 65% of initial level due 2/24/2023

Morgan Stanley Finance LLC 0.00% due 5/23/2022

Morgan Stanley Finance LLC 14.9% annual rate, payable each quarter that stock closes at or above coupon threshold level on determination date for that quarter, plus any previously unpaid coupons; Coupon threshold level: $162.248, 80% of initial price due 2/22/2022

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,129.114 for Dow, 9,589.797 for Nasdaq, 1,579.274 for Russell; 70% of initial levels due 8/22/2022

Morgan Stanley Finance LLC 7.2% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,129.114 for Dow, 9,589.797 for Nasdaq, 1,579.274 for Russell; 70% of initial levels due 2/23/2024

Morgan Stanley Finance LLC 18% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $193.18 for PayPal, $358.371 for Netflix and $192.608 for Vail Resorts; 65% of initial levels due 2/23/2023

Morgan Stanley Finance LLC 16.5% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $193.18 for PayPal, $358.371 for Netflix and $192.608 for Vail Resorts; 65% of initial levels due 2/23/2023

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,129.114 for Dow, 2,751.931 for S&P, 1,579.274 for Russell; 70% of initial levels due 2/20/2026

Morgan Stanley Finance LLC 6% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,917.69 for Russell 2000 and 11,644.754 for Nasdaq-100; 85% of initial level due 2/23/2024

Morgan Stanley Finance LLC 6.95% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,917.69 for Russell 2000 and 11,644.754 for Nasdaq-100; 85% of initial level due 2/23/2023

Morgan Stanley Finance LLC 11.5% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: $43.576 for China and $26.576 for Gold; 80% of initial level due 2/20/2026

Morgan Stanley Finance LLC 0.00% due 2/23/2023

Morgan Stanley Finance LLC 0.00% due 2/20/2026

Morgan Stanley Finance LLC 0.00% due 2/20/2026

Morgan Stanley Finance LLC 9.25% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $93.233, 70% of initial share price due 2/22/2023

Morgan Stanley Finance LLC 4.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 20,489.788 for Dow, 8,952.951 for Nasdaq, 1,477.379 for Russell; 65% of initial levels due 2/22/2024

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,065.925 for Dow, 9,641.639 for Nasdaq, 1,591.024 for Russell; 70% of initial levels due 11/21/2022

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,752.813 for S&P, 9,641.639 for Nasdaq; 70% of initial levels due 8/19/2022

Morgan Stanley Finance LLC 11.2% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,752.813 for S&P, 9,641.639 for Nasdaq; 1,591.024 for Russell; 70% of initial levels due 8/19/2022

Morgan Stanley Finance LLC 0.00% due 2/17/2026

Morgan Stanley Finance LLC 31.5% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $1,631.065 for Amazon, $405.83 for Tesla, $278.795 for Netflix and $216.385 for Zoom; 50% of initial levels due 2/15/2024

Morgan Stanley Finance LLC 16.5% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 2/15/2024

Morgan Stanley Finance LLC 8.6% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,599.722 for Russell, 9,614.045 for Nasdaq and 2,741.466 for S&P; 70% of initial levels due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 2/15/2024

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon threshold level on determination date for that period; Coupon threshold levels: 1,597.709 for Russell, 9,558.689 for Nasdaq and 2,736.916 for S&P; 70% of initial levels due 5/13/2022

Morgan Stanley Finance LLC 0.00% due 8/17/2027

Morgan Stanley Finance LLC 0.00% due 2/13/2026

Morgan Stanley Finance LLC 0.00% due 2/15/2022

Morgan Stanley Finance LLC 0.00% due 2/14/2022

Morgan Stanley Finance LLC 11.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,737.861 for S&P, 1,609.299 for Russell and 9,580.956 for Nasdaq; 70% of initial levels due 2/14/2022

Morgan Stanley Finance LLC 12.00% due 2/14/2022

Morgan Stanley Finance LLC 12% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,839.198 for Russell, 10,949.664 for Nasdaq and 3,128.984 for S&P; 80% of initial levels due 2/14/2024

Morgan Stanley Finance LLC 0.00% due 3/23/2022

Morgan Stanley Finance LLC 0.00% due 2/6/2026

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 4/14/2022

Morgan Stanley Finance LLC 0.00% due 2/14/2022

Morgan Stanley Finance LLC 0.00% due 2/14/2022

Morgan Stanley Finance LLC 0.00% due 2/12/2026

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,740.913 for S&P, 1,602.829 for Russell and 9,586.514 for Nasdaq; 70% of initial levels due 2/12/2026

Morgan Stanley Finance LLC 0.00% due 2/10/2023

Morgan Stanley Finance LLC 8.6% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter due 2/12/2026

Morgan Stanley Finance LLC 18% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $6.906, 60% of initial share pricw due 2/8/2024

Morgan Stanley Finance LLC 7.85% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 8/11/2022

Morgan Stanley Finance LLC 0.00% due 8/11/2023

Morgan Stanley Finance LLC 0.00% due 3/11/2022

Morgan Stanley Finance LLC 0.00% due 2/12/2026

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during the observation period; Coupon barrier levels: 8,901.76 for Nasdaq, 1,488.341 for Russell, 2,545.13 for S&P; 65% of initial levels due 2/13/2024

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,522.772 for Nasdaq, 1,563.329 for Russell and 21,803.768 for Dow, 70% of initial levels due 2/9/2023

Morgan Stanley Finance LLC 9.8% per year, payable each quarter that stock closes at or above downside threshold on observation date for that period due 2/8/2024

Morgan Stanley Finance LLC 12% per year, payable each quarter that ETF closes at or above coupon barrier on observation date for that period; Coupon barrier: $89.676, 60% of initial share price due 8/10/2022

Morgan Stanley Finance LLC 8% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $53.556, 60% of initial share price due 2/8/2024

Morgan Stanley Finance LLC 8.35% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 9,522.772 for Nasdaq, 1,563.329 for Russell, 21,803.768 for Dow; 70% of initial levels due 2/8/2024

Morgan Stanley Finance LLC 22.5% per year, payable each month that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $115.92, 60% of initial share price due 8/10/2022

Morgan Stanley Finance LLC 8% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $37.817, 65% of initial share price due 2/8/2024

Morgan Stanley Finance LLC 8% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $96.586, 70% of initial share price due 2/8/2024

Morgan Stanley Finance LLC 8.05% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $36.806, 70% of initial share price due 2/8/2024

Morgan Stanley Finance LLC 9.2% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier: $193.76, 80% of initial share price due 2/8/2024

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,451.623 for Russell, 8,842.574 for Nasdaq and 20,246.356 for Dow; 65% of initial levels due 2/8/2024

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,451.663 for Russell, 8,840.574 for Nasdaq and 20,246.356 for Dow; 75% of initial levels due 11/10/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,563.329 for Russell, 9,522.772 for Nasdaq and 21,803.768 for Dow; 70% of initial levels due 2/8/2024

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that period, plus any previously unpaid coupon; Coupon barrier levels: 1,563.329 for Russell, 9,522.772 for Nasdaq and 2,720.781 for S&P; 70% of initial levels due 2/8/2024

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 2,720.781 for S&P, 9,522.772 for Nasdaq and 21,803.768 for Dow; 70% of initial levels due 2/9/2023

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 2/9/2023

Morgan Stanley Finance LLC 0.00% due 2/10/2027

Morgan Stanley Finance LLC 0.00% due 5/6/2022

Morgan Stanley Finance LLC 10% annual rate, payable for each quarter that stock closes at or above downside threshold level on any related determination date; previously unpaid coupons will also be paid due 2/9/2023

Morgan Stanley Finance LLC 0.00% due 2/8/2023

Morgan Stanley Finance LLC 0.00% due 2/8/2023

Morgan Stanley Finance LLC 10.06% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 4,542.53 for FTSE, 1,563.329 for Russell, 2,720.78 for S&P; 70% of initial levels due 11/10/2022

Morgan Stanley Finance LLC 0.00% due 6/8/2022

Morgan Stanley Finance LLC 0.00% due 2/9/2026

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,681.119 for S&P and 9,381.659 for Nasdaq; 70% of initial levels due 2/8/2024

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,381.659 for Nasdaq, 1,511.792 for Russell, 21,506.52 for Dow; 70% of initial levels due 2/8/2024

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if the index closes at or above coupon barrier level on observation date that period; Coupon barrier level: 2,681.119; 70% of initial level due 2/8/2024

Morgan Stanley Finance LLC 12% per year, payable quarterly if shares close at or above the downside threshold on quarterly observation date due 2/8/2024

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if shares close at or above the downside threshold on quarterly observation date due 2/8/2024

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 21,506.52 for Dow, 1,511.792 for Russell, 9,381.659 for Nasdaq; 70% of initial levels due 11/8/2022

Morgan Stanley Finance LLC 10% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 21,506.52 for Dow, 1,511.792 for Russell, 9,381.659 for Nasdaq; 70% of initial levels due 2/8/2024

Morgan Stanley Finance LLC 7.75% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 21,506.52 for Dow, 1,511.792 for Russell, 9,381.659 for Nasdaq; 70% of initial levels due 2/6/2026

Morgan Stanley Finance LLC 33% per year, payable monthly if each stock closes at or above coupon barrier level on related observation date; Coupon barrier levels: $27.93 for Southwest, $14.166 for Norwegian, $46.284 for Pinterest and $184.248 for Solaredge; 60% of initial levels due 2/8/2023

Morgan Stanley Finance LLC 0.00% due 3/17/2022

Morgan Stanley Finance LLC 0.00% due 2/8/2023

Morgan Stanley Finance LLC 0.00% due 2/6/2026

Morgan Stanley Finance LLC 0.00% due 2/8/2024

Morgan Stanley Finance LLC 7.5% per year, payable each quarter that index closes at or above coupon barrier on observation date for that quarter; Coupon barrier: 2,214.92; 70% of initial level due 2/6/2031

Morgan Stanley Finance LLC 9.5% per year, payable each quarter that index closes at or above coupon barrier on observation date for that quarter; Coupon barrier: 2,214.92; 70% of initial level due 2/6/2031

Morgan Stanley Finance LLC 0.00% due 2/8/2027

Morgan Stanley Finance LLC 0.00% due 2/7/2023

Morgan Stanley Finance LLC 0.00% due 2/6/2024

Morgan Stanley Finance LLC 22.48% per year, payable each quarter that stock closes at or above downside threshold on observation date for that period due 2/7/2024

Morgan Stanley Finance LLC 12% per year, payable quarterly if shares close at or above the coupon threshold on quarterly observation date; Coupon threshold: $102.823, 70% of initial price due 2/7/2024

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,506.008 for Russell, 9,419.284 for Nasdaq and 21,481.236 for Dow; 70% of initial levels due 8/5/2022

Morgan Stanley Finance LLC 0.00% due 5/18/2022

Morgan Stanley Finance LLC 0.00% due 2/6/2023

Morgan Stanley Finance LLC 0.00% due 2/7/2024

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 19,892.184 for Dow, 1,369.296 for Russell and 8,580.995 for Nasdaq, or 65% of initial levels due 2/6/2024

Morgan Stanley Finance LLC 10.2% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 17,989.572 for Dow, 1,244.185 for Russell and 7,755.228 for Nasdaq, or 60% of initial levels due 2/3/2026

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,264.316 for S&P, 1,275.698 for Russell and 7,949.34 for Nasdaq, or 60% of initial levels due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 27.14% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $1,671.44 for Amazon, $419.905 for Tesla, $269.52 for Netflix and $190.965 for Zoom; 50% of initial levels due 2/5/2026

Morgan Stanley Finance LLC 30.27% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $1,671.44 for Amazon, $419.905 for Tesla, $269.52 for Netflix and $190.965 for Zoom; 50% of initial levels due 2/6/2024

Morgan Stanley Finance LLC 14.25% per year, payable each month that ETF closes at or above coupon barrier on observation date for that period; Coupon barrier: $85.572, 60% of initial share price due 2/6/2024

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,382.006 for Russell, 2,453.009 for S&P, 8,611.785 for Nasdaq; 65% of initial levels due 8/4/2022

Morgan Stanley Finance LLC 9% per year, payable each quarter that index closes at or above coupon barrier on observation date for that period; Coupon barrier level: 3,019.088, 80% of initial index level due 2/10/2022

Morgan Stanley Finance LLC 18.32% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $136.16, 50% of initial share price due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 7.65% due 8/4/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 8/4/2022

Morgan Stanley Finance LLC 0.00% due 2/4/2031

Morgan Stanley Finance LLC 0.00% due 2/4/2031

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 3/4/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2026

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 12% per year, payable semiannually if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 20,987.834 for Dow, 1,451.549 for Russell and 9,047.766 for Nasdaq, or 70% of initial levels due 2/1/2024

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,599.968 for S&P, 1,451.549 Russell, 20,987.834 for Dow; 70% of initial levels due 11/3/2022

Morgan Stanley Finance LLC 10.56% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 864.221 for MSCI, 1,347.867 for Russell, 19,488.703 for Dow; 65% of initial levels due 8/3/2023

Morgan Stanley Finance LLC 7% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 664.785 for Emerging Markets, 1,036.821 for Russell and 6,462.69 for Nasdaq; 50% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 10.87% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,694.035 for Nasdaq, 1,555.231 for Russell, 22,486.965 for Dow; 75% of initial levels due 2/3/2026

Morgan Stanley Finance LLC 10% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,047.766 for Nasdaq, 1,451.549 for Russell, 20,987.834 for Dow; 70% of initial levels due 2/1/2024

Morgan Stanley Finance LLC 9% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,599.968 for S&P 500, 1,451.549 for Russell and 20,987.834 for Dow; 70% of initial levels due 2/3/2026

Morgan Stanley Finance LLC 12% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 2,599.968 for S&P 500, 1,451.549 for Russell and 9,047.766 for Nasdaq; 70% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,042.832 for S&P, 1,140.503 for Russell, 7,108.959 for Nasdaq; 55% of initial levels due 2/3/2026

Morgan Stanley Finance LLC 0.00% due 3/15/2023

Morgan Stanley Finance LLC 9.2% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 2/1/2024

Morgan Stanley Finance LLC 11.04% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 2/1/2024

Morgan Stanley Finance LLC 12% per year, payable each month that ETF closes at or above coupon barrier on observation date for that period; Coupon barrier: $82.464, 60% of initial share price due 8/3/2022

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 8/3/2022

Morgan Stanley Finance LLC 8.7% annualized for each quarter that each ETF closes at or above downside threshold on observation date for quarter due 2/2/2023

Morgan Stanley Finance LLC 10% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 2/3/2022

Morgan Stanley Finance LLC 10.1% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $41.633, 75% of initial share price due 2/1/2024

Morgan Stanley Finance LLC 8.8% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $185.568, 80% of initial share price due 2/1/2024

Morgan Stanley Finance LLC 9.75% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 9,694.035 for Nasdaq, 1,555.231 for Russell, 75% of initial levels due 11/3/2022

Morgan Stanley Finance LLC 35% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barrier levels: $140.586 for PayPal, $62.232 for Penn, $135.336 for salesforce; 60% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,451.549 for Russell, 9,047.766 for Nasdaq and 20,987.834 for Dow; 70% of initial levels due 11/3/2022

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 8/3/2023

Morgan Stanley Finance LLC 9.15% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,555.231 for Russell, 2,785.68 for S&P, 9,694.035 for Nasdaq; 75% of initial levels due 2/1/2024

Morgan Stanley Finance LLC 9.8% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month, plus any unpaid coupon due 2/1/2024

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 2/2/2023

Morgan Stanley Finance LLC 27.25% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2026

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2026

Morgan Stanley Finance LLC 0.00% due 8/5/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2026

Morgan Stanley Finance LLC 0.00% due 8/5/2026

Morgan Stanley Finance LLC 0.00% due 1/18/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 5/4/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 12.3% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 9,047.77 for Nasdaq, 1,451.549 for Russell, 2,599.97 for S&P; 70% of initial levels due 11/4/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2026

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/3/2025

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 2/3/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2027

Morgan Stanley Finance LLC 12.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,241.071 for Nasdaq, 1,474.626 for Russell, 2,651.166 for S&P; 70% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 14% per year, payable each month that stock closes at or above downside threshold level on observation date for that period due 8/2/2022

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 945.413 for Emerging Markets, 1,474.626 for Russell, 1,511.755 for EAFE; 70% of initial levels due 2/1/2024

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 21,422.352 for Dow, 1,474.626 for Russell, 2,689.029 for S&P; 70% of initial levels due 2/1/2024

Morgan Stanley Finance LLC 9.7% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the observation date for that quarter; Coupon barrier levels: $262.09 for S&P ETF, $146.57 for Russell ETF, $51.42 for EAFE ETF; 70% of initial levels due 1/30/2026

Morgan Stanley Finance LLC 17.25% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 1/30/2026

Morgan Stanley Finance LLC 0.00% due 1/30/2026

Morgan Stanley Finance LLC 0.00% due 2/1/2027

Morgan Stanley Finance LLC 6.51% per year, payable quarterly if each index closes at or above coupon barrier level each day of that quarter; Coupon barriers: 2,625.539 for S&P, 21,212.219 for Dow, 70% of initial levels due 2/1/2023

Morgan Stanley Finance LLC 13.75% per year, payable monthly if shares close at or above the coupon threshold on monthly observation date; Coupon threshold: $83.01, 60% of initial price due 2/1/2024

Morgan Stanley Finance LLC 11.99% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 2/1/2024

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 11/1/2022

Morgan Stanley Finance LLC 0.00% due 1/30/2026

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 1/30/2026

Morgan Stanley Finance LLC 10.01% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,475.47 for Stoxx and 1,476.087 for Russell; 70% of initial levels due 1/31/2024

Morgan Stanley Finance LLC 7.99%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barrier levels: 2,475.47 for Stoxx, 1,476.087 for Russell; 70% of initial levels due 1/31/2024

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the observation date for that quarter; Coupon barrier levels: $262.09 for S&P ETF, $146.57 for Russell ETF, $51.42 for EAFE ETF; 70% of initial levels due 1/30/2026

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the observation date for that quarter; Coupon barrier levels: $262.09 for S&P ETF, $146.57 for Russell ETF, $51.42 for EAFE ETF; 70% of initial levels due 1/30/2026

Morgan Stanley Finance LLC 0.00% due 1/29/2031

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 4.1% annualized, payable monthly for each day that index closes at or above its coupon barrier; Coupon barrier level: 1,827.378, 85% of initial level due 1/29/2026

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier level: 11,466.662 for Nasdaq and 1,827.378 for Russell; 85% of initial levels due 1/29/2026

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,694.734 for S&P, 1,504.899 for Russell, 21,655.928 for Dow; 70% of initial levels due 1/31/2024

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if shares close at or above the downside threshold on quarterly observation date due 1/31/2024

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above downside threshold level on determination date for that period due 7/29/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 7/29/2022

Morgan Stanley Finance LLC 15.75% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,622.454 for Russell, 10,112.468 for Nasdaq and 2,891.52 for S&P; 75% of initial levels due 1/31/2022

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 2/1/2022

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if shares close at or above the coupon threshold on quarterly observation date; Coupon threshold: $73.613, 75% of initial price due 2/2/2023

Morgan Stanley Finance LLC 6.25% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 11,466.662 for Nasdaq and 1,827.378 for Russell; 85% of initial levels due 1/31/2024

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: $20.103 for Silver and $29.827 for Gold; 85% of initial level due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 3/29/2022

Morgan Stanley Finance LLC 0.00% due 1/29/2031

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/30/2026

Morgan Stanley Finance LLC 0.00% due 8/1/2022

Morgan Stanley Finance LLC 8.92% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,089.974 for Nasdaq, 1,297.963 for Russell, 846.12 for MSCI; 60% of initial levels due 1/30/2023

Morgan Stanley Finance LLC 6.75% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,089.974 for Nasdaq, 1,297.963 for Russell; 60% of initial levels due 1/29/2026

Morgan Stanley Finance LLC 10% per year, payable monthly if basket closes at or above coupon barrier level on any observation date; Coupon barrier level: 70% of initial level due 1/30/2023

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 1/30/2024

Morgan Stanley Finance LLC 0.00% due 1/26/2023

Morgan Stanley Finance LLC 17.75% per year, payable quarterly if ETF closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: $86.886, or 60% of initial level due 7/26/2022

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,356.48 for Nasdaq, 2,521.687 for Stoxx and 21,697.886 for Dow 70% of initial levels due 1/27/2026

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,019.84 for Nasdaq, 2,161.446 for Stoxx and 18,598.188 for Dow, 60% of initial levels due 1/27/2026

Morgan Stanley Finance LLC 11.25% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,356.48 for Nasdaq, 1,518.131 for Russell, 21,697.886 for Dow; 70% of initial levels due 1/25/2024

Morgan Stanley Finance LLC 9.5% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,356.48 for Nasdaq, 1,518.131 for Russell, 21,697.886 for Dow; 70% of initial levels due 1/25/2024

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,356.48 for Nasdaq, 1,518.131 for Russell, 21,697.886 for Dow; 70% of initial levels due 1/27/2026

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,019.84 for Nasdaq, 1,301.255 for Russell, 835.71 for MSCI; 60% of initial levels due 1/25/2024

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,689.029 for S&P, 1,518.131 for Russell, 9,356.48 for Nasdaq; 70% of initial levels due 1/27/2026

Morgan Stanley Finance LLC 5% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 18,598.188 for Dow, 1,301.255 for Russell, 2,304.882 for S&P 500; 60% of initial levels due 7/27/2026

Morgan Stanley Finance LLC 6.15% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,304.882 for S&P, 1,301.255 for Russell and 18,598.188 for Dow; 60% of initial levels due 1/27/2026

Morgan Stanley Finance LLC 10.7% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $97.349, 70% of initial share price due 1/25/2024

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 1/3/2022

Morgan Stanley Finance LLC 9.7% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,626.569 for Russell, 10,024.8 for Nasdaq and 23,247.735 for Dow; 75% of initial levels due 1/26/2023

Morgan Stanley Finance LLC 10.1% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,735.006 for Russell, 10,693.12 for Nasdaq and 3,073.176 for S&P; 80% of initial levels due 1/26/2023

Morgan Stanley Finance LLC 8.55% per year, payable monthly if each index closes at or above barrier level on determination date for that month due 1/25/2024

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter due 1/26/2023

Morgan Stanley Finance LLC 23% annualized, payable each quarter that stock closes at or above downside threshold level on observation date that quarter due 1/25/2024

Morgan Stanley Finance LLC 10.4% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 2/25/2022

Morgan Stanley Finance LLC 0.00% due 1/27/2025

Morgan Stanley Finance LLC 0.00% due 1/27/2025

Morgan Stanley Finance LLC 0.00% due 1/26/2026

Morgan Stanley Finance LLC 0.00% due 1/25/2023

Morgan Stanley Finance LLC 0.00% due 1/27/2031

Morgan Stanley Finance LLC 0.00% due 1/27/2026

Morgan Stanley Finance LLC 0.00% due 1/26/2027

Morgan Stanley Finance LLC 7.75% per year, payable quarterly if each ETF closes at or above coupon barrier level on observation date that period; Coupon barrier levels: $33.792 for MSCI, $127.518 for Russell and $195.816 for Invesco; 60% of initial levels due 1/26/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,383.493 for Nasdaq, 1,498.995 for Russell, 21,823.207 for Dow; 70% of initial levels due 10/24/2025

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 10,053.743 for Nasdaq, 1,606.066 for Russell, 23,382.008 for Dow; 75% of initial levels due 1/26/2026

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,962.751 for Nasdaq, 1,486.241 for Russell, 21,569.982 for Dow; 70% of initial levels due 1/21/2026

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,383.493 for Nasdaq, 1,498.995 for Russell, 21,823.207 for Dow; 70% of initial levels due 1/26/2022

Morgan Stanley Finance LLC 7.65% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,383.493 for Nasdaq, 2,697.149 for S&P, 21,823.207 for Dow; 70% of initial levels due 1/25/2024

Morgan Stanley Finance LLC 13% per year, payable monthly if fund close at or above downside threshold level on determination date for that month due 7/26/2022

Morgan Stanley Finance LLC 15% per year, payable monthly if fund close at or above downside threshold level on determination date for that month due 7/26/2022

Morgan Stanley Finance LLC 10% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $26.184, 60% of initial share price due 7/26/2022

Morgan Stanley Finance LLC 15.75% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 7/26/2023

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that period due 1/26/2023

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barriers: 10,053.743 for Nasdaq, 1,606.066 for Russell, 23,382.008 for Dow; 75% of initial levels due 1/26/2023

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 7/26/2023

Morgan Stanley Finance LLC 8.85% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 7/26/2022

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above its coupon barrier level on determination date for that period; Coupon barriers: 2,697.149 for S&P, 1,498.995 for Russell, 21,823.207 for Dow; 70% of initial levels due 1/25/2024

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 3,082.456 for S&P, 10,723.992 for Nasdaq and 24,940.808 for Dow; 80% of initial levels due 1/26/2026

Morgan Stanley Finance LLC 8.04% per year, payable monthly if each stock closes at or above coupon barrier level on any observation date; previously unpaid coupons will also be paid; Coupon barrier levels: $124.993 for Square, $35.426 for Blackstone and $1,189.672 for Booking; 55% of initial levels due 7/26/2022

Morgan Stanley Finance LLC 23.16% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $425.225 for Tesla, $66.015 for Apple and $1,631.69 for Amazon; 50% of initial levels due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 7/26/2023

Morgan Stanley Finance LLC 10.00% due 1/26/2023

Morgan Stanley Finance LLC 4.90% due 7/26/2022

Morgan Stanley Finance LLC 6.85% due 7/26/2022

Morgan Stanley Finance LLC 5.50% due 2/1/2022

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 1/26/2026

Morgan Stanley Finance LLC 0.00% due 1/26/2026

Morgan Stanley Finance LLC 0.00% due 1/26/2026

Morgan Stanley Finance LLC 7.8% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barrier levels: 984.25 for EM, 1,498.995 for Russell; 70% of initial levels due 1/25/2024

Morgan Stanley Finance LLC 7.85%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barrier levels: 950.62 for EM, 1,486.241 for Russell; 70% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 7.58% annualized, payable quarterly if each asset closes at or above 65% coupon barrier on review date for that quarter due 1/19/2024

Morgan Stanley Finance LLC 0.00% due 1/20/2023

Morgan Stanley Finance LLC 11.35% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,674.018 for Nasdaq, 1,616.512 for Russell, 23,243.64 for Dow; 75% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 10.35% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,674.018 for Nasdaq, 1,616.512 for Russell, 23,243.64 for Dow; 75% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 8.85% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,029.083 for Nasdaq, 1,508.744 for Russell, 21,694.064 for Dow; 70% of initial levels due 1/17/2025

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,384.149 for Nasdaq, 1,400.977 for Russell, 890.994 for MSCI; 65% of initial levels due 1/20/2023

Morgan Stanley Finance LLC 11.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,029.083 for Nasdaq, 1,508.744 for Russell, 959.532 for MSCI; 70% of initial levels due 1/20/2023

Morgan Stanley Finance LLC 7.68% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that period.; Coupon barriers: 1,508.744 for Russell, 9,029.083 for Nasdaq, 2,656.878 for S&P, 70% of initial levels due 1/20/2026

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,029.083 for Nasdaq, 2,656.878 for S&P, 1,508.744 for Russell; 70% of initial levels due 7/19/2022

Morgan Stanley Finance LLC 7.15% per year, payable monthly if each ETF closes at or above coupon barrier level on observation date that period; Coupon barriers: $240.322 for S&P, $135.852 for Russell, $196.882 for Dow; 63.5% of initial levels due 1/20/2023

Morgan Stanley Finance LLC 24% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 1/19/2024

Morgan Stanley Finance LLC 33% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter due 1/20/2022

Morgan Stanley Finance LLC 10.59% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 1/19/2024

Morgan Stanley Finance LLC 13% annualized, payable monthly if stock closes at or above coupon threshold on determination date for that period; Coupon threshold: $125.298, 60% of initial level due 7/19/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 23,243.64 for Dow, 9,674.018 for Nasdaq, 1,616.512 for Russell; 75% of initial levels due 7/19/2023

Morgan Stanley Finance LLC 22% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 1/19/2024

Morgan Stanley Finance LLC 9.8% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 1/19/2024

Morgan Stanley Finance LLC 9.25% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,724.279 for Russell, 10,318.952 for Nasdaq and 24,793.216 for Dow; 80% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 0.00% due 11/16/2022

Morgan Stanley Finance LLC 0.00% due 1/20/2023

Morgan Stanley Finance LLC 0.00% due 2/17/2022

Morgan Stanley Finance LLC 8.45% due 1/21/2022

Morgan Stanley Finance LLC 10.70% due 1/21/2022

Morgan Stanley Finance LLC 0.00% due 1/19/2024

Morgan Stanley Finance LLC 0.00% due 1/17/2025

Morgan Stanley Finance LLC 0.00% due 1/19/2024

Morgan Stanley Finance LLC 0.00% due 7/19/2022

Morgan Stanley Finance LLC 0.00% due 1/19/2023

Morgan Stanley Finance LLC 0.00% due 3/15/2023

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,730.223 for Nasdaq, 1,583.975 for Russell, 23,295.353 for Dow; 75% of initial levels due 7/18/2022

Morgan Stanley Finance LLC 9.15% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date for that quarter; Coupon barriers: $46.802 for Citi, $212.058 for Goldman and $98.245 for JPMorgan; 70% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 6.78% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period, plus any previously unpaid coupon; Coupon barriers: 9,024.463 for Nasdaq, 2,660.833 for S&P; 70% of initial levels due 7/15/2022

Morgan Stanley Finance LLC 6.4% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 9,730.223 for Nasdaq, 1,583.975 for Russell, 23,295.353 for Dow; 75% of initial levels due 1/14/2022

Morgan Stanley Finance LLC 0.00% due 11/16/2022

Morgan Stanley Finance LLC 8.65% per year, payable each quarter that each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,478.376 for Russell, 9,081.54 for Nasdaq; 70% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 9.09% per year, payable each quarter that each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,478.376 for Russell, 9,081.54 for Nasdaq; 70% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 7.09% per year, payable each quarter that each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,478.376 for Russell, 9,081.54 for Nasdaq; 70% of initial levels due 1/19/2024

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if each index closes at or above its coupon barrier level on the related observation date; Coupon barriers: 9,024.46 for Nasdaq, 1,489.571 for Russell, 2,660.83 for S&P; 70% of initial levels due 1/18/2023

Morgan Stanley Finance LLC 10.45% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,595.969 for Russell, 9,669.068 for Nasdaq and 23,301.518 for Dow, or 75% of initial levels due 1/17/2024

Morgan Stanley Finance LLC 6.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,024.463 for Nasdaq, 1,489.571 for Russell; 70% of initial levels due 7/19/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 21,748.083 for Dow, 9,024.463 for Nasdaq, 1,489.571 for Russell; 70% of initial levels due 7/17/2023

Morgan Stanley Finance LLC 4% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that period; Coupon barriers: 2,280.714 for S&P, 9,024.463 for Nasdaq, 1,489.571 for Russell; 70% of initial levels due 1/15/2026

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 1/18/2023

Morgan Stanley Finance LLC 0.00% due 4/3/2026

Morgan Stanley Finance LLC 5% per year, payable monthly if index closes at or above coupon barrier level on observation date for that month; Coupon barrier level: 21,706.083, or 70% of initial level due 10/14/2022

Morgan Stanley Finance LLC 7.75% per year, payable monthly if index closes at or above coupon barrier level on observation date for that month; Coupon barrier level: 1,463.706, or 70% of initial level due 10/14/2022

Morgan Stanley Finance LLC 8.3% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 8,386.619 for Nasdaq, 1,359.155 for Russell and 877.24 for MSCI, or 65% of initial levels due 1/17/2023

Morgan Stanley Finance LLC 10% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon threshold levels: 1,463.706 for Russell, 21,706.083 for Dow and 2,659.727 for S&P, or 70% of initial levels due 10/14/2022

Morgan Stanley Finance LLC 0.00% due 7/15/2022

Morgan Stanley Finance LLC 32.25% per year, payable monthly if each stock closes at or above coupon barrier level on the observation date for that month; Coupon barrier levels: $1,557.105 for Amazon, $405.595 for Tesla, $249.55 for Netflix and $168.855 for Zoom; 50% of initial levels due 1/17/2023

Morgan Stanley Finance LLC 28.75% per year, payable monthly if each stock closes at or above coupon barrier level on the observation date for that month; Coupon barriers: $1,557.105 for Amazon, $405.595 for Tesla, $249.55 for Netflix and $168.855 for Zoom; 50% of initial levels due 1/17/2023

Morgan Stanley Finance LLC 0.00% due 1/10/2024

Morgan Stanley Finance LLC 9.75% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,173.64 for Nasdaq, 1,464.161 for Russell, 21,768.579 for Dow; 70% of initial levels due 10/14/2022

Morgan Stanley Finance LLC 10.6% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barrier levels: $2,068.755 for Amazon, $142.753 for Microsoft and $85.833 for Apple; 65% of initial levels due 1/11/2024

Morgan Stanley Finance LLC 8.25% annualized for each month that each ETF closes at or above downside threshold on observation date for month; previously unpaid coupons will also be paid due 1/17/2023

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 1,568.744 for Russell and 2,868.51 for S&P; 75% of initial levels due 1/12/2023

Morgan Stanley Finance LLC 17.65% annualized, payable each quarter that stock closes at or above downside threshold level on observation date that quarter due 1/11/2024

Morgan Stanley Finance LLC 13.5% per year, payable each quarter that stock closes at or above downside threshold on observation date for that period due 1/12/2023

Morgan Stanley Finance LLC 10.05% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $23.233 70% of initial share price due 1/11/2024

Morgan Stanley Finance LLC 0.00% due 6/27/2022

Morgan Stanley Finance LLC 10.5% annual rate, payable for each quarter that stock closes at or above downside threshold level on any related determination date; previously unpaid coupons will also be paid due 1/26/2022

Morgan Stanley Finance LLC 6.69% annual rate, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 947.47 for MSCI and 1,464.161 for Russell; 70% of initial levels due 1/13/2026

Morgan Stanley Finance LLC 8.68%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 947.47 for EM, 1,464.161 for Russell; 70% of initial levels due 1/13/2026

Morgan Stanley Finance LLC 0.00% due 2/10/2022

Morgan Stanley Finance LLC 8% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,362.975 for Russell, 2,472.464 for S&P, 859.495 for MSCI EM, or 65% of initial levels due 1/12/2023

Morgan Stanley Finance LLC 9.2% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,467.820 for Russell, 9,057.699 for Nasdaq and 2,662.653 for S&P, or 70% of initial levels due 1/12/2023

Morgan Stanley Finance LLC 14% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 1/11/2024

Morgan Stanley Finance LLC 0.00% due 1/12/2026

Morgan Stanley Finance LLC 10.35% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,467.513 for Nasdaq, 1,543.44 for Russell, 23,122.05 for Dow; 75% of initial levels due 1/11/2023

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,836.345 for Nasdaq, 1,440.544 for Russell, 21,580.58 for Dow; 70% of initial levels due 7/11/2022

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above its coupon barrier level on related observation date; Coupon barriers: 8,961.67 for Nasdaq, 1,385.376 for Russell, 2,608.80 for S&P; 70% of initial levels due 1/10/2024

Morgan Stanley Finance LLC 8.12% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the observation date for that quarter; Coupon barrier levels: $261.49 for S&P ETF, $143.17 for Russell ETF, $52.47 for EAFE ETF; 70% of initial levels due 1/9/2026

Morgan Stanley Finance LLC 12.35% due 1/10/2024

Morgan Stanley Finance LLC 10.80% due 7/12/2022

Morgan Stanley Finance LLC 0.00% due 2/8/2023

Morgan Stanley Finance LLC 6.35% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 7/8/2022

Morgan Stanley Finance LLC 10.7% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 4,628.58 for FTSE, 1,385.376 for Russell, 2,608.8 for S&P; 70% of initial levels due 7/10/2023

Morgan Stanley Finance LLC 17% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 8,321.55 for Nasdaq, 1,286.42 for Russell, 2,422.46 for S&P; 65% of initial levels due 10/11/2023

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,886.262 for Nasdaq, 1,362.14 for Russell, 21,156.723 for Dow; 70% of initial levels due 7/8/2022

Morgan Stanley Finance LLC 9.59% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that period due 1/5/2024

Morgan Stanley Finance LLC 0.00% due 7/6/2022

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,612.428 for S&P, 1,385.994 for Russell, 902.321 for MSCI Emerging Markets; 70% of initial levels due 1/5/2023

Morgan Stanley Finance LLC 10.10% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barrier levels: $42.602 for Citigroup and $20.825 for Wells Fargo; 70% of initial levels due 1/5/2024

Morgan Stanley Finance LLC 9.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 1/5/2024

Morgan Stanley Finance LLC 0.00% due 1/7/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 1/5/2027

Morgan Stanley Finance LLC 8.6% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,371.554 for Russell, 2,608.928 for S&P, 886.739 for MSCI EM, or 70% of initial levels due 7/5/2023

Morgan Stanley Finance LLC 10.2% per year, payable quarterly if each underlier closes at or above barrier level on determination date for that quarter due 1/5/2024

Morgan Stanley Finance LLC 9% annualized for each quarter that each ETF closes at or above downside threshold on observation date for quarter due 1/4/2024

Morgan Stanley Finance LLC 0.00% due 1/4/2024

Morgan Stanley Finance LLC 7%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,371.554 for Russell, 8,990.44 for Nasdaq; 70% of initial levels due 1/4/2024

Morgan Stanley Finance LLC 0.00% due 1/4/2024

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,987.202 for Nasdaq, 2,614.752 for S&P, 21,282.779 for Dow; 70% of initial levels due 1/3/2023

Morgan Stanley Finance LLC 0.00% due 12/30/2022

Morgan Stanley Finance LLC 4.25% per year, payable monthly if each index closes at or above coupon barrier level each day of that month; Coupon barriers: 2,614.752 for S&P, 21,282.779 for Dow, 70% of initial levels due 1/3/2023

Morgan Stanley Finance LLC 9.31% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon barrier levels: 1,597 for Russell and 10,271.088 for Nasdaq; 80% of initial levels due 12/30/2024

Morgan Stanley Finance LLC 8% per year, payable quarterly if each underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,497.188 for Russell, 2,801.52 for S&P, $54.713 for ETF; 75% of initial levels due 1/3/2022

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,629.145 for Nasdaq, 1,497.188 for Russell; 75% of initial levels due 7/1/2022

Morgan Stanley Finance LLC 9% annual rate if each index closes at or above coupon barrier level on monthly determination date; Coupon barrier levels: 24,323.176 for Dow, 1,597.00 for Russell and 10,271.088 for Nasdaq; 80% of initial levels due 1/3/2024

Morgan Stanley Finance LLC 11.00% due 1/3/2022

Morgan Stanley Finance LLC 7.00% due 12/30/2022

Morgan Stanley Finance LLC 11.55% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $45.428, 75% of initial share price due 12/30/2021

Morgan Stanley Finance LLC 17.7% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $24.144 for Delta, $77.166 for Marriott and $69.18 for Wynn; 60% of initial levels due 12/29/2023

Morgan Stanley Finance LLC 8.5% annualized for each quarter that each ETF closes at or above downside threshold on observation date for quarter due 12/30/2022

Morgan Stanley Finance LLC 20% annual rate, payable for each quarter that stock closes at or above downside threshold level on any related determination date; previously unpaid coupons will also be paid due 1/12/2022

Morgan Stanley Finance LLC 0.00% due 12/29/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2022

Morgan Stanley Finance LLC 3.7% annualized for each day that index closes above coupon barrier; payable monthly; Coupon barrier: 3,136.509, 85% of initial level due 12/29/2025

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 9,489.855 for Nasdaq, 1,505.328 for Russell, 22,597.373 for Dow; 75% of initial levels due 12/29/2025

Morgan Stanley Finance LLC 8.6% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,404.973 for Russell, 2,583.007 for S&P, 8,857.198 for Nasdaq, or 70% of initial levels due 12/29/2023

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 2,583.007 for S&P, 1,404.973 for Russell, 21,090.881 for Dow; 70% of initial levels due 12/29/2025

Morgan Stanley Finance LLC 9.15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,583.007 for S&P, 1,404.973 for Russell, 880.67 for MSCI Emerging Markets; 70% of initial levels due 12/29/2022

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 9.85% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Downside threshold level: $91.672, 70% of initial share price due 12/29/2023

Morgan Stanley Finance LLC 17.75% per year, payable each month that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $12.564, 60% of initial share price due 6/28/2022

Morgan Stanley Finance LLC 7.85% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,489.855 for Nasdaq, 22,597.373 for Dow; 75% of initial levels due 6/28/2022

Morgan Stanley Finance LLC 9.5% per year, payable each month that stock closes at or above coupon barrier on observation date for that period; Coupon barrier: $216.336, 60% of initial share price due 6/28/2022

Morgan Stanley Finance LLC 18.5% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier: $857.864, 70% of initial share price due 12/29/2023

Morgan Stanley Finance LLC 15% per year, payable each month that stock closes at or above coupon barrier on observation date for that period; Coupon threshold level: $387.588, 60% of initial share price due 6/28/2022

Morgan Stanley Finance LLC 0.00% due 12/29/2022

Morgan Stanley Finance LLC 0.00% due 12/29/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2022

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 3/19/2021

Morgan Stanley Finance LLC 0.00% due 3/19/2021

Morgan Stanley Finance LLC 9.85% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 8,857.2 for Nasdaq, 1,404.973 for Russell, 2,583.01 for S&P; 70% of initial levels due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 12/29/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,902.292 for Nasdaq, 1,392.916 for Russell, 21,010.857 for Dow; 70% of initial levels due 12/28/2023

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,538.17 for Nasdaq, 1,492.41 for Russell, 22,511.633 for Dow; 75% of initial levels due 12/27/2024

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,266.414 for Nasdaq, 1,293.422 for Russell, 811.655 for MSCI; 65% of initial levels due 12/28/2022

Morgan Stanley Finance LLC 8.7% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 8,902.292 for Nasdaq, 1,392.916 for Russell, 2,581.082 for S&P; 70% of initial levels due 6/27/2022

Morgan Stanley Finance LLC 23.5% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $7.74, 50% of initial share price due 12/28/2023

Morgan Stanley Finance LLC 6.9% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,492.41 for Russell, 9,538.17 for Nasdaq and 22,511.633 for Dow; 75% of initial levels due 6/27/2022

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,492.41 for Russell, 9,538.17 for Nasdaq and 22,511.633 for Dow; 75% of initial levels due 12/28/2023

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 6/27/2023

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 6/26/2023

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 10,786.721 for Nasdaq and 1,674.78 for Russell; 85% of initial levels due 12/26/2025

Morgan Stanley Finance LLC 5.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,517.695 for Nasdaq, 1,477.747 for Russell, 22,662.338 for Dow; 75% of initial levels due 12/26/2025

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,883.182 for Nasdaq, 1,379.23 for Russell, 2,586.444 for S&P; 70% of initial levels due 12/27/2023

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,586.444 for S&P, 1,379.23 for Russell, 21,151.515 for Dow; 70% of initial levels due 12/26/2025

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $2,084.017 for Amazon, $144.684 for Microsoft and $83.35 for Apple; 65% of initial levels due 12/27/2023

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,517.695 for Nasdaq, 22,662.338 for Dow; 75% of initial levels due 6/24/2022

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each underlier closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: $20.723 for Silver and $30.898 for Gold; 85% of initial level due 12/27/2022

Morgan Stanley Finance LLC 0.00% due 6/26/2023

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2022

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 9.45% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,553.635 for Nasdaq, 1,477.49 for Russell, 22,634.288 for Dow; 75% of initial levels due 12/22/2022

Morgan Stanley Finance LLC 0.00% due 3/23/2022

Morgan Stanley Finance LLC 8% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 21,125.335 for Dow, 1,378.99 for Russell, 8,916.726 for Nasdaq; 70% of initial levels due 12/21/2023

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 21,125.335 for Dow, 1,378.990 for Russell, 8,916.726 for Nasdaq; 70% of initial levels due 12/21/2023

Morgan Stanley Finance LLC 9.5% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 21,125.335 for Dow, 1,378.990 for Russell, 8,916.726 for Nasdaq; 70% of initial levels due 12/21/2023

Morgan Stanley Finance LLC 11% per year, payable quarterly if each index closes at or above coupon barrier level on every day that period; Coupon barrier levels: 22,634.288 for Dow, 1,477.49 for Russell, 2,782.058 for S&P; 75% of initial levels due 12/22/2022

Morgan Stanley Finance LLC 5% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barrier levels: 18,107.43 for Dow, 1,181.992 for Russell, 2,225.646 for S&P; 60% of initial levels due 6/23/2026

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,916.726 for Nasdaq, 1378.99 for Russell, 21,125.335 for Dow; 70% of initial levels due 6/23/2022

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,553.635 for Nasdaq, 1,447.49 for Russell, 22,634.288 for Dow; 75% of initial levels due 12/21/2023

Morgan Stanley Finance LLC 6% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,225.646 for S&P, 1,181.992 for Russell, 18,107.43 for Dow; 60% of initial levels due 12/23/2025

Morgan Stanley Finance LLC 28.14% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon barrier level: $8.4, 50% of initial share price due 12/21/2023

Morgan Stanley Finance LLC 9.6% per year, payable quarterly if each ETF closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: $25.61 for Energy, $18.519 for Financial and $40.489 for Utilities; 65% of initial levels due 12/22/2022

Morgan Stanley Finance LLC 7.45% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 2,782.058 for S&P, 1,477.49 for Russell, 9,553.635 for Nasdaq; 75% of initial levels due 12/22/2022

Morgan Stanley Finance LLC 9.4% per year, payable each quarter that stock closes at or above 65% coupon barrier on observation date for that period due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 12/23/2025

Morgan Stanley Finance LLC 0.00% due 12/23/2026

Morgan Stanley Finance LLC 8.27% due 6/23/2022

Morgan Stanley Finance LLC 10.30% due 12/27/2021

Morgan Stanley Finance LLC 0.00% due 12/23/2024

Morgan Stanley Finance LLC 0.00% due 12/23/2024

Morgan Stanley Finance LLC 12% annual rate, payable for each quarter that stock closes at or above downside threshold level on any related determination date; previously unpaid coupons will also be paid; Downside threshold level: $44.295, 75% of initial price due 1/5/2022

Morgan Stanley Finance LLC 22.25%, payable quarterly if stock closes at or above downside threshold level on quarterly determination date, plus any previously unpaid coupons due 1/5/2022

Morgan Stanley Finance LLC 0.00% due 12/22/2022

Morgan Stanley Finance LLC 0.00% due 12/23/2025

Morgan Stanley Finance LLC 5.25% annual rate if each index closes at or above coupon barrier level on monthly determination date; Coupon threshold levels: 1,681.338 for Russell and 10,839.251 for Nasdaq; 85% of initial levels due 12/21/2023

Morgan Stanley Finance LLC 9.16% per year, payable quarterly if underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $333.153; 90% of initial level due 12/29/2021

Morgan Stanley Finance LLC 0.00% due 12/20/2023

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 22,615.905 for S&P, 1,464.542 for Russell, 9,501.12 for Nasdaq; 75% of initial levels due 6/21/2022

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,234.304 for Nasdaq, 1,269.269 for Russell, 19,600.451 for Dow; 65% of initial levels due 12/19/2024

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date; Coupon barrier levels: 2,590.819 for S&P, 1,366.905 for Russell, 21,108.178 for Dow; 70% of initial levels due 6/21/2022

Morgan Stanley Finance LLC 5.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,220.702 for S&P, 1,171.633 for Russell, 7,600.896 for Nasdaq; 60% of initial levels due 12/19/2025

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if each stock closes at or above coupon barrier level on any observation date; Coupon barriers: $17.232 for Bank of America and $17.79 for Wells Fargo; 60% of initial levels due 12/21/2023

Morgan Stanley Finance LLC 6.6% per year, payable quarterly if each index closes at or above barrier level on determination date for that period; Coupon barrier levels: 1,366.905 for Russell, 8,867.712 for Nasdaq and 21,108.178 for Dow; 70% of initial levels due 6/21/2023

Morgan Stanley Finance LLC 0.00% due 10/12/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 12/19/2025

Morgan Stanley Finance LLC 6.3%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,595.22 for MidCap, 8,667.71 for Nasdaq; 70% of initial levels due 12/16/2025

Morgan Stanley Finance LLC 8.1%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,595.22 for MidCap, 8,667.71 for Nasdaq; 70% of initial levels due 12/21/2023

Morgan Stanley Finance LLC 0.00% due 6/4/2026

Morgan Stanley Finance LLC 0.00% due 12/19/2025

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,817.144 for Nasdaq, 1,371.834 for Russell and 21,139.517 for Dow; 70% of initial levels due 12/20/2022

Morgan Stanley Finance LLC 6% per year, payable quarterly if each asset closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,371.834 for Russell, 8,817.144 for Nasdaq and $50.582 for ETF; 70% of initial levels due 12/18/2025

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,564.422 for S&P, 1,338.188 for Russell; 70% of initial levels due 12/14/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,564.422 for S&P, 1,338.188 for Russell and 880.362 for EM; 70% of initial levels due 12/14/2023

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date that period; Coupon barriers: $1,894.182 for Amazon and $153.618 for Alibaba; 60% of initial levels due 12/19/2023

Morgan Stanley Finance LLC 9.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 9,446.94 for Nasdaq, 1,469.822 for Russell, 22,649.483 for Dow; 75% of initial levels due 12/20/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,817.144 for Nasdaq, 1,371.834 for Russell, 21,139.517 for Dow; 70% of initial levels due 6/20/2023

Morgan Stanley Finance LLC 10% per year, payable each quarter that stock closes at or above 60% coupon barrier on observation date for that quarter due 12/19/2023

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,586.234 for S&P, 1,371.834 for Russell, 21,139.517 for Dow; 70% of initial levels due 12/20/2023

Morgan Stanley Finance LLC 0.00% due 12/20/2023

Morgan Stanley Finance LLC 0.00% due 12/20/2023

Morgan Stanley Finance LLC 10.8% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,723.547 for Nasdaq, 1,339.699 for Russell, 20,903.085 for Dow; 70% of initial levels due 6/17/2022

Morgan Stanley Finance LLC 0.00% due 12/16/2022

Morgan Stanley Finance LLC 0.00% due 12/19/2023

Morgan Stanley Finance LLC 10.9% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 8,723.55 for Nasdaq, 1,339.699 for Russell, 2,553.24 for S&P; 70% of initial levels due 12/19/2023

Morgan Stanley Finance LLC 14.9% annual rate, payable each quarter that stock closes at or above coupon threshold level on determination date for that quarter, plus any previously unpaid coupons; Coupon threshold level: $29.834, 70% of initial price due 12/22/2021

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 20,903.085 for Dow, 1,339.699 for Russell, 8,723.547 for Nasdaq; 70% of initial levels due 12/17/2021

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,662.787 for Nasdaq, 1,338.188 for Russell, 21,032.459 for Dow; 70% of initial levels due 12/14/2023

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,662.787 for Nasdaq, 1,338.188 for Russell, 21,032.459 for Dow; 70% of initial levels due 6/16/2022

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,564.422 for S&P, 1,338.188 for Russell, 21,032.459 for Dow; 70% of initial levels due 12/15/2022

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,930.768 for S&P, 1,529.358 for Russell, 9,900.328 for Nasdaq; 80% of initial levels due 12/15/2022

Morgan Stanley Finance LLC 11.7% per year, payable each quarter that stock closes at or above 75% coupon barrier on observation date for that period due 12/17/2021

Morgan Stanley Finance LLC 8% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 12/14/2023

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if least-performing stock closes at or above 70% coupon barrier on observation date for that period due 12/14/2023

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if least-performing stock closes at or above 60% coupon barrier on observation date for that period due 12/14/2023

Morgan Stanley Finance LLC 7.15% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that period due 12/21/2022

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 1,338.188 for Russell, 8,662.787 for Nasdaq and 2,564.422 for S&P; 70% of initial levels due 12/15/2022

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that period; Coupon barrier levels: 2,747.595 for S&P, 1,433.773 for Russell; 75% of initial levels due 12/15/2022

Morgan Stanley Finance LLC 19.25% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier: $304.995, 50% of initial share price due 12/14/2023

Morgan Stanley Finance LLC 10% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 12/14/2023

Morgan Stanley Finance LLC 42.5% per year, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $533.01, 85% of initial level due 12/17/2021

Morgan Stanley Finance LLC 0.00% due 12/14/2023

Morgan Stanley Finance LLC 0.00% due 12/14/2023

Morgan Stanley Finance LLC 0.00% due 12/16/2026

Morgan Stanley Finance LLC 0.00% due 12/16/2025

Morgan Stanley Finance LLC 9.17%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,338.188 for Russell, 8,662.79 for Nasdaq; 70% of initial levels due 12/16/2025

Morgan Stanley Finance LLC 7.19%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,338.188 for Russell, 8,662.79 for Nasdaq; 70% of initial levels due 12/16/2025

Morgan Stanley Finance LLC 9.7% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 8,044.02 for Nasdaq, 1,242.603 for Russell, 2,381.25 for S&P; 65% of initial levels due 12/14/2023

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,681.218 for Nasdaq, 1,345.892 for Russell, 20,999.482 for Dow; 70% of initial levels due 12/13/2024

Morgan Stanley Finance LLC 6% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 8,681.218 for Nasdaq, 20,999.482 for Dow, 70% of initial levels due 6/15/2022

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,681.218 for Nasdaq, 1,345.892 for Russell, 20,999.482 for Dow; 70% of initial levels due 3/15/2022

Morgan Stanley Finance LLC 0.00% due 9/12/2022

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,037.016 for Nasdaq, 1,236.396 for Russell and 816.303 for EM; 65% of initial levels due 6/13/2024

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,557.882 for Nasdaq, 1,134.751 for Russell, 2,215.176 for S&P; 60% of initial levels due 12/12/2023

Morgan Stanley Finance LLC 0.00% due 2/14/2022

Morgan Stanley Finance LLC 6.56%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 21,048.17 for Dow, 8,655.25 for Nasdaq; 70% of initial levels due 12/14/2023

Morgan Stanley Finance LLC 9.75% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,845.004 for Nasdaq, 1,342.447 for Russell, 21,121.716 for Dow; 70% of initial levels due 12/13/2022

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,845.004 for Nasdaq, 1,342.447 for Russell, 21,121.716 for Dow; 70% of initial levels due 9/13/2022

Morgan Stanley Finance LLC 8.75% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,845.004 for Nasdaq, 1,342.447 for Russell, 21,121.716 for Dow; 70% of initial levels due 3/11/2022

Morgan Stanley Finance LLC 26% per year, payable each quarter that stock closes at or above downside threshold barrier on observation date for that quarter due 12/13/2023

Morgan Stanley Finance LLC 6.85% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,438.337 for Russell, 9,476.79 for Nasdaq and 22,630.41 for Dow; 75% of initial levels due 6/13/2023

Morgan Stanley Finance LLC 5.3% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 21,048.853 for Dow, 2,584.372 for S&P; 70% of initial levels due 12/11/2025

Morgan Stanley Finance LLC 0.00% due 12/13/2022

Morgan Stanley Finance LLC 0.00% due 5/23/2022

Morgan Stanley Finance LLC 11.41% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 8,845.004 for Nasdaq, 1,342.447 for Russell, 21,121.716 for Dow; 70% of initial levels due 12/13/2022

Morgan Stanley Finance LLC 0.00% due 12/11/2025

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,817.529 for Nasdaq, 1,323.876 for Russell, 21,048.853 for Dow; 70% of initial levels due 12/12/2022

Morgan Stanley Finance LLC 21.75% per year, payable quarterly if least-performing stock closes at or above 65% coupon barrier on observation date for that period; previously unpaid coupons will also be paid due 12/8/2022

Morgan Stanley Finance LLC 20.15% per year, payable monthly if each stock closes at or above coupon barrier level on observation date that period; Coupon barriers: $166.19 for Boeing, $6.454 for Ford, $110.614 for Qualcomm; 70% of initial levels due 12/12/2023

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,817.529 for Nasdaq, 1,323.876 for Russell, 21,048.853 for Dow; 70% of initial levels due 12/12/2023

Morgan Stanley Finance LLC 0.00% due 12/12/2023

Morgan Stanley Finance LLC 0.00% due 12/11/2025

Morgan Stanley Finance LLC 0.00% due 12/9/2022

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,143.512 for Nasdaq, 1,230.092 for Russell and 813.176 for MSCI; 65% of initial levels due 12/8/2022

Morgan Stanley Finance LLC 6.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 18,130.956 for Dow, 1,135.469 for Russell, 2,219.472 for S&P; 60% of initial levels due 12/9/2025

Morgan Stanley Finance LLC 0.00% due 12/8/2022

Morgan Stanley Finance LLC 6.28% per year, payable each quarter that stock closes at or above downside threshold barrier on observation date for that quarter due 12/7/2023

Morgan Stanley Finance LLC 7.6% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 12/7/2023

Morgan Stanley Finance LLC 5.04% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 12/7/2023

Morgan Stanley Finance LLC 6.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,774.34 for S&P, 1,419.337 for Russell; 75% of initial levels due 12/8/2022

Morgan Stanley Finance LLC 8.8% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 8,769.936 for Nasdaq, 1,324.714 for Russell, 21,152.782 for Dow; 70% of initial levels due 12/7/2023

Morgan Stanley Finance LLC 7% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,589.384 for S&P, 1,324.714 for Russell, 21,152.782 for Dow; 70% of initial levels due 12/8/2022

Morgan Stanley Finance LLC 30% per year, payable quarterly if least-performing stock closes at or above 65% coupon barrier on observation date for that period due 12/7/2023

Morgan Stanley Finance LLC 19.1% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 12/7/2023

Morgan Stanley Finance LLC 8.8% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 12/8/2022

Morgan Stanley Finance LLC 6.50% due 6/9/2022

Morgan Stanley Finance LLC 0.00% due 12/8/2025

Morgan Stanley Finance LLC 11.37% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 21,152.78 for Dow, 8,769.94 for Nasdaq and for 1,324.714 for Russell; 70% of initial levels due 12/8/2022

Morgan Stanley Finance LLC 8.53% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 2,589.38 for S&P, 2,477.49 for Stoxx and for 1,324.714 for Russell; 70% of initial levels due 12/8/2022

Morgan Stanley Finance LLC 0.00% due 1/24/2022

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,726.991 for Nasdaq, 1,294.091 for Russell, 20,978.664 for Dow; 70% of initial levels due 12/8/2022

Morgan Stanley Finance LLC 15.5% per year, payable each month that stock closes at or above coupon barrier on observation date for that month; Coupon threshold level: $356.028, 60% of initial share price due 6/8/2022

Morgan Stanley Finance LLC 7.75% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8.587,824 for Nasdaq, 1,273.871 for Russell, 20,747.048 for Dow; 70% of initial levels due 12/5/2023

Morgan Stanley Finance LLC 7% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,568.307 for S&P, 1,286.62 for Russell, 20,918.653 for Dow; 70% of initial levels due 12/8/2021

Morgan Stanley Finance LLC 8.15% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,568.307 for S&P, 1,286.62 for Russell, 8,719.487 for Nasdaq; 70% of initial levels due 12/8/2021

Morgan Stanley Finance LLC 9.55% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 20,918.65 for Dow, 1,286.620 for Russell, 8,719.49 for Nasdaq; 70% of initial levels due 12/7/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,193.431 for Russell, 19,385.548 for Dow, 2,291.406 for Stoxx; 65% of initial levels due 3/4/2022

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,468.838 for Russell, 2,929.96 for S&P and 9,964.264 for Nasdaq; 80% of initial levels due 12/6/2022

Morgan Stanley Finance LLC 0.00% due 2/8/2023

Morgan Stanley Finance LLC 16.88% per year, payable quarterly if least-performing stock closes at or above downside threshold on observation date for that period; Downside thresholds: $143.29 for FedEx, $89.955 for McKesson and $76.37 for Moderna, 50% of initial levels due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 12/5/2024

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above coupon barrier level each day of that quarter; Coupon barriers: 2,716.223 for S&P, 22,228.98 for Dow, 1,364.862 for Russell; 75% of initial levels due 12/5/2022

Morgan Stanley Finance LLC 8.32% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,587.824 for Nasdaq, 20,747.048 for Dow, 1,273.871 for Russell; 70% of initial levels due 12/5/2023

Morgan Stanley Finance LLC 6.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 8,587.824 for Nasdaq, 20,747.048 for Dow, 1,273.871 for Russell; 70% of initial level due 12/5/2023

Morgan Stanley Finance LLC 6.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 8,587.824 for Nasdaq, 20,747.048 for Dow, 1,273.871 for Russell; 70% of initial level due 12/4/2025

Morgan Stanley Finance LLC 7.25% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 8,587.824 for Nasdaq, 20,747.048 for Dow, 1,273.871 for Russell; 70% of initial level due 12/3/2021

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above barrier level on determination date for that month due 3/3/2022

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 12/7/2021

Morgan Stanley Finance LLC 8.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,535.141 for S&P, 8,587.824 for Nasdaq and 1,273.8712 for Russell; 70% of initial levels due 12/5/2023

Morgan Stanley Finance LLC 6.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,535.141 for S&P, 8,587.824 for Nasdaq and 1,273.871 for Russell; 70% of initial levels due 12/7/2021

Morgan Stanley Finance LLC 6.25% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,535.141 for S&P, 8,587.824 for Nasdaq and 1,273.871 for Russell; 70% of initial levels due 12/4/2025

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 12/5/2023

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,716.223 for S&P, 1,364.862 for Russell; 75% of initial levels due 12/5/2022

Morgan Stanley Finance LLC 6.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 6/3/2022

Morgan Stanley Finance LLC 2.6% annual rate, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,172.978 for S&P, 1,091.890 for Russell; 60% of initial levels due 12/10/2021

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 7.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 1/7/2026

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 1/7/2026

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 1/7/2026

Morgan Stanley Finance LLC 0.00% due 1/7/2026

Morgan Stanley Finance LLC 0.00% due 1/7/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2026

Morgan Stanley Finance LLC 0.00% due 1/25/2023

Morgan Stanley Finance LLC 0.00% due 12/24/2025

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 8.8% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter; Downside threshold: $1,429.616, 80% of initial level due 11/30/2023

Morgan Stanley Finance LLC 9.05% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 11/30/2023

Morgan Stanley Finance LLC 5.35% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,910.68 for S&P, 1,484.216 for Russell, 23,928.296 for Dow; 80% of initial levels due 12/2/2026

Morgan Stanley Finance LLC 7.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter; Downside threshold: $110.348, 75% of initial level due 11/30/2023

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,199.266 for Russell, 7,898.927 for Nasdaq, 791.889 for MSCI; 65% of initial levels due 11/30/2023

Morgan Stanley Finance LLC 10.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,383.768 for Russell, 2,722.238 for S&P, 913.718 for EM; 75% of initial levels due 11/30/2022

Morgan Stanley Finance LLC 6.25% per year, payable each quarter if each index closes at or above its coupon barrier level on the related determination date; Coupon barrier levels: 20,910.729 for Dow, 8,506.547 for Nasdaq; 70% of initial levels due 5/31/2022

Morgan Stanley Finance LLC 4.9% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 20,910.729 for Dow, 1,291.517 for Russell, 8,506.547 for Nasdaq; 70% of initial levels due 12/4/2023

Morgan Stanley Finance LLC 7.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,540.755 for S&P, 1,291.517 for Russell, 8,506.547 for Nasdaq; 70% of initial levels due 11/29/2024

Morgan Stanley Finance LLC 7% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; previously unpaid coupons will also be paid; Coupon thresholds: 2,540.755 for S&P, 1,291.517 for Russell, 8,506.547 for Nasdaq; 70% of initial levels due 11/30/2022

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if ETF closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $27.232; 80% of initial level due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2023

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 9%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier level: $2,270.95, 71.3% of initial price due 11/30/2023

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier level: $82.74, 67.8% of initial price due 11/30/2023

Morgan Stanley Finance LLC 7.6%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,291.517 for Russell, 8,506.55 for Nasdaq; 70% of initial levels due 11/30/2023

Morgan Stanley Finance LLC 9%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier level: $166.36, 67.4% of initial price due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2023

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,455.867 for Nasdaq, 1,297.472 for Russell, 2,544.787 for S&P; 70% of initial levels due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 11% per year, payable quarterly if least-performing stock closes at or above 55% coupon barrier on observation date for that period; previously unpaid coupons will also be paid due 11/29/2023

Morgan Stanley Finance LLC 4.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 21,032.368 for Dow, 1,297.472 for Russell, 8,455.867 for Nasdaq; 70% of initial levels due 11/28/2025

Morgan Stanley Finance LLC 4.5% annual rate, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 12/2/2021

Morgan Stanley Finance LLC 7% annual rate, payable monthly if each index closes at or above barrier level on determination date for that month due 5/27/2022

Morgan Stanley Finance LLC 4.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,544.787 for S&P, 1,297.472 for Russell, 8,455.867 for Nasdaq; 70% of initial levels due 11/28/2025

Morgan Stanley Finance LLC 4.25% annual rate, payable monthly if each index closes at or above downside threshold level on determination date for that month due 5/27/2022

Morgan Stanley Finance LLC 13% per year, payable quarterly if least-performing index closes at or above 75% coupon barrier on observation date for that period; previously unpaid coupons will also be paid due 12/1/2021

Morgan Stanley Finance LLC 24.6% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 11/29/2023

Morgan Stanley Finance LLC 5.25% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,482.826 for Russell, 9,663.848 for Nasdaq; 80% of initial levels due 11/29/2023

Morgan Stanley Finance LLC 11% per year, payable quarterly if each fund closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: $18.386 for Silver and $28.407 for Gold; 85% of initial levels due 12/2/2021

Morgan Stanley Finance LLC 10% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: $17.304 for Silver and $26.736 for Gold; 80% of initial levels due 11/29/2023

Morgan Stanley Finance LLC 0.00% due 11/29/2022

Morgan Stanley Finance LLC 0.00% due 11/29/2023

Morgan Stanley Finance LLC 0.00% due 5/30/2023

Morgan Stanley Finance LLC 0.00% due 12/30/2021

Morgan Stanley Finance LLC 0.00% due 11/29/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/29/2030

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 11/29/2023

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 7.08% due 6/1/2022

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 9.25% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 11/29/2023

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if least-performing stock closes at or above 65% coupon barrier on observation date for that period; previously unpaid coupons will also be paid due 11/29/2023

Morgan Stanley Finance LLC 8% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 22,193.453 for Dow, 1,363.723 for Russell, 8,929.455 for Nasdaq; 75% of initial levels due 11/29/2021

Morgan Stanley Finance LLC 4.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,504.313 for S&P, 1,272.808 for Russell, 20,713.889 for Dow; 70% of initial levels due 11/28/2025

Morgan Stanley Finance LLC 20% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 11/29/2022

Morgan Stanley Finance LLC 10% annual rate if each index closes at or above coupon barrier level on quarterly determination date; Coupon barrier levels: 1,454.638 for Russell, 2,862.072 for S&P and 9,524.752 for Nasdaq; 80% of initial levels due 11/29/2023

Morgan Stanley Finance LLC 0.00% due 11/29/2023

Morgan Stanley Finance LLC 10.35% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 2,325.43 for S&P, 7,738.86 for Nasdaq and for 1,181.893 for Russell; 65% of initial levels due 8/28/2023

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 9.94% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,334.508 for Nasdaq, 1,249.739 for Russell, 1,956.647 for Dow; 70% of initial levels due 5/25/2022

Morgan Stanley Finance LLC 5% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 6,548.542 for Nasdaq, 981.938 for Russell, 1,956.647 for S&P; 55% of initial levels due 11/25/2025

Morgan Stanley Finance LLC 6.65% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 6,548.542 for Nasdaq, 981.938 for Russell, 1,956.647 for S&P; 55% of initial levels due 11/25/2025

Morgan Stanley Finance LLC 13.25% per year, payable quarterly if stock closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: $263.10823, or 55% of initial level due 11/23/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 11/24/2023

Morgan Stanley Finance LLC 10.2% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 11/24/2023

Morgan Stanley Finance LLC 7.25% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 20,484.436 for Dow, 1,249.739 for Russell, 8,344.508 for Nasdaq; 70% of initial levels due 8/25/2022

Morgan Stanley Finance LLC 7.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 21,947.61 for Dow, 1,339.006 for Russell, 8,929.83 for Nasdaq; 75% of initial levels due 8/25/2022

Morgan Stanley Finance LLC 7% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 17,558.088 for Dow, 1,160.472 for Russell, 7,739.186 for Nasdaq; 60% of initial levels due 11/25/2025

Morgan Stanley Finance LLC 3.75% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,312.401 for S&P, 1,160.472 for Russell, 7,739.186 for Nasdaq; 65% of initial levels due 10/25/2023

Morgan Stanley Finance LLC 7% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,490.278 for S&P, 1,249.739 for Russell, 8,334.508 for Nasdaq; 70% of initial levels due 11/25/2022

Morgan Stanley Finance LLC 0.00% due 11/24/2025

Morgan Stanley Finance LLC 0.00% due 11/25/2024

Morgan Stanley Finance LLC 0.00% due 11/25/2024

Morgan Stanley Finance LLC 6.86%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,427.32 for Stoxx, 8,334.51 for Nasdaq; 70% of initial levels due 11/24/2023

Morgan Stanley Finance LLC 8.84%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,427.32 for Stoxx, 8,334.51 for Nasdaq; 70% of initial levels due 11/24/2023

Morgan Stanley Finance LLC 0.00% due 11/25/2024

Morgan Stanley Finance LLC 11.75% due 11/24/2023

Morgan Stanley Finance LLC 7.15% per year, payable quarterly if shares close at or above coupon threshold level on determination date for that quarter; Coupon threshold: $148.694; 70% of initial share price due 11/25/2022

Morgan Stanley Finance LLC 15% annualized, payable quarterly if the stock closes at or above downside threshold level on determination date for that quarter due 11/23/2022

Morgan Stanley Finance LLC 0.00% due 2/24/2022

Morgan Stanley Finance LLC 6.00% due 12/23/2021

Morgan Stanley Finance LLC 0.00% due 11/24/2025

Morgan Stanley Finance LLC 19%, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date, plus any previously unpaid coupons due 12/8/2021

Morgan Stanley Finance LLC 10.05% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 2,507.31 for S&P, 8,389.8 for Nasdaq and for 1,238.894 for Russell; 70% of initial levels due 8/24/2023

Morgan Stanley Finance LLC 0.00% due 12/6/2021

Morgan Stanley Finance LLC 21.25% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date that quarter; Coupon barriers: $368.44 for BlackRock, $148.555 for Vail and $267.652 for Tesla; 55% of initial levels due 11/23/2022

Morgan Stanley Finance LLC 23% per year, payable quarterly if least-performing stock closes at or above coupon barrier on observation date for that quarter; Coupon barriers: $368.44 for BlackRock, $148.555 for Vail and $267.652 for Tesla, 55% of initial levels due 11/23/2022

Morgan Stanley Finance LLC 6.75% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 20,606.894 for Dow, 1,238.521 for Russell, 8,326.297 for Nasdaq; 70% of initial levels due 11/24/2023

Morgan Stanley Finance LLC 9.1% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,526.671 for S&P, 1,254.34 for Russell, 8,384.243 for Nasdaq; 70% of initial levels due 5/20/2022

Morgan Stanley Finance LLC 15.2% per year, payable each month if each stock closes at or above its coupon threshold level on the related determination date; Coupon threshold: $249.024; 60% of initial level due 5/23/2022

Morgan Stanley Finance LLC 7.05%, payable each quarter that both indexes close at or above coupon barrier on observation date for that quarter; Coupon barriers: 8,326.30 for Nasdaq, 20,606.89 for Dow; 70% of initial levels due 11/24/2023

Morgan Stanley Finance LLC 9%, payable each quarter that both indexes close at or above coupon barrier on observation date for that quarter; Coupon barriers: 8,326.30 for Nasdaq, 20,606.89 for Dow; 70% of initial levels due 11/24/2023

Morgan Stanley Finance LLC 0.00% due 11/24/2023

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,384.243 for Nasdaq, 1,254.340 for Russell, 20,848.345 for Dow; 70% of initial levels due 11/22/2023

Morgan Stanley Finance LLC 0.00% due 5/20/2022

Morgan Stanley Finance LLC 23% per year, payable monthly if least-performing stock closes at or above 50% coupon barrier on observation date for that period; previously unpaid coupons will also be paid due 11/22/2023

Morgan Stanley Finance LLC 6.92% annual rate, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,707.148 for S&P, 1,343.936 for Russell; 75% of initial levels due 11/29/2021

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,151.09 for S&P, 1,046.425 for Russell, 17,687.886 for Dow; 60% of initial levels due 5/16/2024

Morgan Stanley Finance LLC 9% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date that quarter; Coupon barriers: $76.245 for JPMorgan, $144.547 for Goldman and $77.136 for American Express; 65% of initial levels due 11/21/2023

Morgan Stanley Finance LLC 0.00% due 11/17/2022

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 6% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,046.425 for Russell, 2,151.09 for S&P, 713.01 for MSCI, or 60% of initial levels due 11/17/2022

Morgan Stanley Finance LLC 7.85% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,220.829 for Russell, 2,509.605 for S&P, 8,356.488 for Nasdaq, or 70% of initial levels due 11/18/2024

Morgan Stanley Finance LLC 8.75% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier level: $180.018, 65% of initial share price due 11/16/2023

Morgan Stanley Finance LLC 9.05% per year, payable quarterly if the stock closes at or above coupon barrier level on observation date that quarter; Coupon barrier: $85.56; 75% of initial level due 11/16/2023

Morgan Stanley Finance LLC 9.1% per year, payable each quarter that stock closes at or above 60% coupon barrier on observation date for that quarter due 11/16/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,308.032 for Russell, 8,953.38 for Nasdaq and 22,109.858 for Dow; 75% of initial levels due 11/17/2022

Morgan Stanley Finance LLC 6% per year, payable quarterly if least-performing index closes at or above coupon barrier on observation date for that period; Coupon barrier levels: 1,220.829 for Russell, 2,509.605 for S&P, 8,356.488 for Nasdaq, 70% of initial level due 11/18/2025

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if least-performing index closes at or above coupon barrier on observation date for that period; Coupon barrier levels: 1,308.032 for Russell, 2,688.863 for S&P, 8,953.38 for Nasdaq, 75% of initial levels due 11/17/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if each underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,688.863 for S&P, $289.215 for ETF, 8,953.38 for Nasdaq; 75% of initial levels due 11/17/2022

Morgan Stanley Finance LLC 0.00% due 11/20/2025

Morgan Stanley Finance LLC 10.23%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,220.829 for Russell, 8,356.49 for Nasdaq; 70% of initial levels due 11/16/2023

Morgan Stanley Finance LLC 8.28%, payable each quarter that both indexes close at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,220.829 for Russell, 8,356.49 for Nasdaq; 70% of initial levels due 11/16/2023

Morgan Stanley Finance LLC 0.00% due 11/18/2030

Morgan Stanley Finance LLC 0.00% due 5/16/2024

Morgan Stanley Finance LLC 0.00% due 11/18/2025

Morgan Stanley Finance LLC 0.00% due 5/17/2023

Morgan Stanley Finance LLC 10% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,281.353 for Russell, 2,652.758 for S&P, 886.575 for MSCI, or 75% of initial levels due 11/17/2022

Morgan Stanley Finance LLC 0.00% due 3/15/2023

Morgan Stanley Finance LLC 15.92% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date that quarter; Coupon barriers: $113.46 for PayPal and $107.106 for Square; 60% of initial levels due 11/16/2023

Morgan Stanley Finance LLC 17.15% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 11/16/2022

Morgan Stanley Finance LLC 0.00% due 11/17/2025

Morgan Stanley Finance LLC 0.00% due 8/10/2022

Morgan Stanley Finance LLC 16.6% annual rate, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date, plus any previously unpaid coupons due 11/30/2021

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,127.318 for S&P, 1,042.205 for Russell, 6,974.574 for Nasdaq; 60% of initial levels due 11/15/2024

Morgan Stanley Finance LLC 23.37% per year, payable monthly if each stock closes at or above coupon barrier level on observation date that period; Coupon barriers: $57.985 for Apple, $205.18 for Tesla and $188.005 for Zoom; 50% of initial levels due 11/15/2023

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,215.906 for Russell, 8,137.003 for Nasdaq and 20,594.644 for Dow; 70% of initial levels due 8/15/2022

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,215.906 for Russell, 8,137.003 for Nasdaq and 2,127.318 for S&P; 60% of initial levels due 5/13/2022

Morgan Stanley Finance LLC 6% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,193.526 for Russell, 2,485.35 for S&P, 20,410.579 for Dow, or 70% of initial levels due 11/14/2023

Morgan Stanley Finance LLC 8.65% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,449.281 for Russell, 10,055.832 for Nasdaq; 80% of initial levels due 11/14/2023

Morgan Stanley Finance LLC 11.7% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 11/9/2023

Morgan Stanley Finance LLC 7.5%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,456.61 for S&P, 8,463.95 for Nasdaq; 70% of initial levels due 11/9/2023

Morgan Stanley Finance LLC 10.33% per year, payable each quarter that each index closes at or above its coupon barrier on each day that quarter; Coupon barriers: 2,281.14 for S&P, 1,068.703 for Russell, 7,859.38 for Nasdaq; 65% of initial levels due 5/11/2023

Morgan Stanley Finance LLC 9.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,202.832 for Russell, 19,873.126 for Dow, 8,454.649 for Nasdaq, or 70% of initial levels due 11/8/2024

Morgan Stanley Finance LLC 0.00% due 11/10/2022

Morgan Stanley Finance LLC 0.00% due 1/15/2021

Morgan Stanley Finance LLC 0.00% due 1/15/2021

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,410.408 for S&P, 1,130.558 for Russell, 19,493.362 for Dow; 70% of initial levels due 11/7/2024

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,118.554 for S&P, 1,003.899 for Russell, 17,232.032 for Dow; 64% of initial levels due 11/7/2023

Morgan Stanley Finance LLC 6.75% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,410.408 for S&P, 19,493.362 for Dow, 8,243.914 for Nasdaq; 70% of initial levels due 11/7/2025

Morgan Stanley Finance LLC 10.35% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,410.408 for S&P, 19,493.362 for Dow, 1,130.558 for Russell; 70% of initial levels due 11/9/2022

Morgan Stanley Finance LLC 12% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,130.558 for Russell, 2,410.408 for S&P, 8,243.914 for Nasdaq, or 70% of initial levels due 5/9/2022

Morgan Stanley Finance LLC 9.1% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,130.558 for Russell, 2,410.408 for S&P, 8,243.914 for Nasdaq, or 70% of initial levels due 5/9/2022

Morgan Stanley Finance LLC 6.65% due 11/9/2021

Morgan Stanley Finance LLC 0.00% due 11/8/2022

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 6,767.946 for Nasdaq, 968.577 for Russell, 2,021.496 for S&P; 60% of initial levels due 11/8/2023

Morgan Stanley Finance LLC 11% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 19,236.021 for Dow, 1,130.007 for Russell, 7,895.937 for Nasdaq; 70% of initial levels due 2/8/2022

Morgan Stanley Finance LLC 10.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 18,847.535 for Dow, 1,098.014 for Russell, 2,317.168 for S&P; 70% of initial levels due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 12/8/2021

Morgan Stanley Finance LLC 9.75%, payable each quarter that index closes at or above coupon barrier on observation date for that quater; Coupon barrier: 2,289.72, 70% of initial level due 11/8/2022

Morgan Stanley Finance LLC 9.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,098.014 for Russell, 18,847.535 for Dow, 7,759.332 for Nasdaq, or 70% of initial levels due 5/5/2022

Morgan Stanley Finance LLC 11% per year, payable quarterly if least-performing index closes at or above coupon barrier on observation date for that period; Coupon barrier levels: 1,019.585 for Russell, 2,151.66 for S&P, 7,205.094 for Nasdaq, 65% of initial level due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/6/2025

Morgan Stanley Finance LLC 0.00% due 11/6/2025

Morgan Stanley Finance LLC 13% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 2,125.47 for S&P, 7,184.42 for Nasdaq and 1,000.011 for Russell; 65% of initial levels due 11/2/2023

Morgan Stanley Finance LLC 7.25% due 2/4/2022

Morgan Stanley Finance LLC 5.35% due 2/4/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2023

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 15.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,737.065 for Nasdaq, 1,076.935 for Russell, 18,551.12 for Dow; 70% of initial levels due 5/4/2023

Morgan Stanley Finance LLC 6.3% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 6,079.123 for Nasdaq, 846.163 for Russell, 1,798.478 for S&P; 55% of initial levels due 11/3/2022

Morgan Stanley Finance LLC 7.4% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,288.972 for S&P, 7,737.065 for Nasdaq; 70% of initial levels due 11/2/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,125.474 for S&P, 1,000.011 for Russell, 17,226.04 for Dow; 65% of initial levels due 11/3/2022

Morgan Stanley Finance LLC 10.75% per year, payable each month if each fund closes at or above its coupon threshold level on the related determination date; Coupon thresholds: $22.494 for Gold and $13.194 for Silver, or 60% of initial levels due 11/2/2023

Morgan Stanley Finance LLC 11.75% per year, payable quarterly if each ETF closes at or above coupon barrier level on observation date that period; Coupon barriers: $22.494 for gold ETF, $13.194 for silver ETF; 60% of initial levels due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 12/15/2021

Morgan Stanley Finance LLC 3.91%, payable monthly for the first year only if index closes at or above trigger level on each day during month; if index closes below trigger level on any day during first year, no contingent monthly coupon will be paid on related coupon payment date or on any subsequent coupon payment dates due 11/4/2024

Morgan Stanley Finance LLC 10.5% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 11/2/2023

Morgan Stanley Finance LLC 13% per year, payable monthly if least-performing index closes at or above coupon barrier on observation date for that month; Coupon barrier levels: 18,551.12 for Dow, 1,076.935 for Russell, 2,288.972 for S&P, 7,737.065 for Nasdaq, 70% of initial level due 5/5/2022

Morgan Stanley Finance LLC 10.75% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 11/2/2023

Morgan Stanley Finance LLC 10.9% per year, payable each quarter if stock closes at or above coupon threshold level on the related determination date; Coupon threshold: $285.444; 60% of initial level due 11/2/2023

Morgan Stanley Finance LLC 10.75% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 11/2/2023

Morgan Stanley Finance LLC 7.75% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 18,551.12 for Dow, 1,076.935 for Russell, or 70% of initial levels due 2/3/2022

Morgan Stanley Finance LLC 7.1% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 7,184.418 for Nasdaq, 1,000.011 for Russell, or 65% of initial levels due 11/3/2022

Morgan Stanley Finance LLC 7.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,288.972 for S&P, 1,076.935 for Russell, or 70% of initial levels due 5/5/2022

Morgan Stanley Finance LLC 12.75% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 18,551.12 for Dow, 1,076.935 for Russell, 7,737.065 for Nasdaq; 70% of initial levels due 11/3/2022

Morgan Stanley Finance LLC 7.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,076.935 for Russell, 7,737.065 for Nasdaq and 18,551.12 for Dow; 70% of initial levels due 11/4/2025

Morgan Stanley Finance LLC 11% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,076.935 for Russell, 7,737.065 for Nasdaq and 18,551.12 for Dow; 70% of initial levels due 11/5/2021

Morgan Stanley Finance LLC 9.15% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,076.935 for Russell, 7,737.065 for Nasdaq and 2,288.972 for S&P; 70% of initial levels due 11/3/2022

Morgan Stanley Finance LLC 9% per year, payable monthly if least-performing index closes at or above coupon barrier on observation date for that period; Coupon barrier levels: 1,076.935 for Russell, 2,288.972 for S&P, 7,737.065 for Nasdaq, 70% of initial level due 11/3/2022

Morgan Stanley Finance LLC 11% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,076.935 for Russell, 7,737.065 for Nasdaq and 2,288.972 for S&P; 70% of initial levels due 11/8/2021

Morgan Stanley Finance LLC 0.00% due 11/5/2021

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/4/2024

Morgan Stanley Finance LLC 5.50% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/4/2025

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/4/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2025

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/12/2021

Morgan Stanley Finance LLC 0.00% due 1/5/2022

Morgan Stanley Finance LLC 0.00% due 11/4/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2025

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 8% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier level: $76.237, 70% of initial share price due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 2/24/2023

Morgan Stanley Finance LLC 7.45% due 5/3/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2025

Morgan Stanley Finance LLC 0.00% due 11/2/2026

Morgan Stanley Finance LLC 11% per year, payable quarterly if least-performing stock closes at or above 60% coupon barrier on observation date for that quarter due 11/5/2021

Morgan Stanley Finance LLC 6.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,848.132 for S&P, 871.95 for Russell and 6,295.659 for Nasdaq; 56.5% of initial levels due 11/2/2022

Morgan Stanley Finance LLC 6.5% per year, payable monthly if least-performing index closes at or above 62% coupon barrier on observation date for that period due 11/5/2021

Morgan Stanley Finance LLC 13% per year, payable monthly if least-performing index closes at or above coupon barrier on observation date for that month; Coupon barrier levels: 1,234.620 for Russell, 2,616.824 for S&P, 8,914.208 for Nasdaq, 80% of initial level due 11/2/2022

Morgan Stanley Finance LLC 6% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that period; Coupon thresholds: 8,914.208 for Nasdaq, 1,234.62 for Russell; 80% of initial levels due 10/30/2025

Morgan Stanley Finance LLC 10.43%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,080.293 for Russell, 7,799.93 for Nasdaq; 70% of initial levels due 11/2/2023

Morgan Stanley Finance LLC 8.29%, payable each quarter that both indexes close at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,080.293 for Russell, 7,799.93 for Nasdaq; 70% of initial levels due 11/2/2023

Morgan Stanley Finance LLC 11.49% per year, payable each quarter that each index closes at or above its coupon barrier on each day that quarter; Coupon barriers: 2,289.72 for S&P, 1,080.293 for Russell, 7,799.93 for Nasdaq; 70% of initial levels due 8/2/2022

Morgan Stanley Finance LLC 12.05% per year, payable each quarter that each index closes at or above its coupon barrier on each day that quarter; Coupon barriers: 2,126.17 for S&P, 1,003.129 for Russell, 7,242.79 for Nasdaq; 65% of initial levels due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 5/2/2023

Morgan Stanley Finance LLC 0.00% due 5/2/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 19,224.233 for Dow, 8,119.265 for Nasdaq, 2,373.476 for S&P; 70% of initial levels due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 6/29/2022

Morgan Stanley Finance LLC 5.5% per year, payable each month if each index closes at or above its downside threshold level on the related determination date due 5/2/2022

Morgan Stanley Finance LLC 8.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,113.337 for Russell, 19,224.233 for Dow, 8,119.265 for Nasdaq, or 70% of initial levels due 11/3/2021

Morgan Stanley Finance LLC 5.6% per year, payable each month if each index closes at or above its downside threshold level on the related determination date due 10/30/2025

Morgan Stanley Finance LLC 6.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 2/1/2022

Morgan Stanley Finance LLC 10% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,113.337 for Russell, 2,373.476 for S&P, 8,119.265 for Nasdaq, or 70% of initial levels due 5/2/2022

Morgan Stanley Finance LLC 5.75% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,373.476 for S&P, 8,119.265 for Nasdaq and 1,113.337 for Russell, 70% of initial levels due 10/30/2026

Morgan Stanley Finance LLC 6.4% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 19,379.766 for Dow, 2,380.69 for S&P; 70% of initial levels due 10/31/2024

Morgan Stanley Finance LLC 5% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 2,882.078 for S&P 9,859.108 for Nasdaq; 85% of initial levels due 10/30/2025

Morgan Stanley Finance LLC 8% per year, payable quarterly if the underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $33.006; 85% of initial level due 11/3/2021

Morgan Stanley Finance LLC 0.00% due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 5/2/2023

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 11/1/2022

Morgan Stanley Finance LLC 0.00% due 11/1/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 8/17/2022

Morgan Stanley Finance LLC 9.44%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,123.646 for Russell, 8,053.16 for Nasdaq; 70% of initial levels due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/30/2030

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 11/1/2022

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 9.00% due 11/1/2023

Morgan Stanley Finance LLC 14.40% due 10/31/2022

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if least-performing stock closes at or above downside threshold on observation date for that quarter due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 4/28/2022

Morgan Stanley Finance LLC 11% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,184.799 for Nasdaq, 1,148.351 for Russell, 19,834.899 for Dow; 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 9.5% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,184.799 for Nasdaq, 1,148.351 for Russell, 19,834.899 for Dow; 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that period; Coupon barriers: 2,079.234 for S&P, 984.301 for Russell, 7,015.542 for Nasdaq; 60% of initial levels due 10/27/2022

Morgan Stanley Finance LLC 0.00% due 10/29/2021

Morgan Stanley Finance LLC 0.00% due 4/29/2022

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 10/26/2023

Morgan Stanley Finance LLC 9.35% per year, payable each quarter if stock closes at or above coupon threshold level on the related determination date; Coupon threshold: $16.185; 65% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 11.85% per year, payable each quarter if stock closes at or above its coupon threshold level on the related determination date; Coupon threshold: $292.968; 60% of initial level due 10/26/2023

Morgan Stanley Finance LLC 8% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,425.773 for S&P, 1,148.351 for Russell, 8,184.799 for Nasdaq; 70% of initial levels due 4/28/2022

Morgan Stanley Finance LLC 9.55% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,230.377 for Russell, 2,599.043 for S&P, 8,769.428 for Nasdaq, or 75% of initial levels due 10/27/2022

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if worst performing index closes at or above coupon barrier levels on determination date for that period; Coupon barrier levels: 8,184.799 for Nasdaq and 2,425.773 for S&P, 70% of initial levels due 10/27/2022

Morgan Stanley Finance LLC 0.00% due 10/28/2026

Morgan Stanley Finance LLC 0.00% due 1/27/2022

Morgan Stanley Finance LLC 6.05% due 10/25/2021

Morgan Stanley Finance LLC 0.00% due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 10/28/2024

Morgan Stanley Finance LLC 0.00% due 10/28/2024

Morgan Stanley Finance LLC 8.75%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,239.2 for Stoxx, 8,148.8 for Nasdaq; 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 11.42%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,239.2 for Stoxx, 8,148.8 for Nasdaq; 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 10/26/2022

Morgan Stanley Finance LLC 16% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,202.832 for Russell, 2,576.67 for S&P, 8,749.028 for Nasdaq, or 75% of initial levels due 11/2/2021

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date that quarter; Coupon barriers: $239.824 for Lockheed, $133.51 for Goldman and $211.725 for UnitedHealth; 65% of initial levels due 4/27/2022

Morgan Stanley Finance LLC 13.15% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date that quarter; Coupon barriers: $239.824 for Lockheed, $133.51 for Goldman and $211.725 for UnitedHealth; 65% of initial levels due 4/27/2022

Morgan Stanley Finance LLC 8.45% per year, payable quarterly if the stock closes at or above coupon barrier level on observation date that quarter; Coupon barriers: $26.201; 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 8/10/2022

Morgan Stanley Finance LLC 10.00% due 10/27/2022

Morgan Stanley Finance LLC 0.00% due 10/26/2022

Morgan Stanley Finance LLC 11.15% per year, payable each month if each fund closes at or above its coupon threshold level on the related determination date; Coupon thresholds: $23.496 for Gold and $13.548 for Silver, or 60% of initial levels due 10/24/2023

Morgan Stanley Finance LLC 4% annual rate if each index closes at or above coupon barrier level on quarterly determination date; Coupon barrier levels: 1,122.643 for Russell, 2,404.892 for S&P and 8,165.759 for Nasdaq; 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 10/24/2025

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 2,233.11 for S&P, 2,067.46 for Stoxx and for 1,042.454 for Russell; 65% of initial levels due 12/30/2022

Morgan Stanley Finance LLC 11.3% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 2,233.11 for S&P, 7,582.49 for Nasdaq and 1,042.454 for Russell; 65% of initial levels due 1/25/2024

Morgan Stanley Finance LLC 6.50% due 4/22/2022

Morgan Stanley Finance LLC 0.00% due 10/23/2025

Morgan Stanley Finance LLC 0.00% due 10/23/2025

Morgan Stanley Finance LLC 0.00% due 12/23/2021

Morgan Stanley Finance LLC 7.7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that period; Coupon barriers: 2,227.498 for S&P, 1,048.858 for Russell, 2,107.632 for Stoxx; 65% of initial levels due 10/24/2022

Morgan Stanley Finance LLC 8.6% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,048.858 for Russell, 732.732 for MSCI, 2,227.498 for S&P, or 65% of initial levels due 10/24/2022

Morgan Stanley Finance LLC 9.9% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter due 10/24/2023

Morgan Stanley Finance LLC 21.5% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter due 10/24/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter due 10/24/2023

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter due 10/24/2023

Morgan Stanley Finance LLC 5% annual rate, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 968.177 for Russell, 2,056.152 for S&P, 6,980.61 for Nasdaq, or 60% of initial levels due 10/24/2023

Morgan Stanley Finance LLC 0.00% due 10/21/2030

Morgan Stanley Finance LLC 0.00% due 10/21/2025

Morgan Stanley Finance LLC 0.00% due 11/19/2021

Morgan Stanley Finance LLC 13% annualized, payable quarterly if stock closes at or above coupon barrier on review date for that quarter; Coupon barrier level: $54.985, 70% of initial level due 10/20/2022

Morgan Stanley Finance LLC 0.00% due 10/21/2025

Morgan Stanley Finance LLC 11.86% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date that quarter; Coupon barriers: $1,799.991 for Amazon, $65.461 for Apple, $291.935 for Netflix, $865.156 for Alphabet; 55% of initial levels due 10/19/2023

Morgan Stanley Finance LLC 10.05% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date that quarter; Coupon barriers: $33.468 for Blackstone, $123.726 for Goldman, $60.906 for JPMorgan; 60% of initial levels due 10/19/2023

Morgan Stanley Finance LLC 10.2% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter due 10/19/2023

Morgan Stanley Finance LLC 9% per year, payable quarterly if each stock closes at or above coupon barrier level on observation date that quarter; Coupon barriers: $104.916 for Honeywell and $65.556 for Eaton; 60% of initial levels due 10/19/2023

Morgan Stanley Finance LLC 7.2% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter due 10/19/2023

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 1,143.666 for Russell, 8,296.519 for Nasdaq, 2,438.667 for S&P; 70% of initial levels due 10/20/2022

Morgan Stanley Finance LLC 10% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 8,389.752 for Nasdaq, 2,442.069 for S&P, 1,135.156 for Russell; 70% of initial levels due 10/20/2022

Morgan Stanley Finance LLC 6.75% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,090.286 for S&P, 7,111.302 for Nasdaq and 980.285 for Russell, 60% of initial levels due 4/21/2022

Morgan Stanley Finance LLC 25% per year, payable quarterly if shares close at or above downside threshold on observation date for that quarter due 10/19/2023

Morgan Stanley Finance LLC 21.85% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter due 1/20/2023

Morgan Stanley Finance LLC 11.75% per year, payable quarterly if both ETFs close at or above downside threshold level on observation date for that quarter due 4/21/2022

Morgan Stanley Finance LLC 0.00% due 11/19/2021

Morgan Stanley Finance LLC 0.00% due 10/21/2025

Morgan Stanley Finance LLC 12.3% annualized, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date, plus any previously unpaid coupons due 11/2/2021

Morgan Stanley Finance LLC 0.00% due 10/21/2025

Morgan Stanley Finance LLC 8.03%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,438.67 for S&P, 1,143.666 for Russell; 70% of initial levels due 10/20/2022

Morgan Stanley Finance LLC 10.47%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,438.67 for S&P, 1,143.666 for Russell; 70% of initial levels due 10/20/2022

Morgan Stanley Finance LLC 0.00% due 10/21/2030

Morgan Stanley Finance LLC 12% per year, payable each quarter that stock closes at or above downside threshold on observation date for that quarter due 10/17/2023

Morgan Stanley Finance LLC 0.00% due 6/15/2021

Morgan Stanley Finance LLC 11.19% annual rate, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 10/12/2023

Morgan Stanley Finance LLC 10.25% per year, payable each quarter that stock closes at or above downside threshold barrier on observation date for that quarter due 10/12/2023

Morgan Stanley Finance LLC 10.6% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,146.282 for Russell, 2,433.991 for S&P, 8,208.095 for Nasdaq, or 70% of initial levels due 4/14/2022

Morgan Stanley Finance LLC 8% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,064.404 for Russell, 2,260.135 for S&P, 7,621.803 for Nasdaq, or 65% of initial levels due 10/13/2022

Morgan Stanley Finance LLC 22.6% per year, payable each quarter that stock closes at or above downside threshold level on observation date for that quarter due 10/12/2023

Morgan Stanley Finance LLC 7% annual rate, payable each month all indexes closes above 70% barrier level on related observation date due 10/19/2021

Morgan Stanley Finance LLC 0.00% due 11/15/2021

Morgan Stanley Finance LLC 0.00% due 10/14/2025

Morgan Stanley Finance LLC 0.00% due 10/15/2024

Morgan Stanley Finance LLC 14% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 1,139.983 for Russell, 8,085.658 for Nasdaq, 2,412.781 for S&P; 70% of initial levels due 4/13/2022

Morgan Stanley Finance LLC 9.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 2,393.615 for S&P, 8,052.233 for Nasdaq and 1,127.729 for Russell, 70% of initial levels due 4/12/2022

Morgan Stanley Finance LLC 6.2% per year, payable each six months if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 846.613 for Russell, 15,255.546 for Dow, 1,841.642 for S&P, or 55% of initial levels due 10/10/2024

Morgan Stanley Finance LLC 6.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,182.968 for Russell, 20,829.57 for Dow, 8,468.453 for Nasdaq, or 75% of initial levels due 10/13/2021

Morgan Stanley Finance LLC 12.35% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,077.508 for Russell, 2,343.908 for S&P, 7,878.983 for Nasdaq, or 70% of initial levels due 10/12/2021

Morgan Stanley Finance LLC 10% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,107.376 for Russell, 2,386.041 for S&P, 8,085.342 for Nasdaq, or 70% of initial levels due 7/8/2022

Morgan Stanley Finance LLC 0.00% due 4/8/2022

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 10.85% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,343.908 for S&P, 1,077.508 for Russell, 7,878.983 for Nasdaq; 70% of initial levels due 7/8/2025

Morgan Stanley Finance LLC 10.6% per year, payable each quarter that stock closes at or above downside threshold on observation date for that quarter due 10/5/2023

Morgan Stanley Finance LLC 11.25% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,077.508 for Russell, 2,343.908 for S&P, 7,878.983 for Nasdaq, or 70% of initial levels due 10/6/2022

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier/threshold: $38.9, 78.8% of initial price due 10/5/2023

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier/threshold: $79.82, 66.2% of initial price due 10/5/2023

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier/threshold: $24.41, 67.1% of initial price due 10/5/2023

Morgan Stanley Finance LLC 5% per year, payable each month that index closes at or above downside threshold on observation date for that month due 10/7/2021

Morgan Stanley Finance LLC 22% per year, payable each month that stock closes at or above coupon threshold on observation date for that month; Coupon threshold: $44.442, 60% of initial share price due 4/6/2022

Morgan Stanley Finance LLC 12.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 4/7/2022

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 10/5/2023

Morgan Stanley Finance LLC 8% per year, payable each month that index closes at or above downside threshold on observation date for that month due 10/7/2021

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 4/4/2023

Morgan Stanley Finance LLC 7.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,992.642 for Nasdaq, 1,055.384 for Russell, 19,447.19 for Dow; 70% of initial levels due 10/3/2025

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above its coupon threshold level on the related determination date; 1,130.769 for Russell, 20,836.275 for Dow, 8,563.545 for Nasdaq, or 75% of initial levels due 10/3/2025

Morgan Stanley Finance LLC 11.6% per year, payable each quarter that stock closes at or above downside threshold on observation date for that quarter due 10/5/2023

Morgan Stanley Finance LLC 9.35% per year, payable each quarter that stock closes at or above downside threshold barrier on observation date for that quarter due 10/5/2023

Morgan Stanley Finance LLC 7.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 19,447.19 for Dow, 7,992.642 for Nasdaq and 1,055.384 for Russell, 70% of initial levels due 10/3/2025

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 19,447.19 for Dow, 1,055.384 for Russell; 70% of initial levels due 1/4/2022

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 10/7/2021

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 10/7/2021

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupn barrier level on determination date for that month; Coupon barrier levels: 2,354.1 for S&P, 1,055.384 for Russell; 70% of initial levels due 4/4/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 4/4/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 3/16/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2025

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 18% per year, payable each quarter that stock closes at or above coupon barrier on observation date for that period; Coupon threshold: $48.455, 50% of initial share price due 10/3/2022

Morgan Stanley Finance LLC 6.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 951.515 for Russell, 2,111.508 for S&P, 7,159.604 for Nasdaq, or 63% of initial levels due 10/5/2021

Morgan Stanley Finance LLC 0.00% due 10/2/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2026

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,308.922 for S&P, 1,032.436 for Russell, 7,805.791 for Nasdaq; 70% of initial levels due 6/30/2025

Morgan Stanley Finance LLC 10.75% per year, payable each quarter that stock closes at or above downside threshold on observation date for that quarter due 9/28/2023

Morgan Stanley Finance LLC 11.4% per year, payable quarterly if shares close at or above downside thresholds on observation date for that quarter due 9/28/2023

Morgan Stanley Finance LLC 5.81% annual rate, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,032.436 for Russell, 19,021.772 for Dow, 7,805.791 for Nasdaq, or 70% of initial levels due 9/30/2025

Morgan Stanley Finance LLC 8.5% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,032.436 for Russell, 19,021.772 for Dow, 7,805.791 for Nasdaq, or 70% of initial levels due 10/4/2021

Morgan Stanley Finance LLC 7.4% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 18,770.808 for Dow, 7,627.529 for Nasdaq and 1,016.273 for Russell, 70% of initial levels due 6/30/2025

Morgan Stanley Finance LLC 9.3% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,032.436 for Russell, 2,308.922 for S&P, 7,805.791 for Nasdaq, or 70% of initial levels due 9/29/2022

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 2,308.922 for S&P, 1,032.436 for Russell; 70% of initial levels due 3/30/2022

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,032.436 for Russell, 2,308.922 for S&P, 7,805.791 for Nasdaq; 70% of initial levels due 9/30/2026

Morgan Stanley Finance LLC 19.25% per year, payable each month if stock closes at or above its coupon threshold level on the related determination date; Coupon thresholds: $273.075; 55% of initial levels due 3/30/2021

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 2,803.691 for S&P 9,478.461 for Nasdaq; 85% of initial levels due 9/30/2025

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if the underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $32.657; 85% of initial level due 10/4/2021

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 11% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barriers: 2,144.00 for S&P, 7,248.24 for Nasdaq and 958.690 for Russell; 65% of initial levels due 12/30/2022

Morgan Stanley Finance LLC 0.00% due 9/30/2030

Morgan Stanley Finance LLC 0.00% due 9/30/2026

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 6.7% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,016.021 for Russell, 18,734.191 for Dow, 2,265.844 for S&P, or 70% of initial levels due 9/23/2023

Morgan Stanley Finance LLC 8.50% due 9/28/2022

Morgan Stanley Finance LLC 7.85% per year, payable each six months if each index closes at or above its downside threshold level on the related determination date due 3/30/2026

Morgan Stanley Finance LLC 10.6% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 9/26/2023

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 9/26/2023

Morgan Stanley Finance LLC 0.00% due 9/21/2023

Morgan Stanley Finance LLC 10.5% per year, payable each six months if each index closes at or above its downside threshold level on the related determination date due 9/21/2023

Morgan Stanley Finance LLC 8.75% per year, payable each six months if each index closes at or above its downside threshold level on the related determination date due 9/21/2023

Morgan Stanley Finance LLC 8.25% per year, payable each quarter that stock closes at or above downside threshold on observation date for that quarter due 9/21/2023

Morgan Stanley Finance LLC 10% per year, payable each quarter that stock closes at or above downside threshold on observation date for that quarter due 9/21/2023

Morgan Stanley Finance LLC 7.5% per year, payable each month if each index closes at or above its downside threshold level on the related determination date due 6/23/2021

Morgan Stanley Finance LLC 10% per year, payable each quarter if each index closes at or above its downside threshold level on the related determination date due 3/23/2022

Morgan Stanley Finance LLC 8.4% per year, payable each quarter if each index closes at or above its downside threshold level on the related determination date due 9/22/2022

Morgan Stanley Finance LLC 5.25% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,075.745 for Russell, 2,323.629 for S&P, 7,655.886 for Nasdaq, or 70% of initial levels due 3/23/2022

Morgan Stanley Finance LLC 6.4% per year, payable monthly if worst performing index closes at or above coupon barrier levels on determination date for that month; Coupon barrier levels: 7,655.886 for Nasdaq and 2,323.629 for S&P, 70% of initial levels due 9/23/2025

Morgan Stanley Finance LLC 0.00% due 9/23/2025

Morgan Stanley Finance LLC 0.00% due 9/23/2026

Morgan Stanley Finance LLC 12.00% due 6/23/2021

Morgan Stanley Finance LLC 0.00% due 9/23/2024

Morgan Stanley Finance LLC 0.00% due 9/23/2024

Morgan Stanley Finance LLC 11.01% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 2,157.66 for S&P, 998.906 for Russell, 7,109.04 for Nasdaq; 65% of initial levels due 3/23/2023

Morgan Stanley Finance LLC 12.13% per year, payable quarterly if each index closes at or above its coupon barrier level on every day during that quarter; Coupon barrier levels: 2,157.66 for S&P, 7,109.04, for Nasdaq and for 998.906 for Russell; 65% of initial levels due 3/23/2023

Morgan Stanley Finance LLC 9.50% due 9/21/2023

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 1,079.819 for Russell, 7,756.665 for Nasdaq, 19,531.386 for Dow; 70% of initial levels due 9/21/2023

Morgan Stanley Finance LLC 12.00% due 9/22/2022

Morgan Stanley Finance LLC 0.00% due 9/18/2030

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if both stocks close at or above downside threshold level on observation date for that quarter due 9/20/2023

Morgan Stanley Finance LLC 9.4% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 20,996.70 for Dow, 1,153.616 for Russell, 2,550.90 for S&P, or 75% of initial levels due 9/20/2023

Morgan Stanley Finance LLC 8% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter due 9/20/2023

Morgan Stanley Finance LLC 0.00% due 9/18/2026

Morgan Stanley Finance LLC 20% annualized, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date, plus any previously unpaid coupons due 9/21/2022

Morgan Stanley Finance LLC 0.00% due 9/18/2030

Morgan Stanley Finance LLC 0.00% due 9/20/2021

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,199.301 for S&P, 7,330.544 for Nasdaq; 65% of initial levels due 9/19/2022

Morgan Stanley Finance LLC 10.45% per year, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,368.48 for S&P, 7,894.43 for Nasdaq; 70% of initial levels due 9/19/2022

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,368.48 for S&P, 7,894.43 for Nasdaq; 70% of initial levels due 9/19/2023

Morgan Stanley Finance LLC 10% per year, payable each quarter if stock closes at or above its downside threshold level on the related determination date due 9/14/2023

Morgan Stanley Finance LLC 8% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 9/14/2023

Morgan Stanley Finance LLC 12% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 9/16/2021

Morgan Stanley Finance LLC 8.25% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,048.09 for Russell, 19,365.948 for Dow, 7,761.18 for Nasdaq, or 70% of initial levels due 6/18/2021

Morgan Stanley Finance LLC 9% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,048.09 for Russell, 19,365.948 for Dow, 2,338.679 for S&P, or 70% of initial levels due 3/16/2022

Morgan Stanley Finance LLC 6.15% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,122.953 for Russell, 8,315.55 for Nasdaq, 20,749.23 for Dow; 75% of initial levels due 6/18/2021

Morgan Stanley Finance LLC 11.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,048.09 for Russell, 7,761.18 for Nasdaq, 19,365.948 for Dow; 70% of initial levels due 12/20/2021

Morgan Stanley Finance LLC 6% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,048.09 for Russell, 7,761.18 for Nasdaq, 2,338.679 for S&P, or 70% of initial levels due 3/18/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,048.09 for Russell, 2,338.679 for S&P, 7,761.18 for Nasdaq; 70% of initial levels due 3/18/2022

Morgan Stanley Finance LLC 9.4% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 9/16/2021

Morgan Stanley Finance LLC 8% per year, payable monthly if worst performing index closes at or above downside thresholds on determination date for that month due 9/20/2021

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 3/16/2021

Morgan Stanley Finance LLC 0.00% due 9/16/2025

Morgan Stanley Finance LLC 0.00% due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 9/16/2025

Morgan Stanley Finance LLC 8.32% per year, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,338.68 for S&P, 7,761.18 for Nasdaq; 70% of initial levels due 9/15/2022

Morgan Stanley Finance LLC 0.00% due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 9/14/2023

Morgan Stanley Finance LLC 0.00% due 9/16/2025

Morgan Stanley Finance LLC 5.25% per year, paid quarterly if all indexes close above coupon threshold levels on related observation date; Coupon thresholds: 16,520.748 for Dow, 6,692.472 for Nasdaq, 2,003.514 for S&P, or 60% of initial levels due 9/15/2022

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barriers: 2,337.433 for S&P, 19,274.206 for Dow, 7,807.884 Nasdaq; 70% of initial levels due 9/15/2022

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if index closes at or above coupon barrier level on observation date; Coupon barrier: 2,337.43; 70% of initial level due 9/14/2023

Morgan Stanley Finance LLC 13% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 2,170.47 for S&P, 980.038 for Russell, 7,250.18 for Nasdaq; 65% of initial levels due 9/14/2023

Morgan Stanley Finance LLC 9.17% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 915.888 for Russell, 6,837.51 for Nasdaq, 16,764.282 for Dow; 60% of initial levels due 9/14/2022

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 9/14/2021

Morgan Stanley Finance LLC 11.8% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 1,068.536 for Russell, 7,977.095 for Nasdaq, 19,558.329 for Dow; 70% of initial levels due 9/14/2023

Morgan Stanley Finance LLC 13.5% annualized, plus any previously unpaid coupons, if index closes at or above coupon barrier level on quarterly observation date; Coupon barrier level: $21.232, 80% of initial price due 9/9/2022

Morgan Stanley Finance LLC 15.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 1,053.214 for Russell, 7,747.782 for Nasdaq, 19,250.623 for Dow; 70% of initial levels due 9/13/2021

Morgan Stanley Finance LLC 12.3% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 9/13/2021

Morgan Stanley Finance LLC 15.15% per year, payable quarterly if each index closes at or above its coupn barrier level on every day that quarter; Coupon barrier levels: 2,227.52 for S&P, 997.948 for Russell, 7,554.38 for Nasdaq; 65% of initial levels due 9/9/2022

Morgan Stanley Finance LLC 6.4% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 6,392.172 for Nasdaq, 1,884.828 for S&P, 844.417 for Russell; 55% of initial levels due 9/10/2021

Morgan Stanley Finance LLC 7.55% per year, payable quarterly if index closes at or above coupon barrier on determination date for that period; Coupon barrier: 2,741.568, 80% of initial level due 9/10/2021

Morgan Stanley Finance LLC 9.1% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 9/8/2023

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if fund closes at or above coupon barrier level on observation date for that quarter; Coupon barrier: $239.80, 70% the initial price due 9/8/2023

Morgan Stanley Finance LLC 7.1% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 9/8/2025

Morgan Stanley Finance LLC 17% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,644.988 for S&P, 1,183.936 for Russell, 21,484.245 for Dow; 75% of initial levels due 6/4/2021

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if worst performing index closes at or above downside threshold level on determination date for that quarter due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 10/7/2021

Morgan Stanley Finance LLC 0.00% due 9/8/2023

Morgan Stanley Finance LLC 10.15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,450.217 for S&P, 1,093.313 for Russell, 19,901.035 for Dow; 70% of initial levels due 9/3/2021

Morgan Stanley Finance LLC 14.15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,625.233 for S&P, 1,171.407 for Russell, 21,322.538 for Dow; 75% of initial levels due 9/3/2021

Morgan Stanley Finance LLC 10% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $268.643 for Mastercard, $27.593 for Pinterest, $30.435 for Twitter; 55% of initial share prices due 3/7/2022

Morgan Stanley Finance LLC 5.75% due 9/7/2022

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 9/6/2024

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 6.5% per year, payable every six months if each index closes at or above its barrier level on the observation date that period due 9/5/2025

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,100.186 for S&P, 937.126 for Russell, 7,266.42 for Nasdaq; 60% of initial levels due 9/6/2022

Morgan Stanley Finance LLC 17.04% per year, payable quarterly if shares close at or above coupon threshold level on determination date for that quarter; Coupon threshold: $2,760.768; 80% of initial share price due 9/8/2023

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter due 6/4/2021

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 12/3/2021

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/4/2021

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 9/5/2025

Morgan Stanley Finance LLC 7.75% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 2,450.217 for S&P, 1,093.313 for Russell; 70% of initial levels due 3/3/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if each underlier closes at or above its coupon threshold on determination date for that quarter; Coupon thresholds: 9,688.56 for Nasdaq, 1,249.501 for Russell; 80% of initial levels due 9/6/2022

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2026

Morgan Stanley Finance LLC 8.00% due 6/3/2021

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/6/2022

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/5/2025

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 11.35% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 8/31/2023

Morgan Stanley Finance LLC 6.75% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 20,057.709 for Dow, 8,397.095 for Nasdaq, 2,455.607 for S&P, or 70% of initial levels due 9/2/2021

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,104.806 for S&P, 947.006 for Russell, 17,192.322 for Dow; 60% of initial levels due 8/31/2023

Morgan Stanley Finance LLC 6.2% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 868.089 for Russell, 6,597.718 for Nasdaq, 1,929.406 for S&P, or 55% of initial levels due 9/2/2021

Morgan Stanley Finance LLC 23.75% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 8/31/2023

Morgan Stanley Finance LLC 6.15% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barriers: 21,369.203 for Dow, 2,613.413 for S&P, 8,944.62 for Nasdaq; 75% of initial levels due 5/31/2024

Morgan Stanley Finance LLC 20% per year, payable quarterly if shares close at or above downside threshold on observation date for that quarter due 8/31/2023

Morgan Stanley Finance LLC 6.75% per year, payable monthly if each index closes at or above its coupon threshold on determination date for that period; Coupon thresholds: 1,329.879 for Russell and 10,137.236 for Nasdaq; 85% of initial levels due 9/1/2022

Morgan Stanley Finance LLC 11% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 2,439.19 for S&P, 1,095.194 for Russell, 2,331.73 for Stoxx; 70% of initial levels due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 12/1/2021

Morgan Stanley Finance LLC 5.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 8/29/2025

Morgan Stanley Finance LLC 7.45% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/1/2021

Morgan Stanley Finance LLC 7.45% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 8,380.358 for Nasdaq, 1,092.135 for Russell, 19,832.344 for Dow; 70% of initial levels due 8/31/2026

Morgan Stanley Finance LLC 6.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 3/3/2022

Morgan Stanley Finance LLC 5.3% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,435.111 for S&P, 1,092.135 for Russell, 8,380.358 for Nasdaq; 70% of initial levels due 8/29/2025

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 8/31/2021

Morgan Stanley Finance LLC 5.7% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 8/31/2021

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 2,435.111 for S&P, 1,092.135 for Russell; 70% of initial levels due 3/3/2022

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,326.14 for Russell and 10,176.149 for Nasdaq; 85% of initial levels due 8/29/2025

Morgan Stanley Finance LLC 9% per year, payable quarterly if ETF closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $35.36; 85% of initial level due 8/31/2021

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/29/2030

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 8.2% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 2,410.534 for S&P, 8,205.267 for Nasdaq; 70% of initial levels due 8/28/2025

Morgan Stanley Finance LLC 0.00% due 8/28/2030

Morgan Stanley Finance LLC 10.75% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,088.612 for Nasdaq, 1,086.733 for Russell, 19,551.231 for Dow; 70% of initial levels due 8/24/2023

Morgan Stanley Finance LLC 8.75% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 8,088.612 for Nasdaq, 1,086.733 for Russell, 19,551.231 for Dow; 70% of initial levels due 8/24/2023

Morgan Stanley Finance LLC 9.4% per year, payable quarterly if shares close at or above coupon threshold level on determination date for that quarter; Coupon threshold: $63.258; 65% of initial share price due 8/24/2023

Morgan Stanley Finance LLC 9.15% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 8/25/2022

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 5/28/2021

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,086.733 for Russell, 2,378.012 for S&P, 8,088.612 for Nasdaq; 70% of initial levels due 3/1/2022

Morgan Stanley Finance LLC 0.00% due 8/26/2026

Morgan Stanley Finance LLC 0.00% due 8/26/2025

Morgan Stanley Finance LLC 0.00% due 8/26/2024

Morgan Stanley Finance LLC 0.00% due 8/26/2024

Morgan Stanley Finance LLC 0.00% due 8/26/2025

Morgan Stanley Finance LLC 0.00% due 8/24/2023

Morgan Stanley Finance LLC 0.00% due 8/24/2023

Morgan Stanley Finance LLC 0.00% due 2/11/2022

Morgan Stanley Finance LLC 0.00% due 8/24/2023

Morgan Stanley Finance LLC 11% annual rate if each index closes at or above coupon barrier level on quarterly determination date; Coupon barrier levels: 1,329.656 for Russell, 2,877.684 for S&P and 9,755.493 for Nasdaq; 85% of initial levels due 2/25/2021

Morgan Stanley Finance LLC 0.00% due 8/22/2024

Morgan Stanley Finance LLC 0.00% due 8/24/2023

Morgan Stanley Finance LLC 0.00% due 8/22/2025

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter due 8/24/2021

Morgan Stanley Finance LLC 13% per year, payable quarterly if shares close at or above coupon threshold level on determination date for that quarter; Coupon threshold: $85.115; 50% of initial share price due 8/23/2023

Morgan Stanley Finance LLC 11.15% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $40.447 for D.R., $185.68 for Northrop, $21.098 for Pfizer; 55% of initial share prices due 8/23/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if ETF closes at or above downside threshold level on determination date for that quarter due 8/23/2023

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 2/27/2023

Morgan Stanley Finance LLC 18.09% per year, payable quarterly if shares close at or above downside threshold on observation date for that quarter due 2/23/2023

Morgan Stanley Finance LLC 17.56% annualized, payable quarterly if each asset closes at or above coupon barrier on review date for that quarter; Coupon barriers: $24.21 for gold ETF, $14.748 for silver ETF; 60% of initial levels due 8/17/2023

Morgan Stanley Finance LLC 16.8% annualized, payable quarterly if each asset closes at or above coupon barrier on review date for that quarter; Coupon barriers: $24.21 for gold ETF, $14.748 for silver ETF; 60% of initial levels due 8/17/2023

Morgan Stanley Finance LLC 9.4% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 8/17/2023

Morgan Stanley Finance LLC 10.3% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 8/17/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 8/18/2022

Morgan Stanley Finance LLC 7.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 5/19/2021

Morgan Stanley Finance LLC 11.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 5/19/2021

Morgan Stanley Finance LLC 9.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 5/19/2021

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 8/19/2021

Morgan Stanley Finance LLC 10.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 5/19/2021

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupn barrier level on determination date for that quarter; Coupon barrier levels: 1,104.516 for Russell, 2,360.995 for S&P, 7,815.115 for Nasdaq; 70% of initial levels due 2/17/2022

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 8/17/2023

Morgan Stanley Finance LLC 0.00% due 9/2/2021

Morgan Stanley Finance LLC 0.00% due 8/19/2025

Morgan Stanley Finance LLC 0.00% due 8/19/2025

Morgan Stanley Finance LLC 0.00% due 8/17/2023

Morgan Stanley Finance LLC 0.00% due 8/17/2023

Morgan Stanley Finance LLC 0.00% due 8/18/2022

Morgan Stanley Finance LLC 12.5% annualized, payable for each quarter that stock closes at or above downside threshold level on determination date, plus any previously unpaid coupons due 8/30/2021

Morgan Stanley Finance LLC 0.00% due 8/16/2030

Morgan Stanley Finance LLC 0.00% due 8/18/2025

Morgan Stanley Finance LLC 12.8% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 8/17/2021

Morgan Stanley Finance LLC 20.85% per year, payable quarterly if shares close at or above coupon threshold level on determination date for that quarter; Coupon threshold: $26.208; 70% of initial share price due 8/17/2022

Morgan Stanley Finance LLC 12.7% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 8/17/2021

Morgan Stanley Finance LLC 11.25% per year, payable quarterly if fund closes at or above coupon barrier level on observation date; Coupon barrier: $83.40, 75% the initial price due 8/17/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if fund closes at or above coupon barrier level on observation date; Coupon barrier: $83.40, 75% the initial price due 8/17/2022

Morgan Stanley Finance LLC 0.00% due 1/8/2021

Morgan Stanley Finance LLC 0.00% due 10/13/2022

Morgan Stanley Finance LLC 10.1% per year, payable quarterly if stock closes at or above coupon threshold level on determination date for that quarter; Coupon threshold: $333.338; 75% of initial share price due 8/10/2023

Morgan Stanley Finance LLC 32% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $237.426 for lululemon, $92.596 for Zscaler, $151.445 for Microsoft; 70% of initial share prices due 8/11/2022

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if stock closes at or above coupon threshold level on determination date for that quarter; Coupon threshold: $76.395; 75% of initial share price due 8/10/2023

Morgan Stanley Finance LLC 7.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 5/12/2021

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 5/12/2021

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 5/12/2021

Morgan Stanley Finance LLC 10.3% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 2/11/2021

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,098.43 for Russell, 2,345.896 for S&P, 7,797.573 for Nasdaq; 70% of initial levels due 2/10/2022

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,098.43 for Russell, 2,345.896 for S&P, 7,797.573 for Nasdaq; 70% of initial levels due 2/10/2022

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 8/16/2021

Morgan Stanley Finance LLC 0.00% due 8/25/2021

Morgan Stanley Finance LLC 0.00% due 8/12/2025

Morgan Stanley Finance LLC 0.00% due 8/12/2025

Morgan Stanley Finance LLC 0.00% due 8/10/2023

Morgan Stanley Finance LLC 0.00% due 8/10/2023

Morgan Stanley Finance LLC 0.00% due 8/11/2022

Morgan Stanley Finance LLC 10% annualized, payable for each quarter that stock closes at or above downside threshold level on quarterly determination date, plus any previously unpaid coupons due 8/11/2022

Morgan Stanley Finance LLC 10.2% per year, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,345.9 for S&P, 1,098.43 for Russell; 70% of initial levels due 8/10/2023

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,345.9 for S&P, 1,098.43 for Russell; 70% of initial levels due 8/10/2023

Morgan Stanley Finance LLC 3.37% per year, payable monthly for the first year only if index closes at or above trigger level on each day during month; If index closes below trigger level on any day during first year, no contingent monthly coupon will be paid on related coupon payment date or on any subsequent coupon payment dates due 8/9/2024

Morgan Stanley Finance LLC 7.15% due 8/10/2021

Morgan Stanley Finance LLC 4.80% due 8/10/2021

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 18,779.929 for Dow, 1,062.049 for Russell, 2,314.557 for S&P; 70% of initial levels due 11/9/2021

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 2,314.557 for S&P, 1,062.049 for Russell; 70% of initial levels due 2/9/2022

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupn barrier level on determination date for that month; Coupon barrier levels: 1,062.049 for Russell, 2,314.557 for S&P, 7,767.578 for Nasdaq; 70% of initial levels due 8/9/2023

Morgan Stanley Finance LLC 0.00% due 9/10/2021

Morgan Stanley Finance LLC 0.00% due 9/9/2021

Morgan Stanley Finance LLC 9.15% due 8/8/2022

Morgan Stanley Finance LLC 4.55% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 8/6/2021

Morgan Stanley Finance LLC 0.00% due 8/18/2021

Morgan Stanley Finance LLC 0.00% due 8/4/2022

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 8/4/2022

Morgan Stanley Finance LLC 13.5% per year, payable monthly if each index closes at or above coupon barrier on observation date that period; Coupon barriers: 2,272.354 for S&P, 1,046.571 for Russell, 18,419.555 for Dow; 70% of initial levels due 8/5/2021

Morgan Stanley Finance LLC 8.75% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,634.116 for Nasdaq, 1,036.299 for Russell, 18,499.824 for Dow; 70% of initial levels due 8/3/2023

Morgan Stanley Finance LLC 10.5% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,634.116 for Nasdaq, 1,036.299 for Russell, 18,499.824 for Dow; 70% of initial levels due 8/3/2023

Morgan Stanley Finance LLC 13.15% per year, payable monthly if each index closes at or above coupon barrier on observation date that period; Coupon barriers: 2,272.354 for S&P, 7,500.857 for Nasdaq, 18,419.555 for Dow; 70% of initial levels due 8/5/2021

Morgan Stanley Finance LLC 10.1% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter due 8/5/2021

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each index closes at or above coupon barrier on determination date for that quarter; Coupon barriers: 1,036.299 for Russell, 2,289.784 for S&P, 18,499.824 for Dow; 70% of initial levels due 2/3/2022

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 8/5/2021

Morgan Stanley Finance LLC 10.7% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 8/3/2023

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if shares close at or above coupon threshold level on determination date for that quarter; Coupon threshold: $143.507; 70% of initial share price due 8/3/2023

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 11/4/2021

Morgan Stanley Finance LLC 9.05% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 8/3/2023

Morgan Stanley Finance LLC 10.5% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $31.174 for Raytheon, $51.326 for Amex, $25.982 for Coca-Cola; 55% of initial share prices due 8/3/2023

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 2/3/2022

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 5/5/2021

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 8/5/2025

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 5/5/2021

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 5/5/2021

Morgan Stanley Finance LLC 7.35% per year, payable each quarter that each underlier closes at or above buffer level on determination date for that quarter due 8/4/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 11.75% due 7/1/2021

Morgan Stanley Finance LLC 4.00% due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/4/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 2,110.04 for S&P, 971.816 for Russell, 6,965.08 for Nasdaq; 65% of initial levels due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 8/5/2025

Morgan Stanley Finance LLC 0.00% due 8/5/2026

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 11.25% per year, payable quarterly if ETF closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: $27.06, or 65% of initial level due 8/4/2022

Morgan Stanley Finance LLC 20% per year, payable monthly if shares close at or above coupon threshold level on determination date for that month; Coupon threshold: $892.494; 60% of initial share price due 2/3/2022

Morgan Stanley Finance LLC 28.15% per year, payable quarterly if shares close at or above coupon threshold level on determination date for that quarter; Coupon threshold: $892.494; 60% of initial share price due 8/4/2022

Morgan Stanley Finance LLC 6.5% per year, payable quarterly plus any previously unpaid coupons if index closes at or above coupon barrier on observation date; Coupon barrier: 2,272.35; 70% of initial level due 8/3/2023

Morgan Stanley Finance LLC 5% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: 1,955.064, or 60% of initial level due 2/3/2026

Morgan Stanley Finance LLC 1.6% initially, stepping up to 1.9% on Jan. 31, 2029, to 2.5% on Jan. 31, 2030 and to 4% on Jan. 31, 2031; payable semiannually due 7/31/2031

Morgan Stanley Finance LLC 11% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 8/3/2023

Morgan Stanley Finance LLC 15% per year, payable quarterly if each underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: $16.928 for silver ETF, $138.848 for gold ETF; 75% of initial levels due 8/3/2023

Morgan Stanley Finance LLC 11% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period, in which case the notes will also pay any previously unpaid coupons; Coupon barriers: $122.436 for Microsoft, $228.096 for Apple, $1,820.118 for Amazon; 60% of initial share prices due 8/3/2023

Morgan Stanley Finance LLC 12% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period, in which case the notes will also pay any previously unpaid coupons; Coupon barriers: $122.436 for Microsoft, $228.096 for Apple, $1,820.118 for Amazon; 60% of initial share prices due 8/3/2023

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 2/2/2023

Morgan Stanley Finance LLC 16.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 8/3/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 0.00% due 2/9/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if stock closes at or above coupon barrier level on observation date; Coupon barrier: $59.81, 60% of initial level due 8/3/2023

Morgan Stanley Finance LLC 10.16% per year, payable quarterly if stock closes at or above coupon barrier level on observation date; Coupon barrier: $14.00, 50% of initial level due 8/3/2023

Morgan Stanley Finance LLC 17.55% per year, payable quarterly if stock closes at or above coupon barrier level on observation date; Coupon barrier: $599.64, 40% of initial level due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 2/2/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2026

Morgan Stanley Finance LLC 0.00% due 8/2/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 5% annualized for each day that index closes above coupon barrier; payable monthly; Coupon barrier: 2,735.674, 85% of initial level due 7/31/2025

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,091.986 for S&P, 955.341 for Russell, 17,146.532 for Dow; 65% of initial levels due 8/2/2023

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,091.986 for S&P, 955.341 for Russell, 17,146.532 for Dow; 65% of initial levels due 2/2/2023

Morgan Stanley Finance LLC 11% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter due 5/3/2021

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above barrier level on determination date for that month due 7/31/2025

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 2/2/2022

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 7/31/2025

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 2/2/2022

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,252.908 for S&P, 1,028.829 for Russell; 70% of initial levels due 7/31/2026

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,028.829 for Russell, 7,372.75 for Nasdaq, 18,465.496 for Dow; 70% of initial levels due 7/31/2026

Morgan Stanley Finance LLC 9.35% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 11/2/2021

Morgan Stanley Finance LLC 5% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 22,422.388 for Dow, 1,249.292 for Russell; 85% of initial levels due 7/31/2025

Morgan Stanley Finance LLC 9.6% per year, payable quarterly if the underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $208.096; 80% of initial level due 7/30/2021

Morgan Stanley Finance LLC 6.8% per year, payable monthly if the underlier closes at or above coupon barrier level on determination date for that month; Coupon barrier level: $212.76; 80% of initial level due 7/30/2021

Morgan Stanley Finance LLC 7.92% per year, payable quarterly if the underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $258.576; 80% of initial level due 7/30/2021

Morgan Stanley Finance LLC 10% per year, payable quarterly if the underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $40.856; 80% of initial level due 7/31/2025

Morgan Stanley Finance LLC 8% per year, payable quarterly if the underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $37.026; 85% of initial level due 8/2/2021

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 8/2/2023

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 8/2/2022

Morgan Stanley Finance LLC 0.00% due 8/2/2023

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 8/4/2027

Morgan Stanley Finance LLC 0.00% due 8/2/2027

Morgan Stanley Finance LLC 0.00% due 7/31/2030

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 8/2/2022

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,267.587 for S&P, 1,039.256 for Russell, 7,472.066 for Nasdaq; 70% of initial levels due 7/31/2025

Morgan Stanley Finance LLC 12.2% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter, in which case a coupon will also be paid for any previously unpaid quarter during life of notes due 4/29/2021

Morgan Stanley Finance LLC 9% per year, payable quarterly if stock closes at or above coupon barrier level on observation date; Coupon barrier: $58.14, 60% of initial level due 8/1/2022

Morgan Stanley Finance LLC 11.75% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,338.191 for Nasdaq, 1,027.289 for Russell, 18,528.923 for Dow; 70% of initial levels due 7/27/2023

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,338.191 for Nasdaq, 1,027.289 for Russell, 18,528.923 for Dow; 70% of initial levels due 7/29/2025

Morgan Stanley Finance LLC 9.75% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,338.191 for Nasdaq, 1,027.289 for Russell, 18,528.923 for Dow; 70% of initial levels due 7/27/2023

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 7/27/2023

Morgan Stanley Finance LLC 13% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 4/29/2021

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barriers: 1,027.289 for Russell, 2,250.941 for S&P and 18,528.923 for Dow; 70% of initial level due 1/27/2022

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barriers: 1,027.289 for Russell, 2,250.941 for S&P and 18,528.923 for Dow; 70% of initial level due 1/27/2022

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if index closes at or above coupon barrier on determination date for that period; Coupon barrier: 2,572.504, 80% of initial level due 7/28/2022

Morgan Stanley Finance LLC 9.15% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 7/27/2023

Morgan Stanley Finance LLC 0.00% due 7/29/2026

Morgan Stanley Finance LLC 0.00% due 7/29/2025

Morgan Stanley Finance LLC 0.00% due 7/27/2023

Morgan Stanley Finance LLC 0.00% due 7/29/2025

Morgan Stanley Finance LLC 0.00% due 7/29/2025

Morgan Stanley Finance LLC 0.00% due 7/29/2025

Morgan Stanley Finance LLC 0.00% due 7/29/2024

Morgan Stanley Finance LLC 0.00% due 7/29/2024

Morgan Stanley Finance LLC 0.00% due 7/28/2022

Morgan Stanley Finance LLC 10.88% annualized, payable for each quarter that stock closes at or above downside threshold level on determination date for that quarter, plus any previously unpaid coupons due 7/28/2022

Morgan Stanley Finance LLC 15.00% due 7/28/2022

Morgan Stanley Finance LLC 15.30% due 7/30/2022

Morgan Stanley Finance LLC 12.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 1/27/2022

Morgan Stanley Finance LLC 10.1% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 7/28/2021

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 7/27/2023

Morgan Stanley Finance LLC 9.85% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period, in which case the notes will also pay any previously unpaid coupons.; Coupon barriers: $125.25 for Microsoft, $36.42 for Intel, $933.552 for Alphabet, $28.212 for Cisco; 60% of initial share prices due 7/26/2023

Morgan Stanley Finance LLC 13% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that quarter due 1/26/2023

Morgan Stanley Finance LLC 11.91% annualized, payable quarterly if each asset closes at or above 65% coupon barrier on review date for that quarter due 7/21/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,257.311 for S&P, 1,031.323 for Russell, 18,670.365 for Dow; 70% of initial levels due 4/26/2021

Morgan Stanley Finance LLC 11% per year, payable quarterly if each ETF closes at or above coupon barrier level on observation date that period; Coupon barriers: $13.173 for financial ETF, $20.18 for regional banking ETF, $16.638 for bank ETF; 55% of initial levels due 7/21/2022

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,451.654 for Nasdaq, 1,031.323 for Russell, 18,670.365 for Dow; 70% of initial levels due 7/22/2025

Morgan Stanley Finance LLC 1.8% initially, stepping up to 2% on July 21, 2027, to 2.5% on July 21, 2029 and to 3% on July 21, 2031; payable semiannually due 7/21/2032

Morgan Stanley Finance LLC 10.04% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 7/20/2023

Morgan Stanley Finance LLC 12.5% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter, plus previously unpaid coupons due 7/20/2023

Morgan Stanley Finance LLC 11.65% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 7/20/2023

Morgan Stanley Finance LLC 9.05% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 7/20/2023

Morgan Stanley Finance LLC 10.15% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 7/20/2023

Morgan Stanley Finance LLC 8.55% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 7/20/2023

Morgan Stanley Finance LLC 12.25% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 4/26/2021

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 4/26/2021

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if each index closes at or above downside threshold on determination date for that quarter due 7/21/2022

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon threshold level on determination date for that quarter; Coupon threshold levels: 1,031.323 for Russell 2000, 2,257.311 for S&P 500 and 18,670.365 for Dow, or 70% of initial levels due 1/21/2022

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,031.323 for Russell 2000, 2,257.311 for S&P 500 and 18,670.365 for Dow; 70% of initial levels due 1/21/2022

Morgan Stanley Finance LLC 11.5% per year, payable monthly if each index closes at or above barrier level on determination date for that month due 4/26/2021

Morgan Stanley Finance LLC 8.43% per year, payable monthly if index closes at or above coupon barrier on determination date for that period; Coupon barrier: 2,418.548, 75% of initial level due 7/22/2021

Morgan Stanley Finance LLC 8% per year, payable monthly if underlier closes at or above coupon barrier level on determination date for that month; Coupon barrier level: $37.958; 75% of initial level due 7/22/2025

Morgan Stanley Finance LLC 0.00% due 7/22/2025

Morgan Stanley Finance LLC 0.00% due 7/20/2023

Morgan Stanley Finance LLC 0.00% due 7/22/2025

Morgan Stanley Finance LLC 0.00% due 7/20/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2021

Morgan Stanley Finance LLC 0.00% due 11/3/2021

Morgan Stanley Finance LLC 10.6% per year, payable quarterly if ETF closes at or above coupon barrier level on observation date; Coupon barrier level: $234.21, 70% of initial level due 7/21/2022

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if ETF closes at or above coupon barrier level on observation date; Coupon barrier: $234.21, 70% of initial level due 7/21/2022

Morgan Stanley Finance LLC 0.00% due 7/18/2030

Morgan Stanley Finance LLC 0.00% due 7/22/2025

Morgan Stanley Finance LLC 0.00% due 7/22/2025

Morgan Stanley Finance LLC 0.00% due 7/18/2025

Morgan Stanley Finance LLC 0.00% due 7/19/2021

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above downside threshold on determination date for that month due 4/19/2022

Morgan Stanley Finance LLC 13.1% per year, payable quarterly if stock closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: $103.409, or 65% of initial level due 7/14/2022

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,585.431 for Nasdaq, 995.875 for Russell, 18,252.71 for Dow; 70% of initial levels due 7/15/2025

Morgan Stanley Finance LLC 10.35% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $2,400.00, 75% of initial level due 7/13/2023

Morgan Stanley Finance LLC 8.4% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $268.576, 70% of initial level due 7/13/2023

Morgan Stanley Finance LLC 11.8% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $14.412, 60% of initial level due 7/13/2023

Morgan Stanley Finance LLC 9.43% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $95.454, 60% of initial level due 7/13/2023

Morgan Stanley Finance LLC 10.05% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 7/13/2023

Morgan Stanley Finance LLC 11.84% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $35.784, 60% of initial level due 7/13/2023

Morgan Stanley Finance LLC 13.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 4/15/2021

Morgan Stanley Finance LLC 15.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 4/15/2021

Morgan Stanley Finance LLC 11.3% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 7/14/2022

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 995.875 for Russell, 2,229.528 for S&P, 18,252.71 for Dow; 70% of initial levels due 1/13/2022

Morgan Stanley Finance LLC 7.75% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 995.875 for Russell, 2,229.528 for S&P, 18,252.71 for Dow; 70% of initial levels due 1/13/2022

Morgan Stanley Finance LLC 15% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 4/15/2021

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if index closes at or above coupon barrier on determination date for that period, plus any previously unpaid coupons; Coupon barrier: 2,206.435, 70% of initial level due 7/28/2021

Morgan Stanley Finance LLC 8.55% per year, payable quarterly if index closes at or above coupon barrier on determination date for that period; Coupon barrier: 2,388.78, 75% of initial level due 7/15/2021

Morgan Stanley Finance LLC 9.50% due 7/15/2022

Morgan Stanley Finance LLC 0.00% due 7/14/2022

Morgan Stanley Finance LLC 0.00% due 7/15/2025

Morgan Stanley Finance LLC 0.00% due 7/15/2025

Morgan Stanley Finance LLC 0.00% due 7/13/2023

Morgan Stanley Finance LLC 0.00% due 7/13/2023

Morgan Stanley Finance LLC 0.00% due 8/13/2021

Morgan Stanley Finance LLC 0.00% due 7/14/2022

Morgan Stanley Finance LLC 9% annualized, payable quarterly, plus any previously unpaid coupons, if stock closes at or above downside threshold level on determination date for that quarter due 7/14/2022

Morgan Stanley Finance LLC 10% annualized, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date, plus any previously unpaid coupons due 7/14/2022

Morgan Stanley Finance LLC 12.5% annualized, payable for each quarter that stock closes at or above downside threshold level on any quarterly determination date, plus any previously unpaid coupons due 7/14/2022

Morgan Stanley Finance LLC 0.00% due 7/15/2025

Morgan Stanley Finance LLC 0.00% due 9/13/2022

Morgan Stanley Finance LLC 0.00% due 1/11/2024

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 6,990.484 for Nasdaq and 2,048.833 for S&P; 65% of initial levels due 7/14/2021

Morgan Stanley Finance LLC 12.9% per year, payable quarterly if index closes at or above coupon barrier on determination date for that period; Coupon barrier: 2,535.952, 80% of initial level due 7/27/2021

Morgan Stanley Finance LLC 11.08% per year, payable semiannually if index closes at or above coupon barrier on determination date for that period; Coupon barrier: 2,535.952, 80% of initial level due 7/27/2021

Morgan Stanley Finance LLC 0.00% due 7/13/2023

Morgan Stanley Finance LLC 8.65% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $2,023.21, 70% of initial level due 7/7/2023

Morgan Stanley Finance LLC 10% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $55.596, 60% of initial level due 7/7/2023

Morgan Stanley Finance LLC 11.55% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $286.134, 60% of initial level due 7/7/2023

Morgan Stanley Finance LLC 9.92% per year, payable quarterly if index closes at or above coupon barrier on determination date for that quarter; Coupon barrier: 1,145.488, 80% of initial level due 7/8/2024

Morgan Stanley Finance LLC 13% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 4/8/2021

Morgan Stanley Finance LLC 11% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,195.475 for Nasdaq, 999.12 for Russell, 18,014.479 for Dow; 70% of initial levels due 7/7/2023

Morgan Stanley Finance LLC 13% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,195.475 for Nasdaq, 999.12 for Russell, 18,014.479 for Dow; 70% of initial levels due 7/7/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,869.516 for S&P, 6,167.55 for Nasdaq, 1,062.408 for MidCap; 60% of initial levels due 7/7/2023

Morgan Stanley Finance LLC 15% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 4/7/2021

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 4/7/2021

Morgan Stanley Finance LLC 12.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 10/6/2021

Morgan Stanley Finance LLC 13.5% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter, plus any previously unpaid coupon; Coupon barrier: $79.107, 70% of initial level due 7/11/2022

Morgan Stanley Finance LLC 0.00% due 7/7/2023

Morgan Stanley Finance LLC 0.00% due 7/7/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2022

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 1/5/2023

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 6.1% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: 2,325.218, or 75% of initial level due 7/5/2030

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 7/6/2023

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 7/3/2025

Morgan Stanley Finance LLC 10.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 10/5/2021

Morgan Stanley Finance LLC 9.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 10/5/2021

Morgan Stanley Finance LLC 16% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,008.956 for Russell, 2,170.203 for S&P, 18,069.016 for Dow; 70% of initial levels due 10/5/2021

Morgan Stanley Finance LLC 13% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 1/4/2022

Morgan Stanley Finance LLC 8.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 7/6/2022

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 1/4/2022

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2021

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2022

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2027

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2026

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 18.25% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $177.936 for Costco, $113.994 for Ulta; 60% of initial share prices due 6/29/2023

Morgan Stanley Finance LLC 14.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 4/1/2021

Morgan Stanley Finance LLC 13.5% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 1/3/2022

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 1.75% initially, stepping up to 2.25% on June 30, 2028 and to 3.5% on Dec. 30, 2029; payable semiannually due 12/30/2030

Morgan Stanley Finance LLC 10.65% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $265.223, 75% of initial level due 6/29/2023

Morgan Stanley Finance LLC 8.95% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $50.925, 55% of initial level due 6/30/2022

Morgan Stanley Finance LLC 8.08% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $188.071, 65% of initial level due 6/29/2023

Morgan Stanley Finance LLC 10.15% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $183.10, 50% of initial level due 6/29/2023

Morgan Stanley Finance LLC 13.15% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $34.86, 60% of initial level due 6/29/2023

Morgan Stanley Finance LLC 15% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/30/2022

Morgan Stanley Finance LLC 22.75% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $128.40, 50% of initial level due 6/29/2023

Morgan Stanley Finance LLC 8.75% per year, payable each month that each underlier closes at or above coupon barrier on determination date for that month; Coupon barriers: $12.443 for silver fund, $26.22 for gold fund; 75% of initial prices due 6/30/2025

Morgan Stanley Finance LLC 12.00% due 7/1/2021

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 12/30/2022

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above downside threshold level on determination date for that period due 12/30/2021

Morgan Stanley Finance LLC 15.1% per year, payable quarterly if each index closes at or above coupon barrier on determination date for that period; Coupon barriers: 1,130.652 for Russell 2000 and 2,467.008 for S&P 500, or 80% of initial levels due 7/1/2021

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/30/2025

Morgan Stanley Finance LLC 12.05% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 3/30/2022

Morgan Stanley Finance LLC 6.15% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 21,883.76 for Dow, 1,201.318 for Russell; 85% of initial levels due 6/30/2025

Morgan Stanley Finance LLC 11% per year, payable quarterly if the underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $41.80; 80% of initial level due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 6/28/2030

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,830.198 for S&P, 833.845 for Russell, 15,267.564 for Dow; 60% of initial levels due 6/27/2025

Morgan Stanley Finance LLC 4.65% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,525.165 for S&P, 694.871 for Russell, 12,722.97 for Dow; 50% of initial levels due 6/29/2023

Morgan Stanley Finance LLC 14.87% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 3/29/2021

Morgan Stanley Finance LLC 0.00% due 12/30/2021

Morgan Stanley Finance LLC 14.75% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/28/2022

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 6/27/2023

Morgan Stanley Finance LLC 0.00% due 6/27/2022

Morgan Stanley Finance LLC 9.15% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $262.29, 75% of initial level due 6/22/2023

Morgan Stanley Finance LLC 10.65% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $167.153, 70% of initial level due 6/22/2023

Morgan Stanley Finance LLC 14.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 993.044 for Russell, 2,168.418 for S&P, 7,006.048 for Nasdaq; 70% of initial levels due 12/24/2020

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter due 6/23/2022

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter due 6/25/2021

Morgan Stanley Finance LLC 8.8% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $80.045, 70% of initial level due 6/22/2023

Morgan Stanley Finance LLC 0.00% due 6/23/2022

Morgan Stanley Finance LLC 0.00% due 7/7/2021

Morgan Stanley Finance LLC 0.00% due 6/26/2024

Morgan Stanley Finance LLC 0.00% due 6/26/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2027

Morgan Stanley Finance LLC 0.00% due 12/29/2025

Morgan Stanley Finance LLC 13.4% annualized, payable for each quarter that stock closes at or above downside threshold level on determination date for that quarter, plus any previously unpaid coupons due 7/8/2021

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,008.435 for Nasdaq, 998.953 for Russell, 18,256.07 for Dow; 70% of initial levels due 6/23/2021

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,008.435 for Nasdaq, 998.953 for Russell, 18,256.07 for Dow; 70% of initial levels due 3/23/2021

Morgan Stanley Finance LLC 0.00% due 7/6/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 7,008.435 for Nasdaq, 998.953 for Russell, 18,256.07 for Dow; 70% of initial levels due 6/23/2025

Morgan Stanley Finance LLC 14.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 7,008.435 for Nasdaq, 998.953 for Russell, 18,256.07 for Dow; 70% of initial levels due 6/23/2021

Morgan Stanley Finance LLC 13% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 3/23/2021

Morgan Stanley Finance LLC 9.13% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,180.738 for S&P, 998.953 for Russell, 18,256.07 for Dow; 70% of initial levels due 6/23/2025

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 22,168.085 for Dow, 1,213.014 for Russell; 85% of initial levels due 6/23/2022

Morgan Stanley Finance LLC 0.00% due 6/23/2022

Morgan Stanley Finance LLC 0.00% due 6/23/2022

Morgan Stanley Finance LLC 15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 6,987.735 for Nasdaq, 998.572 for Russell, 18,283.727 for Dow; 70% of initial levels due 6/20/2025

Morgan Stanley Finance LLC 2% initially, stepping up to 2.25% on Dec. 19, 2026, to 2.5% on June 19, 2028 and to 3% on Dec. 19, 2029; payable semiannually due 12/19/2030

Morgan Stanley Finance LLC 10% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $59.501, 65% of initial level due 6/22/2022

Morgan Stanley Finance LLC 11.3% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $69.363 for JPMorgan, $144.333 for Goldman; 70% of initial share prices due 12/22/2022

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 998.572 for Russell, 2,179.443 for Stoxx, 2,287.082 for S&P; 70% of initial levels due 9/22/2021

Morgan Stanley Finance LLC 7.50% due 6/18/2021

Morgan Stanley Finance LLC 14.1% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 2,023.77 for S&P, 927.245 for Russell, 6,488.611 for Nasdaq; 65% of initial levels due 9/22/2022

Morgan Stanley Finance LLC 9.24% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $63.372, 60% of initial level due 6/21/2023

Morgan Stanley Finance LLC 20.1% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $98.885 for Boeing, $30.20 for Intel, $96.44 for Visa; 50% of initial share prices due 6/19/2025

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 6,964.556 for Nasdaq, 1,016.582 for Russell; 70% of initial levels due 12/21/2021

Morgan Stanley Finance LLC 15.75% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 12/21/2021

Morgan Stanley Finance LLC 16% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 2,187.318 for S&P, 1,016.582 for Russell; 70% of initial levels due 6/21/2021

Morgan Stanley Finance LLC 0.00% due 6/21/2023

Morgan Stanley Finance LLC 0.00% due 7/1/2021

Morgan Stanley Finance LLC 0.00% due 7/1/2021

Morgan Stanley Finance LLC 0.00% due 12/17/2021

Morgan Stanley Finance LLC 13.17% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $22.842, 60% of initial level due 6/20/2023

Morgan Stanley Finance LLC 12.11% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 12/18/2020

Morgan Stanley Finance LLC 14.9% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 12/20/2022

Morgan Stanley Finance LLC 14.6% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 12/20/2021

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/19/2025

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter, in which case any previously unpaid coupons will also be paid due 6/21/2022

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if each underlier closes at or above its coupon threshold on determination date for that quarter; Coupon thresholds: 1,206.666 for Russell and 8,310.357 for Nasdaq; 85% of initial levels due 6/20/2022

Morgan Stanley Finance LLC 0.00% due 6/19/2025

Morgan Stanley Finance LLC 0.00% due 1/4/2023

Morgan Stanley Finance LLC 6.65% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: 2,280.983, or 75% of initial level due 6/6/2030

Morgan Stanley Finance LLC 10.75% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $69.909, 70% of initial level due 6/15/2023

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 9/16/2021

Morgan Stanley Finance LLC 8.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 6/17/2025

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 9/16/2021

Morgan Stanley Finance LLC 9.1% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $80.843, 70% of initial level due 6/15/2023

Morgan Stanley Finance LLC 0.00% due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 6/15/2023

Morgan Stanley Finance LLC 0.00% due 6/15/2023

Morgan Stanley Finance LLC 0.00% due 9/16/2021

Morgan Stanley Finance LLC 0.00% due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 6/15/2023

Morgan Stanley Finance LLC 0.00% due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2021

Morgan Stanley Finance LLC 14.55% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 1,976.85 for S&P, 901.995 for Russell, 2,049.93 for Stoxx; 65% of initial levels due 12/15/2022

Morgan Stanley Finance LLC 9.34% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the observation date for that quarter; Coupon barrier levels: $212.95 for S&P ETF, $96.79 for Russell ETF, $42.91 for EAFE ETF; 70% of initial levels due 6/17/2025

Morgan Stanley Finance LLC 10.91% per year, payable quarterly if each ETF closes at or above its coupon barrier level on the observation date for that quarter; Coupon barrier levels: $212.95 for S&P ETF, $96.79 for Russell ETF, $42.91 for EAFE ETF; 70% of initial levels due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 6/17/2030

Morgan Stanley Finance LLC 0.00% due 6/21/2021

Morgan Stanley Finance LLC 0.00% due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 6/17/2025

Morgan Stanley Finance LLC 0.00% due 6/17/2027

Morgan Stanley Finance LLC 0.00% due 6/16/2025

Morgan Stanley Finance LLC 0.00% due 12/15/2022

Morgan Stanley Finance LLC 11.6% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $29.382, 60% of initial level due 6/15/2023

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barriers: 949.357 for Russell, 6,711.935 for Nasdaq, 17,589.719 for Dow; 70% of initial levels due 6/16/2025

Morgan Stanley Finance LLC 7.75% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 2,101.47 for S&P, 949.357 for Russell; 70% of initial levels due 12/16/2021

Morgan Stanley Finance LLC 15.75% annualized, payable monthly if stock closes at or above coupon barrier level on determination date for that month; Coupon barrier: $133.242, 60% of initial level due 9/16/2021

Morgan Stanley Finance LLC 6.75% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 21,358.945 for Dow, 1,152.79 for Russell; 85% of initial levels due 6/16/2025

Morgan Stanley Finance LLC 0.00% due 6/16/2025

Morgan Stanley Finance LLC 0.00% due 6/16/2025

Morgan Stanley Finance LLC 0.00% due 6/15/2023

Morgan Stanley Finance LLC 0.00% due 6/16/2025

Morgan Stanley Finance LLC 0.00% due 6/16/2027

Morgan Stanley Finance LLC 0.00% due 6/16/2025

Morgan Stanley Finance LLC 0.00% due 6/16/2025

Morgan Stanley Finance LLC 11.6% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barriers: 1,027.173 for Russell, 7,065.982 for Nasdaq, 18,892.993 for Dow; 70% of initial levels due 12/15/2021

Morgan Stanley Finance LLC 5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,105.492 for S&P, 968.477 for Russell; 66% of initial levels due 6/13/2025

Morgan Stanley Finance LLC 8.6% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $55.307, 70% of initial level due 6/15/2022

Morgan Stanley Finance LLC 10% annualized, payable for each quarter that Disney stock closes at or above downside threshold level on quarterly determination date, plus any previously unpaid coupons due 6/9/2022

Morgan Stanley Finance LLC 9.00% due 12/12/2022

Morgan Stanley Finance LLC 7.25% due 6/13/2022

Morgan Stanley Finance LLC 12.5% per year, payable monthly if each index closes at or above barrier level on determination date for that month due 9/2/2021

Morgan Stanley Finance LLC 0.00% due 1/4/2023

Morgan Stanley Finance LLC 0.00% due 6/8/2023

Morgan Stanley Finance LLC 10.65% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $1,862.25, 75% of initial level due 6/8/2023

Morgan Stanley Finance LLC 14.45% annualized, payable quarterly if stock closes at or above coupon barrier level on determination date for that quarter; Coupon barrier: $272.74, 65% of initial level due 6/8/2023

Morgan Stanley Finance LLC 13.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,055.007 for Russell, 6,877.074 for Nasdaq, 18,977.686 for Dow; 70% of initial levels due 12/10/2020

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,055.007 for Russell, 2,235.751 for S&P, 18,977.686 for Dow; 70% of initial levels due 6/9/2022

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter due 6/9/2022

Morgan Stanley Finance LLC 15% annualized, payable for each quarter that lululemon stock closes at or above downside threshold level on determination date for that quarter, plus any previously unpaid coupons due 6/9/2022

Morgan Stanley Finance LLC 20% annualized, payable for each quarter that Peloton stock closes at or above downside threshold level on any quarterly determination date, plus any previously unpaid coupons due 6/9/2022

Morgan Stanley Finance LLC 10% annualized, payable for each quarter that Disney stock closes at or above downside threshold level on any quarterly determination date, plus any previously unpaid coupons due 6/9/2022

Morgan Stanley Finance LLC 0.00% due 7/6/2026

Morgan Stanley Finance LLC 0.00% due 8/16/2021

Morgan Stanley Finance LLC 0.00% due 6/8/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 6,740.765 for Nasdaq 1,016.444 for Russell, 18,397.274 for Dow; 70% of initial levels due 3/9/2021

Morgan Stanley Finance LLC 11.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 6,740.765 for Nasdaq 1,016.444 for Russell, 18,397.274 for Dow; 70% of initial levels due 6/9/2021

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barriers: 7,222.248 for Nasdaq, 1,089.047 for Russell, 19,711.365 for Dow; 75% of initial levels due 6/9/2025

Morgan Stanley Finance LLC 11.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,016.444 for Russell, 6,740.765 for Nasdaq, 2,178.645 for S&P; 70% of initial levels due 3/9/2021

Morgan Stanley Finance LLC 0.00% due 6/9/2022

Morgan Stanley Finance LLC 0.00% due 6/9/2022

Morgan Stanley Finance LLC 0.00% due 6/9/2022

Morgan Stanley Finance LLC 9%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 18,397.27 for Dow, 1,016.444 for Russell; 70% of initial levels due 6/8/2023

Morgan Stanley Finance LLC 0.00% due 6/11/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2027

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,278.516 for Nasdaq 1,089.068 for Russell, 19,702.418 for Dow; 75% of initial levels due 6/10/2024

Morgan Stanley Finance LLC 14.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 7,278.516 for Nasdaq, 1,089.068 for Russell, 19,702.418 for Dow; 75% of initial levels due 6/10/2024

Morgan Stanley Finance LLC 11%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 18,388.92 for Dow, 1,016.463 for Russell; 70% of initial levels due 6/8/2023

Morgan Stanley Finance LLC 6.18% per year, payable monthly if index closes at or above coupon barrier level on observation date for that month; Coupon barrier level: 2,002.533, or 65% of initial level due 6/6/2030

Morgan Stanley Finance LLC 0.00% due 5/26/2022

Morgan Stanley Finance LLC 0.00% due 6/5/2025

Morgan Stanley Finance LLC 0.00% due 6/6/2023

Morgan Stanley Finance LLC 12.85% annualized, payable monthly if stock closes at or above coupon barrier level on determination date for that month; Coupon barrier: $1,800.825, 75% of initial level due 12/7/2020

Morgan Stanley Finance LLC 17.15% annualized, payable monthly if stock closes at or above coupon barrier level on determination date for that month; Coupon barrier: $1,800.825, 75% of initial level due 12/7/2020

Morgan Stanley Finance LLC 15.5% annualized, payable monthly if stock closes at or above coupon barrier level on determination date for that month; Coupon barrier: $1,800.825, 75% of initial level due 12/7/2020

Morgan Stanley Finance LLC 9.75% annualized, payable monthly if stock closes at or above coupon barrier level on determination date for that month; Coupon barrier: $1,800.825, 75% of initial level due 12/7/2020

Morgan Stanley Finance LLC 0.00% due 7/28/2021

Morgan Stanley Finance LLC 0.00% due 6/2/2025

Morgan Stanley Finance LLC 0.00% due 6/2/2025

Morgan Stanley Finance LLC 9.50% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 12/2/2022

Morgan Stanley Finance LLC 0.00% due 5/31/2022

Morgan Stanley Finance LLC 9.05% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 6/2/2023

Morgan Stanley Finance LLC 11.4% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 6/2/2023

Morgan Stanley Finance LLC 12.5% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 9/2/2021

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/3/2025

Morgan Stanley Finance LLC 10.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 12/2/2021

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/3/2025

Morgan Stanley Finance LLC 11.75% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/3/2022

Morgan Stanley Finance LLC 10.1% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 6/3/2022

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 9/2/2021

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 12/2/2021

Morgan Stanley Finance LLC 12.7% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter due 6/3/2022

Morgan Stanley Finance LLC 10.68% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 2/18/2022

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 7/6/2021

Morgan Stanley Finance LLC 0.00% due 6/6/2023

Morgan Stanley Finance LLC 0.00% due 9/2/2021

Morgan Stanley Finance LLC 6.75% due 6/3/2021

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2026

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 6.45% per year, payable quarterly if each index closes at or above downside threshold level on determination date for that quarter due 12/1/2022

Morgan Stanley Finance LLC 0.00% due 2/11/2022

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 11.75% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 6/2/2023

Morgan Stanley Finance LLC 9.85% per year, payable each quarter that stock closes at or above downside threshold level on determination date for that quarter due 6/2/2023

Morgan Stanley Finance LLC 14.25% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 6/2/2023

Morgan Stanley Finance LLC 15.5% per year, payable monthly if each index closes at or above barrier level on determination date for that month due 12/2/2020

Morgan Stanley Finance LLC 0.00% due 6/1/2023

Morgan Stanley Finance LLC 0.00% due 6/1/2022

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 12/1/2022

Morgan Stanley Finance LLC 2.25% initially, stepping up to 2.5% on May 28, 2025, to 2.75% on May 28, 2028 and to 3% on May 28, 2029; payable semiannually due 5/28/2030

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 12/1/2021

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 975.152 for Russell, 17,496.577 for Dow, 2,099.454 for S&P; 70% of initial levels due 5/30/2025

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 6,572.984 for Nasdaq, 975.152 for Russell, 17,496.577 for Dow; 70% of initial levels due 5/30/2025

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 975.152 for Russell, 6,572.984 for Nasdaq, 17,496.577 for Dow; 70% of initial levels due 5/30/2025

Morgan Stanley Finance LLC 6.25% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 21,245.844 for Dow, 1,184.113 for Russell; 85% of initial levels due 5/30/2025

Morgan Stanley Finance LLC 9.75% per year, payable each month that each underlier closes at or above coupon barrier on determination date for that month; Coupon barriers: $11.978 for silver fund, $25.56 for gold fund; 75% of initial prices due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 6/1/2023

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 6/1/2023

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 6/1/2027

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/29/2030

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 8.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 5/25/2023

Morgan Stanley Finance LLC 10.3% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 5/25/2023

Morgan Stanley Finance LLC 13.6% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $44.735 for JPMorgan, $89.965 for Goldman, $11.33 for BofA; 50% of initial share prices due 5/30/2023

Morgan Stanley Finance LLC 11.05% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 881.095 for Russell, 1,921.043 for S&P, 15,902.354 for Dow; 65% of initial levels due 5/26/2022

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter due 5/26/2022

Morgan Stanley Finance LLC 5.8% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 2,364.36 for S&P, 7,531.190 for Nasdaq; 80% of initial levels due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/25/2023

Morgan Stanley Finance LLC 0.00% due 5/26/2022

Morgan Stanley Finance LLC 0.00% due 5/30/2024

Morgan Stanley Finance LLC 0.00% due 5/30/2024

Morgan Stanley Finance LLC 8.9%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 948.872 for Russell, 6,589.792 for Nasdaq; 70% of initial levels due 5/28/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2026

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 5/28/2026

Morgan Stanley Finance LLC 8.50% due 5/27/2021

Morgan Stanley Finance LLC 17% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $54.102 for JPMorgan, $108.06 for Goldman, $13.74 for BofA; 60% of initial share prices due 5/30/2023

Morgan Stanley Finance LLC 0.00% due 5/25/2023

Morgan Stanley Finance LLC 0.00% due 5/26/2022

Morgan Stanley Finance LLC 0.00% due 5/27/2025

Morgan Stanley Finance LLC 0.00% due 5/26/2022

Morgan Stanley Finance LLC 0.00% due 5/25/2023

Morgan Stanley Finance LLC 0.00% due 5/25/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2021

Morgan Stanley Finance LLC 10.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 6,639.514 for Nasdaq and 2,080.127 for S&P; 70% of initial levels due 8/25/2021

Morgan Stanley Finance LLC 8.75% per year, payable monthly if each index closes at or above bacoupon barrier level on determination date for that month; Coupon barrier levels: 6,639.514 for Nasdaq and 2,080.127 for S&P; 70% of initial levels due 8/25/2021

Morgan Stanley Finance LLC 14.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 942.849 for Russell, 6,639.514 for Nasdaq, 17,203.13 for Dow; 70% of initial levels due 2/25/2021

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 942.849 for Russell, 6,639.514 for Nasdaq, 17,203.13 for Dow; 70% of initial levels due 2/25/2021

Morgan Stanley Finance LLC 0.00% due 5/25/2022

Morgan Stanley Finance LLC 0.00% due 5/25/2022

Morgan Stanley Finance LLC 9.05%, payable quarterly if index closes at or above coupon barrier level on observation date; Coupon barrier: 875.503, 65% of initial level due 5/25/2022

Morgan Stanley Finance LLC 18% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $53.202 for JPMorgan, $106.698 for Goldman, $13.326 for BofA; 60% of initial share prices due 5/26/2023

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 2,046.058 for S&P, 6,508.982 for Nasdaq, 16,944.802 for Dow; 70% of initial levels due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 7/21/2023

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 12.85% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $89.915 for McDonald's, $26.175 for Restaurant Brands; 50% of initial share prices due 5/23/2023

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 933.582 for Russell, 6,532.348 for Nasdaq, 17,218.159 for Dow; 70% of initial levels due 5/22/2025

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier on determination date for that period; Coupon barriers: 933.582 for Russell, 2,067.737 for S&P, or 70% of initial levels due 11/23/2021

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/21/2027

Morgan Stanley Finance LLC 0.00% due 5/21/2027

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/23/2023

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/21/2026

Morgan Stanley Finance LLC 0.00% due 5/21/2027

Morgan Stanley Finance LLC 0.00% due 5/23/2024

Morgan Stanley Finance LLC 0.00% due 11/23/2021

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 5/22/2025

Morgan Stanley Finance LLC 0.00% due 11/18/2022

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,718.22 for S&P, 754.195 for Russell, 14,211.252 for Dow; 60% of initial levels due 5/19/2022

Morgan Stanley Finance LLC 7.7% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: 2,147.775, or 75% of initial level due 5/20/2030

Morgan Stanley Finance LLC 0.00% due 5/18/2023

Morgan Stanley Finance LLC 12.75% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter; Downside threshold: $10.72, 50% of initial level due 5/18/2023

Morgan Stanley Finance LLC 10.35% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter; Downside threshold: $21.00, 50% of initial level due 5/20/2021

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above downside threshold on determination date for that period; due 11/18/2021

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 879.894 for Russell, 1,939.49 for Stoxx, 16.579.794 for Dow; 70% of initial levels due 5/20/2025

Morgan Stanley Finance LLC 15% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 852.869 for Russell, 6,210.066 for Nasdaq, 16,070.557 for Dow; 67.85% of initial levels due 5/19/2022

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 6,406.847 for Nasdaq, 879.894 for Russell, 16,579.794 for Dow; 70% of initial levels due 5/20/2024

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 6,406.847 for Nasdaq, 879.894 for Russell, 16,579.794 for Dow; 70% of initial levels due 5/20/2024

Morgan Stanley Finance LLC 12.75% per year, payable monthly if each index closes at or above downside threshold level on determination date for that month due 8/19/2021

Morgan Stanley Finance LLC 12.07% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $49.671, 55% of initial level due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 5/20/2025

Morgan Stanley Finance LLC 0.00% due 5/20/2025

Morgan Stanley Finance LLC 0.00% due 5/22/2023

Morgan Stanley Finance LLC 0.00% due 8/19/2021

Morgan Stanley Finance LLC 0.00% due 5/20/2025

Morgan Stanley Finance LLC 0.00% due 5/20/2025

Morgan Stanley Finance LLC 0.00% due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 5/20/2025

Morgan Stanley Finance LLC 0.00% due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 9%, payable quarterly if stock closes at or above coupon barrier level on observation date; Coupon barrier: $180.01, 58.5% of initial level due 5/18/2023

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on observation date; Coupon barrier: $32.42, 64.9% of initial level due 5/18/2023

Morgan Stanley Finance LLC 9%, payable quarterly if stock closes at or above coupon barrier level on observation date; Coupon barrier: $110.83, 60.4% of initial level due 5/18/2023

Morgan Stanley Finance LLC 13.25% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 1,718.22 for S&P, 754.195 for Russell, 5,491.583 for Nasdaq; 60% of initial levels due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 5/20/2030

Morgan Stanley Finance LLC 0.00% due 5/20/2025

Morgan Stanley Finance LLC 0.00% due 5/20/2025

Morgan Stanley Finance LLC 0.00% due 5/19/2025

Morgan Stanley Finance LLC 16.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 863.276 for Russell, 6,300.054 for Nasdaq, 16,273.579 for Dow; 70% of initial levels due 11/18/2021

Morgan Stanley Finance LLC 0.00% due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 7/29/2021

Morgan Stanley Finance LLC 14.25% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $1,420.752 for Amazon, $184.59 for Apple, $809.598 for Alphabet, $262.962 for Netflix; 60% of initial share prices due 5/18/2023

Morgan Stanley Finance LLC 10.26% annualized, payable quarterly if stock closes at or above 65% downside threshold on determination date for that quarter due 5/18/2022

Morgan Stanley Finance LLC 12% per year, payable quarterly if index closes at or above 70% downside threshold level on determination date for that quarter due 5/18/2021

Morgan Stanley Finance LLC 16.0568% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 863.276 for Russell, 6,300.054 for Nasdaq, 16,273.579 for Dow; 70% of initial levels due 5/18/2021

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 5/15/2030

Morgan Stanley Finance LLC 0.00% due 5/11/2023

Morgan Stanley Finance LLC 10.5% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $1,784.708, 75% of initial level due 5/11/2023

Morgan Stanley Finance LLC 14.1% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $53.70, 60% of initial level due 5/11/2023

Morgan Stanley Finance LLC 10.38% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $50.985, 55% of initial level due 5/11/2023

Morgan Stanley Finance LLC 12.5% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $55.62, 60% of initial level due 5/11/2023

Morgan Stanley Finance LLC 12.3% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $261.33, 60% of initial level due 5/11/2023

Morgan Stanley Finance LLC 9.7% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter; Downside threshold: 930.747, 70% of initial level due 5/13/2021

Morgan Stanley Finance LLC 14% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 930.747 for Russell, 2,050.86 for S&P, 17,031.924 for Dow; 70% of initial levels due 2/11/2021

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 930.747 for Russell, 2,050.86 for S&P, 17,031.924 for Dow; 70% of initial levels due 2/11/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 930.747 for Russell, 2,050.86 for S&P, 17,031.924 for Dow; 70% of initial levels due 5/13/2024

Morgan Stanley Finance LLC 0.00% due 7/6/2021

Morgan Stanley Finance LLC 0.00% due 5/15/2024

Morgan Stanley Finance LLC 0.00% due 5/15/2024

Morgan Stanley Finance LLC 0.00% due 5/11/2022

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2026

Morgan Stanley Finance LLC 0.00% due 5/15/2026

Morgan Stanley Finance LLC 0.00% due 5/15/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2021

Morgan Stanley Finance LLC 9.75% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $1,183.805 for Amazon, $151.87 for Apple, $684.64 for Alphabet, $218.265 for Netflix; 50% of initial share prices due 5/11/2023

Morgan Stanley Finance LLC 0.00% due 11/10/2021

Morgan Stanley Finance LLC 0.00% due 2/10/2022

Morgan Stanley Finance LLC 0.00% due 5/7/2026

Morgan Stanley Finance LLC 0.00% due 5/9/2024

Morgan Stanley Finance LLC 0.00% due 5/8/2025

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 9.15% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $1,600.228, 70% of initial level due 5/4/2023

Morgan Stanley Finance LLC 11.8% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $19.435, 65% of initial level due 5/4/2023

Morgan Stanley Finance LLC 26.25% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $437.46 for Chipotle, $178.65 for Domino's, $25.85 for Shake; 50% of initial share prices due 5/4/2023

Morgan Stanley Finance LLC 11% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 917.465 for Russell, 2,038.701 for S&P, 17,042.004 for Dow; 70% of initial levels due 2/3/2022

Morgan Stanley Finance LLC 11.1% annualized, payable monthly if stock closes at or above downside threshold on determination date for that month; Downside threshold: $114.121, 65% of initial due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 7/12/2021

Morgan Stanley Finance LLC 0.00% due 5/6/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2023

Morgan Stanley Finance LLC 0.00% due 4/29/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 8.3% per year, payable every quarter if index closes at or above its coupon barrier level on the observation date for that period; Coupon barrier: 2,184.323; 75% of initial level due 5/3/2030

Morgan Stanley Finance LLC 13.15% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $168.438 for Anthem, $229.092 for Humana, $175.482 for UnitedHealth; 60% of initial share prices due 11/3/2022

Morgan Stanley Finance LLC 14.5% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $14.43 for BofA, $70.722 for Procter; 60% of initial share prices due 5/4/2023

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 917.465 for Russell, 17,042.004 for Dow, or 70% of initial levels due 5/4/2023

Morgan Stanley Finance LLC 9.4% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 917.465 for Russell, 6,300.356 for Nasdaq, 17,042.004 for Dow; 70% of initial levels due 5/5/2025

Morgan Stanley Finance LLC 16.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 917.465 for Russell, 2,038.701 for S&P, 17,042.004 for Dow; 70% of initial levels due 2/4/2021

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 917.465 for Russell, 2,038.701 for S&P, 17,042.004 for Dow; 70% of initial levels due 5/5/2025

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 917.465 for Russell, 2,038.701 for S&P, 17,042.004 for Dow; 70% of initial levels due 5/5/2025

Morgan Stanley Finance LLC 11.75% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 18,259.29 for Dow, 2,184.323 for S&P, or 75% of initial levels due 11/4/2021

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above coupon barrier on determination date for that period; Coupon barriers: 917.465 for Russell, 2,038.701 for S&P, or 70% of initial levels due 8/4/2021

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 917.465 for Russell, 2,038.701 for S&P, or 70% of initial levels due 11/4/2021

Morgan Stanley Finance LLC 12.72% annualized, payable monthly if stock closes at or above downside threshold on determination date for that month; Downside threshold: $19.50, 65% of initial level due 5/4/2022

Morgan Stanley Finance LLC 0.00% due 12/29/2021

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/4/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2026

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2027

Morgan Stanley Finance LLC 0.00% due 8/4/2021

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/3/2022

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 19% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 952.534 for Russell, 6,287.933 for Nasdaq, 17,243.702 for Dow; 70% of initial levels due 2/3/2021

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 0.00% due 5/1/2030

Morgan Stanley Finance LLC 0.00% due 5/1/2026

Morgan Stanley Finance LLC 0.00% due 5/2/2025

Morgan Stanley Finance LLC 0.00% due 9/1/2021

Morgan Stanley Finance LLC 0.00% due 5/3/2023

Morgan Stanley Finance LLC 9% per year, payable quarterly if ETF closes at or above downside threshold level on determination date for that quarter; Downside threshold: $57.162, 60% of initial level due 5/3/2023

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 11/1/2021

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 11/1/2022

Morgan Stanley Finance LLC 0.00% due 10/28/2021

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 6.1% annualized, payable monthly for each day that index closes at or above its 80% coupon barrier due 5/1/2025

Morgan Stanley Finance LLC 16.56% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $21.865 for Exxon, $43.505 for Chevron; 50% of initial share prices due 4/27/2023

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier threshold on determination date for that period; Coupon barriers: 897.315 for Russell, 16,893.646 for Dow, or 70% of initial levels due 5/2/2023

Morgan Stanley Finance LLC 14.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 897.315 for Russell, 6,186.36 for Nasdaq, 16,893.646 for Dow; 70% of initial levels due 2/1/2021

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 897.315 for Russell, 2,014.936 for S&P, 16,893.646 for Dow; 70% of initial levels due 5/1/2025

Morgan Stanley Finance LLC 10.73% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 897.315 for Russell, 2,014.936 for S&P, or 70% of initial levels due 11/1/2021

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 897.315 for Russell, 2,014.936 for S&P, or 70% of initial levels due 7/30/2021

Morgan Stanley Finance LLC 10% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,089.596 for Russell and 20,513.713 for Dow; 85% of initial levels due 5/2/2022

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 5/2/2023

Morgan Stanley Finance LLC 0.00% due 5/2/2022

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 2/1/2027

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 6/29/2021

Morgan Stanley Finance LLC 0.00% due 4/30/2030

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 5/27/2021

Morgan Stanley Finance LLC 11% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 14,265.162 for Dow, 739.832 for Russell, 5,271.962 for Nasdaq; 60% of initial levels due 4/29/2025

Morgan Stanley Finance LLC 0.00% due 6/16/2022

Morgan Stanley Finance LLC 10.1% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $1,807.665, 75% of initial level due 4/27/2023

Morgan Stanley Finance LLC 9.85% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $114.042 for Facebook, $767.586 for Alphabet, $169.782 for Apple, $104.73 for Microsoft; 60% of initial share prices due 4/29/2025

Morgan Stanley Finance LLC 10% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $45.355, 50% of initial level due 4/27/2023

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter; Downside threshold: 2,127.555, 75% of initial level due 4/28/2022

Morgan Stanley Finance LLC 21.25% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $362.575, 50% of initial level due 4/29/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 4/27/2023

Morgan Stanley Finance LLC 0.00% due 4/27/2023

Morgan Stanley Finance LLC 0.00% due 4/27/2023

Morgan Stanley Finance LLC 0.00% due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 5/1/2024

Morgan Stanley Finance LLC 0.00% due 10/24/2024

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at an annual rate of 12.5% per year along with any other previously unpaid coupons if the stock closes at or above downside threshold level on observation date for that quarter; Downside threshold level: $121.464 70% of initial level due 4/28/2022

Morgan Stanley Finance LLC 0.00% due 4/28/2025

Morgan Stanley Finance LLC 13.15% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter, plus any previously unpaid coupons; Downside threshold: 1,970.323, 72% of initial level due 4/27/2022

Morgan Stanley Finance LLC 0.00% due 4/27/2026

Morgan Stanley Finance LLC 0.00% due 4/27/2026

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 5,882.102 for Nasdaq, 1,915.592 for S&P, 16,113.216 for Dow; 70% of initial levels due 4/24/2025

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 829.566 for Russell, 1,915.592 for S&P, 16,113.216 for Dow; 70% of initial levels due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 10/26/2021

Morgan Stanley Finance LLC 0.00% due 4/27/2022

Morgan Stanley Finance LLC 15.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 849.344 for Russell, 6,108.559 for Nasdaq, 16,555.308 for Dow; 70% of initial levels due 4/25/2022

Morgan Stanley Finance LLC 12.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 849.344 for Russell, 6,108.559 for Nasdaq, 16,555.308 for Dow; 70% of initial levels due 4/25/2022

Morgan Stanley Finance LLC 17% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 849.344 for Russell, 1,976.212 for S&P, 16,555.308 for Dow; 70% of initial levels due 1/25/2021

Morgan Stanley Finance LLC 0.00% due 4/23/2025

Morgan Stanley Finance LLC 0.00% due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 4/24/2025

Morgan Stanley Finance LLC 0.00% due 4/20/2023

Morgan Stanley Finance LLC 0.00% due 4/20/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 4/23/2025

Morgan Stanley Finance LLC 0.00% due 4/12/2024

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,724.736 for S&P, 737.459 for Russell, 14,545.494 for Dow; 60% of initial levels due 4/22/2026

Morgan Stanley Finance LLC 11.25% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barriers: 860.369 for Russell, 2,012.192 for S&P; 70% of initial levels due 4/24/2023

Morgan Stanley Finance LLC 10.25% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barrier levels: 860.369 for Russell, 2,012.192 for S&P; 70% of initial levels due 4/24/2023

Morgan Stanley Finance LLC 6.65% per year, payable every quarter if index closes at or above its coupon barrier level on the observation date for that period; Coupon barrier: 2,155.92; 75% of initial level due 4/23/2030

Morgan Stanley Finance LLC 0.00% due 4/20/2022

Morgan Stanley Finance LLC 0.00% due 8/19/2021

Morgan Stanley Finance LLC 8.35% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $1,662.50, 70% of initial level due 4/20/2023

Morgan Stanley Finance LLC 12.15% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $52.434 for Amazon, $28.836 for Coca-Cola; 60% of initial share prices due 4/20/2023

Morgan Stanley Finance LLC 10.15% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $203.616, 72% of initial level due 7/22/2021

Morgan Stanley Finance LLC 13.08% annualized, payable monthly if stock closes at or above downside threshold on determination date for that month; Downside threshold: $27.58, 65% of initial level due 4/20/2022

Morgan Stanley Finance LLC 10.55% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $39.436, 65% of initial level due 4/20/2023

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 860.369 for Russell, 2,012.192 for S&P, 16,969.743 for Dow; 70% of initial levels due 4/23/2025

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above barrier level on determination date for that month; Coupon barrier levels: 860.369 for Russell, 2,012.192 for S&P, 16,969.743 for Dow; 70% of initial levels due 4/23/2025

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 860.369 for Russell, 2,012.192 for S&P, 16,969.743 for Dow; 70% of initial levels due 4/23/2025

Morgan Stanley Finance LLC 12.75% per year, payable quarterly if each index closes at or above coupon barrier on determination date for that period; Coupon barriers: 2,155.92 for S&P, 18,181.868 for Dow, or 75% of initial levels due 10/21/2021

Morgan Stanley Finance LLC 13.5% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 860.369 for Russell, 2,012.192 for S&P, or 70% of initial levels due 7/22/2021

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 860.369 for Russell, 2,012.192 for S&P, or 70% of initial levels due 10/21/2021

Morgan Stanley Finance LLC 11% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 860.369 for Russell, 2,012.192 for S&P, or 70% of initial levels due 7/22/2021

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above c9oupon barriers on determination date for that period; Coupon barriers: 798.914 for Russell, 1,868.464 for S&P, or 65% of initial levels due 4/22/2026

Morgan Stanley Finance LLC 11.75% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 860.369 for Russell, 2,012.192 for S&P, or 70% of initial levels due 10/21/2021

Morgan Stanley Finance LLC 0.00% due 4/26/2021

Morgan Stanley Finance LLC 0.00% due 4/30/2021

Morgan Stanley Finance LLC 0.00% due 4/22/2027

Morgan Stanley Finance LLC 0.00% due 4/22/2027

Morgan Stanley Finance LLC 0.00% due 4/22/2027

Morgan Stanley Finance LLC 0.00% due 4/23/2025

Morgan Stanley Finance LLC 0.00% due 4/20/2023

Morgan Stanley Finance LLC 0.00% due 4/20/2023

Morgan Stanley Finance LLC 0.00% due 10/22/2025

Morgan Stanley Finance LLC 0.00% due 4/12/2024

Morgan Stanley Finance LLC 0.00% due 4/20/2023

Morgan Stanley Finance LLC 0.00% due 8/4/2021

Morgan Stanley Finance LLC 9.75%, payable quarterly if stock closes at or above coupon barrier level on observation date; Coupon barrier: $21.21, 80% of initial level due 8/12/2021

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on observation date; Coupon barrier: $79.80, 64% of initial level due 8/12/2021

Morgan Stanley Finance LLC 0.00% due 4/22/2030

Morgan Stanley Finance LLC 0.00% due 4/13/2023

Morgan Stanley Finance LLC 0.00% due 5/5/2026

Morgan Stanley Finance LLC 0.00% due 4/20/2023

Morgan Stanley Finance LLC 0.00% due 4/17/2025

Morgan Stanley Finance LLC 0.00% due 4/17/2025

Morgan Stanley Finance LLC 0.00% due 10/18/2022

Morgan Stanley Finance LLC 10.5% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $82.764, 60% of initial level due 4/18/2023

Morgan Stanley Finance LLC 0.00% due 4/19/2022

Morgan Stanley Finance LLC 0.00% due 4/18/2023

Morgan Stanley Finance LLC 0.00% due 4/19/2022

Morgan Stanley Finance LLC 0.00% due 5/18/2021

Morgan Stanley Finance LLC 0.00% due 4/17/2025

Morgan Stanley Finance LLC 8% per year, payable every quarter if index closes at or above its coupon barrier level on the observation date for that period; Coupon barrier: 2,092.365; 75% of initial level due 4/12/2030

Morgan Stanley Finance LLC 16.5% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $42.155, 50% of initial level due 4/13/2023

Morgan Stanley Finance LLC 15% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 897.643 for Russell, 5,931.741 for Nasdaq, 17,077.946 for Dow; 72% of initial levels due 4/14/2022

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 872.708 for Russell, 1,952.874 for S&P, 16,603.559 for Dow; 70% of initial levels due 4/14/2025

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 872.708 for Russell, 1,952.874 for S&P, 16,603.559 for Dow; 70% of initial levels due 4/14/2025

Morgan Stanley Finance LLC 10.35% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 1,813.383 for S&P, 15,417.591 for Dow, or 65% of initial levels due 4/14/2022

Morgan Stanley Finance LLC 0.00% due 11/5/2021

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 0.00% due 4/16/2025

Morgan Stanley Finance LLC 0.00% due 4/14/2025

Morgan Stanley Finance LLC 0.00% due 4/14/2025

Morgan Stanley Finance LLC 0.00% due 4/16/2026

Morgan Stanley Finance LLC 0.00% due 4/16/2026

Morgan Stanley Finance LLC 0.00% due 4/14/2025

Morgan Stanley Finance LLC 19% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 834.165 for Russell, 16,403.499 for Dow, or 70% of initial levels due 1/13/2021

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 834.165 for Russell, 1,924.986 for S&P, or 70% of initial levels due 7/13/2021

Morgan Stanley Finance LLC 10.00% due 7/13/2021

Morgan Stanley Finance LLC 10.00% due 7/13/2021

Morgan Stanley Finance LLC 0.00% due 5/11/2021

Morgan Stanley Finance LLC 0.00% due 4/12/2022

Morgan Stanley Finance LLC 0.00% due 4/10/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 1,617.623 for S&P, 13,684.145 for Dow, or 65% of initial levels due 1/6/2022

Morgan Stanley Finance LLC 0.00% due 4/10/2025

Morgan Stanley Finance LLC 0.00% due 4/6/2023

Morgan Stanley Finance LLC 0.00% due 10/8/2021

Morgan Stanley Finance LLC 0.00% due 10/8/2021

Morgan Stanley Finance LLC 0.00% due 4/8/2025

Morgan Stanley Finance LLC 13.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 14,736.771 for Dow, 736.437 for Russell, 1,742.055 for S&P; 70% of initial levels due 10/6/2023

Morgan Stanley Finance LLC 7.59%, payable monthly only for the first year if index closes at or above trigger level on each day during month; Trigger level: 2,115.353, 85% of initial level due 4/8/2024

Morgan Stanley Finance LLC 15.25% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $10.015, 50% of initial level due 4/6/2023

Morgan Stanley Finance LLC 9.55% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $230.92, 80% of initial level due 4/6/2023

Morgan Stanley Finance LLC 10.15% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $96.198, 60% of initial level due 4/6/2023

Morgan Stanley Finance LLC 0.00% due 4/7/2022

Morgan Stanley Finance LLC 0.00% due 4/9/2024

Morgan Stanley Finance LLC 0.00% due 4/9/2024

Morgan Stanley Finance LLC 7.25%, payable quarterly if index closes at or above coupon barrier level on observation date; Coupon barrier: 1,742.06, 70% of initial level due 4/8/2030

Morgan Stanley Finance LLC 0.00% due 4/8/2030

Morgan Stanley Finance LLC 0.00% due 4/8/2025

Morgan Stanley Finance LLC 0.00% due 4/8/2025

Morgan Stanley Finance LLC 17.39% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 1,642.49 for S&P, 705.775 for Russell, 4,963.178 for Nasdaq; 65% of initial levels due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 4/4/2025

Morgan Stanley Finance LLC 13% per year, payable monthly if ETF closes at or above downside threshold level on determination date for that month; Downside threshold: $14.976, 65% of initial level due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 4/4/2025

Morgan Stanley Finance LLC 0.00% due 4/12/2022

Morgan Stanley Finance LLC 0.00% due 4/9/2026

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2022

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 14% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $1,364.804 for Amazon, $79.534 for Walmart, $199.591 for Costco; 70% of initial share prices due 10/5/2022

Morgan Stanley Finance LLC 13.8% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 807.172 for Russell, 5,469.449 for Nasdaq, 15,342.012 for Dow; 70% of initial levels due 4/3/2025

Morgan Stanley Finance LLC 10.25% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 807.172 for Russell, 5,469.449 for Nasdaq, 15,342.012 for Dow; 70% of initial levels due 4/3/2025

Morgan Stanley Finance LLC 12.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 807.172 for Russell, 5,469.449 for Nasdaq, 5,469.449 for S&P; 70% of initial levels due 4/6/2021

Morgan Stanley Finance LLC 13.25% per year, payable monthly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 1,575.99 for S&P, 13,396.488 for Dow, or 60% of initial levels due 1/6/2021

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter; Downside threshold: 1,938.443, 75% of initial level due 4/5/2022

Morgan Stanley Finance LLC 15% per year, payable quarterly if each underlier closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 1,835.059 for S&P, $186.645 for ETF, 5,547.584 for Nasdaq; 71% of initial levels due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2023

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/7/2026

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/6/2026

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 9.7% per year, payable semiannually if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 16,745.61 for Dow, 868.738 for Russell, 1,969.988 for S&P; 75% of initial levels due 4/7/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2021

Morgan Stanley Finance LLC 0.00% due 4/7/2026

Morgan Stanley Finance LLC 0.00% due 4/7/2026

Morgan Stanley Finance LLC 0.00% due 4/7/2026

Morgan Stanley Finance LLC 0.00% due 4/4/2023

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2026

Morgan Stanley Finance LLC 0.00% due 4/1/2027

Morgan Stanley Finance LLC 12.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 1,651.956 for S&P, 735.792 for Russell, 4,932.442 for Nasdaq; 65% of initial levels due 9/30/2022

Morgan Stanley Finance LLC 10% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $14.92, 50% of initial level due 3/30/2023

Morgan Stanley Finance LLC 10.5% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $89.82, 60% of initial level due 3/30/2023

Morgan Stanley Finance LLC 29% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 5,311.861 for Nasdaq, 792.392 for Russell, 70% of initial levels due 12/31/2020

Morgan Stanley Finance LLC 12% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter; Downside threshold: 1,524.882, 60% of initial level due 4/1/2021

Morgan Stanley Finance LLC 22.65% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $205.744, 40% of initial level due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2021

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 9/2/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 6/4/2021

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 8.29% annualized for each day that index closes above coupon barrier; payable monthly; Coupon barrier: 2,235.56, 85% of initial level due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 6/1/2021

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 826.223 for Russell, 1,841.049 for S&P, 1,993.446 for Stoxx; 70% of initial levels due 3/29/2030

Morgan Stanley Finance LLC 10.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 826.223 for Russell, 5,527.99 for Nasdaq, 15,786.519 for Dow; 70% of initial levels due 3/31/2025

Morgan Stanley Finance LLC 15% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 791.994 for Russell, 5,298.173 for Nasdaq, 15,132.506 for Dow; 67.1% of initial levels due 3/31/2022

Morgan Stanley Finance LLC 14.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 888.292 for Russell, 5,975.692 for Nasdaq, 16,960.44 for Dow; 80% of initial levels due 3/30/2026

Morgan Stanley Finance LLC 15% per year, payable quarterly if each underlier closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 1,898.911 for S&P, $193.077 for ETF, 5,701.726 for Nasdaq; 72.2% of initial levels due 3/31/2022

Morgan Stanley Finance LLC 52% per year, payable monthly if each ETF closes at or above coupon barrier level on determination date for that period; Coupon barrier level: $6.041 for oil ETF, $54.761 for biotech ETF; 70% of initial share prices due 10/1/2020

Morgan Stanley Finance LLC 16% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,003.271 for Russell and 6,712.559 for Nasdaq; 85% of initial levels due 3/31/2022

Morgan Stanley Finance LLC 0.00% due 4/8/2021

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 3/20/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2027

Morgan Stanley Finance LLC 0.00% due 4/1/2027

Morgan Stanley Finance LLC 0.00% due 4/1/2027

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/29/2030

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 9/29/2021

Morgan Stanley Finance LLC 0.00% due 9/29/2021

Morgan Stanley Finance LLC 30% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 5,228.731 for Nasdaq, 777.256 for Russell, 14,840.385 for Dow; 70% of initial levels due 6/30/2021

Morgan Stanley Finance LLC 13.15% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,732.892 for S&P, 777.256 for Russell, 14,480.385 for Dow; 70% of initial levels due 3/30/2026

Morgan Stanley Finance LLC 11.45% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 1,590.765 for S&P, 712.61 for Russell, 13,458.192 for Dow; 65% of initial levels due 3/27/2026

Morgan Stanley Finance LLC 16.25% per year, payable semiannually if shares close at or above coupon barrier on observation date for that period; Coupon barrier level: $160.414, 65% of initial level due 3/28/2025

Morgan Stanley Finance LLC 0.00% due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 3/28/2025

Morgan Stanley Finance LLC 0.00% due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 3/20/2025

Morgan Stanley Finance LLC 20% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 1,713.131 for S&P, 14,493.437 for Dow, or 70% of initial levels due 12/30/2020

Morgan Stanley Finance LLC 25% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 1,713.131 for S&P, 14,493.437 for Dow, or 70% of initial levels due 12/30/2020

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter; Downside threshold: 1,468.398, 60% of initial level due 3/28/2030

Morgan Stanley Finance LLC 0.00% due 3/29/2023

Morgan Stanley Finance LLC 0.00% due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 3/28/2025

Morgan Stanley Finance LLC 0.00% due 3/27/2025

Morgan Stanley Finance LLC 0.00% due 3/28/2023

Morgan Stanley Finance LLC 0.00% due 3/30/2026

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/29/2021

Morgan Stanley Finance LLC 0.00% due 3/25/2025

Morgan Stanley Finance LLC 24.5% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barriers: 709.722 for Russell, 1,783.95 for Stoxx; 70% of initial levels due 3/27/2023

Morgan Stanley Finance LLC 26.15% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barriers: 709.722 for Russell, 1,783.95 for Stoxx; 70% of initial levels due 3/27/2023

Morgan Stanley Finance LLC 9% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $1,384.568, 75% of initial share price due 3/23/2023

Morgan Stanley Finance LLC 15% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $149.006, 65% of initial share price due 3/23/2023

Morgan Stanley Finance LLC 16% annualized, payable monthly if stock closes at or above downside threshold on determination date for that month; Downside threshold: $12.786, 65% of initial level due 9/24/2020

Morgan Stanley Finance LLC 29% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 4,896.004 for Nasdaq, 13,421.786 for Dow, 70% of initial levels due 12/24/2020

Morgan Stanley Finance LLC 16.75% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,911.375 for Stoxx, 1,728.69 for S&P, 14,380.485 for Dow; 75% of initial levels due 3/25/2025

Morgan Stanley Finance LLC 18% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,445.634 for S&P, 635.25 for Russell, 12,052.314 for Dow; 60% of initial levels due 3/26/2026

Morgan Stanley Finance LLC 10.82% per year, payable semiannually if shares close at or above downside threshold on observation date for that period; Downside threshold: $160.16, 70% of initial level due 3/25/2025

Morgan Stanley Finance LLC 15.5% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 861.806 for Russell and 1,959.182 for S&P; 85% of initial levels due 3/23/2023

Morgan Stanley Finance LLC 12.5% per year for each six months that both indexes close at or above coupon barrier level on the observation date for that period; Coupon barrier levels: 760.417 for Russell, 14,380.485 for Dow; 75% of initial levels due 3/27/2026

Morgan Stanley Finance LLC 13.5% per year for each six months that both indexes close at or above coupon barrier level on the observation date for that period; Coupon barrier levels: 760.417 for Russell, 14,380.485 for Dow; 75% of initial levels due 3/27/2026

Morgan Stanley Finance LLC 0.00% due 6/23/2021

Morgan Stanley Finance LLC 0.00% due 3/25/2025

Morgan Stanley Finance LLC 0.00% due 3/27/2024

Morgan Stanley Finance LLC 0.00% due 3/27/2024

Morgan Stanley Finance LLC 0.00% due 9/23/2021

Morgan Stanley Finance LLC 0.00% due 3/25/2030

Morgan Stanley Finance LLC 0.00% due 3/27/2026

Morgan Stanley Finance LLC 0.00% due 3/27/2026

Morgan Stanley Finance LLC 0.00% due 3/25/2025

Morgan Stanley Finance LLC 0.00% due 3/25/2024

Morgan Stanley Finance LLC 0.00% due 4/26/2021

Morgan Stanley Finance LLC 0.00% due 4/8/2021

Morgan Stanley Finance LLC 0.00% due 4/8/2021

Morgan Stanley Finance LLC 0.00% due 3/21/2025

Morgan Stanley Finance LLC 18.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 635.25 for Russell, 4,373.114 for Nasdaq, 12,052.314 for Dow; 60% of initial levels due 3/24/2025

Morgan Stanley Finance LLC 0.00% due 3/24/2025

Morgan Stanley Finance LLC 0.00% due 3/24/2025

Morgan Stanley Finance LLC 0.00% due 3/26/2026

Morgan Stanley Finance LLC 7.9% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 693.812 for Russell, 5,022.623 for Dow, 13,929.244 for Nasdaq; 70% of initial levels due 9/22/2022

Morgan Stanley Finance LLC 0.00% due 3/20/2025

Morgan Stanley Finance LLC 0.00% due 3/20/2025

Morgan Stanley Finance LLC 0.00% due 3/23/2023

Morgan Stanley Finance LLC 0.00% due 9/22/2021

Morgan Stanley Finance LLC 33.9% per year, payable monthly if each index closes at or above barrier level on determination date for that month; Coupon barrier levels: 774.554 for Russell, 14,866.166 for Dow, 1,771.35 for Stoxx; 70% of initial levels due 12/22/2021

Morgan Stanley Finance LLC 14.94% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 774.554 for Russell, 5,231.765 for Nasdaq, 14,866.166 for Dow; 70% of initial levels due 3/20/2025

Morgan Stanley Finance LLC 18.84% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 774.554 for Russell, 14,866.166 for Dow, 5,231.765 for Nasdaq; 70% of initial levels due 3/20/2025

Morgan Stanley Finance LLC 18.2% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter, in which case investors will also receive any previously unpaid coupons; Downside threshold: 2,305.784, 70% of initial level due 3/21/2022

Morgan Stanley Finance LLC 74.16% per year, payable monthly if each ETF closes at or above coupon barrier level on determination date for that period; Coupon barrier level: $5.971 for oil ETF, $47.831 for biotech ETF; 70% of initial share prices due 9/22/2020

Morgan Stanley Finance LLC 0.00% due 3/20/2030

Morgan Stanley Finance LLC 0.00% due 9/21/2021

Morgan Stanley Finance LLC 10.08% due 9/22/2021

Morgan Stanley Finance LLC 0.00% due 3/21/2023

Morgan Stanley Finance LLC 0.00% due 3/20/2025

Morgan Stanley Finance LLC 0.00% due 9/16/2021

Morgan Stanley Finance LLC 0.00% due 4/26/2021

Morgan Stanley Finance LLC 10% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $1,013.49 for Amazon, $145.326 for Apple, $643.80 for Alphabet; 60% of initial share prices due 3/21/2023

Morgan Stanley Finance LLC 11.25% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter, in which case investors will also receive any previously unpaid coupons; Downside threshold: 1,626.612, 60% of initial level due 3/31/2021

Morgan Stanley Finance LLC 21.2% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 778.062 for Russell, 1,789.598 for S&P, 5,265.283 for Nasdaq; 75% of initial levels due 3/21/2022

Morgan Stanley Finance LLC 15% per year, payable quarterly if each underlier closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 630.230 for Russell, $123.013 for Dow, 4,264.879 for Nasdaq; 60.75% of initial levels due 3/21/2022

Morgan Stanley Finance LLC 0.00% due 3/22/2022

Morgan Stanley Finance LLC 0.00% due 3/18/2026

Morgan Stanley Finance LLC 22.5% per year, payable quarterly if each index closes at or above coupon barrier level on related observation date; Coupon barriers: 1,897.714 for S&P, 847.095 for Russell, 1,810.214 for Stoxx; 70% of initial levels due 9/16/2022

Morgan Stanley Finance LLC 0.00% due 12/15/2021

Morgan Stanley Finance LLC 12% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $194.579, 70% of initial share price due 3/16/2023

Morgan Stanley Finance LLC 26% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $30.368, 65% of initial level due 3/16/2023

Morgan Stanley Finance LLC 16% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 968.108 for Russell, 18,548.496 for Dow, 6,396.210 for Nasdaq; 80% of initial levels due 3/18/2030

Morgan Stanley Finance LLC 16% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $95.298 for Microsoft, $166.782 for Apple, $728.562 for Alphabet; 60% of initial share prices due 3/16/2023

Morgan Stanley Finance LLC 11.75% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $132.462, 55% of initial level due 3/16/2023

Morgan Stanley Finance LLC 0.00% due 3/18/2025

Morgan Stanley Finance LLC 0.00% due 3/21/2022

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 3/18/2025

Morgan Stanley Finance LLC 0.00% due 3/15/2023

Morgan Stanley Finance LLC 8.85%, payable monthly for the first year only if index closes at or above trigger level on each day during month; Trigger level: 2,108.544, 85% of initial level due 3/15/2024

Morgan Stanley Finance LLC 0.00% due 3/13/2025

Morgan Stanley Finance LLC 0.00% due 3/16/2022

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 885.007 for Russell, 5,604.283 for Nasdaq, 16,487.254 for Dow; 70% of initial levels due 3/14/2025

Morgan Stanley Finance LLC 18.1% per year, payable quarterly, plus any previously unpaid coupons, if index closes at or above downside threshold level on determination date for that quarter; Downside threshold: 2,305.784, 80% of initial level due 3/26/2021

Morgan Stanley Finance LLC 13.25% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Barrier levels: 948.222 for Russell, 6,004.589 for Nasdaq, 2,056.035 for S&P; 75% of initial levels due 9/16/2021

Morgan Stanley Finance LLC 13.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 948.222 for Russell, 6,004.589 for Nasdaq, 2,056.035 for S&P; 75% of initial levels due 9/15/2022

Morgan Stanley Finance LLC 0.00% due 3/14/2025

Morgan Stanley Finance LLC 8.20% due 3/16/2023

Morgan Stanley Finance LLC 0.00% due 3/13/2025

Morgan Stanley Finance LLC 8% annualized for each day that index closes above coupon barrier; payable monthly; Coupon barrier: 2,377.896, 80% of initial level due 3/13/2025

Morgan Stanley Finance LLC 9.55% annualized for each day that index closes above coupon barrier; payable monthly; Coupon barrier: 2,526.515, 85% of initial level due 3/13/2025

Morgan Stanley Finance LLC 7.1% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 945.629 for Russell, 5,860.586 for Nasdaq, 2,037.014 for S&P; 70% of initial levels due 3/15/2023

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 2,305.784 for S&P, 6,697.813 for Nasdaq and 20,014.528 for Dow; 80% of initial levels due 3/14/2030

Morgan Stanley Finance LLC 0.00% due 9/15/2021

Morgan Stanley Finance LLC 0.00% due 3/13/2025

Morgan Stanley Finance LLC 0.00% due 6/10/2021

Morgan Stanley Finance LLC 0.00% due 3/11/2027

Morgan Stanley Finance LLC 0.00% due 3/11/2026

Morgan Stanley Finance LLC 0.00% due 3/9/2023

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $216.773, 75% of initial share price due 3/9/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $71.49, 75% of initial share price due 3/10/2022

Morgan Stanley Finance LLC 9.3% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $135.818, 75% of initial level due 3/9/2023

Morgan Stanley Finance LLC 9.6% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $229.608, 80% of initial level due 3/9/2023

Morgan Stanley Finance LLC 5.73% due 4/8/2021

Morgan Stanley Finance LLC 0.00% due 3/11/2025

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at an annual rate of 10% per year along with any other previously unpaid coupons if the stock closes at or above downside threshold level on observation date for that quarter; Downside threshold level: $1,330.763, 70% of initial level due 3/24/2021

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at an annual rate of 10% per year along with any previously unpaid coupons if the stock closes at or above barrier level on observation date for that quarter; Barrier level: $135.10, 51.5% of initial level due 3/24/2021

Morgan Stanley Finance LLC 11.7% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 2,080.66 for S&P, 1,014.455 for Russell, 2,262.45 for Stoxx; 70% of initial levels due 12/9/2022

Morgan Stanley Finance LLC 0.00% due 3/13/2026

Morgan Stanley Finance LLC 0.00% due 3/11/2026

Morgan Stanley Finance LLC 8.55% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $1,250.620 for Amazon, $205.244 for Costco, $75.348 for Walmart; 65% of initial share prices due 3/9/2023

Morgan Stanley Finance LLC 24.5% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $54.906 for Expedia, $126.876 for Alibaba, $27.006 for Delta; 60% of initial share prices due 3/14/2022

Morgan Stanley Finance LLC 27.35% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $54.906 for Expedia, $126.876 for Alibaba, $27.006 for Delta; 60% of initial share prices due 3/14/2022

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,071.838 for Russell, 6,264.496 for Nasdaq, 18,963.602 for Dow; 70% of initial levels due 3/9/2023

Morgan Stanley Finance LLC 0.00% due 3/11/2026

Morgan Stanley Finance LLC 0.00% due 9/10/2020

Morgan Stanley Finance LLC 0.00% due 3/4/2021

Morgan Stanley Finance LLC 0.00% due 3/6/2025

Morgan Stanley Finance LLC For the first year, notes will pay a fixed quarterly coupon at the rate of 9.05% per year; after that, the notes will pay a contingent quarterly coupon at of 9.05% per year, plus any previously unpaid contingent coupons, if each index closes at or above its initial level on the determination date for that quarter due 3/8/2030

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,114.562 for Russell, 2,252.528 for S&P, 19,438.058 for Dow; 75% of initial levels due 9/9/2021

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,181.145 for Russell, 2,363.376 for S&P, 20,327.488 for Dow; 80% of initial levels due 12/2/2021

Morgan Stanley Finance LLC 0.00% due 3/8/2023

Morgan Stanley Finance LLC 0.00% due 3/7/2024

Morgan Stanley Finance LLC 0.00% due 3/8/2023

Morgan Stanley Finance LLC 10.52% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 2,163.16 for S&P, 1,062.944 for Russell, 719.47 for EM; 70% of initial levels due 12/7/2023

Morgan Stanley Finance LLC 14.28% annualized, payable quarterly if each asset closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 6,658.484 for Nasdaq, 1,138.868 for Russell, $200.273 for ETF, 75% of initial levels due 3/7/2022

Morgan Stanley Finance LLC 8.65% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 1,062.944 for Russell, 6,214.585 for Nasdaq, 18,692.324 for Dow; 70% of initial levels due 3/6/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 0.00% due 3/4/2025

Morgan Stanley Finance LLC 0.00% due 9/6/2022

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barriers: 17,786.552 for Dow, 1,033.502 for Russell, 5,923.285 for Nasdaq; 70% of initial levels due 3/7/2025

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $1,507, 80% of initial share price due 3/3/2023

Morgan Stanley Finance LLC 11.55% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter; Downside threshold: $22.80, 80% of initial level due 3/3/2023

Morgan Stanley Finance LLC 9.5% annualized, payable monthly if each index closes at or above coupon barrier on observation date for that month; Coupon barriers: 1,033.502 for Russell, 5,923.85 for Nasdaq, 17,786.552 for Dow, 70% of initial levels due 3/5/2025

Morgan Stanley Finance LLC 6% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,107.323 for Russell, 19,057.02 for Dow, 75% of initial levels due 3/3/2023

Morgan Stanley Finance LLC 15.15% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $41.152, 80% of initial share price due 3/3/2023

Morgan Stanley Finance LLC 12.4% per year, payable quarterly if each ETF closes at or above coupon barrier level on determination date for that period; Coupon barrier level: $18.613 for financial ETF, $31.689 for energy ETF, $51.156 for industrial ETF; 70% of initial share prices due 3/3/2023

Morgan Stanley Finance LLC 10.3% per year, payable quarterly if Goldman Sachs shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $160.616, 80% of initial share price due 3/3/2023

Morgan Stanley Finance LLC 11% per year, payable quarterly if Netflix shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $239.87, 65% of initial share price due 3/3/2023

Morgan Stanley Finance LLC 11.6% per year, payable monthy if each index closes at or above barrier level on determination date for that month; Coupon barrier levels: 2,330.643 for Stoxx, 17,786.552 for Dow, 1,033.502 for Russell; 70% of initial levels due 12/2/2021

Morgan Stanley Finance LLC 11.6% per year, payable monthly if each index closes at or above barrier level on determination date for that month; Coupon barrier levels: 5,923.285 for Nasdaq, 17,786.552 for Dow, 1,033.502 for Russell; 70% of initial levels due 9/2/2021

Morgan Stanley Finance LLC 15% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 1,033.502 for Russell, 2,067.954 for S&P, 5,923.285 for Nasdaq; 70% of initial levels due 12/3/2020

Morgan Stanley Finance LLC 6.4% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Coupon barriers: 2,383.008 for S&P, 20,613.312 for Dow, or 80% of initial levels due 12/2/2021

Morgan Stanley Finance LLC 11% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 1,181.145 for Russell, 2,363.376 for S&P, 2,663.592 for Stoxx; 80% of initial levels due 3/3/2022

Morgan Stanley Finance LLC 12% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 6,769.468 for Nasdaq, 2,363.376 for S&P, 20,327.488 for Dow, 1,181.145 for Russell; 80% of initial levels due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 12/1/2022

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 3/4/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 0.00% due 9/4/2025

Morgan Stanley Finance LLC 0.00% due 3/7/2025

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 9/1/2022

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/4/2027

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 0.00% due 9/1/2022

Morgan Stanley Finance LLC 8.7%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,337.29 for S&P, 1,164.571 for Russell and 2,591.94 for Stoxx; 75% of initial levels due 3/5/2030

Morgan Stanley Finance LLC 9.38% per year, payable quarterly if each index closes at or above its coupon barrier level on every day that quarter; Coupon barrier levels: 2,419.14 for Stoxx, 1,048.509 for Russell, 2,085.13 for S&P; 70% of initial levels due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 9/1/2022

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 9/2/2027

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 3/4/2026

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Barrier levels: 1,048.509 for Russell, 5,905.666 for Nasdaq and 18,036.648 for Dow; 70% of initial levels due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 11%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 824.54 for EM, 2,493.11 for S&P, 2,862.14 for Stoxx; 80% of initial levels due 3/1/2030

Morgan Stanley Finance LLC 0.00% due 1/27/2026

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 3/3/2025

Morgan Stanley Finance LLC 0.00% due 3/3/2025

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 11.25% annual rate, payable quarterly if each stock closes at or above coupon threshold level on observation date for that period; Coupon thresholds: $89.376 for 3M, $25.83 for Dow; 60% of initial share price due 3/2/2023

Morgan Stanley Finance LLC 9.15% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,164.571 for Russell, 2,337.293 for S&P, 6,655.318 for Nasdaq, 75% of initial levels due 3/2/2023

Morgan Stanley Finance LLC 7%, payable quarterly if each fund closes at or above downside threshold level on determination date for that quarter; Downside thresholds: $64.071 for biotech fund, $19.98 for financial fund and $64.89 for technology fund; 70% of initial share prices due 8/31/2021

Morgan Stanley Finance LLC 11.65% annual rate, payable quarterly if each stock closes at or above downside threshold level on observation date for that period; Downside thresholds: $184.10 for UnitedHealth, $66.346 for Alexion; 70% of initial share price due 8/31/2022

Morgan Stanley Finance LLC 8.76% due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 8%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 730.32 for EM, 1,086.933 for Russell and 2,504.38 for Stoxx; 70% of initial levels due 2/28/2030

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 3/29/2021

Morgan Stanley Finance LLC 0.00% due 8/27/2021

Morgan Stanley Finance LLC 8.8% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $1,183.644 for Amazon, $182.922 for Costco, $67.032 for Target and $68.634 for Walmart; 60% of initial share prices due 3/2/2023

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that period; Downside thresholds: $172.848 for Apple, $831.792 for Alphabet, $100.842 for Microsoft; 60% of initial share price due 3/2/2023

Morgan Stanley Finance LLC 7.75% annualized, payable monthly if each index closes at or above coupon barrier on observation date for that month; Coupon barriers: 1,100.328 for Russell, 2,500.757 for Stoxx, 18,956.952 for Dow, 70% of initial levels due 12/1/2021

Morgan Stanley Finance LLC 6% annualized, payable monthly if each index closes at or above coupon barrier on observation date for that month; Coupon barriers: 1,100.328 for Russell, 6,184.406 for Nasdaq, 18,956.952 for Dow, 70% of initial levels due 2/28/2025

Morgan Stanley Finance LLC 8% annualized, payable quarterly if each asset closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 6,824.933 for Nasdaq, 1,214.29 for Russell, $209.116 for ETF, 77.25% of initial levels due 3/2/2022

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barrier levels: 6,184.406 for Nasdaq, 18,956.952 for Dow, 1,100.328 for Russell; 70% of initial levels due 9/1/2021

Morgan Stanley Finance LLC 6.65% annualized, payable monthly if each index closes at or above coupon barrier on observation date for that month; Coupon barriers: 1,100.328 for Russell, 2,500.757 for Stoxx, 2,189.747 for S&P, 70% of initial levels due 2/28/2030

Morgan Stanley Finance LLC 6.5% per year, payable each quarter that each underlier closes at or above coupon barrier on determination date for that quarter; Coupon barriers: $39.488 for energy fund, $23.976 for gold ETF; 80% of initial prices due 3/2/2022

Morgan Stanley Finance LLC 6.25% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,336.112 for Russell and 7,509.635 for Nasdaq; 85% of initial levels due 3/2/2022

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 3/2/2027

Morgan Stanley Finance LLC 0.00% due 3/2/2027

Morgan Stanley Finance LLC 0.00% due 3/2/2027

Morgan Stanley Finance LLC 0.00% due 2/2/2027

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 8/30/2022

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 3/2/2023

Morgan Stanley Finance LLC 0.00% due 3/2/2022

Morgan Stanley Finance LLC 6.3% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,221.078 for Russell, 6,809.724 for Nasdaq, 20,970.60 for Dow, 75% of initial levels due 11/30/2022

Morgan Stanley Finance LLC 10.92% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that period; Downside thresholds: $95.18 for IBM, $120.861 for salesforce.com; 65% of initial share price due 3/1/2023

Morgan Stanley Finance LLC 0.00% due 2/24/2023

Morgan Stanley Finance LLC 6.15% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barriers: 1,175.026 for Russell, 2,660.266 for Stoxx; 70% of initial levels due 2/28/2023

Morgan Stanley Finance LLC 7.45% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barriers: 1,175.026 for Russell, 2,660.266 for Stoxx; 70% of initial levels due 2/28/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 19,859.801 for Dow, 1,149.847 for Russell, 2,286.359 for S&P; 68.5% of initial levels due 2/26/2026

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if Amazon shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $1,676.776, 80% of initial share price due 2/24/2023

Morgan Stanley Finance LLC 11.15% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that period; Downside thresholds: $1,257.582 for Amazon, $891.066 for Alphabet, $187.83 for Apple and $52.218 for Qualcomm; 60% of initial share price due 2/28/2023

Morgan Stanley Finance LLC 9.4% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $250.44, 80% of initial share price due 2/24/2023

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that period; Downside thresholds: $25.86 for Dell, $23.15 for Cisco, $27.34 for Oracle; 50% of initial share price due 2/28/2024

Morgan Stanley Finance LLC 10.15% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that period; Downside threshold levels: $116.084 for Microsoft, $203.483 for Apple, $964.249 for Alphabet, 65% of initial share prices due 2/24/2023

Morgan Stanley Finance LLC 6.55% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 2,336.425 for S&P, 1,175.026 for Russell, 2,660.266 for Stoxx, 70% of initial levels due 2/26/2030

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if UnitedHealth Group shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $226.073, 75% of initial share price due 2/24/2023

Morgan Stanley Finance LLC 10% annualized, payable quarterly that each index closes at or above coupon barrier on observation date for that quarter; Coupon barrier levels: $202.17 for trust, $11.52 for Oil & Gas; 60% of initial levels due 2/24/2023

Morgan Stanley Finance LLC 6.15% per year for each six months that both indexes close at or above coupon barrier level on the observation date for that period; Coupon barrier levels: 1,258.957 for Russell, 21,744.308 for Dow; 75% of initial levels due 3/2/2026

Morgan Stanley Finance LLC 5.45% per year for each six months that both indexes close at or above coupon barrier level on the observation date for that period; Coupon barrier levels: 1,258.957 for Russell, 21,744.308 for Dow; 75% of initial levels due 3/2/2026

Morgan Stanley Finance LLC 0.00% due 3/10/2021

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 2/28/2024

Morgan Stanley Finance LLC 0.00% due 3/2/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2026

Morgan Stanley Finance LLC 0.00% due 3/1/2027

Morgan Stanley Finance LLC 10% annualized, payable quarterly if stock closes at or above coupon barrier on related observation date; Coupon barrier: $104.623, 76.25% of initial levels due 3/10/2021

Morgan Stanley Finance LLC 0.00% due 3/2/2026

Morgan Stanley Finance LLC 0.00% due 3/2/2026

Morgan Stanley Finance LLC 0.00% due 2/25/2025

Morgan Stanley Finance LLC 13.8% per year, payable monthly if each stock closes at or above coupon threshold level on observation date for that period; Coupon barrier level: €4.139 for Bilbao, $27.776 for BofA, $37.672 for Wells, $36.736 for BNY Mellon; 80% of initial share prices due 2/24/2023

Morgan Stanley Finance LLC 13.25% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that period; Downside thresholds: $32.995 for Micron, $167.921 for UnitedHealth, $58.718 for UPS; 55% of initial share price due 2/28/2023

Morgan Stanley Finance LLC 14.25% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that period; Downside thresholds: $32.995 for Micron, $167.921 for UnitedHealth, $58.718 for UPS; 55% of initial share price due 2/28/2023

Morgan Stanley Finance LLC 7.25% annualized, payable monthly if each index closes at or above coupon barrier on observation date for that month; Coupon barriers: 1,178.465 for Russell, 6,740.862 for Nasdaq, 2,685.578 for Dow, 70% of initial levels due 8/23/2022

Morgan Stanley Finance LLC 0.00% due 2/23/2023

Morgan Stanley Finance LLC 0.00% due 2/24/2023

Morgan Stanley Finance LLC 0.00% due 2/23/2027

Morgan Stanley Finance LLC 0.00% due 2/17/2023

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if Amazon shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $1,707.896, 80% of initial share price due 2/17/2023

Morgan Stanley Finance LLC 9.12% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $259.96, 80% of initial share price due 2/17/2022

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $243.713, 75% of initial share price due 2/17/2023

Morgan Stanley Finance LLC 11.83% per year, payable each quarter that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $43.147 for Bristol-Myers, $145.262 for Amgen, $76.265 for Medtronic; 65% of initial share prices due 2/17/2023

Morgan Stanley Finance LLC 11.05% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that period; Downside thresholds: $82.794 for Caterpillar, $29.178 for Dow; 60% of initial share price due 2/17/2023

Morgan Stanley Finance LLC 10.45% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $206.902 for Costco, $67.301 for NIKE, $58.032 for Starbucks; 65% of initial share prices due 2/17/2023

Morgan Stanley Finance LLC 7% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,265.688 for Russell, 2,880.728 for Stoxx, 22,048.56 for Dow, 75% of initial levels due 2/14/2030

Morgan Stanley Finance LLC 18.25% per year, payable semiannually if each stock closes at or above downside threshold level on observation date for that period; Downside thresholds: $202.598 for Goldman, $119.765 for Disney; 85% of initial share price due 2/17/2022

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $109.968, 80% of initial share price due 2/17/2023

Morgan Stanley Finance LLC 5% annualized, payable monthly if each index closes at or above coupon barrier on observation date for that month; Coupon barriers: 1,181.309 for Russell, 6,736.506 for Nasdaq, 20,578.656 for Dow, 70% of initial levels due 2/20/2025

Morgan Stanley Finance LLC 7.15% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,265.688 for Russell, 2,535.12 for S&P, 7,217.685 for Nasdaq, 75% of initial levels due 2/17/2022

Morgan Stanley Finance LLC 6.5% annualized, payable monthly if each index closes at or above coupon barrier on observation date for that month; Coupon barriers: 17,765.6925 for Nikkei, 2,535.12 for S&P, 2,880.7275 for Stoxx, 75% of initial levels due 2/17/2022

Morgan Stanley Finance LLC 0.00% due 2/20/2025

Morgan Stanley Finance LLC 0.00% due 2/20/2025

Morgan Stanley Finance LLC 0.00% due 5/19/2021

Morgan Stanley Finance LLC 5.83%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 6,736.506 for Nasdaq, 2,688.68 for Stoxx; 70% of initial levels due 2/20/2025

Morgan Stanley Finance LLC 6.36%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,366.11 for S&P, 1,181.309 for Russell and 2,688.68 for Stoxx; 70% of initial levels due 2/20/2030

Morgan Stanley Finance LLC 10.35% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $28.305 for Pfizer, $50.25 for Bristol-Myers, $107.633 for Eli Lilly and $113.318 for Johnson; 75% of initial share prices due 2/16/2023

Morgan Stanley Finance LLC 7.6% per year, payable each six months that index closes at or above downside threshold on related observation date; Downside threshold: 2,872.533, 85% of initial level due 2/17/2022

Morgan Stanley Finance LLC 0.00% due 2/19/2025

Morgan Stanley Finance LLC 0.00% due 2/19/2025

Morgan Stanley Finance LLC 0.00% due 8/16/2021

Morgan Stanley Finance LLC 6.35%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,350.43 for S&P, 1,174.261 for Russell and 2,678.09 for Stoxx; 70% of initial levels due 2/14/2025

Morgan Stanley Finance LLC 0.00% due 2/15/2024

Morgan Stanley Finance LLC 6% annualized, payable monthly if each index closes at or above coupon barrier on observation date for that month; Coupon barriers: 1,174.261 for Russell, 20,493.438 for Dow, 2,678.088 for Stoxx, 70% of initial levels due 2/14/2030

Morgan Stanley Finance LLC 0.00% due 8/15/2022

Morgan Stanley Finance LLC 10% per year, payable quarterly if each ETF closes at or above coupon barrier level on determination date for that period; Coupon barrier level: $34.88 for EM ETF, $33.20 for China ETF; 80% of initial share prices due 5/13/2021

Morgan Stanley Finance LLC 0.00% due 8/16/2021

Morgan Stanley Finance LLC 0.00% due 2/10/2023

Morgan Stanley Finance LLC 6.4% per year, payable quarterly if Alphabet shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $1,479.11, 80% of initial share price due 2/10/2023

Morgan Stanley Finance LLC 8.65% per year, payable quarterly if Apple shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $256.024, 80% of initial share price due 2/10/2023

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if BofA shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $27.688, 80% of initial share price due 2/10/2023

Morgan Stanley Finance LLC 7% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,325.422 for Russell, 7,520.878 for Nasdaq, 23,282.008 for Dow, or 80% of initial levels due 11/10/2022

Morgan Stanley Finance LLC 0.00% due 2/24/2021

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 4/18/2022

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 6,612.141 for Nasdaq, 1,174.22 for Russell, 20,565.839 for Dow; 70% of initial levels due 8/11/2022

Morgan Stanley Finance LLC 0.00% due 8/11/2022

Morgan Stanley Finance LLC 0.00% due 5/12/2021

Morgan Stanley Finance LLC 7% per year, payable monthly if each asset closes at or above coupon barrier level on observation date that month; Coupon barrier levels: 2,855.194 for Stoxx, $33.145 for ETF; 76.5% of initial levels due 2/9/2023

Morgan Stanley Finance LLC 0.00% due 2/9/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 6.25% per year, payable quarterly if each underlier closes at or above coupon threshold level on determination date for that quarter; Coupon thresholds: 65.758 for Stoxx, 6,533.839 for Nasdaq, $115.339 for ETF, or 70% of initial levels due 11/8/2021

Morgan Stanley Finance LLC 0.00% due 7/12/2022

Morgan Stanley Finance LLC 0.00% due 8/9/2023

Morgan Stanley Finance LLC 0.00% due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 10/20/2022

Morgan Stanley Finance LLC 0.00% due 2/6/2025

Morgan Stanley Finance LLC 0.00% due 11/10/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 7/30/2021

Morgan Stanley Finance LLC 0.00% due 7/30/2021

Morgan Stanley Finance LLC 0.00% due 2/7/2025

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 6.65% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barriers: 6,294.058 for Nasdaq, 1,129.843 for Russell, 19,779.221 for Dow; 70% of initial levels due 2/4/2021

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $247.608, 80% of initial level due 2/3/2023

Morgan Stanley Finance LLC 10.85% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $40.593, 70% of initial level due 2/3/2023

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if each index closes at or above coupon barrier on determination date for that period; Coupon barriers: 849.872 for EM, 2,912.728 for Stoxx, or 80% of initial levels due 2/3/2023

Morgan Stanley Finance LLC 8.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,129.843 for Russell, 19,779.221 for Dow, 2,548.637 for Stoxx, or 70% of initial levels due 11/4/2021

Morgan Stanley Finance LLC 7.3% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,291.249 for Russell, 2,580.416 for S&P, 2,912.728 for Stoxx, or 80% of initial levels due 5/6/2021

Morgan Stanley Finance LLC 8% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,129.843 for Russell, 19,779.221 for Dow, 6,294.058 for Nasdaq, or 70% of initial levels due 8/5/2021

Morgan Stanley Finance LLC 6.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,129.843 for Russell, 19,779.221 for Dow, 6,294.058 for Nasdaq, or 70% of initial levels due 2/5/2025

Morgan Stanley Finance LLC 6.85% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,210.546 for Russell, 2,419.14 for S&P, 2,730.683 for Stoxx, or 75% of initial levels due 2/3/2022

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each underlier closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 2,257.864 for S&P, 1,129.843 for Russell, $27.818 for ETF, or 70% of initial levels due 8/5/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 8/4/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/4/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 8.5% per year plus any previously unpaid contingent coupons, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $1,590.078, 85% of initial share price due 2/3/2022

Morgan Stanley Finance LLC 9% per year plus any previously unpaid contingent coupons, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $259.096, 80% of initial share price due 2/3/2022

Morgan Stanley Finance LLC 6.35% annualized, payable monthly if each index closes at or above coupon barrier on observation date for that month; Coupon barriers/downside thresholds: 1,153.753 for Russell, 2,583.546 for Stoxx and 20,201.608 for Dow, 70% of initial levels due 8/4/2021

Morgan Stanley Finance LLC 10.9% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Downside thresholds: $74.536 for Target, $159.777 for Nvidia; 65% of initial share price due 8/4/2022

Morgan Stanley Finance LLC 11.75% per year plus any previously unpaid contingent coupons, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $640.81, 50% of initial share price due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 2/4/2025

Morgan Stanley Finance LLC 0.00% due 2/4/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2022

Morgan Stanley Finance LLC 9.54% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Downside thresholds: $874.02 for Alphabet, $75.882 for Baidu; 60% of initial share price due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 6.5%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,154.455 for Russell, 2,615.45 for Stoxx; 70% of initial levels due 2/3/2025

Morgan Stanley Finance LLC 6.03%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,154.455 for Russell, 2,615.45 for Stoxx; 70% of initial levels due 1/20/2030

Morgan Stanley Finance LLC 0.00% due 1/31/2030

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 9.75% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $30.246 for American International, $171.522 for UnitedHealth, $33.366 for Lincoln and $45.87 for Progressive; 60% of initial share prices due 2/2/2023

Morgan Stanley Finance LLC 6.4% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,160.820 for Russell, 20,105.995 for Dow, 2,603.454 for Stoxx, or 70% of initial levels due 11/2/2021

Morgan Stanley Finance LLC 5.75% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,160.820 for Russell, 20,105.995 for Dow, 6,363.653 for Nasdaq, or 70% of initial levels due 8/2/2021

Morgan Stanley Finance LLC 5.1% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,160.820 for Russell, 20,105.995 for Dow, 6,363.653 for Nasdaq, or 70% of initial levels due 1/31/2025

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,160.820 for Russell 2000, 2, 2021 for S&P, 6,363.653 for Nasdaq-100, or 70% of initial levels due 11/2/2021

Morgan Stanley Finance LLC 7.45% per year, payable monthly if each underlier closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 2,293.368 for S&P, 1,160.820 for Russell, $28.665 for ETF, or 70% of initial levels due 11/2/2021

Morgan Stanley Finance LLC 10.15% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $51.74, 50% of initial level due 2/2/2023

Morgan Stanley Finance LLC 13.15% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $61.945, 50% of initial level due 2/1/2022

Morgan Stanley Finance LLC 5.25% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,409.567 for Russell and 7,727.293 for Nasdaq; 85% of initial levels due 2/2/2022

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 8/2/2023

Morgan Stanley Finance LLC 0.00% due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2027

Morgan Stanley Finance LLC 0.00% due 2/2/2027

Morgan Stanley Finance LLC 0.00% due 2/2/2027

Morgan Stanley Finance LLC 0.00% due 2/2/2027

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 8/2/2022

Morgan Stanley Finance LLC 0.00% due 2/1/2022

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2022

Morgan Stanley Finance LLC 21.5% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $15.666 for American Airlines, $75.726 for Roku and $163.938 for Trade Desk; 60% of initial share prices due 1/30/2025

Morgan Stanley Finance LLC 20% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $15.666 for American Airlines, $163.938 for Trade Desk, $10.452 for Plains; 60% of initial share prices due 1/30/2025

Morgan Stanley Finance LLC 21% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $34.14 for Grubhub, $75.726 for Roku and $17.364 for Trip Advisor; 60% of initial share prices due 1/30/2025

Morgan Stanley Finance LLC 20.5% per year, payable each month that each stock closes at or above coupon barrier on determination date for that period; Coupon barriers: $34.14 for Grubhub, $163.938 for Trade Desk, $10.452 for Plains; 60% of initial share prices due 1/30/2025

Morgan Stanley Finance LLC 6.1% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,315.310 for Russell, 7,161.743 for Nasdaq, 22,828.64 for Dow, or 80% of initial levels due 10/30/2020

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 1/29/2025

Morgan Stanley Finance LLC 0.00% due 1/29/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 1/29/2025

Morgan Stanley Finance LLC 7.5% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barriers: 1,163.562 for Russell, 2,645.412 for Stoxx; 70% of initial levels due 1/31/2023

Morgan Stanley Finance LLC 6.25% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barriers: 1,163.562 for Russell, 2,645.412 for Stoxx; 70% of initial levels due 1/31/2023

Morgan Stanley Finance LLC 5.6% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barriers: 2,306.829 for S&P, 6,399.027 for Nasdaq; 70% of initial levels due 1/31/2023

Morgan Stanley Finance LLC 8.6% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $35.363, 75% of initial level due 1/27/2023

Morgan Stanley Finance LLC 8.85% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $62.736, 80% of initial level due 1/27/2023

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $62.736, 80% of initial level due 1/27/2022

Morgan Stanley Finance LLC 13.5% per year, payable monthly if shares close at or above coupon barrier on observation date for that month; Coupon barrier level: $9.37, 80% of initial level due 7/29/2020

Morgan Stanley Finance LLC 5.5% per year for each six months that both indexes close at or above coupon barrier level on the observation date for that period; Coupon barrier levels: 1,163.562 for Russell, 20,292.811 for Dow; 70% of initial levels due 1/31/2025

Morgan Stanley Finance LLC 5% per year for each six months that both indexes close at or above coupon barrier level on the observation date for that period; Coupon barrier levels: 1,163.562 for Russell, 20,292.811 for Dow; 70% of initial levels due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 1/27/2023

Morgan Stanley Finance LLC 0.00% due 1/28/2027

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 7/26/2021

Morgan Stanley Finance LLC 6% per year, payable quarterly if each underlier closes at or above coupon threshold level on determination date for that quarter; Coupon thresholds: 1,179.508 for Russell, 6,451.889 for Nasdaq, $31.472 for ETF, or 70% of initial levels due 1/26/2023

Morgan Stanley Finance LLC 0.00% due 1/26/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 788.795 for EM, 1,180.129 for Russell, 66.08 for Stoxx Banks; 70% of initial levels due 1/26/2023

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Downside thresholds: $22.269 for BofA, $161.161 for Nvidia; 65% of initial share price due 7/26/2022

Morgan Stanley Finance LLC 6% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,180.129 for Russell, 6,416.640 for Nasdaq, 20,437.228 for Dow, or 70% of initial levels due 10/26/2023

Morgan Stanley Finance LLC 14.10% due 1/26/2021

Morgan Stanley Finance LLC 0.00% due 5/31/2022

Morgan Stanley Finance LLC 0.00% due 1/29/2030

Morgan Stanley Finance LLC 0.00% due 1/23/2026

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barriers: 6,421.612 for Nasdaq, 1,189.745 for Russell, 20,543.67 for Dow; 70% of initial levels due 1/23/2025

Morgan Stanley Finance LLC 10% per year, payable each month that each stock closes at or above downside threshold level on determination date for that period; Downside thresholds: $969.654 for Amazon, $115.513 for Facebook, $176.628 for Netflix, $118.264 for Alibaba; 52% of initial share prices due 1/20/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $40.853, 65% of initial level due 1/20/2023

Morgan Stanley Finance LLC 11.8% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that period; Downside thresholds: $150.742 for Home Depot, $79.534 for Lowe’s, $31.909for Masco; 65% of initial share prices due 1/20/2023

Morgan Stanley Finance LLC 7% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,997.772 for S&P, 2,284.956 for Stoxx, 688.098 for EM, or 60% of initial levels due 1/23/2026

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $57.546, 60% of initial level due 1/20/2023

Morgan Stanley Finance LLC 6% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,189.745 for Russell, 20,543.67 for Dow, 6,421.612 for Nasdaq, or 70% of initial levels due 7/22/2021

Morgan Stanley Finance LLC 8% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,189.745 for Russell, 20,543.67 for Dow, 6,421.612 for Nasdaq, or 70% of initial levels due 7/22/2021

Morgan Stanley Finance LLC 5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,189.745 for Russell, 20,543.67 for Dow, 6,421.612 for Nasdaq, or 70% of initial levels due 1/23/2025

Morgan Stanley Finance LLC 7.55% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,274.726 for Russell, 2,497.215 for S&P, 6,880.299 for Nasdaq, or 75% of initial levels due 1/21/2022

Morgan Stanley Finance LLC 7.6% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,274.726 for Russell, 2,497.215 for S&P, 2,856.195 for Stoxx, or 75% of initial levels due 1/23/2025

Morgan Stanley Finance LLC 7.5% per year, payable each quarter if each asset closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,274.726 for Russell, 6,880.299 for Nasdaq, $219.953 for ETF, or 75% of initial levels due 1/1/2022

Morgan Stanley Finance LLC 7.1% per year, payable each quarter if each asset closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,274.726 for Russell, 6,880.299 for Nasdaq, $219.953 for ETF, or 75% of initial levels due 1/23/2025

Morgan Stanley Finance LLC 0.00% due 7/22/2021

Morgan Stanley Finance LLC 0.00% due 2/22/2021

Morgan Stanley Finance LLC 0.00% due 7/22/2021

Morgan Stanley Finance LLC 0.00% due 1/22/2027

Morgan Stanley Finance LLC 0.00% due 1/22/2027

Morgan Stanley Finance LLC 6%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,665.78 for Stoxx, 802.78 for EM; 70% of initial levels due 1/23/2030

Morgan Stanley Finance LLC 6%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,189.745 for Russell, 2,665.78 for Stoxx; 70% of initial levels due 1/20/2023

Morgan Stanley Finance LLC 7.15%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,189.745 for Russell, 16,828.88 for Nikkei; 70% of initial levels due 1/20/2023

Morgan Stanley Finance LLC 6%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,330.73 for S&P, 2,665.78 for Stoxx; 70% of initial levels due 1/23/2030

Morgan Stanley Finance LLC 0.00% due 1/19/2024

Morgan Stanley Finance LLC 0.00% due 1/19/2022

Morgan Stanley Finance LLC 0.00% due 1/16/2025

Morgan Stanley Finance LLC 0.00% due 4/18/2022

Morgan Stanley Finance LLC 8.45% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $180.47, 75% of initial level due 1/13/2023

Morgan Stanley Finance LLC 8% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $26.055, 75% of initial level due 1/13/2023

Morgan Stanley Finance LLC 0.00% due 1/4/2023

Morgan Stanley Finance LLC 0.00% due 1/4/2023

Morgan Stanley Finance LLC 0.00% due 5/12/2021

Morgan Stanley Finance LLC 6.06%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,160.350 for Russell, 2,652.66 for Stoxx; 70% of initial levels due 1/15/2030

Morgan Stanley Finance LLC 0.00% due 2/11/2022

Morgan Stanley Finance LLC 0.00% due 1/14/2026

Morgan Stanley Finance LLC 0.00% due 1/11/2023

Morgan Stanley Finance LLC 7.76% due 7/15/2021

Morgan Stanley Finance LLC 6.8% per year, payable each quarter if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,077.898 for Russell, 18,579.392 for Dow, 2,104.167 for S&P, or 65% of initial levels due 1/10/2025

Morgan Stanley Finance LLC 0.00% due 1/8/2026

Morgan Stanley Finance LLC 0.00% due 1/5/2022

Morgan Stanley Finance LLC 0.00% due 1/8/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 7/6/2022

Morgan Stanley Finance LLC 0.00% due 3/10/2021

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,248.113 for Russell, 2,415.968 for S&P, 2,811.353 for Stoxx, or 75% of initial levels due 1/5/2022

Morgan Stanley Finance LLC 7.85% per year, payable quarterly if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,248.113 for Russell, 2,415.968 for S&P, 2,811.353 for Stoxx, or 75% of initial levels due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 2/3/2021

Morgan Stanley Finance LLC 0.00% due 1/4/2023

Morgan Stanley Finance LLC 0.00% due 7/3/2025

Morgan Stanley Finance LLC 0.00% due 1/3/2022

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 1/5/2027

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 6,139.685 for Nasdaq, 1,168.323 for Russell, 20,051.682 for Dow; 70% of initial levels due 1/2/2025

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if Intel shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $111.21, 75% of initial share price due 12/30/2022

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $111.312, 80% of initial level due 12/30/2022

Morgan Stanley Finance LLC 8.5% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,168.323 for Russell, 20,051.682 for Dow, 6,139.685 for Nasdaq, or 70% of initial levels due 7/1/2021

Morgan Stanley Finance LLC 6.75% per year, payable each month if each index closes at or above its coupon threshold level on the related determination date; Coupon thresholds: 1,001.420 for Russell, 17,187.156 for Dow, 5,262.587 for Nasdaq, or 60% of initial levels due 1/2/2025

Morgan Stanley Finance LLC 9.16% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter; Downside thresholds: $35.838 for U.S. Bancorp, $42.744 for Comerica, $96.486 for PNC; 60% of initial share prices due 12/30/2022

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 1/2/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 12/30/2022

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2024

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 6.52%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,647.59 for Stoxx, 1,168.323 for Russell, 70% of initial levels due 12/31/2029

Morgan Stanley Finance LLC 6.15%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,268.014 for S&P and 2,647.589 for Stoxx; 70% of initial levels due 12/31/2029

Morgan Stanley Finance LLC 6.93%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,268.014 for S&P, 1,168.3231 for Russell and 2,647.589 for Stoxx; 70% of initial levels due 12/31/2024

Morgan Stanley Finance LLC 0.00% due 12/31/2024

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 0.00% due 1/2/2025

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 1,174.369 for Russell, 2,267.937 for S&P and 2,647.589 for Stoxx; 70% of initial levels due 6/29/2023

Morgan Stanley Finance LLC 7% per year, payable every quarter if each index closes at or above coupon threshold level on related determination date; Coupon thresholds: 1,258.253 for Russell, 2,429.933 for S&P, 6,583.735 for Nasdaq, or 75% of initial levels due 12/31/2029

Morgan Stanley Finance LLC 0.00% due 12/30/2025

Morgan Stanley Finance LLC 0.00% due 12/31/2024

Morgan Stanley Finance LLC 0.00% due 12/30/2024

Morgan Stanley Finance LLC 0.00% due 12/30/2024

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/30/2020

Morgan Stanley Finance LLC 0.00% due 12/30/2024

Morgan Stanley Finance LLC 11% per year, payable each month that each stock closes at or above downside threshold level on determination date for that month; Downside thresholds: $21.102 for BofA, $98.244 for salesforce, $60.024 for NIKE; 60% of initial share prices due 12/29/2022

Morgan Stanley Finance LLC 10% per year, payable monthly if each ETF closes at or above coupon barrier level on determination date for that period; Coupon barrier level: $22.958 for financial fund, $46.493 for energy fund, $47.993 for utilities fund; 75% of initial share prices due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 6/28/2023

Morgan Stanley Finance LLC 0.00% due 1/2/2024

Morgan Stanley Finance LLC 0.00% due 1/2/2024

Morgan Stanley Finance LLC 0.00% due 12/28/2023

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 8% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barrier/final barriers: 1,170.331 for Russell, 2,643.592 for Stoxx; 70% of initial levels due 12/28/2022

Morgan Stanley Finance LLC 7% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barrier/final barriers: 1,170.331 for Russell, 2,643.592 for Stoxx; 70% of initial levels due 12/28/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if BofA shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $26.22, 75% of initial share price due 12/23/2022

Morgan Stanley Finance LLC 5% per year, payable every month if each index closes at or above coupon threshold level on related determination date; Coupon thresholds: 1,003.141 for Russell, 5,207.095 for Nasdaq, 17,073.054 for Dow, or 60% of initial levels due 12/26/2024

Morgan Stanley Finance LLC 6.5% per year, payable every month if each index closes at or above coupon threshold level on related determination date; Coupon thresholds: 1,170.331 for Russell, 6,074.944 for Nasdaq, 19,918.563 for Dow, or 70% of initial levels due 6/24/2021

Morgan Stanley Finance LLC For only the first 10 quarters, 7.05% per year, payable quarterly if each ETF closes at or above coupon barrier level on determination date for that quarter.; Coupon barrier level: $21.476 for financial fund, $45.213 for utilities fund, $16.254 for oil fund; 70% of initial share prices due 12/26/2024

Morgan Stanley Finance LLC 9.05% per year, payable quarterly if Intel shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $41.265, 70% of initial share price due 12/23/2022

Morgan Stanley Finance LLC 8.45% per year, payable quarterly if JPMorgan shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $109.792, 80% of initial share price due 12/23/2022

Morgan Stanley Finance LLC 20% per year, payable quarterly if shares close at or above coupon barrier on observation date for that quarter; Coupon barrier level: $82.134, 60% of initial level due 12/28/2020

Morgan Stanley Finance LLC Contingent quarterly coupon of 8.05% if each component closes at or above 75% coupon barrier level on the determination date for that quarter due 12/23/2021

Morgan Stanley Finance LLC 5.5% per year, payable each quarter that each underlier closes at or above coupon barrier on determination date for that quarter; Coupon barrier/buffer levels: $12.832 for silver ETF, $21.704 for gold ETF; 80% of initial prices due 12/23/2021

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 6/23/2022

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 1/6/2026

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 6/27/2022

Morgan Stanley Finance LLC 0.00% due 6/26/2024

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 12/23/2022

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 12/28/2023

Morgan Stanley Finance LLC 0.00% due 1/15/2026

Morgan Stanley Finance LLC 0.00% due 1/15/2026

Morgan Stanley Finance LLC 0.00% due 1/15/2026

Morgan Stanley Finance LLC 0.00% due 1/15/2026

Morgan Stanley Finance LLC 0.00% due 4/26/2021

Morgan Stanley Finance LLC 0.00% due 6/25/2024

Morgan Stanley Finance LLC 0.00% due 12/30/2025

Morgan Stanley Finance LLC 0.00% due 12/30/2024

Morgan Stanley Finance LLC 6.09% per year, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,170.331 for Russell 2000 and 2,643.59 for Euro Stoxx 50, or 70% of initial levels due 12/27/2029

Morgan Stanley Finance LLC 0.00% due 12/30/2025

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 12/26/2024

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/24/2024

Morgan Stanley Finance LLC 19.25% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter; Downside thresholds: $1,433.824 for Amazon, $224.016 for Apple and $130.664 for salesforce.com, or 80% of initial share prices due 12/22/2022

Morgan Stanley Finance LLC 8.25% per year, payable every six months if each index closes at or above coupon threshold level on related determination date; Coupon thresholds: 2,393.355 for S&P, 6,435.468 for Nasdaq, 21,179.46 for Dow, or 75% of initial levels due 12/23/2021

Morgan Stanley Finance LLC 6% per year, payable monthly if each asset closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 2,617.419 for Stoxx, $21.56 for Financial, 19,863.872 for Dow, or 70% of initial levels due 9/22/2023

Morgan Stanley Finance LLC 7.6% per year, payable monthly if each index closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 1,166.966 for Russell 2000, 6,048.904 for Nasdaq-100, 19,863.872 for Dow, or 70% of initial levels due 12/23/2021

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 5/23/2022

Morgan Stanley Finance LLC 6.75% per year, payable monthly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barrier/buffers: 2,712.469 for S&P, 1,412.471 for Russell; 85% of initial levels due 6/23/2021

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above downside threshold on observation date for that quarter; Downside thresholds: 776.43 for MSCI Emerging Markets, 1,163.212 for Russell 2000 and 2,617.30 for Euro Stoxx 50, or 70% of initial levels due 12/24/2029

Morgan Stanley Finance LLC 16% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter; Downside thresholds: $157.846 for Amgen, $52.215 for State Street, $64.773 for Nike; 65% of initial share prices due 12/22/2021

Morgan Stanley Finance LLC 14.75% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter; Downside thresholds: $157.846 for Amgen, $52.215 for State Street, $64.773 for Nike; 65% of initial share prices due 12/22/2021

Morgan Stanley Finance LLC 0.00% due 6/17/2021

Morgan Stanley Finance LLC 0.00% due 1/19/2021

Morgan Stanley Finance LLC 18.3%, payable semiannually if each stock closes at or below 120% of its initial level on any related observation date due 6/21/2021

Morgan Stanley Finance LLC 0.00% due 2/24/2021

Morgan Stanley Finance LLC 4.02%, payable monthly for the first year only if index closes above 80% trigger level each day during a month due 12/16/2024

Morgan Stanley Finance LLC 0.00% due 6/14/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each underlying closes at or above coupon barrier level on each trading day for that quarter; Coupon barriers: 5,878.157 for Nasdaq, $30.149 for EM, 2,584.638 for Stoxx, or 70% of initial levels due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 12/12/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/23/2020

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $140.735, 70% of initial share price due 12/9/2022

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $39.767, 70% of initial share price due 12/9/2022

Morgan Stanley Finance LLC 19.75% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter; Downside thresholds: $81.024 for JPM, $157.32 for Ulta, $13.398 for Halliburton, $71.868 for Walmart, or 60% of initial share prices due 12/9/2022

Morgan Stanley Finance LLC 6% per year payable quarterly if each index closes at or above 75% of its initial level on any relevant observation date due 12/11/2024

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $134.356, 40% of initial share price due 12/9/2022

Morgan Stanley Finance LLC 0.00% due 12/9/2021

Morgan Stanley Finance LLC 0.00% due 12/11/2024

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 12/11/2023

Morgan Stanley Finance LLC 0.00% due 12/10/2024

Morgan Stanley Finance LLC 0.00% due 10/7/2021

Morgan Stanley Finance LLC 11.72% due 6/11/2021

Morgan Stanley Finance LLC 0.00% due 12/9/2021

Morgan Stanley Finance LLC 8% per year, payable quarterly if Amazon shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $1,320.518, 75% of initial share price due 12/9/2021

Morgan Stanley Finance LLC 14.25% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Downside thresholds: $21.548 for BAC, $30.095 for MU; 65% of initial share price due 12/8/2022

Morgan Stanley Finance LLC 5% per year plus any previously unpaid coupons, payable quarterly if each index closes at or above 65% of its initial level on any relevant observation date due 12/12/2022

Morgan Stanley Finance LLC 5.25% annual rate if each index closes at or above coupon barrier level on monthly determination date; Coupon barrier levels: 1,210.422 for Russell, 2,334.57 for S&P and 20,737.335 for Dow; 75% of initial levels due 12/9/2024

Morgan Stanley Finance LLC 9.16% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 2,178.93 for S&P, 1,129.727 for Russell and 2,562.01 for Stoxx; 70% of initial levels due 6/8/2023

Morgan Stanley Finance LLC 0.00% due 6/8/2022

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 12/1/2021

Morgan Stanley Finance LLC 10.05% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $37.954, 70% of initial share price due 12/2/2022

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $40.117, 70% of initial share price due 12/2/2021

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $100.838, 75% of initial share price due 12/2/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above downside threshold on determination date for that period; Coupon barriers: 1,137.152 for Russell 2000, 2,198.686 for S&P, or 70% of initial levels due 12/3/2020

Morgan Stanley Finance LLC 10.85% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $164.97, 50% of initial share price due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 12/4/2024

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 3/3/2021

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 12/4/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2021

Morgan Stanley Finance LLC 0.00% due 3/3/2021

Morgan Stanley Finance LLC 6.04%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,592.51 for Stoxx, 728.04 for EM, 70% of initial levels due 12/4/2029

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if each index closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,307.283 for Russell 2000, 22,531.20 for Dow, 6,755.767 for Nasdaq-100, or 80% of initial levels due 12/3/2024

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,143.873 for Russell 2000, 19,714.80 for Dow, 5,911.296 for Nasdaq-100, or 70% of initial levels due 12/3/2024

Morgan Stanley Finance LLC 7.3% per year, payable quarterly if each index closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,143.873 for Russell 2000, 2,207.541 for S&P, 5,911.296 for Nasdaq-100, or 70% of initial levels due 9/1/2020

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 12/3/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 7.3% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 5,870.022 for Nasdaq-100, 1,136.962 for Russell 2000 and 19,685.176 for Dow, or 70% of initial levels due 12/2/2024

Morgan Stanley Finance LLC 12.25% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Coupon levels/downside thresholds: $27.186 for Cisco, $54.744 for Xilinx; 60% of initial share price due 12/1/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,136.962 for Russell 2000, 5,870.022 for Nasdaq-100 and 19,685.176 for Dow, or 70% of initial levels due 6/1/2021

Morgan Stanley Finance LLC 5.85% per year, payable quarterly if each index closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,218.173 for Russell 2000, 6,289.309 for Nasdaq-100 and 21,091.26 for Dow, or 75% of initial levels due 10/31/2024

Morgan Stanley Finance LLC Contingent monthly coupon at an annual rate of 11% will be paid on each coupon payment date during only the first 18 months of the term of the notes if the closing price of the underlying stock is at or above the coupon threshold level on the related coupon observation date; Coupon threshold: $9.276, 60% of initial share price due 12/1/2021

Morgan Stanley Finance LLC 14.25% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $164.46, 50% of initial share price due 12/1/2022

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,380.596 for Russell and 7,127.883 for Nasdaq; 85% of initial levels due 12/1/2021

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 6/1/2022

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/1/2022

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/1/2022

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 6%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 5,870.022 for Nasdaq, 2,593.89 for Stoxx, 70% of initial levels due 11/29/2029

Morgan Stanley Finance LLC 0.00% due 11/29/2029

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/4/2024

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 22.5% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Coupon barrier levels: $1,152.996 for Amazon, $49.192 for Citi, $13.871 for Halliburton, $18.844 for American; 65% of initial levels due 11/30/2022

Morgan Stanley Finance LLC 11.4% per year, payable monthly if each stock closes at or above coupon threshold level on observation date for that month; Coupon barrier levels: $45.408 for Citi, $67.434 for Dollar, $35.286 for Intel; 60% of initial levels due 11/30/2022

Morgan Stanley Finance LLC 18% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Coupon barrier levels: $209.85 for Northrop, $132.726 for Nvidia and $68.988 for Neurocrine; 60% of initial levels due 12/1/2021

Morgan Stanley Finance LLC 16.25% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Coupon levels: $209.85 for Northrop, $132.726 for Nvidia and $68.988 for Neurocrine; 60% of initial levels due 12/1/2021

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 5/30/2024

Morgan Stanley Finance LLC 9.02%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,350.23 for S&P, 1,216.428 for Russell, 2,780.76 for Stoxx, 75% of initial levels due 11/29/2029

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 7% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barrier/final barriers: 1,112.26 for Russell, 2,581.124 for Stoxx; 70% of initial levels due 11/30/2022

Morgan Stanley Finance LLC 8% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barrier/final barriers: 1,112.26 for Russell, 2,581.124 for Stoxx; 70% of initial levels due 11/30/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $209.424, 80% of initial share price due 11/28/2022

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $139.174, 70% of initial share price due 11/28/2022

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $119.672, 80% of initial share price due 11/28/2022

Morgan Stanley Finance LLC 7.4% per year, payable monthly if each index closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 1,112.26 for Russell 2000, 5,790.437 for Nasdaq-100, 19,512.934 for Dow, or 70% of initial levels due 5/27/2021

Morgan Stanley Finance LLC 5.35% per year, payable monthly if each index closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 1,112.26 for Russell 2000, 5,790.437 for Nasdaq-100, 19,512.934 for Dow, or 70% of initial levels due 11/27/2024

Morgan Stanley Finance LLC 6.2% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,271.154 for Russell and 2,949.856 for Stoxx; 80% of initial levels due 5/27/2027

Morgan Stanley Finance LLC 6.25% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,350.602 for Russell and 7,031.245 for Nasdaq; 85% of initial levels due 11/26/2021

Morgan Stanley Finance LLC 10% per year, payable quarterly if each underlier closes at or above coupon barrier level on quarterly determination date; Coupon barrier levels: $15.788 for Oil & Gas, $20.07 for Gold; 75% of initial levels due 11/28/2022

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 11/28/2022

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 5/25/2023

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2026

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 12/2/2025

Morgan Stanley Finance LLC 0.00% due 12/2/2025

Morgan Stanley Finance LLC 0.00% due 11/24/2021

Morgan Stanley Finance LLC 0.00% due 11/24/2021

Morgan Stanley Finance LLC 0.00% due 8/27/2024

Morgan Stanley Finance LLC 0.00% due 2/26/2026

Morgan Stanley Finance LLC 0.00% due 12/2/2025

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 12/2/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2025

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 0.00% due 11/27/2024

Morgan Stanley Finance LLC 20% per year, payable monthly if each stock closes at or above coupon threshold level on observation date for that month; includes previously unpaid coupons; Coupon levels: $61.944 for CenturyLink, $7.134 for Zscaler, $27.252 for Abiomed; 60% of initial share price due 11/26/2024

Morgan Stanley Finance LLC 20% per year, payable monthly if each stock closes at or above coupon threshold level on observation date for that month; includes previously unpaid coupons; Coupon levels: $8.91 for CenturyLink, $27.252 for Zscaler, $111.996 for Abiomed; 60% of initial share price due 11/26/2024

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $33.63, 75% of initial share price due 11/26/2021

Morgan Stanley Finance LLC 6.9% per year, payable quarterly if each underlier closes at or above coupon threshold level on determination date for that quarter; Coupon thresholds: 2,172.478 for S&P, 5,785.933 for Nasdaq, $30.009 for ETF, or 70% of initial levels due 11/26/2024

Morgan Stanley Finance LLC 20% per year, payable monthly if each stock closes at or above coupon threshold level on observation date for that month; includes previously unpaid coupons; Coupon levels: $57.294 for Sarepta, $26.312 for Western Digital, $25.900 for Kohl’s; 55% of initial share price due 11/26/2024

Morgan Stanley Finance LLC 0.00% due 11/26/2021

Morgan Stanley Finance LLC 0.00% due 11/26/2024

Morgan Stanley Finance LLC 0.00% due 5/26/2021

Morgan Stanley Finance LLC 0.00% due 5/26/2021

Morgan Stanley Finance LLC 0.00% due 5/26/2021

Morgan Stanley Finance LLC 0.00% due 5/26/2021

Morgan Stanley Finance LLC 6% per year, payable monthly if each underlier closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 2,184.126 for S&P, 19,553.814 for Dow, $43.974 for ETF, or 70% of initial levels due 8/24/2023

Morgan Stanley Finance LLC 10% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Coupon levels/downside thresholds: $177.405 for UnitedHealth, $29.055 for Carnival; 65% of initial share price due 11/23/2022

Morgan Stanley Finance LLC 0.00% due 11/20/2023

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 5,820.866 for Nasdaq, 1,117.518 for Russell, 19,603.423 for Dow, or 70% of initial levels due 11/20/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2020

Morgan Stanley Finance LLC 2.7% per year, payable monthly if index closes at or above trigger level on every trading day during monthly monitoring period; Trigger level: 2,496.368, 80% of initial value due 5/19/2022

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $33.818, 75% of initial share price due 11/18/2021

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $119.976, 80% of initial share price due 11/18/2022

Morgan Stanley Finance LLC 7.75% fixed rate per year, paid quarterly; 7.75% per year plus any previously unpaid coupons, payable quarterly if each index closes at or above its initial level on any observation date beginning February 15, 2022 due 11/22/2034

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 1,117.518 for Russell 2000, 5,820.866 for Nasdaq-100, 19,603.423 for Dow, or 70% of initial levels due 5/20/2021

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 1,117.518 for Russell 2000, 5,820.866 for Nasdaq-100, 19,603.423 for Dow, or 70% of initial levels due 5/20/2021

Morgan Stanley Finance LLC 5.25% per year, payable monthly if each index closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 1,117.518 for Russell 2000, 5,820.866 for Nasdaq-100, 19,603.423 for Dow, or 70% of initial levels due 11/20/2024

Morgan Stanley Finance LLC 0.00% due 11/20/2024

Morgan Stanley Finance LLC 0.00% due 2/19/2021

Morgan Stanley Finance LLC 0.00% due 11/18/2022

Morgan Stanley Finance LLC 0.00% due 11/27/2020

Morgan Stanley Finance LLC 0.00% due 11/20/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2021

Morgan Stanley Finance LLC 0.00% due 11/20/2024

Morgan Stanley Finance LLC 0.00% due 11/20/2024

Morgan Stanley Finance LLC 8.6%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 734.15 for EM, 1,117.518 for Russell, 2,598.132 for Stoxx, 70% of initial levels due 11/20/2029

Morgan Stanley Finance LLC 6.72% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 2,184.32 for S&P, 19,603.42 for Dow and 2,598.13 for Stoxx; 70% of initial levels due 11/20/2029

Morgan Stanley Finance LLC 0.00% due 11/10/2023

Morgan Stanley Finance LLC 0.00% due 11/18/2022

Morgan Stanley Finance LLC 0.00% due 4/8/2021

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if each index closes at or above downside threshold level on observation date for that quarter; Coupon barriers/downside thresholds: 1,116.582 for Russell, 2,164.288 for S&P; 2,598.54 for Stoxx,70% of initial levels due 11/21/2022

Morgan Stanley Finance LLC 0.00% due 11/13/2026

Morgan Stanley Finance LLC 0.00% due 11/14/2025

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $103.712, 70% of initial share price due 11/14/2022

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $192.728, 75% of initial share price due 11/14/2022

Morgan Stanley Finance LLC 0.00% due 10/13/2021

Morgan Stanley Finance LLC 0.00% due 11/12/2021

Morgan Stanley Finance LLC 0.00% due 11/12/2021

Morgan Stanley Finance LLC 4.05%, payable monthly during the first two years if during those first two years the index does not close below 80% of its initial level on every trading day during the relevant monthly monitoring period due 11/12/2024

Morgan Stanley Finance LLC 5.15% per year, payable each quarter that each underlier closes at or above buffer level on determination date for that quarter; Buffer levels: 2,965.344 for index and $35.264 for ETF; 80% of initial levels due 11/12/2021

Morgan Stanley Finance LLC 8.25% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 2,153.746 for S&P, 1,112.679 for Russell, 2,582.118 for Stoxx, or 70% of initial levels due 11/15/2022

Morgan Stanley Finance LLC 0.00% due 11/7/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $204.656, 80% of initial share price due 11/4/2022

Morgan Stanley Finance LLC 10.65% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $31.16, 80% of initial share price due 11/4/2022

Morgan Stanley Finance LLC 8.65% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $102.24, 80% of initial share price due 11/4/2022

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $83.984, 80% of initial share price due 11/5/2020

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 11/7/2022

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 5,568.683 for Nasdaq, 1,093.716 for Russell, 18,932.361 for Dow, or 70% of initial levels due 11/5/2024

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon threshold level on determination date for that month; Coupon thresholds: 1,093.716 for Russell 2000, 5,658.683 for Nasdaq-100, 18,932.361 for Dow, or 70% of initial levels due 5/5/2021

Morgan Stanley Finance LLC 9.8% per year, payable quarterly if each ETF closes at or above barrier level on determination date for that quarter; Barrier level: $18.655 for Financial Select, $37.674 for Energy Select and $41.763 for Utilities Select, or 65% of initial share prices due 5/5/2022

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon threshold level on determination date for that month.; Coupon thresholds: 1,249.962 for Russell 2000 and 6,467.066 for Nasdaq-100, or 80% of initial levels due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 5/6/2025

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 8/4/2022

Morgan Stanley Finance LLC 0.00% due 11/4/2024

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above coupon barrier level on observation day for that quarter; Coupon barriers: 5,658.179 for Nasdaq, 1,100.993 for Russell, 19,030.683 for Dow, or 70% of initial levels due 11/4/2024

Morgan Stanley Finance LLC 0.00% due 5/4/2021

Morgan Stanley Finance LLC 0.00% due 3/24/2021

Morgan Stanley Finance LLC 0.00% due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/2/2029

Morgan Stanley Finance LLC 0.00% due 10/28/2021

Morgan Stanley Finance LLC 0.00% due 10/28/2021

Morgan Stanley Finance LLC 15.5% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that quarter; Coupon levels/downside thresholds: $26.642 for AT&T, $95.256 for PepsiCo, $93.674 for IBM, $51.163 for Citigroup and $26.747 for Pfizer; 70% of initial share price due 11/2/2022

Morgan Stanley Finance LLC 8.1% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,074.837 for Russell, 18,739.14 for Dow, 5,507.944 for Nasdaq, or 70% of initial levels due 11/3/2026

Morgan Stanley Finance LLC 6%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 5,633.256 for Nasdaq, 2,535.46 for Stoxx, 70% of initial levels due 11/1/2029

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 11/2/2022

Morgan Stanley Finance LLC 5% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,100.353 for Russell, 18,963.504 for Dow, 5,677.468 for Nasdaq, or 70% of initial levels due 10/31/2024

Morgan Stanley Finance LLC 7% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,100.353 for Russell, 5,677.468 for Nasdaq, 18,963.504 for Dow; 70% of initial levels due 5/3/2021

Morgan Stanley Finance LLC 6% per year, payable monthly if each underlier closes at or above its coupon threshold on determination date for that month; Coupon thresholds: 1,257.546 for Russell and 6,488.535 for Nasdaq; 80% of initial levels due 5/3/2021

Morgan Stanley Finance LLC 10% per year, payable quarterly if each underlier closes at or above coupon barrier level on quarterly determination date; Coupon barrier levels: $15.617 for Oil & Gas, $19.483 for Gold; 72% of initial levels due 11/2/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 11/2/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 11/2/2026

Morgan Stanley Finance LLC 0.00% due 11/2/2026

Morgan Stanley Finance LLC 0.00% due 11/2/2026

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 11/2/2022

Morgan Stanley Finance LLC 0.00% due 11/2/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2024

Morgan Stanley Finance LLC 0.00% due 10/27/2022

Morgan Stanley Finance LLC 5.5% annualized, payable monthly for each day that index closes at or above its 85% coupon barrier due 10/30/2024

Morgan Stanley Finance LLC 0.00% due 11/12/2020

Morgan Stanley Finance LLC 10.05% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $197.264, 80% of initial share price due 10/28/2022

Morgan Stanley Finance LLC 9.7% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $34.359, 65% of initial share price due 10/28/2022

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $68.19, 75% of initial share price due 10/28/2022

Morgan Stanley Finance LLC 0.00% due 10/30/2029

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2025

Morgan Stanley Finance LLC 0.00% due 12/15/2021

Morgan Stanley Finance LLC 0.25%, payable semiannually due 10/25/2024

Morgan Stanley Finance LLC 17.05% per year, payable quarterly if each stock closes at or above downside threshold on related determination date; Downside thresholds: $809.569 for Alphabet, $123.819 for Nvidia, $109.935 for Alibaba, 65% of initial levels due 10/27/2022

Morgan Stanley Finance LLC 0.00% due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 10/26/2020

Morgan Stanley Finance LLC 12% per year, payable monthly if shares close at or above downside threshold level on determination date for that month; Downside threshold: $126.75, 50% of initial share price due 10/26/2021

Morgan Stanley Finance LLC 0.00% due 10/23/2023

Morgan Stanley Finance LLC 0.00% due 10/27/2025

Morgan Stanley Finance LLC 0.00% due 11/2/2020

Morgan Stanley Finance LLC 0.00% due 4/22/2022

Morgan Stanley Finance LLC 7.25% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barrier/final barriers: 1,074.837 for Russell, 2,505.587 for Stoxx; 70% of initial levels due 10/25/2022

Morgan Stanley Finance LLC 8.75% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barrier/final barriers: 1,074.837 for Russell, 2,505.587 for Stoxx; 70% of initial levels due 10/25/2022

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 5,507.944 for Nasdaq, 1,074.837 for Russell, 18,739.140 for Dow, or 70% of initial levels due 10/23/2024

Morgan Stanley Finance LLC 0.00% due 7/14/2021

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $165.487, 70% of initial share price due 10/21/2022

Morgan Stanley Finance LLC 9.74% per year, payable quarterly if each stock closes at or above downside threshold on related determination date; Downside thresholds: $14.933 for CAG and $51.167 for BUD, 55% of initial share prices due 10/21/2022

Morgan Stanley Finance LLC 7.2% per year, payable quarterly if each underlier closes at or above coupon threshold level on determination date for that quarter; Coupon thresholds: 2,326.617 for Stoxx, 5,114.519 for Nasdaq-100 and $37.07 for ETF, or 65% of initial levels due 10/23/2024

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if JPMorgan shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $84.392, 70% of initial share price due 10/21/2022

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,074.837 for Russell, 18,739.14 for Dow, 5,507.944 for Nasdaq, or 70% of initial levels due 4/26/2021

Morgan Stanley Finance LLC 5.25% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,074.837 for Russell, 18,739.14 for Dow, 5,507.944 for Nasdaq, or 70% of initial levels due 10/23/2024

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,074.837 for Russell, 18,739.14 for Dow, 5,507.944 for Nasdaq, or 70% of initial levels due 4/26/2021

Morgan Stanley Finance LLC 6.25% per year, payable monthly if each index closes at or above downside threshold on determination date for that period; Downside thresholds: 1,074.837 for Russell 2000, 2,090.34 for S&P, or 70% of initial levels due 4/26/2021

Morgan Stanley Finance LLC 0.00% due 10/23/2024

Morgan Stanley Finance LLC 0.00% due 10/25/2022

Morgan Stanley Finance LLC 0.00% due 10/21/2022

Morgan Stanley Finance LLC 0.00% due 10/25/2023

Morgan Stanley Finance LLC 0.00% due 10/25/2023

Morgan Stanley Finance LLC 0.00% due 10/25/2024

Morgan Stanley Finance LLC 0.00% due 10/27/2025

Morgan Stanley Finance LLC 0.00% due 10/27/2025

Morgan Stanley Finance LLC 0.00% due 10/23/2024

Morgan Stanley Finance LLC 0.00% due 10/27/2025

Morgan Stanley Finance LLC 0.00% due 10/17/2029

Morgan Stanley Finance LLC 0.00% due 6/15/2021

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $243.698, 65% of initial share price due 10/14/2022

Morgan Stanley Finance LLC 11.3% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $49.07, 70% of initial share price due 10/14/2022

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $99.932, 70% of initial share price due 10/14/2022

Morgan Stanley Finance LLC 16% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that quarter; Coupon levels/downside thresholds: $251.472 for Lockheed, $129.916 for Goldman, $145.425 for UnitedHealth; 65% of initial share price due 4/16/2021

Morgan Stanley Finance LLC 14.15% per year, payable quarterly if each stock closes at or above coupon threshold level on observation date for that quarter; Coupon levels/downside thresholds: $251.472 for Lockheed, $129.916 for Goldman, $145.425 for UnitedHealth; 65% of initial share price due 4/16/2021

Morgan Stanley Finance LLC 0.00% due 10/16/2025

Morgan Stanley Finance LLC 0.00% due 10/19/2020

Morgan Stanley Finance LLC 0.00% due 10/15/2026

Morgan Stanley Finance LLC 6.3%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 5,490.713 for Nasdaq, 2,498.94 for Stoxx, 70% of initial levels due 10/16/2029

Morgan Stanley Finance LLC 0.00% due 10/19/2020

Morgan Stanley Finance LLC 21.00% due 4/16/2020

Morgan Stanley Finance LLC 0.00% due 10/14/2020

Morgan Stanley Finance LLC 0.00% due 10/13/2022

Morgan Stanley Finance LLC 11.15% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter;Downside threshold: $50.369, 70% of initial share price due 10/7/2022

Morgan Stanley Finance LLC 5.85% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,066.361 for Russell, 18,841.781 for Dow, 5,424.614 for Nasdaq, or 70% of initial levels due 10/9/2024

Morgan Stanley Finance LLC 0.00% due 10/7/2022

Morgan Stanley Finance LLC 0.00% due 10/5/2021

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 4/8/2021

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 4/5/2021

Morgan Stanley Finance LLC 0.00% due 10/5/2021

Morgan Stanley Finance LLC 0.00% due 10/5/2021

Morgan Stanley Finance LLC 0.00% due 4/4/2022

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 5,424.614 for Nasdaq-100, 1,066.361 for Russell 2000 and 18,841.781 for Dow, or 70% of initial levels due 10/3/2024

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,066.361 for Russell, 18,841.781 for Dow, 5,424.614 for Nasdaq, or 70% of initial levels due 4/5/2021

Morgan Stanley Finance LLC Notes will pay a contingent coupon at the rate of 9% per year if each underlier closes at or above its coupon threshold on the determination date for that month; Coupon thresholds: 1,294.867 for Russell and 6,587.032 for Nasdaq; 85% of initial levels due 4/5/2021

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if the underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier level: $15.757; 70% of initial level due 9/30/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 4/4/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2024

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 10/15/2020

Morgan Stanley Finance LLC 6.12% per year, payable quarterly if each stock closes at or above downside threshold on related determination date; Downside thresholds: $99.061 for Facebook, $1,088.148 for Booking, $70.868 for JNJ, 55% of initial levels, 55% of initial share prices due 4/5/2021

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if Kellogg shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $48.075, 75% of initial share price due 9/30/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if Visa shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $139.20, 80% of initial share price due 9/30/2022

Morgan Stanley Finance LLC 0.00% due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 10/6/2025

Morgan Stanley Finance LLC 0.00% due 10/6/2025

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 0.00% due 9/30/2021

Morgan Stanley Finance LLC 0.00% due 10/4/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2020

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if each stock closes at or above downside threshold on related determination date; Downside thresholds: $17.478 for BofA and $41.466 for Citi, 60% of initial share prices due 9/29/2022

Morgan Stanley Finance LLC 7.1% per year, payable quarterly if each index closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,149.995 for Russell 2000, 2,233.215 for S&P 500 and 20,168.340 for Dow, or 75% of initial levels due 9/28/2029

Morgan Stanley Finance LLC 8.75% per year, payable each month that each underlier closes at or above coupon barrier on determination date for that month; Coupon barriers: $61.632 for biotech, $22.488 for gold; 80% of initial prices due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 5% annualized for each day that index closes above coupon barrier; payable monthly; Coupon barrier: 2,537.140, 85% of initial level due 9/30/2024

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above downside threshold on determination date for that month; Downside thresholds: 1,085.458 for Russell 2000, 18,879.497 for Dow and 5,462.479 for Nasdaq-100, or 70% of initial levels due 3/30/2021

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,085.458 for Russell 2000, 18,879.497 for Dow and 5,462.479 for Nasdaq-100, or 70% of initial levels due 9/30/2024

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon threshold level on determination date for that month.; Coupon thresholds: 1,318.056 for Russell 2000 and 6,633.011 for Nasdaq-100, or 85% of initial levels due 3/30/2021

Morgan Stanley Finance LLC 6% per year, payable quarterly if each underlier closes at or above buffer level on determination date for that quarter; Buffer level: $16.156 for ETF and 1,085.458, or 70% of initial levels due 9/30/2021

Morgan Stanley Finance LLC 10% per year, payable quarterly if each ETF closes at or above buffer level on determination date for that quarter; Buffer level: $16.156 for oil ETF and $19.901 for gold ETF, or 70% of initial share prices due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 9/30/2026

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2022

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/28/2029

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2024

Morgan Stanley Finance LLC 0.00% due 9/29/2022

Morgan Stanley Finance LLC 0.00% due 10/23/2020

Morgan Stanley Finance LLC 7.25% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barrier/final barriers: 1,091.836 for Russell, 2,499.973 for Stoxx; 70% of initial levels due 9/27/2022

Morgan Stanley Finance LLC 8.75% per year, payable every six months if each index closes at or above its coupon barrier level on the observation date that period; Coupon barrier/final barriers: 1,091.836 for Russell, 2,499.973 for Stoxx; 70% of initial levels due 9/27/2022

Morgan Stanley Finance LLC 0.00% due 9/23/2022

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $152.411, 70% of initial share price due 9/23/2022

Morgan Stanley Finance LLC 11% per year, payable quarterly if Caterpillar shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $89.712, 70% of initial share price due 9/23/2022

Morgan Stanley Finance LLC 7.75% per year payable quarterly if each index closes at or above its coupon threshold level on the determination date for that quarter; Coupon thresholds: 1,091.836 for Russell 2000, 18,854.549 for Dow and 5,476.487for Nasdaq-100, or 70% of initial levels due 9/23/2021

Morgan Stanley Finance LLC 0.00% due 3/29/2021

Morgan Stanley Finance LLC 0.00% due 3/29/2021

Morgan Stanley Finance LLC 0.00% due 9/27/2023

Morgan Stanley Finance LLC 0.00% due 9/27/2023

Morgan Stanley Finance LLC 0.00% due 9/27/2024

Morgan Stanley Finance LLC 0.00% due 9/29/2025

Morgan Stanley Finance LLC 0.00% due 9/29/2025

Morgan Stanley Finance LLC 0.00% due 9/29/2025

Morgan Stanley Finance LLC 0.00% due 9/25/2023

Morgan Stanley Finance LLC 0.00% due 10/21/2021

Morgan Stanley Finance LLC 0.00% due 1/28/2021

Morgan Stanley Finance LLC 0.00% due 9/23/2024

Morgan Stanley Finance LLC 0.00% due 9/23/2024

Morgan Stanley Finance LLC 0.00% due 9/21/2021

Morgan Stanley Finance LLC 7% per year, payable quarterly if each underlier closes at or above buffer level on determination date; Buffer levels: 1,262.632 for Russell and 21,688.64 for Dow; 80% of initial levels due 9/20/2024

Morgan Stanley Finance LLC 0.00% due 9/20/2024

Morgan Stanley Finance LLC 7.6% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 5,496.689 for Nasdaq, 1,109.218 for Russell, 18,953.774 for Dow, or 70% of initial levels due 9/19/2024

Morgan Stanley Finance LLC 5.45% per year, payable monthly if each index closes at or above coupon barrier on determination date for that month; Coupon barriers: 1,109.218 for Russell 2000, 18,953.774 for Dow and 5,496.689 for Nasdaq, or 70% of initial levels due 9/19/2024

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier on determination date for that month; Coupon barriers: 1,109.218 for Russell 2000, 18,953.774 for Dow and 5,496.689 for Nasdaq, or 70% of initial levels due 3/19/2021

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier on determination date for that month; Coupon barriers: 1,109.218 for Russell 2000, 18,953.774 for Dow and 5,496.689 for Nasdaq, or 70% of initial levels due 3/19/2021

Morgan Stanley Finance LLC 5.25% due 10/16/2020

Morgan Stanley Finance LLC 0.00% due 9/18/2023

Morgan Stanley Finance LLC 0.00% due 9/20/2023

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if Exxon shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $50.848, 70% of initial share price due 9/16/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if each stock closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: $128.486 for UnitedHealth, $70.989 for HCA, or 55% of initial share prices due 9/16/2022

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 9/20/2023

Morgan Stanley Finance LLC 0.00% due 9/16/2022

Morgan Stanley Finance LLC 0.00% due 9/22/2025

Morgan Stanley Finance LLC 0.00% due 3/17/2021

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC If SVB shares close at or above the downside threshold on a quarterly determination date, contingent coupon at 15% per year plus any previously unpaid contingent coupons; Downside threshold: $156.807, 70% of initial price due 9/30/2020

Morgan Stanley Finance LLC 0.00% due 3/15/2023

Morgan Stanley Finance LLC 0.00% due 9/16/2024

Morgan Stanley Finance LLC 0.00% due 9/17/2024

Morgan Stanley Finance LLC 0.00% due 10/9/2020

Morgan Stanley Finance LLC 0.00% due 3/15/2023

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier level on observation day for that quarter; Coupon barriers: 1,638.291 for S&P, 827.842 for Russell and 4,318.896 for Nasdaq, or 55% of initial levels due 9/13/2024

Morgan Stanley Finance LLC 9.55% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $149.282, 70% of initial share price due 9/9/2022

Morgan Stanley Finance LLC 10.2% per year, payable quarterly if AT&T shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $27.188, 75% of initial share price due 9/9/2022

Morgan Stanley Finance LLC 5.45% per year, payable monthly if each index closes at or above coupon barrier on determination date for that month; Coupon barriers: 1,053.618 for Russell 2000, 18,758.222 for Dow and 5,496.777 for Nasdaq, or 70% of initial levels due 9/11/2024

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above coupon barrier on determination date for that quarterly; Coupon barriers: 903.101 for Russell 2000, 16,078.476 for Dow and 1,787.226 for S&P, or 60% of initial levels due 9/11/2024

Morgan Stanley Finance LLC 0.00% due 9/11/2024

Morgan Stanley Finance LLC 0.00% due 9/11/2024

Morgan Stanley Finance LLC 0.00% due 9/10/2021

Morgan Stanley Finance LLC 0.00% due 3/8/2024

Morgan Stanley Finance LLC 10% per year, payable quarterly if each stock closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: $57.955 for Walmart, $53.68 for Target and $148.06 for Costco, or 50% of initial share prices due 9/10/2021

Morgan Stanley Finance LLC 0.00% due 9/10/2024

Morgan Stanley Finance LLC 0.00% due 10/8/2020

Morgan Stanley Finance LLC 0.00% due 1/8/2026

Morgan Stanley Finance LLC 0.00% due 8/7/2025

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 9/2/2021

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 8.2% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 18,482.296 for Dow, 1,046.387 for Russell, 5,383.699 for Nasdaq, or 70% of initial levels due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 9/16/2020

Morgan Stanley Finance LLC 9.95% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $156.555, 75% of initial share price due 9/2/2022

Morgan Stanley Finance LLC 9.95% per year, payable quarterly if Blackstone shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $37.32, 75% of initial share price due 9/2/2022

Morgan Stanley Finance LLC 9.4% per year, payable quarterly if Facebook shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $129.969, 70% of initial share price due 9/2/2022

Morgan Stanley Finance LLC 10.35% per year, payable monthly if each index closes at or above coupon barrier on determination date for that month; Coupon barriers: 1,046.387 for Russell 2000, 18,482.296 for Dow and 5,383.699 for Nasdaq, or 70% of initial levels due 3/4/2021

Morgan Stanley Finance LLC 4.3% per year, payable quarterly if the underlier closes at or above buffer level on determination date; Buffer level: 2,341.168; 80% of initial level due 9/2/2021

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 9/2/2022

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 9/2/2022

Morgan Stanley Finance LLC 0.00% due 9/2/2022

Morgan Stanley Finance LLC 0.00% due 9/2/2022

Morgan Stanley Finance LLC 0.00% due 3/3/2021

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 9/6/2022

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 0.00% due 9/4/2025

Morgan Stanley Finance LLC 0.00% due 9/4/2024

Morgan Stanley Finance LLC 7.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation day for that quarter; Coupon barriers: 19,771.688 for Dow, 1,122.540 for Russell, 5,776.734 for Nasdaq, or 75% of initial levels due 8/1/2024

Morgan Stanley Finance LLC 0.00% due 9/9/2021

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 11% per year, payable quarterly if each stock closes at or above downside threshold on determination date for that quarter; Downside thresholds: $130.842 for McDonald’s, $20.976 for AT&T, $77.208 for Johnson, or 60% of initial share prices due 9/3/2024

Morgan Stanley Finance LLC 7.3% per year, payable quarterly if each index closes at or above coupon barrier on determination date for that quarter; Coupon barriers: 1,104.535 for Russell 2000, 2,165.955 for S&P and 19,527.075 for Dow, or 75% of initial levels due 8/31/2029

Morgan Stanley Finance LLC 0.00% due 8/22/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 2/26/2021

Morgan Stanley Finance LLC 0.00% due 8/31/2021

Morgan Stanley Finance LLC 0.00% due 10/30/2020

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 12.5% per year, payable monthly if each stock closes at or above downside threshold on related determination date; Downside thresholds: $15.882 for Bank of America, $92.142 for salesforce, $49.218 for NIKE, 60% of initial share prices due 9/1/2022

Morgan Stanley Finance LLC 10% per year, payable monthly if each stock closes at or above downside threshold on determination date for that month; Downside thresholds: $36.996 for Citigroup, $15.882 for BofA, $63.444 for JPMorgan and $28.85 for Wells Fargo, or 60% of initial share prices due 9/1/2022

Morgan Stanley Finance LLC 11% per year, payable monthly if each stock closes at or above downside threshold on determination date for that month; Downside thresholds: $30.83 for Citigroup, $74.765 for FedEx and $21.515 for Carnival, or 50% of initial share prices due 9/1/2022

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier on determination date for that month; Coupon barriers: 1,019.227 for Russell 2000, 5,269.219 for Nasdaq-100 and 18,044.53 for Dow, or 70% of initial levels due 3/4/2021

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier on determination date for that month; Coupon barriers: 1,019.227 for Russell 2000, 5,269.219 for Nasdaq-100 and 18,044.53 for Dow, or 70% of initial levels due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 9/1/2022

Morgan Stanley Finance LLC 0.00% due 9/1/2022

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 9/1/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 9/1/2026

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 9/1/2022

Morgan Stanley Finance LLC 0.00% due 9/2/2025

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 1/6/2025

Morgan Stanley Finance LLC 9.95% per year, payable semiannually if each underlier closes at or above downside threshold level on observation day for that semiannual period; Downside thresholds: 5,225.497 for index and $27.335 for ETF, or 70% of initial levels due 8/30/2022

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if AT&T shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $26.115, 75% of initial share price due 8/26/2022

Morgan Stanley Finance LLC 10.05% per year, payable quarterly if Blackstone units close at or above downside threshold level on determination date for that quarter; Downside threshold: $34.167, 70% of initial unit price due 8/26/2022

Morgan Stanley Finance LLC 0.00% due 2/26/2021

Morgan Stanley Finance LLC 0.00% due 8/28/2024

Morgan Stanley Finance LLC 0.00% due 4/28/2025

Morgan Stanley Finance LLC 0.00% due 8/30/2023

Morgan Stanley Finance LLC 0.00% due 8/30/2023

Morgan Stanley Finance LLC 0.00% due 9/2/2025

Morgan Stanley Finance LLC 0.00% due 9/2/2025

Morgan Stanley Finance LLC 0.00% due 9/24/2021

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 9/2/2025

Morgan Stanley Finance LLC 0.00% due 9/2/2025

Morgan Stanley Finance LLC 0.00% due 9/2/2025

Morgan Stanley Finance LLC 12.00% due 8/14/2020

Morgan Stanley Finance LLC 0.00% due 2/25/2022

Morgan Stanley Finance LLC 0.00% due 8/23/2024

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if each underlier closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: $13.284 for oil ETF, $29.874 for banking ETF; 60% of initial levels due 8/23/2024

Morgan Stanley Finance LLC 0.00% due 2/24/2021

Morgan Stanley Finance LLC 0.00% due 8/22/2024

Morgan Stanley Finance LLC 0.00% due 2/24/2021

Morgan Stanley Finance LLC 7.80% due 2/23/2021

Morgan Stanley Finance LLC 0.00% due 8/21/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 13% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $17.57, 65% of initial share price due 8/19/2022

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $102.098, 75% of initial share price due 8/19/2022

Morgan Stanley Finance LLC 13% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $27.595, 50% of initial share price due 8/19/2022

Morgan Stanley Finance LLC 0.00% due 8/21/2024

Morgan Stanley Finance LLC 0.00% due 8/19/2022

Morgan Stanley Finance LLC 0.00% due 8/27/2020

Morgan Stanley Finance LLC 0.00% due 8/27/2020

Morgan Stanley Finance LLC 7.43%, payable quarterly if index closes at or above coupon barrier level on observation date; Coupon barrier: 2,310.94, 80% of initial level due 8/19/2021

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 10% per year, payable monthly if each asset closes at or above coupon barrier level on observation date that month; Coupon barrier/buffers: 2,272.48 for S&P, $39.216 for ETF; 80% of initial levels due 8/18/2022

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 5,239.422 for Nasdaq-100, 1,023.154 for Russell 2000 and 17,905.573 for Dow, or 70% of initial levels due 8/20/2024

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above downside threshold on determination date for that month; Downside thresholds: 1,023.154 for Russell 2000, 5,239.422 for Nasdaq-100 and 17,905.573 for Dow, or 70% of initial levels due 2/19/2021

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above coupon barrier on determination date for that month; Coupon barriers: 1,023.154 for Russell 2000, 5,239.422 for Nasdaq-100 and 17,905.573 for Dow, or 70% of initial levels due 8/20/2024

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above downside threshold on determination date for that month; Downside thresholds: 1,023.154 for Russell 2000, 5,239.422 for Nasdaq-100 and 17,905.573 for Dow, or 70% of initial levels due 2/19/2021

Morgan Stanley Finance LLC 0.00% due 8/19/2024

Morgan Stanley Finance LLC 0.00% due 12/18/2025

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier/buffers: 2,244.074 for S&P, 1,159.342 for Russell; 79% of initial levels due 8/18/2022

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barrier/buffers: 2,244.074 for S&P, 1,159.342 for Russell; 79% of initial levels due 8/18/2022

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter; Downside thresholds: 1,027.265 for Russell 2000, 5,243.091 for Nasdaq-100 and $27.118 for ETF, or 70% of initial levels due 2/19/2021

Morgan Stanley Finance LLC 6.75% per year, payable quarterly if each index closes at or above downside threshold on determination date for that quarter; Downside thresholds: 1,027.265 for Russell 2000, 5,243.091 for Nasdaq-100 and 17,835.594 for Dow, or 70% of initial levels due 8/18/2022

Morgan Stanley Finance LLC 0.00% due 8/19/2024

Morgan Stanley Finance LLC 0.00% due 8/19/2024

Morgan Stanley Finance LLC 0.00% due 8/19/2024

Morgan Stanley Finance LLC 9.00% due 8/14/2020

Morgan Stanley Finance LLC 14.55% per year, payable each quarter that each underlier closes at or above coupon barrier on determination date for that quarter; Coupon barriers: $31.512 for EM, $23.20 for gold; 80% of initial prices due 8/17/2022

Morgan Stanley Finance LLC 0.00% due 8/26/2020

Morgan Stanley Finance LLC 10% per year, payable quarterly if AT&T shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $27.632, 80% of initial share price due 8/12/2022

Morgan Stanley Finance LLC 11.2% per year, payable quarterly if Dow shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $30.316, 65% of initial share price due 8/12/2022

Morgan Stanley Finance LLC 0.00% due 8/12/2022

Morgan Stanley Finance LLC 0.00% due 8/13/2024

Morgan Stanley Finance LLC 7%, payable quarterly if index closes at or above coupon barrier level on observation date; Coupon barrier: 21,029.952, 80% of initial level due 8/12/2021

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 7% per year, payable quarterly if each asset closes at or above downside threshold on determination date for that quarter; Downside thresholds: 2,361.766 for index, $28.196 for ETF, or 70% of initial levels due 8/12/2021

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/10/2023

Morgan Stanley Finance LLC 0.00% due 2/5/2021

Morgan Stanley Finance LLC 5.5% per year, payable quarterly if each index closes at or above downside threshold on determination date for that quarter; Downside thresholds: 900.412 for Russell 2000, 4,531.14 for Nasdaq-100 and 15,604.242 for Dow, or 60% of initial levels due 8/12/2024

Morgan Stanley Finance LLC 6.4% per year, payable quarterly if each index closes at or above downside threshold on determination date for that quarter; Downside thresholds: 900.412 for Russell 2000, 2,018.786 for S&P, or 70% of initial levels due 2/14/2022

Morgan Stanley Finance LLC 0.00% due 2/5/2021

Morgan Stanley Finance LLC 0.00% due 2/10/2023

Morgan Stanley Finance LLC 12.21%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 778.12 for EM, 2,305.42 for S&P, 2,633.33 for Stoxx, 80% of initial levels due 8/10/2029

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 8/4/2021

Morgan Stanley Finance LLC 9% per year, payable quarterly if Goldman Sachs shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $167.496, 80% of initial share price due 8/5/2022

Morgan Stanley Finance LLC 0.00% due 5/19/2021

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 11/5/2020

Morgan Stanley Finance LLC 0.00% due 8/4/2021

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 7% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 5,494.146 for Nasdaq-100, 1,102.224 for Russell 2000 and 18,804.989 for Dow, or 70% of initial levels due 8/5/2020

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each index closes at or above downside threshold on determination date for that month; Downside thresholds: 1,102.224 for Russell 2000, 5,494.146 for Nasdaq-100 and 18,804.989 for Dow, or 70% of initial levels due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 8/4/2022

Morgan Stanley Finance LLC 0.00% due 8/4/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 8/4/2021

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/2/2024

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2024

Morgan Stanley Finance LLC 0.00% due 8/4/2021

Morgan Stanley Finance LLC 7.02% per year, payable quarterly if each index closes at or above coupon barrier on determination date for that quarter; Coupon barriers: 2,642.685 for Stoxx, 1,176.769 for Russell; 75% of initial levels due 8/2/2029

Morgan Stanley Finance LLC 8.36% per year, payable quarterly if each stock closes at or above downside threshold on determination date for that quarter; Downside thresholds: $43.81 for Nike, $96.045 for lululemon athletica; 50% of initial share prices due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 7.72%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 19,054.95 for Dow, 1,098.318 for Russell, 70% of initial levels due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 7/29/2022

Morgan Stanley Finance LLC 10% per year, payable monthly if each stock closes at or above downside threshold on determination date for that month; Downside thresholds: $971.525 for Amazon, $103.87 for Apple, $167.89 for Netflix and $625.205 for Alphabet, or 50% of initial share prices due 7/29/2022

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if Amgen shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $131.505, 75% of initial share price due 7/29/2022

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $166.192, 80% of initial share price due 7/29/2022

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,105.277 for Russell 2000, 5,611.867 for Nasdaq-100 and 19,034.715 for Dow, or 70% of initial levels due 7/31/2024

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above downside threshold on determination date for that month; Downside thresholds: 1,105.277 for Russell 2000, 5,611.867 for Nasdaq-100 and 19,034.715 for Dow, or 70% of initial levels due 7/29/2021

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 8/4/2025

Morgan Stanley Finance LLC 0.00% due 8/2/2024

Morgan Stanley Finance LLC 0.00% due 1/27/2021

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2029

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 0.00% due 7/29/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2024

Morgan Stanley Finance LLC 9% per year, payable monthly if each stock closes at or above downside threshold on determination date for that month; Downside thresholds: $32.017 for CVS, $123.839 for McDonald’s, $75.722 for Johnson & Johnson and $82.704 for Walt Disney, or 57.75% of initial share prices due 7/28/2022

Morgan Stanley Finance LLC 10% per year, payable quarterly if each stock closes at or above downside threshold on determination date for that quarter; Downside thresholds: $76.863 for UPS, $114.316 for FedEx; 65% of initial share prices due 7/28/2022

Morgan Stanley Finance LLC 0.00% due 7/29/2021

Morgan Stanley Finance LLC 0.00% due 7/30/2029

Morgan Stanley Finance LLC 0.00% due 7/28/2025

Morgan Stanley Finance LLC 0.00% due 7/28/2022

Morgan Stanley Finance LLC 18.05% per year, payable quarterly if each stock close at or above downside threshold level on determination date for that quarter; Downside threshold: $131.534 for Facebook, $48.178 for Qualcomm, $75.634 for JPMorgan; 65% of initial level due 7/28/2022

Morgan Stanley Finance LLC 0.00% due 7/26/2024

Morgan Stanley Finance LLC 0.00% due 6/11/2024

Morgan Stanley Finance LLC 0.00% due 1/22/2021

Morgan Stanley Finance LLC 7.95% per year, payable semiannually if each asset closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 5,484.428 for index, $30.002 for fund, 70% of initial level due 7/26/2022

Morgan Stanley Finance LLC 9.15% per year, payable semiannually if each asset closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 5,484.428 for index, $30.002 for fund, 70% of initial level due 7/26/2022

Morgan Stanley Finance LLC 0.00% due 8/5/2020

Morgan Stanley Finance LLC 8.9% per year, payable quarterly if Amazon shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $1,571.616, 80% of initial share price due 7/22/2022

Morgan Stanley Finance LLC 12% per year, payable quarterly if each stock close at or above downside threshold level on determination date for that quarter; Downside threshold: $39.158 for CVS, $36.862 for Centene; 70% of initial level due 7/22/2022

Morgan Stanley Finance LLC 12.1% per year, payable quarterly if each stock close at or above downside threshold level on determination date for that quarter; Downside threshold: $95.634 for Microsoft, $141.813 for Apple, $792.085 for Alphabet; 70% of initial level due 7/21/2022

Morgan Stanley Finance LLC 10% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date; Coupon barriers: $19.808 for SPDR S&P Oil & Gas and $9.336 for United States Oil; 80% of initial levels due 7/22/2021

Morgan Stanley Finance LLC 0.00% due 7/26/2024

Morgan Stanley Finance LLC 0.00% due 7/26/2024

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 0.00% due 1/21/2021

Morgan Stanley Finance LLC 0.00% due 7/26/2024

Morgan Stanley Finance LLC 0.00% due 7/22/2021

Morgan Stanley Finance LLC 0.00% due 7/26/2024

Morgan Stanley Finance LLC 0.00% due 1/17/2020

Morgan Stanley Finance LLC 0.00% due 7/28/2025

Morgan Stanley Finance LLC 0.00% due 7/28/2025

Morgan Stanley Finance LLC 0.00% due 7/26/2022

Morgan Stanley Finance LLC 0.00% due 7/22/2022

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if each stock closes at or above downside threshold on determination date for that quarter; Downside thresholds: $20.345 for BP, $27.415 for Marathon; 50% of initial share prices due 7/20/2022

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if Amazon shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $1,508.25, 75% of initial share price due 7/15/2022

Morgan Stanley Finance LLC 9.95% per year, payable quarterly if each underlier closes at or above downside threshold level on determination date for that quarter; Downside thresholds: 1,255.998 for Russell 2000, 6,354.593 for Nasdaq-100 and $218.712 for ETF, or 80% of initial levels due 7/15/2021

Morgan Stanley Finance LLC 0.00% due 7/14/2021

Morgan Stanley Finance LLC 0.00% due 1/15/2021

Morgan Stanley Finance LLC 0.00% due 3/17/2021

Morgan Stanley Finance LLC 0.00% due 2/13/2025

Morgan Stanley Finance LLC 0.00% due 7/14/2021

Morgan Stanley Finance LLC 10.00% due 7/10/2020

Morgan Stanley Finance LLC 14% per year, payable quarterly if each stock close at or above downside threshold level on determination date for that quarter; Downside threshold: $27.655 for CVS, $7.565 for RF, $24.65 for OXY; 50% of initial share prices due 7/17/2023

Morgan Stanley Finance LLC 0.00% due 7/22/2020

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if Autodesk shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $111.95, 65% of initial share price due 7/8/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if JPMorgan shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $90.792, 80% of initial share price due 7/8/2022

Morgan Stanley Finance LLC 0.00% due 10/7/2020

Morgan Stanley Finance LLC 0.00% due 1/7/2021

Morgan Stanley Finance LLC 23% per year, payable monthly if each stock closes at or above coupon threshold on determination date for that month; Coupon thresholds: $229.032 for Netflix, $12.762 for Macy’s, $54.402 for United; 60% of initial share prices due 7/9/2024

Morgan Stanley Finance LLC 0.00% due 8/6/2020

Morgan Stanley Finance LLC 0.00% due 4/9/2021

Morgan Stanley Finance LLC 0.00% due 12/31/2019

Morgan Stanley Finance LLC 0.00% due 7/8/2020

Morgan Stanley Finance LLC 0.00% due 10/1/2020

Morgan Stanley Finance LLC 0.00% due 12/31/2021

Morgan Stanley Finance LLC 0.00% due 12/31/2021

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 1/4/2022

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 5,369.753 for Nasdaq-100, 1,096.6 for Russell 2000 and 18,619.972 for Dow, or 70% of initial levels due 7/3/2024

Morgan Stanley Finance LLC 10.35% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $273.008, 75% of initial share price due 7/1/2022

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $36.888, 65% of initial share price due 7/1/2022

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above downside threshold on determination date for that month; Downside thresholds: 1,096.6 for Russell 2000 and 2,059.232 for S&P 500, or 70% of initial levels due 12/31/2020

Morgan Stanley Finance LLC 5.25% per year, payable quarterly if each index closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,096.6 for Russell 2000, 5,369.753 for Nasdaq-100 and 18,619.972 for Dow, or 70% of initial levels due 7/3/2024

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,096.6 for Russell 2000, 5,369.753 for Nasdaq-100 and 18,619.972 for Dow, or 70% of initial levels due 12/31/2020

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 2,952.637 for Stoxx, 1,331.586 for Russell; 85% of initial levels due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/1/2021

Morgan Stanley Finance LLC 0.00% due 1/3/2023

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/1/2022

Morgan Stanley Finance LLC 0.00% due 12/31/2021

Morgan Stanley Finance LLC 0.00% due 7/1/2021

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 0.00% due 7/1/2022

Morgan Stanley Finance LLC 0.00% due 1/4/2022

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/6/2022

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 12/31/2020

Morgan Stanley Finance LLC 0.00% due 7/1/2022

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 20% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $111.42, 50% of initial share price due 12/30/2021

Morgan Stanley Finance LLC 0.00% due 7/2/2024

Morgan Stanley Finance LLC 7.35% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barrier levels: 1,138.331 for Russell 2000 and 2,582.213 for Euro Stoxx 50, or 75% of initial levels due 6/28/2029

Morgan Stanley Finance LLC 0.00% due 5/19/2021

Morgan Stanley Finance LLC 0.00% due 7/1/2025

Morgan Stanley Finance LLC 0.00% due 6/28/2029

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 5.7% per year multiplied by proportion of days on which index closes at or above barrier level; payable monthly; Barrier level: 1,292.88, 85% of initial level due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if Caterpillar shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $93.597, 70% of initial share price due 6/30/2022

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above downside threshold on determination date for that month; Downside thresholds: 1,064.725 for Russell 2000 and 2,042.166 for S&P 500, or 70% of initial levels due 12/31/2020

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,064.725 for Russell 2000, 5,314.075 for Nasdaq-100 and 18,583.754 for Dow, or 70% of initial levels due 12/31/2020

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above coupon threshold on determination date for that month; Coupon thresholds: 1,064.725 for Russell 2000, 5,314.075 for Nasdaq-100 and 18,583.754 for Dow, or 70% of initial levels due 6/28/2024

Morgan Stanley Finance LLC 11.25% per year, payable monthly if each stock closes at or above downside threshold on determination date for that month; Downside thresholds: $83.964 for Disney, $28.11 for Intel and $117.63 for Goldman Sachs, or 60% of initial share prices due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 12/30/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 12/31/2024

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 12.7% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter; Downside thresholds: $25.253 for Masco and $64.363 for Lowe’s, or 65% of initial share prices due 6/29/2022

Morgan Stanley Finance LLC 10% per year, payable semiannually if each asset closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 5,410.147 for index, $29.939 for fund, 70% of initial level due 6/28/2022

Morgan Stanley Finance LLC 8.6% per year, payable semiannually if each asset closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 5,410.147 for index, $29.939 for fund, 70% of initial level due 6/28/2022

Morgan Stanley Finance LLC 0.00% due 7/9/2020

Morgan Stanley Finance LLC 10.55% per year, payable quarterly if Qualcomm shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $43.632, 60% of initial share price due 6/24/2022

Morgan Stanley Finance LLC 8.45% per year, payable quarterly if Visa shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $138.752, 80% of initial share price due 6/24/2022

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/28/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/28/2022

Morgan Stanley Finance LLC 0.00% due 6/28/2022

Morgan Stanley Finance LLC 10.08% due 9/28/2020

Morgan Stanley Finance LLC 0.00% due 9/23/2020

Morgan Stanley Finance LLC 0.00% due 6/21/2024

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if ETF closes at or above downside threshold level on determination date for that quarter; Downside threshold: $16.569, 70% of initial share price due 3/23/2021

Morgan Stanley Finance LLC 0.00% due 6/21/2021

Morgan Stanley Finance LLC 0.00% due 6/21/2021

Morgan Stanley Finance LLC 0.00% due 12/21/2020

Morgan Stanley Finance LLC 0.00% due 7/6/2021

Morgan Stanley Finance LLC 0.00% due 6/19/2024

Morgan Stanley Finance LLC 0.00% due 1/4/2022

Morgan Stanley Finance LLC 0.00% due 7/19/2021

Morgan Stanley Finance LLC 9.05% per year, payable quarterly if Amazon shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $1,308.769, 70% of initial share price due 6/17/2022

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter; Downside thresholds: $37.18 for Exxon Mobil and $38.375 for Valero, or 50% of initial share prices due 6/17/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if ETF closes at or above downside threshold level on determination date for that quarter; Downside threshold: $33.248, 80% of initial share price due 6/18/2021

Morgan Stanley Finance LLC 10.15% per year, payable quarterly if JPMorgan shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $87.856, 80% of initial share price due 6/17/2022

Morgan Stanley Finance LLC 8.4% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: $19.968 for S&P Oil & Gas, $18.664 for Gold Miners; 80% of initial levels due 6/17/2021

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 0.00% due 6/23/2025

Morgan Stanley Finance LLC 0.00% due 6/23/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 10.00% due 6/18/2020

Morgan Stanley Finance LLC 0.00% due 10/12/2021

Morgan Stanley Finance LLC 24% per year, payable monthly if each stock closes at or above coupon threshold level on observation date for that month; Coupon thresholds: $24.99 for Applied, $21.804 for Twitter, $14.43 for Dropbox; 60% of initial share price due 6/18/2024

Morgan Stanley Finance LLC 8% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 2,712.40 for Stoxx, 2,313.312 for S&P; 80% of initial levels due 12/17/2026

Morgan Stanley Finance LLC 0.00% due 6/20/2025

Morgan Stanley Finance LLC 0.00% due 6/17/2020

Morgan Stanley Finance LLC 0.00% due 12/16/2020

Morgan Stanley Finance LLC 0.00% due 6/16/2021

Morgan Stanley Finance LLC 0.00% due 6/17/2024

Morgan Stanley Finance LLC 0.00% due 6/19/2025

Morgan Stanley Finance LLC 0.00% due 12/16/2021

Morgan Stanley Finance LLC 0.00% due 6/17/2020

Morgan Stanley Finance LLC 0.00% due 12/9/2019

Morgan Stanley Finance LLC 0.00% due 12/11/2019

Morgan Stanley Finance LLC 10.15% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $142.613, 75% of initial share price due 6/10/2022

Morgan Stanley Finance LLC 10.1% per year, payable quarterly if Caterpillar shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $80.899, 65% of initial share price due 6/10/2022

Morgan Stanley Finance LLC 0.00% due 6/14/2024

Morgan Stanley Finance LLC 0.00% due 6/9/2021

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at rate of 7% per year if McDonald's shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $163.36, 79.5% of initial share price due 6/10/2022

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at rate of 8% per year if PayPal shares close at or above downside threshold level on observation date for that quarter; Downside threshold: $71.83, 63% of initial share price due 6/10/2022

Morgan Stanley Finance LLC 13.50% due 6/11/2020

Morgan Stanley Finance LLC 0.00% due 6/9/2021

Morgan Stanley Finance LLC 0.00% due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 6/10/2021

Morgan Stanley Finance LLC 0.00% due 6/10/2021

Morgan Stanley Finance LLC 0.00% due 3/29/2021

Morgan Stanley Finance LLC 8.00% due 6/5/2020

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 6/9/2023

Morgan Stanley Finance LLC 0.00% due 6/11/2024

Morgan Stanley Finance LLC 7.27%, payable quarterly if index closes at or above coupon barrier level on observation date; Coupon barrier: 2,195.56, 80% of initial level due 6/8/2021

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 9/2/2020

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 12/6/2021

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 5.7% per year, payable quarterly if each index closes at or above downside threshold level on each day during that quarter; Downside thresholds: 1,651.236 for S&P 500, 879.292 for Russell 2000 and 1,968.258 for Euro Stoxx 50, or 60% of initial levels due 12/3/2021

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation day for that month; Coupon barriers: 4,989.569 for Nasdaq-100, 1,025.841 for Russell 2000 and 17,370.528 for Dow, or 70% of initial levels due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 6/17/2020

Morgan Stanley Finance LLC 0.00% due 6/2/2021

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $131.303, 75% of initial share price due 6/3/2022

Morgan Stanley Finance LLC 9.9% per year, payable quarterly if Cisco Systems shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $41.624, 80% of initial share price due 6/3/2022

Morgan Stanley Finance LLC 8.15% annualized coupon for each month that each index closes at or above initial level on observation date for that month due 12/4/2020

Morgan Stanley Finance LLC 9% annualized coupon for each month that each index closes at or above initial level on observation date for that month due 12/4/2020

Morgan Stanley Finance LLC 0.00% due 6/4/2021

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 0.00% due 12/6/2022

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 9/2/2020

Morgan Stanley Finance LLC 0.00% due 9/2/2020

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 12/6/2021

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2021

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 3/5/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 10/13/2022

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 13% per year, payable each quarter if each asset closes at or above downside threshold level on determination date for that quarter; Downside thresholds: 50% of initial prices due 6/7/2022

Morgan Stanley Finance LLC 0.00% due 6/4/2024

Morgan Stanley Finance LLC 0.00% due 10/7/2020

Morgan Stanley Finance LLC 0.00% due 5/28/2021

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 7/31/2020

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 10.3% per year, payable quarterly if each stock closes at or above downside threshold level on observation date for that quarter; Downside thresholds: $1,091.514 for Amazon.com, $106.428 for Apple, $671.964 for Alphabet; 60% of initial share price due 6/2/2022

Morgan Stanley Finance LLC 0.00% due 6/10/2020

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 6/3/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 10.00% due 5/31/2020

Morgan Stanley Finance LLC 0.00% due 7/15/2020

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 12/2/2021

Morgan Stanley Finance LLC 5.2% annualized for each day that index closes above coupon barrier; payable monthly; Coupon barrier: 2,382.032, 85% of initial level due 5/31/2024

Morgan Stanley Finance LLC 6.15% per year, payable quarterly if each index closes at or above 70% coupon threshold level on determination date for that quarter; Coupon threshold levels: 1,052.813 for Russell 2000, 17,743.439 for Dow and 5,094.863 for Nasdaq, or 70% of initial levels due 5/31/2024

Morgan Stanley Finance LLC 6.75% per year, payable monthly if each index closes at or above 70% coupon threshold level on determination date for that month; Coupon threshold levels: 1,052.813 for Russell 2000, 1,961.673 for S&P and 2,344.202 for Stoxx, or 70% of initial levels due 12/3/2020

Morgan Stanley Finance LLC 6.9% per year, payable quarterly if each index closes at or above 70% coupon threshold level on determination date for that quarter; Coupon threshold levels: 1,052.813 for Russell 2000, 1,961.673 for S&P and 2,344.202 for Stoxx, or 70% of initial levels due 6/1/2029

Morgan Stanley Finance LLC 5.75% per year, payable monthly if each index closes at or above 70% coupon threshold level on determination date for that month; Coupon threshold levels: 1,052.813 for Russell 2000, 1,961.673 for S&P, or 70% of initial levels due 12/3/2020

Morgan Stanley Finance LLC 10.2% per year, payable each month that each underlier closes at or above coupon barrier on determination date for that month; Coupon barriers: $65.624 for biotech ETF, $16.336 for gold ETF; 80% of initial prices due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 6/2/2026

Morgan Stanley Finance LLC 0.00% due 6/2/2026

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 6/2/2025

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2024

Morgan Stanley Finance LLC 0.00% due 8/27/2020

Morgan Stanley Finance LLC 0.00% due 6/1/2023

Morgan Stanley Finance LLC 0.00% due 6/3/2024

Morgan Stanley Finance LLC 0.00% due 3/1/2023

Morgan Stanley Finance LLC 7.5% per year, payable semiannually if each index closes at or above coupon barrier on observation date for that period; Coupon barrier: 1,059.876 for Russell, 2,345.49 for Stoxx, 70% of initial level due 6/1/2022

Morgan Stanley Finance LLC 8.75% per year, payable semiannually if each index closes at or above coupon barrier on observation date for that period; Coupon barrier: 1,059.876 for Russell, 2,345.49 for Stoxx, 70% of initial level due 6/1/2022

Morgan Stanley Finance LLC 9.7% per year, payable quarterly if Palo Alto shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $129.756, 60% of initial share price due 5/27/2022

Morgan Stanley Finance LLC 22.5% per year, payable monthly if Tesla shares close at or above downside threshold level on determination date for that month; Downside threshold: $95.315, 50% of initial share price due 11/29/2019

Morgan Stanley Finance LLC 9.05% per year, payable each month that each underlier closes at or above buffer level on determination date for that month; Buffer levels: 2,513.025 for index and $20.34 for ETF; 75% of initial levels due 5/30/2024

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2024

Morgan Stanley Finance LLC 0.00% due 6/3/2024

Morgan Stanley Finance LLC 0.00% due 6/3/2024

Morgan Stanley Finance LLC 0.00% due 6/3/2025

Morgan Stanley Finance LLC 0.00% due 5/26/2022

Morgan Stanley Finance LLC 0.00% due 11/26/2021

Morgan Stanley Finance LLC 0.00% due 12/24/2020

Morgan Stanley Finance LLC 8.15% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 5,215.714 for Nasdaq, 1,081.674 for Russell and 18,114.131 for Dow; 70% of initial levels due 5/24/2024

Morgan Stanley Finance LLC 0.00% due 3/26/2021

Morgan Stanley Finance LLC 0.00% due 5/26/2022

Morgan Stanley Finance LLC 0.00% due 5/26/2022

Morgan Stanley Finance LLC 0.00% due 7/28/2020

Morgan Stanley Finance LLC 0.00% due 5/29/2025

Morgan Stanley Finance LLC 0.00% due 12/1/2020

Morgan Stanley Finance LLC 0.00% due 5/27/2020

Morgan Stanley Finance LLC 8.55% per year, payable monthly if each stock closes at or above downside threshold level on observation date for that month, plus any previously unpaid coupons; Downside thresholds: $92.516 for FedEx, $105.023 for Home Depot, $73.651 for Disney; 55% of initial share price due 5/25/2022

Morgan Stanley Finance LLC 8.5% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: $21.93 for S&P Oil & Gas, $9.863 U.S. Oil; 75% of initial levels due 5/25/2021

Morgan Stanley Finance LLC 0 due 5/22/2023

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $141.75, 75% of initial share price due 5/20/2022

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if Facebook shares close at or above downside threshold level on determination date for that quarter; Downside threshold: $129.71, 70% of initial share price due 5/20/2022

Morgan Stanley Finance LLC 6.5% per year, payable monthly if each index closes at or above buffer level on determination date for that month; buffer level: 2,740.512 for Euro Stoxx 50 and 1,228.610 for Russell 2000, or 80% of initial levels due 11/20/2026

Morgan Stanley Finance LLC 0.00% due 5/22/2024

Morgan Stanley Finance LLC 0.00% due 5/21/2024

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if each index closes at or above coupon barrier level on every day that quarter; Coupon barrier levels: 2,031.424 for S&P 500, 1,090.067 for Russell 2000 and 2,406.992 for Euro Stoxx 50, or 70% of initial levels due 11/19/2021

Morgan Stanley Finance LLC 9.2% per year, payable quarterly if each index closes at or above 70% coupon threshold level on determination date for that quarter; 1,090.067 for Russell 2000, 5,306.099 for Nasdaq and 18,103.876 for Dow due 5/21/2024

Morgan Stanley Finance LLC 0.00% due 5/19/2022

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 10.15% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter; Downside thresholds: $29.653 for Intel and $761.02 for Alphabet; 65% of initial levels due 5/19/2022

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above 70% coupon threshold level on determination date for that quarter; 1,083.79 for Russell 2000, 5,252.272 for Nasdaq and 17,953.614 for Dow due 5/20/2024

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if each index closes at or above 75% coupon threshold level on determination date for that quarter; 1,161.203 for Russell 2000, 2,138.22 for S&P and 2,539.335 for Stoxx due 5/19/2022

Morgan Stanley Finance LLC 0.00% due 5/20/2024

Morgan Stanley Finance LLC 0.00% due 5/19/2022

Morgan Stanley Finance LLC 0.00% due 5/20/2024

Morgan Stanley Finance LLC 0.00% due 11/18/2021

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that quarter; Coupon barrier levels: 2,125.808 for S&P 500, 1,157.294 for Russell 2000 and 2,523.285 for Euro Stoxx 50, or 75% of initial index levels due 5/17/2029

Morgan Stanley Finance LLC 8.8% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 5,181.319 for Nasdaq, 1,080.141 for Russell and 17,872.435 for Dow; 70% of initial levels due 5/17/2024

Morgan Stanley Finance LLC 0.00% due 7/16/2021

Morgan Stanley Finance LLC 0.00% due 11/17/2022

Morgan Stanley Finance LLC 5.15% per year for each month that both indexes close at or above coupon barrier level on the observation date for that month; Coupon barrier levels: 1,968.309 for S&P and 1,066.101 for Russell; 70% of initial levels due 2/19/2020

Morgan Stanley Finance LLC 0.00% due 5/16/2025

Morgan Stanley Finance LLC 0.00% due 5/15/2023

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter; $157.744, 80% of initial share price due 5/13/2022

Morgan Stanley Finance LLC 9.45% per year, payable quarterly if Facebook shares close at or above downside threshold level on determination date for that quarter; $141.255, 75% of initial share price due 5/13/2022

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above 70% coupon threshold level on determination date for that quarter due 11/16/2020

Morgan Stanley Finance LLC 0.00% due 5/15/2024

Morgan Stanley Finance LLC 0.00% due 5/15/2029

Morgan Stanley Finance LLC 8%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,352.74 for Stoxx, 1,101.095 for Russell, 70% of initial levels due 5/17/2029

Morgan Stanley Finance LLC 7.66%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 14,941.44 for Nikkei, 1,101.095 for Russell, 70% of initial levels due 5/15/2024

Morgan Stanley Finance LLC 0.00% due 5/14/2024

Morgan Stanley Finance LLC 10.38% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter; $101.309 for Cigna and $158.529 for Humana; 65% of initial levels due 5/12/2022

Morgan Stanley Finance LLC 0.00% due 5/12/2021

Morgan Stanley Finance LLC 0.00% due 5/14/2021

Morgan Stanley Finance LLC 0.00% due 5/11/2021

Morgan Stanley Finance LLC 7.2% annualized coupon for each quarter that each underlying closes at or above 70% coupon threshold level on determination date for that quarter; due 11/12/2020

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if Amazon shares close at or above 80% downside threshold level on determination date for that quarter due 5/6/2022

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if index closes at or above 75% downside threshold level on determination date for that quarter due 5/7/2020

Morgan Stanley Finance LLC 15.5% per year, payable monthly if Nvidia shares close at or above downside threshold level on determination date for that month due 11/7/2019

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above 70% coupon threshold level on determination date for that quarter due 5/8/2024

Morgan Stanley Finance LLC 19.5% per year, payable quarterly if each stock closes at or above 50% downside threshold level on observation date for that quarter due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 5/15/2024

Morgan Stanley Finance LLC 11% per year, payable quarterly if each asset closes at or above coupon barrier level on observation date that period; Coupon barriers: 2,046.611 for S&P, 2,442.251 for Stoxx and $30.52 for ETF; 70% of initial levels due 5/7/2024

Morgan Stanley Finance LLC 0.00% due 8/4/2020

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 8% per year, payable monthly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 5,447.019 for Nasdaq, 1,113.848 for Russell and 18,615.037 for Dow; 70% of initial levels due 5/3/2024

Morgan Stanley Finance LLC 13.5% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter due 5/5/2022

Morgan Stanley Finance LLC 7.5% per year, payable monthly if each index closes at or above 70% downside threshold on determination date for that month due 8/4/2020

Morgan Stanley Finance LLC 9% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter due 5/5/2022

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above buffer level on determination date for that quarter due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 5/4/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 8/4/2020

Morgan Stanley Finance LLC 0.00% due 7/6/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2025

Morgan Stanley Finance LLC 0.00% due 5/5/2023

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 6/30/2020

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if Amazon shares close at or above downside threshold level on determination date for that quarter due 4/29/2022

Morgan Stanley Finance LLC 10.4% per year, payable quarterly if UnitedHealth shares close at or above downside threshold level on determination date for that quarter due 4/29/2022

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier: $125.35, 67% of initial price due 4/29/2022

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier: $45.04, 64.8% of initial price due 4/29/2022

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier: $86.91, 72.5% of initial price due 4/29/2022

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2029

Morgan Stanley Finance LLC 0.00% due 5/1/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 0.00% due 10/28/2021

Morgan Stanley Finance LLC 0.00% due 4/30/2021

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above barrier level on determination date for that month; Coupon barrier levels: 5,471.843 for Russell, 18,523.456 for Dow; 70% of initial levels due 10/29/2020

Morgan Stanley Finance LLC 5.5% per year, payable monthly if each index closes at or above barrier level on determination date for that period; Coupon barrier levels: 1,102.928 for Russell, 5,471.843 for Nasdaq, 18,523.456 for Dow, 70% of initial levels due 4/30/2024

Morgan Stanley Finance LLC 5.75% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 2,633.553for S&P, 1,418.051 for Russell; 90% of initial levels due 4/29/2021

Morgan Stanley Finance LLC 10% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date, as well as any previously unpaid coupon; Coupon barriers: $27.022 for oil and gas ETF and $17.740 for gold ETF; 85% of initial levels due 4/29/2021

Morgan Stanley Finance LLC 10% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: $27.022 for Oil & Gas, $17.74 for Gold; 85% of initial levels due 4/29/2021

Morgan Stanley Finance LLC 0.00% due 5/28/2020

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 10/28/2022

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/28/2022

Morgan Stanley Finance LLC 0.00% due 9/6/2019

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2024

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 0.00% due 4/28/2021

Morgan Stanley Finance LLC 0.00% due 4/26/2023

Morgan Stanley Finance LLC 0.00% due 4/29/2024

Morgan Stanley Finance LLC 0.00% due 4/26/2029

Morgan Stanley Finance LLC 0.00% due 5/13/2020

Morgan Stanley Finance LLC 0.00% due 4/25/2024

Morgan Stanley Finance LLC 0.00% due 4/25/2023

Morgan Stanley Finance LLC 7.65% per year, payable semiannually if each index closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 2,449.461 for Stoxx, 1.096.024 for Russell, 70% of initial level due 4/26/2022

Morgan Stanley Finance LLC 9% per year, payable semiannually if each index closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 2,449.461 for Stoxx, 1.096.024 for Russell, 70% of initial level due 4/26/2022

Morgan Stanley Finance LLC 9.1% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter due 4/21/2022

Morgan Stanley Finance LLC 10.15% per year, payable quarterly if BofA shares close at or above downside threshold level on determination date for that quarter due 4/21/2022

Morgan Stanley Finance LLC 0.00% due 4/26/2021

Morgan Stanley Finance LLC 0.00% due 4/25/2023

Morgan Stanley Finance LLC 0.00% due 4/8/2025

Morgan Stanley Finance LLC 0.00% due 5/15/2024

Morgan Stanley Finance LLC 0.00% due 5/15/2024

Morgan Stanley Finance LLC 0.00% due 4/22/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 10/15/2021

Morgan Stanley Finance LLC 0.00% due 11/3/2021

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if Comcast shares close at or above downside threshold level on determination date for that quarter due 4/18/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if JPMorgan shares close at or above downside threshold level on determination date for that quarter due 4/18/2022

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 6/3/2020

Morgan Stanley Finance LLC 0.00% due 8/5/2020

Morgan Stanley Finance LLC 0.00% due 4/16/2026

Morgan Stanley Finance LLC 9% per year, payable monthly if each stock closes at or above downside threshold level on determination date for that month due 4/14/2022

Morgan Stanley Finance LLC 0.00% due 2/12/2021

Morgan Stanley Finance LLC 0.00% due 4/8/2021

Morgan Stanley Finance LLC 0.00% due 4/15/2021

Morgan Stanley Finance LLC 0.00% due 5/28/2020

Morgan Stanley Finance LLC 0.00% due 4/12/2024

Morgan Stanley Finance LLC 7.25% per year, payable quarterly if Boeing shares close at or above downside threshold level on determination date for that quarter due 4/13/2022

Morgan Stanley Finance LLC 10.6% per year, payable quarterly if Autodesk shares close at or above downside threshold level on determination date for that quarter due 4/8/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if Microsoft shares close at or above downside threshold level on determination date for that quarter due 4/8/2022

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if Wells Fargo shares close at or above downside threshold level on determination date for that quarter due 4/8/2022

Morgan Stanley Finance LLC 0.00% due 5/8/2020

Morgan Stanley Finance LLC 6.00% due 10/13/2020

Morgan Stanley Finance LLC 0.00% due 4/7/2022

Morgan Stanley Finance LLC 0.00% due 4/10/2025

Morgan Stanley Finance LLC 0.00% due 4/6/2021

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 10/5/2021

Morgan Stanley Finance LLC 9.05% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,984.08 for S&P, 14,844.067 for Nikkei, 2,346.197 for Stoxx; 70% of initial levels due 10/4/2021

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if Amazon shares close at or above downside threshold level on determination date for that quarter due 4/1/2022

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if Boeing shares close at or above downside threshold level on determination date for that quarter due 4/1/2022

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if Ferrari shares close at or above downside threshold level on determination date for that quarter due 4/1/2022

Morgan Stanley Finance LLC 5.75% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 923.843 for Russell, 15,557.208 for Dow; 60% of initial levels due 4/4/2024

Morgan Stanley Finance LLC 7.75% per year, payable quarterly if each index closes at or above barrier level on determination date for that period; Coupon barrier levels: 1,077.817 for Russell, 5,165.140 for Nasdaq, 18,150.076 for Dow, 70% of initial levels due 12/31/2020

Morgan Stanley Finance LLC 8.15% per year, payable monthly if each index closes at or above barrier level on determination date for that period; Coupon barrier levels: 1,077.817 for Russell, 1,984.08 for S&P, 2,346.197 for Stoxx; 70% of initial levels due 7/2/2020

Morgan Stanley Finance LLC 0.00% due 4/1/2022

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 4/3/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2022

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 7/1/2020

Morgan Stanley Finance LLC 0.00% due 4/1/2022

Morgan Stanley Finance LLC 6.65% due 7/2/2020

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2022

Morgan Stanley Finance LLC 0.00% due 4/1/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2020

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 4/5/2024

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 7/6/2020

Morgan Stanley Finance LLC 0.00% due 9/27/2019

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 10.85% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter due 3/31/2022

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 5.35% annualized for each day that index closes above coupon barrier; payable monthly; Coupon barrier: 2,395.691, 85% of initial level due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2020

Morgan Stanley Finance LLC 12.04% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter due 3/31/2022

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 5,145.805 for Nasdaq and 1,972.922 for S&P; 70% of initial levels due 10/1/2020

Morgan Stanley Finance LLC 6% per year, payable monthly if each index closes at or above barrier level on determination date for that period; Coupon barrier levels: 1,069.716 for Russell, 1,972.922 for S&P, 2,323.671 for Stoxx; 70% of initial levels due 10/1/2020

Morgan Stanley Finance LLC 5.75% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 6,248.478 for Nasdaq and 21,809.071 for Dow; 85% of initial levels due 3/31/2022

Morgan Stanley Finance LLC 5.75% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 24,281.874 for Hang Seng, 2,395.691 for S&P; 85% of initial levels due 10/5/2020

Morgan Stanley Finance LLC 6% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 6,248.478 for Nasdaq and 1,298.941 for Russell; 85% of initial levels due 3/31/2022

Morgan Stanley Finance LLC 8% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 2,254.768 for index and $24.56 for ETF; 80% of initial levels due 4/1/2024

Morgan Stanley Finance LLC 10% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date, as well as any previously unpaid coupon; Coupon barriers: $26.095 for oil and gas ETF and $19.848 for gold ETF; 85% of initial levels due 10/1/2020

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 0.00% due 3/29/2029

Morgan Stanley Finance LLC 0.00% due 3/28/2024

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/27/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 3/25/2021

Morgan Stanley Finance LLC 0.00% due 3/25/2021

Morgan Stanley Finance LLC 0.00% due 3/25/2021

Morgan Stanley Finance LLC 0.00% due 4/1/2024

Morgan Stanley Finance LLC 0.00% due 3/29/2023

Morgan Stanley Finance LLC 0.00% due 9/25/2020

Morgan Stanley Finance LLC 0.00% due 3/25/2021

Morgan Stanley Finance LLC 10.5% per year, payable semiannually if each asset closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 1,820.462 for index, $57.109 for fund, 65% of initial level due 3/22/2022

Morgan Stanley Finance LLC 9% per year, payable semiannually if each asset closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 1,820.462 for index, $57.109 for fund, 65% of initial level due 3/22/2022

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter due 3/25/2022

Morgan Stanley Finance LLC 14% per year, payable quarterly if each stock closes at or above coupon threshold level on determination date for that quarter; Coupon thresholds: $21.931 for MPLX, $18.909 for EPD, $9.997 for ET and $15.912 for PAA; 65% of initial share prices due 3/27/2023

Morgan Stanley Finance LLC 15.5% per year, payable monthly if Nvidia shares close at or above downside threshold level on determination date for that month due 9/26/2019

Morgan Stanley Finance LLC 0.00% due 4/10/2024

Morgan Stanley Finance LLC 0.00% due 4/10/2024

Morgan Stanley Finance LLC 0.00% due 4/10/2024

Morgan Stanley Finance LLC 0.00% due 4/24/2020

Morgan Stanley Finance LLC 17.25% per year, payable monthly if each stock closes at or above coupon threshold level on determination date for that month; Coupon thresholds: $19.278 for Kraft Heinz, $30.576 for Delta and $215.268 for Netflix; 60% of initial share prices due 3/23/2023

Morgan Stanley Finance LLC 0.00% due 3/21/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2020

Morgan Stanley Finance LLC 10% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter due 3/18/2022

Morgan Stanley Finance LLC 10.1% per year, payable quarterly if Bank of America shares close at or above downside threshold level on determination date for that quarter due 3/18/2022

Morgan Stanley Finance LLC 11.4% per year, payable quarterly if Nvidia shares close at or above downside threshold level on determination date for that quarter due 3/18/2022

Morgan Stanley Finance LLC 0.00% due 4/1/2020

Morgan Stanley Finance LLC 0.00% due 6/17/2020

Morgan Stanley Finance LLC 0.00% due 3/18/2022

Morgan Stanley Finance LLC 0.00% due 4/20/2023

Morgan Stanley Finance LLC 0.00% due 3/18/2022

Morgan Stanley Finance LLC 0.00% due 5/5/2020

Morgan Stanley Finance LLC 0.00% due 9/13/2019

Morgan Stanley Finance LLC 0.00% due 3/20/2024

Morgan Stanley Finance LLC 6.58%, payable quarterly if indexes close at or above coupon barriers on observation date for that quarter; Coupon barriers: 18,094.21 for Dow and 740.11 for MSCI Emerging Markets; 70% of initial levels due 3/20/2029

Morgan Stanley Finance LLC 0.00% due 3/24/2021

Morgan Stanley Finance LLC 8.6% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 17,996.958 for Dow, 1,084.745 for Russell and 5,070.110 for Nasdaq; 70% of initial levels due 3/19/2024

Morgan Stanley Finance LLC 0.00% due 3/17/2022

Morgan Stanley Finance LLC 0.00% due 3/26/2020

Morgan Stanley Finance LLC 0.00% due 3/16/2026

Morgan Stanley Finance LLC 0.00% due 3/13/2023

Morgan Stanley Finance LLC 0.00% due 9/11/2020

Morgan Stanley Finance LLC 0.00% due 9/11/2020

Morgan Stanley Finance LLC 7.15% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,920.149 for S&P, 1,065.319 for Russell and 2,298.52 for Stoxx; 70% of initial levels due 3/11/2022

Morgan Stanley Finance LLC 7.65% per year, payable quarterly if each asset closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,920.149 for S&P, 1,065.319 for Russell and $29.148 for ETF; 70% of initial levels due 3/11/2022

Morgan Stanley Finance LLC 5.75% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that period; Coupon barriers: 1,645.842 for S&P, 913.130 for Russell and 4,209.414 for Nasdaq; 60% of initial levels due 3/13/2024

Morgan Stanley Finance LLC 6.35% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 1,508.689 for S&P, 837.036 for Russell, 55% of initial level due 3/15/2024

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if lululemon shares close at or above downside threshold level on determination date for that quarter due 3/11/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if Visa shares close at or above downside threshold level on determination date for that quarter due 3/11/2022

Morgan Stanley Finance LLC 0.00% due 3/13/2024

Morgan Stanley Finance LLC 0.00% due 3/11/2025

Morgan Stanley Finance LLC 0.00% due 4/22/2020

Morgan Stanley Finance LLC 8.55% per year, payable quarterly if Amazon shares close at or above downside threshold level on determination date for that quarter due 3/4/2022

Morgan Stanley Finance LLC 16.55% per year, payable monthly if Tesla shares close at or above downside threshold level on determination date for that month due 9/6/2019

Morgan Stanley Finance LLC 0.00% due 8/30/2019

Morgan Stanley Finance LLC 0.00% due 3/5/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2021

Morgan Stanley Finance LLC 9.75% per year, payable each quarter that each underlying closes at or above coupon threshold on determination date for that quarter; Coupon thresholds: 1,260.439 for Russell, 5,678.020 for Nasdaq and $207.424 for Dow ETF; 80% of initial levels due 3/4/2021

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 1,102.884 for Russell and 1,949.143 for S&P; 70% of initial levels due 6/2/2020

Morgan Stanley Finance LLC 7.5% per year, payable each quarter that index closes at or above downside threshold on related quarterly observation date due 3/4/2020

Morgan Stanley Finance LLC 7.05% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date; Coupon barriers: $22.335 for SPDR S&P Oil & Gas and $8.963 for United States Oil; 75% of initial levels due 3/4/2021

Morgan Stanley Finance LLC 0.00% due 9/3/2020

Morgan Stanley Finance LLC 0.00% due 9/2/2021

Morgan Stanley Finance LLC 0.00% due 3/4/2021

Morgan Stanley Finance LLC 0.00% due 3/4/2021

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 7.50% due 6/2/2020

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 3/7/2025

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 9/3/2024

Morgan Stanley Finance LLC 0.00% due 9/2/2022

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2020

Morgan Stanley Finance LLC 0.00% due 6/3/2020

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2024

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 3/1/2024

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 10/2/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/3/2021

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 4/30/2020

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 4,980.798 for Nasdaq and 1,957.277 for S&P; 70% of initial levels due 8/28/2020

Morgan Stanley Finance LLC 6% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 4,980.798 for Nasdaq and 1,957.277 for S&P; 70% of initial levels due 3/2/2021

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 1,112.164 for Russell and 1,957.277 for S&P; 70% of initial levels due 8/28/2020

Morgan Stanley Finance LLC 6% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 6,048.112 for Nasdaq and 1,350.484 for Russell; 85% of initial levels due 3/2/2021

Morgan Stanley Finance LLC 5.15% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 1,350.484 for Russell, 2,376.694 for S&P; 85% of initial levels due 3/2/2021

Morgan Stanley Finance LLC 13.8% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date; Coupon barriers: $25.993 for oil and gas ETF and $19.354 for gold ETF; 85% of initial levels due 3/2/2021

Morgan Stanley Finance LLC 6.15% for first five years, starting in May 2024, 6.15% for each quarter that both indexes close at or above coupon barrier level on the observation date for that quarter; Coupon barrier levels: 1,957.277 for S&P and 1,112.164 for Russell; 70% of initial levels due 3/2/2034

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/2/2021

Morgan Stanley Finance LLC 0.00% due 3/2/2022

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/2/2022

Morgan Stanley Finance LLC 0.00% due 3/2/2022

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 8/25/2022

Morgan Stanley Finance LLC 6.65% due 2/25/2021

Morgan Stanley Finance LLC 8% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter due 2/25/2022

Morgan Stanley Finance LLC 9.55% per year, payable quarterly if Cisco shares close at or above downside threshold level on determination date for that quarter due 2/25/2022

Morgan Stanley Finance LLC 0.00% due 5/28/2020

Morgan Stanley Finance LLC 0.00% due 2/25/2022

Morgan Stanley Finance LLC If Alibaba shares close at or above the downside threshold on a quarterly determination date, contingent coupon at 11.75% per year plus any previously unpaid contingent coupons due 3/11/2020

Morgan Stanley Finance LLC 0.00% due 8/27/2019

Morgan Stanley Finance LLC 0.00% due 8/27/2019

Morgan Stanley Finance LLC 0.00% due 3/2/2020

Morgan Stanley Finance LLC 0.00% due 2/18/2022

Morgan Stanley Finance LLC 0.00% due 2/23/2024

Morgan Stanley Finance LLC 0.00% due 2/23/2023

Morgan Stanley Finance LLC 9% per year, payable semiannually if each asset closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 1,804.14 for index, $56.24 for fund, 65% of initial level due 2/17/2022

Morgan Stanley Finance LLC 10.8% per year, payable semiannually if each asset closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 1,804.14 for index, $56.24 for fund, 65% of initial level due 2/17/2022

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if Netflix shares close at or above downside threshold level on determination date for that quarter due 2/18/2022

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if Palo Alto Networks shares close at or above downside threshold level on determination date for that quarter due 2/18/2022

Morgan Stanley Finance LLC 11.3% annualized, payable each quarter, plus any previously unpaid contingent coupons, if each stock closes at or above downside threshold level on determination date for that period due 2/23/2023

Morgan Stanley Finance LLC 9.2% per year, payable monthly if each underlier closes at or above coupon barrier level on determination date; Coupon barriers: $21.70 for oil and gas ETF and $15.701 for gold ETF; 70% of initial levels due 2/19/2021

Morgan Stanley Finance LLC 0.00% due 2/20/2026

Morgan Stanley Finance LLC 0.00% due 3/12/2025

Morgan Stanley Finance LLC 0.00% due 3/12/2025

Morgan Stanley Finance LLC 6.85%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,942.92 for S&P 500, 721.45 for EM, 70% of initial levels due 2/21/2029

Morgan Stanley Finance LLC 0.00% due 2/22/2021

Morgan Stanley Finance LLC 0.00% due 8/17/2020

Morgan Stanley Finance LLC 5.25% due 6/19/2019

Morgan Stanley Finance LLC Equal to sum of basket stocks' weighted performances, subject to minimum of zero; payable annually due 2/19/2026

Morgan Stanley Finance LLC 0.00% due 2/15/2024

Morgan Stanley Finance LLC 0.00% due 2/11/2022

Morgan Stanley Finance LLC 0.00% due 3/22/2021

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if JPMorgan shares close at or above downside threshold level on determination date for that quarter due 2/13/2020

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 1,054.476 for Russell, 4,839.191 for Nasdaq and 17,574.431 for Dow; 70% of initial levels due 2/13/2024

Morgan Stanley Finance LLC 0.00% due 5/13/2020

Morgan Stanley Finance LLC 0.00% due 8/12/2020

Morgan Stanley Finance LLC 0.00% due 2/14/2020

Morgan Stanley Finance LLC If the stock closes at or above its barrier price on a quarterly determination date, the notes will pay a contingent coupon that quarter at a rate of 13.6% per year plus any previously unpaid contingent quarterly coupons for any prior determination dates due 2/25/2020

Morgan Stanley Finance LLC 0.00% due 2/11/2027

Morgan Stanley Finance LLC 0.00% due 8/12/2024

Morgan Stanley Finance LLC 0.00% due 2/9/2023

Morgan Stanley Finance LLC 0.00% due 2/12/2024

Morgan Stanley Finance LLC 0.00% due 5/8/2020

Morgan Stanley Finance LLC 0.00% due 6/27/2024

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter due 2/4/2022

Morgan Stanley Finance LLC 9.55% per year, payable quarterly if Bank of America shares close at or above downside threshold level on determination date for that quarter due 2/4/2022

Morgan Stanley Finance LLC 13.08% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,410.833 for Stoxx, 5,156.639 for Nasdaq, 787.65 for EM, 75% of initial levels due 2/4/2027

Morgan Stanley Finance LLC 0.00% due 5/6/2020

Morgan Stanley Finance LLC 0.00% due 2/20/2020

Morgan Stanley Finance LLC 0.00% due 8/5/2020

Morgan Stanley Finance LLC 0.00% due 5/8/2020

Morgan Stanley Finance LLC 0.00% due 2/3/2021

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 8/4/2021

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/3/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 3/4/2020

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 6.50% due 5/5/2020

Morgan Stanley Finance LLC 10.00% due 2/5/2020

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 5/5/2020

Morgan Stanley Finance LLC 0.00% due 5/5/2020

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2024

Morgan Stanley Finance LLC 7.3% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter; Coupon barrier levels: 1,040.859 for Russell, 4,765.536 for Nasdaq and 17,510.402 for Dow; 70% of initial levels due 2/2/2024

Morgan Stanley Finance LLC 0.00% due 2/2/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 10.15% annualized, payable each month if each stock closes at or above downside threshold level on determination date for that month due 2/2/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above barrier level on determination date for that quarter due 5/1/2020

Morgan Stanley Finance LLC 6.5% annualized, payable quarterly if index closes at or above 70% coupon barrier on review date for that quarter due 7/31/2020

Morgan Stanley Finance LLC 6.75% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 1,252.506 for Russell, 2,247.273 for S&P; 85% of initial levels due 2/2/2021

Morgan Stanley Finance LLC 7% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 1,178.829 for Russell, 2,115.08 for S&P; 80% of initial levels due 7/31/2026

Morgan Stanley Finance LLC 10.5% per year if each fund closes at or above coupon barrier level on monthly determination date; otherwise, no coupon will be paid that month; Coupon barrier levels: $24.00 for oil & gas ETF, $49.84 for energy ETF; 80% of initial levels due 2/2/2021

Morgan Stanley Finance LLC 9% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: $22.50 for oil and gas ETF and $16.088 for gold ETF; 75% of initial levels due 2/2/2021

Morgan Stanley Finance LLC 7% annualized, payable quarterly for first five years; after that contingent coupon at a rate of 7% per year will be paid only if each index closes at or above its barrier level on a quarterly observation date; Coupon barriers: 957.798 for Russell, 1,718.503 for S&P and 2,039.226 for Stoxx; 65% of initial levels due 2/1/2029

Morgan Stanley Finance LLC 0.00% due 2/2/2026

Morgan Stanley Finance LLC 0.00% due 2/2/2022

Morgan Stanley Finance LLC 0.00% due 2/2/2022

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 2/2/2022

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2029

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 8/2/2021

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 10.3% per year, payable quarterly if Bank of America shares close at or above downside threshold level on determination date for that quarter due 1/28/2022

Morgan Stanley Finance LLC 0.00% due 3/26/2021

Morgan Stanley Finance LLC 0.00% due 10/7/2020

Morgan Stanley Finance LLC 0.00% due 1/22/2021

Morgan Stanley Finance LLC 0.00% due 1/26/2021

Morgan Stanley Finance LLC 0.00% due 1/26/2021

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 1/22/2021

Morgan Stanley Finance LLC 0.00% due 1/25/2023

Morgan Stanley Finance LLC 0.00% due 1/22/2021

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 1/25/2023

Morgan Stanley Finance LLC 0.00% due 1/23/2024

Morgan Stanley Finance LLC 9.5% per year, payable semiannually if each index closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 2,194.444 for Stoxx, 1,037.751 for Russell, 70% of initial level due 1/14/2022

Morgan Stanley Finance LLC 11.5% per year, payable semiannually if each index closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 2,194.444 for Stoxx, 1,037.751 for Russell, 70% of initial level due 1/14/2022

Morgan Stanley Finance LLC 0.00% due 3/22/2021

Morgan Stanley Finance LLC 12.1% per year, payable quarterly if the shares close at or above downside threshold level on determination date for that quarter due 1/21/2022

Morgan Stanley Finance LLC 9% per year, payable quarterly if the shares close at or above downside threshold level on determination date for that quarter due 1/21/2022

Morgan Stanley Finance LLC 10% per year, payable quarterly if the shares close at or above downside threshold level on determination date for that quarter due 1/21/2022

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 4/22/2020

Morgan Stanley Finance LLC 0.00% due 2/5/2020

Morgan Stanley Finance LLC 0.00% due 1/21/2022

Morgan Stanley Finance LLC 0.00% due 9/21/2020

Morgan Stanley Finance LLC 0.00% due 3/2/2021

Morgan Stanley Finance LLC 0.00% due 7/22/2020

Morgan Stanley Finance LLC 0.00% due 2/3/2021

Morgan Stanley Finance LLC 7.71%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,869.50 for S&P 500, 712.60 for EM, 70% of initial levels due 1/23/2029

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 2/19/2020

Morgan Stanley Finance LLC 0.00% due 2/19/2020

Morgan Stanley Finance LLC 0.00% due 1/20/2022

Morgan Stanley Finance LLC 0.00% due 10/14/2020

Morgan Stanley Finance LLC 0.00% due 1/17/2024

Morgan Stanley Finance LLC 0.00% due 1/17/2029

Morgan Stanley Finance LLC 0.00% due 7/15/2020

Morgan Stanley Finance LLC 7.4% per year, payable quarterly if each index closes at or above buffer level on observation date for that quarter; Buffer levels: 1,157.908 for Russell 2000 and 2,077.008 for S&P 500; 80% of initial levels due 1/15/2021

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter due 1/14/2022

Morgan Stanley Finance LLC 10% per year, payable quarterly if Citigroup shares close at or above downside threshold level on determination date for that quarter due 1/14/2022

Morgan Stanley Finance LLC 11.7% per year, payable quarterly if Schlumberger shares close at or above downside threshold level on determination date for that quarter due 1/16/2020

Morgan Stanley Finance LLC 0.00% due 2/3/2020

Morgan Stanley Finance LLC 0.00% due 4/16/2020

Morgan Stanley Finance LLC 0.00% due 7/15/2020

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at rate of 8% per year if Alphabet shares close at or above downside threshold level on observation date for that quarter due 1/14/2022

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at rate of 8% per year if Johnson & Johnson shares close at or above downside threshold level on observation date for that quarter due 1/14/2022

Morgan Stanley Finance LLC 8%, payable quarterly if index closes at or above coupon barrier level on observation date; Coupon barrier: 4,805.816, 72.8% of initial levels due 1/14/2022

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at rate of 8% per year if Visa shares close at or above downside threshold level on observation date for that quarter due 1/14/2022

Morgan Stanley Finance LLC 0.00% due 4/7/2021

Morgan Stanley Finance LLC 0.00% due 1/16/2024

Morgan Stanley Finance LLC 0.00% due 7/8/2020

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 1/12/2024

Morgan Stanley Finance LLC 0.00% due 1/13/2022

Morgan Stanley Finance LLC 0.00% due 1/11/2024

Morgan Stanley Finance LLC 6.75% per year, payable monthly if each index closes at or above buffer level on determination date for that month; Buffer levels: 1,141.242 for Russell 2000 and 2,059.528 for S&P 500; 80% of initial levels due 7/13/2026

Morgan Stanley Finance LLC 0.00% due 2/12/2020

Morgan Stanley Finance LLC 0.00% due 2/20/2020

Morgan Stanley Finance LLC 0.00% due 2/12/2020

Morgan Stanley Finance LLC 0.00% due 1/14/2025

Morgan Stanley Finance LLC 0.00% due 7/9/2020

Morgan Stanley Finance LLC 0.00% due 7/8/2020

Morgan Stanley Finance LLC 9.4% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 1/7/2022

Morgan Stanley Finance LLC 8.6% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 1/7/2022

Morgan Stanley Finance LLC 0.00% due 1/13/2025

Morgan Stanley Finance LLC 0.00% due 1/13/2025

Morgan Stanley Finance LLC 0.00% due 1/13/2025

Morgan Stanley Finance LLC 0.00% due 1/20/2021

Morgan Stanley Finance LLC 0.00% due 1/13/2025

Morgan Stanley Finance LLC 0.00% due 1/13/2025

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above its coupon barrier on observation date for that quarter; Coupon barriers: 1,713.52 for S&P 500, 931.582 for Russell 2000 and 1,215.68 for MSCI EAFE; 70% of initial levels due 1/8/2024

Morgan Stanley Finance LLC 0.00% due 7/9/2021

Morgan Stanley Finance LLC 0.00% due 7/8/2020

Morgan Stanley Finance LLC 12.25% annualized, payable quarterly if each index closes at or above downside threshold on observation date due 1/3/2020

Morgan Stanley Finance LLC 11.25% annualized, payable quarterly if each index closes at or above downside threshold on observation date due 12/31/2020

Morgan Stanley Finance LLC 0.00% due 7/1/2020

Morgan Stanley Finance LLC 0.00% due 1/5/2024

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 0.00% due 1/4/2021

Morgan Stanley Finance LLC 0.00% due 1/3/2023

Morgan Stanley Finance LLC 0.00% due 7/6/2021

Morgan Stanley Finance LLC 0.00% due 1/5/2024

Morgan Stanley Finance LLC 0.00% due 7/6/2021

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 0.00% due 12/31/2020

Morgan Stanley Finance LLC 10.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/31/2021

Morgan Stanley Finance LLC 8.1% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/31/2021

Morgan Stanley Finance LLC 9% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/31/2021

Morgan Stanley Finance LLC 0.00% due 12/31/2020

Morgan Stanley Finance LLC 0.00% due 12/31/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 0.00% due 4/1/2020

Morgan Stanley Finance LLC 9.50% due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 12/31/2021

Morgan Stanley Finance LLC 0.00% due 1/4/2022

Morgan Stanley Finance LLC 0.00% due 1/4/2022

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 7/1/2020

Morgan Stanley Finance LLC 0.00% due 2/28/2020

Morgan Stanley Finance LLC 0.00% due 12/31/2021

Morgan Stanley Finance LLC 0.00% due 1/2/2024

Morgan Stanley Finance LLC 0.00% due 2/27/2020

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 6.6% times proportion of days on which each index closes at or above coupon barrier level; payable monthly; Coupon barrier/buffer levels: 1,130.339 for Russell and 2,097.545 for S&P; 85% of initial levels due 12/31/2020

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 797.887 for Russell and 1,480.62 for S&P; 60% of initial levels due 12/30/2021

Morgan Stanley Finance LLC 10.5% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 930.868 for Russell, 4,383.937 for Nasdaq and 16,014.915 for Dow, 70% of initial levels due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 6/29/2020

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2022

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 1/8/2020

Morgan Stanley Finance LLC 0.00% due 6/24/2020

Morgan Stanley Finance LLC 6.2% annualized for each day that index closes above 80% coupon barrier; payable monthly due 6/25/2026

Morgan Stanley Finance LLC 10% per year, payable semiannually if each index closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 2,100.427for Stoxx, 904.460 for Russell, or 70% of initial level due 12/30/2021

Morgan Stanley Finance LLC 12% per year, payable semiannually if each index closes at or above coupon barrier level on observation date for that period; Coupon barrier/threshold: 2,100.427for Stoxx, 904.460 for Russell, or 70% of initial level due 12/30/2021

Morgan Stanley Finance LLC 10.5% annualized coupon for each quarter that each underlying closes at or above coupon threshold level on determination date for that quarter; Coupon thresholds: 2,100.427 for index and $26.964 for ETF, 70% of initial levels due 12/24/2020

Morgan Stanley Finance LLC 9.5% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/27/2021

Morgan Stanley Finance LLC 10% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 904.46 for Russell, 4,232.59 for Nasdaq, 70% of initial levels due 3/26/2020

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 904.46 for Russell, 1,449.972for S&P and 15,711.759 for Dow, 70% of initial levels due 12/27/2028

Morgan Stanley Finance LLC 8.5%, payable quarterly if each index closes at or above downside threshold on determination date for that quarter due 3/26/2020

Morgan Stanley Finance LLC 9% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/27/2021

Morgan Stanley Finance LLC 6.5% for first five years, starting on March 21, 2024, 6.5% for each quarter that both indexes close at or above coupon barrier level on the observation date for that quarter; Coupon barrier levels: 839.856 for Russell and 1,570.803 for S&P 500; 65% of initial levels due 12/27/2033

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 8% for first year; then, 50 times spread of 30-year U.S. dollar ICE swap rate minus two-year U.S. dollar ICE swap rate, cap of 8%, floor of zero; payable quarterly due 12/27/2038

Morgan Stanley Finance LLC 0.00% due 6/25/2026

Morgan Stanley Finance LLC 0.00% due 2/25/2020

Morgan Stanley Finance LLC 0.00% due 12/31/2024

Morgan Stanley Finance LLC 0.00% due 2/18/2021

Morgan Stanley Finance LLC 0.00% due 12/29/2021

Morgan Stanley Finance LLC 0.00% due 12/29/2021

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 12/26/2025

Morgan Stanley Finance LLC 0.00% due 12/24/2021

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 12/27/2023

Morgan Stanley Finance LLC 0.00% due 12/23/2021

Morgan Stanley Finance LLC 0.00% due 1/22/2021

Morgan Stanley Finance LLC 0.00% due 12/23/2021

Morgan Stanley Finance LLC 0.00% due 12/23/2020

Morgan Stanley Finance LLC 0.00% due 12/23/2021

Morgan Stanley Finance LLC 0.00% due 12/26/2023

Morgan Stanley Finance LLC 0.00% due 12/24/2026

Morgan Stanley Finance LLC 0.00% due 6/23/2020

Morgan Stanley Finance LLC 0.00% due 1/21/2021

Morgan Stanley Finance LLC 0.00% due 1/24/2022

Morgan Stanley Finance LLC 0.00% due 12/16/2020

Morgan Stanley Finance LLC 0.00% due 12/22/2022

Morgan Stanley Finance LLC 0.00% due 12/19/2023

Morgan Stanley Finance LLC 0.00% due 12/19/2023

Morgan Stanley Finance LLC 0.00% due 12/19/2022

Morgan Stanley Finance LLC 0.00% due 6/17/2021

Morgan Stanley Finance LLC 0.00% due 12/22/2021

Morgan Stanley Finance LLC 0.00% due 12/22/2021

Morgan Stanley Finance LLC 0.00% due 12/17/2021

Morgan Stanley Finance LLC 8.5% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/17/2021

Morgan Stanley Finance LLC 9.85% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/17/2021

Morgan Stanley Finance LLC 10.7% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/17/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2020

Morgan Stanley Finance LLC 0.00% due 12/19/2023

Morgan Stanley Finance LLC 0.00% due 6/19/2024

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 7.69%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,819.97 for S&P 500, 2,164.82 for Stoxx, 70% of initial levels due 12/19/2028

Morgan Stanley Finance LLC 0.00% due 12/9/2020

Morgan Stanley Finance LLC 0.00% due 3/17/2020

Morgan Stanley Finance LLC 0.00% due 4/15/2021

Morgan Stanley Finance LLC 8%, payable quarterly if index closes at or above coupon barrier level on observation date; Coupon barrier: 18,878.49, 76.75% of initial levels due 12/17/2020

Morgan Stanley Finance LLC 0.00% due 12/15/2028

Morgan Stanley Finance LLC 10% annualized, payable quarterly if each index closes at or above its 70% coupon barrier on observation date for that quarter due 12/13/2023

Morgan Stanley Finance LLC 10.20% due 3/16/2020

Morgan Stanley Finance LLC 9.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/10/2021

Morgan Stanley Finance LLC 13.65% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/10/2021

Morgan Stanley Finance LLC 0.00% due 12/9/2020

Morgan Stanley Finance LLC 0.00% due 12/9/2020

Morgan Stanley Finance LLC 3%, payable once on March 7, 2019, after that, contingent coupon at 9% annual rate if each index closes above coupon threshold on a quarterly observation date; Coupon thresholds: 1,036.526 for Russell, 4,756.649 for Nasdaq, 709.975 for Emerging Markets and 2,232.475 for Stoxx, 70% of initial levels due 12/9/2026

Morgan Stanley Finance LLC A one-time fixed coupon payment of 3% on March 7, 2019 and a 9% annualized coupon for each quarter that each index closes at or above coupon threshold level on determination date for that quarter; 1,036.526 for Russell, 4,756.649 for Nasdaq, 2,232.475 for Stoxx and 709.975 for EM, 70% of initial levels due 12/9/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2020

Morgan Stanley Finance LLC 0.00% due 4/30/2020

Morgan Stanley Finance LLC 10.25% annualized, payable quarterly if each index closes at or above downside threshold on observation date due 12/6/2019

Morgan Stanley Finance LLC 0.00% due 6/4/2019

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 12.35% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 12/3/2021

Morgan Stanley Finance LLC 13.3% annualized, payable each month if stock closes at or above downside threshold level on determination date for that month due 6/4/2019

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 8.00% due 12/6/2019

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 12/6/2024

Morgan Stanley Finance LLC 7.5% annualized, payable quarterly if each index closes at or above downside threshold on observation date due 12/1/2023

Morgan Stanley Finance LLC 6.15% annualized, payable quarterly if each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,071.269 for Russell, 6,913.326 for Nasdaq and 17,756.501 for Dow, 70% of initial levels due 12/1/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 12/1/2022

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if each index closes at or above downside threshold on observation date due 3/3/2020

Morgan Stanley Finance LLC 7% annualized, payable quarterly if each index closes at or above downside threshold on observation date due 12/2/2020

Morgan Stanley Finance LLC 6.75% annualized, payable quarterly if each index closes at or above downside threshold on observation date due 3/3/2020

Morgan Stanley Finance LLC 15% annualized, payable quarterly if each asset closes at or above 68.57% coupon barrier on review date for that quarter due 12/2/2020

Morgan Stanley Finance LLC 0.00% due 5/29/2019

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 12/2/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 12/2/2020

Morgan Stanley Finance LLC 5.65% annualized, payable monthly for each day that index closes at or above its 80% coupon barrier due 11/30/2023

Morgan Stanley Finance LLC 8% annualized, payable quarterly for the first four years; beginning December 2022, contingent quarterly coupon at an annual rate of 8% if each underlying index closes at or above its initial level on the observation date for that quarter due 12/1/2033

Morgan Stanley Finance LLC 6.25% annualized, payable quarterly for first five years; after that contingent coupon at a rate of 6.25% per year will be paid only if each index closes at or above its 50% coupon barrier level on a quarterly observation date due 12/1/2033

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 0.00% due 6/1/2026

Morgan Stanley Finance LLC 2.75% due 12/2/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2028

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 12/2/2020

Morgan Stanley Finance LLC 20% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 11/29/2021

Morgan Stanley Finance LLC 8.35% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 11/29/2021

Morgan Stanley Finance LLC Payable quarterly if each index closes at or above coupon barrier level on observation date; annualized rate is rate is 6% initially and steps up to 6.5% on Nov. 26, 2019; to 7.5% on Nov. 27, 2020; to 8.5% on Nov. 26, 2021; and to 9.5% on Nov. 25, 2022; Coupon barriers: 4,602.964 for Nasdaq, 1,041.795 for Russell, 17,125.283 for Dow; 70% of initial levels due 11/27/2023

Morgan Stanley Finance LLC 6.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 818.553 for Russell and 1,457.462 for S&P; 55% of initial levels due 11/25/2022

Morgan Stanley Finance LLC 10.1% per year, payable monthly if each underlier closes at or above buffer level on determination date; Buffer levels: 5,260.530 for index and $32.168 for ETF; 80% of initial levels due 11/26/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 0.00% due 11/26/2021

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 1,748.97 for S&P, 972.752 for Russell and 2,054.21 for Stoxx; 65% of initial levels due 5/24/2022

Morgan Stanley Finance LLC 0.00% due 11/18/2020

Morgan Stanley Finance LLC 0.00% due 11/19/2020

Morgan Stanley Finance LLC 0.00% due 12/14/2020

Morgan Stanley Finance LLC 10.5% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 11/19/2021

Morgan Stanley Finance LLC 10% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 11/19/2021

Morgan Stanley Finance LLC 0.00% due 5/20/2021

Morgan Stanley Finance LLC 0.00% due 11/18/2021

Morgan Stanley Finance LLC 0.00% due 11/19/2021

Morgan Stanley Finance LLC 0.00% due 5/19/2023

Morgan Stanley Finance LLC 0.00% due 11/19/2021

Morgan Stanley Finance LLC 0.00% due 11/19/2021

Morgan Stanley Finance LLC 0.00% due 11/19/2021

Morgan Stanley Finance LLC 7.4%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barriers: 2,226.52 for Stoxx, 1,915.39 for S&P; 70% of initial levels due 11/21/2028

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 1,778.58 for S&P, 992.896 for Russell and 2,067.48 for Stoxx; 65% of initial levels due 11/23/2021

Morgan Stanley Finance LLC 0.00% due 11/20/2023

Morgan Stanley Finance LLC 0.00% due 11/18/2021

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 8/19/2020

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 3/4/2020

Morgan Stanley Finance LLC 0.00% due 5/13/2021

Morgan Stanley Finance LLC 9.65% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 11/15/2021

Morgan Stanley Finance LLC 10.6% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 11/14/2019

Morgan Stanley Finance LLC 10.2% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 11/15/2021

Morgan Stanley Finance LLC 0.00% due 5/12/2020

Morgan Stanley Finance LLC 0.00% due 12/15/2020

Morgan Stanley Finance LLC 9.48% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 1,791.04 for S&P, 1,011.464 for Russell and 2,084.82 for Stoxx; 65% of initial levels due 11/9/2022

Morgan Stanley Finance LLC 0.00% due 11/12/2020

Morgan Stanley Finance LLC 0.00% due 5/7/2020

Morgan Stanley Finance LLC 9.4% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 1,916.82 for S&P, 1,083.258 for Russell and 2,252.16 for Stoxx; 70% of initial levels due 11/10/2021

Morgan Stanley Finance LLC 8.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 11/5/2021

Morgan Stanley Finance LLC 9.1% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 11/5/2021

Morgan Stanley Finance LLC 0.00% due 1/6/2022

Morgan Stanley Finance LLC 0.00% due 1/6/2021

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 11/5/2020

Morgan Stanley Finance LLC 0.00% due 11/5/2020

Morgan Stanley Finance LLC 9% annualized, payable quarterly if each index closes at or above its 70% coupon barrier on observation date for that quarter due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 11/4/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 11/4/2021

Morgan Stanley Finance LLC 0.00% due 11/3/2021

Morgan Stanley Finance LLC 0.00% due 11/5/2025

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2021

Morgan Stanley Finance LLC 0.00% due 12/3/2019

Morgan Stanley Finance LLC 9% annualized, payable each quarter if each stock closes at or above downside threshold level on determination date for that quarter due 11/3/2021

Morgan Stanley Finance LLC 0.00% due 11/2/2023

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 8.9% annualized, payable quarterly if each index closes at or above its 70% coupon barrier on observation date for that quarter due 5/2/2024

Morgan Stanley Finance LLC 0.00% due 5/2/2024

Morgan Stanley Finance LLC 7.5% annualized, payable quarterly if each index closes at or above downside threshold on observation date due 4/30/2020

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/29/2021

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/29/2020

Morgan Stanley Finance LLC 5.8% annualized for each day that index closes above 80% coupon barrier; payable monthly due 4/30/2026

Morgan Stanley Finance LLC 8.55% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/29/2021

Morgan Stanley Finance LLC 9.2% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/29/2021

Morgan Stanley Finance LLC 8%, payable quarterly at fixed rate for first four years, then payable if each index closes at or above coupon threshold on review date for that quarter; Coupon thresholds: 741.911 for Russell, 1,567.445 for Stoxx, 1,329.345 for S&P, 50% of initial levels due 10/31/2033

Morgan Stanley Finance LLC 7.5%, payable quarterly if each index closes at or above coupon threshold on review date for that quarter; Coupon thresholds: 1,038.675 for Russell, 2,194.423 for Stoxx, 1,861.083 for S&P, 70% of initial levels due 10/29/2021

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 4.25% due 10/31/2022

Morgan Stanley Finance LLC 5.375% initially; beginning in Oct. 30, 2019, 10-year U.S. dollar ICE swap rate plus 40 bps, with a minimum interest rate of 0.1%, payable quarterly due 10/30/2028

Morgan Stanley Finance LLC 10% for first year; then, 30 times spread of 30-year U.S. dollar ICE swap rate minus two-year U.S. dollar ICE swap rate for each day that each index closes at or above reference level, cap of 10%, floor of zero; payable quarterly due 10/31/2038

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 1.00% due 5/1/2023

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 12% per year, payable monthly if each index closes at or above coupon barrier level on observation date that month; Coupon barriers: 4,911.472 for Nasdaq, 1,050.277 for Russell, 1,323.28 for Euro Stoxx Select Dividend and 664.272 for MSCI; 70% of initial levels due 10/29/2026

Morgan Stanley Finance LLC 7.65% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 2,191.231 for Stoxx, 1,028.089 for Russell and 1,859.27 for S&P; 70% of initial levels due 10/28/2021

Morgan Stanley Finance LLC 6.25% annualized until Oct. 29, 2019, 6.75% annualized until Oct. 29, 2020, 7.25% annualized until Oct. 29, 2021, 7.75% annualized until Oct. 29, 2022 and 8.25% annualized after that, payable monthly if each index closes at or above 70% coupon barrier on review date for that month due 10/27/2023

Morgan Stanley Finance LLC 8.7% annualized, payable quarterly if each asset closes at or above 70% coupon barrier on review date for that quarter due 10/28/2021

Morgan Stanley Finance LLC 16.45%, payable quarterly if each index closes at or above coupon threshold on review date for that quarter; Coupon thresholds: 1,321.828 for Russell, 6,110.239 for Nasdaq, 2,390.49 for S&P, 90% of initial levels due 2/3/2020

Morgan Stanley Finance LLC 0.00% due 7/8/2020

Morgan Stanley Finance LLC 0.00% due 10/28/2021

Morgan Stanley Finance LLC 0.00% due 11/27/2019

Morgan Stanley Finance LLC 0.00% due 10/27/2021

Morgan Stanley Finance LLC 0.00% due 10/28/2024

Morgan Stanley Finance LLC 6% until Oct. 24, 2019, 7% until Oct. 24, 2020, 8% until Oct. 24, 2021, 9% until Oct. 24, 2022 and 10% after that, annualized payable monthly if each index closes at or above 70% coupon barrier on review date for that month due 10/24/2023

Morgan Stanley Finance LLC 6% until Oct. 24, 2019, 7% until Oct. 24, 2020, 8% until Oct. 24, 2021, 9% until Oct. 24, 2022 and 10% after that, annualized payable monthly if each index closes at or above 60% coupon barrier on review date for that month due 10/24/2023

Morgan Stanley Finance LLC 10.1% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/22/2021

Morgan Stanley Finance LLC 8.8% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/22/2021

Morgan Stanley Finance LLC 10.5% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/24/2019

Morgan Stanley Finance LLC 0.00% due 10/21/2021

Morgan Stanley Finance LLC 0.00% due 4/27/2020

Morgan Stanley Finance LLC 0.00% due 4/27/2020

Morgan Stanley Finance LLC 10% per year, payable quarterly if stock closes at or above 77.9% downside threshold on observation date for that quarter, plus any previously unpaid contingent quarterly coupons from prior determination dates due 11/6/2019

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 10/21/2025

Morgan Stanley Finance LLC 7.85%, payable quarterly if each index closes at or above coupon threshold on review date for that quarter; Coupon thresholds: 1,117.786 for Russell, 5,093.498 for Nasdaq, 1,966.944 for S&P, 70% of initial levels due 4/21/2020

Morgan Stanley Finance LLC 0.00% due 4/16/2020

Morgan Stanley Finance LLC 0.00% due 10/20/2023

Morgan Stanley Finance LLC 0.00% due 10/20/2023

Morgan Stanley Finance LLC 0.00% due 11/13/2019

Morgan Stanley Finance LLC 5.80% due 10/22/2020

Morgan Stanley Finance LLC 0.00% due 10/20/2028

Morgan Stanley Finance LLC 0.00% due 10/20/2023

Morgan Stanley Finance LLC 0.00% due 10/20/2022

Morgan Stanley Finance LLC 8% annualized, payable quarterly if each asset closes at or above 70% coupon barrier on review date for that quarter due 10/15/2020

Morgan Stanley Finance LLC 10.7% annualized, payable quarterly if each index closes at or above 75% coupon barrier on review date for that quarter due 4/15/2021

Morgan Stanley Finance LLC 0.00% due 10/30/2019

Morgan Stanley Finance LLC 0.00% due 10/14/2022

Morgan Stanley Finance LLC 0.00% due 1/14/2021

Morgan Stanley Finance LLC 0.00% due 10/15/2021

Morgan Stanley Finance LLC 0.00% due 10/16/2024

Morgan Stanley Finance LLC 7.5%, payable quarterly if each index closes at or above coupon threshold on review date for that quarter; Coupon thresholds: 1,102.788 for Russell, 4,931.147 for Nasdaq, 17,919.118 for Dow, 70% of initial levels due 10/13/2023

Morgan Stanley Finance LLC 0.00% due 10/13/2023

Morgan Stanley Finance LLC 0.00% due 10/12/2023

Morgan Stanley Finance LLC 0.00% due 10/23/2019

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 8.35% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/8/2021

Morgan Stanley Finance LLC 8.7% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/8/2021

Morgan Stanley Finance LLC 9.35% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/8/2021

Morgan Stanley Finance LLC 0.00% due 10/8/2021

Morgan Stanley Finance LLC 0.00% due 10/11/2023

Morgan Stanley Finance LLC 0.00% due 10/6/2022

Morgan Stanley Finance LLC 0.00% due 4/6/2020

Morgan Stanley Finance LLC 0.00% due 10/3/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 10/1/2021

Morgan Stanley Finance LLC 0.00% due 10/3/2023

Morgan Stanley Finance LLC 0.00% due 4/6/2021

Morgan Stanley Finance LLC 9.15% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 10/1/2021

Morgan Stanley Finance LLC 0.00% due 10/3/2023

Morgan Stanley Finance LLC 0.00% due 10/1/2021

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2021

Morgan Stanley Finance LLC 0.00% due 10/1/2021

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 7.53% annualized, payable quarterly if each index closes at or above its 70% coupon barrier on observation date for that quarter due 10/3/2028

Morgan Stanley Finance LLC 0.00% due 4/2/2025

Morgan Stanley Finance LLC 0.00% due 10/3/2023

Morgan Stanley Finance LLC 0.00% due 10/1/2021

Morgan Stanley Finance LLC 0.00% due 10/3/2024

Morgan Stanley Finance LLC 8.2%, payable quarterly if each index closes at or above coupon threshold on review date for that quarter; Coupon thresholds: 2,574.863 for S&P, 2,179.478 for Stoxx, 1,268.706 for Russell, 75% of initial levels due 9/29/2028

Morgan Stanley Finance LLC 7.22%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barriers: 732.21 for Emerging Markets, 5,294.16 for Nasdaq; 70% of initial levels due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 10/1/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2021

Morgan Stanley Finance LLC 0.00% due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 9/28/2023

Morgan Stanley Finance LLC 4.85% annualized for each day that index closes above 80% coupon barrier; payable monthly due 9/28/2023

Morgan Stanley Finance LLC 8%, payable quarterly, for four years; after that, 8% annualized, payable quarterly, if each index closes at or above initial level on review date for that quarter due 9/29/2033

Morgan Stanley Finance LLC 7% annualized, payable monthly for first five years; after that contingent coupon at a rate of 7% per year will be paid only if each index closes at or above its barrier level on a monthly observation date; Coupon barriers: 1,196.164 for Russell, 2,040.892 for S&P and 2,393.846 for Stoxx; 70% of initial levels due 9/29/2033

Morgan Stanley Finance LLC 6% annualized, payable quarterly for first five years; after that contingent coupon at a rate of 6% per year will be paid only if each index closes at or above its 55% coupon barrier level on a quarterly observation date due 9/29/2033

Morgan Stanley Finance LLC 0.00% due 3/30/2020

Morgan Stanley Finance LLC 0.00% due 9/30/2021

Morgan Stanley Finance LLC 0.00% due 9/28/2023

Morgan Stanley Finance LLC 9% for first two years; then, 30 times spread of 30-year U.S. dollar ICE swap rate minus two-year U.S. dollar ICE swap rate for each day that each index closes at or above reference level, cap of 9%, floor of zero; payable quarterly due 9/28/2038

Morgan Stanley Finance LLC 0.00% due 3/30/2026

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 7/8/2020

Morgan Stanley Finance LLC 0.00% due 6/30/2020

Morgan Stanley Finance LLC 0.00% due 9/30/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2021

Morgan Stanley Finance LLC 0.00% due 9/29/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2023

Morgan Stanley Finance LLC 0.00% due 9/28/2023

Morgan Stanley Finance LLC 0.00% due 9/29/2021

Morgan Stanley Finance LLC 0.00% due 10/16/2021

Morgan Stanley Finance LLC 0.00% due 9/29/2021

Morgan Stanley Finance LLC 0.00% due 3/25/2020

Morgan Stanley Finance LLC 10.9% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 9/26/2019

Morgan Stanley Finance LLC 8.85% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 9/24/2021

Morgan Stanley Finance LLC 24.75% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 9/26/2019

Morgan Stanley Finance LLC 6.35%, payable semiannually, for two years; after that, 6.35% annualized, payable quarterly, if each index closes at or above 70% coupon barrier on review date for that period due 9/26/2022

Morgan Stanley Finance LLC 0.00% due 9/24/2021

Morgan Stanley Finance LLC 0.00% due 4/30/2021

Morgan Stanley Finance LLC 0.00% due 9/23/2020

Morgan Stanley Finance LLC 0.00% due 3/25/2020

Morgan Stanley Finance LLC 9.25%, payable quarterly, for two years; after that, 9.25% annualized, payable quarterly, if each index closes at or above 60% coupon barrier on review date for that quarter due 9/25/2028

Morgan Stanley Finance LLC 7.87%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier: $106.94, 75% of initial price due 9/23/2021

Morgan Stanley Finance LLC 8.17%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier: $95.30, 80% of initial price due 9/23/2021

Morgan Stanley Finance LLC 0.00% due 3/4/2020

Morgan Stanley Finance LLC 0.00% due 9/17/2021

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 9/17/2020

Morgan Stanley Finance LLC 0.00% due 3/18/2020

Morgan Stanley Finance LLC 9.3% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 9/17/2021

Morgan Stanley Finance LLC 9.35% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 9/17/2021

Morgan Stanley Finance LLC 8.55% per year, payable monthly if each underlier closes at or above buffer level on determination date due 3/19/2026

Morgan Stanley Finance LLC 0.00% due 12/18/2019

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 7.32%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barriers: 2,341.24 for Stoxx, 5,281.847 for Nasdaq; 70% of initial levels due 9/19/2028

Morgan Stanley Finance LLC 13.54%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier: $8.21, 60% of initial price due 9/17/2020

Morgan Stanley Finance LLC 0.00% due 3/17/2020

Morgan Stanley Finance LLC 0.00% due 9/14/2023

Morgan Stanley Finance LLC 9%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barrier/thresholds: 2,132.71 for Stoxx, 1,106.652 for Russell, 1,859.8 for S&P; 64.4% of initial levels due 9/14/2028

Morgan Stanley Finance LLC 10.31% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barrier/downside thresholds: 2,157.848 for S&P, 1,288.1 for Russell and 2,481.96 for Stoxx; 75% of initial levels due 9/15/2021

Morgan Stanley Finance LLC 0.00% due 3/11/2020

Morgan Stanley Finance LLC 8.1% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 9/10/2021

Morgan Stanley Finance LLC 0.00% due 6/10/2022

Morgan Stanley Finance LLC 0.00% due 3/12/2024

Morgan Stanley Finance LLC 0.00% due 9/12/2022

Morgan Stanley Finance LLC 0.00% due 9/11/2023

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/18/2019

Morgan Stanley Finance LLC 10.75% annualized, payable monthly for one year if fund closes at or above 70% coupon barrier on review date for that month due 9/6/2023

Morgan Stanley Finance LLC 8.3% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 9/3/2021

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 5% for first two years; then, 15 times spread of 30-year U.S. dollar ICE swap rate minus two-year U.S. dollar ICE swap rate for each day that each index closes at or above reference level, cap of 10%, floor of zero; payable monthly due 9/6/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 0.00% due 9/4/2025

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/5/2024

Morgan Stanley Finance LLC 10.34% annualized, payable quarterly if index closes at or above coupon barrier on related observation date; Coupon barrier: 2,744.792, 80% of initial level due 9/5/2023

Morgan Stanley Finance LLC 7.1% annualized, payable quarterly if each index closes at or above 70% coupon barrier on related observation date due 9/5/2023

Morgan Stanley Finance LLC 0.00% due 3/3/2021

Morgan Stanley Finance LLC 0.00% due 9/2/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2019

Morgan Stanley Finance LLC 0.00% due 9/2/2021

Morgan Stanley Finance LLC 0.00% due 9/5/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2028

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2021

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 5.5% annualized, payable monthly if each index closes at or above downside threshold on observation date due 6/2/2020

Morgan Stanley Finance LLC 9% annualized, payable quarterly for the first three years, then payable quarterly if each index closes at or above initial level on related observation date due 9/1/2033

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 5.8% annualized for each day that index closes above 80% coupon barrier; payable monthly due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 6.5%, payable quarterly, for five years; beginning December 2023, 6.5% annualized, payable quarterly if each index closes at or above 60% coupon barrier on review date for that quarter due 9/1/2033

Morgan Stanley Finance LLC 7% annualized, payable monthly for first 2.5 years; after that contingent coupon at a rate of 7% per year will be paid only if each index closes at or above its barrier level on a monthly observation date due 9/1/2033

Morgan Stanley Finance LLC 0.00% due 9/1/2022

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 0.00% due 9/2/2021

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC Greater of 30-year Constant Maturity Swap rate and two-year Constant Maturity Swap rate with floor of zero; payable quarterly due 8/31/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2025

Morgan Stanley Finance LLC 0.00% due 9/3/2025

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 2/20/2020

Morgan Stanley Finance LLC 0.00% due 9/3/2025

Morgan Stanley Finance LLC 0.00% due 8/30/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2023

Morgan Stanley Finance LLC 6.7% annualized, payable monthly if each index closes at or above downside threshold on observation date due 3/3/2020

Morgan Stanley Finance LLC 8.6% annualized, payable monthly if each index closes at or above downside threshold on observation date due 3/3/2020

Morgan Stanley Finance LLC 0.00% due 10/30/2020

Morgan Stanley Finance LLC 5.3% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 1,035.403 for Russell and 15,474.21 for Dow; 60% of initial levels due 8/29/2023

Morgan Stanley Finance LLC 10.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 8/27/2021

Morgan Stanley Finance LLC 0.00% due 8/27/2021

Morgan Stanley Finance LLC 0.00% due 8/27/2021

Morgan Stanley Finance LLC 0.00% due 8/27/2021

Morgan Stanley Finance LLC 0.00% due 8/29/2023

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 5.33% due 8/20/2021

Morgan Stanley Finance LLC 9.53% annualized, payable quarterly if each asset closes at or above 80% coupon barrier on review date for that quarter due 8/27/2020

Morgan Stanley Finance LLC 11.24% due 3/2/2020

Morgan Stanley Finance LLC 0.00% due 8/26/2020

Morgan Stanley Finance LLC 0.00% due 8/27/2020

Morgan Stanley Finance LLC 0.00% due 8/25/2023

Morgan Stanley Finance LLC 8% per year, payable quarterly if each index closes at or above coupon barrier level on each trading day that quarter; Coupon barriers: 1,995.091 for S&P, 1,185.063 for Russell and 2,361.058 for Stoxx; 70% of initial levels due 2/22/2021

Morgan Stanley Finance LLC 8.7% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 8/20/2021

Morgan Stanley Finance LLC 9.4% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 8/20/2021

Morgan Stanley Finance LLC 0.00% due 11/20/2019

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 0.00% due 2/20/2020

Morgan Stanley Finance LLC 0.00% due 8/22/2022

Morgan Stanley Finance LLC 5.33% due 8/20/2021

Morgan Stanley Finance LLC 0.00% due 10/20/2020

Morgan Stanley Finance LLC 0.00% due 3/3/2021

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 10% annualized, payable quarterly if each index closes at or above its 75% coupon barrier on observation date for that quarter due 8/18/2028

Morgan Stanley Finance LLC 0.00% due 8/23/2021

Morgan Stanley Finance LLC 0.00% due 8/12/2022

Morgan Stanley Finance LLC 0.00% due 2/5/2020

Morgan Stanley Finance LLC 0.00% due 8/12/2020

Morgan Stanley Finance LLC 10.2% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 8/13/2021

Morgan Stanley Finance LLC 9.75% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 8/13/2021

Morgan Stanley Finance LLC 10.1% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 8/13/2021

Morgan Stanley Finance LLC 8.7% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 8/13/2021

Morgan Stanley Finance LLC 0.00% due 11/14/2019

Morgan Stanley Finance LLC 0.00% due 8/15/2024

Morgan Stanley Finance LLC 0.00% due 8/14/2025

Morgan Stanley Finance LLC 0.00% due 8/15/2023

Morgan Stanley Finance LLC 0.00% due 12/23/2019

Morgan Stanley Finance LLC 0.00% due 2/12/2020

Morgan Stanley Finance LLC 0.00% due 2/10/2020

Morgan Stanley Finance LLC 0.00% due 8/11/2025

Morgan Stanley Finance LLC 0.00% due 8/6/2020

Morgan Stanley Finance LLC 8.55% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 8/6/2021

Morgan Stanley Finance LLC 8.95% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 8/6/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2026

Morgan Stanley Finance LLC 0.00% due 8/7/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2021

Morgan Stanley Finance LLC 0.00% due 8/5/2020

Morgan Stanley Finance LLC 0.00% due 2/3/2021

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/4/2021

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2024

Morgan Stanley Finance LLC 0.00% due 8/3/2020

Morgan Stanley Finance LLC 0.00% due 2/1/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2020

Morgan Stanley Finance LLC 0.00% due 2/3/2020

Morgan Stanley Finance LLC 9.05% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/30/2021

Morgan Stanley Finance LLC 9.85% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/30/2021

Morgan Stanley Finance LLC 8.65% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/30/2021

Morgan Stanley Finance LLC 8.85% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/30/2021

Morgan Stanley Finance LLC 0.00% due 1/31/2022

Morgan Stanley Finance LLC 9% for first three years; beginning in October 2021, 9% annualized, payable quarterly if each index closes at or above initial level on review date for that quarter due 7/29/2033

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 7/29/2021

Morgan Stanley Finance LLC 6.25%, payable quarterly for the first five years, then payable quarterly on a contingent basis if each index closes at or above downside threshold on determination date for that quarter due 7/29/2033

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 7/29/2021

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 1/29/2026

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2028

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 7/29/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 5/27/2020

Morgan Stanley Finance LLC 9.2% annualized, payable quarterly if commodity closes at or above 70% coupon barrier on review date for that quarter due 7/26/2019

Morgan Stanley Finance LLC 0.00% due 5/28/2020

Morgan Stanley Finance LLC 0.00% due 7/27/2023

Morgan Stanley Finance LLC 0.00% due 7/28/2021

Morgan Stanley Finance LLC 0.00% due 7/28/2021

Morgan Stanley Finance LLC 0.00% due 7/28/2021

Morgan Stanley Finance LLC 10% annualized, payable quarterly for first year, then payable quarterly for any quarter that both indexes close at or above initial level on review date, in which case a coupon will also be paid for any previously unpaid quarter due 7/25/2028

Morgan Stanley Finance LLC 0.00% due 7/22/2020

Morgan Stanley Finance LLC 0.00% due 7/23/2020

Morgan Stanley Finance LLC 0.00% due 1/24/2020

Morgan Stanley Finance LLC 0.00% due 7/22/2020

Morgan Stanley Finance LLC 9.1% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/23/2021

Morgan Stanley Finance LLC 0.00% due 9/23/2020

Morgan Stanley Finance LLC 0.00% due 7/22/2020

Morgan Stanley Finance LLC 0.00% due 2/3/2021

Morgan Stanley Finance LLC 0.00% due 2/3/2021

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if each index closes at or above coupon barrier level on each trading day that quarter; Coupon barriers: 1,960.917 for S&P, 1,180.955 for Russell and 2,418.178 for Stoxx; 70% of initial levels due 1/19/2021

Morgan Stanley Finance LLC 8.7% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/16/2021

Morgan Stanley Finance LLC 8.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/16/2021

Morgan Stanley Finance LLC 8.45% annualized, payable each quarter if each stock closes at or above downside threshold level on determination date for that quarter due 7/16/2021

Morgan Stanley Finance LLC 8.7% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/16/2021

Morgan Stanley Finance LLC 0.00% due 7/16/2021

Morgan Stanley Finance LLC 0.00% due 8/5/2020

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 7/18/2023

Morgan Stanley Finance LLC 6.50% due 1/21/2020

Morgan Stanley Finance LLC 0.00% due 1/8/2020

Morgan Stanley Finance LLC 2.50% due 7/17/2023

Morgan Stanley Finance LLC 0.00% due 9/15/2020

Morgan Stanley Finance LLC 0.00% due 9/15/2020

Morgan Stanley Finance LLC 11.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/15/2021

Morgan Stanley Finance LLC 0.00% due 7/14/2023

Morgan Stanley Finance LLC 0.00% due 5/11/2020

Morgan Stanley Finance LLC 10.35% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/9/2021

Morgan Stanley Finance LLC 8.3% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/9/2021

Morgan Stanley Finance LLC 9.3% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/9/2021

Morgan Stanley Finance LLC 12.6% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/9/2021

Morgan Stanley Finance LLC 0.00% due 7/2/2020

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 0.00% due 7/5/2022

Morgan Stanley Finance LLC 7.85% annualized, payable quarterly if each index closes at or above 60% coupon barrier on review date for that quarter due 1/4/2021

Morgan Stanley Finance LLC 7.2% annualized, payable quarterly if each index closes at or above 60% coupon barrier on review date for that quarter due 7/5/2023

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if each index closes at or above coupon barrier level on each trading day that quarter; Coupon barriers: 1,902.859 for S&P, 15,613.157 for Nikkei and 2,376.92 for Stoxx; 70% of initial levels due 1/4/2021

Morgan Stanley Finance LLC 8.85% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 7/2/2021

Morgan Stanley Finance LLC 0.00% due 7/5/2023

Morgan Stanley Finance LLC 0.00% due 10/2/2019

Morgan Stanley Finance LLC 0.00% due 10/2/2019

Morgan Stanley Finance LLC 0.00% due 7/5/2022

Morgan Stanley Finance LLC 0.00% due 7/2/2021

Morgan Stanley Finance LLC 0.00% due 7/2/2021

Morgan Stanley Finance LLC 0.00% due 7/1/2020

Morgan Stanley Finance LLC 0.00% due 1/2/2020

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 7/3/2028

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 7/5/2023

Morgan Stanley Finance LLC 0.00% due 7/3/2024

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 0.00% due 6/29/2028

Morgan Stanley Finance LLC 9% annualized, payable quarterly for first three years, then payable quarterly for any quarter that each index closes at or above initial level on review date, in which case a coupon will also be paid for any previously unpaid quarter due 6/30/2033

Morgan Stanley Finance LLC 0.00% due 12/31/2020

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 6/29/2023

Morgan Stanley Finance LLC 0.00% due 11/29/2019

Morgan Stanley Finance LLC 5% annualized, payable monthly for each day that index closes at or above its 80% coupon barrier due 6/29/2023

Morgan Stanley Finance LLC 12% annualized, payable each month if each stock closes at or above downside threshold level on determination date for that month due 7/1/2021

Morgan Stanley Finance LLC 10.23% annualized, payable quarterly if each asset closes at or above 80% coupon barrier on review date for that quarter due 7/1/2020

Morgan Stanley Finance LLC 6.15%, payable quarterly for the first five years, then payable quarterly on a contingent basis if each index closes at or above downside threshold on determination date for that quarter due 6/30/2033

Morgan Stanley Finance LLC 0.00% due 7/1/2021

Morgan Stanley Finance LLC 10% for first two years; then, 20 times spread of 30-year U.S. dollar ICE swap rate minus two-year U.S. dollar ICE swap rate for each day that each index closes at or above reference level, cap of 10%, floor of zero; payable monthly; Reference levels: 1,497.683 for S&P, 917.69 for Russell, 1,852.796 for Stoxx, 55% of initial levels due 6/29/2033

Morgan Stanley Finance LLC 0.00% due 7/1/2025

Morgan Stanley Finance LLC 0.00% due 12/31/2025

Morgan Stanley Finance LLC 0.00% due 12/31/2025

Morgan Stanley Finance LLC 0.00% due 7/1/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 8% annualized, payable each quarter if each stock closes at or above downside threshold level on determination date for that quarter due 1/3/2020

Morgan Stanley Finance LLC 8% annualized, payable each quarter if each stock closes at or above downside threshold level on determination date for that quarter due 1/3/2020

Morgan Stanley Finance LLC 8.72% annualized, payable each quarter if each stock closes at or above downside threshold level on determination date for that quarter due 6/30/2021

Morgan Stanley Finance LLC 0.00% due 6/30/2021

Morgan Stanley Finance LLC 0.00% due 7/5/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/27/2023

Morgan Stanley Finance LLC 0.00% due 9/26/2019

Morgan Stanley Finance LLC 8.55% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 6/25/2021

Morgan Stanley Finance LLC 8.6% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 6/25/2021

Morgan Stanley Finance LLC 9.5% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 6/25/2021

Morgan Stanley Finance LLC 9.25% annualized, payable quarterly if fund closes at or above 80% coupon barrier on review date for that quarter due 12/28/2020

Morgan Stanley Finance LLC 8.6% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 6/25/2021

Morgan Stanley Finance LLC 0.00% due 4/27/2023

Morgan Stanley Finance LLC 0.00% due 7/21/2020

Morgan Stanley Finance LLC 0.00% due 6/26/2028

Morgan Stanley Finance LLC 9.8% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barrier/downside thresholds: 1,928.42 for S&P, 1,179.904 for Russell and 2,409.12 for Stoxx; 70% of initial levels due 6/25/2021

Morgan Stanley Finance LLC 0.00% due 12/24/2019

Morgan Stanley Finance LLC 0.00% due 6/24/2020

Morgan Stanley Finance LLC 0.00% due 6/23/2023

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 8.4% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 6/18/2021

Morgan Stanley Finance LLC 11% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 6/18/2021

Morgan Stanley Finance LLC 0.00% due 6/18/2021

Morgan Stanley Finance LLC 0.00% due 6/18/2021

Morgan Stanley Finance LLC 0.00% due 6/18/2021

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 7/6/2020

Morgan Stanley Finance LLC 0.00% due 6/17/2020

Morgan Stanley Finance LLC 0.00% due 6/19/2023

Morgan Stanley Finance LLC 0.00% due 8/16/2019

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on each trading day that quarter; Coupon barriers: 2,086.5 for S&P, 1,256.009 for Russell and 2,610.165 for Stoxx; 75% of initial levels due 12/6/2020

Morgan Stanley Finance LLC 10.25% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 6/11/2021

Morgan Stanley Finance LLC 0.00% due 12/11/2020

Morgan Stanley Finance LLC 8% annualized, payable quarterly if each stock closes at or above downside threshold on determination date for that quarter due 6/10/2021

Morgan Stanley Finance LLC 8.15% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 6/11/2021

Morgan Stanley Finance LLC 0.00% due 8/13/2019

Morgan Stanley Finance LLC 7%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier: $82.67, 74.4% of initial price due 6/11/2021

Morgan Stanley Finance LLC 8%, payable quarterly if stock closes at or above coupon barrier level on related quarterly observation date; Coupon barrier: $21.29, 65.4% of initial price due 6/11/2021

Morgan Stanley Finance LLC 0.00% due 6/11/2020

Morgan Stanley Finance LLC 9.05% annualized, payable each quarter if stock closes at or above downside threshold level on determination date for that quarter due 6/6/2019

Morgan Stanley Finance LLC 11.44% annualized, payable quarterly if index closes at or above downside threshold on review date for that quarter due 6/6/2023

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 0.00% due 6/19/2019

Morgan Stanley Finance LLC 0.00% due 12/6/2021

Morgan Stanley Finance LLC 0.00% due 6/4/2020

Morgan Stanley Finance LLC 0.00% due 6/4/2020

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 0.00% due 6/4/2021

Morgan Stanley Finance LLC 0.00% due 6/3/2020

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 0.00% due 6/5/2023

Morgan Stanley Finance LLC 0.00% due 6/4/2025

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 0.00% due 8/19/2019

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 6/4/2020

Morgan Stanley Finance LLC 0.00% due 6/4/2021

Morgan Stanley Finance LLC 0.00% due 5/28/2021

Morgan Stanley Finance LLC 0.00% due 5/31/2023

Morgan Stanley Finance LLC 0.00% due 12/4/2025

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2023

Morgan Stanley Finance LLC 0.00% due 5/31/2023

Morgan Stanley Finance LLC 0.00% due 5/28/2021

Morgan Stanley Finance LLC 0.00% due 6/2/2023

Morgan Stanley Finance LLC 0.00% due 6/3/2024

Morgan Stanley Finance LLC 0.00% due 5/31/2022

Morgan Stanley Finance LLC 0.00% due 5/27/2021

Morgan Stanley Finance LLC 0.00% due 5/28/2020

Morgan Stanley Finance LLC 0.00% due 7/31/2019

Morgan Stanley Finance LLC 9.15% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 5/28/2021

Morgan Stanley Finance LLC 12.4% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 5/31/2019

Morgan Stanley Finance LLC 0.00% due 7/30/2019

Morgan Stanley Finance LLC 0.00% due 6/23/2020

Morgan Stanley Finance LLC 0.00% due 5/31/2028

Morgan Stanley Finance LLC 0.00% due 5/31/2023

Morgan Stanley Finance LLC 6.25% annualized, payable monthly if each index closes at or above 70% coupon barrier on review date for that month due 11/29/2019

Morgan Stanley Finance LLC 0.00% due 5/30/2023

Morgan Stanley Finance LLC 0.00% due 5/30/2023

Morgan Stanley Finance LLC 0.00% due 11/30/2020

Morgan Stanley Finance LLC 0.00% due 5/30/2023

Morgan Stanley Finance LLC 5.1% annualized, payable monthly for each day that index closes at or above its 80% coupon barrier due 5/30/2023

Morgan Stanley Finance LLC 6.25%, payable quarterly, for first five years; after that, 6.25% annualized if each index closes at or above 50% coupon barrier on review date for that quarter due 5/27/2033

Morgan Stanley Finance LLC 0.00% due 5/27/2021

Morgan Stanley Finance LLC 0.00% due 11/28/2025

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 5/27/2021

Morgan Stanley Finance LLC 0.00% due 5/27/2021

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/30/2023

Morgan Stanley Finance LLC 10% for first year; then, 10 times spread of 30-year U.S. dollar ICE swap rate minus two-year U.S. dollar ICE swap rate for each day that each index closes at or above 50% reference level, cap of 10%, floor of zero; payable monthly due 4/30/2033

Morgan Stanley Finance LLC 0.00% due 5/26/2023

Morgan Stanley Finance LLC 7.35% annualized, payable quarterly if each index closes at or above 70% coupon barrier on review date for that quarter due 5/27/2021

Morgan Stanley Finance LLC 9.75% annualized, payable quarterly if each asset closes at or above 80% coupon barrier on review date for that quarter due 5/28/2020

Morgan Stanley Finance LLC 0.00% due 5/25/2023

Morgan Stanley Finance LLC 0.00% due 5/15/2020

Morgan Stanley Finance LLC 0.00% due 5/17/2021

Morgan Stanley Finance LLC 0.00% due 12/20/2019

Morgan Stanley Finance LLC 9.85% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 5/21/2021

Morgan Stanley Finance LLC 10.65% annualized, payable quarterly if index closes at or above 85% coupon barrier on review date for that quarter due 5/23/2023

Morgan Stanley Finance LLC 9.75% annualized, payable quarterly if fund closes at or above 80% coupon barrier on review date for that quarter due 5/23/2019

Morgan Stanley Finance LLC 9% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 5/21/2021

Morgan Stanley Finance LLC 0.00% due 11/23/2022

Morgan Stanley Finance LLC 0.00% due 5/21/2021

Morgan Stanley Finance LLC 0.00% due 5/21/2021

Morgan Stanley Finance LLC 0.00% due 5/20/2021

Morgan Stanley Finance LLC 0.00% due 5/23/2024

Morgan Stanley Finance LLC 0.00% due 5/23/2024

Morgan Stanley Finance LLC 0.00% due 9/26/2019

Morgan Stanley Finance LLC 0.00% due 8/6/2019

Morgan Stanley Finance LLC 0.00% due 5/31/2022

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 7.4%, payable on a quarterly contingent basis if each index closes at or above coupon barrier on determination date for that quarter; Coupon barriers: 18,576.698 for Dow, 2,041.845 for S&P, 1,212.275 for Russell; 75% of initial levels due 5/19/2028

Morgan Stanley Finance LLC 0.00% due 5/20/2021

Morgan Stanley Finance LLC 0.00% due 6/3/2020

Morgan Stanley Finance LLC 0.00% due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 7/15/2020

Morgan Stanley Finance LLC 10.2% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 5/14/2021

Morgan Stanley Finance LLC 10.9% annualized, payable quarterly if stock closes at or above 70% coupon barrier on determination date for that quarter due 5/14/2021

Morgan Stanley Finance LLC 7.05%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barriers: 1,124.754 for Russell and 2,495.86 for Euro Stoxx; 70% of initial levels due 5/16/2028

Morgan Stanley Finance LLC 8.6%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barriers/thresholds: 862.82 for MSCI EM and 2,554.35 for Euro Stoxx; 70% of initial levels due 5/16/2023

Morgan Stanley Finance LLC 10.65% annualized, payable quarterly if index closes at or above 85% coupon barrier on review date for that quarter due 5/12/2023

Morgan Stanley Finance LLC 0.00% due 5/18/2023

Morgan Stanley Finance LLC 0.00% due 5/13/2020

Morgan Stanley Finance LLC 0.00% due 5/12/2021

Morgan Stanley Finance LLC 0.00% due 5/12/2022

Morgan Stanley Finance LLC 0.00% due 5/8/2025

Morgan Stanley Finance LLC 0.00% due 5/9/2023

Morgan Stanley Finance LLC 0.00% due 5/3/2021

Morgan Stanley Finance LLC 9.85% annualized, payable quarterly if stock closes at or above 70% coupon barrier on determination date for that quarter due 5/7/2021

Morgan Stanley Finance LLC 9.75% annualized, payable quarterly if stock closes at or above 75% coupon barrier on determination date for that quarter due 5/7/2021

Morgan Stanley Finance LLC 0.00% due 4/22/2020

Morgan Stanley Finance LLC 0.00% due 5/9/2023

Morgan Stanley Finance LLC 0.00% due 4/30/2020

Morgan Stanley Finance LLC 0.00% due 7/8/2020

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2023

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/7/2019

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/6/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2021

Morgan Stanley Finance LLC 0.00% due 8/5/2019

Morgan Stanley Finance LLC 0.00% due 5/6/2020

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barrier/buffers: 2,135.928 for S&P, 5,325.083 for Nasdaq; 80% of initial levels due 10/30/2025

Morgan Stanley Finance LLC 10.05% annualized, payable quarterly if stock closes at or above 75% downside threshold on determination date for that quarter due 4/30/2021

Morgan Stanley Finance LLC 8% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 4/30/2021

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 12.33% annualized, payable quarterly if each stock closes at or above downside threshold on determination date for that quarter due 4/29/2021

Morgan Stanley Finance LLC 8.25%, payable on a quarterly contingent basis if each index closes at or above coupon barrier on determination date for that quarter; Coupon barriers: 2,629.523 for Stoxx, 1,168.421 for Russell; 75% of initial levels due 5/2/2028

Morgan Stanley Finance LLC 10.44%, payable quarterly for first year, then on a quarterly contingent basis if each index closes at or above downside threshold on determination date for that quarter, in which case a contingent coupon will also be paid for any previous quarter for which no coupon was paid due 4/28/2028

Morgan Stanley Finance LLC 7.75%, payable quarterly for first four years, then on a quarterly contingent basis if each index closes at or above downside threshold on determination date for that quarter, in which case a contingent coupon will also be paid for any previous quarter for which no coupon was paid due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 10/29/2021

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 0.00% due 4/28/2028

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 0.00% due 10/29/2020

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 0.00% due 4/30/2020

Morgan Stanley Finance LLC 0.00% due 4/30/2020

Morgan Stanley Finance LLC 6.75%, payable quarterly if each index closes at or above downside threshold on determination date for that quarter due 10/30/2019

Morgan Stanley Finance LLC 8.05% annualized for each quarter that index closes above 80% of initial level due 4/30/2024

Morgan Stanley Finance LLC 6.06%, payable quarterly for the first five years, then payable quarterly on a contingent basis if each index closes at or above downside threshold on determination date for that quarter due 4/28/2033

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 0.00% due 4/29/2021

Morgan Stanley Finance LLC 14% for first two years; then, 15 times spread of 30-year U.S. dollar ICE swap rate minus two-year dollar ICE swap rate for each day that each index closes at or above 75% reference level, capped at 10%; payable quarterly due 4/30/2033

Morgan Stanley Finance LLC 11% for first two years; then, 15 times spread of 30-year U.S. dollar ICE swap rate minus two-year U.S. dollar ICE swap rate for each day that each index closes at or above reference level, cap of 10%, floor of zero; payable quarterly due 4/30/2033

Morgan Stanley Finance LLC 0.00% due 10/30/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 4/30/2025

Morgan Stanley Finance LLC 0.00% due 6/28/2019

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 0.00% due 4/28/2023

Morgan Stanley Finance LLC 8.00% due 7/31/2019

Morgan Stanley Finance LLC 0.00% due 5/9/2019

Morgan Stanley Finance LLC 0.00% due 6/26/2019

Morgan Stanley Finance LLC 0.00% due 4/19/2021

Morgan Stanley Finance LLC 8.4% annualized, payable quarterly if stock closes at or above 65% downside threshold on determination date for that quarter due 4/26/2021

Morgan Stanley Finance LLC 9.5% annualized, payable quarterly if stock closes at or above 70% downside threshold on determination date for that quarter due 4/26/2021

Morgan Stanley Finance LLC 0.00% due 4/25/2028

Morgan Stanley Finance LLC 0.00% due 4/25/2028

Morgan Stanley Finance LLC 0.00% due 10/23/2019

Morgan Stanley Finance LLC 0.00% due 4/26/2021

Morgan Stanley Finance LLC 0.00% due 10/18/2019

Morgan Stanley Finance LLC 0.00% due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 4/16/2021

Morgan Stanley Finance LLC 13.5% annualized, payable monthly if stock closes at or above 80% downside threshold on determination date for that month due 10/18/2018

Morgan Stanley Finance LLC 10.15% annualized, payable quarterly if stock closes at or above 75% downside threshold on determination date for that quarter due 4/16/2021

Morgan Stanley Finance LLC 0.00% due 5/5/2020

Morgan Stanley Finance LLC 0.00% due 4/16/2021

Morgan Stanley Finance LLC 0.00% due 4/16/2021

Morgan Stanley Finance LLC 0.00% due 4/16/2021

Morgan Stanley Finance LLC 0.00% due 8/5/2019

Morgan Stanley Finance LLC 0.00% due 8/5/2019

Morgan Stanley Finance LLC 0.00% due 8/5/2019

Morgan Stanley Finance LLC 10% annualized, payable quarterly if each index closes at or above its 70% coupon barrier on each trading day during that quarter due 4/16/2021

Morgan Stanley Finance LLC 0.00% due 6/13/2019

Morgan Stanley Finance LLC 0.00% due 4/14/2023

Morgan Stanley Finance LLC 0.00% due 4/14/2023

Morgan Stanley Finance LLC 0.00% due 6/13/2019

Morgan Stanley Finance LLC 0.00% due 4/24/2019

Morgan Stanley Finance LLC 0.00% due 8/10/2020

Morgan Stanley Finance LLC 0.00% due 7/9/2019

Morgan Stanley Finance LLC 9.6% annualized, payable quarterly if stock closes at or above 70% coupon barrier on determination date for that quarter due 4/9/2021

Morgan Stanley Finance LLC 13.2% annualized, payable quarterly if stock closes at or above 70% coupon barrier on determination date for that quarter due 4/9/2021

Morgan Stanley Finance LLC 0.00% due 10/10/2019

Morgan Stanley Finance LLC 0.00% due 10/9/2019

Morgan Stanley Finance LLC 10% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barrier/downside thresholds: 1,692.91 for S&P, 983.643 for Russell and 2,215.27 for Stoxx; 65% of initial levels due 4/9/2021

Morgan Stanley Finance LLC 0.00% due 4/24/2019

Morgan Stanley Finance LLC 0.00% due 4/12/2023

Morgan Stanley Finance LLC 0.00% due 4/12/2023

Morgan Stanley Finance LLC 0.00% due 9/11/2023

Morgan Stanley Finance LLC 0.00% due 4/8/2020

Morgan Stanley Finance LLC 9.25% annualized, payable monthly if each stock closes at or above downside threshold on determination date for that month due 4/8/2021

Morgan Stanley Finance LLC 10.75% annualized, payable quarterly if stock closes at or above 80% coupon barrier on determination date for that quarter due 4/8/2019

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 5.10% due 3/29/2023

Morgan Stanley Finance LLC 0.00% due 4/16/2019

Morgan Stanley Finance LLC 0.00% due 4/2/2020

Morgan Stanley Finance LLC 10.75% annualized, payable quarterly if stock closes at or above 75% coupon barrier on determination date due 4/1/2021

Morgan Stanley Finance LLC 9.15% annualized, payable quarterly if stock closes at or above 80% coupon barrier on determination date for that quarter due 4/1/2021

Morgan Stanley Finance LLC 9.25% annualized, payable quarterly if stock closes at or above 70% coupon barrier on determination date for that quarter due 4/1/2021

Morgan Stanley Finance LLC 15% annualized, payable quarterly if stock closes at or above 60% coupon barrier on determination date due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 4/7/2021

Morgan Stanley Finance LLC 0.00% due 7/8/2021

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 4/3/2023

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 4/3/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 7/3/2019

Morgan Stanley Finance LLC 0.00% due 7/3/2019

Morgan Stanley Finance LLC 0.00% due 4/3/2024

Morgan Stanley Finance LLC 0.00% due 10/1/2020

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 0.00% due 4/2/2020

Morgan Stanley Finance LLC 0.00% due 3/31/2023

Morgan Stanley Finance LLC 0.00% due 4/2/2020

Morgan Stanley Finance LLC 0.00% due 4/2/2020

Morgan Stanley Finance LLC 8.91% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 1,698.203 for S&P, 983.818 for Russell and 770.367 for MSCI; 65% of initial levels due 4/1/2020

Morgan Stanley Finance LLC 8.33%, payable quarterly if each if each index closes at or above 75% of initial level on determination date for that quarter due 3/29/2028

Morgan Stanley Finance LLC 0.00% due 9/29/2023

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2023

Morgan Stanley Finance LLC 0.00% due 4/2/2024

Morgan Stanley Finance LLC 0.00% due 9/30/2021

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 5.85% annualized, payable monthly for each day that index closes at or above its 80% coupon barrier due 10/1/2025

Morgan Stanley Finance LLC 0.00% due 5/31/2019

Morgan Stanley Finance LLC 0.00% due 2/5/2020

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 12% annualized, payable monthly if each stock closes at or above downside threshold on determination date due 4/5/2021

Morgan Stanley Finance LLC 6.25%, payable quarterly if each index closes at or above downside threshold on determination date for that quarter due 10/1/2019

Morgan Stanley Finance LLC 9% annualized, payable quarterly if each stock closes at or above downside threshold on determination date for that quarter due 3/31/2021

Morgan Stanley Finance LLC 6%, payable quarterly for the first five years, then payable quarterly on a contingent basis if each index closes at or above downside threshold on determination date for that quarter due 3/31/2033

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 10% for first year; beginning March 29, 2019, 20 times spread of 30-year U.S. dollar ICE swap rate minus two-year U.S. dollar ICE swap rate for each day that each index closes at or above reference level, cap of 10%, floor of zero; payable quarterly due 3/29/2033

Morgan Stanley Finance LLC 0.00% due 10/1/2025

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 7/1/2021

Morgan Stanley Finance LLC 0.00% due 3/29/2028

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 4/4/2024

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 0.00% due 3/30/2023

Morgan Stanley Finance LLC 0.00% due 3/26/2021

Morgan Stanley Finance LLC 8% annualized, payable quarterly if each stock closes at or above downside threshold on determination date for that quarter due 3/26/2021

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 3/26/2021

Morgan Stanley Finance LLC 9.4% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 3/26/2021

Morgan Stanley Finance LLC 10.1% annualized, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 3/26/2021

Morgan Stanley Finance LLC 0.00% due 3/26/2021

Morgan Stanley Finance LLC 0.00% due 3/26/2021

Morgan Stanley Finance LLC 0.00% due 3/29/2022

Morgan Stanley Finance LLC 0.00% due 9/27/2024

Morgan Stanley Finance LLC 0.00% due 3/26/2020

Morgan Stanley Finance LLC 0.00% due 10/31/2019

Morgan Stanley Finance LLC 11.25% annualized, payable quarterly if each stock closes at or above 60% downside threshold on determination date for that quarter due 3/25/2021

Morgan Stanley Finance LLC 0.00% due 3/25/2025

Morgan Stanley Finance LLC 0.00% due 3/25/2025

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 3/21/2022

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 4/3/2019

Morgan Stanley Finance LLC 0.00% due 3/18/2020

Morgan Stanley Finance LLC 0.00% due 3/25/2020

Morgan Stanley Finance LLC 8.3% annualized, payable quarterly if stock closes at or above 80% downside threshold on determination date for that quarter due 3/19/2021

Morgan Stanley Finance LLC 8.2% annualized, payable quarterly if stock closes at or above 75% downside threshold on determination date for that quarter due 3/19/2021

Morgan Stanley Finance LLC 10.75%, payable quarterly for the first year, then payable quarterly on a contingent basis if each if each index closes at or above initial level on determination date for that quarter; coupon will also be paid for any previous quarter during which no coupon was paid if indexes close above initial level on a quarterly determination date due 3/21/2028

Morgan Stanley Finance LLC 13.65% annualized, payable monthly if stock closes at or above 80% coupon barrier on determination date for that month due 9/20/2018

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 3/19/2020

Morgan Stanley Finance LLC 0.00% due 9/18/2019

Morgan Stanley Finance LLC 0.00% due 7/3/2019

Morgan Stanley Finance LLC 8%, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier: $130.49, 73.3% of initial price due 3/19/2021

Morgan Stanley Finance LLC 7%, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier: $46.99, 71.9% of initial price due 3/19/2021

Morgan Stanley Finance LLC 7.8%, payable each quarter that each index closes at or above coupon barrier on observation date that quarter; Coupon barriers: 1,110.234 for Russell and 2,406.18 for Euro Stoxx; 70% of initial levels due 3/21/2028

Morgan Stanley Finance LLC 8%, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier: $83.40, 75.2% of initial price due 3/19/2021

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 9.15% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 2,373.69 for Stoxx, 1,109.018 for Russell and 1,924.64 for S&P; 70% of initial levels due 3/18/2021

Morgan Stanley Finance LLC 0.00% due 4/17/2019

Morgan Stanley Finance LLC 0.00% due 12/17/2019

Morgan Stanley Finance LLC 0.00% due 3/16/2023

Morgan Stanley Finance LLC 0.00% due 3/27/2019

Morgan Stanley Finance LLC 11.75% annualized, payable quarterly if stock closes at or above 75% downside threshold on determination date for that quarter due 3/12/2021

Morgan Stanley Finance LLC 10.6% annualized, payable quarterly if stock closes at or above 75% downside threshold on determination date for that quarter due 3/12/2021

Morgan Stanley Finance LLC 8.4% annualized, payable quarterly if stock closes at or above 80% downside threshold on determination date for that quarter due 3/12/2021

Morgan Stanley Finance LLC 12.15% annualized, payable quarterly if stock closes at or above 80% downside threshold on determination date for that quarter due 3/14/2019

Morgan Stanley Finance LLC 8.35% annualized, payable quarterly if stock closes at or above 75% downside threshold on determination date for that quarter due 3/12/2021

Morgan Stanley Finance LLC 14.43% annualized, payable quarterly if ETF closes at or above 85% coupon barrier on determination date for that quarter due 3/14/2023

Morgan Stanley Finance LLC 0.00% due 3/12/2021

Morgan Stanley Finance LLC 0.00% due 4/28/2020

Morgan Stanley Finance LLC 0.00% due 9/11/2019

Morgan Stanley Finance LLC 9% annualized, payable quarterly if stock closes at or above 80% downside threshold on determination date for that quarter due 3/11/2021

Morgan Stanley Finance LLC 0.00% due 7/7/2023

Morgan Stanley Finance LLC 0.00% due 9/4/2020

Morgan Stanley Finance LLC 9.5%, payable quarterly for the first year, then payable quarterly on a contingent basis if each if each index closes at or above initial level on determination date for that quarter; coupon will also be paid for any previous quarter during which no coupon was paid if indexes close above initial level on a quarterly determination date due 3/9/2028

Morgan Stanley Finance LLC 9.11%, payable quarterly for the first two years, then payable quarterly on a contingent basis if each if each index closes at or above initial level on determination date for that quarter; coupon will also be paid for any previous quarter during which no coupon was paid if indexes close above initial level on a quarterly determination date due 3/9/2028

Morgan Stanley Finance LLC 9.35% annualized, payable quarterly if stock closes at or above 70% downside threshold on determination date for that quarter due 3/5/2021

Morgan Stanley Finance LLC 11.25% annualized, payable quarterly if stock closes at or above 70% coupon barrier on determination date for that quarter due 3/5/2021

Morgan Stanley Finance LLC 13.4% annualized, payable quarterly if stock closes at or above 60% downside threshold on determination date for that quarter due 3/5/2020

Morgan Stanley Finance LLC 0.00% due 4/4/2019

Morgan Stanley Finance LLC 9.4% annualized, payable quarterly if fund closes at or above 85% coupon barrier on determination date for that quarter due 3/6/2023

Morgan Stanley Finance LLC 0.00% due 3/27/2020

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/4/2021

Morgan Stanley Finance LLC 0.00% due 4/1/2019

Morgan Stanley Finance LLC 0.00% due 9/3/2020

Morgan Stanley Finance LLC 0.00% due 9/2/2020

Morgan Stanley Finance LLC 0.00% due 9/3/2020

Morgan Stanley Finance LLC 0.00% due 10/31/2019

Morgan Stanley Finance LLC 6%, payable quarterly if each index closes at or above 60% coupon barrier on determination date for that quarter due 1/31/2033

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/4/2021

Morgan Stanley Finance LLC 0.00% due 3/3/2021

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 5/23/2019

Morgan Stanley Finance LLC 0.00% due 3/3/2020

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/5/2025

Morgan Stanley Finance LLC 0.00% due 6/5/2019

Morgan Stanley Finance LLC 0.00% due 6/5/2019

Morgan Stanley Finance LLC 0.00% due 9/7/2020

Morgan Stanley Finance LLC 0.00% due 3/4/2020

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 0.00% due 3/4/2021

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if each stock closes at or above 68% coupon barrier on determination date for that quarter due 3/3/2021

Morgan Stanley Finance LLC 0.00% due 2/29/2024

Morgan Stanley Finance LLC 0.00% due 3/3/2026

Morgan Stanley Finance LLC 0.00% due 2/28/2028

Morgan Stanley Finance LLC 0.00% due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 7/2/2019

Morgan Stanley Finance LLC 5% annualized, payable monthly for each day that index closes at or above its 85% coupon barrier due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 3/13/2019

Morgan Stanley Finance LLC 0.00% due 3/29/2019

Morgan Stanley Finance LLC 0.00% due 4/30/2019

Morgan Stanley Finance LLC 10.1% annualized, payable monthly if each stock closes at or above 50% coupon barrier on determination date for that month due 2/26/2021

Morgan Stanley Finance LLC 5.75%, payable quarterly if each index closes at or above 70% coupon barrier on determination date for that quarter due 8/28/2019

Morgan Stanley Finance LLC 5.75% per year, payable each quarter that each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 1,084.430 for Russell, 1,923.11 for S&P; 70% of initial levels due 8/28/2019

Morgan Stanley Finance LLC 0.00% due 2/24/2021

Morgan Stanley Finance LLC 10% for first year; beginning Feb. 28, 2019, 20 times spread of 30-year U.S. dollar ICE swap rate minus two-year U.S. dollar ICE swap rate for each day that each index closes at or above 60% reference level, cap of 10%, floor of zero; payable quarterly due 2/28/2038

Morgan Stanley Finance LLC 0.00% due 8/28/2025

Morgan Stanley Finance LLC 0.00% due 9/30/2019

Morgan Stanley Finance LLC 0.00% due 2/27/2025

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at an annual rate of 12.25% per year along with any other previously unpaid coupons if the stock closes at or above barrier level on observation date for that quarter; Downside threshold: $1,125, 75% of initial level due 3/13/2019

Morgan Stanley Finance LLC 0.00% due 8/28/2019

Morgan Stanley Finance LLC 0.00% due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2023

Morgan Stanley Finance LLC 0.00% due 2/26/2020

Morgan Stanley Finance LLC 0.00% due 2/22/2023

Morgan Stanley Finance LLC 0.00% due 9/3/2020

Morgan Stanley Finance LLC 0.00% due 9/20/2019

Morgan Stanley Finance LLC 8% per year, payable quarterly if each asset closes at or above coupon barrier level on observation date for that quarter; Coupon barrier/thresholds: 2,398.76 for Stoxx, $47.684 for fund, or 70% of initial levels due 2/21/2020

Morgan Stanley Finance LLC 9.2% annualized, payable semiannually if index closes at or above downside threshold level on determination date that period due 2/22/2023

Morgan Stanley Finance LLC 10.25% annualized, payable quarterly if stock closes at or above 75% downside threshold on determination date for that quarter due 2/22/2019

Morgan Stanley Finance LLC 10% annualized, payable quarterly if stock closes at or above 75% downside threshold on determination date for that quarter due 2/19/2021

Morgan Stanley Finance LLC 7% for first three years; beginning Feb. 28, 2021, 30-year ICE swap rate plus 200 bps for each day that each index closes at or above its 65% reference level, floor of zero; payable monthly due 2/28/2038

Morgan Stanley Finance LLC 0.00% due 2/19/2021

Morgan Stanley Finance LLC 0.00% due 6/5/2019

Morgan Stanley Finance LLC 0.00% due 3/6/2019

Morgan Stanley Finance LLC 10.55% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 2,398.76 for Stoxx, 1,080.486 for Russell and 1,912.44 for S&P; 70% of initial levels due 2/22/2021

Morgan Stanley Finance LLC 0.00% due 2/21/2023

Morgan Stanley Finance LLC 11% annualized, payable quarterly if each index closes at or above 75% coupon barrier on determination date for that quarter due 8/19/2020

Morgan Stanley Finance LLC 0.00% due 2/16/2022

Morgan Stanley Finance LLC 0.00% due 7/3/2019

Morgan Stanley Finance LLC 0.00% due 2/16/2024

Morgan Stanley Finance LLC 13.8% annualized, payable quarterly if each stock closes at or above 60% coupon barrier on determination date for that quarter due 2/12/2020

Morgan Stanley Finance LLC 15.3% annualized, payable quarterly if each stock closes at or above 60% coupon barrier on determination date for that quarter due 2/12/2020

Morgan Stanley Finance LLC 0.00% due 2/14/2020

Morgan Stanley Finance LLC 12.15% per year, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 2/14/2019

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if stock closes at or above downside threshold on determination date for that quarter due 2/12/2021

Morgan Stanley Finance LLC 9.15% per year, payable quarterly if ETF closes at or above downside threshold on determination date for that quarter due 2/14/2019

Morgan Stanley Finance LLC 8.3% annualized, payable quarterly if each index closes at or above 60% coupon barrier on determination date for that quarter due 2/12/2021

Morgan Stanley Finance LLC 12.5% annualized, payable quarterly if each index closes at or above 75% coupon barrier on determination date for that quarter due 8/13/2020

Morgan Stanley Finance LLC 9.3% annualized, payable quarterly if each index closes at or above 70% coupon barrier on determination date for that quarter due 2/13/2020

Morgan Stanley Finance LLC 0.00% due 2/14/2023

Morgan Stanley Finance LLC 9%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barriers: 1,034.485 for Russell, 1,833.69 for S&P 500 and 2,328.19 for Euro Stoxx; 70% of initial levels due 2/16/2028

Morgan Stanley Finance LLC 0.00% due 2/11/2020

Morgan Stanley Finance LLC 9.45% per year, payable quarterly if each underlier closes at or above buffer level on determination date for that quarter; Buffer levels: 1,206.375 for index and $37.864 for ETF; 80% of initial levels due 2/11/2021

Morgan Stanley Finance LLC 0.00% due 2/13/2023

Morgan Stanley Finance LLC 0.00% due 2/13/2023

Morgan Stanley Finance LLC 0.00% due 3/11/2019

Morgan Stanley Finance LLC 0.00% due 2/22/2019

Morgan Stanley Finance LLC 6.7% annualized, payable semiannually if each index closes at or above coupon barrier on determination date for that period; Coupon barriers: 1,205.734 for Russell, 2,156.112 for S&P and 19,930.216 for Dow; 80% of initial levels due 2/9/2023

Morgan Stanley Finance LLC 0.00% due 8/8/2019

Morgan Stanley Finance LLC 0.00% due 2/10/2021

Morgan Stanley Finance LLC 0.00% due 2/10/2021

Morgan Stanley Finance LLC 0.00% due 2/6/2023

Morgan Stanley Finance LLC 0.00% due 2/5/2021

Morgan Stanley Finance LLC 9.25% annualized, payable quarterly if stock closes at or above 80% coupon barrier on determination date for that quarter due 2/5/2021

Morgan Stanley Finance LLC 9% per year, payable quarterly if stock closes at or above barrier on determination date for that quarter due 2/5/2021

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if stock closes at or above barrier on determination date for that quarter due 2/5/2021

Morgan Stanley Finance LLC 9.15% annualized, payable quarterly if stock closes at or above 80% coupon barrier on determination date for that quarter due 2/5/2021

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2021

Morgan Stanley Finance LLC 0.00% due 3/7/2019

Morgan Stanley Finance LLC 0.00% due 2/6/2023

Morgan Stanley Finance LLC 0.00% due 10/4/2019

Morgan Stanley Finance LLC 0.00% due 10/4/2019

Morgan Stanley Finance LLC 7.15% annualized, payable quarterly if each index closes at or above 65% coupon barrier on determination date for that quarter due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC Index percentage change minus sum of contingent coupon rates, if any, for each of the previous determination dates, subject to a floor of zero; contingent coupon is payable if index value on an annual determination date is greater than initial value and also greater than the index value on each previous determination date due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2019

Morgan Stanley Finance LLC 0.00% due 5/3/2019

Morgan Stanley Finance LLC 0.00% due 5/3/2019

Morgan Stanley Finance LLC 0.00% due 2/5/2025

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 0.00% due 1/24/2023

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 8/2/2019

Morgan Stanley Finance LLC 0.00% due 9/12/2019

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if each index closes at or above 70% coupon barrier on determination date for that quarter due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 1/29/2021

Morgan Stanley Finance LLC 0.00% due 1/29/2021

Morgan Stanley Finance LLC 7.52% annualized, payable semiannually if index closes at or above coupon barrier level on determination date that period; Coupon barrier: 2,425.501, 85% of initial level due 2/2/2023

Morgan Stanley Finance LLC 0.00% due 7/31/2023

Morgan Stanley Finance LLC 0.00% due 2/1/2024

Morgan Stanley Finance LLC 7.25%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barriers: 887.59 for MSCI EM and 2,550.13 for Euro Stoxx; 70% of initial levels due 2/3/2028

Morgan Stanley Finance LLC 0.00% due 1/29/2021

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 5/3/2019

Morgan Stanley Finance LLC 0.00% due 7/30/2020

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 7/30/2020

Morgan Stanley Finance LLC 8.8% annualized, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 1/29/2021

Morgan Stanley Finance LLC 6%, payable quarterly for first five years; beginning May 2023, 6% annualized per quarter if each index closes at or above 60% coupon barrier on determination date for that quarter due 1/31/2033

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2024

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 7/31/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 1/30/2025

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 1/31/2023

Morgan Stanley Finance LLC 0.00% due 6/2/2021

Morgan Stanley Finance LLC 0.00% due 2/3/2020

Morgan Stanley Finance LLC 0.00% due 10/28/2021

Morgan Stanley Finance LLC 0.00% due 7/23/2020

Morgan Stanley Finance LLC 0.00% due 7/26/2019

Morgan Stanley Finance LLC 0.00% due 1/25/2024

Morgan Stanley Finance LLC 0.00% due 1/26/2023

Morgan Stanley Finance LLC 10.56% due 1/29/2019

Morgan Stanley Finance LLC 0.00% due 1/24/2020

Morgan Stanley Finance LLC 0.00% due 2/6/2019

Morgan Stanley Finance LLC 14.4% annualized, payable monthly if stock closes at or above downside threshold on determination date for that month due 7/24/2018

Morgan Stanley Finance LLC 10.5% annualized, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 1/22/2021

Morgan Stanley Finance LLC 0.00% due 1/24/2023

Morgan Stanley Finance LLC 0.00% due 1/24/2025

Morgan Stanley Finance LLC 0.00% due 5/28/2019

Morgan Stanley Finance LLC 0.00% due 7/24/2019

Morgan Stanley Finance LLC 0.00% due 1/23/2020

Morgan Stanley Finance LLC 8.87%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barriers: 1,118.34 for Russell, 862.82 for MSCI EM and 2,554.35 for Euro Stoxx; 70% of initial levels due 1/24/2028

Morgan Stanley Finance LLC 10.1% annualized, payable quarterly if each index closes at or above its 70% coupon barrier each day that quarter due 7/22/2020

Morgan Stanley Finance LLC 0.00% due 1/24/2023

Morgan Stanley Finance LLC 0.00% due 1/24/2023

Morgan Stanley Finance LLC 0.00% due 8/5/2020

Morgan Stanley Finance LLC 0.00% due 8/5/2020

Morgan Stanley Finance LLC 12.7% annualized, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 1/15/2021

Morgan Stanley Finance LLC 5.5% annualized, payable quarterly if each index closes at or above 70% coupon barrier on determination date for that quarter due 10/17/2022

Morgan Stanley Finance LLC 8.25% annualized, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 1/15/2021

Morgan Stanley Finance LLC 0.00% due 5/3/2019

Morgan Stanley Finance LLC 7%, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier: $31.11, 76.12% of initial price due 1/15/2021

Morgan Stanley Finance LLC 9%, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier: $88.63, 69.5% of initial price due 1/15/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2020

Morgan Stanley Finance LLC 0.00% due 4/17/2020

Morgan Stanley Finance LLC 8.35% annualized for each day that each asset closes at or above 70% coupon barrier, payable quarterly due 1/12/2024

Morgan Stanley Finance LLC 0.00% due 2/14/2019

Morgan Stanley Finance LLC 0.00% due 1/12/2023

Morgan Stanley Finance LLC 0.00% due 7/10/2019

Morgan Stanley Finance LLC 0.00% due 1/24/2019

Morgan Stanley Finance LLC 9.25% annualized, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 1/8/2021

Morgan Stanley Finance LLC 10.65% annualized, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 1/8/2021

Morgan Stanley Finance LLC 6.14% annualized, payable semiannually if index closes at or above 60% coupon barrier on determination date for that period due 1/9/2023

Morgan Stanley Finance LLC 0.00% due 1/4/2021

Morgan Stanley Finance LLC 0.00% due 1/3/2023

Morgan Stanley Finance LLC 0.00% due 12/31/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2023

Morgan Stanley Finance LLC 8.7% annualized, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 12/31/2020

Morgan Stanley Finance LLC 8.7% annualized, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 12/31/2020

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if each index closes at or above threshold on determination date that quarter due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 7/2/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2023

Morgan Stanley Finance LLC 0.00% due 1/4/2022

Morgan Stanley Finance LLC 0.00% due 4/3/2019

Morgan Stanley Finance LLC 0.00% due 4/3/2019

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 1/5/2022

Morgan Stanley Finance LLC 0.00% due 12/31/2020

Morgan Stanley Finance LLC 0.00% due 7/3/2019

Morgan Stanley Finance LLC 0.00% due 12/29/2023

Morgan Stanley Finance LLC 0.00% due 2/28/2019

Morgan Stanley Finance LLC 7.8% annualized, payable semiannually if index closes at or above 70% coupon barrier on determination date for that period due 1/3/2023

Morgan Stanley Finance LLC 6.2% annualized, payable semiannually if index closes at or above 60% coupon barrier on determination date for that period due 1/3/2023

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each stock closes at or above downside threshold on determination date that quarter due 12/30/2020

Morgan Stanley Finance LLC 0.00% due 1/2/2020

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 0.00% due 6/30/2023

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 2,485.12 for Stoxx, 1,080.756 for Russell and 1,877.83 for S&P; 70% of initial levels due 12/31/2020

Morgan Stanley Finance LLC 0.00% due 12/29/2027

Morgan Stanley Finance LLC 0.00% due 12/30/2022

Morgan Stanley Finance LLC 0.00% due 12/31/2025

Morgan Stanley Finance LLC 0.00% due 12/29/2027

Morgan Stanley Finance LLC 0.00% due 6/25/2021

Morgan Stanley Finance LLC 7.3% per year, payable quarterly if each index closes at or above coupon barrier level on every trading day that quarter; Coupon barriers: 2,012.505 for S&P, 1,157.194 for Russell and 2,665.043 for Stoxx; 75% of initial levels due 12/30/2019

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if stock closes at or above downside threshold on related quarterly determination date due 12/28/2020

Morgan Stanley Finance LLC 8.9% per year, payable quarterly if stock closes at or above downside threshold on related quarterly determination date due 12/28/2020

Morgan Stanley Finance LLC 0.00% due 6/25/2020

Morgan Stanley Finance LLC 10.48% annualized, payable semiannually if index closes at or above coupon barrier on determination date for that period; Coupon barrier: 2,856.624, 80% of initial level due 12/28/2022

Morgan Stanley Finance LLC 0.00% due 12/27/2022

Morgan Stanley Finance LLC 0.00% due 6/26/2025

Morgan Stanley Finance LLC 0.00% due 12/27/2022

Morgan Stanley Finance LLC 0.00% due 12/27/2022

Morgan Stanley Finance LLC 0.00% due 12/27/2024

Morgan Stanley Finance LLC 0.00% due 12/27/2022

Morgan Stanley Finance LLC 0.00% due 6/1/2021

Morgan Stanley Finance LLC 7% per year if each fund closes at or above coupon barrier level on monthly determination date; otherwise, no coupon will be paid that month; Coupon barrier levels: $41.451 for Regional Banking and $41.091 for Materials Select; 69.2% of initial levels due 12/24/2020

Morgan Stanley Finance LLC 0.00% due 6/23/2022

Morgan Stanley Finance LLC 0.00% due 7/6/2020

Morgan Stanley Finance LLC 11.35% per year, payable quarterly if index closes at or above coupon barrier on determination date that quarter; Coupon barrier: 204.2876, 75% of initial level due 12/20/2022

Morgan Stanley Finance LLC 8% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 12/18/2020

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 12/18/2020

Morgan Stanley Finance LLC 9% annualized, payable quarterly if index closes at or above coupon barrier on determination date for that quarter; Coupon barrier: 2,670.398, 75% of initial level due 12/18/2025

Morgan Stanley Finance LLC 12.35% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 12/18/2020

Morgan Stanley Finance LLC 9.1% per year, payable quarterly if each index closes at or above coupon threshold on determination date that quarter; Coupon thresholds: 1,345.103 for Topix, 1,147.819 for Russell and 2,670.398 for Stoxx, 75% of initial levels due 12/20/2022

Morgan Stanley Finance LLC 10.5% per year, payable quarterly if ETF closes at or above downside threshold on determination date that quarter due 6/18/2020

Morgan Stanley Finance LLC 0.00% due 12/16/2020

Morgan Stanley Finance LLC 0.00% due 12/18/2020

Morgan Stanley Finance LLC 8.5%, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier: $33.35, 63% of initial price due 12/18/2020

Morgan Stanley Finance LLC 6%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 889.177 for Russell, 2,068.67 for Stoxx, 58.1% of initial levels due 12/20/2027

Morgan Stanley Finance LLC 7%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,071.298 for Russell, 2,492.37 for Stoxx, 70% of initial levels due 12/20/2027

Morgan Stanley Finance LLC 7%, payable each quarter that stock closes at or above coupon barrier on observation date for that quarter; Coupon barrier: $43.88, 67.5% of initial price due 12/18/2020

Morgan Stanley Finance LLC 0.00% due 12/17/2020

Morgan Stanley Finance LLC 6.1% per year, payable quarterly if each stock closes at or above downside threshold on determination date that quarter due 9/19/2019

Morgan Stanley Finance LLC 0.00% due 6/18/2025

Morgan Stanley Finance LLC 7.75%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barriers: 2,507.23 for Stoxx, 1,864.00 for S&P 500, 1,067.112 for Russell 2000; 70% of initial levels due 12/17/2027

Morgan Stanley Finance LLC 0.00% due 12/16/2021

Morgan Stanley Finance LLC 5.65% per year, payable quarterly if each index closes at or above 60% coupon threshold on determination date that quarter due 9/15/2022

Morgan Stanley Finance LLC 0.00% due 12/17/2019

Morgan Stanley Finance LLC 0.00% due 12/13/2021

Morgan Stanley Finance LLC 0.00% due 6/11/2020

Morgan Stanley Finance LLC 0.00% due 1/13/2022

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if each index closes at or above coupon barrier level on every trading day that quarter; Coupon barriers: 1,141.293 for Russell, 1,988.625 for S&P and 2,693.588 for Stoxx; 75% of initial levels due 6/11/2020

Morgan Stanley Finance LLC 0.00% due 12/11/2019

Morgan Stanley Finance LLC 0.00% due 12/27/2018

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 12/11/2020

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 12/11/2020

Morgan Stanley Finance LLC 0.00% due 12/9/2020

Morgan Stanley Finance LLC 0.00% due 1/10/2020

Morgan Stanley Finance LLC 0.00% due 3/10/2020

Morgan Stanley Finance LLC 0.00% due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 6/10/2024

Morgan Stanley Finance LLC 0.00% due 11/6/2019

Morgan Stanley Finance LLC 9.55% per year, payable each quarter that stock closes at or above downside threshold level on determination date for that quarter due 12/4/2020

Morgan Stanley Finance LLC 9.85% per year, payable each quarter that stock closes at or above downside threshold level on determination date for that quarter due 12/4/2020

Morgan Stanley Finance LLC 9.85% per year, payable each quarter that stock closes at or above downside threshold level on determination date for that quarter due 12/4/2020

Morgan Stanley Finance LLC 10% per year, payable each quarter that stock closes at or above downside threshold level on determination date for that quarter due 12/4/2020

Morgan Stanley Finance LLC 8.8% per year, payable each quarter that stock closes at or above downside threshold level on determination date for that quarter due 12/4/2020

Morgan Stanley Finance LLC 0.00% due 12/6/2022

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 12/4/2024

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 0.00% due 3/5/2019

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 12/3/2020

Morgan Stanley Finance LLC 0.00% due 12/2/2022

Morgan Stanley Finance LLC 0.00% due 11/30/2020

Morgan Stanley Finance LLC 0.00% due 11/30/2020

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 11/30/2027

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 6/1/2020

Morgan Stanley Finance LLC 0.00% due 6/1/2020

Morgan Stanley Finance LLC 5.25% annualized for each day that index closes above 85% coupon barrier; payable monthly due 12/1/2022

Morgan Stanley Finance LLC 0.00% due 1/31/2019

Morgan Stanley Finance LLC 9.5% per year, payable monthly if each stock closes at or above downside threshold on determination date that month due 12/2/2020

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if each stock closes at or above downside threshold on determination date that quarter due 12/2/2020

Morgan Stanley Finance LLC 6.35%, payable quarterly, for first five years; after that, 6.35% annualized, payable quarterly, if each index closes at or above downside threshold on determination date for that quarter due 12/2/2032

Morgan Stanley Finance LLC 0.00% due 5/30/2025

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 12/3/2025

Morgan Stanley Finance LLC 0.00% due 11/29/2024

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 11/30/2027

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 0.00% due 11/30/2022

Morgan Stanley Finance LLC 8.4% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 11/30/2020

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 11/30/2020

Morgan Stanley Finance LLC 8.35% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 11/30/2020

Morgan Stanley Finance LLC 0.00% due 11/27/2019

Morgan Stanley Finance LLC 0.00% due 12/12/2018

Morgan Stanley Finance LLC 7.30% due 5/28/2020

Morgan Stanley Finance LLC 7.30% due 5/28/2020

Morgan Stanley Finance LLC 0.00% due 11/27/2020

Morgan Stanley Finance LLC 0.00% due 3/28/2019

Morgan Stanley Finance LLC 0.00% due 11/25/2022

Morgan Stanley Finance LLC 0.00% due 11/26/2021

Morgan Stanley Finance LLC 0.00% due 5/24/2019

Morgan Stanley Finance LLC 0.00% due 10/25/2022

Morgan Stanley Finance LLC 15% per year, payable quarterly if each fund closes at or above downside threshold on determination date that quarter due 11/25/2019

Morgan Stanley Finance LLC 0.00% due 8/25/2027

Morgan Stanley Finance LLC 0.00% due 11/20/2019

Morgan Stanley Finance LLC 0.00% due 6/3/2020

Morgan Stanley Finance LLC 9.45% per year, payable each quarter that stock closes at or above downside threshold level on determination date for that quarter due 11/20/2020

Morgan Stanley Finance LLC 8.05% per year, payable each quarter that stock closes at or above downside threshold level on determination date for that quarter due 11/20/2020

Morgan Stanley Finance LLC 10.15% per year, payable each quarter that stock closes at or above downside threshold level on determination date for that quarter due 11/20/2020

Morgan Stanley Finance LLC 0.00% due 11/22/2022

Morgan Stanley Finance LLC 0.00% due 11/22/2021

Morgan Stanley Finance LLC 0.00% due 3/5/2019

Morgan Stanley Finance LLC 0.00% due 3/5/2019

Morgan Stanley Finance LLC 10% per year, payable quarterly if stock closes at or above 75.6% downside threshold on observation date for that quarter due 12/5/2018

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 0.00% due 3/5/2019

Morgan Stanley Finance LLC 0.00% due 3/5/2019

Morgan Stanley Finance LLC 0.00% due 2/22/2019

Morgan Stanley Finance LLC 7% per year, payable monthly if each underlier closes at or above buffer level on determination date for that monthl Buffer levels: 1,144.898 for index and $53.253 for ETF; 77% of initial levels due 11/19/2021

Morgan Stanley Finance LLC 0.00% due 11/21/2022

Morgan Stanley Finance LLC 0.00% due 6/27/2019

Morgan Stanley Finance LLC 9% per year, payable quarterly if each index closes at or above 70% coupon barrier on each trading day for that quarter due 11/19/2020

Morgan Stanley Finance LLC 0.00% due 11/18/2019

Morgan Stanley Finance LLC 0.00% due 11/16/2022

Morgan Stanley Finance LLC 7.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date that quarter; Coupon barriers: 885.165 for Russell, 1,549.38 for S&P and 2,156.256 for Stoxx; 60% of initial levels due 8/15/2022

Morgan Stanley Finance LLC 12.25% per year, payable quarterly if index closes at or above coupon barrier on determination date that quarter; Coupon barrier: 227.3508, 85% of initial level due 11/15/2022

Morgan Stanley Finance LLC 8.15% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 11/16/2020

Morgan Stanley Finance LLC 9.65% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 11/16/2020

Morgan Stanley Finance LLC 11.65% per year, payable quarterly if ETF closes at or above downside threshold on determination date that quarter due 11/15/2022

Morgan Stanley Finance LLC 7.375% per year, payable monthly if stock closes at or above downside threshold on determination date that month due 5/15/2018

Morgan Stanley Finance LLC 0.00% due 11/15/2022

Morgan Stanley Finance LLC 7.06% per year, payable quarterly if each index closes at or above 70% coupon barrier on determination date that quarter due 11/16/2027

Morgan Stanley Finance LLC 9.45% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 1,032.693 for Russell 2000, 2,515.63 for Euro Stoxx 50 and 1,807.61 for S&P 500; 70% of initial levels due 11/16/2020

Morgan Stanley Finance LLC 0.00% due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 11/15/2022

Morgan Stanley Finance LLC 0.00% due 11/14/2024

Morgan Stanley Finance LLC 0.00% due 10/15/2019

Morgan Stanley Finance LLC 0.00% due 10/11/2019

Morgan Stanley Finance LLC 0.00% due 9/12/2019

Morgan Stanley Finance LLC 11.50% due 5/15/2018

Morgan Stanley Finance LLC 0.00% due 11/10/2022

Morgan Stanley Finance LLC 0.00% due 5/12/2021

Morgan Stanley Finance LLC 0.00% due 2/12/2020

Morgan Stanley Finance LLC 8.7% per year, payable quarterly if each index closes at or above its coupon barrier each day that quarter; Coupon barriers: 1,035.364 for Russell 2000, 2,561.14 for Euro Stoxx 50 and 1,813.45 for S&P 500; 70% of initial levels due 5/12/2021

Morgan Stanley Finance LLC 0.00% due 11/12/2024

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 11/7/2019

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 11/6/2020

Morgan Stanley Finance LLC 6.35% per year, payable quarterly if each index closes at or above downside threshold on determination date that quarter due 11/8/2027

Morgan Stanley Finance LLC 8% per year, payable quarterly if stock closes at or above downside threshold on determination date that quarter due 11/6/2020

Morgan Stanley Finance LLC 13.25% per year, payable quarterly if each stock closes at or above downside threshold on determination date that quarter due 5/8/2019

Morgan Stanley Finance LLC 0.00% due 2/7/2020

Morgan Stanley Finance LLC 0.00% due 8/6/2019

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 2/6/2019

Morgan Stanley Finance LLC 0.00% due 5/6/2020

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 12/4/2018

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if each index closes at or above downside threshold on determination date that quarter due 11/4/2020

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 8% for first year; after that, 15 times the 30-year ICE swap rate over two-year ICE swap rate for each day that each index closes at or above its 60% reference level, capped at 8%, payable monthly due 11/22/2037

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 11/5/2024

Morgan Stanley Finance LLC 0.00% due 2/5/2019

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 11.1% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 11/1/2018

Morgan Stanley Finance LLC 9.15% per year, payable each quarter that the stock closes at or above 80% downside threshold level on determination date for that quarter due 10/30/2020

Morgan Stanley Finance LLC 5.25% annualized, payable quarterly if index closes at or above coupon barrier on determination date for that quarter; Coupon barrier: 2,739.173, 75% of initial level due 11/1/2022

Morgan Stanley Finance LLC 7.65% per year payable quarterly if each index closes at or above coupon barrier on review date for that quarter; Coupon barriers: 1,239.735 for Tokyo, 1,055.821 for Russell 2000 and 2,556.561 for Euro Stoxx 50; 70% of initial levels due 11/1/2022

Morgan Stanley Finance LLC 8% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 10/30/2020

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/29/2027

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/29/2021

Morgan Stanley Finance LLC 8.62% per year, payable quarterly if each index closes at or above coupon barrier on review date for that quarter; Coupon barriers: 1,123.094 for Russell 2000 and 2,727.90 for Euro Stoxx 50; 75% of initial levels due 10/29/2027

Morgan Stanley Finance LLC 8% per year, payable quarterly for the first 3.5 years, then 8% per year payable quarterly if each index closes at or above initial level on review date for that quarter plus any previously unpaid quarterly coupon due 10/29/2032

Morgan Stanley Finance LLC 6.25% per year for five years, payable quarterly; beginning January 2023, 6.25% per year, payable each quarter that each index closes at or above coupon barrier on review date for that quarter; Coupon barriers: 898.475 for Russell, 1,536.24 for S&P; 60% of initial levels due 10/29/2032

Morgan Stanley Finance LLC 9% per year, payable each quarter that each index closes at or above coupon barrier on review date for that quarter; Coupon barriers: 1,197.967 for Russell, 2,048.32 for S&P, 2,909.76 for Euro Stoxx; 80% of initial levels due 10/29/2032

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2022

Morgan Stanley Finance LLC 0.00% due 10/29/2020

Morgan Stanley Finance LLC 3.5% per year, payable annually if each index closes at or above its barrier on review date for that year; Barriers: 1,534.29 for S&P 500, 896.087 for Russell; 60% of initial levels due 10/28/2032

Morgan Stanley Finance LLC 0.00% due 4/30/2019

Morgan Stanley Finance LLC 5.52% per year, payable monthly with any previously unpaid coupons if each stock closes at or above downside threshold level on determination date for that month due 7/30/2019

Morgan Stanley Finance LLC 8.28% per year, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter due 10/29/2020

Morgan Stanley Finance LLC 0.00% due 10/23/2019

Morgan Stanley Finance LLC 0.00% due 10/31/2018

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 10/22/2020

Morgan Stanley Finance LLC 13.25% per year, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 10/22/2020

Morgan Stanley Finance LLC 0.00% due 5/6/2020

Morgan Stanley Finance LLC 0.00% due 5/5/2020

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 4/15/2019

Morgan Stanley Finance LLC 0.00% due 10/12/2022

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 10/9/2020

Morgan Stanley Finance LLC 8.25% per year, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 10/9/2020

Morgan Stanley Finance LLC 8% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 10/9/2020

Morgan Stanley Finance LLC 0.00% due 4/8/2019

Morgan Stanley Finance LLC 0.00% due 10/6/2023

Morgan Stanley Finance LLC 0.00% due 10/8/2025

Morgan Stanley Finance LLC 0.00% due 8/7/2019

Morgan Stanley Finance LLC 0.00% due 10/4/2022

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 6.7% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: 1,889.52, or 75% of initial level due 10/4/2027

Morgan Stanley Finance LLC 7.5%, payable quarterly if each stock closes at or above downside threshold level on determination date for that quarter due 10/2/2020

Morgan Stanley Finance LLC 13% per year, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 10/2/2020

Morgan Stanley Finance LLC 6.4% per year, payable quarterly if each index closes at or above coupon barrier on review date for that quarter; Coupon barriers: 2,516.395 for Stoxx, 1,043.6027 for Russell; 70% of initial levels due 10/4/2022

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if ETF closes at or above downside threshold level on determination date for that quarter due 10/5/2018

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier on review date for that quarter; Coupon barriers: 1,256.063 for Tokyo, 2,696.138 for Stoxx, 1,118.146 for Russell; 75% of initial levels due 10/4/2022

Morgan Stanley Finance LLC 13.2% per year, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 10/2/2020

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 10/2/2020

Morgan Stanley Finance LLC 0.00% due 10/4/2022

Morgan Stanley Finance LLC 0.00% due 10/4/2024

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 1/3/2019

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 1/18/2019

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 7% per year, payable quarterly if each index closes at or above 70% coupon barrier on determination date that quarter due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 0.00% due 9/30/2022

Morgan Stanley Finance LLC 0.00% due 9/30/2022

Morgan Stanley Finance LLC Interest rate is fixed at 8.5% per year for first three years; in years four through 15, if each index closes at or above downside threshold level on determination date for that quarter, notes pay contingent coupon at an annual rate of 8.5% plus any previously unpaid contingent quarterly coupons due 9/30/2032

Morgan Stanley Finance LLC 6.5% per year for five years, payable quarterly; beginning December 2022, 6.5% annualized, payable quarterly, if each index closes at or above coupon barrier on review date for that quarter; Coupon barriers: 874.118 for Russell, 1,498.104 for S&P; 60% of initial levels due 9/30/2032

Morgan Stanley Finance LLC 0.00% due 3/31/2023

Morgan Stanley Finance LLC 7.57%, payable quarterly if indexes close at or above coupon barriers on observation date for that quarter; Coupon barriers: 1,019.804 for Russell 2000, 1,747.79 for S&P 500 and 2,475.47 for Euro Stoxx 50; 70% of initial levels due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2022

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2027

Morgan Stanley Finance LLC 0.00% due 9/30/2021

Morgan Stanley Finance LLC 0.00% due 9/30/2022

Morgan Stanley Finance LLC 0.00% due 9/20/2019

Morgan Stanley Finance LLC 0.00% due 5/10/2019

Morgan Stanley Finance LLC 8% per year, payable quarterly if Facebook shares close at or above downside threshold level on determination date for that quarter due 9/25/2020

Morgan Stanley Finance LLC 0.00% due 9/25/2020

Morgan Stanley Finance LLC 0.00% due 9/30/2019

Morgan Stanley Finance LLC 7.13%, payable quarterly if indexes close at or above coupon barriers on observation date for that quarter; Coupon barriers: 2,478.99 for Euro Stoxx 50 and 1,015.547 for Russell 2000; 70% of initial levels due 9/27/2027

Morgan Stanley Finance LLC 6.32%, payable quarterly if indexes close at or above coupon barriers on observation date for that quarter; Coupon barriers: 2,478.99 for Euro Stoxx 50 and 1,751.55 for S&P 500; 70% of initial levels due 9/27/2027

Morgan Stanley Finance LLC 9% fixed quarterly coupon through September 2018, then a 9% annualized coupon for each quarter that each index closes at or above initial level on determination date for that quarter due 9/24/2032

Morgan Stanley Finance LLC 13.47%, payable quarterly if each fund closes at or above downside threshold level on determination date for that quarter due 9/30/2019

Morgan Stanley Finance LLC 9%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 976.268 for Russell, 2,392.76 for Stoxx, 67.6% of initial levels due 9/24/2027

Morgan Stanley Finance LLC 9% per year, payable monthly if stock closes at or above downside threshold level on determination date for that month due 9/24/2020

Morgan Stanley Finance LLC 0.00% due 9/30/2019

Morgan Stanley Finance LLC 0.00% due 10/29/2018

Morgan Stanley Finance LLC 0.00% due 9/23/2021

Morgan Stanley Finance LLC 0.00% due 9/16/2019

Morgan Stanley Finance LLC 9.25% per year, payable each quarter that the stock closes at or above 80% downside threshold level on determination date for that quarter due 9/18/2020

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if shares close at or above the downside threshold on quarterly determination date due 9/18/2020

Morgan Stanley Finance LLC 11.05% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 9/20/2018

Morgan Stanley Finance LLC 12% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 9/18/2020

Morgan Stanley Finance LLC 9.35% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 9/20/2018

Morgan Stanley Finance LLC 0.00% due 10/5/2020

Morgan Stanley Finance LLC 0.00% due 9/18/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2019

Morgan Stanley Finance LLC 7.50% due 3/21/2018

Morgan Stanley Finance LLC 0.00% due 9/19/2019

Morgan Stanley Finance LLC 0.00% due 9/13/2022

Morgan Stanley Finance LLC 9.25% per year, payable quarterly if shares close at or above the downside threshold on quarterly determination date due 9/11/2020

Morgan Stanley Finance LLC 10.6% per year, payable quarterly if shares close at or above the downside threshold on quarterly determination date due 9/11/2020

Morgan Stanley Finance LLC 0.00% due 8/12/2019

Morgan Stanley Finance LLC 0.00% due 3/10/2020

Morgan Stanley Finance LLC 16% for first year; after that, 10 times the 30-year ICE swap rate minus the two-year ICE swap rate for each day that each index closes at or above its 70% reference level, capped at 10%, floor of 0%; payable monthly due 9/29/2037

Morgan Stanley Finance LLC 8% for first three years; after that, 20 times the 30-year ICE swap rate minus the two-year ICE swap rate for each day that each index closes at or above its 70% reference level, capped at 8%, floor of 0%; payable monthly due 9/29/2037

Morgan Stanley Finance LLC 9.55% per year, payable quarterly if shares close at or above the downside threshold on quarterly determination date due 9/4/2020

Morgan Stanley Finance LLC 8% per year, payable quarterly if shares close at or above the downside threshold on quarterly determination date due 9/4/2020

Morgan Stanley Finance LLC 0.00% due 10/4/2018

Morgan Stanley Finance LLC 0.00% due 10/4/2018

Morgan Stanley Finance LLC 0.00% due 9/3/2020

Morgan Stanley Finance LLC 0.00% due 3/4/2020

Morgan Stanley Finance LLC 0.00% due 9/3/2021

Morgan Stanley Finance LLC 0.00% due 3/4/2020

Morgan Stanley Finance LLC 0.00% due 9/3/2020

Morgan Stanley Finance LLC 0.00% due 9/3/2020

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 3/5/2024

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 0.00% due 9/6/2023

Morgan Stanley Finance LLC 0.00% due 9/2/2022

Morgan Stanley Finance LLC 10%, payable quarterly if fund closes at or above 70.05% coupon barrier on observation date due 9/3/2020

Morgan Stanley Finance LLC 0.00% due 8/30/2019

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 7%, paid monthly, if index closes at or above 80% of initial level on each trading day before and during that month due 6/4/2021

Morgan Stanley Finance LLC 7.22%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 968.577 for Russell, 2,371.75 for Stoxx, 70% of initial levels due 8/31/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 0.00% due 9/3/2019

Morgan Stanley Finance LLC 0.00% due 8/30/2024

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 0.00% due 8/31/2022

Morgan Stanley Finance LLC 5.15% annualized for each day that index closes above 80% coupon barrier; payable monthly due 2/28/2025

Morgan Stanley Finance LLC 0.00% due 10/31/2018

Morgan Stanley Finance LLC 0.00% due 8/28/2025

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 0.00% due 3/5/2026

Morgan Stanley Finance LLC 0.00% due 8/30/2022

Morgan Stanley Finance LLC 0.00% due 2/28/2019

Morgan Stanley Finance LLC 8% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 8/28/2020

Morgan Stanley Finance LLC 8.3% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 8/28/2020

Morgan Stanley Finance LLC 8.9% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 8/28/2020

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 9%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 898.099 for Russell, 2,241.92 for Stoxx, 1,592.87 for S&P, 65.2% of initial levels due 8/30/2027

Morgan Stanley Finance LLC 0.00% due 8/28/2019

Morgan Stanley Finance LLC 0.00% due 8/28/2019

Morgan Stanley Finance LLC 0.00% due 8/28/2019

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 8/29/2024

Morgan Stanley Finance LLC 0.00% due 8/28/2024

Morgan Stanley Finance LLC 0.00% due 10/26/2023

Morgan Stanley Finance LLC 8.75% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 8/21/2020

Morgan Stanley Finance LLC 9.65% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 8/21/2020

Morgan Stanley Finance LLC 0.00% due 8/22/2019

Morgan Stanley Finance LLC 8%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 950.454 for Russell, 2,412.22 for Stoxx, 1,697.89 for S&P, 70% of initial levels due 8/23/2027

Morgan Stanley Finance LLC 0.00% due 11/21/2018

Morgan Stanley Finance LLC 11.52% annualized, payable quarterly that each index closes at or above 60% coupon barrier on observation date for that quarter due 8/22/2019

Morgan Stanley Finance LLC 0.00% due 3/4/2020

Morgan Stanley Finance LLC 0.00% due 6/22/2022

Morgan Stanley Finance LLC 9.1% per year, payable quarterly if each index closes at or above coupon barrier level on each day that quarter; Coupon barriers: 1,030.673 for Russell, 1,830.99 for S&P, and 2,554.755 for Stoxx; 75% of initial levels due 2/14/2020

Morgan Stanley Finance LLC 9.8% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 8/14/2020

Morgan Stanley Finance LLC 9.15% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 8/14/2020

Morgan Stanley Finance LLC 10.45% annualized, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 8/14/2020

Morgan Stanley Finance LLC 0.00% due 8/14/2020

Morgan Stanley Finance LLC 10%, payable quarterly if each index closes at or above coupon barrier level on observation date; Barriers/thresholds: 1,030.673 for Russell, 2,554.76 for Stoxx, 1,830.99 for S&P, 75% of initial levels due 8/16/2027

Morgan Stanley Finance LLC 0.00% due 8/16/2019

Morgan Stanley Finance LLC 0.00% due 8/15/2019

Morgan Stanley Finance LLC 9% for first year; after that, at leverage factor times the 30-year ICE swap rate minus the two-year ICE swap rate for each day that each index closes at or above its 70% reference level, capped at 9%, floor of 0%; leverage factor will be 15 times initially, stepping up to 20 times on Aug. 31, 2027; payable monthly due 7/28/2037

Morgan Stanley Finance LLC 10% annualized, payable semiannually that each index closes at or above 60% coupon barrier on observation date for that period due 8/11/2021

Morgan Stanley Finance LLC 0.00% due 2/13/2019

Morgan Stanley Finance LLC 0.00% due 10/11/2019

Morgan Stanley Finance LLC 0.00% due 2/13/2019

Morgan Stanley Finance LLC 0.00% due 8/13/2020

Morgan Stanley Finance LLC 7.7% per year, payable quarterly if each index closes at or above coupon barrier level on each day that quarter; Coupon barriers: 1,059.241 for Russell, 1,857.623 for S&P, and 2,630.558 for Stoxx; 75% of initial levels due 8/8/2019

Morgan Stanley Finance LLC 7.5% for first three years, then 7.5% a year for each month each index closes above 60% barrier level on related observation date due 8/9/2027

Morgan Stanley Finance LLC 4.50% due 8/9/2019

Morgan Stanley Finance LLC 0.00% due 4/4/2019

Morgan Stanley Finance LLC 0.00% due 7/9/2019

Morgan Stanley Finance LLC 0.00% due 7/9/2019

Morgan Stanley Finance LLC 12% annualized for each quarter that each index closes at or above 80% coupon barrier on observation date for quarter due 8/8/2018

Morgan Stanley Finance LLC 0.00% due 2/6/2020

Morgan Stanley Finance LLC 0.00% due 8/5/2020

Morgan Stanley Finance LLC 0.00% due 8/4/2021

Morgan Stanley Finance LLC 0.00% due 9/6/2018

Morgan Stanley Finance LLC 0.00% due 8/3/2023

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter due 7/31/2020

Morgan Stanley Finance LLC 7.2% per year, payable quarterly if each index closes at or above its coupon barrier level on each trading day for that quarter; Coupon barrier levels: 2,254.02 for Euro Stoxx, 929.019 for Russell, 1,606.87 for S&P; 65% of initial levels due 2/4/2020

Morgan Stanley Finance LLC 0.00% due 7/31/2019

Morgan Stanley Finance LLC 0.00% due 8/1/2019

Morgan Stanley Finance LLC 0.00% due 2/1/2022

Morgan Stanley Finance LLC 0.00% due 7/29/2022

Morgan Stanley Finance LLC 0.00% due 7/30/2021

Morgan Stanley Finance LLC 0.00% due 4/5/2019

Morgan Stanley Finance LLC 5.35% annualized for each day that index closes above 80% coupon barrier; payable monthly due 1/31/2025

Morgan Stanley Finance LLC 0.00% due 4/5/2019

Morgan Stanley Finance LLC 0.00% due 7/31/2020

Morgan Stanley Finance LLC 10% annualized for each quarter that each index closes at or above initial level on observation date for quarter due 7/29/2032

Morgan Stanley Finance LLC 10% per year, payable monthly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,618.393 for Stoxx, 1,858.373 for S&P and 1,081.709 for Russell, 75% of initial levels due 8/2/2032

Morgan Stanley Finance LLC 0.00% due 7/29/2022

Morgan Stanley Finance LLC 0.00% due 7/29/2022

Morgan Stanley Finance LLC 0.00% due 7/30/2027

Morgan Stanley Finance LLC 0.00% due 7/29/2022

Morgan Stanley Finance LLC 0.00% due 10/31/2025

Morgan Stanley Finance LLC 18% for first year; after that, 10 times the 30-year ICE swap rate minus the two-year ICE swap rate for each day that each index closes at or above its 75% reference level, capped at 12%, floor of 0%; payable monthly due 7/28/2037

Morgan Stanley Finance LLC Libor plus 225 basis points multiplied by proportion of days each index closes above reference level, with a cap of 7% and a floor of 0%; payable quarterly; Reference levels: 1,610.135 for S&P, 942.752 for Russell, 65% of initial level due 7/28/2032

Morgan Stanley Finance LLC 0.00% due 7/28/2022

Morgan Stanley Finance LLC 0.00% due 7/26/2022

Morgan Stanley Finance LLC 12.55%, payable quarterly if ETF closes at or above coupon barrier level on observation date; Barrier/threshold: $22.16, 70% of initial level due 7/24/2020

Morgan Stanley Finance LLC 0.00% due 7/24/2020

Morgan Stanley Finance LLC 0.00% due 7/24/2020

Morgan Stanley Finance LLC 0.00% due 10/25/2018

Morgan Stanley Finance LLC 8.75% annualized, payable quarterly for first two years, then payable quarterly if each index closes at or above initial level on observation date for quarter, in which case any previous quarter's unpaid coupon will also be paid due 7/26/2027

Morgan Stanley Finance LLC 8.1% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 7/24/2020

Morgan Stanley Finance LLC 0.00% due 1/7/2019

Morgan Stanley Finance LLC 0.00% due 4/16/2021

Morgan Stanley Finance LLC 0.00% due 7/24/2019

Morgan Stanley Finance LLC 0.00% due 7/19/2019

Morgan Stanley Finance LLC 0.00% due 2/5/2020

Morgan Stanley Finance LLC 8.5% annualized for each quarter that each ETF closes at or above downside threshold on observation date for quarter due 7/17/2020

Morgan Stanley Finance LLC 0.00% due 11/5/2018

Morgan Stanley Finance LLC 0.00% due 8/5/2019

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 0.00% due 4/17/2019

Morgan Stanley Finance LLC 0.00% due 8/15/2018

Morgan Stanley Finance LLC 9.2% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 7/10/2020

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if each index closes at or above coupon barrier level on each day that quarter; Barriers/thresholds: 991.085 for Russell 2000, 1,697.63 for S&P 500 and 2,424.69 for Euro Stoxx 50; 70% of initial levels due 7/15/2019

Morgan Stanley Finance LLC 8% for first three years; after that, 20 times the 30-year ICE swap rate minus the two-year ICE swap rate for each day that each index closes at or above its 60% reference level, capped at 8%, floor of 0%; payable monthly due 7/31/2037

Morgan Stanley Finance LLC 0.00% due 4/4/2019

Morgan Stanley Finance LLC 0.00% due 7/5/2019

Morgan Stanley Finance LLC 0.00% due 7/6/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 8% annualized for each quarter that each index closes at or above barrier on observation date for quarter due 7/6/2022

Morgan Stanley Finance LLC 9.5% annualized for each quarter that each index closes at or above barrier on observation date for quarter due 7/6/2022

Morgan Stanley Finance LLC 11.15% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 7/6/2020

Morgan Stanley Finance LLC 8.45% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 7/6/2020

Morgan Stanley Finance LLC 0.00% due 7/6/2022

Morgan Stanley Finance LLC 0.00% due 7/6/2020

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 7/6/2021

Morgan Stanley Finance LLC 0.00% due 7/6/2023

Morgan Stanley Finance LLC 0.00% due 7/5/2019

Morgan Stanley Finance LLC 0.00% due 7/5/2019

Morgan Stanley Finance LLC 0.00% due 6/28/2019

Morgan Stanley Finance LLC 0.00% due 7/14/2020

Morgan Stanley Finance LLC 7% annualized, payable each quarter that each fund closes at or above downside threshold on determination date for that quarter due 7/6/2020

Morgan Stanley Finance LLC 7.7%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 997.688 for Russell, 2,474.99 for Stoxx, 70% of initial levels due 7/1/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2027

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2021

Morgan Stanley Finance LLC 0.00% due 6/30/2021

Morgan Stanley Finance LLC 0.00% due 6/17/2020

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 8/31/2018

Morgan Stanley Finance LLC 0.00% due 8/31/2018

Morgan Stanley Finance LLC 9.25% per year, payable monthly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 2,653.74 for Stoxx, 1,814.535 for S&P and 1,052.642 for Russell, 75% of initial levels due 7/1/2032

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 12/30/2020

Morgan Stanley Finance LLC Leverage factor times the 30-year ICE swap rate minus the two-year ICE swap rate for each day that each index closes at or above its 50% reference level, capped at 9%; leverage factor is initially 12 and steps up to 20 on June 30, 2027; payable quarterly due 6/30/2037

Morgan Stanley Finance LLC 0.00% due 7/1/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2025

Morgan Stanley Finance LLC 0.00% due 6/28/2019

Morgan Stanley Finance LLC 9.3% annualized, payable each month that each stock closes at or above downside threshold on determination date for that month due 7/1/2020

Morgan Stanley Finance LLC 8.6% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 6/26/2020

Morgan Stanley Finance LLC 8.55% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 6/26/2020

Morgan Stanley Finance LLC 8% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 6/26/2020

Morgan Stanley Finance LLC 0.00% due 8/28/2019

Morgan Stanley Finance LLC 0.00% due 4/26/2019

Morgan Stanley Finance LLC 6%, payable quarterly if each index closes at or above coupon barrier on quarterly observation date; Barriers/thresholds: 735.978 for Russell, 1,863.22 for Stoxx; 52.4% of initial levels due 6/28/2027

Morgan Stanley Finance LLC 8.25% per year, payable each month that each stock closes at or above downside threshold level on determination date for that month due 6/25/2020

Morgan Stanley Finance LLC 0.00% due 6/24/2022

Morgan Stanley Finance LLC 0.00% due 12/27/2018

Morgan Stanley Finance LLC 8.87% annualized, payable each quarter that each fund closes at or above downside threshold on determination date for that quarter due 6/25/2019

Morgan Stanley Finance LLC 0.00% due 6/25/2020

Morgan Stanley Finance LLC 0.00% due 6/29/2020

Morgan Stanley Finance LLC 0.00% due 6/21/2022

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 5% annualized for each quarter that each index closes at or above barrier on observation date for quarter due 6/17/2032

Morgan Stanley Finance LLC 11.15% per year, payable quarterly if index closes at or above its coupon barrier on quarterly determination date; Coupon barrier level: 103.224, 80% of initial level due 6/20/2019

Morgan Stanley Finance LLC 9.8% per year, payable quarterly if Qualcomm shares close at or above coupon barrier level on observation date for that quarter; Coupon barrier level: $45.456, 80% of initial share price due 6/19/2020

Morgan Stanley Finance LLC 13.5% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 6/19/2020

Morgan Stanley Finance LLC 0.00% due 10/3/2018

Morgan Stanley Finance LLC 6%, payable quarterly if each index closes at or above coupon barrier on quarterly observation date; Barriers/thresholds: 730.092 for Russell, 2,505.314 for Stoxx; 51.9% of initial levels due 6/23/2027

Morgan Stanley Finance LLC 0.00% due 8/31/2018

Morgan Stanley Finance LLC 9% initially; beginning in year 2, accrue at an annual rate equal to 20 times the 30-year ICE swap rate minus the two-year ICE swap rate for each day that each index closes at or above its 65% reference level, capped at 9%; payable quarterly due 6/30/2037

Morgan Stanley Finance LLC 7.35% due 6/13/2019

Morgan Stanley Finance LLC 8.65% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 6/12/2020

Morgan Stanley Finance LLC 0.00% due 8/14/2019

Morgan Stanley Finance LLC 0.00% due 6/12/2020

Morgan Stanley Finance LLC 0.00% due 12/10/2018

Morgan Stanley Finance LLC 0.00% due 6/8/2020

Morgan Stanley Finance LLC 6.85% annualized for each quarter that each index closes at or above 65% coupon barrier on observation date for quarter due 6/6/2019

Morgan Stanley Finance LLC 9.5% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 6/7/2018

Morgan Stanley Finance LLC 0.00% due 6/5/2020

Morgan Stanley Finance LLC 0.00% due 11/6/2018

Morgan Stanley Finance LLC 0.00% due 12/12/2019

Morgan Stanley Finance LLC 0.00% due 6/8/2020

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each index closes at or above coupon barrier level on each trading day during that quarter; Coupon barrier levels: 1,808.85 for S&P 500, 1,027.656 for Russell 2000 and 2,665.943 for Euro Stoxx 50; 75% of initial levels due 12/4/2019

Morgan Stanley Finance LLC 0.00% due 3/5/2019

Morgan Stanley Finance LLC 0.00% due 6/3/2020

Morgan Stanley Finance LLC 0.00% due 6/3/2020

Morgan Stanley Finance LLC 0.00% due 6/5/2019

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 9/6/2018

Morgan Stanley Finance LLC 0.00% due 6/5/2019

Morgan Stanley Finance LLC 0.00% due 6/5/2019

Morgan Stanley Finance LLC 0.00% due 6/5/2020

Morgan Stanley Finance LLC 0.00% due 7/5/2019

Morgan Stanley Finance LLC 0.00% due 6/4/2020

Morgan Stanley Finance LLC 11.5% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 5/29/2020

Morgan Stanley Finance LLC 10.75% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 5/29/2020

Morgan Stanley Finance LLC 11.6% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 6/1/2018

Morgan Stanley Finance LLC 0.00% due 5/29/2020

Morgan Stanley Finance LLC 0.00% due 12/1/2022

Morgan Stanley Finance LLC 0.00% due 5/29/2020

Morgan Stanley Finance LLC 0.00% due 5/28/2021

Morgan Stanley Finance LLC 0.00% due 5/29/2020

Morgan Stanley Finance LLC 13.15%, payable quarterly if index closes at or above 85% threshold on observation date for that quarter due 5/31/2022

Morgan Stanley Finance LLC 0.00% due 5/31/2022

Morgan Stanley Finance LLC 0.00% due 5/31/2022

Morgan Stanley Finance LLC 0.00% due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/30/2019

Morgan Stanley Finance LLC 5.5% per year multiplied by proportion of days on which index closes at or above barrier level; payable monthly; Barrier level: 1,923.512, 80% of initial level due 11/29/2024

Morgan Stanley Finance LLC 8.1% per year, payable quarterly if each index closes at or above coupon barrier level on observation date for that quarter; Coupon barrier/threshold: 2,510.634 for Stoxx, 967.756 for Russell, or 70% of initial level due 5/30/2019

Morgan Stanley Finance LLC 13% per year, payable each month that the stock closes at or above downside threshold level on determination date for that month due 5/29/2020

Morgan Stanley Finance LLC 9% per year, payable monthly if each index closes at or above coupon barrier level on determination date for that month; Coupon barriers: 1,036.882 for Russell 2000, 1,803.293 for S&P 500 and 2,689.965 for Euro Stoxx 50; 75% of initial levels due 5/28/2032

Morgan Stanley Finance LLC In years one through four, 7% per year; in years five through 10, 7% per year if each index closes at or above barrier level on determination date for that month due 5/28/2027

Morgan Stanley Finance LLC 0.00% due 5/7/2019

Morgan Stanley Finance LLC 0.00% due 5/30/2021

Morgan Stanley Finance LLC 0.00% due 5/30/2023

Morgan Stanley Finance LLC 0.00% due 5/30/2023

Morgan Stanley Finance LLC 0.00% due 5/28/2019

Morgan Stanley Finance LLC 0.00% due 5/28/2020

Morgan Stanley Finance LLC 7.5% annualized, payable each quarter that each fund closes at or above downside threshold on determination date for that quarter due 5/26/2020

Morgan Stanley Finance LLC 0.00% due 5/27/2021

Morgan Stanley Finance LLC 10.15% per year, payable quarterly if Viacom shares close at or above downside threshold level on determination date for that quarter due 5/22/2020

Morgan Stanley Finance LLC 8%, payable quarterly if fund closes at or above coupon barrier on quarterly observation date; Coupon barrier: $18.89 67.5% of initial price due 5/26/2020

Morgan Stanley Finance LLC 0.00% due 5/24/2021

Morgan Stanley Finance LLC 0.00% due 3/27/2019

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 0.00% due 3/15/2019

Morgan Stanley Finance LLC 8% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 5/15/2020

Morgan Stanley Finance LLC 6.5% per year, payable each month that each stock closes at or above downside threshold level on determination date for that month due 2/22/2019

Morgan Stanley Finance LLC 4.35%, payable quarterly if each index closes at or above 65% threshold on observation date for that quarter and for any previous quarter for which no coupon was paid due 5/18/2020

Morgan Stanley Finance LLC 0.00% due 7/7/2023

Morgan Stanley Finance LLC 5.5% for each day that six-month Libor is at least zero but no more than 5% and the index closes at or above the reference level; payable quarterly; Reference level: 1,786.298, 75% of initial level due 5/24/2032

Morgan Stanley Finance LLC 0.00% due 5/18/2022

Morgan Stanley Finance LLC 0.00% due 5/17/2021

Morgan Stanley Finance LLC 0.00% due 6/28/2019

Morgan Stanley Finance LLC 0.00% due 5/16/2019

Morgan Stanley Finance LLC 0.00% due 7/9/2019

Morgan Stanley Finance LLC 10.00% due 6/15/2018

Morgan Stanley Finance LLC 8.1% per year, payable each quarter that the stock closes at or above downside threshold level on determination date for that quarter due 5/8/2020

Morgan Stanley Finance LLC 0.00% due 5/10/2022

Morgan Stanley Finance LLC 0.00% due 5/9/2022

Morgan Stanley Finance LLC 0.00% due 9/21/2018

Morgan Stanley Finance LLC 6.3% per year, payable each month that each stock closes at or above downside threshold level on determination date for that month due 11/9/2018

Morgan Stanley Finance LLC 0.00% due 11/8/2018

Morgan Stanley Finance LLC 0.00% due 6/6/2018

Morgan Stanley Finance LLC 9% initially; beginning in year 4, accrue at an annual rate equal to 20 times the 30-year ICE swap rate minus the two-year ICE swap rate for each day that each index closes at or above its 60% reference level, capped at 9%; payable quarterly due 5/31/2037

Morgan Stanley Finance LLC 0.00% due 5/7/2019

Morgan Stanley Finance LLC 0.00% due 11/6/2018

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 5/3/2022

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 11/5/2019

Morgan Stanley Finance LLC 0.00% due 5/3/2019

Morgan Stanley Finance LLC 8.6% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 5/1/2020

Morgan Stanley Finance LLC 9.7% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 5/1/2020

Morgan Stanley Finance LLC 0.00% due 6/3/2020

Morgan Stanley Finance LLC 0.00% due 5/6/2020

Morgan Stanley Finance LLC 0.00% due 5/5/2020

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 5/4/2023

Morgan Stanley Finance LLC 0.00% due 5/3/2023

Morgan Stanley Finance LLC 0.00% due 8/1/2019

Morgan Stanley Finance LLC 0.00% due 9/25/2018

Morgan Stanley Finance LLC For each day that index closes at or above 75% coupon barrier, 7% for first seven years, stepping up to 8% on April 28, 2024 and to 9% on April 28, 2029, payable quarterly due 4/28/2032

Morgan Stanley Finance LLC 0.00% due 5/1/2020

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 4/30/2027

Morgan Stanley Finance LLC 0.00% due 10/29/2018

Morgan Stanley Finance LLC 8.5% for first three years, payable quarterly; then, if each index closes at or above its initial level on a quarterly observation date, 8.5% annualized for that quarter and any previous quarter for which no coupon was paid due 4/28/2032

Morgan Stanley Finance LLC 7% annually for first five years, then 7% annualized per month if each index closes above 60% coupon barrier on a monthly observation date due 4/28/2032

Morgan Stanley Finance LLC 0.00% due 4/29/2022

Morgan Stanley Finance LLC 0.00% due 4/29/2022

Morgan Stanley Finance LLC 0.00% due 4/28/2022

Morgan Stanley Finance LLC 0.00% due 4/28/2022

Morgan Stanley Finance LLC 0.00% due 4/28/2025

Morgan Stanley Finance LLC 0.00% due 4/26/2022

Morgan Stanley Finance LLC 12.55% per year, payable monthly if shares close at or above downside threshold level on determination date for that month due 10/26/2017

Morgan Stanley Finance LLC 12% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/27/2020

Morgan Stanley Finance LLC 12.9% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/24/2020

Morgan Stanley Finance LLC 7% for first two years, then seven times 30-year ICE swap rate minus two-year ICE swap rate, capped at 7% a year with a floor of 0%; payable quarterly due 4/28/2032

Morgan Stanley Finance LLC 0.00% due 4/29/2022

Morgan Stanley Finance LLC 7.55%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,644.08 for S&P, 2,408.19 for Stoxx, 70% of initial levels due 4/28/2027

Morgan Stanley Finance LLC 8%, payable quarterly if fund closes at or above coupon barrier on quarterly observation date; Coupon barrier: $38.73, 72.2% of initial price due 4/27/2020

Morgan Stanley Finance LLC 0.00% due 6/25/2018

Morgan Stanley Finance LLC 0.00% due 7/9/2018

Morgan Stanley Finance LLC 0.00% due 4/16/2020

Morgan Stanley Finance LLC 0.00% due 7/12/2022

Morgan Stanley Finance LLC 0.00% due 12/18/2018

Morgan Stanley Finance LLC 7.3%, payable quarterly if indexes close at or above coupon barriers on observation date for that quarter; Coupon barriers: 2,413.78 for Euro Stoxx 50 and 1,630.27 for S&P 500; 70% of initial levels due 4/16/2027

Morgan Stanley Finance LLC 0.00% due 5/3/2019

Morgan Stanley Finance LLC 0.00% due 4/17/2019

Morgan Stanley Finance LLC 13.00% due 5/18/2018

Morgan Stanley Finance LLC 0.00% due 4/16/2020

Morgan Stanley Finance LLC 0.00% due 4/15/2021

Morgan Stanley Finance LLC 9% for first year, then proportion of days on which both indexes close at or above 60% reference level multiplied by 20 times 30-year ICE swap rate minus two-year ICE swap rate, capped at 9% a year with a floor of 0%; payable quarterly due 4/28/2037

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/13/2020

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/13/2020

Morgan Stanley Finance LLC 8.3% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/13/2020

Morgan Stanley Finance LLC 10% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/13/2020

Morgan Stanley Finance LLC 0.00% due 10/11/2018

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if index closes at or above its coupon barrier on quarterly determination date; Coupon barrier level: 1,159.463, 85.75% of initial level due 4/11/2022

Morgan Stanley Finance LLC 0.00% due 2/6/2019

Morgan Stanley Finance LLC 0.00% due 4/4/2019

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 0.00% due 10/5/2018

Morgan Stanley Finance LLC 0.00% due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 8.6% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 4/3/2020

Morgan Stanley Finance LLC 6% per year, payable quarterly if index closes at or above downside threshold level on determination date for that quarter due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 4/4/2019

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 0.00% due 7/5/2018

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 7/5/2018

Morgan Stanley Finance LLC 0.00% due 4/3/2020

Morgan Stanley Finance LLC 0.00% due 4/3/2019

Morgan Stanley Finance LLC 0.00% due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2023

Morgan Stanley Finance LLC 0.00% due 4/2/2020

Morgan Stanley Finance LLC 0.00% due 5/7/2019

Morgan Stanley Finance LLC 0.00% due 3/29/2019

Morgan Stanley Finance LLC 0.00% due 3/31/2020

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 0.00% due 3/31/2027

Morgan Stanley Finance LLC 0.00% due 7/9/2018

Morgan Stanley Finance LLC Interest rate is fixed at 8.5% per year for first three years; in years four through 15, if each index closes at or above downside threshold level on determination date for that quarter, notes pay contingent coupon at an annual rate of 8.5% plus any previously unpaid contingent quarterly coupons due 3/31/2032

Morgan Stanley Finance LLC 7% annually for first five years, then at annual rate of 7% if each index closes above 60% of initial level on a monthly observation date due 3/31/2032

Morgan Stanley Finance LLC 0.00% due 3/29/2019

Morgan Stanley Finance LLC 0.00% due 3/31/2025

Morgan Stanley Finance LLC 0.00% due 3/29/2021

Morgan Stanley Finance LLC 8.7% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/27/2020

Morgan Stanley Finance LLC 9.1% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/27/2020

Morgan Stanley Finance LLC 8% for first year, then eight times 30-year ICE swap rate minus two-year ICE swap rate, capped at 9% a year with a floor of 0%; payable quarterly due 3/30/2037

Morgan Stanley Finance LLC 0.00% due 3/31/2022

Morgan Stanley Finance LLC 0.00% due 10/22/2018

Morgan Stanley Finance LLC 0.00% due 9/27/2018

Morgan Stanley Finance LLC 8% for first year, then eight times 30-year ICE swap rate minus two-year ICE swap rate, capped at 10% a year with a floor of 0%; payable quarterly due 3/24/2037

Morgan Stanley Finance LLC 0.00% due 9/26/2018

Morgan Stanley Finance LLC 0.00% due 5/24/2018

Morgan Stanley Finance LLC 0.00% due 4/30/2018

Morgan Stanley Finance LLC 0.00% due 3/23/2022

Morgan Stanley Finance LLC 0.00% due 3/11/2019

Morgan Stanley Finance LLC 9.2% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter due 3/20/2020

Morgan Stanley Finance LLC 10.68% per year, payable each quarter that each ETF closes at or above downside threshold level on determination date for that quarter due 3/21/2019

Morgan Stanley Finance LLC 9.3% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/20/2020

Morgan Stanley Finance LLC 11.5% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/20/2020

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/20/2020

Morgan Stanley Finance LLC 0.00% due 3/20/2020

Morgan Stanley Finance LLC 0.00% due 3/19/2020

Morgan Stanley Finance LLC 6.5%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,431.16 for S&P, 829.698 for Russell, 60% of initial levels due 3/19/2027

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 12/11/2018

Morgan Stanley Finance LLC 0.00% due 9/13/2018

Morgan Stanley Finance LLC 8.25% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter due 3/13/2020

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/13/2020

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if shares close at or above downside threshold level on determination date for that quarter due 3/13/2020

Morgan Stanley Finance LLC 6.05%, payable each quarter that each index closes at or above coupon barrier on observation date for that quarter; Coupon barriers: 682.633 for Russell, 1,186.30 for S&P; 50% of initial levels due 3/15/2027

Morgan Stanley Finance LLC 9.4% per year, payable monthly if Tesla shares close at or above downside threshold level on determination date for that month due 3/16/2020

Morgan Stanley Finance LLC 9% per year if each fund closes at or above coupon barrier level on monthly determination date; otherwise, no coupon will be paid that month; Coupon barrier levels: $42.953 for Regional Banking and $39.023 for Materials Select; 75% of initial levels due 2/23/2018

Morgan Stanley Finance LLC 7% per year if each fund closes at or above coupon barrier level on monthly determination date; otherwise, no coupon will be paid that month; Coupon barrier levels: $37.226 for Regional Banking and $33.82 for Materials Select; 65% of initial levels due 2/23/2018

Morgan Stanley Finance LLC 0.00% due 9/12/2018

Morgan Stanley Finance LLC 0.00% due 3/10/2021

Morgan Stanley Finance LLC 13.75% per year, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 3/6/2020

Morgan Stanley Finance LLC 1.90% due 3/8/2021

Morgan Stanley Finance LLC 0.00% due 9/7/2018

Morgan Stanley Finance LLC 9% for first 1.5 years, then proportion of days on which both indexes close at or above 50% reference level times leverage factor times 30-year ICE swap rate minus two-year ICE swap rate, capped at 9% a year with a floor of 0%; leverage factor will be 15 times from Sept. 30, 2018 to but excluding March 31, 2027, after which it will be 20 times; payable quarterly due 3/31/2037

Morgan Stanley Finance LLC 0.00% due 9/4/2018

Morgan Stanley Finance LLC 0.00% due 9/3/2020

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 0.00% due 3/3/2022

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 0.00% due 8/31/2018

Morgan Stanley Finance LLC 0.00% due 3/29/2018

Morgan Stanley Finance LLC 0.00% due 3/4/2020

Morgan Stanley Finance LLC 0.00% due 6/5/2018

Morgan Stanley Finance LLC 0.00% due 3/5/2019

Morgan Stanley Finance LLC 0.00% due 3/3/2023

Morgan Stanley Finance LLC 9% per year, payable quarterly if Apple shares close at or above downside threshold level on observation date for that quarter due 2/27/2020

Morgan Stanley Finance LLC 10.3% per year, payable quarterly if BofA shares close at or above downside threshold level on observation date for that quarter due 2/27/2020

Morgan Stanley Finance LLC 0.00% due 2/27/2020

Morgan Stanley Finance LLC 0.00% due 6/5/2018

Morgan Stanley Finance LLC 0.00% due 2/28/2020

Morgan Stanley Finance LLC 10% per year, payable each quarter that each stock closes at or above downside threshold level on determination date for that quarter due 2/28/2019

Morgan Stanley Finance LLC 7% per year for first five years, payable monthly; then, if each index closes at or above barrier level on a monthly observation date, notes will pay a contingent coupon at annual rate of 7% for that month due 2/26/2027

Morgan Stanley Finance LLC 0.00% due 8/28/2020

Morgan Stanley Finance LLC 0.00% due 2/28/2022

Morgan Stanley Finance LLC 0.00% due 2/28/2022

Morgan Stanley Finance LLC 0.00% due 2/28/2022

Morgan Stanley Finance LLC 0.00% due 2/28/2022

Morgan Stanley Finance LLC 0.00% due 2/26/2021

Morgan Stanley Finance LLC 0.00% due 8/29/2025

Morgan Stanley Finance LLC 0.00% due 3/29/2021

Morgan Stanley Finance LLC 7.35% due 5/24/2018

Morgan Stanley Finance LLC 8.2% per year, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 2/21/2020

Morgan Stanley Finance LLC 9% per year for first three years, payable quarterly; then, if each index closes at or above its initial level on a quarterly observation date, notes will pay a contingent quarterly coupon at annual rate of 9% for that quarter and any previous quarter for which no coupon was paid due 2/27/2032

Morgan Stanley Finance LLC 11.75% per year, payable quarterly if stock closes at or above downside threshold level on determination date for that quarter due 2/23/2018

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if index closes at or above coupon barrier level on observation date for that quarter; Coupon barrier level: 1,761.938, or 75% of initial level due 2/19/2027

Morgan Stanley Finance LLC 0.00% due 3/4/2020

Morgan Stanley Finance LLC 0.00% due 3/20/2018

Morgan Stanley Finance LLC 0.00% due 2/22/2019

Morgan Stanley Finance LLC 0.00% due 2/21/2023

Morgan Stanley Finance LLC 0.00% due 8/17/2022

Morgan Stanley Finance LLC 0.00% due 2/20/2020

Morgan Stanley Finance LLC 0.00% due 2/20/2019

Morgan Stanley Finance LLC 0.00% due 11/16/2018

Morgan Stanley Finance LLC 0.00% due 2/15/2019

Morgan Stanley Finance LLC 8.75% per year, payable quarterly if Apple shares close at or above downside threshold level on determination date for that quarter due 2/13/2020

Morgan Stanley Finance LLC 16% per year, payable monthly if Continental Resources shares close at or above downside threshold level on determination date for that month due 8/15/2017

Morgan Stanley Finance LLC 0.00% due 2/14/2020

Morgan Stanley Finance LLC 7.62%, payable quarterly if each index closes at or above coupon barrier level on observation date; Coupon barriers: 1,621.27 for S&P, 2,289.58 for Stoxx, 70% of initial levels due 2/16/2027

Morgan Stanley Finance LLC 0.00% due 2/13/2020

Morgan Stanley Finance LLC 0.00% due 2/13/2020

Morgan Stanley Finance LLC 0.00% due 6/12/2019

Morgan Stanley Finance LLC 0.00% due 11/13/2018

Morgan Stanley Finance LLC 10% for first 1.5 years, then 15 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 65% of initial levels, capped at 10% a year; payable monthly due 2/28/2037

Morgan Stanley Finance LLC 0.00% due 5/10/2018

Morgan Stanley Finance LLC 8.8% per year, payable quarterly if Microsoft shares close at or above downside threshold level on determination date for that quarter due 2/6/2020

Morgan Stanley Finance LLC 9.15% per year, payable quarterly if Prudential shares close at or above downside threshold level on determination date for that quarter due 2/6/2020

Morgan Stanley Finance LLC 0.00% due 2/6/2019

Morgan Stanley Finance LLC 0.00% due 10/22/2018

Morgan Stanley Finance LLC 0.00% due 2/4/2021

Morgan Stanley Finance LLC 0.00% due 8/5/2019

Morgan Stanley Finance LLC 0.00% due 8/5/2019

Morgan Stanley Finance LLC 0.00% due 2/5/2019

Morgan Stanley Finance LLC 7% per year, payable each quarter that index closes at or above coupon barrier on a determination date for that quarter; Coupon barrier: 1,709.153, 75% of initial level due 2/3/2027

Morgan Stanley Finance LLC 0.00% due 2/5/2020

Morgan Stanley Finance LLC 0.00% due 2/5/2020

Morgan Stanley Finance LLC 0.00% due 7/5/2018

Morgan Stanley Finance LLC 0.00% due 12/6/2018

Morgan Stanley Finance LLC 0.00% due 2/3/2022

Morgan Stanley Finance LLC 0.00% due 2/5/2019

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 2/3/2023

Morgan Stanley Finance LLC 0.00% due 8/2/2019

Morgan Stanley Finance LLC 9.5% per year, payable each month that each stock closes at or above downside threshold level on determination date for that month due 2/3/2020

Morgan Stanley Finance LLC 0.00% due 2/1/2021

Morgan Stanley Finance LLC 0.00% due 1/30/2019

Morgan Stanley Finance LLC 0.00% due 1/24/2020

Morgan Stanley Finance LLC 0.00% due 1/31/2019

Morgan Stanley Finance LLC 0.00% due 1/24/2020

Morgan Stanley Finance LLC 0.00% due 7/31/2020

Morgan Stanley Finance LLC 0.00% due 1/24/2020

Morgan Stanley Finance LLC 7% for first four years, then 7% for each month that both indexes close at or above coupon barrier level on the observation date for that month; Barrier levels: 825,357 for Russell 2000 and 1,378,008 for S&P 500; 60% of initial levels due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/31/2022

Morgan Stanley Finance LLC 0.00% due 1/29/2021

Morgan Stanley Finance LLC 0.00% due 7/31/2020

Morgan Stanley Finance LLC 0.00% due 1/29/2027

Morgan Stanley Finance LLC 0.00% due 1/31/2022

Morgan Stanley Finance LLC 0.00% due 1/31/2022

Morgan Stanley Finance LLC 0.00% due 1/27/2022

Morgan Stanley Finance LLC 0.00% due 2/28/2018

Morgan Stanley Finance LLC 9.85% per year for first two years, payable quarterly; then 9.85% for each quarter each index closes at or above in initial level on observation date for quarter, plus any previously unpaid contingent quarterly coupons due 1/26/2027

Morgan Stanley Finance LLC 0.00% due 1/25/2022

Morgan Stanley Finance LLC 0.00% due 1/29/2019

Morgan Stanley Finance LLC 8.5% per year, payable quarterly if each fund closes at or above downside threshold level on determination date for that quarter due 1/24/2020

Morgan Stanley Finance LLC 0.00% due 11/6/2018

Morgan Stanley Finance LLC 0.00% due 1/21/2022

Morgan Stanley Finance LLC 0.00% due 10/23/2018

Morgan Stanley Finance LLC 0.00% due 7/9/2018

Morgan Stanley Finance LLC 0.00% due 2/6/2019

Morgan Stanley Finance LLC 9.05% per year, payable quarterly if JPMorgan shares close at or above downside threshold level on determination date for that quarter due 1/9/2020

Morgan Stanley Finance LLC 16.2% per year, payable monthly if Netflix shares close at or above downside threshold level on determination date for that month due 7/11/2017

Morgan Stanley Finance LLC 0.00% due 3/11/2019

Morgan Stanley Finance LLC 0.00% due 8/9/2018

Morgan Stanley Finance LLC 9% for first three years; beginning Jan. 31, 2020, 20 times spread of 30-year ICE swap rate over two-year ICE swap rate, subject to minimum of zero and maximum of 9% per year, multiplied by proportion of days on which each index closes at or above index reference level; payable monthly; Index reference levels: 65% of initial levels due 1/31/2037

Morgan Stanley Finance LLC 0.00% due 1/11/2021

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2022

Morgan Stanley Finance LLC 0.00% due 12/31/2018

Morgan Stanley Finance LLC 0.00% due 7/3/2019

Morgan Stanley Finance LLC 0.00% due 7/3/2019

Morgan Stanley Finance LLC 9.75% per year, payable quarterly if Citigroup shares close at or above downside threshold level on determination date for that quarter due 1/3/2020

Morgan Stanley Finance LLC 9% per year, payable quarterly if each ETF's shares close at or above downside threshold level on quarterly determination date due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 1/4/2022

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 1/4/2023

Morgan Stanley Finance LLC 0.00% due 9/28/2018

Morgan Stanley Finance LLC 0.00% due 7/3/2018

Morgan Stanley Finance LLC 0.00% due 12/11/2018

Morgan Stanley Finance LLC 0.00% due 12/31/2021

Morgan Stanley Finance LLC 0.00% due 12/31/2026

Morgan Stanley Finance LLC 10% for first year; then 20 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 50% of initial levels, capped at 10% a year; payable monthly due 12/30/2036

Morgan Stanley Finance LLC 0.00% due 6/29/2020

Morgan Stanley Finance LLC 0.00% due 1/5/2021

Morgan Stanley Finance LLC 9.01% per year, payable quarterly if Caterpillar shares close at or above downside threshold on determination date for that quarter due 12/27/2019

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 7% for first three years, then 7% annualized contingent coupon if each index closes above barrier on monthly determination date, payable monthly due 12/28/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2021

Morgan Stanley Finance LLC 0.00% due 6/29/2020

Morgan Stanley Finance LLC 3.5% initially; beginning Dec. 30, 2019, Libor plus 100 bps, capped at 6%; payable quarterly due 12/30/2026

Morgan Stanley Finance LLC 0.00% due 12/28/2021

Morgan Stanley Finance LLC 0.00% due 8/23/2018

Morgan Stanley Finance LLC 0.00% due 1/22/2019

Morgan Stanley Finance LLC 9% per year, payable monthly if each stock close at or above downside threshold level on determination date for that month due 12/23/2019

Morgan Stanley Finance LLC 0.00% due 7/24/2018

Morgan Stanley Finance LLC 10.65% per year, payable monthly if ConocoPhillips shares close at or above downside threshold level on determination date for that month due 6/21/2017

Morgan Stanley Finance LLC 8% per year, payable quarterly if Kinder Morgan shares close at or above downside threshold level on determination date for that quarter due 12/23/2019

Morgan Stanley Finance LLC 4.05% initially; beginning Dec. 30, 2019, 10-year dollar ICE swap rate, floor of zero; payable quarterly due 12/30/2026

Morgan Stanley Finance LLC 0.00% due 7/3/2019

Morgan Stanley Finance LLC 0.00% due 1/3/2020

Morgan Stanley Finance LLC 0.00% due 1/13/2020

Morgan Stanley Finance LLC 0.00% due 12/31/2020

Morgan Stanley Finance LLC 0.00% due 12/13/2018

Morgan Stanley Finance LLC 0.00% due 6/14/2018

Morgan Stanley Finance LLC 8.15% per year, payable quarterly if Microsoft shares close at or above downside threshold level on determination date for that quarter due 12/12/2019

Morgan Stanley Finance LLC 0.00% due 1/4/2022

Morgan Stanley Finance LLC 0.00% due 2/11/2019

Morgan Stanley Finance LLC 0.00% due 12/13/2018

Morgan Stanley Finance LLC 0.00% due 12/13/2018

Morgan Stanley Finance LLC 0.00% due 3/12/2019

Morgan Stanley Finance LLC 0.00% due 10/13/2022

Morgan Stanley Finance LLC 0.00% due 12/6/2018

Morgan Stanley Finance LLC 10% for first two years; then 20 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 70% of initial levels, capped at 10% a year; payable monthly due 12/30/2036

Morgan Stanley Finance LLC 0.00% due 12/5/2018

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 0.00% due 6/5/2019

Morgan Stanley Finance LLC 0.00% due 6/5/2019

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 0.00% due 12/4/2019

Morgan Stanley Finance LLC 0.00% due 12/5/2018

Morgan Stanley Finance LLC 0.00% due 12/5/2018

Morgan Stanley Finance LLC 0.00% due 2/4/2019

Morgan Stanley Finance LLC 0.00% due 6/5/2024

Morgan Stanley Finance LLC 0.00% due 12/5/2022

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2026

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 0.00% due 11/30/2021

Morgan Stanley Finance LLC 0.00% due 5/29/2020

Morgan Stanley Finance LLC 0.00% due 5/29/2020

Morgan Stanley Finance LLC 4.5% for first year; after that, Libor plus 100 bps, subject to floor of zero and cap of 4.5% in years two through eight, 5% in year nine and 6% in year 10; payable quarterly due 11/29/2026

Morgan Stanley Finance LLC 0.00% due 11/29/2021

Morgan Stanley Finance LLC 0.00% due 11/23/2018

Morgan Stanley Finance LLC 12.4% per year, payable quarterly if Las Vegas Sands shares close at or above downside threshold level on determination date for that quarter due 11/21/2019

Morgan Stanley Finance LLC 11% per year, payable quarterly if Netflix shares close at or above downside threshold level on determination date for that quarter due 11/25/2019

Morgan Stanley Finance LLC 8% per year, payable quarterly if Under Armour shares close at or above downside threshold level on determination date for that quarter due 11/25/2019

Morgan Stanley Finance LLC 0.00% due 8/30/2017

Morgan Stanley Finance LLC 0.00% due 11/22/2019

Morgan Stanley Finance LLC 0.00% due 6/5/2019

Morgan Stanley Finance LLC 0.00% due 10/22/2018

Morgan Stanley Finance LLC 0.00% due 5/16/2019

Morgan Stanley Finance LLC 0.00% due 11/16/2018

Morgan Stanley Finance LLC 0.00% due 4/5/2019

Morgan Stanley Finance LLC 0.00% due 4/5/2019

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at an annual rate of 6.05% plus any previously unpaid contingent coupons if each index closes at or above threshold level on determination date for that quarter due 11/18/2019

Morgan Stanley Finance LLC 0.00% due 1/10/2019

Morgan Stanley Finance LLC 8.45% per year, payable quarterly if Dollar General shares close at or above downside threshold level on determination date for that quarter due 11/7/2019

Morgan Stanley Finance LLC 0.00% due 11/7/2019

Morgan Stanley Finance LLC 0.00% due 11/7/2018

Morgan Stanley Finance LLC 9% for first year, then 20 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 70% of initial levels, capped at 9% a year; payable monthly due 11/29/2036

Morgan Stanley Finance LLC 0.00% due 11/6/2018

Morgan Stanley Finance LLC 0.00% due 11/5/2018

Morgan Stanley Finance LLC 0.00% due 11/3/2021

Morgan Stanley Finance LLC 0.00% due 5/3/2024

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/3/2022

Morgan Stanley Finance LLC 0.00% due 11/2/2021

Morgan Stanley Finance LLC 7% for first five years, then 7% for each month that both indexes close at or above coupon barrier level, 55% of its initial level, on the observation date for that month due 11/3/2031

Morgan Stanley Finance LLC 10% per year multiplied by proportion of days on which reference rate is greater than or equal to threshold level; payable monthly due 11/30/2017

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at rate of 7.5% per year if shares close at or above downside threshold level on observation date for that quarter due 10/31/2019

Morgan Stanley Finance LLC 10%, payable quarterly if index closes at or above downside threshold on observation date for that quarter due 10/31/2019

Morgan Stanley Finance LLC Each quarter, notes pay contingent coupon at rate of 9% per year if shares close at or above downside threshold level on observation date for that quarter due 10/31/2019

Morgan Stanley Finance LLC 0.00% due 10/29/2021

Morgan Stanley Finance LLC 0.00% due 10/29/2021

Morgan Stanley Finance LLC 10% per year, payable monthly if Bank of America shares close at or above downside threshold level on determination date for that month due 10/31/2019

Morgan Stanley Finance LLC 7% for first five years, then 7% for each month that both indexes close at or above coupon barrier level on the observation date for that month; Barrier levels: 662.612 for Russell 2000 and 1,176.687 for S&P 500; 55% of initial levels due 10/31/2031

Morgan Stanley Finance LLC 0.00% due 4/30/2020

Morgan Stanley Finance LLC 0.00% due 4/30/2020

Morgan Stanley Finance LLC 0.00% due 10/31/2023

Morgan Stanley Finance LLC 0.00% due 10/30/2026

Morgan Stanley Finance LLC 0.00% due 10/29/2021

Morgan Stanley Finance LLC 0.00% due 5/1/2018

Morgan Stanley Finance LLC 9.75% per year, payable monthly if each stock close at or above downside threshold level on determination date for that month due 10/28/2019

Morgan Stanley Finance LLC 0.00% due 10/29/2018

Morgan Stanley Finance LLC 10.85% per year, payable monthly if American Airlines shares close at or above downside threshold level on determination date for that month due 4/26/2017

Morgan Stanley Finance LLC 6% per year, payable quarterly if index closes at or above coupon barrier level on the determination date for that quarter; Coupon barrier: 1,605.87, 75% of initial level due 10/26/2023

Morgan Stanley Finance LLC 0.00% due 7/25/2018

Morgan Stanley Finance LLC 0.00% due 10/25/2018

Morgan Stanley Finance LLC 7% per year, payable each quarter that index closes at or above barrier level on observation date for that quarter; Coupon barrier: 1,599.735, 75% of initial level due 10/19/2026

Morgan Stanley Finance LLC 9.4% per year, payable quarterly if Cisco shares close at or above downside threshold level on determination date for that quarter due 10/10/2019

Morgan Stanley Finance LLC 8% for first year, then 8 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 60% of initial levels; payable monthly due 10/31/2036

Morgan Stanley Finance LLC 9% for first year, then 20 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 60% of initial levels, capped at 9% a year; payable monthly due 10/31/2036

Morgan Stanley Finance LLC 0.00% due 4/6/2020

Morgan Stanley Finance LLC 0.00% due 4/3/2019

Morgan Stanley Finance LLC 10.35% per year, payable quarterly if Applied Materials shares close at or above downside threshold level on determination date for that quarter due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 10/3/2019

Morgan Stanley Finance LLC 0.00% due 1/3/2018

Morgan Stanley Finance LLC 0.00% due 10/5/2022

Morgan Stanley Finance LLC 0.00% due 9/30/2020

Morgan Stanley Finance LLC 0.00% due 3/30/2020

Morgan Stanley Finance LLC 0.00% due 9/30/2021

Morgan Stanley Finance LLC 0.00% due 10/2/2018

Morgan Stanley Finance LLC 9.5% annualized, payable monthly if each stock closes at or above downside threshold level on determination date for that month due 9/30/2019

Morgan Stanley Finance LLC 7% for first five years, then 7% for each month that both indexes close at or above coupon barrier level, 60% of its initial level, on the observation date for that month due 9/30/2031

Morgan Stanley Finance LLC 10% per year multiplied by the proportion of days on which the reference rate is greater than or equal to the threshold level, 70% of the initial reference rate due 10/30/2017

Morgan Stanley Finance LLC 8% per year, payable quarterly if each ETF's shares close at or above downside threshold level on determination date for that quarter due 9/30/2019

Morgan Stanley Finance LLC 0.00% due 4/3/2019

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if index closes at or above its coupon barrier on quarterly determination date; Coupon barrier level: 1,041.062, 85% of initial level due 9/21/2021

Morgan Stanley Finance LLC 8%, payable quarterly if indexes close at or above downside threshold levels on observation date for that quarter due 9/19/2019

Morgan Stanley Finance LLC 8%, payable quarterly if each index closes at or above coupon barrier on observation date; Coupon barrier: 2,075.43 for Stoxx, 1,488.04 for S&P, 70% of initial levels due 9/19/2019

Morgan Stanley Finance LLC 12.6% per year, payable monthly if American Airlines shares close at or above downside threshold level on determination date for that month due 3/14/2017

Morgan Stanley Finance LLC 8.05% per year, payable quarterly if the shares close at or above downside threshold level on determination date for that quarter due 9/12/2019

Morgan Stanley Finance LLC 7% for first five years; after that, 7% per year multiplied by proportion of days on which spread of 30-year ICE swap rate over two-year ICE swap rate is greater than or equal to zero and each index closes at or above index reference level; payable monthly due 9/30/2036

Morgan Stanley Finance LLC 9.1% per year, payable quarterly if the shares close at or above downside threshold level on determination date for that quarter due 9/6/2019

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 0.00% due 9/5/2019

Morgan Stanley Finance LLC 9% for first two years, then 20 times spread of 30-year ICE swap rate over two-year ICE swap rate, subject to minimum of zero and maximum of 9% per year, multiplied by proportion of days on which each index closes at or above index reference level; payable monthly; Index reference levels: 65% of initial levels due 9/30/2036

Morgan Stanley Finance LLC 0.00% due 3/5/2024

Morgan Stanley Finance LLC 0.00% due 9/6/2022

Morgan Stanley Finance LLC 12.7% per year, payable quarterly if Las Vegas Sands shares close at or above downside threshold level on determination date for that quarter due 8/29/2019

Morgan Stanley Finance LLC 8% for first year; in years two through 15, notes pay contingent coupon at an annual rate of 8% plus any previously unpaid contingent coupons if each index closes at or above initial level on determination date for that quarter due 8/29/2031

Morgan Stanley Finance LLC 7.5% per year, payable quarterly if each index closes at or above coupon barrier level on determination date for that quarter; Coupon barriers: 928.523 for Russell 2000 and 1,626.78 for S&P 500, 75% of initial levels due 8/29/2031

Morgan Stanley Finance LLC 0.00% due 8/31/2026

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 0.00% due 8/31/2020

Morgan Stanley Finance LLC 3.625% for first two years; after that, Libor plus 105 bps, subject to floor of zero and cap of 3.5% in years three and four, 4% in years five through seven, 4.5% in year eight, 5% in year nine and 6% in year 10; payable quarterly due 9/30/2026

Morgan Stanley Finance LLC 0.00% due 2/25/2021

Morgan Stanley Finance LLC 0.00% due 8/26/2021

Morgan Stanley Finance LLC 17.25% per year, payable monthly if Freeport-McMoRan shares close at or above downside threshold level on determination date for that month due 2/24/2017

Morgan Stanley Finance LLC 0.00% due 8/17/2020

Morgan Stanley Finance LLC 9% for first year; after that, 20 times spread of 30-year ICE swap rate over two-year ICE swap rate for each day that each index closes at or above reference level, capped at 9% per year with floor of 0%; payable monthly due 8/31/2036

Morgan Stanley Finance LLC 8% for first year, then 8 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 60% of initial levels; payable monthly due 8/31/2036

Morgan Stanley Finance LLC 9% for first year, then 20 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 60% of initial levels, capped at 9% a year; payable monthly due 8/31/2036

Morgan Stanley Finance LLC 8% for first year, then 8 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 60% of initial levels; payable monthly due 8/31/2036

Morgan Stanley Finance LLC 0.00% due 10/5/2018

Morgan Stanley Finance LLC 0.00% due 8/3/2021

Morgan Stanley Finance LLC 0.00% due 2/5/2019

Morgan Stanley Finance LLC 13.4% per year, payable monthly if Netflix shares close at or above downside threshold level on determination date for that month due 2/2/2017

Morgan Stanley Finance LLC 0.00% due 8/1/2019

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 8/3/2022

Morgan Stanley Finance LLC 0.00% due 7/31/2026

Morgan Stanley Finance LLC 0.00% due 2/3/2020

Morgan Stanley Finance LLC 7% for first five years, then 7% for each month that both indexes close at or above coupon barrier level on the observation date for that month; Barrier levels: 608.430 for Russell and 1,084.59 for S&P 500; 50% of initial levels due 7/31/2031

Morgan Stanley Finance LLC 0.00% due 7/30/2021

Morgan Stanley Finance LLC 0.00% due 7/30/2018

Morgan Stanley Finance LLC 4% for the first two years; after that, Libor plus 105 bps, subject to a floor of zero and a cap of 4.5% initially, stepping up to 5% on July 29, 2022 and to 6% on July 29, 2026; payable quarterly due 7/29/2028

Morgan Stanley Finance LLC 12.2% a year, payable quarterly if ETF closes above downside threshold on observation date for that quarter due 7/25/2019

Morgan Stanley Finance LLC 8.00% due 7/27/2017

Morgan Stanley Finance LLC 0.00% due 1/31/2018

Morgan Stanley Finance LLC 0.00% due 2/5/2019

Morgan Stanley Finance LLC 0.00% due 2/5/2019

Morgan Stanley Finance LLC 10.25% per year, payable quarterly if SunTrust Banks shares close at or above downside threshold level on determination date for that quarter due 7/18/2019

Morgan Stanley Finance LLC 0.00% due 8/31/2018

Morgan Stanley Finance LLC 9.35% per year, payable quarterly if Goldman Sachs shares close at or above downside threshold level on determination date for that quarter due 7/11/2019

Morgan Stanley Finance LLC 6.00% due 7/13/2023

Morgan Stanley Finance LLC 10.75% per year, payable quarterly if Amazon shares close at or above downside threshold level on determination date for that quarter due 7/5/2019

Morgan Stanley Finance LLC 0.00% due 1/4/2022

Morgan Stanley Finance LLC 0.00% due 1/3/2024

Morgan Stanley Finance LLC 0.00% due 1/3/2019

Morgan Stanley Finance LLC 0.00% due 1/27/2021

Morgan Stanley Finance LLC 0.00% due 6/30/2021

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 8% annualized, payable monthly if either stock closes at or above downside threshold level on determination date for that month due 6/28/2019

Morgan Stanley Finance LLC 10.5% a year, payable monthly if each stock closes above downside threshold on observation date for that month due 6/28/2019

Morgan Stanley Finance LLC 7.15% for first five years; after that, contingent coupon each month at 7.15% per year if each index closes at or above its coupon barrier level on the determination date for that month; Coupon barrier levels: 653.788 for Russell 2000, 1,200.324 for S&P 500; 60% of initial levels due 6/30/2031

Morgan Stanley Finance LLC 0.00% due 6/30/2026

Morgan Stanley Finance LLC 11.4% per year, payable quarterly if Bank of America shares close at or above downside threshold level on determination date for that quarter due 6/27/2019

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if JPMorgan shares close at or above downside threshold level on determination date for that quarter due 6/20/2019

Morgan Stanley Finance LLC 0.00% due 1/3/2019

Morgan Stanley Finance LLC 0.00% due 1/3/2019

Morgan Stanley Finance LLC 7% per year, payable quarterly if index closes at or above coupon barrier level on the determination date for that quarter; Coupon barrier: 1,553.625, 75% of initial level due 6/18/2026

Morgan Stanley Finance LLC 9% for first three years, then 10 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 60% of initial levels, subject to maximum of 10% and floor of zero; payable monthly due 6/30/2036

Morgan Stanley Finance LLC 8.55% per year, payable quarterly if Nike shares close at or above downside threshold level on determination date for that quarter due 6/6/2019

Morgan Stanley Finance LLC 0.00% due 6/8/2020

Morgan Stanley Finance LLC 0.00% due 6/3/2021

Morgan Stanley Finance LLC 7.5% per year, payable each quarter that index closes at or above barrier level on observation date for that quarter; Coupon barrier: 1,572.72, 75% of initial level due 6/3/2026

Morgan Stanley Finance LLC 0.00% due 12/3/2021

Morgan Stanley Finance LLC 0.00% due 12/5/2023

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 0.00% due 6/3/2022

Morgan Stanley Finance LLC 9.45% per year, payable quarterly if Goldman Sachs shares close at or above downside threshold level on determination date for that quarter due 5/31/2019

Morgan Stanley Finance LLC 0.00% due 5/28/2021

Morgan Stanley Finance LLC 0.00% due 5/28/2021

Morgan Stanley Finance LLC 0.00% due 5/28/2021

Morgan Stanley Finance LLC 8% for the first two years; in years three through 15, notes pay contingent coupon at an annual rate of 8% plus any previously unpaid contingent coupons if each index closes at or above initial level on determination date for that quarter due 5/30/2031

Morgan Stanley Finance LLC 7% for first five years; after that, contingent coupon each month at 7% per year if each index closes at or above its initial level on the determination date for that month due 5/30/2031

Morgan Stanley Finance LLC 0.00% due 5/29/2026

Morgan Stanley Finance LLC 0.00% due 5/28/2021

Morgan Stanley Finance LLC 0.00% due 5/28/2021

Morgan Stanley Finance LLC If a lock-in event occurs on any observation date, contingent semiannual coupon at the rate of 6% per year on each subsequent contingent coupon payment date; if a lock-in event has not occurred on any observation date and the index's closing level on the relevant observation date is greater than or equal to the initial index level, contingent semiannual coupon at the rate of 6% per year for that semiannual period; if the index's closing level is less than the initial index level, no contingent semiannual coupon will be paid for that observation date; Lock-in event: Index’s closing level is greater than 115% of the initial index level on any semiannual observation date due 5/28/2021

Morgan Stanley Finance LLC 8.6% per year for quarter if stock closes at or above downside threshold level on determination date for that quarter due 5/23/2019

Morgan Stanley Finance LLC 10.05% per year for quarter if Facebook stock closes at or above downside threshold level on determination date for that quarter due 5/23/2019

Morgan Stanley Finance LLC 3% for first three years, then Libor plus 100 basis points, subject to maximum rate of 3.5% in year three, 4% in years four and five, 4.5% in year six and 5% in year seven due 5/25/2023

Morgan Stanley Finance LLC 0.00% due 11/25/2019

Morgan Stanley Finance LLC 8% per year multiplied by proportion of days on which spread of 30-year ICE swap rate over two-year ICE swap rate is greater than or equal to zero and each index closes at or above index reference level; payable monthly; Index reference levels: 50% of initial levels due 5/31/2036

Morgan Stanley Finance LLC 9.55% per year, payable quarterly if JPMorgan shares close at or above downside threshold level on determination date for that quarter due 5/16/2019

Morgan Stanley Finance LLC 0.00% due 5/18/2020

Morgan Stanley Finance LLC 0.00% due 5/18/2020

Morgan Stanley Finance LLC 12.3% per year, payable quarterly if Netflix shares close at or above downside threshold level on determination date for that quarter due 5/9/2019

Morgan Stanley Finance LLC 0.00% due 5/10/2021

Morgan Stanley Finance LLC 0.00% due 11/3/2021

Morgan Stanley Finance LLC 0.00% due 11/3/2023

Morgan Stanley Finance LLC 0.00% due 8/3/2017

Morgan Stanley Finance LLC 0.00% due 5/5/2022

Morgan Stanley Finance LLC 0.00% due 5/4/2022

Morgan Stanley Finance LLC 0.00% due 6/30/2017

Morgan Stanley Finance LLC 0.00% due 4/30/2026

Morgan Stanley Finance LLC 0.00% due 4/30/2021

Morgan Stanley Finance LLC 10% per year for quarter if Apple stock closes at or above downside threshold level on determination date for that quarter due 4/29/2019

Morgan Stanley Finance LLC 8%, payable quarterly, fixed for two years; after that, 8% annualized for each quarter that indexes close at or above initial level on determination date for that quarter due 4/29/2031

Morgan Stanley Finance LLC 12% per year for quarter if Netflix stock closes at or above downside threshold level on determination date for that quarter due 4/29/2019

Morgan Stanley Finance LLC 4% for first two years, then Libor plus 125 basis points, subject to maximum rate of 4.5% initially, cap steps up to 5% on May 25, 2022, to 5.5% on May 25, 2024 and to 6% on May 25, 2025; payable quarterly due 5/25/2026

Morgan Stanley Finance LLC 8.6% per year, payable quarterly if Alphabet shares close at or above downside threshold level on determination date for that quarter due 4/25/2019

Morgan Stanley Finance LLC 0.00% due 4/27/2021

Morgan Stanley Finance LLC 0.00% due 4/25/2019

Morgan Stanley Finance LLC 0.00% due 5/3/2019

Morgan Stanley Finance LLC 10% for first year, then 10 times 30-year ICE swap rate minus two-year ICE swap rate for each day both indexes close above 65% of initial levels, subject to a maximum rate of 10% and floor of zero due 4/28/2036

Morgan Stanley Finance LLC 9.5% per year, payable quarterly if SunTrust Banks shares close at or above downside threshold level on determination date for that quarter due 4/11/2019

Morgan Stanley Finance LLC 0.00% due 4/7/2021

Morgan Stanley Finance LLC 9% per year, payable quarterly if Bank of America shares close at or above downside threshold level on determination date for that quarter due 4/4/2019

Morgan Stanley Finance LLC 2% for first two years, then Libor plus 110 bps, subject to maximum rate of 4% per year in year three and 5% per year in years four and five and floor of zero; payable quarterly due 4/1/2021

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 10/5/2021

Morgan Stanley Finance LLC 0.00% due 10/4/2023

Morgan Stanley Finance LLC 0.00% due 4/5/2022

Morgan Stanley Finance LLC 0.00% due 4/3/2019

Morgan Stanley Finance LLC 0.00% due 4/5/2022

Morgan Stanley Finance LLC 10% for first year; after that, 10 times spread of 30-year CMS rate over two-year CMS rate for each day that each index closes at or above reference level, capped at 10% per year with floor of 0%; payable monthly; Barrier/reference levels: 1,018.525 for S&P 500, 540.1155 for Russell 2000; 50% of initial levels due 3/31/2036

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 0.00% due 3/31/2026

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 8.55% per year, payable on quarter if Cisco stock closes at or above downside threshold level on determination date for that quarter due 4/2/2019

Morgan Stanley Finance LLC 9% for first year; after that, contingent coupon each quarter at 9% per year if each index closes at or above its initial level on the determination date for that quarter due 3/31/2031

Morgan Stanley Finance LLC 8% for first five years; after that, contingent coupon each month at 8% per year if each index closes at or above its initial level on the determination date for that month due 3/31/2031

Morgan Stanley Finance LLC 0.00% due 3/31/2020

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 0.00% due 3/31/2021

Morgan Stanley Finance LLC 0.00% due 9/30/2019

Morgan Stanley Finance LLC 3.5% in years one through five, 3.75% in years six and seven, 4% in year eight, 4.25% in year nine and 5% in year 10; payable semiannually due 2/23/2026



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